Progressive Auto Insurance Reviews

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About Progressive Auto Insurance

Progressive sells several different types of vehicle and property insurance. It’s one of the largest auto insurers in the U.S. and offers competitive rates as well as a wide range of discounts, particularly for students, safe drivers and policyholders who make automatic payments.

Pros
  • Various discounts
  • Competitive rates
  • Large service area
  • Multiple policy options
Cons
  • Prices vary depending on how you buy
  • Some discounts not in some states
  • Not many in-person services

Featured Reviews

Topeka, KS
Verified purchase
My experience has always been great. When I had to call to report that I had been in an accident, their first question was always "Are you OK? have you been hurt?" They had my bac...

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Henrico, VA
Verified purchase
Brian **, is the claims representative that I’m working with! I’m not the insured customer for this company, you’d never know the difference! Brian is SO accommodating, patient an...

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What is Progressive auto insurance?

Progressive is one of America's largest auto insurance companies, serving more than 20 million drivers. The company offers competitive rates in every state and an easy-to-use website with several helpful features and resources.

Progressive auto coverage

Progressive offers basic auto coverage options, which include bodily injury liability, property damage liability, medical payments, comprehensive, collision and uninsured or underinsured motorist coverage. It also has some add-on coverage options, such as:

  • Roadside assistance: Pays for emergency services like towing or help with a breakdown or flat tire.
  • Custom parts and equipment protection: If your car has special features like custom wheels, this policy protects them.
  • Rental reimbursement: Covers the cost of a rental car while your vehicle is being replaced or repaired due to a covered accident.
  • Deductible savings bank: Can help save money during each policy period you don’t make a claim.
  • Ride-share: Protects ride-share drivers. It covers your car even when your commercial policy gaps.

Progressive also offers commercial and classic car coverage, as well as insurance for travel in Mexico.

Progressive auto insurance costs

Progressive rates are determined by coverage type, location and the driver’s age and driving record. An average Progressive policy for someone with a good driving record is about $192 per month, but it could cost as little as $47 monthly. Progressive also offers many discounts, which can make your policy even more affordable. Here’s a look at some discounts that could apply to you:

  • Safe driving
  • Bundle
  • Multipolicy
  • Multicar
  • Continuous insurance
  • Student
  • Teen driver
  • Homeowner
  • Online quote
  • Pay in full
  • Automatic payment

Progressive also has some handy comparison tools on its website to help you find the right policy for your budget.

» READ MORE: How much is car insurance?

Progressive auto insurance FAQ

Does Progressive offer full coverage car insurance?

Progressive doesn’t advertise full coverage policies, but it does offer liability insurance and several additional and customizable coverages.

Does Progressive have accident forgiveness?

Yes. In most states, Progressive offers accident forgiveness through its loyalty rewards program.

Where is Progressive car insurance available?

Progressive car insurance is available in all 50 states.

Does Progressive offer rental car coverage?

Yes, Progressive offers rental car coverage while your car is replaced or repaired due to a covered incident.

How do you file a car insurance claim with Progressive?

You can file a claim with Progressive through its app, your online account or over the phone.

Is Progressive car insurance good?

Yes, Progressive is a good auto insurance provider that's available nationwide. While it doesn’t have many agents, Progressive offers reasonable rates online, which you can purchase directly via its website. Overall, its competitive rates, handy add-on coverages like gap and rideshare insurance and various rewards and discounts make Progressive a pretty solid auto insurance pick.

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Progressive Auto Insurance Reviews

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    Page 1 Reviews 0 - 5
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    CoverageStaff

    Reviewed Feb. 16, 2026

    “I had a great experience working with Laura May today. She helped me secure auto insurance for my father and made the entire process smooth and stress-free. Laura was very knowledgeable, patient, and took the time to explain everything clearly. I truly appreciated her professionalism and responsiveness. Laura went above and beyond helping me today. Navigating insurance can feel overwhelming, but she made it simple and straightforward. I’m grateful for the excellent service.” I Highly recommend Progressive Insurance and Laura May!

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    Customer ServiceCoverageStaff

    Reviewed Jan. 21, 2026

    Tammy **. Progressive Insurance. Insurance Verification Team. I needed some help with documentation and Ms. ** was exactly what I needed at the time. We all know wits end I need the that automated phone services can be annoying. At my wits end I need a calming agent and she was the one for the job. Great to experience an agent with the skills and temperament to handle a customer like me. Give her this message please from Gregory **

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      Coverage

      Reviewed Nov. 12, 2025

      Thanks, Progressive, you have saved me so much money on my insurance. I would love to speak on behalf of this company to let the people know a great company and saves money for people. Trust me, you can pick your own plan and save money. Thanks.

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      Verified purchase
      CoveragePunctuality & Speed

      Reviewed Nov. 7, 2025

      We had a serious accident on a freeway. The police gave us zero fault. The insurance given to us by the other party turned out to be bad. That 1st insurance company referred us to another insurance company. That turned out to be bad also. Unfortunately, we were forced to file a uninsured/underinsured motorist claim with Progressive (our insurance company). Thank goodness we'd bought that coverage. Progressive jumped on it and moved quickly.

      I give huge credit to Jay. They sent us a claim link which we completed. They came and towed our car to their shop and inspected it. It ended up being totaled. They made us a good, solid, fair offer that we were pleased and grateful for (no big fight for fairness was required). We were able to use that money to get ourselves into another car. This was one of the best, if not the best, insurance claim experiences we've ever had. A sincere Thank you, to Progressive and another specifically to Jay.

      Regards,

      Jeff & Toni

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      Customer ServiceCoveragePriceStaff

      Reviewed Nov. 6, 2025

      Review for Matt at Progressive Insurance. I can’t say enough good things about Matt at Progressive Insurance. After two previous calls with other agents that didn’t resolve my issue, I was fortunate to get connected with Matt — and it completely turned my experience around. Matt was unbelievable. He was articulate, knowledgeable, and genuinely personable. He immediately understood what needed to be done and handled everything with a level of professionalism and care that exceeded my expectations.

      He made me feel so confident in Progressive that the first two unsuccessful calls were worth it just to get to him. The way Matt approaches customer service should be the model for every major corporation. His combination of expertise and empathy made it an absolute pleasure to work with him, and I now have full confidence that Progressive Insurance will take excellent care of my insurance needs.

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      Coverage

      Reviewed March 13, 2026

      If I could leave less than one star I would. My car was caught in a flash flood on October 31, 2025. Since the claim was made it has been in and out of the Volvo shop. Although I was told by more than one mechanic that the car should be totaled Progressive did not want to do that. Since my car was a 2021 they wanted to save money. They found a used engine and replaced my engine with that then found I need a new compressor then found I need a new motor starter….I just got the car back this week March 2025. The car dropped dead after being returned to me in February. I have been in 3 different loaner cars. Every time I get in the car I fear it will stall out. I would never recommend this company if I had any other option.

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      Reviewed March 12, 2026

      I have been a loyal Progressive customer and recently called to request a short hardship extension due to temporary financial difficulty while I am on unemployment and actively seeking work. I reached out two days before my due date in an effort to be proactive and keep my policy in good standing. Unfortunately, I was told that an extension could not be granted because of a $10 late fee that I was not aware of. While the representative was polite, the policy itself left no flexibility for a loyal customer trying to handle a temporary hardship responsibly.

      As a longtime educator, I believe companies should show understanding when customers communicate early and make a good faith effort to stay current. Situations like this can happen to anyone, especially during difficult financial periods. Because I believe companies should be accountable to their customers, I have also shared my experience on X (Twitter) and Instagram so others can understand how Progressive handles hardship requests from loyal customers, including teachers. I hope Progressive will reconsider how situations like this are handled and create more flexibility for customers who are trying to do the right thing.

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      Sales & Marketing

      Reviewed March 10, 2026

      I am so sick of those ads where the guy says about kids turning into their parents!! I'm 78 years old and NEVER did the stupid things they show. I HAD Progressive but those ads made me switch. I am not stupid nor are the seniors I know. PLEASE STOP! It's bad enough with the Progressive "gang" and that one girl's voice wants me to run from the room.

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      Customer ServicePrice

      Reviewed March 7, 2026

      Progressive searched our identities and added my son, husband and I to my daughter's policy without consent, sent "your documents are available to view" email, and claimed it was notice for the charges.

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      CoveragePriceStaff

      Reviewed March 7, 2026

      Please read and understand money isn’t everything, especially when you go through the stressful experience that Progress insurance claims department takes you through. Every time I would answer one situation, they would come back with another and another reason to deny your claim. It was as though the claims adjusters are taught to figure out as many reasons in their mind as to why they can honor your claim. This insurance company might be cheap, but cheap is not always the best reason to change an auto insurance company, especially not Progressive. In my opinion, this company is the worst company to insure your Automobile with.

      I was even told after I said I would not give up on this issue because it’s the principle now, the supervisor, Adam said to me, "You can get a lawyer, we don’t care." Mind you, not one time did I ever mention a lawyer, but that statement said to me, this isn’t anything new to them. Please note, in my opinion, I would never recommend this company to anyone, regardless as to how Cheap they are. I feel this is the worst insurance company I have dealt with in my 72 years on this earth. Hear me, I feel you should stay away from this company at all costs.

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      Progressive Auto Insurance Company Information

      Company Name:
      Progressive Auto Insurance
      Website:
      www.progressive.com