American Access Casualty Reviews

Oakbrook Terrace, IL

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About American Access Casualty

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American Access Casualty Company (AACC) sells nonstandard auto insurance policies to high-risk drivers. It accepts international driver’s licenses, employs bilingual agents and offers affordable and flexible payment options. American Access Casualty’s coverage is available in Illinois, Indiana, Nevada, Arizona and Texas, and the company is currently expanding.

Pros
  • Bilingual agents
  • Flexible payment plans
  • Accepts international drivers
Cons
  • No online quotes
  • Not available in all states

What is American Access Casualty Company?

AACC specializes in nonstandard auto insurance and services for Hispanic and international individuals and families. The company offers low-cost coverage with affordable premiums, low down payments and flexible payment options. It also insures drivers with international or no driver’s licenses. In some cases, AACC can provide same-day coverage. If you’re a high-risk driver having trouble finding auto insurance, you can contact AACC to discuss options.

The company’s coverage includes:

  • Bodily injury liability
  • Property damage liability
  • Medical payments
  • Uninsured motorist
  • Comprehensive
  • Collision

All its policies are based on state required minimums. AACC also offers roadside assistance and rental car reimbursement, as well as SR-22 comprehensive coverage.

How does American Access Casualty work?

AACC agents are currently located in Illinois, Indiana, Nevada, Arizona and Texas, and the company is expanding, with licenses in nine other states. To find an agent, enter your ZIP code or home address on the website. Your agent helps find coverage specific to your needs, and you can manage your account and pay bills online. Call an agent or contact the company directly to file a claim. AACC offers its services, including web content, in English and Spanish.

American Access Casualty rates

AACC specializes in finding low rates, flexible payment plans and low down payments for high-risk drivers. Contact an agent to get a customized quote; as with most auto insurance providers, rates typically depend on your driving record, type of vehicle and location.

American Access Casualty FAQ

Where is American Access Casualty located?
AACC is located in Downers Grove, Illinois. Its agents operate in several states.
Who owns American Access Casualty?
New AA Holdings, LLC, owns American Access Casualty Company.
Where is American Access Casualty available?
AACC is available in Illinois, Indiana, Nevada, Arizona and Texas. The company holds licenses to operate in nine other states and is currently expanding.
Does American Access Casualty offer comprehensive car insurance plans?
AACC offers comprehensive car insurance policies. Its coverage options include liability and collision (typically required by the state), uninsured motorist, personal injury, rental car reimbursement and roadside assistance.

Still have questions?

Is American Access Casualty worth it?

American Access Casualty offers affordable insurance to high-risk and international drivers. While its coverage isn’t available in all states, the company is currently expanding its services. If you’re a high-risk driver or have an international driver’s license, we recommend checking out AACC to see if it fits your auto coverage needs.

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American Access Casualty Reviews

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    Page 1 Reviews 0 - 30
    Customer ServiceCoverageStaff

    Reviewed May 1, 2024

    Customer service is garbage, the phone reps have attitudes like it’s their money. Don't you dare get hit by someone with their insurance. You’re going to have to fight tooth and nail even when the police said it was 100% their fault. 0 stars!!

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    Customer ServiceStaff

    Reviewed April 4, 2024

    The most unprofessional and unresponsive adjuster and claims team I’ve ever encountered. Tim **, Leslie, Vannika. Be prepared to be hung up on by Leslie each time you call and prepared to never receive a call back from Tim or Vannika. I can’t believe this company is still going.

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      Customer ServiceCoveragePunctuality & SpeedStaffTransparency

      Reviewed May 31, 2023

      The ABSOLUTE WORSE experience I’ve had with an insurance claim. My adjuster is REPEATEDLY UNAVAILABLE.. I’ve called more than 10 times in one day trying to reach her.. Supervisor Maria ** proved to be just as useless.. Car was hit by one of their driver 5/6.. As of now I’m still waiting for an update on my supplemental claim. No update regarding my rental.. NOTHING! Spent a whole day calling their claims department just to be passed around for HOURS. I wouldn’t recommend this company to a person on their death bed. They are truly a sorry representation of an insurance company.

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      Customer ServiceCoveragePricePunctuality & SpeedTransparency

      Reviewed Feb. 15, 2023

      Claim # ** His policy # ** Their policy holder hit me from behind at a stop light. His license is from the Republic of Honduras and expired in 2001. He hit me on Sept. 7th, 2022. I live in Garland, Texas and the police in Garland will not come out if an ambulance is not needed. One was not, only damage to the rear end of my car. His had damage as well. American Access Casualty denied my claim saying that their illegal alien client would not respond to their phone calls or letters. This is my problem why... Here is my recommendation: All illegal aliens driving in America, come get this insurance.

      When you cause an accident, Do Not Answer any calls or letters from this insurance company, and they will dismiss the claim out of hand, without any better explanation, move on to the next claimant to screw over. Yes, I could have filed it with my insurance and get my car fixed, and have my premiums go up. This company is shady, underhanded, and should not be allowed to sell anyone insurance, PERIOD. They are Crooks. I have a copy of his tag number, license, and by the way, the address he gave them as his residence was a million dollar home in a very nice neighborhood. Their client Never lived at the address they had on file for him. To one and all, Run from this company just as fast as your feet can go.

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      CoverageRefunds & PayoutsMaintenanceStaff

      Reviewed Oct. 23, 2022

      Like so many other reviews here, I had the unfortunate experience trying to deal with this shady company. A girl rear-ended my car and had this insurance. After filling out the claim form and sending it in, all I received were periodic letters saying that they were still 'investigating' the claim, and that they couldn't get in touch with the girl who hit me. This went on for more than a year. I was tempted to go directly to her apartment to ask to please take care of this, but I didn't. Nothing was resolved, so I was left ultimately having to pay for the repairs. Fortunately it was minor, but what if it had been worse? This company should be shut down for good.

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      Customer ServiceCoverageTechPunctuality & SpeedRefunds & PayoutsStaffBilling

      Reviewed June 27, 2022

      I was rear ended by a driver with AACC in Nevada. AACC only covers 5 states currently. I moved back to Washington a few weeks after the accident, only to find that no auto body shop will contract/work with them. I had to take my car back to the dealership I purchased it at to get covered repairs. My adjuster was Edwin, who was out of the office a total of 5 weeks during the 8 week duration of my claim. His supervisor Tatiana was of no help. Both actually blocked my cell phone number from their lines at one point after they sent a check payout to me, when I requested the payment to be sent to the body shop.

      Scheduled repairs, neither Edwin nor Tatiana contacted me for 2 weeks. The day of scheduled repair, I drop off my car at the body shop to find out there is no rental waiting for me (when I was promised a car of the same size would be on the lot for me). The body shop manager attempted to call both people, only got voicemail. I immediately headed to the car rental service they contract with, and there were no reservations made. AACC doesn’t have an account with the rental company either. After an hour of the rental company attempting to call the corporate line (just routes you back to your adjuster by phone number) Edwin’s line and Tatiana’s line, I left without a rental. Sent a text to Edwin, he’s out of the office again. Leave three voicemails for Tatiana. When I finally receive a call back from her, I was informed that they only contract with Hertz for $20.95 per day, and they reimburse once the claim is closed.

      When I brought up the fact that there are those who left reviews for still waiting on reimbursement from over a year ago, her response was “everyone’s case is different, we can’t guarantee a time frame”. When asked for her supervisor, she laughed and stated that I would be wasting my time since “she’ll just repeat everything” Tatiana told me. Always record your phone conversations with AACC and get names/dates/times.

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      CoverageRefunds & Payouts

      Reviewed April 5, 2022

      I normally don’t leave reviews, however this company is by far the worst I have ever dealt with. I hit a deer 02/17/2022 and my claim has yet to be settled. My adjuster was never available. I have full coverage with rental and it took me 30days to get a vehicle. I then was told them only have reimbursement coverage meaning I had to pay for a rental car and then I would have to submit a receipt after it’s been returned. I wasn’t notified that my vehicle was a total loss until I was in the rental over 20 days and they only pay for 30. I asked for a total loss settlement document to be able to get a new vehicle and was provided a document with no letterhead and no claim info!!! I wouldn’t recommend this company to my worst enemy!!! I am so disappointed!!!!

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      CoverageStaffTransparency

      Reviewed Feb. 14, 2022

      After weeks of attempting to make get updates and make any kind of contact with the insurance broker they finally sent a letter denying my claim. I had been dealing with them for 6 weeks and unable to open my driver-side door, and even with a witness and the evidence of the other party's damages compared to mine, they wrongfully denied my claim. This company is only good for keeping you from getting traffic tickets for being uninsured.

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      CoverageRefunds & Payouts

      Reviewed Nov. 5, 2021

      Shawn ** from American access insurance on DFW is possibly the worst adjuster ever in history. Just like they say you get what you pay for. This man talks to you like he owns the company, and has no respect or manners and he knows everything. Apparently he used to own his own shop but now he's in a an insurance adjuster.... Anyways this guy is a nuisance too. The company needs to get rid of them because they didn't pay me out right. Luckily I have changed insurance companies and I have learned my lesson. Never again.

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      Customer ServiceCoveragePunctuality & SpeedStaffTimelinessHonesty & Transparency

      Reviewed Oct. 27, 2021

      Initial interactions were great, slow but pleasant. Liability was accepted quickly due to dash cam footage. Uber ride, their driver made an illegal left turn and hit me which caused me to be removed from the platform until repairs could be completed. 26 days of lost income... Then I submitted my claim for reimbursement and lost wages. The adjuster 'lost' or ignored my documents until I got my insurance involved. She asked for documentation I had already provided, ignored my submission and went on vacation without acknowledging receipt. Her supervisor did call me back promptly, and proceeded to 'graciously offer' me much less than I was requesting... basically half of the days I was unable to work due to the damage.

      They have ignored emails and delayed responses to my insurance company with regards to the damage demand also. All I can say is claim the physical injuries, play it up, try to get as high of a claim as you can because I did it the honest way, only asked for what I lost in income and spent in rental vehicles... no clear injuries so I didn't file for them. And I'm getting shortchanged with an insultingly low offer to settle.

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      Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsMaintenanceTimeliness

      Reviewed Aug. 25, 2021

      This insurance sucks!!! Don't get this insurance... RUN. I got in a car accident last week of June, called the insurance to make my claim etc.. They were answering pretty fast and being on point until one week later they stopped responding to my phone calls. After three weeks of my car being crashed they finally called back to see where I could take my car to fix, I chose the body shop near my house. They said okay perfect that they will call them to let them know.

      Two days passed got in contact with the body shop but sadly they didn’t have any appointments till August 1st, when the day came around I took my car and at the body shop they said that they will send the insurance an email so that the insurance can send them a supplement, but they took a whole week to get back to the body shop, the workers told me that the insurance was taking forever to respond back as well. Ridiculous. They didn't even let barrow a rental car... THAT I HAD TO PAY IT MYSELF??? $100 PER DAY LOL. NO.

      After my car being there for a week, I was carless for a month already. After the insurance sent the supplement to the body shop that's when they could start working on it so the workers told that it will take two weeks or less depending. It's now August 25th. My car was in the body shop for three weeks in a half!! And now the body shop gave me a car to let me know that the insurance is making me pay $156 extra.... plus the deductible of $500. Crazy that I'm paying the insurance and they can't even pay $156, it's not a lot but still. Horrible customer service, took days to respond, and also they gave me attitude this insurance sucks. The whole process took two months, I was carless for that long... I hate this insurance so much. DON'T GET THIS INSURANCE. IT WILL GIVE YOU PROBLEMS.

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      Customer ServiceCoverageStaff

      Reviewed Aug. 19, 2021

      Hit and run by its insured driver in mid July, 2021. Got the plate number and called 911 and filed a police report. Filed claim with AAC and moved slowly but smoothly. Today just got a call and promised to move forward. Just thankful that my car not badly damaged and the other party neither I guess, but probably around $500 or less repair for her to make it run.

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      Customer ServiceStaffRates

      Reviewed July 1, 2021

      I have called this company numerous times trying to get information on a car that was in an accident. Clearly the car was totaled as it's an 2006 Lexus IS with well over 200k, but without even sending an adjuster to see the vehicle American Access Casualty decided to write a check in the amount of $800.00 which is absurd. The body shop where the car was towed also expressed his concern for the lack of interest in handling the claim in a professional manner. The body shop owner called American Access Casualty to make a claim for a supplemental check. Only then did American Access Casualty assign an adjuster to go look at the vehicle in person and determined what we all already knew that the car is deemed a total loss.

      Now I have called over and over to the adjuster just to get a voicemail. I leave a message. The message on his voicemail says he will return the call within 24 hours. Frank (adjuster) has never once returned my call since the car was inspected. The hold times are all day long with no other way to get in touch with the claims department either via email or fax to get a response from the claims department regarding the status of the claim. HORRIBLE COMPANY!!!

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      Customer ServiceStaffTimeliness

      Reviewed June 27, 2021

      This is the Worst Kind of Company I ever dealt with it, This Kind of Company Should Never be in the Business or Kicked out of Business for their Worst Services. Never Pay their Claims, Never Called you Back, No Response. Never Take Responsibility. Their Adjuster are Extremely Rude and Stupid. Don't Recommend to anyone to do Business with them.

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      Customer ServiceCoveragePriceRefunds & PayoutsMaintenanceStaff

      Reviewed June 18, 2021

      My jeep was door dinged in a Walmart parking lot. The person tried to run which I got her license plate. Called the police, made a report and the officer tracked her down and got her insurance information which was American Access Casualty. 6 weeks have went by which I have done everything I needed to do in order to get her insurance to give me a payout to fix my jeep. I was quoted over $900 from a body shop to fix the softball dent in my fender. Her insurance quoted me $700 less to fix.

      I got notification today that they have made several attempts to contact their insurer, the woman that hit me and have had no luck so they will be closing the case and will not be able to produce funds to pay me for the accident their insurer caused. Pretty pathetic on this businesses part. What is the point of even having insurance if they can just do this. Hopefully someone will read this and decide to not use them for insurance and they will lose money like how they made me lose money having to repair my jeep out of my pocket.

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      CoverageStaff

      Reviewed April 6, 2021

      This insurance sucks! I can't believe they are in business. They don't help the client out at all. They should be reported to the Better Business Bureau. Lawsuits should be filed against this company. Worst insurance ever!!! Stop.

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      Customer ServiceCoveragePunctuality & SpeedStaffCommunication

      Reviewed Nov. 24, 2020

      I am now seeing the horrible reviews for this company are valid. My vehicle was hit by a driver insured by this company on November 17. The driver went straight In the turn on lane as I was in the turning lane to the right of him. He hit the side of my vehicle, smashed my door with is ne unable to be opened from the inside.. My daughter hit her head and shoulder as the vehicle slammed into my car. I sent photos in as requested the 1st day a week later. There is no communication from the claims adjuster, phone calls and messages to the claims adjuster are not returned, text message are replied from the claims adjuster "I will call you you shortly" with no call backs.

      I contacted the company to schedule an appointment for appraisal which is an option on their automated system. Wait for 30 minutes to have someone pick up. Ask for my claim number and transfer me to the claims adjusters (Arlene **) voicemail. So I have had a damaged car for a week and incompetence. Had I filed with my insurance company I would've had my vehicle inspected the next business day, a rental vehicle and competent, courteous professionals who are available to do their job. Unfortunately I am now learning this company has a reputation for this. I want my vehicle repaired!

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      Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsTransparency

      Reviewed April 1, 2020

      My vehicle 2017 Suburu (mostly driven by daughter Samantha) was parked on private parking lot by condo's apartment. Mr. ** operated a red pickup truck (insured by American Access) struck my parked vehicle. Initially, Mr. ** related he wants to pay for damage caused and asked to get estimate. After I got estimate ($1,600) Mr. ** related he doesn't have that much money and needs to file claim with his insurance. Mr. ** did indeed file claim and I was given claim # **. I contacted American Access adjuster (Daisy **) and provided all the information she asked for in relation to this claim.

      Week later I receive a letter stating, "coverage cannot be extended for loss" "due to vehicle being used for business". I called several times and left messages to call back on voice mail but never received a call back. Finally, few days later I got a hold of adjuster (Daisy **) and asked to provide a proof of her decision to deny claim. She refused to provide any explanation to her denial and kept saying to refer to letter. (Couldn't provide no business name, no business type info, no business license) but she did denied claim due to vehicle used for business. Mr. ** pickup truck also did not have any business markings on. I truly believe this business engages in unethical conduct of selling policies to mostly poor people around Chicagoland but does not intend to pay for repairs as stated in policy. Worst customers service.

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      PriceStaff

      Reviewed Dec. 13, 2019

      On thanksgiving night headed home. I was at a stop waiting to cross the road. It was snowing pretty good. Two or three cars turned the corner without any problems. Out of the corner of my eye I see this car barreling around the corner and slams into my truck destroying driver's door and cab door. She of Latin decent gets out and says her wheels wouldn't turn. That's because she was going way too fast in the snow to turn a sharp corner. She gives me her insurance card and of coarse it's out dated. She admits to my adjuster she was too fast around the corner. Now I'm dealing with this adjuster from American Access and she's a real winner. I have one car. I tell her she or the company they need to rent me a car. "Oh no, no, no. You rent it and we will pay you back." WRONG. Jack your company is responsible for renting me a car. I don't have the funds. I'm busy as heck and need a car to go to work.

      On top of that I go to an autobody shop. Tell them the quote to fix my truck and they that price is for used doors. No, no, no. I want new door. So this Company and its CEO are a crox of crap and have know business in the Insurance game whatsoever. Called an attorney and the Board of Insurance and filed a complaint. Haven't been in an accident in forty years. Should have listened to my adjuster and paid my deductible and would be way ahead of the game. Merry FFn Xmas to me. Stand by American Access. The Games have just begun. I promise

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      Claims Handling

      Reviewed Dec. 9, 2019

      In July 26th my car was in a flood. I towed my 2014 Dodge Journey to dealership where they determined motor broke due to water damage. We are in Dec. And they keep declining my claim stating it's not water damage. Dealership stands its ground that it's water damage but insurance keep saying it's not. And here we are stuck with no vehicle. We filed a complaint with the Texas.gov tdi. Now waiting on a outcome.

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      Customer ServiceStaff

      Reviewed Oct. 26, 2019

      This jerk (who only spoke Spanish) backed into my car on 7/20/19, It occurred in the Jewel-Osco parking lot on Elmhurst Road in Des Plaines, IL. Would you believe this "accident" has still not been resolved? His agent (someone named Kari) insists I have to call her, because (he is giving a different version of what happened that I gave.) Does not surprise me at all! Just read the other reviews of people who have been forced to deal with this outfit! First, he hands me an outdated insurance card for this outfit. I wrote everything down for him--he did nothing but stand there talking in Spanish. I reported the accident to State Farm Corporate that evening after it happened.

      It's now three (3) months later! His contact person (Kari) keeps contacting me after I completed a ridiculously-long questionnaire as to what exactly had happened during this accident. Now, she either calls my State Farm agent in Arlington Heights, IL--who tell me I have to call them! Or she has called my cell phone. I have done all of the work in this horrible mess. As far as I am concerned, there is nothing more to discuss. This jerk has obviously now changed his story. He is a liar. Not only lie about not reporting it, he did report it. What is he going to lie about next?

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      Customer ServiceCoverageStaff

      Reviewed Sept. 12, 2019

      I was rear ended by one of their insureds while my car was sitting still on I35 on 9/3/2019. Sent photos from the scene the very next day, I was then told they had to speak to their driver before deciding liability. The next call I received was from an Appraiser on 9/9 asking where the vehicle was located. I had already emailed the adjuster the day after the accident of its location. I called her back yesterday to ask when it would be looked at so that repairs can begin and she advised for ME to call them. I left a message for the appraiser on 9/11, did not hear back from them so I called them back again and they advised someone else was assigned and would be looking at it.

      When I called the new person their voicemail said they were out of the ofc from 9/9 - 9/16!!! I called the adjuster who advised that is the only person who can look at it!!! So now the car will sit until Monday the 16th!!! DO NOT USE this insurance co or adjuster as their lack of follow up and care about their job as adjusters is pathetic.

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      Customer ServiceClaims Handling

      Reviewed Aug. 23, 2019

      Was rear-ended at the car wash and customer service was terrible and whole process took forever. I would never want this company as my insurance! They were rude on the phone and in email. Also, after my car was hit they wouldn't even process a depreciation claim worth more than $100.00! Just a joke of a company.

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      Customer ServiceStaff

      Reviewed Aug. 14, 2019

      This morning I was hit by an insured driver of AAC. After reading these horrendous reviews I hope this is not my case. I filed my claim today and will give them the benefit of doubt. Will keep you all posted. So far the customer service rep was rude and laughed during her questionnaire while I was still shaken up by the 3 car accident I was involved in.

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      Customer ServiceCoverageStaff

      Reviewed Aug. 6, 2019

      I was in a car accident about a month ago. Even though I was at fault, I did everything I had to do. Well, let me tell you this so call "insurance company" is the worst of the worst. If I could give them no stars, I would. My adjuster, Patricia **, never called to tell me that the estimator Kristin ** had seen my car and had an estimate. I found out by calling Fredy Kia that the appraisal was ready. I then on the appraisal report that the Ms. ** was planning on approving an aftermarket hood on my 2018 Toyota Camry. I was livid because my car is not old. I called Patricia voicing my concerned and she did not listen to my concern. She just kept talking that it was the company's policy.

      I spoke to the supervisor, George, he told me that my car was "old," therefore, they could not give me the original hood. I proceeded to have my car fixed at another body shop that has no contract with American Access. Well, it's been about 2 weeks since I moved my car and my car is still not getting repaired because they have not been able to contact the Ms. ** for supplemental estimates. I had to call once again and speak to my adjuster regarding this whole ordeal. I would NEVER EVER recommend this insurance to anyone. RUNAWAY from this so call insurance. Very incompetent and unprofessional individuals who think they run this "company."

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      Customer Service

      Reviewed June 26, 2019

      First advice for anyone reading the reviews of AACC - ignore any review which has more than 1 (one) star. Had an accident with person insured by this company. I'm in the month four of dealing with them. The accident was caused by driver insured by AACC - police report was made, clearly stating whose fault it was (not mine). Every time I call no one answer. I leave messages no one return any phone calls. I call and talk with the customer service. Tell them I want to talk with the manager. They said no. I am not allowed to talk to the manager. I have been calling the past four month leaving messages and they said I have to leave another one and if no one has call me back in 2 days, they can transfer me to the supervisor. When I call back in two days they said I have to wait another two day. That's what they have been doing to me.

      One time the customer service transfer me to the adjuster. She said she has been trying to get ahold of the insured but she couldn't. I told her, "Can you try right now." She did and the insured answer the phone and instead she talked to him. She told me he was at work and she couldn't disturb him. Now I am stuck paying the bank and I have no car to drive. I don't know what to do?

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      Customer ServiceClaims HandlingCoveragePriceStaff

      Reviewed June 5, 2019

      First advice for anyone reading the reviews of AACC - ignore any review which has more than 1 (one) star. Had an accident with person insured by this company. I'm in the month three of dealing with them. The accident was caused by driver insured by AACC - police report was made, clearly stating whose fault it was (not mine).

      The accident occurred on 5 April. After calling them many times, and writing useless e-mails - they finally sent an assessor on April 24. That day was the last day I could drive my damaged car, and it stayed at the mechanic. The assessor had found amazing array of reasons (without any logic) to avoid accepting the obvious damages to my car and to write up only the cosmetic ones. He has found some "old damage" at the bottom of my car - and didn't wanted to recommend fixing my fender which was bent in the accident, claiming that was due to unrelated old damage (didn't know it even existed).

      The fact that my fender was perfectly fine before the accident did not matter. So, on 24 April he concluded his assessment and I was expecting that AACC will call in car rental company to reserve a rental for me. That did not happened. So - I rented on my own - at the insurance rate (tried to be fair). They are covering only 20 USD/day. And then the waiting game continued. Waiting for the approval by someone in AACC of the assessment. SO I have called and called and wrote e-mails few days apart - no response, no decision. What they did tried to do - is to make ME obtain a police report (pay the fee, go physically to police and send them over the report), and write up a claim. Finally, I have lost my patience and decided to seek legal support. Only then did they responded by approving the damage coverage but w/o fixing the fender and wheels alignment.

      It was 15 May when the approval was communicated to me, and they booked the rental. I was instructed to return the car I've rented in Enterprise and go to Hertz and pick up the car there. By then - the rental has costed me 950 USD. It took another two weeks for check to reach me and I have finally got my car back on 28 May.

      Then, the rental reimbursement battle begun. They don't want to cover all days I had rental - only those from the date they have reserved a rental. They don't acknowledge that their assessor inspected my disassembled car on 24 April and it took them 23 days to approve fixing of the damages. With them covering only 20 USD/day of rental, and not covering all the damages on my car, AND being very rude in communication and completely non-present to answer the calls and respond to e-mails - not it is a matter of principle. I have told them if they don't do a fair job - it will cost them three times more than it would otherwise. The lawsuit is about to include medical bills, uncovered rental, unreasonable delays in processing causing my own business to suffer.

      All in all - I cannot believe that such insurance company is allowed to operate. But - it is a cheap insurance, marketed to low income population. And my advice to them is - stay away from them! While you may have a low rate - if the issue occurs, you will be in a very big problem. The other person involved in this accident had front right wheel broken. I can only imagine how little help will they have. I'd say - AACC are vultures and un-ethical non-professional group of scammers.

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      Customer ServiceStaff

      Reviewed May 29, 2019

      There is a person a person name is Daisy **. She is a adjuster that thinks that the people need to be waiting for her and is very rude and expects people people to be nice when she is rude. She needs to do her job efficient and fast. People pay for a service that is not free and because of the people that pay deserve more respect from this adjuster. Don't expect the people to be polite if you are not. This also is the supervisor the manages the this person or division. This person work at Downers Grove IL and should not work at any insurance company. Very poor people and ethic relations. Will not refer this company to nobody. This is a triple fff company.

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      Reviewed April 22, 2019

      We own an auto paint and body shop in Texas and have recently repairs two vehicle that were paid for by American Access. In both cases, the appraiser was almost impossible to reach and took 7 to 14 to handle supplements and the adjuster did not pay the supplements until we repeatedly contacted them letting them know that all the repairs were complete and no vehicle would be released without payment. In our twenty years of doing business with insurance companies, American Access Casualty has the absolute worst to deal with even for our customers.

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      Customer ServiceClaims Handling

      Reviewed April 15, 2019

      They are not going to pay for for claims put in. I own a 2018 Toyota Camry and they took the tires and rim. I did everything I was supposed to do but this insurance company didn't do anything but lie each time I call. It's been over a month and still have not received any kind of help. Good thing I could rent tires otherwise they would have towed my car waiting for them to honor the claim I filed. So don't waste your time with this company 'cause all they will do is lie to you. This company is affiliated with Amtex insurance so let me know if any one know a good lawyer.

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      American Access Casualty Company Information

      Company Name:
      American Access Casualty
      Website:
      www.aains.com