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Grundy specializes in auto coverage policies for antique and collectible cars. Many of its rates are significantly lower than other high-end car insurance companies advertise, including for policyholders with multiple vehicles and antique cars. It offers a multitude of plans and protections for personal property, pets and travel.
Grundy offers competitive insurance rates for luxury cars, boats and other vehicles. Many coverages in its standard package are considered add-on options by other insurers, and Grundy has no mileage restrictions.
- No mileage restrictions
- Detailed coverages
- Collectible and classic cars
- Outdated website
- No app
- Not ideal for basic auto insurance
What is Grundy auto insurance?
Grundy is a premier insurer of specialized items, specifically classic cars. It also offers coverage for regular automobiles, collector boats and other high-end items and homes. Grundy doesn’t directly provide insurance, though; it underwrites policies from other insurance companies so you can find the best and most affordable coverage for your vehicle. The company also covers vehicle collections.
How does Grundy auto insurance work?
Although Grundy's website looks a little outdated at first glance, keep scrolling to find an online portal for quotes and policy management (note that its quotes aren’t instantly generated like with some companies). You can scroll through its policies for classic cars, collections, homes and more.
Grundy can customize your insurance plan, but it also offers a classic program, the Olde Original, which covers a collection of classic vehicles under one liability payment. This plan insures most vehicles older than 25 years, modern muscle cars and exotic automobiles; however, with this policy, you can’t use your luxury car as a daily vehicle. The Olde Original provides the following coverage:
- Full agreed value guaranteed
- No deductible in most states
- Full comprehensive
- Full collision
- Liability with limits up to $1,000,000
- Underinsured/uninsured motorist
- Medical benefits
- Spare parts
- Towing and labor up to $250
- Trip interruption up to $600
- Newly acquired tires
- In-shop repairs
All these coverages come with one liability payment. Grundy's Motor Vehicle Program lets you buy insurance for a group of vehicles, including classic and daily-use cars.
Grundy auto insurance costs
Grundy's car insurance prices are based on several factors, such as your age, credit score and driving record, as well as coverage type and estimated value of the insured item. The company doesn’t disclose specific pricing information on its website — if you’re interested in its coverage, you can apply for a quote online.
Grundy auto insurance FAQ
- Does Grundy insure daily drivers?
- Grundy insures daily-use vehicles only when they’re grouped within a classic car policy.
- Where is Grundy available?
- Grundy is available in all 50 states.
- Can you get quotes for Grundy online?
- Yes, you can submit a quote form through its website, then Grundy will send you a quote.
- Does Grundy offer boat insurance?
- Yes, Grundy offers insurance for classic boats.
Is Grundy auto insurance worth it?
Grundy’s classic car insurance is probably worth it if you have one or more classic vehicles that require thorough insurance coverage. You can also group your regular auto insurance with your classic coverage to simplify your policies and potentially save money. We recommend getting a free quote on Grundy's website if you need to insure your classic car.
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We went to Grundy after having rates explode with Geico with no claims. We have six vehicles, two collectors, one motorhome and three daily drivers. We are insured at the values we chose for our vehicles for a little over $2,000 per year for two drivers with full coverage on every vehicle. Geico alone for the motorhome and three daily drivers was $2,800 per year, plus $605 for separate collector car insurance. We are so happy with our experience with our agent, Abigail and are very happy that we selected Grundy.
Grundy Company Information
- Company Name:
- Year Founded:
- 400 Horsham Road, PO Box 1957
- Postal Code:
- United States
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