The Hartford Car Insurance Reviews

The Hartford Car Insurance is a car insurance company that is tailored to individuals 50 years of age and older. Coverage is exclusive to AARP members. The Hartford has been in business since 1810, originating as a fire insurance company.

The Hartford Car Insurance offers an extensive amount of coverage options to choose from. You must be at least 50 years old to purchase a policy with The Hartford Car Insurance, but you can add a spouse or children to your policy, even if they’re under 50.

• Liability coverage: Bodily injury liability protects you financially if you hurt someone in an accident. Property damage liability covers damages your car caused to property that isn’t owned by you.
• Comprehensive coverage: Covers damages to your vehicle from natural disasters, theft, vandalism, collision with animals and more.
• Collision coverage: Assists with covering costs to repair or replace your vehicle if you hit another car or object.
• Uninsured/Underinsured motorist coverage: Assist with costs associated with bodily injuries for you and your passengers.
• Uninsured motorist property damage:  Helps pay for damages to your car.
• Medical payments coverage: Provides financial assistance for medical expenses after an accident.
• Personal injury protection: Helps pay medical bills from a car accident, no matter who’s at fault. Also covers funeral costs.

The Hartford Car Insurance also offers additional add-ons such as:

• Full glass coverage
• Gap insurance
• Rental car reimbursement coverage
• Rental car insurance
• Accident forgiveness
• RecoverCare
• New car replacement

Additionally, it offers vehicle-specific coverage for

• Classic cars
• ATVs
• RVs
• Boats
• Golf carts
• Snowmobiles

The Hartford Car Insurance does not disclose its rates online, as they differ for each individual. To find out how much insurance would cost you, fill out an online quote. It will ask for basic information such as age, gender, location, type of vehicle, driving history and more.

Typically, insurance rates for older drivers are lower than average, since they tend to be more experienced.

The Hartford Car Insurance also offers discounts, including:

• Vehicle equipment: Discounts on airbags, anti-theft devices, the TrueLane driver monitoring app and vehicle fuel.
• Driver education: Driver training and defensive driver course discounts.
• Customer loyalty: Multi-policy and paid-in-full discounts.

Note that discount availability varies by state.

The Hartford Car Insurance is a good insurance company, as it offers a variety of different coverage options nationwide with several add-ons to choose from. If you’re an AARP member aged 50 or older, it’s worth considering The Hartford as your car insurance provider.