Wawanesa Auto Insurance Reviews

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About Wawanesa Auto Insurance

Wawanesa offers auto, home, renters and condo insurance to clients in Canada, Oregon and California. It provides competitive rates for its auto coverage policies, which come with flexible payment terms and the ability to file claims 24/7. The company offers free quotes and same-day coverage.

Pros
  • Flexible payment terms
  • 24/7 claims
  • Competitive rates
Cons
  • Some customer complaints
  • Limited availability

Helpful Reviews

Brampton, ON
Verified purchase
Gave 1 star because can’t give less than that. Worst claim handling ever by any insurance. I have been through other insurance claims but Wawanesa was most worst. They ignored the...

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Pacoima, CA
Verified purchase
Yes 100% I will recommend WAWANESA . I never find nothing better than WAWANESA INSURANCE, they are reliable. They very consistently good all the times they use their best performa...

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What is Wawanesa auto insurance?

Wawanesa is a car insurance provider that services California, Oregon and Canada. Its auto policies range from basic liability coverage to fully comprehensive insurance with collision and medical coverage. You can request quotes online or over the phone, but you’ll have to purchase a policy from a phone representative or local insurance broker. Other Wawanesa insurance offerings include homeowners, renters and condo insurance.

How does Wawanesa auto insurance work?

To get started with Wawanesa, request a quote online or over the phone. You’ll supply info about your vehicle and driving history — only drivers who’ve been licensed for at least three years and had no more than one violation or at-fault accident in the last three years are eligible. In addition to standard coverage, Wawanesa also offers optional coverage including roadside assistance, rental reimbursement and manufacturer replacement part coverage.

Once you’ve customized your coverage, you’ll then buy your policy from a Wawanesa agent, who can apply any discounts you qualify for to help you get the best coverage for your needs.

Wawanesa car insurance quotes and costs

Prices for Wawanesa’s car insurance policies depend on your vehicle and driving history. Premium costs can range significantly; California and Oregon drivers might pay between $600 and $2,000 per year for coverage. The company offers flexible pay options, including upfront, partial and monthly recurring payments, though partial payments require an installment fee. Request a free quote online or over the phone for customized pricing.

Wawanesa auto insurance FAQ

Does Wawanesa cover drivers in Mexico?
No, Wawanesa doesn’t offer coverage for drivers in Mexico.
How do you cancel Wawanesa car insurance?
To cancel your Wawanesa policy, contact your insurance broker, whose contact information should be on your policy documents.
Where is Wawanesa car insurance available?
Wawanesa is available in California, Oregon and Canada. Visit its website to find a broker near you.
Does Wawanesa offer a comprehensive car insurance policy?
Yes, Wawanesa offers comprehensive policies, which cover fire, theft and other disasters, with additional coverage options.

Still have questions?

Is Wawanesa car insurance good?

Wawanesa offers competitive insurance rates, comprehensive coverage options and 24/7 claims services. You have to purchase policies over the phone, though the company provides free quotes online. Some eligibility restrictions apply, and some customers have complained about Wawanesa’s service, so make sure to read reviews in your area before choosing your coverage.

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Wawanesa Auto Insurance Reviews

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    How do I know I can trust these reviews about Wawanesa Auto Insurance?
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    Page 1 Reviews 0 - 10
    CoveragePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Sept. 2, 2025

    Subject: Request for Consultation – Bad Faith insurance denial delaying threat. I am seeking legal representation regarding a car insurance claim that I believe has been wrongfully denied. My insurer Wawanesa Insurance denied my claim after – an accident, vehicle damage, and I believe their actions may constitute bad faith. Could we schedule a consultation to review my case?

    I would like to understand my options, including the possibility of pursuing damages for the denial. My car was hit one week. The same person came vandalism my insurer, was harassed by the adjuster, threat by the adjuster, lied to about canceled my policy. My father-in-law has died, they did not care. We ask for time to send anything they ask but it was worse. Wawanesa adjusted are cold, heartless liar. My mistake was trust this Wawanesa adjuster to act in good faith and not get legal help. They delaying denial. I have to make a claim to the department of insurance because they delaying my claim and kept changing adjuster. The worst insurance.

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    Wawanesa Auto Insurance
    Response from Wawanesa Auto Insurance

    Marvin, we’re sorry that you’re upset about the outcome of your claim. If you have any additional information to share that you have not already provided, we welcome that and please reach out to us. We’ve reviewed your claim and found no instance where our adjuster harassed, threatened or lied to you. We are available if you’d like to discuss any unresolved concerns or to receive any additional information you’d like to provide.

    Verified purchase
    bill increased rating by 1 star.
    CoverageMaintenanceStaffBilling
    After a positive interaction with Wawanesa Auto Insurance, bill increased their star rating on Aug. 9, 2025.

    Updated review: Aug. 9, 2025

    My problem was that I got hit with 2 payments I wasn't expecting, now ultimately it was my fault for not being diligent about the contract, I just was surprised by the charges and I could not understand how and why they were happening causing my bank account to overdraw and incur heavy fines on top of everything. So as far as I knew they had screwed up and I was getting hit because of it, which in the end was not the case, so I would apologize for my behavior, as they were solid in the past. At the same time they weren't about to help about anything either, Like I get it, but if you guys had mentioned the early payment, it would have saved me problems, soon as I looked over, I remembered it being explained a years ago when I renewed, but not from this time. Stupid me for not remember that one thing from a year ago.

    Original Review: Aug. 6, 2025

    Find a better place, they failed to explain policy and payments clearly, then overdrew my account, then they denied accountability and did nothing to fix it. I'm Actively recommending you to find a better insurance company, also thanks for the manager coming over to tell me I'm venting too loud and blaming the employee, which I clearly explained I wasn't angry at the employee, but the way the situation was being dealt with, so thank you manager for offering no help, just getting defensive and defending your failure. No surprise I find all these low star reviews. Buyer beware, make it your last choice

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    Wawanesa Auto Insurance
    Response from Wawanesa Auto Insurance

    Hi Bill, thank you for your feedback. We're sorry to hear you've had a negative experience with us. If you have any additional concerns, please contact us via e-mail at TalkToUs@wawanesa.com with your claim/policy information and our support team will be in touch to help. Thank you.

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      CoverageStaff

      Reviewed June 10, 2025

      Gave 1 star because can’t give less than that. Worst claim handling ever by any insurance. I have been through other insurance claims but Wawanesa was most worst. They ignored the key witness statement in my claim and denied without considering it. The adjuster and supervisor and the all staff lead in bad faith just think about the company not the insured. Don’t get policy from them if you don’t want trouble in claims.

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      Sales & MarketingRefunds & PayoutsHonesty & Transparency

      Reviewed June 9, 2025

      Being a good customer with Wawanesa for approximately 18 years. Recently I was scammed & very slightly tapped a scratched up vehicle that was wrongly or selfishly parked blocking numerous other vehicles. They paid the other, dishonest, party without proper investigation & paid for bodily injury, which was completely false. I asked for the proof of the bodily injury, they didn’t have any, they just paid not to have more problems for their company. Consequently they threw me under the bus by reporting that I caused bodily injury. It’s totally crooked.

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      Wawanesa Auto Insurance
      Response from Wawanesa Auto Insurance

      Linda, we appreciate your loyalty and want to support you. While the accident was minor, it involved a parked vehicle with passengers, leading to vehicle damage and an injury claim. If the passenger had sued you and won, you would be responsible for payments beyond your policy limit, a significant financial risk. Privacy laws prevent us from sharing details of the passenger claim. Our goal is prompt, fair resolution, please call your claim representative for further assistance.

      Profile pic of the author.
      Customer ServiceCoveragePunctuality & SpeedStaff

      Reviewed April 15, 2025

      Yes 100% I will recommend WAWANESA . I never find nothing better than WAWANESA INSURANCE, they are reliable. They very consistently good all the times they use their best performance; to help able to trusted. After my friend recommended it to me I did recommend many of my friends. At the end were all are very happy with customer service and fast response.

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      Wawanesa Auto Insurance
      Response from Wawanesa Auto Insurance

      Hi Susy, thank you so much for the kind words and for taking the time to leave us such a wonderful review! We're thrilled to hear about your positive experience, and we're especially grateful that you were referred by a friend—and that you refer others as well. That means the world to us. We truly appreciate your continued loyalty and support, and look forward to providing you with excellent service for many more years to come!

      Profile pic of the author.
      Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

      Reviewed Sept. 12, 2024

      After years of my loyalty to what once was a good company, Wawanesa today is not even a shadow of what it was. In my opinion they are fraudulent since turning from an insurance company to wokeness first establishment loaded with titled unqualified gits. I had an accident with road debris that created massive damage to my car, they had the car inspected by an even more derelict appraisal company that Wawanesa sublets their inspections to, but before they inspected the car, a total moron adjuster or "Claims Ambassador" as they are now called declared that it was my fault for the cause of the accident, demonstrating how idiotic they are. I guess I am responsible for the bad weather that caused the rock slide at the blind curve.

      Anyway, their inspector, who took a quick look, missed all the damage by NOT INSPECTING THE CAR PROPERLY. 7 months wawanesa left the car in the shop unattended, basically abandoned, ignored and forgotten. If that is not fraud, I don't know what it is. I had to take wawanesa to court, AND THEY DID NOT HAVE THE COURTESY to show up.

      A totally unknown made a deal with the judge to appear on the phone where my bad luck would have it, the judge was just as much of a moron as the insurance and to make the long story short, since I was asked to leave and wait for a determination while wawanesa was still on the phone with the judge, my case was dismissed in favor of wawanesa. In the meantime, I have accumulated over $5,000 of repairs for damages related to that loss that wawanesa has failed to cover as they should have had they done their job properly. I recommend that this fake insurance not be used, unless people are looking to pay for no protection at all.

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      Wawanesa Auto Insurance
      Response from Wawanesa Auto Insurance

      Hi Orlando, we’re sorry you’re frustrated and want to address your concerns. We agreed you weren’t liable for the accident however, feel appropriate decisions were made re: vehicle damage and we also relied on evaluation by the repair shop that concurred. The court gave us the choice to appear in-person or remotely; we chose remotely. Wawanesa did not have any private communication with the judge who heard both of our cases and ruled on our behalf. Please contact us if you would like to discuss.

      Verified purchase
      John increased rating by 1 star.
      Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBilling
      After a positive interaction with Wawanesa Auto Insurance, John increased their star rating on July 12, 2024.

      Updated review: July 12, 2024

      This issue got resolved because I took it upon myself to force the repair company to resubmit their invoice and I wrote a review on ConsumerAffairs as well as a formal complaint to California Insurance Commissioner and the BBB. Once Wawanesa received the resubmission through the same email address that I had sent a copy 2 1/2 months ago, there was nothing else for Wawanesa to do but follow its bureaucracy. I was called by a supervisor every business day with update until Wawanesa resolved with insurer of Penske and informed me they will reimburse my deductible. Obvious questions linger, what about next time, what if Wawanesa wasn't embarrassed by these negative publicity, but most importantly what about the next guy? I fear big companies count on consumers to just take it and let it by.

      Original Review: June 27, 2024

      In over 30 years as a loyal client of Wawanesa, this is the first time they have failed me and moreover informed me of an unacceptable policy. Almost 3 months ago I filed a claim when a Penske rental truck filled with empty garbage bins clipped my driver's side mirror as it drove by followed by an Athens dump truck. I had to honk and chase the truck in order to get the driver to stop. I called wawanesa, explained and sent all relevant pictures incling DL and Penske license plate.

      A month ago I received a letter from wawanesa that my claim is closed. After leaving messages and calling every workday from Friday to Wednesday, I gave up on receiving a callback from my adjuster and called her supervisor. He informed me that Penske's insurance was uncooperative and because the initial repair estimate was 1 dollar under my deductible, wawanesa did not pay any amount; thus they had no legal right to pursue collection from Penske's insurer. I was on my own to file a claim with that insurer. I informed him that I had paid my deductible directly to the repair center and the bill was $80.97 over that. Also per request from wawanesa I sent a picture of the bill to them right after picking up my car. He informed me that this second bill is not in their records.

      Three lessons I learned from this experience: 1) If any insurance company refuses to process claims because it may be just under my deductible, I need to know before I sign up with them and magically guess a repair may be under my deductible and file a claim directly with the opposing insurance company. 2) Next time I get into an accident that is not my fault, take all covered benefits to inflate the loss, else I am likely to be stuck with collecting my deductible directly from a deep pocketed insurance company on my own. I should have just accepted a rental car and let wawanesa's approved list repair center take their time fixing my car. I truely thought I was saving money for everyone by getting my car fixed quickly. 3) Never trust your own insurance company

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      Wawanesa Auto Insurance
      Response from Wawanesa Auto Insurance

      Hi John, after 30 years of membership, you deserve exceptional service, and we clearly fell short. We sincerely apologize for not explaining the process and addressing your concerns promptly. We take full responsibility. A claim has been filed with Penske, and we have agreed to reimburse your deductible and pay the difference for the repair. We are using your feedback to improve communication and service for all our valued members. We hope to regain your trust in the future.

      CoverageSales & MarketingRefunds & PayoutsStaffBillingHonesty & Transparency

      Reviewed Jan. 23, 2024

      Wawanesa has failed to provide services paid for over the past 6 years, I’ve been a customer for over 10 years. I have had 3 claims while with Wawanesa, each one they have failed to provide services paid for, at a high premium I might add! They lie, they are very difficult to get ahold of, and they do not do their job. Having insurance with Wawanesa over the past 10 years has not only been a waste of money, it has been a waste of time. Not only do they not provide services, they lie and give poor advice. They told us to leave a vehicle in a towing yard after a truck hit us. We got stuck with a $1,270 bill. This company does not care about its customers and have neglected us completely throughout every experience we have had with our claims. It all has started to feel like a scam being a customer with Wawanesa. I highly recommend looking elsewhere for auto insurance.

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      Wawanesa Auto Insurance
      Response from Wawanesa Auto Insurance

      We’re sorry you’re dissatisfied with your claims experience. We are trying to actively work with you and have reimbursed you for the full amount of $1,270 for all towing charges. We’ve provided you with direct contact to our claims leader to ensure you can get a hold of us directly and easily to continue working through your claim. We’re trying to support you and left you a voicemail this week and emailed you yesterday in an effort to review all aspects of your claim and work towards resolution.

      Profile pic of the author.
      CoverageStaffRates

      Reviewed Jan. 19, 2024

      I financed a travel trailer, the company had me get full coverage, there was damage to the trailer and when took to a repair shop they informed me my insurance should cover the expense, when filing a claim almost 2 months ago still getting the run around, Wawanesa doesn’t care about helping their customers! Reminds me of the Disney Pixar movie the Incredibles where Mr. Incredible got a job at an insurance company and was trained not to help the little old lady! Shame on Wawanesa, want to raise our rates. Take our money year after year and not help when you need it!

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      Wawanesa Auto Insurance
      Response from Wawanesa Auto Insurance

      Hi Kelly, thank you for your feedback. After your spouse filed a claim with us, we promptly inspected your trailer. We identified an issue with coverage under your policy requiring additional investigation due to the type and widespread nature of the damage we photographed. We have spoken with your spouse, as well as your chosen repair facility, on several occasions and are working to have a final decision for you shortly. We appreciate your patience and understanding in this matter.

      Profile pic of the author.
      Price

      Reviewed Nov. 21, 2023

      I have been a Wawanesa customer for the second year and I am having a bad experiences about making a claim about a hit and run accident. Although I was not the faulty side of the accident, since the other party has not been found, the company has told me that i should pay 500$ to proceed with the claim and get my car repaired! I have reported the accident to the police a few minutes after the event but my claim advise had told me since the police didn’t find the faulty side yet, I should pay this amount. This is really unfair and unacceptable and I am frustrated with their decision. Now I don’t know what should I do to waive this deductible amount. It was the responsibility of Wawanesa to inform me in advance about this matter in my policy. I am very disappointed with their service for a hit and run accident which the faulty side is not found.

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      Wawanesa Auto Insurance
      Response from Wawanesa Auto Insurance

      Hi Mostafa, we are sorry to hear about your frustration. We are unable to identify you, but we will message you privately to connect you with a Claims Supervisor, who can dig into the details of your claim and answer your questions. Generally, deductibles always apply, regardless of fault, with insurance paying repair costs that exceed the amount of the deductible. We work to recover deductibles from at-fault parties; however, it sounds like that person has not been identified yet in your case.

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      Wawanesa Auto Insurance Company Information

      Company Name:
      Wawanesa Auto Insurance
      Website:
      www.wawanesa.com