Quicken Loans Reviews

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About Quicken Loans

On November 1, 2023, Quicken Loans came under the control of LMB OpCO, and is now a financial marketplace platform connecting consumers with a wide range of services, including mortgages, personal loans, home services, auto loans and more. Quicken Loans says it aims to simplify the process of choosing the right loan, by providing the information needed to make confident borrowing decisions.

Pros
  • Free tool
  • Compare multiple options
  • Personalized recommendations
Cons
  • Doesn’t work with all companies

What is Quicken Loans?

Quicken Loans is an online, third-party marketplace connecting you to lenders and financial solutions. Solutions are available for needs like mortgage refinancing and personal loans. Other comparison solutions include:

  • Credit cards
  • Auto loans
  • Insurance
  • Home services
  • Personal finance

Because Quicken Loans works with a number of companies, you can compare services, rates and other solutions in one spot. This makes finding a lender for your specific financial needs easier.

How does Quicken Loans work?

If you’re looking for cash or loan options, Quicken Loans starts with a short, one-minute quiz about financial need. To compare lenders, you enter information like what the money is going to be used for, when you will use it, credit score estimate, ZIP code, residential history and employment status. With this information, Quicken Loans provides personalized offers from a variety of lenders.

Getting initial offers from Quicken Loans doesn’t impact your credit score, and it is free. If you select a lender and apply directly, the lender will do a hard inquiry on your credit, which temporarily lowers your score. Lending terms and interest rates vary based on your financial profile and credit score.

Loans and loan comparison aren’t the only financial services Quicken Loans offers. You can also apply for and compare credit cards, insurance and home services.

Quicken Loans rates

Quicken Loans is a free online financial solutions tool. It doesn't cost you anything to get a personalized loan offer or other financial solution recommendation. After you’ve compared offers through Quicken Loans, you may be subject to fees and interest rates from the lender you choose directly. Interest rates are based heavily on your personal financial profile. Things like credit score, income and loan amounts all affect interest rates and loan terms.

Quicken Loans FAQ

Which companies are included on Quicken Loans?

Quicken Loans works with a variety of financial companies and lenders. Featured providers include Capital One, Citibank, Chase, SoFi, Nationwide and Rocket Mortgage.

How much does Quicken Loans cost?

Quicken Loans is a free, online financial services comparison tool. There is no cost to get personalized recommendations for a provider of mortgage loans, credit cards, insurance, personal loans, banking products and other services.

What services does Quicken Loans offer?

Quicken Loans offers comparisons of financial products and services. After you enter your financial needs, Quicken Loans helps you compare offers from multiple lenders and companies to help you find a personalized financial solution. Featured partner companies include Capital One, Citibank, SoFi, Chase, Rocket Mortgage and Nationwide.

Is Quicken Loans legit?

Quicken Loans is a good option if you’re looking for a quick financial solutions comparison tool. It offers personalized financial solutions, including loans and credit cards, in as little as minutes. It is free to compare lender information, and there are no hard hits on your credit score until you formally apply for a loan. If you’re looking for customized loan options, insurance or home services, Quicken Loans is a good place to start.

Quicken Loans Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Feb. 18, 2026

    I refinanced one other time in my loan, and Quicken Loans has always been fabulous to work with. I knew whenever I was doing this that I only wanted to go with them. I wanted to pay off debt and mortgage rates were down, so I wanted to lower my rate. I was matched to a 30-year refinance, and Quicken Loans was fabulous. They take the time to let you explain your situation and what you're attempting to do, and they will work every way in the world to make that achievable for you.

    Quicken Loans did everything to help me. They explained everything and worked with me on everything as well. They're a top-notch company. The application process with the lender was quick and easy. We did it online and I also spoke with a loan officer. The rep was so helpful and professional. She talks to you like you're family. She never talks down to you. She was always there when I would call if I had a question. I would recommend her to anyone. I'd recommend Quicken Loans to everyone as well. I never go to anyone but Quicken. They know their product, and they place you right where you need to be awesome.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffEase of UseLoan ProcessRates

      Reviewed July 18, 2025

      I went online and looked for a loan for some investment property that I had put a lot of money into. Quicken Loans was one of the top search criteria that came up. I clicked on it and Quicken Loans' response was quick. That's why I was able to get it done. We started talking about it. They sent me a text, and called me and asked, "What do you wanna do? How do you wanna talk about this?" The rep was very knowledgeable, forthright, straightforward and professional. The process was easy because I was able to go online and follow the process as I went through. It was very intuitive.

      The rate is what it is because that's what the market is to bear right now because of the Fed situation. But in terms of the amount of money that I was able to receive and the payment versus what I'm paying off, it was beneficial for me to go this route as opposed to not doing it. However, when we paid off some American Express cards, it wasn't an electronic funds transfer. The checks were sent to me overnight and I had to mail the checks to pay off my account. I called them and asked Quicken about it, "Do you do electronic fund transfer?" They only did it to either the bank or if you were paying off a mortgage. This was a free and clear property so we weren't paying off the mortgage. Everything else was good.

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      Verified purchase
      Customer ServiceStaffLoan Process

      Reviewed April 4, 2025

      The entire journey with Quicken Loans was seamless and stress-free, concluding in just one month. From start to finish, communication was impeccable—whether through calls where I could speak with the same representative or through the constant emails guiding me.

      Each interaction reassured me I made the right choice, leading me not only to complete the initial mortgage effortlessly but also to acquire an equity loan soon after. Transactions were so accommodating that they came to my office for the closing. This wasn't just another mortgage process; compared to buying other homes, this was by far the easiest and most effective one I've encountered.

      My life has notably changed as Quicken Loans helped me secure my dream retirement home in the mountains. It enabled an experience so convenient, I could handle everything from home with minimal paperwork. Anyone who prefers an efficient and hassle-free home-buying journey should definitely consider them.

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      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedOnline & AppStaffBillingLoan ProcessRates

      Reviewed March 11, 2025

      We were already interested in taking equity out of our home to pay off some credit card debts. We were happy with the solution recommended by Quicken Loans. Their support and communication were great. Once we were with Quicken, we just knew that that was where we wanted to be. So, we decided to stick with them. The loan consultant broke down everything for us and mentioned every detail. The process was very easy and convenient for us because everything was online and very straightforward on their website.

      Their website showed me what tasks are needed, and was very thorough about it. But it was very simple, and we didn't have any issues. We just had to submit a few documents, particularly the bank statements and mortgage, and homeowners' insurance. I have pretty good bookkeeping. So, the files were just attached and submitted from my computer. The appraisal was within 10 days, and the closing was pushed out until 21 days. The funding was also very quick and easy. It went straight to our bank account, and the other checks were through UPS mail. I was able to get those to our credit card companies and kind of boost our credit score back up. We had a great experience.

      Initially, the price seemed hefty because it’s the first time we've ever done anything like this besides initial mortgage. But later on, we realized that the price was very fair and reasonable.

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      Verified purchase
      Online & AppStaffBillingLoan Process

      Reviewed March 11, 2025

      I came across Quicken while browsing online, and I'm grateful for the assistance I received during the mortgage process with Rocket Mortgage. Phillip, the representative I worked with, was outstanding. He was patient, knowledgeable, and always available to answer my questions, which made the experience stress-free.

      The online application process was straightforward and user-friendly. From start to finish, it took about two weeks, which was quicker than I anticipated. I didn't feel like anything about the process needed improvement—it was smooth and efficient.

      The loan terms were appealing, and I was satisfied with the amount I received. I needed the funds to pay off my credit cards and have cash for emergencies, and being 70 years old, it provided me peace of mind. The solution recommended by Quicken met my needs perfectly.

      Overall, the service was excellent, and I wouldn't hesitate to recommend Quicken to friends and family looking for a loan. It has positively impacted my life by alleviating the stress of my financial obligations, allowing me to feel secure and prepared.

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      Verified purchase
      Customer ServiceRates

      Reviewed Feb. 19, 2026

      The application process was simple. I gave them some info over the phone. They said, “Can you mail employment records to me?” I did and they gave me the rate that I got. They sent somebody to my house to sign some paperwork and I signed it, and we were good. The whole process took a week. They were nice and seemed to want my business. When I was shopping around, all of them seemed to treat me the same way. It's just one of them had better numbers than everybody else.

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      Verified purchase
      Customer ServiceLoan Process

      Reviewed Jan. 31, 2026

      I had a very good experience with Quicken Loans. The first person who called me sold me on the whole thing because she stayed on top of it. I called two other companies to compare and I went with her. The lending process was easy. It took a total of a month from beginning to end.

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      Profile pic of the author.
      Customer ServiceStaffLoan ProcessTransparency

      Reviewed Jan. 20, 2026

      Quicken Loans is a standout mortgage company that truly puts customers first. From the initial application to closing, the process felt organized, transparent, and surprisingly stress-free. The team was knowledgeable, responsive, and always willing to explain options in clear, simple terms. I appreciated how easy their online tools made it to upload documents and track progress in real time. Communication was consistent, and I never felt left in the dark about what came next. Most importantly, they worked hard to find a loan solution that fit my financial goals, not a one-size-fits-all approach. If you’re looking for a reliable, professional mortgage lender with excellent customer service, Quicken Loans is a company you can trust.

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      Verified purchase
      TechPunctuality & SpeedLoan Process

      Reviewed Jan. 8, 2026

      Going through Quicken was quick and easy. They provided me with a match almost instantly. The process took almost a week to finish. It was a good experience.

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      Verified purchase
      Customer ServicePricePunctuality & SpeedOnline & AppStaffEase of UseLoan Process

      Reviewed Jan. 8, 2026

      Quicken's site seemed to be good. It was easy to upload documents that were required by the loan officer. My loan officer was able to walk me through any questions I had. However, there are some checks that were sent through UPS for me to pay off some debt because I got an equity loan and I'm waiting on that package.

      Everything was going good until they said they missed the delivery. My Ring cameras showed me that there were no deliveries. I'm a little bit skeptic and I might have to get Amrock involved in this if it goes another day without my check showing up.

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      Quicken Loans Company Information

      Company Name:
      Quicken Loans
      Country:
      United States
      Website:
      www.quickenloans.com