Grundy can offer a much lower rate than national competitors for a luxury product, even for a policyholder with multiple vehicles and an antique car. Grundy offers a multitude of plans, protection for personal property and pets, and travel insurance.
- Ideal for those who own collector or antique cars
- Choose your own repair shop
- Coverage for a variety of vehicles available
- Designed for luxury and antique vehicles, not standard drivers
- Not ideal for those looking for minimum or basic coverage
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We went to Grundy after having rates explode with Geico with no claims. We have six vehicles, two collectors, one motorhome and three daily drivers. We are insured at the values we chose for our vehicles for a little over $2,000 per year for two drivers with full coverage on every vehicle. Geico alone for the motorhome and three daily drivers was $2,800 per year, plus $605 for separate collector car insurance. We are so happy with our experience with our agent, Abigail and are very happy that we selected Grundy.
Grundy author review by Matthew Brodsky
This company specializes in insuring collectible automobiles but offers coverage for regular-use automobiles as well. It is a division of Philadelphia Insurance Companies, which has a financial strength rating of A++ from AM Best. This is the highest possible rating.
Coverage and plans: Grundy’s “Olde Original” plan offers coverage specifically designed for classic cars. Under the company‘s Agreed Value Insurance, the value of the vehicle is predetermined. If the car is damaged and declared a total loss, the policyholder collects that predetermined amount. There are no deductions for depreciation.
Cost: The cost of insurance for classic cars varies even more widely than insurance for traditional vehicles. Still, expect to pay several thousand dollars a year to insure a classic car.
Discounts: Grundy doesn’t advertise any discounts on its website.
Standout feature: Along with Agreed Value Insurance, Grundy also charges no deductible in most states and includes trip interruption with towing and labor.
Grundy Company Information
- Company Name:
- Year Founded:
- 400 Horsham Road, PO Box 1957
- Postal Code:
- United States
- (866) 338-4006
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