GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

Featured Reviews

Brockton, MA
Verified purchase
Michael ** assisted with an error I found on my parent's policy with professionalism and in a timely manner. I can't say enough good about Mikey, he has restored my faith in Custo...

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St Albans, NY
Verified purchase
I've had Geico auto insurance over 30 years, and I have found they are the easiest to deal with. Online or mobile app, it makes managing my payments and policy easy… customer serv...

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What is GEICO auto insurance?

GEICO is an insurance company that has served American drivers since 1936, and it’s currently one of the largest coverage providers in the country. The company is known for its affordable rates and various discount options. GEICO focuses on mobile app and online services rather than in-person assistance, but policyholders get access to 24/7 support and roadside assistance.

GEICO car insurance coverage

GEICO offers a variety of car insurance options, including:

  • Collision: Pays for damages due to an accident.
  • Comprehensive: Covers vehicle damage caused by theft, vandalism, fire or other incidents.
  • Bodily injury liability: Pays for damages for the other party’s bodily injury or death from an accident when you’re at fault.
  • Property damage liability: Covers damage to someone else’s property from an accident for which you’re at fault.
  • Medical payments: Pays for your medical expenses resulting from an accident.
  • Personal injury protection: Pays for medical treatment, missed wages and other accident-related expenses no matter who’s at fault.
  • Uninsured motorist: Can help cover your injuries or property damage caused by an uninsured driver.
  • Underinsured motorist: Pays for damages caused by drivers without sufficient insurance.

GEICO also offers add-on coverages, such as emergency road service, rental reimbursement and mechanical breakdown insurance.

GEICO car insurance quotes and rates

As with most car insurance, rates vary depending on a number of factors. The company considers your age, location, driving history, gender and more when calculating your rate. To get an accurate quote, reach out to GEICO online or over the phone.

For customers who qualify, GEICO does offer several discounts:

  • Air bag
  • Anti-lock brakes
  • Anti-theft system
  • Daytime running lights
  • New vehicle
  • Good driver
  • Seatbelt use
  • Defensive driving
  • Driver’s education course
  • Good student
  • Emergency deployment
  • Federal employee
  • Membership and employee
  • Military
  • Multivehicle
  • Multipolicy

GEICO FAQ

Does GEICO offer classic car coverage?

Yes, GEICO does offer coverage for classic and antique cars. The company has specific criteria for this insurance.

Does GEICO have a safe driver discount?

Yes, GEICO offers discounts for safe drivers, as well as a program called DriveEasy, which uses an app to track your driving. With this app, you can save up to 25%, depending on your driving habits.

Does GEICO have full coverage plans?

GEICO claims there’s no single definition for full coverage insurance. Instead, it emphasizes tailoring coverage to meet your specific needs. GEICO offers vehicle, liability, medical, uninsured motorists and more coverage to meet your needs.

How long is a GEICO quote good for?

GEICO doesn’t specify how long a quote is valid; the length of time varies from provider to provider. Some quotes last for 30 days or more, and some companies update quotes in real time, meaning they could change at any point.

How much does GEICO auto insurance cost per month?

Your monthly car insurance rate will vary depending on a number of factors. GEICO will base your policy cost on your vehicle, location, driving history and more, so there’s no way to know your exact monthly rate unless you reach out for a quote.

Is GEICO good car insurance?

GEICO is one of the country’s largest insurance providers, and it’s known for its affordable rates and plethora of discounts. It offers 24/7 customer service and roadside assistance, and it focuses on serving policyholders online and through its mobile app, which many find convenient. However, if you prefer managing your policy in person, GEICO may not be the best choice for you.

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GEICO Reviews

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    Page 1 Reviews 0 - 5
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    CoverageStaff

    Reviewed May 14, 2026

    GEICO's medical adjuster Joseph has been helping me navigate my first accident where I needed to use PIP coverage. Crash-related injuries and anxiety make the entire process seem so large and overwhelming, to say nothing of the deadlines where you should get your paperwork in as soon as you can, but you feel like you also shouldn't make any mistakes under that pressure either! Joseph was very polite and patient with me and clearly explained my benefits and answered the questions I had about the forms I needed to fill out. That certainly took a weight off my shoulders, so thank you, Joseph!

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    CoverageStaffHonesty & Transparency

    Reviewed May 9, 2026

    I feel deceived by the insurance company's attorney, who wrote untruths regarding an incident for which I bear no responsibility. The company lied claiming they did not have the data. Is the only reason to study law to learn how to lie? Does this country offer no opportunity to earn 5000? What kind of future awaits our children if the law is applied in this manner? Why we must pay insurance if we can not trust them because they lied.

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      CoverageSales & MarketingOnline & AppStaff

      Reviewed April 1, 2026

      Tiae was very helpful and was very informative about the app website and getting my proof of insurance coverage. Cards e-mailed to me. She also set me up to get a discount on bundling my car and renters and other insurance. She took her time and walked me through everything at the GEICO in Nashville Tennessee. Thanks again...

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      Customer ServiceStaffResolution

      Reviewed March 23, 2026

      I can’t say enough INCREDIBLE things about my experience with Leland and his supervisor Andrew at GEICO!! What was already an incredibly stressful situation turned into the best customer service I've ever experienced! Leland went truly above and beyond—he spent hours patiently helping me. No other company has ever done the absolute most like he did! I never felt like I was “just another claim”—he made me feel prioritized, and genuinely cared for. From the moment he got on the phone he was warm and caring and I could tell he really is a kind and good hearted person. I've dealt with customer service all of my life and there has been no one who's stood out ever like he did!! He literally spent his day looking into every possible option to help me.

      Andrew, his supervisor, was equally impressive! Andrew stepped in with his thoughtful support and was able to help offer another solution that resolved my issues today. He also went above and beyond and these are the people that you want representing your company! They made the BEST team and I hope they are recognized by Geico and awarded in some way!! Leland and Andrew both should make Geico proud, I AM so grateful that I had the chance encounter to get Leland and I am so happy to be a 14 year Geico customer!! Thank you both for going the extra miles—you have made me believe in the goodness of people again!!

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      Customer ServiceCoverageTechPunctuality & SpeedStaffResolution

      Reviewed March 20, 2026

      GEICO exceeded my expectations in terms of efficiency and customer service. The combination of quick responses, thorough assistance, and effective communication made a potentially difficult situation manageable. If you’re looking for an insurance provider that prioritizes customer care, I wholeheartedly recommend GEICO. Claim department Mr. **, Mr. ** and local claim adjuster Mr. ** are very helpful. They willing to to go the extra mile to ensure all my concerns were addressed, which is something I truly appreciated during a stressful situation. I’m grateful for their support and patient, the entire experience felt personalized, as if they genuinely cared about resolving my issue efficiently. Thank you!

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      Customer ServiceContract & TermsPricePunctuality & SpeedOnline & AppStaffBillingRatesTransparency

      Reviewed May 13, 2026

      I went with Geico 11-10-25 and told agent that I wanted only Liability with Roadside serv. Paid premium and later found that they charged me for uninsured motorist. Told me I had to sign a form of refusal and I did but never got any payment back. This time renewing it took me almost two weeks fighting with them that I only want Liability and nothing else. They gave me a price and said sending me a form to sign again, (which I forgot about and never received) I paid premium told to me for just liability on 5-7-26 and I paid it. Ever since I have been trying to get copy of Declarations page and Insur. cards online and by phone many times & just keep getting old info but not new.

      I got up this morning to find a bill in my e-mail telling me I owe them a lot more money due now. Been on phone several times today 5-13 trying to get paperwork for over 3 hours. Every time I go online I get no update for what I paid and they say sent me a form to sign (I never got again) finally after talking to several people I got form and was told to go online and send to them, guess what there is no way to send form online website so I replied to email and attached signed form asking to notify me upon receipt 12:16pm but no answer on arrival yet.

      1:45pm. Finally got ID card in e-mail but still no Declaration page. Also asked to talk to manager but was told they would call me in a little bit, but 2 hrs later and no call. I TOLD THEM THAT I WAS SORRY I WENT WITH THEM AND WOULD NOT RECOMMEND GEICO TO MY WORST ENEMY. Will go with another insurer after this 6 months already paid. Today is 5-13-26... I tried to send copy of bill paid to GEICO for this review but it keeps giving me an error for uploading

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      Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedStaffRates

      Reviewed May 13, 2026

      Unexpected rise of insurance. I had situation when, They put my price up, I call for canceling on time and under their web page they had a scammers, as of cancelation department, they offer me to not cancel, they give me good discount, but unlikely it was scammed department, after one week, original Geico sent me a letter, with all changes, the Insurance was not canceled on time, and sent me a fee 369 dollars, I was with them one week trying to dispute this awful situation, but no one care, also they stop sending me a letters and one month I didn't know what is going on, later they send me in collection department and make me pay 369 $. No understanding, no humanity for their customers.

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      Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedOnline & AppStaffBillingHonesty & Transparency

      Reviewed May 13, 2026

      Geico app discount program is misleading. This is kind of discount scam. They offer attractive discounts initially, but later charge customer back if the app is not used regularly. My wife lost her phone and could not access the app for few weeks until buying a new phone and Geico still sent bill as app is not being used.

      Other insurance companies provide tracking devices instead of requiring constant app usage. Do not be attracted by the initial discounts because they may gradually take them back later with stupid reasons. Stay away from Geico.

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      Customer ServiceCoveragePrice

      Reviewed May 11, 2026

      Their customer rear ended me and took off, I chased her down, she tried to ditch me in a shopping mall, I caught her and called the police, now her insurance (Geico) is giving me the runaround on getting my truck fixed, I had to get repairs done to my truck to get it legal so I can drive it, Now geico is giving the runaround, Screw this company, I'm filing a small claims court case on her! Their customer service sucks sooo bad, I also reported them to my state's insurance complaint dept and to my state attorney general's office, and more run around, I told them I don't want crap parts put on my truck (Cheap remakes), I want oem parts. Geico Really blows.

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      Customer ServiceCoverageTechSales & MarketingRefunds & PayoutsMaintenanceStaffTransparencyTimeliness

      Reviewed May 8, 2026

      I filed a claim with Geico last August and the experience with the adjuster extremely poor. Adjuster never reached out or called. No updates at all. I had to reach out multiple times before getting one short no information response. I finally had to reach out to the repair shop. Their update communication wasn't much better, but they provided timely response once asked.

      The vehicle came out of the shop with the same issues. Reached out to adjuster. No response to date. Had to reach out to the shop. They asked me to bring it back in, they would check, adjust, and align. After the second round, the car felt OK, but not completely. I asked again, they claimed issues were addressed. The car didn't feel as loose and the steering didn't continue to turn even after I stopped turning. So my review after that was based on that. But, eventually overtime, the same underside issues returned more pronounced. The very underside damage issues was apparent and more prominent.

      Recently, I took my car in for it's regular maintenance and inspection only to learn that the drive shaft is damaged. I haven't had any additional damage or incident, so it has to be that in reality, it wasn't changed as stated, and that's the reason I was and am experiencing the same issues as after the initial underside damage. Geico paid out for that repair but in shafted (no pun intended) The very damage that Geico reported as an accident instead of an unavoidable roadway debris incident and raised my insurance for is not even addressed.

      I reached out to Geico on March 20th and 24, 2026. They (manager) promised me a call back that afternoon, a Friday like today, or the following Monday if he want able to get back to me. It's May 8th and yet another Friday, and no response or return call to date. This is the service I've received after 30 years of being with Geico and raised premium after my only major claim in 30 years. I guess they figured if I'm with them 30 years I'm not going anywhere so they can treat me like crap, especially since they reported my unavoidable roadway incident as an at fault accident. They figured I'm trapped with them. I'll pay a higher premium elsewhere than stay with this kind of mess. At this dismissive juncture, I do not recommend Geico. Their commercial promises and actual service doesn't match. It's FALSE ADVERTISEMENT.

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      GEICO Company Information

      Company Name:
      GEICO
      Website:
      www.geico.com