Progressive Auto Insurance Reviews

8 /20/26 Guys, last yr, in October, I called to get a new policy & Better Rate, the 1st lady: was extremely nice, explained Rate, which were GOOD: Today's Agent Ms. ** was even BETTER, she explained how I could get another Discount off my Already Good Rate: Once I complete/ Renew my Driver Test: would Save me over $45 less/ or more. Their Rate was Cheaper than my former/s companies and I'm a Senior Citizen: their Agents like Ms. ** & the others I've spoken to HELPED me tremendously:

My business vehicle was recently involved in an accident with a vehicle who was insured by Progressive. I automatically got anxiety because of dealing with other insurance companies during my 27 years in business. But to my surprise, the claim experience was amazing. From the start, Jennifer ** really stepped up for me for an expedited start to my claim and Matt ** has exceeded my expectations in every way to get my claim sent through so my company vehicle will not have any lost time. 5 stars to the Progressive claims team, and thank you to the mentioned individuals that did an exceptional job. That's the people that make a difference in a world of chaos.

Service was excellent. Honest agent was very helpful.

I was in an accident about a month ago. Let's face it, the vast majority do not enjoy dealing with insurance. I have to say that the agent that handled my claim was incredible! He made the entire process so easy and really put my mind at ease through all of it. His name is Reid Y out of Indianapolis, IN area. He handled scheduling my vehicle from off for repairs and helping me get in a rental.

Started Progressive Auto Insurance six months ago on my car, truck and two motorcycles. I may drive 8 miles a week, and I have had no accidents or claims and they raised my insurance $152 for no reason. I asked why they raised it and did not get a real answer.

Two years ago, I hired a Progressive, they were great 2026. I contacted the office agent about Auto insurance. They have several different agents. The first thing they tell you is that I am a licensed agent in Texas that’s OK. I talked to one agent, he started giving me a quote on my automobiles on my 2007 Chevrolet Tahoe. He said before you bought his vehicle it was in several accident, I said what does that have to do with me? I bought it used. They take that now use it against your used vehicle just to raise your rates. It went from $213 a month to $500 to start plus because they’re using pre-owned vehicle vehicles damage damages to make more money, I immediately call three other agents, he put it in the system to charge me $495 to get the service and $500 a month. Be careful with them now 2026. They are doing everything they can to raise your rates.

On August 10, 2026 I was on my way into work and hit a deer. While the claim process to start a claim was very easy and seamless, the process after has been awful. I had my vehicle towed to Dave Sinclair Lincoln in St Peters Missouri where an inspector informed me how much initial damage was done to the vehicle, percentage vs total value of vehicle. I was told based on their initial estimate my vehicle was not totaled. I asked what the damage estimate was vs the estimate of the value of my vehicle. I was told $13,200 or roughly 43% worth of damage to $28,000-$29,000 worth of total value for the vehicle. I was then asked if I would like for them to cut me a check less my deductible or have them pay the shop less my deductible. I had them send me the money. I gave the shop permission for tear down to start repairing the vehicle. The shop then found more damage and submitted a sublet for further coverage on the additional damage found.

I switched to an independent agent, and she secured Progressive Auto Insurance for my 3 vehicles. They took over two months of premium electronically, and then insisted on a game of 40 questions and multiple pictures of all of my vehicles. When I forgot to submit the multiple photos, they cancelled the policy, while I was on the road. Progressive is a bad carnival ride run by a group of Bozos. Never again!

Progressive sucks. They just literally suck. They don't ever do anything they tell you and there's too many hidden added rates that they can never explain it's bull.

They are the worse. Customer representative will not answer the questions and avoid to explain nothing. All they do is to repeat like idiots what the customer already knows. If you have an accident while you car is parked and you were not in your car they increase the bill for no reason and then give you bs of explanation. Also they have all this bundle bs to get more property ins that the customer still has to pay and is nothing but a cheap trick for customers to pay more at the end. I wish I could give -100000 stars.

Stay away from Progressive! My car was backed into in my carport by one of their customers. I had to do all the work of filing the claim - photos, etc. I spoke to the adjuster several times, but kept getting emails to setup payment info. I was finally able to give the body shop info to the adjuster, so I thought it was all taken care of. Three days later I get an email stating that since I hadn't set up the payment info, a check would be sent directly to me. Obviously, their adjuster, Krystle, was not doing her job! Had to call and speak with another adjuster today. Hopefully he took care of it like he said he would.

My girlfriend was driving my truck and her purse was stolen. The thieves stole the truck. Progressive wouldn't honor my claim for insurance. They said she wasn't on the policy. I'm out $15,000.

I switched from Geico to Progressive auto insurance when they quoted $300 cheaper than I paid with Geico. 1st week with progressive they went up $300 until I sent new information they requested, which I sent in. 2nd week they went up $400 and threatened to cancel my policy if I didn't send in proof of owning my house by the 7th, which I did. On the 8th they cancelled my policy. I am 52 and a business owner with good credit and driving history. I have never been treated so poorly by a company. They act like it's a privilege to have their insurance. I called Geico and switched back in 10 minutes and the price went down $250. I recommend staying away from Progressive insurance, it's a scam and will cost more than they quote you.

Reported a claim. Ran over an object on the freeway and got two flat tires that then damaged the side of my truck. $5,700 worth of damage. Progressive considers this a "Collision" and that I was at fault for not swerving to miss it. So the f I had swerved to miss it and hit another car, crashed, or rolled over then that would also have been a collision that was my fault, no win situation. They said if the object that I hit was moving then that's not your fault. So if this happens to you you need to lie and say the object was moving. What a scam.

13 years with them accident and claim free. Got new car, got an online quote at $64/ month. Called in to finalize and they said $54/month so I said ok. I checked documents and it was actually $83/month. Geico quoted me $54/ month. Never using Progressive again.

Do not fall for Progressive’s Snapshot program. I just finished my first 6-month period using their mobile tracking app. I received an email stating that I earned a discount based on my 5-star driving habits. However, looking at the actual bill, my premium increased by $75. That is a rate hike, not a discount. The app itself is an absolute nightmare to deal with. It forces you to keep high-drain tracking features active, killing a phone battery in under 12 hours, and penalizes you if you turn on power-saving mode. It constantly flags false "hard brakes" just from parking or slowing down safely in a heavy 2-ton vehicle when Colorado traffic signals change quickly. It even counts hands-free calling and GPS maps as "phone usage." Earning a perfect score just to pay more money is insulting. I am opting out of Snapshot and deleting the app immediately. And after reading all other reviews here, I am inclined to change my insurance to a different insurance carrier, as well.

On March 19, 2025, I was in a single-vehicle accident on Old Nebraska Highway 275 near Fremont, NE, during a gubernatorially declared blizzard emergency, after swerving to avoid a jackknifed semi-truck blocking the roadway. Progressive assigned me 100% fault under Nebraska's Basic Speed Rule and removed my five-year accident-free discount. The Nebraska Sudden Emergency Doctrine was raised in writing on February 9, 2026. Progressive never addressed it in any response over the following year. Adjuster Brent ** dismissed a formal appeal containing 29 documented exhibits, including government weather records and law enforcement documentation, with a two-sentence email that did not engage with a single exhibit. The same letter listed an incorrect mailing address for the Nebraska Department of Insurance.

Terrible, it took Progressive over two weeks to respond to a claim submitted over the phone while my car sat at the repair facility.

If you are considering Progressive, be warned: their Claims, Customer Support, and Underwriting departments do not communicate, and you will end up paying for their internal mistakes. Following an accident on June 24 where my visiting father was covered under permissive use with zero liability (0% at fault), Claims advised me to add him to my policy if he were to drive again. I called on July 12 to add him voluntarily. Because Customer Support saw the pending request incorrectly listed him as "at fault," I was sent to Claims to fix it.

Progressive Insurance are THIEVES!!!! They took advantage of my dad for $900 and said "sorry"!!! They are a disgrace and I would NEVER recommend them to anyone!

Progressive is the worse insurance Ever. I had an accident back in 8/12/25, still dealing with them regarding this matter. It's almost a year. Progressive denied my claim. They stated that they are not responsible for my accident, even though they took my premium payment for over 2 years. Please read this review and avoid progressive if you don't want to end taking them to small claim because they don't want to pay for what you are entitled and being paying for over 2 years. Progressive purposely give you the runaround so they don’t have to pay you out in an accident.

If I could give Progressive zero stars, I would. I was involved in an accident that was entirely the fault of a Progressive-insured driver, yet dealing with Progressive has been one of the most frustrating experiences I've ever had. From the beginning, Progressive repeatedly delayed my claim. The repair shop had another vehicle ahead of mine—same make, same model, with nearly identical damage—that was also waiting on Progressive's approval. Progressive took approximately two and a half weeks to approve those repairs, which meant my vehicle couldn't even begin the repair process until that vehicle was moved. Both the repair facility and I notified my adjuster multiple times in writing that Progressive's delays were directly impacting my repairs, but we received little meaningful communication or urgency.

Progressive took fault on my daughter's wreck after just a couple of days and before the police report even came out. And still took fault after the other company took full fault.

I changed to Progressive for my car, travel trailer and home. On my travels towing my trailer I hit something that took off my awning completely. I filed a claim thinking that since I was towing the trailer it would be considered part on my truck and fall under my collision coverage (which the agent that I bought from said it would). When filing one agent said I was covered. Then another agent in claims department said I have no collision for the trailer and they would only pay $500. I checked with Farmers and State Farm and they said that it would be covered by their policies. I immediately cancelled all policies. I would NEVER NEVER go to Progressive Insurance. DO NOT EVER GET PROGRESSIVE. Cheat company.

I was quoted a price and covered for one month before they started sending me letters that I needed to supply something like, "proof of garage" and a copy of my drivers license with my address on it was not accepted. I called many times with rude service. The final exchange of communication is that my quoted rate would go up, I owed them $50 because the special intro fee would no longer apply upon cancelation...which I did! All of interaction wad unprofessional!

I'm in the process of buying a home that has been insured with Progressive Insurance. The roof is in dire need to be replaced along with areas of siding! They are offering $400 total coverage! Basically denying the claim! If I had more details I'd relate them, but I'm currently living in California and the home is in Nebraska.

Progressive was the worse auto insurance we have ever had in 38+ years of driving in AZ (State Farm) GA (Amfam, then Progressive) and FL (progressive). Do not sign up for auto-pay with progressive as they are very dishonest and not doing what they say, trying to get you to hold on to your business for as long as they can. With their service, they are sure to be losing a lot of business creating this level of DISSATISFACTION for their customers.

Seriously go anywhere but here. Professionally train their agents the best way to lie to make the sale. I paid for 6 months upfront and continued on. Got tired of the arguing with customer service and I switched companies for better rate and better insurance over a month ago then I now get bill for another 200 stating that it’s not for now. It’s for 3 months ago. Provide proof of payments for the whole year then they say it’s another month and so on. Even tried to report them. The supervisor states she the highest of supervisors. That you can not get higher than her too. Later here he state she has to talk to her manager. More lies. You catch them they cover their tracks and back water. Save yourself a headache and you’re wallet.

Progressive insurance the worst. Holding my car in financial obligation after I called and canceled my insurance. Even then, when does insurance companies become credit card? Were they pay ahead? Is that what they did? Is that how I am never heard of that before? Although progressive changes the rules as they go along, they are the worst. Please anyone. If you have that choice, do not use them. They are so awful. Customer service is none. They will not help you. You cannot get a hold of anyone. For god's sakes, never use this company.

⚠️BUYER BEWARE! I am an EMERALD PLUS CUSTOMER with Progressive. I have been with them NINETEEN YEARS (19 YEARS!). I have referred countless family members & friends to them. Now every time I see 1(800)8765581 appear on my phone, I get a knot in the pit of my stomach. I am just so heartbroken by this company. Last year, I filed my very FIRST CLAIM with them (other than a windshield repair claim approximately a decade ago) and it has been a NIGHTMARE ever since. I have had a total of 5 adjusters (KEN, GLORIA, AMY, HANNAH, DAVID AND ETHAN) ALL completely go RADIO SILENCE on me. I have had adjusters tell me they had opened a claim, and nothing was showing open on the website [Ethan]..

I purchased a Progressive auto insurance policy online after receiving a 6-month quote of approximately $754 and immediately paid the first month's premium of $123.20. The online application accepted my information, issued my policy number, and gave no indication that there was any problem requiring immediate attention. Several weeks later, after logging into my account, I discovered that my premium had increased to over $2,400 because Progressive could not verify my daughter's driver's license and driving history. The only notifications I had received were generic emails stating that I had "new policy documents." None of those emails clearly explained there was an underwriting issue or warned that my premium would increase dramatically if additional information was not provided.

In June of 2026 I had hail damage to my vehicle, filed a claim with Progressive, I sent them videos and photos of the storm, adjuster came out and did an estimate resulting in them saying it was a total loss, over $14000.00. Three weeks later no phone calls, won't return emails, no nothing from them. Never again will I have anything insured by Progressive.

Be careful of Progressive Insurance. I filed a claim for repairs on my 2013 Chrysler Town & Country On June 8, 2026. The parking lot damage was done in a parking lot some time in December 2015. I had forgotten the date, so I put the date of the damage on June 7, 2026. Because I mistakenly had the wrong date, Progressive has pt my claim "under review". It has been under review for over a month no. The claims adjuster has not called me back, & is ignoring my calls. Still no resolution on my repair. They are totally ignoring me.

I have had the worst experience with Progressive. My truck was in excellent condition. No damage before I was t boned by someone. Not my fault and the claims adjuster has fought me on every repair. The shop, they had me bring it to try to give it back with a bent axle and frame. It has been 2 months since the accident and still do not have my truck and they will not repair the other side of the vehicle. Keep saying it couldn't have been from the accident but I was hit hard enough to bend frame and axle. The customer service is terrible and it seems like a scam between the shop and progressive.

​Now that they have declared the car a total loss, the lowballing is rampant. They are offering us less than what I paid for the car just 13 months ago, and they are doing the same regarding the injury claims for everyone who was in the vehicle. (Only reason I took the money for the injuries was because I needed another vehicle asap. My husband is terminally ill and has a lot of appointments or else I wouldn't have.)

I started a new policy over the phone. And then a month later, I got a bill after I already paid in full 46 months. For another seventy dollars, I called him up. And asked him why they said, "Oh. You didn't sign up for snapshot." Nobody told me anything about snapshot. And the guy was really rude. I will never do business with Progressive again

Horribly atrocious corporate overlords. Been with them 15+ years. 1st claim filed has me without a car for a month. Just one cv joint/pinion to fix. They deterred me from using Hyundai where the car was towed and the place it would be fixed the quickest because they penny pinch and prefer profit over properly doing their job. Sue W. offered no help whatsoever and was very poor in communicating policies and helping me.

I had another insurance policy lined up for $45 cheaper a month and had a $100 deductible instead of $1,000. New policy was to start June 15th. I got a message from the other company on the morning of the 15th saying that the new policy was starting as agreed and they were sending docs over. So I schedule Progressive policy to end in the 16th. The other company didn’t not send the documents over that day which caused a lapse in coverage. Despite the fact that this was not my fault, and that I have proof in writing; I now have to spend an extra $115 a month for the exact same policy that I had just days prior. Wow….

Worst insurance company ever. Claims are handled very badly. Estimators wait days until after you drop your car off for fixing and customer service is not very nice. A driver was added without my authorization and charged me 1,500 out of nowhere. I never got an email or mail about it and they still went ahead with adding the person. Very stressful time. Please, skip the stress. Learn from others' mistakes.

Progressive client hit and damaged my vehicle. They initially gave me an estimate for repairs and are refusing to pay out on the claim. Also refusing to come do assessment of both vehicles involved. Photographs clearly show where their client is on the road when I get out of my vehicle to inspect damages. But Progressive is claiming they can't determine who is at fault even though the photos clearly show point of impact, where the vehicles are stationed on the road, etc. Photos also show the state of their client's vehicle, front window is packed with garbage and obstructions.