GEICO Reviews

  • 4,805,835 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

Featured Reviews

Brockton, MA
Verified purchase
Michael ** assisted with an error I found on my parent's policy with professionalism and in a timely manner. I can't say enough good about Mikey, he has restored my faith in Custo...

Read more

St Albans, NY
Verified purchase
I've had Geico auto insurance over 30 years, and I have found they are the easiest to deal with. Online or mobile app, it makes managing my payments and policy easy… customer serv...

Read more

What is GEICO auto insurance?

GEICO is an insurance company that has served American drivers since 1936, and it’s currently one of the largest coverage providers in the country. The company is known for its affordable rates and various discount options. GEICO focuses on mobile app and online services rather than in-person assistance, but policyholders get access to 24/7 support and roadside assistance.

GEICO car insurance coverage

GEICO offers a variety of car insurance options, including:

  • Collision: Pays for damages due to an accident.
  • Comprehensive: Covers vehicle damage caused by theft, vandalism, fire or other incidents.
  • Bodily injury liability: Pays for damages for the other party’s bodily injury or death from an accident when you’re at fault.
  • Property damage liability: Covers damage to someone else’s property from an accident for which you’re at fault.
  • Medical payments: Pays for your medical expenses resulting from an accident.
  • Personal injury protection: Pays for medical treatment, missed wages and other accident-related expenses no matter who’s at fault.
  • Uninsured motorist: Can help cover your injuries or property damage caused by an uninsured driver.
  • Underinsured motorist: Pays for damages caused by drivers without sufficient insurance.

GEICO also offers add-on coverages, such as emergency road service, rental reimbursement and mechanical breakdown insurance.

GEICO car insurance quotes and rates

As with most car insurance, rates vary depending on a number of factors. The company considers your age, location, driving history, gender and more when calculating your rate. To get an accurate quote, reach out to GEICO online or over the phone.

For customers who qualify, GEICO does offer several discounts:

  • Air bag
  • Anti-lock brakes
  • Anti-theft system
  • Daytime running lights
  • New vehicle
  • Good driver
  • Seatbelt use
  • Defensive driving
  • Driver’s education course
  • Good student
  • Emergency deployment
  • Federal employee
  • Membership and employee
  • Military
  • Multivehicle
  • Multipolicy

GEICO FAQ

Does GEICO offer classic car coverage?

Yes, GEICO does offer coverage for classic and antique cars. The company has specific criteria for this insurance.

Does GEICO have a safe driver discount?

Yes, GEICO offers discounts for safe drivers, as well as a program called DriveEasy, which uses an app to track your driving. With this app, you can save up to 25%, depending on your driving habits.

Does GEICO have full coverage plans?

GEICO claims there’s no single definition for full coverage insurance. Instead, it emphasizes tailoring coverage to meet your specific needs. GEICO offers vehicle, liability, medical, uninsured motorists and more coverage to meet your needs.

How long is a GEICO quote good for?

GEICO doesn’t specify how long a quote is valid; the length of time varies from provider to provider. Some quotes last for 30 days or more, and some companies update quotes in real time, meaning they could change at any point.

How much does GEICO auto insurance cost per month?

Your monthly car insurance rate will vary depending on a number of factors. GEICO will base your policy cost on your vehicle, location, driving history and more, so there’s no way to know your exact monthly rate unless you reach out for a quote.

Is GEICO good car insurance?

GEICO is one of the country’s largest insurance providers, and it’s known for its affordable rates and plethora of discounts. It offers 24/7 customer service and roadside assistance, and it focuses on serving policyholders online and through its mobile app, which many find convenient. However, if you prefer managing your policy in person, GEICO may not be the best choice for you.

Shop with confidence

Compare with top companies

GEICO Reviews

Filter by Rating

  • (955)
  • (609)
  • (287)
  • (254)
  • (2,947)

Popular Mentions

    How do I know I can trust these reviews about GEICO?
    • 4,805,835 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about GEICO?
    • 4,805,835 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    MaintenanceStaff

    Reviewed Nov. 27, 2025

    I have had a very good experience with Geico in terms of handling and resolving an auto acccident I had last year and the resulting legal issues and monetary demands from the defendant. Right from the start Geico claims and the adjusters handled the repair of my vehicle in a very efficient and satisfactory manner. Geico then appointed me proper legal representation from a well known law firm, in the form of Michael ** from QPWB law firm.I was incredibly pleased with the job he did in representing me.

    When our case went to mediation, my Geico adjuster, Audrey **, did a terrific job of resolving the case. Throughout the process whenever I had a question about the actual case, she was very accessible. Most importantly she was very professional and willing to listen to my opinions regarding resolution of the case. Ultimately she played a major role in resolving this case to my complete satisfaction. Thank you Geico!

    Thanks for your vote!
    Customer ServiceCoverageSales & MarketingStaff

    Reviewed Oct. 8, 2025

    ⭐️⭐️⭐️⭐️⭐️. I’ve been dealing with insurance agents for over 18 years, and today I spoke with several agents from different companies — some were rude, some uneducated, and some simply didn’t care. Then I spoke with Jonntel from GEICO’s Auto Sales Department in Tucson, Arizona, and he completely changed my view of what a true insurance professional should be. He was extremely knowledgeable, patient, courteous, and warm-hearted throughout the entire process. His professionalism, attention to detail, and genuine care set a new standard for customer service — something I’ve never experienced in nearly two decades of dealing with insurance companies. Because of the way Jonntel handled everything, I’ll gladly be moving all my other vehicles to GEICO just to continue receiving this level of top-tier service. GEICO is truly fortunate to have someone like him representing their brand.

    Thanks for your vote!

    Not sure how to choose?

    Get buying tips about Car Insurance delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Customer ServiceCoverageSales & MarketingPriceStaff

      Reviewed Sept. 16, 2025

      I spent 6 hours today shopping for quotes. I Talked to half a dozen agents, my email and phone are now constantly bombarded with adds from insurance companies. I had three different insurance companies deny me for coverage because they couldn't find my credit history (I'm Trans and changed my name about a year ago.) Geico insured me in less than 15 minutes (I thought that was just the add) and for literally a third of what amica and state farm denied me for. The process was so easy I had to stop and verify I was actually on the right website and not about to be scammed. I've never been so excited to pay a corporation $500.

      Thanks for your vote!
      Customer ServiceStaffBillingRates

      Reviewed Aug. 19, 2025

      A couple of weeks ago I placed a call to customer service to discuss my bill. Prior to calling I attempted to postpone my payment online but was unable to do so. I called customer service and spoke with April. Let me start by saying I have called the customer service line a number of times throughout my many years (11) of being a customer and have never had a bad experience but I’ve never had an experience as great and thorough as I had with April. When I called my intent was to postpone my payment, when the call ended, not only was I able to postpone my payment, my monthly bill was SIGNIFICANTLY lowered. As April was researching the issue as to why I wasn’t able to postpone my payment online, she also checked to see if I could lower my $735 monthly payment. This has never been done before without me asking. I didn’t think I qualified for a lower payment. I was so grateful I literally broke down in tears on the phone.

      I’d recently taken on more financial obligations and this lower payment is a blessing in such a big way. I informed her supervisor Ray of my appreciation for April’s kindness, professionalism and thoroughness. I had no idea that when I called in for customer service that April a rate specialist would answer the phone! What a blessing!

      Thanks for your vote!
      Customer ServiceStaff

      Reviewed July 29, 2025

      My car was recently stolen and, thankfully, recovered albeit with some damage. GEICO claim agents were with me from the time I reported the theft until all the damage done was fixed and my car was returned to me better than ever. GEICO reps made a very stressful time less so by providing continuous communication (via phone, email and text); answering all my questions; and coordinating tow and auto body repairs. GEICO enabled me to relax and focus on other things by providing seamless support throughout this entire experience. I've been a GEICO customer for 35 years and they have NEVER let me down.

      Thanks for your vote!
      Punctuality & SpeedStaff

      Reviewed Jan. 13, 2026

      Vincent **, Auto Damage Adjuster III, was professional and excellent to work with. Always available and settled claim quick and efficiently. Thank You! He came right to my home. I took pictures. Inspected the vehicle and made it very convenient for me.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedOnline & AppMaintenanceRates

      Reviewed Jan. 10, 2026

      I called Geico today to possibly switch insurance companies to them and the women I talked to was very rude. I told her I was possibly interested in switching to Geico for car insurance so I explained what I needed and I told her I got a new job and I’m making 2.5 times more money than I was a month ago and a month ago I had two jobs, my regular job and I would do Door Dash on the weekends but not sure I was going to do door dash because I make really good money now so I don’t have to.

      She told me that she has to transfer me to another department that handles ride share but that department is closed today. I said ok that’s fine I don’t think I’m even going to do ride share anyways. She then said I cannot get an insurance quote without me getting in writing that I no longer do ride share!! You literally cannot even get anyone to speak to on door dash support only AI. It’s so crazy and hard to get ahold of support on door dash and I need to get it in writing that I will not be door dashing!!!

      This is one crazy way to treat a possible future customer!! I am completely baffled I was treated in this manner!!! I couldn’t believe it, all I wanted was quote mind you!!! They can’t be serious, this is so crazy!!! They won’t even give me a quote without ride share on it unless I prove that I deleted the app which why would I delete the app which would delete all my history of door dashing which if I decided to not stop doing door dash I most definitely would not want to delete my perfect driving score and reviews with door dash!! This makes absolutely no sense whatsoever.

      Number one I would never ever deliver with door dash unless I was fully insured ride share with my Insurance having ride share on it!! I can’t believe this is how they treat a potential future customer and she was very rude and seemed very annoyed. This person should not work in customer service and if this is Geico policy to not even give somebody a quote unless they erase and get written proof that they no longer have the door dashing app. That is one insane policy if I erased it and decided I wanted to continue to door dash I would have to go through the whole sign up process again and have to wait 3x weeks for background check and upload all my information like inspection, registration etc… what a terrible way to treat a new prospective customer!!!

      Just all that right there I will never for the rest of my life even try to use Geico again and I will leave as many reviews as I can copying and pasting this review and spreading the word to everybody I know (which is alot of people) about how bad and poorly Geico treats customers that just wanted a dam quote!!!! What a terrible company and treating me this way I guarantee will make them lose at least 2-5 of my friends and possibly way more people that will read this review across the world!!!!

      This was such a terrible experience that did not need to happen whatsoever!!! All I wanted was quote which I was gonna ask for one regardless. So when I got redirected to the department that handles ride share insurance were they going to make me get a written letter and erase my door dash app so I could get a quote that doesn’t have ride share on it!!?? What a pathetic company and I know they make billions but they will definitely lose money and respect!!! Geico is the absolute worst insurance company!!!!

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceCoverage

      Reviewed Jan. 9, 2026

      My wife got in accident. The person that hit her was insured by this company. 1st they were very cool, but was I mention that I was not ok with after market parts on my vehicle and that my wife was going to be going to doctor for back pain. Now the calls has became rude. In process of getting legal advice. I will recommend any one going true the same thing with this guys get yourself legal o person on your side.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceCoverage

      Reviewed Jan. 9, 2026

      My daughter was in a wreck. Had Geico as insurance. Thought they were a good company. Instead first they take a statement from me because they can't take one from my daughter because she is a minor. Submitted pictures of the wreck. They then want my call log from my phone, pictures of the car days before the wreck and then have me give a statement if I'm the owner of the car when all registration is in my name. My daughter listed on my policy. Then they call back wanting a statement from my daughter. Granted my son was with her that is an adult and never asked him for a statement.

      Denied my claim..First letter says they don't cover cars, then next they say the car was wrecked before the wreck happened and then I get a letter saying that we didn't insure the car with 30 days within purchase although I had another insurance agency. Plus they canceled my insurance on my other car due to a wreck. They are a joke, with rude people.

      Thanks for your vote!

      Reviewed Jan. 8, 2026

      Filing a claim is a task. The adjustor sat on our claim 10 days that the body shop finally told them they needed to get out there. We ran out of rental days and now vehicle is ready body shop needs them to come out and sign off on repairs, so we can get our vehicle. They have yet to go out there. I have no vehicle, no rental, and several children needing rides to school. And can't have them sitting on this until they deem it necessary to sign off on it.

      Thanks for your vote!

      Quick and Easy. Get matched with a Car Insurance partner.

      Compare Insurance Providers

      Loading more reviews...

      GEICO Company Information

      Company Name:
      GEICO
      Website:
      www.geico.com