Grundy Reviews

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About Grundy

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Grundy specializes in auto coverage policies for antique and collectible cars. Many of its rates are significantly lower than other high-end car insurance companies advertise, including for policyholders with multiple vehicles and antique cars. It offers a multitude of plans and protections for personal property, pets and travel.

Pros & Cons

  • No mileage restrictions
  • Detailed coverages
  • Collectible and classic cars
  • Outdated website
  • No app
  • Not ideal for basic auto insurance

What is Grundy auto insurance?

Grundy is a premier insurer of specialized items, specifically classic cars. It also offers coverage for regular automobiles, collector boats and other high-end items and homes. Grundy doesn’t directly provide insurance, though; it underwrites policies from other insurance companies so you can find the best and most affordable coverage for your vehicle. The company also covers vehicle collections.

How does Grundy auto insurance work?

Although Grundy's website looks a little outdated at first glance, keep scrolling to find an online portal for quotes and policy management (note that its quotes aren’t instantly generated like with some companies). You can scroll through its policies for classic cars, collections, homes and more.

Grundy can customize your insurance plan, but it also offers a classic program, the Olde Original, which covers a collection of classic vehicles under one liability payment. This plan insures most vehicles older than 25 years, modern muscle cars and exotic automobiles; however, with this policy, you can’t use your luxury car as a daily vehicle. The Olde Original provides the following coverage:

  • Full agreed value guaranteed
  • No deductible in most states
  • Full comprehensive
  • Full collision
  • Liability with limits up to $1,000,000
  • Underinsured/uninsured motorist
  • Medical benefits
  • Spare parts
  • Towing and labor up to $250
  • Trip interruption up to $600
  • Newly acquired tires
  • In-shop repairs

All these coverages come with one liability payment. Grundy's Motor Vehicle Program lets you buy insurance for a group of vehicles, including classic and daily-use cars.

Grundy auto insurance costs

Grundy's car insurance prices are based on several factors, such as your age, credit score and driving record, as well as coverage type and estimated value of the insured item. The company doesn’t disclose specific pricing information on its website — if you’re interested in its coverage, you can apply for a quote online.

Grundy auto insurance FAQ

Does Grundy insure daily drivers?
Grundy insures daily-use vehicles only when they’re grouped within a classic car policy.
Where is Grundy available?
Grundy is available in all 50 states.
Can you get quotes for Grundy online?
Yes, you can submit a quote form through its website, then Grundy will send you a quote.
Does Grundy offer boat insurance?
Yes, Grundy offers insurance for classic boats.

Is Grundy auto insurance worth it?

Grundy’s classic car insurance is probably worth it if you have one or more classic vehicles that require thorough insurance coverage. You can also group your regular auto insurance with your classic coverage to simplify your policies and potentially save money. We recommend getting a free quote on Grundy's website if you need to insure your classic car.

Grundy Reviews

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    How do I know I can trust these reviews about Grundy?
    • 4,460,028 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Customer ServiceClaims Handling

    Reviewed July 7, 2022

    I had an existing policy, I sold that car and then purchased another. I was told I have a 14-day binder while things get sorted on the new vehicle. So far it's taken 11 days. Granted we just had a holiday, the slow information request is killing me. One day is pics of the car. The next is a list of other vehicles I own to establish it's not a daily driver. Then oops forgot we need a form stating to only use this car as a pleasure vehicle. I don't know if this is the first policy the person I'm dealing with has written or what. Instead of calling me to tell me they need more info, it's just emails. God forbid I have to actually deal with them on something as important as filling a claim.

    Customer ServiceClaims HandlingCoverage

    Reviewed May 9, 2022

    I have had coverage for my classic car for the past 5 years with Grundy, through Philadelphia Insurance Companies, I had always thought that they were a very good company. One that cared about their customers and their customer's vehicles. Recently, after getting a dent on my classic car, my claim was denied. The denial letter stated that the appraiser confirmed that the damage was due to poor workmanship and/or a manufacturer's defect, and as such, they will not cover the loss as they consider it normal wear and tear. How can a dent possibly be considered normal wear and tear? How can a dent be considered either poor workmanship or a manufacturer's defect?

    I have six figures invested into a five-year professional restoration that was started 10 years ago and finished 5 years ago of this vehicle, I simply cannot believe that poor workmanship or a manufacturer's defect is to blame for the dent. Certainly, poor workmanship or a manufacturer's defect would have shown up prior to this, especially considering that the part that is dented was manufactured over 50 years ago.

    When I try to contact the Claims Supervisor, Joseph **, I always get his voicemail. He claims he will return your call as soon as possible, however, I never receive a callback despite me leaving him numerous messages with my name, phone number, and claim number as his voicemail requests. I will not give my business to any company that makes arbitrary, irrational claims decisions like this. If they won't cover a dent what do they provide coverage for? Run, don't walk from this company for collector car insurance coverage!

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      Reviewed May 17, 2019

      They have held my refund for over 2 months and are using my money interest free as they told me, after the fact, that they hold refunds on cancelled policies for 40 days which was not ever disclosed. They are using my Money, INTEREST FREE. Doing this as a matter of policy to all their customers should be investigated as I feel that what they are doing is illegal.

      Claims HandlingCoverageStaff

      Reviewed Aug. 26, 2018

      We went to Grundy after having rates explode with Geico with no claims. We have six vehicles, two collectors, one motorhome and three daily drivers. We are insured at the values we chose for our vehicles for a little over $2,000 per year for two drivers with full coverage on every vehicle. Geico alone for the motorhome and three daily drivers was $2,800 per year, plus $605 for separate collector car insurance. We are so happy with our experience with our agent, Abigail and are very happy that we selected Grundy.

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      Grundy Company Information

      Company Name:
      Year Founded:
      400 Horsham Road, PO Box 1957
      Postal Code:
      United States