National General Car Insurance Reviews

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Edited by: Matt Zane

About National General Car Insurance

National General Car Insurance is an Allstate company that provides auto insurance options. It works with a network of more than 55,000 independent agents nationwide to offer coverage. Options are available for personal and commercial vehicles, RVs and motorcycles. National General Car Insurance specializes in helping you find affordable auto insurance solutions while providing customizable policies.

Pros
  • Comprehensive coverage options
  • Customizable policies
  • Online quotes and application process
  • Multiple discounts available
Cons
  • Lengthy claims process
  • Availability varies by state

What is National General Car Insurance?

National General Car Insurance provides a variety of auto insurance products. This includes liability, comprehensive coverage and collision protection. It offers flexible payment options with multiple discounts to help you find affordable auto insurance solutions.

National General Car Insurance operates nationwide with a network of more than 55,000 independent insurance agents.

National General Car Insurance car insurance coverage

National General Car Insurance offers several coverage options, including:

  • Liability: Covers bodily injury and property damage if you’re at fault in an accident.
  • Collision: Pays for damage to your vehicle from a collision.
  • Comprehensive: Covers damage from non-collision events. This may be from weather, vandalism or auto theft.
  • Uninsured/underinsured motorist: Covers you if you’re hit by someone with no or insufficient insurance.
  • Personal injury: Covers medical expenses and lost wages for you and passengers after an accident.
  • Accidental death and dismemberment: Coverage in the event of your death or injury during an auto accident.

National General Car Insurance car insurance quotes and rates

National General Car Insurance offers quick quotes through its online platform. Pricing varies depending on factors like coverage type, location, driving history and vehicle type. You can often lower your rates by bundling policies or maintaining a clean driving record. National General Car Insurance also offers discounts for paying in full, upfront, going paperless and having multiple vehicles on a policy.

National General Car Insurance FAQ

Does National General Car Insurance offer classic car coverage?

Yes, National General Car Insurance provides policy options for classic cars.

Does National General Car Insurance have a safe driver discount?

Yes, multiple discounts are available, including a safe driver discount.

Does National General Car Insurance offer full coverage car insurance?

Yes, comprehensive and full-coverage auto insurance options are available.

Where is National General Car Insurance available?

National General Car Insurance is available nationwide. It has a large network of more than 55,000 independent agents that provide coverage in most areas.

Is National General Car Insurance good car insurance?

National General Car Insurance is a good option if you’re looking for flexible, customizable auto insurance coverage options. It offers a range of policies to meet various needs, including several discounts. Discounts include multi-driver, bundling with other insurance policies, safe driver and paperless. Even though National General Car Insurance operates nationwide, coverage may vary by state. Always check your specific area and needs when requesting a quote.

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National General Car Insurance Reviews

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    How do I know I can trust these reviews about National General Car Insurance?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    CoverageStaff

    Reviewed June 28, 2025

    DO NOT DO BUSINESS WITH THIS COMPANY!!! We were in an accident in January with our truck-bed camper. We'd always paid our premiums on time — But when it came time for National General to hold up their end, they did everything they could to avoid paying. First, they refused to cover the tow. Then they sent an adjuster who completely disregarded physics and offered a laughably low repair estimate — only 10% of the final payout — even though it was obviously totaled from the start. We demanded a second assessment. From there, it was a nightmare: Endless runarounds, emotionless bureaucratic excuses, and no real action. Not only could we not get anywhere — the repair shops couldn’t either. One even emailed us: “She’s no good. She just talks in circles.”

    We had to file a complaint with the Arizona Insurance Commission just to get traction — and even then, National General stalled as long as legally possible. They eventually demanded a title for the truck-bed camper — which we didn’t have because truck-bed campers don’t have titles. (You’d think an insurance company would know that.) It took 4½ months of stress, delays, and hoop-jumping before they finally paid the fair market value for the totaled camper — which had been clear from the beginning. I'm still not sure how this wasn’t illegal. Over and over, we were one inch away from lawyering up — but they kept stringing us along just enough to delay. It was emotionally exhausting, needlessly complicated, and completely avoidable. DO NOT DO BUSINESS WITH THIS COMPANY!!!

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    National General Car Insurance Company Information

    Company Name:
    National General Car Insurance
    Address:
    450 W. Hanes Mill Road Ste. 101
    City:
    Winston-Salem
    State/Province:
    NC
    Postal Code:
    27105
    Country:
    United States
    Website:
    nationalgeneral.com