Progressive Auto Insurance Reviews

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About Progressive Auto Insurance

Progressive sells several different types of vehicle and property insurance. It’s one of the largest auto insurers in the U.S. and offers competitive rates as well as a wide range of discounts, particularly for students, safe drivers and policyholders who make automatic payments.

Visit www.progressive.com/auto
Pros
  • Various discounts
  • Competitive rates
  • Large service area
  • Multiple policy options
Cons
  • Prices vary depending on how you buy
  • Some discounts not in some states
  • Not many in-person services

Helpful Reviews

Port Saint Lucie, FL
Verified purchase
I’ve had one of the most frustrating insurance experiences of my life with Progressive. After my 2023 Mazda CX‑5 was damaged, Progressive issued a low estimate that didn’t come cl...

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Henrico, VA
Verified purchase
Brian **, is the claims representative that I’m working with! I’m not the insured customer for this company, you’d never know the difference! Brian is SO accommodating, patient an...

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What is Progressive auto insurance?

Progressive is one of America's largest auto insurance companies, serving more than 20 million drivers. The company offers competitive rates in every state and an easy-to-use website with several helpful features and resources.

Progressive auto coverage

Progressive offers basic auto coverage options, which include bodily injury liability, property damage liability, medical payments, comprehensive, collision and uninsured or underinsured motorist coverage. It also has some add-on coverage options, such as:

  • Roadside assistance: Pays for emergency services like towing or help with a breakdown or flat tire.
  • Custom parts and equipment protection: If your car has special features like custom wheels, this policy protects them.
  • Rental reimbursement: Covers the cost of a rental car while your vehicle is being replaced or repaired due to a covered accident.
  • Deductible savings bank: Can help save money during each policy period you don’t make a claim.
  • Ride-share: Protects ride-share drivers. It covers your car even when your commercial policy gaps.

Progressive also offers commercial and classic car coverage, as well as insurance for travel in Mexico.

Progressive auto insurance costs

Progressive rates are determined by coverage type, location and the driver’s age and driving record. An average Progressive policy for someone with a good driving record is about $192 per month, but it could cost as little as $47 monthly. Progressive also offers many discounts, which can make your policy even more affordable. Here’s a look at some discounts that could apply to you:

  • Safe driving
  • Bundle
  • Multipolicy
  • Multicar
  • Continuous insurance
  • Student
  • Teen driver
  • Homeowner
  • Online quote
  • Pay in full
  • Automatic payment

Progressive also has some handy comparison tools on its website to help you find the right policy for your budget.

Progressive auto insurance FAQ

Does Progressive offer full coverage car insurance?

Progressive doesn’t advertise full coverage policies, but it does offer liability insurance and several additional and customizable coverages.

Does Progressive have accident forgiveness?

Yes. In most states, Progressive offers accident forgiveness through its loyalty rewards program.

Where is Progressive car insurance available?

Progressive car insurance is available in all 50 states.

Does Progressive offer rental car coverage?

Yes, Progressive offers rental car coverage while your car is replaced or repaired due to a covered incident.

How do you file a car insurance claim with Progressive?

You can file a claim with Progressive through its app, your online account or over the phone.

Still have questions?

Is Progressive car insurance good?

Yes, Progressive is a good auto insurance provider that's available nationwide. While it doesn’t have many agents, Progressive offers reasonable rates online, which you can purchase directly via its website. Overall, its competitive rates, handy add-on coverages like gap and rideshare insurance and various rewards and discounts make Progressive a pretty solid auto insurance pick.

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Progressive Auto Insurance Reviews

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    Page 1 Reviews 0 - 10

    Reviewed July 13, 2026

    I purchased a Progressive auto insurance policy online after receiving a 6-month quote of approximately $754 and immediately paid the first month's premium of $123.20. The online application accepted my information, issued my policy number, and gave no indication that there was any problem requiring immediate attention. Several weeks later, after logging into my account, I discovered that my premium had increased to over $2,400 because Progressive could not verify my daughter's driver's license and driving history. The only notifications I had received were generic emails stating that I had "new policy documents." None of those emails clearly explained there was an underwriting issue or warned that my premium would increase dramatically if additional information was not provided.

    I immediately contacted Progressive and provided my daughter's driver's license. I was told the premium would be reviewed, but it was not corrected, so I switched to another insurance company after only one month of coverage. The new insurer reviewed the same driver's license information and quoted approximately $553 for six months, demonstrating that the issue was not my daughter's driving history itself. After canceling the policy, Progressive billed me an additional $595.56, despite my already having paid the first month's premium. After several months of unsuccessful attempts to resolve the matter directly, I filed a complaint with the North Carolina Department of Insurance.

    Following the complaint, Progressive reviewed my daughter's driver's license history and restored her driving experience from 0 years back to 11 years. As a result, the disputed balance was reduced from $595.56 to $319.16, and finally to $20.72, which I promptly paid to close the account. I appreciate that Progressive ultimately corrected my daughter's driving history and reduced the disputed balance. However, my concern has never been solely about the final amount owed. It is about how the situation was handled.

    In my opinion, this entire dispute could have been avoided if Progressive had clearly communicated the underwriting issue instead of relying on generic "new policy documents" emails that gave no indication urgent action was required. A simple, prominent notice explaining that a driver's license verification issue could result in a substantial premium increase would have allowed me to resolve the matter immediately and avoid months of unnecessary frustration. I hope Progressive improves its communication process so future customers receive clear and timely notice of underwriting verification issues before significant premium changes take effect.

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    Reviewed July 13, 2026

    In June of 2026 I had hail damage to my vehicle, filed a claim with Progressive, I sent them videos and photos of the storm, adjuster came out and did an estimate resulting in them saying it was a total loss, over $14000.00. Three weeks later no phone calls, won't return emails, no nothing from them. Never again will I have anything insured by Progressive.

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      Customer ServiceCoverage

      Reviewed July 13, 2026

      Be careful of Progressive Insurance. I filed a claim for repairs on my 2013 Chrysler Town & Country On June 8, 2026. The parking lot damage was done in a parking lot some time in December 2015. I had forgotten the date, so I put the date of the damage on June 7, 2026. Because I mistakenly had the wrong date, Progressive has pt my claim "under review". It has been under review for over a month no. The claims adjuster has not called me back, & is ignoring my calls. Still no resolution on my repair. They are totally ignoring me.

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      Customer ServiceCoverageSales & MarketingStaff

      Reviewed July 10, 2026

      I have had the worst experience with Progressive. My truck was in excellent condition. No damage before I was t boned by someone. Not my fault and the claims adjuster has fought me on every repair. The shop, they had me bring it to try to give it back with a bent axle and frame. It has been 2 months since the accident and still do not have my truck and they will not repair the other side of the vehicle. Keep saying it couldn't have been from the accident but I was hit hard enough to bend frame and axle. The customer service is terrible and it seems like a scam between the shop and progressive.

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      Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed July 10, 2026

      ​I am currently dealing with a total loss claim with Progressive following a car accident on June 18th where their policyholder was at fault. The experience has been nothing short of a nightmare. ​After the accident, I was injured and had to go to the hospital. Despite our vehicle being quoted at $6,500 for repairs, Progressive dragged their feet. They didn’t send anyone out to inspect the car or take photos until my husband was forced to write a negative review just to get a response.

      ​Now that they have declared the car a total loss, the lowballing is rampant. They are offering us less than what I paid for the car just 13 months ago, and they are doing the same regarding the injury claims for everyone who was in the vehicle. (Only reason I took the money for the injuries was because I needed another vehicle asap. My husband is terminally ill and has a lot of appointments or else I wouldn't have.)

      ​The communication has been incredibly difficult. I am dealing with an adjuster named Jessica who is calling from Maryland, while I am based here in Ohio. While she was initially polite, her demeanor changed quickly. She sent an email with impossible conditions for "comparable" vehicles—demanding we provide listings of the same make, model, and mileage, but explicitly banning all common sources like Kelley Blue Book, Craigslist, Facebook Marketplace, and private sellers. They offer no guidance on where they expect us to find these, yet they demand we settle for their arbitrary number. ​They seem to be making the process intentionally difficult to force a quick, low-value settlement. If you are involved in an accident with a Progressive insured driver, do yourself a favor: skip the frustration and hire an attorney immediately. It will be far less of a headache than trying to handle this claims department on your own.

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      Customer ServicePunctuality & SpeedBillingCommunication

      Reviewed July 10, 2026

      I started a new policy over the phone. And then a month later, I got a bill after I already paid in full 46 months. For another seventy dollars, I called him up. And asked him why they said, "Oh. You didn't sign up for snapshot." Nobody told me anything about snapshot. And the guy was really rude. I will never do business with Progressive again

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      MaintenanceStaff

      Reviewed July 10, 2026

      Horribly atrocious corporate overlords. Been with them 15+ years. 1st claim filed has me without a car for a month. Just one cv joint/pinion to fix. They deterred me from using Hyundai where the car was towed and the place it would be fixed the quickest because they penny pinch and prefer profit over properly doing their job. Sue W. offered no help whatsoever and was very poor in communicating policies and helping me.

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      CoveragePricePunctuality & Speed

      Reviewed July 9, 2026

      I had another insurance policy lined up for $45 cheaper a month and had a $100 deductible instead of $1,000. New policy was to start June 15th. I got a message from the other company on the morning of the 15th saying that the new policy was starting as agreed and they were sending docs over. So I schedule Progressive policy to end in the 16th. The other company didn’t not send the documents over that day which caused a lapse in coverage. Despite the fact that this was not my fault, and that I have proof in writing; I now have to spend an extra $115 a month for the exact same policy that I had just days prior. Wow….

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      Customer ServiceCoveragePricePunctuality & SpeedStaff

      Reviewed July 9, 2026

      Worst insurance company ever. Claims are handled very badly. Estimators wait days until after you drop your car off for fixing and customer service is not very nice. A driver was added without my authorization and charged me 1,500 out of nowhere. I never got an email or mail about it and they still went ahead with adding the person. Very stressful time. Please, skip the stress. Learn from others' mistakes.

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      Verified purchase
      Refunds & Payouts

      Reviewed July 9, 2026

      Progressive client hit and damaged my vehicle. They initially gave me an estimate for repairs and are refusing to pay out on the claim. Also refusing to come do assessment of both vehicles involved. Photographs clearly show where their client is on the road when I get out of my vehicle to inspect damages. But Progressive is claiming they can't determine who is at fault even though the photos clearly show point of impact, where the vehicles are stationed on the road, etc. Photos also show the state of their client's vehicle, front window is packed with garbage and obstructions.

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      Progressive Auto Insurance Company Information

      Company Name:
      Progressive Auto Insurance
      Website:
      www.progressive.com