American Access Casualty Reviews

Oakbrook Terrace, IL

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About American Access Casualty

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

American Access Casualty Company (AACC) sells nonstandard auto insurance policies to high-risk drivers. It accepts international driver’s licenses, employs bilingual agents and offers affordable and flexible payment options. American Access Casualty’s coverage is available in Illinois, Indiana, Nevada, Arizona and Texas, and the company is currently expanding.

Pros
  • Bilingual agents
  • Flexible payment plans
  • Accepts international drivers
Cons
  • No online quotes
  • Not available in all states

What is American Access Casualty Company?

AACC specializes in nonstandard auto insurance and services for Hispanic and international individuals and families. The company offers low-cost coverage with affordable premiums, low down payments and flexible payment options. It also insures drivers with international or no driver’s licenses. In some cases, AACC can provide same-day coverage. If you’re a high-risk driver having trouble finding auto insurance, you can contact AACC to discuss options.

The company’s coverage includes:

  • Bodily injury liability
  • Property damage liability
  • Medical payments
  • Uninsured motorist
  • Comprehensive
  • Collision

All its policies are based on state required minimums. AACC also offers roadside assistance and rental car reimbursement, as well as SR-22 comprehensive coverage.

How does American Access Casualty work?

AACC agents are currently located in Illinois, Indiana, Nevada, Arizona and Texas, and the company is expanding, with licenses in nine other states. To find an agent, enter your ZIP code or home address on the website. Your agent helps find coverage specific to your needs, and you can manage your account and pay bills online. Call an agent or contact the company directly to file a claim. AACC offers its services, including web content, in English and Spanish.

American Access Casualty rates

AACC specializes in finding low rates, flexible payment plans and low down payments for high-risk drivers. Contact an agent to get a customized quote; as with most auto insurance providers, rates typically depend on your driving record, type of vehicle and location.

American Access Casualty FAQ

Where is American Access Casualty located?
AACC is located in Downers Grove, Illinois. Its agents operate in several states.
Who owns American Access Casualty?
New AA Holdings, LLC, owns American Access Casualty Company.
Where is American Access Casualty available?
AACC is available in Illinois, Indiana, Nevada, Arizona and Texas. The company holds licenses to operate in nine other states and is currently expanding.
Does American Access Casualty offer comprehensive car insurance plans?
AACC offers comprehensive car insurance policies. Its coverage options include liability and collision (typically required by the state), uninsured motorist, personal injury, rental car reimbursement and roadside assistance.

Still have questions?

Is American Access Casualty worth it?

American Access Casualty offers affordable insurance to high-risk and international drivers. While its coverage isn’t available in all states, the company is currently expanding its services. If you’re a high-risk driver or have an international driver’s license, we recommend checking out AACC to see if it fits your auto coverage needs.

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American Access Casualty Reviews

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    How do I know I can trust these reviews about American Access Casualty?
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    Page 1 Reviews 0 - 10
    Customer ServiceCoverageStaff

    Reviewed May 1, 2024

    Customer service is garbage, the phone reps have attitudes like it’s their money. Don't you dare get hit by someone with their insurance. You’re going to have to fight tooth and nail even when the police said it was 100% their fault. 0 stars!!

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    Customer ServiceStaff

    Reviewed April 4, 2024

    The most unprofessional and unresponsive adjuster and claims team I’ve ever encountered. Tim **, Leslie, Vannika. Be prepared to be hung up on by Leslie each time you call and prepared to never receive a call back from Tim or Vannika. I can’t believe this company is still going.

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      Customer ServiceCoveragePunctuality & SpeedStaffTransparency

      Reviewed May 31, 2023

      The ABSOLUTE WORSE experience I’ve had with an insurance claim. My adjuster is REPEATEDLY UNAVAILABLE.. I’ve called more than 10 times in one day trying to reach her.. Supervisor Maria ** proved to be just as useless.. Car was hit by one of their driver 5/6.. As of now I’m still waiting for an update on my supplemental claim. No update regarding my rental.. NOTHING! Spent a whole day calling their claims department just to be passed around for HOURS. I wouldn’t recommend this company to a person on their death bed. They are truly a sorry representation of an insurance company.

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      Customer ServiceCoveragePricePunctuality & SpeedTransparency

      Reviewed Feb. 15, 2023

      Claim # ** His policy # ** Their policy holder hit me from behind at a stop light. His license is from the Republic of Honduras and expired in 2001. He hit me on Sept. 7th, 2022. I live in Garland, Texas and the police in Garland will not come out if an ambulance is not needed. One was not, only damage to the rear end of my car. His had damage as well. American Access Casualty denied my claim saying that their illegal alien client would not respond to their phone calls or letters. This is my problem why... Here is my recommendation: All illegal aliens driving in America, come get this insurance.

      When you cause an accident, Do Not Answer any calls or letters from this insurance company, and they will dismiss the claim out of hand, without any better explanation, move on to the next claimant to screw over. Yes, I could have filed it with my insurance and get my car fixed, and have my premiums go up. This company is shady, underhanded, and should not be allowed to sell anyone insurance, PERIOD. They are Crooks. I have a copy of his tag number, license, and by the way, the address he gave them as his residence was a million dollar home in a very nice neighborhood. Their client Never lived at the address they had on file for him. To one and all, Run from this company just as fast as your feet can go.

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      CoverageRefunds & PayoutsMaintenanceStaff

      Reviewed Oct. 23, 2022

      Like so many other reviews here, I had the unfortunate experience trying to deal with this shady company. A girl rear-ended my car and had this insurance. After filling out the claim form and sending it in, all I received were periodic letters saying that they were still 'investigating' the claim, and that they couldn't get in touch with the girl who hit me. This went on for more than a year. I was tempted to go directly to her apartment to ask to please take care of this, but I didn't. Nothing was resolved, so I was left ultimately having to pay for the repairs. Fortunately it was minor, but what if it had been worse? This company should be shut down for good.

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      Customer ServiceCoverageTechPunctuality & SpeedRefunds & PayoutsStaffBilling

      Reviewed June 27, 2022

      I was rear ended by a driver with AACC in Nevada. AACC only covers 5 states currently. I moved back to Washington a few weeks after the accident, only to find that no auto body shop will contract/work with them. I had to take my car back to the dealership I purchased it at to get covered repairs. My adjuster was Edwin, who was out of the office a total of 5 weeks during the 8 week duration of my claim. His supervisor Tatiana was of no help. Both actually blocked my cell phone number from their lines at one point after they sent a check payout to me, when I requested the payment to be sent to the body shop.

      Scheduled repairs, neither Edwin nor Tatiana contacted me for 2 weeks. The day of scheduled repair, I drop off my car at the body shop to find out there is no rental waiting for me (when I was promised a car of the same size would be on the lot for me). The body shop manager attempted to call both people, only got voicemail. I immediately headed to the car rental service they contract with, and there were no reservations made. AACC doesn’t have an account with the rental company either. After an hour of the rental company attempting to call the corporate line (just routes you back to your adjuster by phone number) Edwin’s line and Tatiana’s line, I left without a rental. Sent a text to Edwin, he’s out of the office again. Leave three voicemails for Tatiana. When I finally receive a call back from her, I was informed that they only contract with Hertz for $20.95 per day, and they reimburse once the claim is closed.

      When I brought up the fact that there are those who left reviews for still waiting on reimbursement from over a year ago, her response was “everyone’s case is different, we can’t guarantee a time frame”. When asked for her supervisor, she laughed and stated that I would be wasting my time since “she’ll just repeat everything” Tatiana told me. Always record your phone conversations with AACC and get names/dates/times.

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      CoverageRefunds & Payouts

      Reviewed April 5, 2022

      I normally don’t leave reviews, however this company is by far the worst I have ever dealt with. I hit a deer 02/17/2022 and my claim has yet to be settled. My adjuster was never available. I have full coverage with rental and it took me 30days to get a vehicle. I then was told them only have reimbursement coverage meaning I had to pay for a rental car and then I would have to submit a receipt after it’s been returned. I wasn’t notified that my vehicle was a total loss until I was in the rental over 20 days and they only pay for 30. I asked for a total loss settlement document to be able to get a new vehicle and was provided a document with no letterhead and no claim info!!! I wouldn’t recommend this company to my worst enemy!!! I am so disappointed!!!!

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      CoverageStaffTransparency

      Reviewed Feb. 14, 2022

      After weeks of attempting to make get updates and make any kind of contact with the insurance broker they finally sent a letter denying my claim. I had been dealing with them for 6 weeks and unable to open my driver-side door, and even with a witness and the evidence of the other party's damages compared to mine, they wrongfully denied my claim. This company is only good for keeping you from getting traffic tickets for being uninsured.

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      CoverageRefunds & Payouts

      Reviewed Nov. 5, 2021

      Shawn ** from American access insurance on DFW is possibly the worst adjuster ever in history. Just like they say you get what you pay for. This man talks to you like he owns the company, and has no respect or manners and he knows everything. Apparently he used to own his own shop but now he's in a an insurance adjuster.... Anyways this guy is a nuisance too. The company needs to get rid of them because they didn't pay me out right. Luckily I have changed insurance companies and I have learned my lesson. Never again.

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      Customer ServiceCoveragePunctuality & SpeedStaffTimelinessHonesty & Transparency

      Reviewed Oct. 27, 2021

      Initial interactions were great, slow but pleasant. Liability was accepted quickly due to dash cam footage. Uber ride, their driver made an illegal left turn and hit me which caused me to be removed from the platform until repairs could be completed. 26 days of lost income... Then I submitted my claim for reimbursement and lost wages. The adjuster 'lost' or ignored my documents until I got my insurance involved. She asked for documentation I had already provided, ignored my submission and went on vacation without acknowledging receipt. Her supervisor did call me back promptly, and proceeded to 'graciously offer' me much less than I was requesting... basically half of the days I was unable to work due to the damage.

      They have ignored emails and delayed responses to my insurance company with regards to the damage demand also. All I can say is claim the physical injuries, play it up, try to get as high of a claim as you can because I did it the honest way, only asked for what I lost in income and spent in rental vehicles... no clear injuries so I didn't file for them. And I'm getting shortchanged with an insultingly low offer to settle.

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      American Access Casualty Company Information

      Company Name:
      American Access Casualty
      Website:
      www.aains.com