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Find the Best Mortgage Lenders in Milwaukee, WI

A mortgage allows Milwaukee residents to realize the dream of homeownership. Selecting and qualifying for a mortgage is a process that requires research and understanding, so we created this guide and a list of the best mortgage lenders in Milwaukee.

Top 16 Milwaukee Mortgage Companies

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Quicken Loans
Read 5,293 Reviews

Conventional mortgages and FHA, VA and jumbo loans. Refinancing options available to lower payments, change terms or take cash out. Fast online application through RocketMortgage. 3% to 6% closing costs. 90-day locked rates.

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First Internet Bank
Read 346 Reviews

Online full-service bank. Personal and business products. Fixed, ARM, jumbo, FHA, VA and home equity mortgages. No physical branches. Mobile banking through app. Free ATM card with most accounts.

Get a Quote Call Now Toll Free (855) 767-2424
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AmeriSave Mortgage
Read 3,755 Reviews

Offers affordable mortgages and an easy online approval process. Custom quotes with no obligations, commitments or hidden fees. Provides conventional, jumbo, FHA, VA and USDA loans. No application or origination fees.

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Rocket Mortgage
Read 206 Reviews

Online mortgage company. Provides multiple mortgage options and refinancing programs. Part of the Quicken Loans family. 24/7 online services. No in-person assistance. Connects you with home loan experts.

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Mr. Cooper
Read 9,596 Reviews

Provides new home loans and mortgage refinancing. Offers competitive interest rates. Award-winning mobile app. Online loan tracking. Guarantees closing date or the company makes your first mortgage payment. Rewards program.

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North American Savings Bank
Read 81 Reviews

Offers mortgages, refinancing, emergency loans and more. Special services for veterans. Multiple locations across the Kansas City, Missouri, area. Limited nationwide services online. Online mortgage rate calculator.

Learn More Call Now Toll Free (844) 489-1676
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ClearPath Lending
Read 1,029 Reviews

Nationwide mortgage lender based in California. Offers VA, FHA, conventional and jumbo loans in almost every state. Specializes in fixed-rate and adjustable-rate loans and guarantees low prices. Pre-qualifications in 15 minutes.

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Vanderbilt Mortgage
Read 2,073 Reviews

Provides mortgage financing for manufactured, mobile and modular homes. Mortgages include conventional, FHA, biweekly and land loans. Programs for low credit scores. Closing fees usually from 3% to 5%. Online mortgage calculator.

BOK Financial Mortgage
Read 1,710 Reviews

Offers home loans, mortgage refinancing and home equity loans with competitive rates and flexible plans. Online application. Prioritizes one-on-one customer support. Diverse mortgage products. Lenient down payment requirements.

A Better Mortgage Co. Read Author Review

Specializes in bad credit mortgages in Wisconsin. Offers a range of loans for all customers. Accepts credit scores as low as 500 in some cases. Loans with no closing costs available.

Accunet Mortgage Read Author Review

Offers preapproval guarantee. Pays you and the seller $1,000 each if it can’t make good on a preapproval letter. Provides several first-time homebuyer programs.

BMO Harris Bank Read Author Review

Offers $100 to $200 off mortgage closing costs with autopay from a BMO Harris checking account. Gives low down payment options. Provides rates as low as 3.75% on a 30-year fixed jumbo loan.

First Centennial Mortgage Read Author Review

Brokers a variety of mortgages from multiple lenders. Works with you one-on-one to tailor a financial solution. Searches to find you a below-market-rate loan.

The Equitable Bank Read Author Review

Offers 30-year fixed-rate mortgage rates in Milwaukee as low as 3.5%. Gives free and fast preapprovals with underwriting. Provides credit builder loan program for customers with bad credit.

Wintrust Mortgage Read Author Review

Provides a range of mortgage loans for Milwaukee customers. Offers VA refinancing. Loan originators walk you through the mortgage process.

Wisconsin Wholesale Mortgage Read Author Review

Works with first-time homebuyers, low-income borrowers and homeowners who want to refinance or invest in rental property. Offers aid for many types of financial situations. Certified VA loan specialist on staff.

milwaukee skyline

Finding a home loan in Milwaukee

The most popular mortgages in Milwaukee are conventional 15- and 30-year fixed-rate loans and FHA mortgages. Depending on the neighborhood in which you're buying a home, different loans might be better for you.

  • Shorewood: This is one of Milwaukee’s wealthiest neighborhoods, with a median home price of $351,300. Larger or pricier homes in the neighborhood might exceed the Wisconsin limit for conforming loans. A jumbo loan may be an option for residents who want to buy a home in this neighborhood.
  • Wauwatosa: This is a popular Milwaukee suburb where families settle and home prices are rising. The current median home price is $256,200. Homeowners in this historical neighborhood might decide to take out an FHA 203k renovation loan to upgrade and maintain their homes’ values.
  • Brown Deer: First-time homebuyers can find good deals selling for below list price in this area. Adjustable-rate mortgages with low initial interest rates would make sense for buyers who want to take advantage of a deal and sell when prices rise. The current median home price is $178,600.
  • Lower East Side: A bikeable and walkable neighborhood with a charming feel, Lower East Side has city amenities nearby and plenty of shops and restaurants on Brady Street. Historic bungalows and mansions, along with apartments and condos, are going up in price. The median home price is $237,400. Buying a home here with a government-backed FHA mortgage would be a good investment for a young family planning to stay for many years.

Choosing between Milwaukee mortgage lenders

When evaluating Milwaukee mortgage companies:

  • Read online reviews: There is no easier way to gather information from multiple sources on several lenders than seeing what previous clients are saying.
  • Ask friends and family for recommendations: Your friends and family members are an excellent source of trusted information.
  • Gather quotes and compare rates: This is very important, as finding the best APR, rate and type of loan can save you thousands of dollars.
  • Look for companies that belong to industry associations: Look for companies that are members of the Wisconsin Association of Mortgage Brokers or the Wisconsin Mortgage Bankers Association. Credentials are often listed on a company’s website next to the license number.

Online vs. brick-and-mortar lenders

Online mortgage companies are becoming more popular. Online mortgage companies are convenient for busy professionals and families and offer a streamlined process with the same loan options as traditional mortgage companies. For first-time homebuyers who need guidance through the process, visiting a local mortgage provider may provide a better educational experience. Investors looking to acquire rental property or buyers of second homes might look for online companies offering the lowest mortgage rates in Milwaukee.

Milwaukee home loan FAQ

How quickly can you get a mortgage offer in Milwaukee?
Typically, mortgage loans take 30 to 45 days to process and close.
What credit score do you need to get a mortgage in Milwaukee?
The typical minimum credit score for an FHA loan is 620. In some cases, your credit score can be as low as 500 as long as you meet other requirements.
When should you refinance?
When you refinance, you’re replacing your mortgage with a new one. If you have a solid credit score, this can be a fantastic way to get a lower interest rate or change a variable-rate mortgage to a fixed-rate mortgage.

Not sure how to choose?

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    Milwaukee mortgage company information

    Wisconsin Wholesale Mortgage

    Wisconsin Wholesale Mortgage is a broker that offers loans from a variety of lenders. It offers VA loans, fixed- and adjustable-rate conventional loans, jumbo loans, refinancing options and FHA loans. The lender also helps eligible borrowers with the HARP program. Wisconsin Wholesale Mortgage is a member of the National Association of Mortgage Brokers.

    • Address: 2833 W. Layton Ave., Milwaukee, WI 53221
    • Phone: (414) 376-6769
    • Hours: M - F: 8:30am - 5pm
    • Website:
    A Better Mortgage Co.

    A Better Mortgage Co. helps find mortgages for customers with credit problems and past bankruptcies as well as self-employed borrowers with limited or alternative income documentation. It offers FHA, VA, WHEDA, reverse, jumbo, refinancing, remodeling and no-closing-cost loans in Milwaukee. The lender accepts credit scores as low as 500 in some cases. You can apply online, call or visit its office.

    • Address: 4379 S. Howell Ave., Ste. 22, Milwaukee, WI 53207
    • Phone: (414) 486-7929
    • Hours: M - F: 9am - 5pm
    • Website:
    First Centennial Mortgage

    First Centennial Mortgage is a broker that offers loans from a variety of lenders. A mortgage professional works with you to find the best loan for your needs. It offers VA, USDA, FHA, conventional fixed and adjustable, jumbo, FHA 203k and HomeStyle Renovation loans. The company also works with the local housing finance agency to provide eligible homebuyers with below-market-rate loans. First Centennial Mortgage is a member of the Mortgage Bankers Association. You can apply online and over the phone.

    • Address: 342 N. Water St., Ste. 600, Milwaukee, WI 53202; Multiple locations
    • Phone: (877) 463-2610
    • Hours: M - F: 9am - 5pm
    • Website:
    Wintrust Mortgage

    Wintrust Mortgage originates all types of home loans, including conventional fixed- and adjustable-rate, construction, FHA, FHA 203k, investment property, jumbo, USDA, VA and VA refinancing. You can apply online, call or visit multiple Milwaukee locations. Loan originators guide you through the process and help you select the right mortgage for your finances. Online account management is available.

    • Address: 1605 W. Mitchell St., Milwaukee, WI 53204; Multiple locations
    • Phone: (414) 645-5892
    • Hours: M - F: 9am - 5pm
    • Website:
    Accunet Mortgage

    Accunet Mortgage specializes in lower rates and closing costs. It offers a $2,000 guarantee on preapprovals. Accunet Mortgage provides several first-time homebuyer programs, including the WHEDA low or $0 down payment loans in Wisconsin, for customers with a 620 minimum credit score. Accunet’s licensed loan professionals help you select the right loan for your situation, including fixed- or adjustable-rate, FHA, VA, bridge loans, jumbo and refinancing. Compare rates and loan requirements on the company’s website.

    • Address: N16W23217 Stone Ridge Drive, Ste. 110, Waukesha, WI 53188
    • Phone: (262) 781-1100
    • Hours: M - F: 8:30am - 5pm
    • Website:
    BMO Harris Bank

    BMO Harris Bank offers fixed- or adjustable-rate mortgages in Milwaukee along with low down payment options such as FHA, Home Possible for low- to moderate-income buyers, special mortgages for physicians, jumbo and refinancing options. Get a rate as low as 3.75% on a 30-year fixed jumbo loan. BMO Harris Bank provides conventional 15-year fixed mortgages with rates as low as 3.375% with 20% down.

    • Address: 8300 W. Silver Spring Drive, Milwaukee, WI 53218; Multiple locations
    • Phone: (414) 466-8200
    • Hours: M - F: 9am - 5:30pm
    • Website:
    The Equitable Bank

    The Equitable Bank offers some of the lowest rates on conventional mortgages in Milwaukee. It provides loans for all types of borrowers and has a credit builder loan program for customers with bad credit to reestablish credit history before applying for a mortgage. Down payment assistance is also available. The company offers FHA, VA, WHEDA, conventional adjustable- and fixed-rate, construction, renovation and refinancing.

    • Address: 2290 N. Mayfair Road, Milwaukee, WI 53226; Multiple locations
    • Phone: (414) 858-6324
    • Hours: M - Th: 9am - 5pm; F: 9am - 6pm; Sat: 9am - 12pm
    • Website:
    by Sandi Pope ConsumerAffairs Research Team

    Sandi Pope previously worked in the nonprofit sector as an advocate for environmental and social change and believes information access is a human right. As a member of the ConsumerAffairs Research Team, she seeks to provide consumers with the necessary information needed in making life-altering decisions.