Bristol West Insurance

Bristol West Insurance Reviews

About Bristol West Insurance

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Bristol West is a member of Farmers Insurance Group, one of the biggest insurance companies in the U.S. It offers standard auto coverage, as well as optional, personalized add-on services. The company focuses particularly on affordable insurance options for high-risk drivers and offers 24/7 online policy access.

Pros
  • Medical care coverage up to $10,000
  • 24/7 online claims filing
  • Affordable
Cons
  • Policy info not available online
  • Not ideal for low-risk drivers

Featured Reviews

Denver, CO
Verified purchase
... I had a great experience with them. I talked to the rep on Monday after accident late Friday and had rental car that same day for 11 days. The vehicle was totalled and I had a...

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Moultrie, GA
Verified purchase
This is a great company. I have been using them for years and have not had the slightest problem. I had an accident and the company paid out without having to fight them for it! T...

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What is Bristol West?

Bristol West is an insurer that provides affordable auto coverage to a wide range of drivers, including those with low credit or poor driving history (e.g., DUIs or multiple traffic violations). The company is available in 42 states and offers a wide range of services, such as 24/7 policy info on its mobile app and flexible payment options. It also provides online claims processing and bill payment.

» MORE: How to get cheap car insurance

Bristol West insurance coverage

Bristol West offers a variety of standard plans and benefits, including liability, comprehensive and collision coverage, as well as uninsured motorist, bodily injury, property damage and rental reimbursement insurance. You can also add medical coverage up to $10,000, towing and roadside service and trailer physical damage coverage. Bristol West’s rideshare coverage insures drivers for Uber, Lyft and other rideshare companies.

Bristol West insurance costs

Bristol West offers several plans at varying rates to accommodate your coverage and service needs. Bristol West does not publish the cost of its auto policies online. It gives discounts for automatic payments, paperless billing, safe driving and multipolicy enrollment and provides flexible billing and payment plan options. Bristol West also has a user-friendly mobile app and offers text reminders for bill pay.

Bristol West FAQ

Who owns Bristol West?

Farmers Insurance Group owns Bristol West. Farmers Insurance Group is a well known insurer with over 48,000 exclusive and independent agencies in the U.S.

Does Bristol West offer services in Spanish?

Yes, Bristol West does offer services in Spanish. Call its customer support line to get help in Spanish.

Where is Bristol West available?

Bristol West is available in 42 states throughout the country.

How do you cancel a Bristol West policy?

To cancel your insurance policy with Bristol West, it’s best to contact the agent or broker through which you bought your policy. You can also contact Bristol West over the phone directly for more cancellation options.

Is Bristol West a good insurance company?

Bristol West offers competitive rates for high-risk drivers and those with poor credit. It provides comprehensive and collision coverage as well as roadside assistance and liability insurance. Policyholders can also add rideshare, medical, rental reimbursement, uninsured motorist, bodily injury or permissive user coverage. Its online claims, flexible bill pay, paperless billing, text alerts and mobile app make it convenient, but it might not be the best option for low-risk drivers.

» RELATED: Factors that affect car insurance rates

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Bristol West Insurance Reviews

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    How do I know I can trust these reviews about Bristol West Insurance?
    • 4,628,855 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 21, 2025

    Had two act of god claims that Bristol West seriously mis-handled. One they clearly didn't review the photos, only included 3 panels in the estimate when the vehicle had damage on 8 panels, CLEARLY shown in the photos. They refused to review. Other vehicle they didn't include damage of several parts. I repeatedly tried contacting the supervisor Heather B who would not call me back after several voicemails. They then setup a settlement with a 3 day expiration to create a sense of urgency on my part. I told them in voicemail, portal and email that I DECLINE their settlement. They have since went no contact. At this point I can only assume that this is purposely malicious to get out of paying damage. I will be reaching out to my state's dept of insurance to report this. Not even a 1/3 of the damage was noted on the estimate. Truly unbelievable that a company can have this bad of service for their own customers.

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    Customer ServicePriceStaff

    Reviewed March 21, 2025

    I am very upset about this company! They told me that they could beat the company price that I was with. They gave me a quote that was lower at first. Then it went up to $237.00 which I accepted. I paid this for my 1st month. The next month, March I received a notice for $355.00 with a notice to cancel the policy if I did not pay it! When I talked to one lady, I could barely understand, she hung up on me because I told her how upset I was! I am 71 years old and on Social Security. I cannot afford this! I cancelled the policy. Now they say that I owe them $237.00 for 12 days of insurance. They gave me 4-6 different reasons of why the policy changed. They are crooks! I will be reporting this SCAM company! CROOKS!!!!

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      Customer ServiceCoverageSales & MarketingPriceStaff

      Reviewed March 18, 2025

      If I could leave a zero review I would. This is not a cheap insurance. I had a "total" on my last vehicle, which I was not even 1% at fault for. The semi company took full responsibility. Bristol West had listed on my information that I was somewhat at fault, NOT TRUE. I found a way better insurance that was not breaking my bank, I called BW to cancel, the rep said all that I needed to do was reply to the email they sent asking for the cancel request info, so I replied soon after that with all the info they had asked for.

      Days later, they asked for the same info, to which I replied to them a good reply about them already having that info. Another few days later they sent an official form asking for the same info. I wrote on that form in RED to CANCEL, filled out the form and emailed back in all the information. All while my husband is on the phone with them as well, and they are acting dumb, like they have not received any cancel request from me. They are taking their time in giving us the "correct" email to send this form to, which does not make any sense, being that the email tells you which email to send to? Sooo, why are they playing games with customers? Highly unprofessional and aggravating!!! Steer clear!! The insurance industry should be taken out of the mandatory vehicle requirements altogether. It's a scam.

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      Customer Service

      Reviewed Feb. 24, 2025

      Signed up with this company on February 7, 2025. Just found out my policy was cancelled on the same day without no notice at all. It would have been nice to get a phone call or email letting me know what happened since I assumed you all received my payment.

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      Customer ServiceClaims HandlingStaff

      Reviewed Jan. 30, 2025

      Would not recommend getting your car hit and totaled by someone with this insurance. They lowball the ACV of your car and don't care. It's a shame what greed does to a company. They also need to teach their claims representatives how to spell, as throughout our correspondence the representative spelled my name wrong despite it being clearly displayed in my email signature and every other document they sent. I understand spelling is challenging but at least try; we're not in kindergarten anymore.

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      Coverage

      Reviewed Jan. 27, 2025

      I signed up for a policy with Bristol West on 11/08/2024. This policy went into effect 12/02/2024. On 12/27/2024 My drivers license was cancelled because they said I did not so proof of SR-22 insurance. When I signed up, it was Bristol West's responsibility to report my sr-22 insurance to DMV. They did not! Now I am paying 400ish a month for insurance and I can not even drive. Now dmv is stating that I need to pay additional fees to renew my license. I would never recommend this co. To anyone.

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      Customer ServiceClaims HandlingCoverageStaff

      Reviewed Jan. 24, 2025

      I have a good driving record and good credit as well. I have no idea how I ended up with this company when I thought I was signing up with Farmers Insurance. Jason ** from farmers insurance doesn’t return calls. I was in a no fault accident in August where my car was totaled-they first tried to settle stating minor repairs. I felt like the repairs were more than minor so I contacted them numerous times to find out where to take my car for repairs-they can’t offer any kind of advice like that. Bristol West's claims adjuster Nico ** wouldn’t return calls. His supervisor Phoebe wouldn’t return calls (get everything in writing with these people).

      I took the car to Kia who informed me my car was totaled, "They just keep asking us to resubmit pictures and we are doing it but your car is totaled." I had to resubmit pictures a handful of times before Kia. The other insurance company of the guy that hit me ruled I was 15% at fault? The driver hit me because he wasn’t paying attention-he started screaming I destroyed his life so I called 911. I took the accident report to another insurance company who looked at the report and said you are not at fault.

      I contacted Bristol West and they said they accepted the 15% fault as a business decision. The other company still hasn’t settled (Frontier) they called back about car seats that they said Bristol west said were in my car. I have no kids, there were no car seats in my car. This was in August 2024. This is still ongoing as of January 2025. Bristol West didn’t inform me of their decision to accept a 15% blame on my behalf. This is unacceptable. I got a letter a few months into this that due to only being with my current company Bristol West for less than 6 months I was denied insurance with this new company.

      I contacted Bristol West informing them I had no idea of looking for insurance with another company. Farmers Insurance Jason Waugh decided on his own to sign me up for this company - as a licensed agent why would he try and sign me up with another company when I hadn’t even been with this company for 6 months. They also like to send text messages from unknown numbers and messages where they state settlement amounts and you text back and no response(I have them all) opt out of their text messages for your own protection.

      I opted out of text messages but still got a text from Jason ** that my car insurance was expiring in January but I could renew if paid by February - this was for my car that was totaled in August and Jason ** from Farmers is trying to renew a policy on a totaled car. This has been a very long 6 months. Farmers Insurance and Bristol West are somehow 1 company. This has been a long 6 months and I have never had to put out so many fires in my life

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      Reviewed Jan. 17, 2025

      I'm new with Bristol West and am already having problems. They snuck a monthly $10 installment fee on me because I didn't pay it in full right off the bat. $10? I've never heard of more than $5. Also, you cannot get a hold of them!!! Don't try the chat...Impossible! To be continued...

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      Customer Service

      Reviewed Dec. 27, 2024

      DO NOT USE THIS COMPANY. I have had numerous horrible customer service experiences. They have cancelled my policy twice without notifying me due to errors on their end. Recently their online portal did not have an updated amount for my monthly payment. The payment I made was 10 short of the actual payment. I didn't find out until a week later that they had cancelled my policy. I have never been so frustrated with a company. Ever.

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      Customer ServiceCoverageStaff

      Reviewed Dec. 21, 2024

      I truly wish zero stars were an option. Dealing with this company has been an absolute nightmare. Their poor communication, constant oversights, and lack of accountability made an already difficult situation even worse. Shockingly, I had to hire an attorney to represent me against my own insurance carrier after an accident where I wasn’t at fault. The policies and handling felt designed to work against me rather than protect my interests, which is the bare minimum you’d expect from an insurance company. Pieter **, a representative, was especially unhelpful—his approach was confrontational and added unnecessary stress to the process. It’s hard to understand how such behavior is tolerated in a company supposedly focused on customer care. I strongly recommend anyone considering this company to proceed with caution and fully understand their policies before committing.

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      Bristol West Insurance Company Information

      Company Name:
      Bristol West Insurance
      Website:
      www.bristolwest.com