Buyer's Choice Award Winner

ClearPath Lending Reviews

4,920,525reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.
+1 more
Author picture
Edited by: Jana Lynch

About ClearPath Lending

ClearPath Lending (NMLS #936436) is a lender offering home purchase and refinance loans. You can use the portal on its website to upload documents, see your loan info and monitor your application.

In 2020, the Consumer Financial Protection Bureau penalized ClearPath Lending for inadequate disclosures and misleading and deceptive statements in its ads for VA loans. The company was ordered to pay a civil penalty.

Visit www.clearpathlending.com
Pros
  • Specializes in refinancing VA loans
  • Loan application tracking
  • Loyalty program
Cons
  • Application process isn't entirely online
  • Not available in all states

Helpful Reviews

Cabot, AR
Verified purchase
Everything was perfect in my experience with ClearPath. There was always a sense of urgency around communication. Even when I had issues personally on my end with my cellular prov...

Read more

Abilene, TX
Verified purchase
I got an email from ClearPath and I got interested because my interest rate when financing initially was high. Their enrolment process was very simple and user-friendly. Their rep...

Read more

Rates

ClearPath Lending isn’t transparent about its current rates, but Home Mortgage Disclosure Act data indicates that its rates generally aren’t too far off from average mortgage rates. Just be aware that small rate changes can have a big impact — the difference between a 4% and a 4.58% interest rate could cost you more than $30,000 in interest over the course of a $250,000 30-year mortgage.

ClearPath Lending average rate vs. national average

Information pulled from public Home Mortgage Disclosure Act data. Rates reflect noncommercial home purchase loans only.

However, it’s worth mentioning that the above rates are for home purchases and do not include refinancing, which is the bulk of ClearPath Lending’s business.

Application process

Getting a mortgage with ClearPath Lending starts by calling or entering your info on the company’s website. However, even if you start online, you're still directed to call the company or wait for them to contact you.

Once you’ve started the application process, though, you can use the ClearPath Lending Portal to upload documents, access your loan information and monitor your application in real time. Many borrowers said that ClearPath Lending’s process was seamless and smooth once the ball got rolling.

ClearPath Lending application features

Loan types

ClearPath lending offers several loan options for homebuyers, including:

  • Conventional loans
  • FHA loans
  • VA loans
  • Jumbo loans

However, the company hasn’t had many purchase loan applications in the past few years, and the number of purchase loans it originated is even smaller. That’s because its most popular loans are for refinancing.

Loan applications for home purchases only by year

Refinancing

The majority of ClearPath Lending’s loans are for refinancing. These products help customers lower their monthly payments, shorten loan terms, access home equity or switch rate structures by replacing their existing loans with new ones.

ClearPath Lending offers three main refinancing options for existing homeowners: conventional loans, FHA streamline loans and VA interest rate reduction refinance loans (IRRRLs). IRRRLs have been the company’s most popular offering in recent years.

In 2020, the Consumer Financial Protection Bureau found that ClearPath Lending violated several regulations by sending “mailers for VA-guaranteed mortgages that contained false, misleading, and inaccurate statements or that lacked required disclosures.” The company was required to pay a $625,000 civil penalty.

Home purchase vs. refinance loans by year
Information pulled from public Home Mortgage Disclosure Act Data. Includes conventional, USDA, VA and FHA mortgages.

Requirements

ClearPath Lending does not disclose its loan requirements or process for determining how much it believes you can afford. We’ve outlined some generic loan requirements below to help you set some expectations, but be aware that ClearPath Lending's requirements may differ from these guidelines.

National mortgage requirements by type

Additional qualifications may also apply, especially for government-backed loans. For example, VA IRRRLs have their own underwriting requirements set by the Department of Veterans Affairs:

  • You must already have a VA-backed home loan.
  • You must use the IRRRL to refinance your existing VA-backed home loan.
  • You must certify that you currently live in or used to live in the home covered by the loan.

No credit underwriting package is required by the VA when applying for an IRRRL, though.

For information on other loan types, read our guides to jumbo loans and USDA loans.

Cost and fees

ClearPath Lending doesn’t publicly disclose any costs or fees for its products other than stating that you may not need to pay any money out of pocket to get an IRRRL.

In general, closing costs on a mortgage range from 2% to 6% of the loan amount. This includes mortgage insurance, discount points and any additional fees that may come with your loan. You can see your expected closing costs in your Loan Estimate, which you should receive within three business days of your application.

ClearPath Lending also has a Loyalty Program that notifies you when a lower rate is available for your loan so you can refinance and save money on your monthly payments.

FAQ

How does ClearPath Lending work?

To get a mortgage with ClearPath Lending, you must either speak with a representative or provide your information so they can contact you. From there, they can help you finish the application process.

Is ClearPath Lending legit?

ClearPath Lending is a licensed mortgage lender with a high overall satisfaction rate on our site at the time of publishing. However, the government did fine the company in 2020 for deceptive advertising.

Where is ClearPath Lending available?

ClearPath Lending is available in 31 U.S. states.

It is not available in:

  • Alaska
  • Connecticut
  • Delaware
  • Kansas
  • Iowa
  • Maine
  • Massachusetts
  • Minnesota
  • Mississippi
  • Missouri
  • New Hampshire
  • New York
  • North Dakota
  • Rhode Island
  • South Dakota
  • Utah
  • Vermont
  • West Virginia
  • Wyoming

Still have questions?

ClearPath Lending Reviews

Filter by Rating

  • (1,559)
  • (169)
  • (25)
  • (9)
  • (24)

Popular Mentions

    How do I know I can trust these reviews about ClearPath Lending NMLS # 936436?
    • 4,920,525 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    2 featured reviews
    How do I know I can trust these reviews about ClearPath Lending NMLS # 936436?
    • 4,920,525 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 25
    Verified purchase
    StaffRatesTransparencyHonesty & Transparency

    Reviewed June 22, 2026

    ClearPath mailed something out regarding a reduction in interest rate. I went with it and the overall process was really easy. Everything they said was truthful. The process took two months. I wasn't right at six months yet, so it took a little longer. Once the six months is over, it was right at 30 days. They could have given real-time updates on interest rates. After I had kind of locked the interest rate, it had dropped again, and I don't know why that could have been something that could have been done. If I hadn't given the guy my word that I was going to deal with him, I would have dealt with somebody else because I could have got tena better interest rate. Other than that, everything they told me was open and honest.

    Thanks for your vote!
    ClearPath Lending
    Response from ClearPath Lending

    Thank you for sharing your experience. We're pleased to hear the process went well and that our team provided open and honest communication throughout. Your feedback is important to us, and we appreciate the opportunity to continue improving our service.

    Not sure how to choose?

    Get buying tips about Mortgage Lenders delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Profile pic of the author.
      Verified purchase
      Customer ServiceCoverageSales & MarketingPunctuality & SpeedMaintenanceStaffBillingLoan ProcessRates

      Reviewed May 30, 2026

      I received a couple of pieces from companies offering refinancing for VA loans and I called another company. As I was going through my mail, I saw that I had received the second piece of advertisement letter from ClearPath. So, I decided to give them a call and hear what they’re talking about. After speaking with Chris, the gentleman, his knowledge about not only the VA, how they work, their terms about working with disabled veterans, his tone and whole persona that day made me decide to give ClearPath a try. He was courteous, very pleasant to talk with and wasn't pushy. I'm a 100% disabled veteran and even when I first purchased this home, I had to dig up information to take, not only to the closing attorney, but to the other company, which was a much larger company. They were unaware that 100% disabled veterans could either be totally exempt from their taxes or receive a bigger break, and it was not restricted by their income.

      Chris told me what it would take, went through my credit file to see what it looked like, and pulled up information about my house to get a general idea of its value. He explained the difference between the slim line and the cashback option. I can get this, and this is how much my loan would be. He gave me the low, the middle, and the high of how much I could get back, cash-wise, and where my payments would be. He also told me the difference in the interest rates and told me that I would be eligible to redo it again after six months. Since I was doing cashback, if the interest rate was lower in another six months, I would be eligible to refinance and get a lower interest rate. Everything that he told me happened.

      ClearPath is easy to work with, very knowledgeable and the turnaround time was very quick. They did not drag it out. When my insurance company called me to verify whether or not I was going to be refinancing my loan and going with another company I used then, I was all right. Because a lot of times, I was a little skeptical. I kept playing straddle-the-fence because I had never heard of ClearPath. They were from California and weren't local. But the reviews were good, and everything Chris told me happened as he said it would. He didn't tell me that my homeowner's insurance would call me to verify whether or not I was in fact going to be refinancing with another company. And when they did, and they were familiar with ClearPath, that eased my concerns.

      From start to finish, the process took six weeks to two months. But some of it was on me because I had not quite met the requirement for the VA to refinance. So, I had to make that seventh payment. Once that was logged in with me, it was on and popping. If you want a quick and easy process and someone who's upfront with you, then go with ClearPath.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      Customer ServiceStaffLoan ProcessRates

      Reviewed May 3, 2026

      I've referred someone else to ClearPath Lending because of how simple the process was. Someone explained the process to me that I had to send over all these documents, which was typical, like driver's license and pay stubs. ClearPath Lending said that I qualify because it has been more than six months for my VA home loan. They said, "Just be patient." Once everything went through, they told me that my rate had dropped from 6.5% to 5.25%. They advised that I don't have to pay two months of mortgage.

      Even though they're in California, three hours behind, it was very easy to get the process started. Most of it was via email. They explained to me that you'll get your escrow from the old mortgage company. Very communicative, which is very rare these days. Most people only answer when they feel like they need something from you. But they reached out and asked if I had any questions. "The new lender will be reaching out to you shortly," and everything else.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      PriceStaff

      Reviewed April 29, 2026

      ClearPath was incentivizing a refinancing of my house with two months off the mortgage. I signed up and for the most part, the process was very easy. They said what they needed and there wasn't a lot of stuff. It didn't seem it was too hard to obtain, except for the payoff quote when dealing with the current financing team. Trying to get a payoff quote could take a little longer than expected. But other than that, it was good. The team that I was working with was very informative. They were very understanding when it came to certain information that took a little bit longer in gathering. The rep worked with the titling company and she did it very expeditiously. The process took a total of two months because of documentation that I needed on my part. This was also my first time refinancing, so I didn't know what to expect, but they set the expectation high. I also didn't have to take care of any fees.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      StaffLoan Process

      Reviewed April 23, 2026

      ClearPath Lending was a referral from a friend that used them and had a good experience. I went in for a loan as I felt it was a good time for me to try to purchase a home instead of renting.The application process was fairly easy. Everything was done online then I had to send in some documents. Everybody was very informative and reachable when needed to be. I felt involved and didn't feel stressed at all during the process. ClearPath was pretty good for the most part. But when it came down to getting close to closing, it seems that was when everything started to feel a little rushed. We had a closing date, but because things weren't submitted or they didn't have everything they needed to submit everything in time, we had to move the closing date. But it was only a few days off. Also, the portal had been down when I did the loan, so I wasn't able to track the loan progress through it.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed July 3, 2026

      ClearPath Lending reached out to me and when I went through the application process, it was quick and easy. I called and spoke with the gentleman. He walked us through it, did all the legwork for it, and helped save me a bunch of money. If I failed to get them, they called me right back and handled anything I had. The reps were spot-on. They answered questions and the people I worked with were great. I was impressed with the process. ClearPath Lending has helped immensely and I would recommend it highly.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for sharing your experience. We're glad our team made the process easy while providing responsive service throughout the loan process. Our team is committed to providing you with supportive service every step of the way. We look forward to assisting you again in the future.

      Verified purchase
      StaffLoan ProcessRates

      Reviewed June 24, 2026

      The lending process at ClearPath was awesome, great, and easy. The loan officer I worked with was Ron. He's out of Southern California, and he reached out to me a year and a half ago. I have a VA loan. And as the interest rates drop, I can refinance. He set it all up. He made it very easy. I just stayed in touch with him. And when the rates dropped, I reached out to him and said, “What do you think?” We did it, and the process was pretty straightforward.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      We're delighted to hear Ron made your refinancing process easy. We appreciate your trust and the opportunity to assist with your refinancing needs. We look forward to serving you again in the future and thank you for choosing ClearPath Lending.

      Verified purchase
      Staff

      Reviewed June 23, 2026

      ClearPath was very good. I got them when I bought my house in Arkansas, then I refinanced. My experience went well. Communicating with them was very easy. They were very fair and helpful.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      We appreciate you taking the time to share your experience. It was our pleasure to assist you with both your home purchase and refinance. We're glad the process was smooth and easy for you.

      Verified purchase
      Customer ServiceStaff

      Reviewed June 21, 2026

      ClearPath's lending process went well. The whole works went really smoothly. ClearPath helped us. In the way, I am a 100% disability veteran, and I've got a lot of issues medically, and I couldn't ask for our experience to have gone any better. When I had a problem, and I had to call them a couple times, it was no problem. I would definitely recommend ClearPath to any friends.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for sharing your experience with us. We're delighted to hear the process went smoothly and our team was able to assist you when needed. We appreciate your recommendation and look forward to serving you in the future.

      Verified purchase
      Customer ServiceRates

      Reviewed June 20, 2026

      ClearPath offered me financing with a lower interest rate. So I gave them a call, and they ran the background check, and everything they needed to do, and then we went forward from there. Everything was pretty straightforward.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      We're thrilled to hear the process was straightforward and that our financing solution met your needs. Thank you for your feedback.

      Verified purchase
      StaffRates

      Reviewed June 19, 2026

      I've got a lot of financial problems right now, and ClearPath Lending has helped me out a lot on my bank account. I've only had them for a short time, and except for the entire interest rates, they're good. It's a company for people who have bad credit scores.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      We truly appreciate your feedback and look forward to continuing to support your financial goals. We're here for you every step of the way.

      Verified purchase
      Staff

      Reviewed June 18, 2026

      We like that ClearPath does the whole military lending. The person we worked with, Leslie, was very knowledgeable and helpful. The enrollment process was easy. It's been a couple of months because we started before we were eligible to refinance. We did the initial stuff upfront, and then once it was time to refinance, the process was not long because most things were done by that point. It was a simple process. It made things easy. I would recommend ClearPath.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      We're glad the process was simple and well organized from start to finish. Thank you for choosing ClearPath Lending and for taking the time to share your experience.

      Verified purchase
      Rates

      Reviewed June 10, 2026

      We got a mail offer, which was how we learned about ClearPath Lending, and we picked them because of their interest rate. We were able to save over a whole percent of interest. The people were very nice and the application process worked fine.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your review. Providing friendly service and a smooth application experience is important to us. We appreciate the opportunity to be part of your home financing journey. Welcome to the ClearPath family!

      Verified purchase
      StaffBillingHonesty & Transparency

      Reviewed June 8, 2026

      The experience with ClearPath wasn't what I expected. I was disappointed after I saw what the payment was going to be. They didn't tell me it was $1,700 which is more than what I was paying before I refinanced. I was paying $1,500 at first. I am not satisfied at all. It was a friendly conversation, but it's no good if it's a lie. I'd tell others to make sure they listen closely and document everything if they go with ClearPath.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for sharing your feedback. We're sorry to hear that your experience with ClearPath did not meet your expectations. We understand your disappointment regarding the change in your monthly payment. The increase from your previous $1,500 payment to $1,700 is due to higher property taxes and homeowner's insurance premiums, which resulted in an escrow shortage. As your loan officer explained to you in detail prior to signing your loan documents, any escrow shortage is collected over a 12-month period and then reviewed and readjusted annually based on the actual tax and insurance amounts due. We strive to ensure every aspect of your new payment is clearly communicated before closing. If you have any questions about your account or would like us to review your specific situation further, please contact our customer service team directly. We're here to help and want to make sure everything is right for you. Thank you for choosing ClearPath.

      Verified purchase
      Customer ServiceStaff

      Reviewed May 28, 2026

      I first heard about ClearPath Lending through the internet. I called them first. I never met Joey, the one who helped me out, in person, but talking over the phone, he seemed a helpful guy. He went ahead and gave me all the information I needed. Went from there. Go with ClearPath.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your review. We’re happy to hear our team was helpful, informative, and easy to work with throughout the process. Welcome to the ClearPath family.

      Verified purchase
      Customer ServiceStaffBillingRates

      Reviewed May 27, 2026

      We got a ClearPath postcard in the mail, and we called. We were interested in refinancing and they were really good with us on that. The process which took a couple weeks was very easy. The lady that I dealt with was very easy to work with and knowledgeable. We always kept in touch. ClearPath helped me reduce my monthly payments and helped us get a little bit of our finances together. We're so excited that we went through with it. ClearPath is the best choice one can make.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your kind review. We’re glad our team provided the support and communication needed to make your refinance experience a positive one. Welcome to the ClearPath family.

      Verified purchase
      Customer ServiceStaffBillingRates

      Reviewed May 26, 2026

      Another company contacted me, but the offer wasn't good at all. I refused to sign up with them. When ClearPath gave me a call, I asked what they were offering and they gave me some details. I really wanted to lower my monthly payment and the first company was lowering it by $124. That was not going to help. On the other hand, ClearPath lowered my rate by 200 some dollars so I took their offer. They asked for my personal information like my social security number and where I work at. They offered me two free months. I had a good experience and would tell others to go with ClearPath.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for sharing your experience. We’re pleased to hear our team was able to help you find the right refinancing option and provide support throughout the process. Welcome to the ClearPath family.

      Verified purchase
      StaffLoan Process

      Reviewed May 22, 2026

      We needed to refinance. ClearPath contacted us and we chose to go with them. We’re on a VA program and the application process was easy. Their reps were all right and the loan terms were fine.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      Customer ServiceStaffBillingTransparencyCommunication

      Reviewed May 7, 2026

      The rep from ClearPath was able to answer some of the questions that I had whereas other reps from other companies had no general knowledge of the process. ClearPath's program is good. My mortgage payment went down. I did the application online and there was a notary that came to my house for the final stuff. If I had any questions, all I had to do was call, and they'd walk me through what I needed help with. I called or emailed the people, and they kept me updated with everything, step-by-step. I like how easy of a process it was and how friendly, upfront and knowledgeable each of the staff members were to get things started and done. It was good to be able to have all available information from day one.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      Refunds & PayoutsRates

      Reviewed May 2, 2026

      We're satisfied with ClearPath Lending. They gave me the best interest rate. The application process was easy and moved along really well. The only thing is they didn't really have a lot of online tools. With the company I was with before, I could pay my mortgage online but ClearPath doesn't have that option. Other than that, our experience was great.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for sharing your experience with ClearPath Lending. We’re thrilled that you found success in securing a great interest rate with an easy application process. We appreciate your feedback about the lack of online tools and will use it to enhance our services. Your satisfaction is vital to us, and we hope to offer even more comprehensive tools in the future. Welcome to the ClearPath family!

      Verified purchase
      Customer ServiceStaffLoan Process

      Reviewed May 1, 2026

      I had a loan that I had to refinance. I called up and this company took my loan to refinance in California then I got the paperwork that said ClearPath refinanced the loan. I'm very appreciative of that. Queenie was my rep and she was excellent.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      Sales & MarketingStaff

      Reviewed April 30, 2026

      The representative that helped me with my application at ClearPath was helpful. The application process was good and straightforward. The member loyalty program that they have is nice. When I bought my next house, I used ClearPath again.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      Punctuality & Speed

      Reviewed April 28, 2026

      My experience with ClearPath was good. I worked with them two times. They did their thing. They were quick and efficient.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      Customer ServiceStaff

      Reviewed April 18, 2026

      I heard that ClearPath has a pretty good percentage, and the staff are really friendly and nice. So I thought I would try them. I went with them and the application process was easy. I didn't have any problems. The rep was good. She answered everything that I had to ask her and wanted to know. I also keep following up on stuff and asking some questions, and sometimes I follow up on my home internet. Working with them really helped me out concerning a lot of things, what they do, and then they're really good. Sometimes, if you just get behind, they're good at giving you chances. They're a good company. They're friendly and they would help you out a lot, and they're one of the good companies that you can ever get into and have an easy time with them.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      StaffRates

      Reviewed April 17, 2026

      Somebody from ClearPath Lending reached out to me. I just wanted to lower interest rates, and it was a smooth transition. I did not know that in six months, I could have refinanced through Veterans Home Lending, and it would have been free. So, the only thing I didn't like is I ended up having to come out another $3,000. I could have been in a better disposition, but that's not ClearPath’s fault. That's my fault and Veterans United. They should have reached out to me and let me know, but they didn't.

      As far as ClearPath, the application process was seamless. We had one issue. They said there was some lien, but that was the lien on my property, but it was a group lien for the condominium association. So, it didn't really pertain to my unit. It was work they did outside the unit, but some units on our side of the building were all tied into that. Other than that, my representative was great. He was doing his job like he had to do.

      The biggest highlight with ClearPath was how seamless the process was. I really didn't have to do anything like submit paperwork or sign a lot of documents. The most I had to do was when the young man came by my house so I could sign the documents. He was the notary. Everybody was great, too. It was a great experience overall.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      Customer ServiceSales & MarketingStaff

      Reviewed April 16, 2026

      ClearPath was my lender when I lived in Sacramento and I liked their customer service. I went with them again and the experience wasn't as friendly as the initial conversation. The customer service was different between Sacramento and Texas. For some reason, I was apprehensive with the representative that I worked with. I needed to confirm that that person actually worked for ClearPath. It was just something seems like it was out of place. His name was Joe, then it was Jose. I called to confirm that he worked for ClearPath for confirmation. I felt leery about the lack of professionalism and there are so many scams going on. I've been a homeowner since '97 and this is the first time I really called to confirm that an agent worked for a real estate company. When I did call ClearPath to confirm that this guy was employed by them, the response could have been quicker. It wasn't as expedient as it could have been.

      Thanks for your vote!
      Verified purchase

      Reviewed April 3, 2026

      ClearPath contacted me several years back and we did a refi. Then, when it came to refi again, we did a refi with them. My experience working with them was fine. They delivered on their promise.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      Customer ServiceStaffBillingRates

      Reviewed March 29, 2026

      I got an email from ClearPath and I got interested because my interest rate when financing initially was high. Their enrolment process was very simple and user-friendly. Their rep was straightforward and very professional as well. I like him being direct. I have his phone number saved, and I just contact him. He helps out regardless. ClearPath made my life stress-free. They lowered my house payment.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      Customer Service

      Reviewed March 19, 2026

      My experience with ClearPath has been good so far. I got a letter in the mail about my mortgage being eligible for a refinance for a lower APR, so I called ClearPath. They were the lowest ones that I had seen, so I took them. The guy that I was working with was great. Everything went really smoothly. It was an efficient, easy and convenient experience.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Verified purchase
      Customer ServiceStaffLoan Process

      Reviewed March 12, 2026

      ClearPath Lending's rep was amazing. Everything about him is outstanding. I liked his professionalism and friendship. When I called, he got back with me. If he didn't answer, he texted. He explained the program best he could, to where I would understand it. He had to put it in layman's terms, and I understood as best I could. It worked very well. He has helped me refinance it one time, and he did amazing. It helped me out monetarily. It was very easily transitioned into it.

      I tried to get a VA loan for a long time with no success, and he helped me with that in many ways. I've called him just to ask questions, and he was very accommodating. The most important thing I learned about was the points and how to get the loan, the ease of transitioning from not knowing anything and never having a VA loan, and him explaining things how they work. He is a very good representative for ClearPath. I greatly recommend him to other veterans that are having problems getting a VA loan. His friendship is a key point, too, because not only does he treat me like a customer, but like a friend, and that means a lot.

      Thanks for your vote!
      ClearPath Lending
      Response from ClearPath Lending

      Thank you for your recent review about your refinance experience. We value your business and welcome you to the ClearPath family!

      Loading more reviews...
      Sources
      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page. Specific sources for this article include:
      1. U.S. Department of Veteran Affairs (VA), “ Interest rate reduction refinance loan .” Accessed August 22, 2022.
      2. Consumer Financial Protection Bureau (CFPB), “ ClearPath Lending, Inc .” Accessed August 22, 2022.

      ClearPath Lending Company Information

      Company Name:
      ClearPath Lending NMLS # 936436
      Company Type:
      Public
      Address:
      15615 Alton Parkway Suite 300
      City:
      Irvine
      State/Province:
      CA
      Postal Code:
      92618
      Country:
      United States
      Fax:
      (855) 866-7284
      Website:
      www.clearpathlending.com