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NetQuote is an online service that lets you compare insurance rates from multiple providers. By filling out a single form on the website, you can get up to 10 policy quotes within four to six minutes. NetQuote’s comparison tool is free to use, and the company partners with several leading auto insurers.

Pros & Cons

  • User-friendly website
  • Partners with leading insurers
  • Free service
  • Can’t retract quote requests
  • Not a direct provider

What is NetQuote?

NetQuote is an online insurance comparison tool and quote generator. Its free service helps you access auto insurance quotes from multiple providers at once, and its website has advice about what to look for when buying auto insurance, how to get discounts and how to find the best policies for your needs.

NetQuote compares policy options for hybrids, used cars, rental cars and full and high-risk coverage. The company partners with Progressive, State Farm, Liberty Mutual, Esurance, Travelers Insurance and other leading insurers.

How does NetQuote work?

Fill out a form on NetQuote’s website to get started, then the company matches you with quotes from local agents and national companies. Click “See My Rates” to see average costs for your age and state. You can choose to receive offers from a network of providers or to contact companies at your convenience. NetQuote provides five free matches, and its matching process is instant. You’ll get an email with agent listings — agents typically contact you within 24 hours.

NetQuote costs

NetQuote is a free service, but its insurance partners’ costs vary by driver, vehicle and coverage type. Fill out the form to request quotes based on your situation. You can see average auto coverage costs in your area by clicking “See My Rates.”

NetQuote FAQ

What types of insurance does NetQuote offer?
NetQuote offers quotes for auto, home, health, life, business and renters insurance. The company partners with providers to provide pricing and coverage info.
Where is NetQuote available?
NetQuote is online and available nationwide. It connects users to national companies as well as local agents.
Does NetQuote check your credit?
NetQuote doesn’t perform credit checks, but if you accept an offer from one of its partners, the provider might check your credit prior to underwriting your policy.
Does NetQuote charge any fees?
NetQuote is free to use and provides up to five free quotes.

Is NetQuote legit?

NetQuote is legit and free to use. You can save time shopping for auto coverage by filling out a single form on its site — the company partners with top national insurers and local agents so you can easily find and compare the best deals, even if you’re young or considered a high-risk driver. Reviews

Stars Rating

  • 23%
  • 50%
  • 10%
  • 0%
  • 17%

Popular Mentions

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    Page 1 Reviews 0 - 10
    Sales & Marketing

    Reviewed June 28, 2023

    So they advertise the speed and convenience of filling out one for and being able to review multiple quotes. This is false. They are a lead generator and you review no quotes to review, and then merely refer to you two more lead generating companies of which require you to fill out more apps for purpose of collecting your info. It’s just a data-farming scam. I want reimbursed for my time as cannot afford to throw away any time in my day. $416.75 for a 2 hr minimum of my $1667 a day value, based of current projects operating.

    Customer ServiceStaff

    Reviewed Nov. 28, 2021

    I filled out all of the personal/business information online to receive multiple commercial auto quotes, instead all I received were a bunch of unwanted phone calls the next day. There is no net in NetQuote, it was simply a bunch of old fashion phone calls with agents that wanted me to give them all of my information over and over again. I ended up just calling a local commercial insurance broker and wished I never would have wasted time with NetQuote. Useless and deceiving company.

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      Reviewed Oct. 30, 2018

      The site presents itself as though you'll get quotes online. That is a lie. You will fill out your personal information and it will be sent to several insurance companies who will then call you. NetQuote's business model is NOT to quote you on the net (as its name implies), but rather to sell your information to insurance companies as a lead-gen site. Zero stars for being a deceptive, shady company. Infuriating waste of time.

      Customer Service

      Reviewed July 31, 2017

      I went online to start researching future health insurance options. Filled out a brief form. Did not want to talk to aggressive salespeople, just wanted to start learning about my options. Upon finishing the form, the phone started ringing and has not stopped. Horrible. I don't even know how to stop it. I just keep hanging up now. All it succeeded in doing was making me not want to talk to any of them! Terrible business model. Nobody in their right mind would want the barrage of phone calls!


      Reviewed May 27, 2017

      The website states it can provide immediate quotes, which is not true. I gave my information via a form, and then I was asked to click the providers for a side by side comparison and it takes you to the actual website for the insurance company and you must then complete the same information. NetQuote appears to lure you in for your information. It does not provide any quotes immediately, nor is there any quotes sent to your email account. I rate them a ZERO. Shame on you parent company Bankrate for allowing this company to participate in such unethical practices, especially for Errors and Omissions coverage!!!

      Customer ServiceStaff

      Reviewed Feb. 10, 2017

      As a consumer comparing rates for homeowners insurance, I expected to give my information in exchange for receiving quotes. Instead, I instantly have insurance agents calling me to verify every bit of information I already provided. If you're an insurance agent thinking about signing up for this or a consumer comparing rates, consider this: Q: Why am I (the consumer) using a site like this? A: Because I want to compare multiple rates easily and save time, NOT because I want to spend a bunch of time talking to many agents over the phone interrupting my work day. This experience was bad enough that I created a membership on this Consumer Affairs website just to write this review. Don't waste your time with Quote Wizard!

      Customer ServiceClaims HandlingSales & MarketingPriceStaff

      Reviewed Jan. 27, 2017

      I requested a health insurance quote and got an immediate call from someone who asked a few questions and gave me a (reasonable) price, but wanted my credit card information before she would send me a quote for the insurance. I asked for a copy of the plan description first and she transferred me to someone else who asked all of the same questions again before she put me on hold. After several minutes someone else picked up the phone and said "thanks for calling, what can we help you with today". He asked for all of the same information again. I told them to just forget it, if they couldn't provide a decent quote then I certainly wouldn't trust them to be able to complete a claim.

      Over the next 24 hours I received over 20 more calls, some just minutes apart, all from the same phone number. Every time I asked them to remove me from their calling list, the agent immediately hung up on me. A few minutes later the phone would ring again. I called them back and asked to be removed, again they would hang up on me as soon as I asked to be removed from the list. I finally placed a call blocker on that line, yet they continue to call every few minutes. Please, do NOT respond to advertising from this company. They're a crock of baloney and all very, very rude!

      Customer Service

      Reviewed June 2, 2015

      My wife just bought a new cell phone and evidently the previous owner of that particular number had requested a auto insurance quote from NetQuote, so she began getting harassing phone calls from NetQuote, leaving them messages 3 times not to call anymore as she was not interested which they paid no attention to. So, I looked up their number via Googling, and they gave me a disconnect number of 1-888-992-0342, then select choice #9 and you will be taken off the call list within 2 business days. I will repost if this is not done.


      Reviewed May 13, 2015

      My agency is offered ad-aid through my direct carrier. Once the ad-aid term was completed, Net Quote continued to charge me for overpriced leads, after 3 different persons from my agency called to cancel the service. I would avoid this lead service.

      Customer Service

      Reviewed May 7, 2015

      Terrible company. I filled out a form for a "No Hassle" quote online. It stated I would receive 5 quotes in 15 seconds. No online quote given but apparently my number was given to every insurance company and auto dealer servicing my area. My phone is going crazy today and that is EXACTLY what I did NOT want. Never use NetQuote!

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