GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

Featured Reviews

Brockton, MA
Verified purchase
Michael ** assisted with an error I found on my parent's policy with professionalism and in a timely manner. I can't say enough good about Mikey, he has restored my faith in Custo...

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St Albans, NY
Verified purchase
I've had Geico auto insurance over 30 years, and I have found they are the easiest to deal with. Online or mobile app, it makes managing my payments and policy easy… customer serv...

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What is GEICO auto insurance?

GEICO is an insurance company that has served American drivers since 1936, and it’s currently one of the largest coverage providers in the country. The company is known for its affordable rates and various discount options. GEICO focuses on mobile app and online services rather than in-person assistance, but policyholders get access to 24/7 support and roadside assistance.

GEICO car insurance coverage

GEICO offers a variety of car insurance options, including:

  • Collision: Pays for damages due to an accident.
  • Comprehensive: Covers vehicle damage caused by theft, vandalism, fire or other incidents.
  • Bodily injury liability: Pays for damages for the other party’s bodily injury or death from an accident when you’re at fault.
  • Property damage liability: Covers damage to someone else’s property from an accident for which you’re at fault.
  • Medical payments: Pays for your medical expenses resulting from an accident.
  • Personal injury protection: Pays for medical treatment, missed wages and other accident-related expenses no matter who’s at fault.
  • Uninsured motorist: Can help cover your injuries or property damage caused by an uninsured driver.
  • Underinsured motorist: Pays for damages caused by drivers without sufficient insurance.

GEICO also offers add-on coverages, such as emergency road service, rental reimbursement and mechanical breakdown insurance.

GEICO car insurance quotes and rates

As with most car insurance, rates vary depending on a number of factors. The company considers your age, location, driving history, gender and more when calculating your rate. To get an accurate quote, reach out to GEICO online or over the phone.

For customers who qualify, GEICO does offer several discounts:

  • Air bag
  • Anti-lock brakes
  • Anti-theft system
  • Daytime running lights
  • New vehicle
  • Good driver
  • Seatbelt use
  • Defensive driving
  • Driver’s education course
  • Good student
  • Emergency deployment
  • Federal employee
  • Membership and employee
  • Military
  • Multivehicle
  • Multipolicy

GEICO FAQ

Does GEICO offer classic car coverage?

Yes, GEICO does offer coverage for classic and antique cars. The company has specific criteria for this insurance.

Does GEICO have a safe driver discount?

Yes, GEICO offers discounts for safe drivers, as well as a program called DriveEasy, which uses an app to track your driving. With this app, you can save up to 25%, depending on your driving habits.

Does GEICO have full coverage plans?

GEICO claims there’s no single definition for full coverage insurance. Instead, it emphasizes tailoring coverage to meet your specific needs. GEICO offers vehicle, liability, medical, uninsured motorists and more coverage to meet your needs.

How long is a GEICO quote good for?

GEICO doesn’t specify how long a quote is valid; the length of time varies from provider to provider. Some quotes last for 30 days or more, and some companies update quotes in real time, meaning they could change at any point.

How much does GEICO auto insurance cost per month?

Your monthly car insurance rate will vary depending on a number of factors. GEICO will base your policy cost on your vehicle, location, driving history and more, so there’s no way to know your exact monthly rate unless you reach out for a quote.

Is GEICO good car insurance?

GEICO is one of the country’s largest insurance providers, and it’s known for its affordable rates and plethora of discounts. It offers 24/7 customer service and roadside assistance, and it focuses on serving policyholders online and through its mobile app, which many find convenient. However, if you prefer managing your policy in person, GEICO may not be the best choice for you.

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GEICO Reviews

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    Page 1 Reviews 0 - 5
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    PriceStaff

    Reviewed Feb. 6, 2025

    Erik ** was a great rep and helped out so much with quotes. 5 star service. He found me a great price on my new car and tried to find other ways to discount. I’m pleased with the service and care they provide.

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    Staff

    Reviewed Dec. 2, 2024

    I recently purchased auto insurance with Geico Agency located at 2861 N. Milwaukee Ave. The gentleman that helped me throughout the process was very knowledgeable and explained everything for me, from beginning to end. Which made the process go smoothly. Thank you **.

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      Customer ServiceStaff

      Reviewed Nov. 28, 2024

      Best customer service ever! My car was stolen from my driveway and Geico agents, L. ** and A. **, provided a better follow up than the police department in my area. They were professional and made me feel to be working on my behalf. I have been a loyal client for many years and this experience cemented my desire to remain a customer for years to come. Thank you.

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      Verified purchase
      Claims HandlingStaff

      Reviewed Oct. 3, 2024

      I’m in my 40s with 6 kids and have had several accidents in my household over the years. We just had the most simple, quick, fair, and easy claim I’ve ever experienced! They paid immediately once we settled on a value…and I mean the money was in my bank as fast as I could check my account! I couldn’t possibly imagine the process going any better. My claims adjuster was also super kind, helpful, and understanding. Thank you Geico!!!

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      Customer ServiceClaims Handling

      Reviewed July 18, 2024

      Very pleased with the way my hail claim was handled. Warren was my adjuster, great customer service and quick to handle my claim with no hassle. I just recently switched from Progressive Insurance to Geico and I am very glad I did.

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      Sales & Marketing

      Reviewed June 11, 2025

      Stay away from GEICO. They lure you in with a $400 rate, and in just 2 months I was paying $700.. without changing anything in my policy. Now they’re justifying a $1,600 increase over 6 months just because I removed autopay. No accidents, no violations... just pure greed. This company is a scam. Find real insurance elsewhere.

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      CoverageStaff

      Reviewed June 11, 2025

      If you could give them a 0 I would. DON'T GET HIT BY ONE OF THEIR DRIVERS!!! They make all this money but won’t pay out when they want to total out a car with less than 9k of damage and the car isn’t that old. Been fighting with them for months regarding my only car and then paying it off what I owe. They won’t come up 2k more to cover the loan on the car but yet the are a big time company that makes millions each year. Just hurt the ones trying to live day in an out. Bc of your drugged up driver who ran a stop sign and hit me.

      My family has to suffer trying to find a way to come up with a down payment for a car and hope we can get financing when we were just fine in the SUV we had until your insured driver t boned me. Now my family of 7 lives have been turned up side down my kids can’t play their sports bc we don’t have a car and can’t afford to get one right now. Such a disgrace you can do this to hard work Americans. You should be ashamed of the company you stand for and work for. JUST HORRIBLE!!!!

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      Claims Handling

      Reviewed June 10, 2025

      Someone filed a false claim against me. I provided evidences corroborating the false claim. Instead of them to exercise due diligence on the case, they just went ahead to settle the person without any sort of investigation.

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      Customer ServiceCoveragePriceStaff

      Reviewed June 1, 2025

      GEICO has an amazing price… yes, they do. It’s very competitive. But, the assistance it’s terrible. 50 min on a call waiting to be answered. Sundays, please don’t need them. They will NOT have people answering. Request to cancel the policy on May 23. Since today, never received the cancellation papers/neither the remaining balance from my policy. Mailing letter about cancellation, non coverage or anything like that, they send you every single day if they could. Terrible service, terrible a workers, not prepared nor proper trained. A company of this size, only the price can be something to maintain them active.

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      Customer ServiceClaims HandlingCoverage

      Reviewed May 30, 2025

      Phone service used to be prompt last time I called (3 years ago). Now their phone support for general inquiries is non existent (2+hours wait times). Claim service is good. Currently have policy up for renewal. Will call around and likely not renew.

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      GEICO Company Information

      Company Name:
      GEICO
      Website:
      www.geico.com