GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

Helpful Reviews

Clinton Township, MI
Verified purchase
My vehicle was in the shop two weeks for a fender bender due to Geico being unreachable to resolve the additional funds needed to repair the vehicle. Multiple calls by myself and ...

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Upland, CA
Verified purchase
GEICO exceeded my expectations in terms of efficiency and customer service. The combination of quick responses, thorough assistance, and effective communication made a potentially...

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What is GEICO auto insurance?

GEICO is an insurance company that has served American drivers since 1936, and it’s currently one of the largest coverage providers in the country. The company is known for its affordable rates and various discount options. GEICO focuses on mobile app and online services rather than in-person assistance, but policyholders get access to 24/7 support and roadside assistance.

GEICO car insurance coverage

GEICO offers a variety of car insurance options, including:

  • Collision: Pays for damages due to an accident.
  • Comprehensive: Covers vehicle damage caused by theft, vandalism, fire or other incidents.
  • Bodily injury liability: Pays for damages for the other party’s bodily injury or death from an accident when you’re at fault.
  • Property damage liability: Covers damage to someone else’s property from an accident for which you’re at fault.
  • Medical payments: Pays for your medical expenses resulting from an accident.
  • Personal injury protection: Pays for medical treatment, missed wages and other accident-related expenses no matter who’s at fault.
  • Uninsured motorist: Can help cover your injuries or property damage caused by an uninsured driver.
  • Underinsured motorist: Pays for damages caused by drivers without sufficient insurance.

GEICO also offers add-on coverages, such as emergency road service, rental reimbursement and mechanical breakdown insurance.

GEICO car insurance quotes and rates

As with most car insurance, rates vary depending on a number of factors. The company considers your age, location, driving history, gender and more when calculating your rate. To get an accurate quote, reach out to GEICO online or over the phone.

For customers who qualify, GEICO does offer several discounts:

  • Air bag
  • Anti-lock brakes
  • Anti-theft system
  • Daytime running lights
  • New vehicle
  • Good driver
  • Seatbelt use
  • Defensive driving
  • Driver’s education course
  • Good student
  • Emergency deployment
  • Federal employee
  • Membership and employee
  • Military
  • Multivehicle
  • Multipolicy

GEICO FAQ

Does GEICO offer classic car coverage?

Yes, GEICO does offer coverage for classic and antique cars. The company has specific criteria for this insurance.

Does GEICO have a safe driver discount?

Yes, GEICO offers discounts for safe drivers, as well as a program called DriveEasy, which uses an app to track your driving. With this app, you can save up to 25%, depending on your driving habits.

Does GEICO have full coverage plans?

GEICO claims there’s no single definition for full coverage insurance. Instead, it emphasizes tailoring coverage to meet your specific needs. GEICO offers vehicle, liability, medical, uninsured motorists and more coverage to meet your needs.

How long is a GEICO quote good for?

GEICO doesn’t specify how long a quote is valid; the length of time varies from provider to provider. Some quotes last for 30 days or more, and some companies update quotes in real time, meaning they could change at any point.

How much does GEICO auto insurance cost per month?

Your monthly car insurance rate will vary depending on a number of factors. GEICO will base your policy cost on your vehicle, location, driving history and more, so there’s no way to know your exact monthly rate unless you reach out for a quote.

Still have questions?

Is GEICO good car insurance?

GEICO is one of the country’s largest insurance providers, and it’s known for its affordable rates and plethora of discounts. It offers 24/7 customer service and roadside assistance, and it focuses on serving policyholders online and through its mobile app, which many find convenient. However, if you prefer managing your policy in person, GEICO may not be the best choice for you.

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GEICO Reviews

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    Page 1 Reviews 0 - 15
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    CoverageStaff

    Reviewed May 14, 2026

    GEICO's medical adjuster Joseph has been helping me navigate my first accident where I needed to use PIP coverage. Crash-related injuries and anxiety make the entire process seem so large and overwhelming, to say nothing of the deadlines where you should get your paperwork in as soon as you can, but you feel like you also shouldn't make any mistakes under that pressure either! Joseph was very polite and patient with me and clearly explained my benefits and answered the questions I had about the forms I needed to fill out. That certainly took a weight off my shoulders, so thank you, Joseph!

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    CoverageStaffHonesty & Transparency

    Reviewed May 9, 2026

    I feel deceived by the insurance company's attorney, who wrote untruths regarding an incident for which I bear no responsibility. The company lied claiming they did not have the data. Is the only reason to study law to learn how to lie? Does this country offer no opportunity to earn 5000? What kind of future awaits our children if the law is applied in this manner? Why we must pay insurance if we can not trust them because they lied.

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      CoverageSales & MarketingOnline & AppStaff

      Reviewed April 1, 2026

      Tiae was very helpful and was very informative about the app website and getting my proof of insurance coverage. Cards e-mailed to me. She also set me up to get a discount on bundling my car and renters and other insurance. She took her time and walked me through everything at the GEICO in Nashville Tennessee. Thanks again...

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      Customer ServiceStaffResolution

      Reviewed March 23, 2026

      I can’t say enough INCREDIBLE things about my experience with Leland and his supervisor Andrew at GEICO!! What was already an incredibly stressful situation turned into the best customer service I've ever experienced! Leland went truly above and beyond—he spent hours patiently helping me. No other company has ever done the absolute most like he did! I never felt like I was “just another claim”—he made me feel prioritized, and genuinely cared for. From the moment he got on the phone he was warm and caring and I could tell he really is a kind and good hearted person. I've dealt with customer service all of my life and there has been no one who's stood out ever like he did!! He literally spent his day looking into every possible option to help me.

      Andrew, his supervisor, was equally impressive! Andrew stepped in with his thoughtful support and was able to help offer another solution that resolved my issues today. He also went above and beyond and these are the people that you want representing your company! They made the BEST team and I hope they are recognized by Geico and awarded in some way!! Leland and Andrew both should make Geico proud, I AM so grateful that I had the chance encounter to get Leland and I am so happy to be a 14 year Geico customer!! Thank you both for going the extra miles—you have made me believe in the goodness of people again!!

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      Customer ServiceCoverageTechPunctuality & SpeedStaffResolution

      Reviewed March 20, 2026

      GEICO exceeded my expectations in terms of efficiency and customer service. The combination of quick responses, thorough assistance, and effective communication made a potentially difficult situation manageable. If you’re looking for an insurance provider that prioritizes customer care, I wholeheartedly recommend GEICO. Claim department Mr. **, Mr. ** and local claim adjuster Mr. ** are very helpful. They willing to to go the extra mile to ensure all my concerns were addressed, which is something I truly appreciated during a stressful situation. I’m grateful for their support and patient, the entire experience felt personalized, as if they genuinely cared about resolving my issue efficiently. Thank you!

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      Verified purchase
      Customer ServiceSales & MarketingPunctuality & SpeedOnline & App

      Reviewed June 14, 2026

      I'm waiting on hold to CANCEL MY POLICY. It's been TWO HOURS!!! Seriously. So much for customer service. They won't let you cancel via the app, which is worthless.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed June 12, 2026

      Actively looking for another company after 30 years with GEICO. I am not able to navigate mobile apps and websites and getting to a LIVE CUSTOMER SERVICE AGENT is a thing of the past. Multiple minutes to just get put on hold and than more than a 20 minute wait for someone to answer the phone. GEICO is no longer customer focused and I prefer a company that is.

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      Sales & MarketingStaff

      Reviewed June 12, 2026

      If I could leave a zero star review I would. My credit was pulled without my authorization and I can't even get a hold of anyone to tell them that what they did was ILLEGAL and that I do not want anything like this to happen again. What a shame to see how a company knows that what they provide is a scam, but they don't care because they figured out a way to take people's money.

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      Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppBilling

      Reviewed June 11, 2026

      Had policy for 3 years. No issues. Bank issues new card. I call in, make the payment, add new card. Simple quick done. Then I was sent a cancellation notice. I go through my bank for payment since September, all paid. I check the app, showed no mailing, as well as current on payment. I call and the cancellation notification on my account can't be removed, only noted. This looks horrible on my policy and the mistake was GEICO and not myself. This is a very good reason to leave now before any other loopholes to their advantage wreck my record with. Have several seats, I'll be contacting other agencies for this gross mischaracterization of my policy. This won't garner a response.

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      CoveragePriceRefunds & PayoutsStaff

      Reviewed June 11, 2026

      After a decade of coverage for both our car and our renters insurance, I had a minor fender bender with the planters on the cart return at Lowe’s Foods, near our house. Now our premium has been increased by 150% from that one incident, that harmed no other drivers and required no payout for injuries. The planters have since been removed from Lowe’s. Surprise surprise… and now we are being punished, after paying our deductible and being loyal customers for so long.

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      PricePunctuality & SpeedRates

      Reviewed June 11, 2026

      Geico is easy to get but much harder to get rid of. After 6 months, they went up in my policy ...$40. So I went shopping...State Farm half the price. I'm still waiting 25 min. to actually speak with someone at Geico, as the law requires to cancel.

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      Customer ServiceCoverageStaff

      Reviewed June 10, 2026

      If I can give this POS insurance no stars I would. My son’s car got keyed at his gym by girl he turned down. We called this POS insurance, everything was going fine until they started questioning the validity of our claim. First, they said my son ran into bushes, we are like, "WTF?!?!" Second, they wanted our phone records to determine if my son was driving, and was distracted. We are like, "Hell no!! We aren’t giving you that!!!" We tried calling them, kept giving us the run around, left messages. No call back, Now, the body shop is calling because this POS insurance isn’t paying them. PLEASE GO TO ANOTHER INSURANCE CONPANY, THESE POS INSURANCE ISN'T PROFESSIONAL NOR CARING. We went with Liberty Mutual, and they are way better than Geico’s fake ass.

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      Customer ServiceCoveragePriceMaintenanceRates

      Reviewed June 9, 2026

      I had my enclosed trailer, my boat trailer and my boat got damaged by a Geico customer, my trailers were legally parked. It took over 2 months for Geico to pay damage on my enclosed trailer, nowhere near to what a trailer repair company were going to charge me to fix my trailer. My other trailer and boat were not included, Geico told me that they were only 80 percent responsible, how in H--L am I responsible for 20 percent, STUPID. I just gave up with their customer service. Good luck, people with Geico. I rate Geico a -0.

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      Customer Service

      Reviewed June 9, 2026

      Worst company to deal with and the customer service is absolutely horrible with nothing but transferring calls with no answers.

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      PriceRates

      Reviewed June 8, 2026

      I was shopping for car in in their side, I found a great price, so I fill up all the information. My total amount at first was 900 dollars, when I was about to finalize my quote to pay went up to 1345 dollars, nice try GEICO, I just got a better deal. Not coming back.

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      Customer Service

      Reviewed June 6, 2026

      I wish I could give a zero. We had someone hit us with state minimums, so I had to report to Geico, but the claims dept is the worst. No call backs after 3 weeks, claims being denied, being treated like I was the one who caused the accident, and pure stress adding to the emotional distress we are already in.

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      Customer ServicePriceRefunds & PayoutsStaffBilling

      Reviewed June 4, 2026

      I’ve been a GEICO customer for 10 years and have paid my bill on time every single month, which made this experience even more disappointing. An agent admitted there was a mistake on my previous bill, only for me to be charged over 5x the monthly amount I had agreed to pay the following month. When I called for answers, I was told I had been “informed by mail” — which feels like an incredibly ineffective way to communicate a major billing change in 2026.

      To make matters worse, the supervisor I spoke with was extremely rude and condescending while trying to explain what was already a frustrating and delicate situation. After 10 years of loyalty and consistent payments, this level of customer service and lack of accountability feels unacceptable. Very disappointing experience. I was also told that I would receive a call from a manager about the situation, which never happened.

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      PriceRefunds & Payouts

      Reviewed June 4, 2026

      Worst company ever in managing refunds and reimbursements for claims. Basically, steal your money and never pay back your entitled deductibles. Even when you have proof the have received.

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      Customer ServiceContract & TermsCoveragePunctuality & SpeedRefunds & PayoutsStaffBillingTransparencyCommunicationTimeliness

      Reviewed June 2, 2026

      I am dealing with GEICO as a third-party claimant after being involved in an accident caused by a GEICO-insured driver who was found 100% at fault. What should have been a straightforward rental reimbursement claim turned into months of follow-up calls, emails, document submissions, and conflicting explanations. I submitted my rental receipts and was partially reimbursed for the first rental period. I then submitted two additional rental receipts totaling $2,298.71. When I checked the GEICO upload portal later, the files appeared to be gone, so I uploaded them again. After that, I spent weeks trying to get a status update.

      During multiple phone calls, I received different explanations from different representatives. I was told that GEICO needed information from my insurance company, that reimbursement approvals were pending, that Massachusetts claims require an additional processing step, that a larger reimbursement amount had been approved, and later that part of my rental period was being denied due to a repair-shop delay.

      I independently contacted my insurance company after being told GEICO needed information from them. My insurance company advised that GEICO had never contacted them. I provided rental agreements, receipts, body shop documentation showing when I picked up my vehicle, and repeatedly followed up by phone and email. Several emails received no response.

      Eventually, GEICO issued a partial payment, but it still did not match the reimbursement amounts previously discussed with me. I am still seeking reimbursement for the remaining balance and have yet to receive a consistent explanation for why it has not been paid. The representatives I spoke with were generally polite. My issue is with the overall handling of the claim, the lack of communication, the delays, and the constantly changing explanations. Based on my experience, I would not recommend GEICO's claims process to others.

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      PricePunctuality & SpeedBillingRatesHonesty & Transparency

      Reviewed June 1, 2026

      GEICO increased my rate by $120 a month. I tried to figure out what was going on. I was told it was for a speeding ticket. I got a copy of the ticket where they claimed I was going 15mph over, the ticket shows 5mph... This is the 2nd time they randomly increased my rate. So I decided I was done with Geico. When trying to cancel my policy, they stated I owed $102 because their system made a mistake and billed me incorrectly. I paid what they told me to pay. Now when I go leave, they make up a lie to charge me more? Go somewhere else, this isn't worth it. They do not communicate with you, you just check your bill and it's higher.

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      GEICO Company Information

      Company Name:
      GEICO
      Website:
      www.geico.com