Progressive Auto Insurance

Progressive Auto Insurance Reviews

About Progressive Auto Insurance

Progressive sells several different types of vehicle and property insurance. It’s one of the largest auto insurers in the U.S. and offers competitive rates as well as a wide range of discounts, particularly for students, safe drivers and policyholders who make automatic payments.

Pros
  • Various discounts
  • Competitive rates
  • Large service area
  • Multiple policy options
Cons
  • Prices vary depending on how you buy
  • Some discounts not in some states
  • Not many in-person services

Featured Reviews

Topeka, KS
Verified purchase
My experience has always been great. When I had to call to report that I had been in an accident, their first question was always "Are you OK? have you been hurt?" They had my bac...

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Henrico, VA
Verified purchase
Brian **, is the claims representative that I’m working with! I’m not the insured customer for this company, you’d never know the difference! Brian is SO accommodating, patient an...

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What is Progressive auto insurance?

Progressive is one of America's largest auto insurance companies, serving more than 20 million drivers. The company offers competitive rates in every state and an easy-to-use website with several helpful features and resources.

Progressive auto coverage

Progressive offers basic auto coverage options, which include bodily injury liability, property damage liability, medical payments, comprehensive, collision and uninsured or underinsured motorist coverage. It also has some add-on coverage options, such as:

  • Roadside assistance: Pays for emergency services like towing or help with a breakdown or flat tire.
  • Custom parts and equipment protection: If your car has special features like custom wheels, this policy protects them.
  • Rental reimbursement: Covers the cost of a rental car while your vehicle is being replaced or repaired due to a covered accident.
  • Deductible savings bank: Can help save money during each policy period you don’t make a claim.
  • Ride-share: Protects ride-share drivers. It covers your car even when your commercial policy gaps.

Progressive also offers commercial and classic car coverage, as well as insurance for travel in Mexico.

Progressive auto insurance costs

Progressive rates are determined by coverage type, location and the driver’s age and driving record. An average Progressive policy for someone with a good driving record is about $192 per month, but it could cost as little as $47 monthly. Progressive also offers many discounts, which can make your policy even more affordable. Here’s a look at some discounts that could apply to you:

  • Safe driving
  • Bundle
  • Multipolicy
  • Multicar
  • Continuous insurance
  • Student
  • Teen driver
  • Homeowner
  • Online quote
  • Pay in full
  • Automatic payment

Progressive also has some handy comparison tools on its website to help you find the right policy for your budget.

» READ MORE: How much is car insurance?

Progressive auto insurance FAQ

Does Progressive offer full coverage car insurance?

Progressive doesn’t advertise full coverage policies, but it does offer liability insurance and several additional and customizable coverages.

Does Progressive have accident forgiveness?

Yes. In most states, Progressive offers accident forgiveness through its loyalty rewards program.

Where is Progressive car insurance available?

Progressive car insurance is available in all 50 states.

Does Progressive offer rental car coverage?

Yes, Progressive offers rental car coverage while your car is replaced or repaired due to a covered incident.

How do you file a car insurance claim with Progressive?

You can file a claim with Progressive through its app, your online account or over the phone.

Is Progressive car insurance good?

Yes, Progressive is a good auto insurance provider that's available nationwide. While it doesn’t have many agents, Progressive offers reasonable rates online, which you can purchase directly via its website. Overall, its competitive rates, handy add-on coverages like gap and rideshare insurance and various rewards and discounts make Progressive a pretty solid auto insurance pick.

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Progressive Auto Insurance Reviews

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    How do I know I can trust these reviews about Progressive Auto Insurance?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Customer ServiceCoveragePrice

    Reviewed March 18, 2025

    I have been with Progressive for the last year I swapped in hopes of a cheaper insurance company. My driving record is, three tickets in my 26 years of driving, one no-fault accident. Only one ticket shows, others are that old, this year the one goes away. I've never missed a payment, I'm never late. They upped my premium with no prior notice of Change, I sent the email I received that shows yes policy was renewed but no changes made, 202 is your monthly payment. I wake up to my account overdrawn by 60 due to Progressive taking 537 out, apparently my monthly went up. I contacted them and basically was told they have the right to charge me what they want whenever they want to. I dropped a car on the insurance due to it being nonmobile for a few months, I went to add the exact same car back to the policy, they are trying to charge me 200 more per month for the car that is older than the one that is insured through them.

    Let me add my credit score is 701. There is no emails being sent to me with details of change. I have been told my paperless discount has ran out and then was thanked for being a paperless customer. I thought loyalty points got you smaller payments, not more. I have no insurance person, it says agent is Progressive.com. not one person can tell me or explain why my premiums are increasing and not decreasing. Except my online discounts have ran out and no longer apply. I'm over it, everywhere else is 100 or more less a month this is straight up sad.

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    Customer ServiceClaims Handling

    Reviewed March 17, 2025

    I strongly urge you seek a different insurance company. The customer service is terrible! My vehicle has been at a collision center waiting for damage appraisal for 3 weeks. The claim handler will not give me a date. The collision center told me that this is how Progressive operates and they have several cars waiting for an appraisal. It can take up to 6 weeks for an appraisal. In the mean time I'm without a vehicle.

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      Customer ServiceCoverageStaff

      Reviewed March 13, 2025

      After 8 years of driving with different insurance companies, I decided to try Progressive for 6 months, and honestly, it has been the worst experience with an insurance provider. From the start, customer service was terrible. Their agents are poorly informed, and every time I called, I was put on hold for excessive amounts of time. Most calls lasted over an hour. After waiting endlessly, I was often disconnected. When I did manage to speak with someone, I was transferred from one agent to another, and none of them seemed to know what to do.

      To make matters worse, they made unauthorized changes to my policy, and when I canceled after six months, I received an unexpected balance of $330 due to a policy adjustment they made without my consent. No agent could explain the charge or help resolve the issue, and in the end, I had to pay for their mistake. This company is completely incompetent and untrustworthy. I would never recommend them to anyone.

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      Staff

      Reviewed March 12, 2025

      Worst insurance company you can deal with. One of their clients rear ended me and I got a minor concussion and my vehicle is badly damaged and they do not want to deal with or talk to me in a timely manner and they keep hanging up instead of talking to me. Went to the office in Copperas Cove. The person was not helpful in the way that you would think. She did mention lawyer though and thanks to her I got one and now they will have to deal with the lawyer since they don't want to help me.

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      Customer ServiceClaims HandlingCoverageStaff

      Reviewed March 12, 2025

      My experience with America Strategic/Progressive House Insurance has been the worst. The one-star rating is being gracious. Indiana Unfair Claims Settlement Practices Act requires insurers to act in good faith. This includes a duty to communicate, investigate, and resolve claims in a timely manner. There was a complete lack of effective communication from the agent assigned to my claim—she never once reached out to me by phone. It took 44 days for an adjuster to visit and assess the damage to my kitchen. The claims agent ignored several of my emails and prioritized her holiday vacations, showing little regard for the urgency of my situation. When I called to gain a better understanding, her rudeness was evident, and the call lasted only 7 minutes.

      The false claims made through snail mail letters about being unable to contact me—despite both myself and the restoration company repeatedly emailing the handling adjuster—only added to my frustration. After the claim was "temporarily closed," the handling claims agent provided an opportunity to discuss the possibility of reopening it—then avoided my calls, leaving me without the chance to understand why my claim was denied.

      It wasn’t until I escalated the matter to Progressive corporate that she finally called me—her very first call—14 days later. When I asked why she sent me letters with the opening line "because we could not reach you..."—which was absolutely false, as both myself and the restoration company repeatedly emailed her—her response was, "That's just the way Progressive writes their letters." This response only added to my frustration, as it showed a complete lack of accountability and professionalism in handling my claim. As an Emerald Loyalty Member, I was repeatedly assured by Progressive that I could "enjoy the peace of mind that comes with knowing you're covered by Progressive." Based on this promise, I trusted I was in good hands, only to be let down by the poor handling of my claim.

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      Customer ServiceCoverageSales & Marketing

      Reviewed March 12, 2025

      Progressive is a SCAM!! They have been charging my husband and I insurance for our daughter who only has an ID, no license. This has been going on for the last 2 years. I called and was told that we needed to exclude her, but she was added without our consent so why should I have to exclude her? I was then told that it was an underwriting issue and transferred. Underwriting gave me the same illegal sounding and scammy info about her needing to be excluded.

      To make it worse they claimed they needed to verify members of the home to exclude them and then had the audacity to tell me if we now do not exclude my daughter, her 18 year old sister (who also only has an ID) and my 66 year old special needs aunt, who gets social security and does not drive, our policy will increase by $250 to over $500. They are illegally adding people to policies, refusing to remove them and the claiming they sent forms to exclude people who shouldn't be on policies anyway. If a person drives illegally (no license) they won't pay anyway, so why am I being charged for them? Scam and illegal. DO NOT USE THESE THIEVES!!!

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      Staff

      Reviewed March 12, 2025

      I spoke with a Progressive agent over the phone to sign up for new auto insurance. After going through the entire process, the agent gave me a quote which I agreed to. Moments later the agent told me that he had to increase the quote due to an auto accident in 2019. The agent stated even though I was not legally at fault for the accident, my rates would still increase. I was in disbelief. I asked the agent why I was being penalized for an auto accident that was not my fault. He stated that's just how it is basically.

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      Coverage

      Reviewed March 10, 2025

      Been a Progressive policy holder since 2016, cancelled today due to continuing increase to my monthly and premium. I was currently paying $4,611.00 for a 6 month premium that covered two drivers and two vehicles and was mainly only PIP coverage/minimum state requirement and nothing extra. I just saved $4,000 by switching to GEICO!!! I'm so thankful I don't have to be taken advantage of by Progressive Auto Insurance and was truly saved by GEICO. Skip Progressive and go to GEICO. The entire world should be aware of the scams Progressive uses on their customers. It should almost be a crime!

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      Customer Service

      Reviewed March 6, 2025

      The worst customer service I’ve ever experienced from an insurance company got into a wreck in my vehicle and they’re telling me that the damage that was done on my passenger side was not caused by the accident that I was in. Were you in the vehicle when I was in that accident? I think not. I have been treated as if I’m lying, blatantly disregarded and I will be changing insurance companies, horrible, horrible service. They would do anything to back out on fixing your vehicle.

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      Claims Handling

      Reviewed March 6, 2025

      Horrible company. Once we made a claim they dropped us prior to repairs being made!!!! Absolutely criminal and unacceptable! Just a terrible company. Only want it our money then when you need them they drop you for making a claim…. That’s why we have insurance.

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      Progressive Auto Insurance Company Information

      Company Name:
      Progressive Auto Insurance
      Website:
      www.progressive.com