Freeway Insurance Reviews

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About Freeway Insurance

Freeway Insurance is a broker that offers multiple types of auto insurance coverage, including liability and full-coverage insurance and nonowner’s and SR-22 policies. The company provides low-cost insurance to drivers without perfect records and easy online access to coverage. Freeway’s customer service representatives speak both Spanish and English, and the company has a wide range of insurance carrier choices, so drivers can find car insurance they can afford.

Pros
  • Serves Spanish and English speakers
  • Compares various providers
  • Covers high-risk and imperfect drivers
Cons
  • High brokerage fees

Helpful Reviews

Irving, TX
Verified purchase
Angelica ** at Freeway Insurance Inc is the best agent! Angelica customer service is beyond exceptional. She was able to turn a bad situation around. I purchase insurance in July ...

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Jemez Springs, NM
Verified purchase
I just bought a policy from a wonderful gentleman named Richard ** (Representative Golf Course location in Rio Rancho, New Mexico). I’m on a fixed income, he gave me several optio...

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What is Freeway Insurance?

Freeway is an insurance brokerage company that compares rates from various providers to help you find the best auto coverage and price. It works with drivers with previous DUIs or tickets and those who require SR-22 policies. Freeway employs both English- and Spanish-speaking agents, all available in person or by phone. It’s a popular choice for high-risk drivers, but customer reviews often report high brokerage fees or other hidden fees.

Freeway Insurance auto coverage

Freeway Insurance doesn’t directly sell coverage. Instead, it connects you with various auto insurance companies. Depending on the provider you choose, coverage options might include:

  • Collision: Covers damage to your vehicle in case of an accident regardless of who’s at fault.
  • Comprehensive: Covers damage not related to an accident, such as fire, theft, acts of nature and more.
  • DUI: While not technically an insurance policy, it’s difficult to get insurance with a DUI on record — Freeway says it can help those with poor driving history find coverage.
  • Gap: Pays off your loan balance if your car is totaled.
  • Liability: Covers property damage when you’re at fault.
  • Medical payments: Covers medical costs for you or anyone else involved in an accident regardless of who’s at fault.
  • No-fault: Also known as personal injury protection. Covers medical expenses and possibly loss of income, essential services, survivor benefits and accidental death and funeral expenses.
  • Rental car reimbursement: Covers rental car costs while your covered car is repaired.
  • SR-22: Proves you have insurance meeting your state’s minimum requirements. Usually required for high-risk drivers.
  • Uninsured/underinsured motorist: Covers accidents with drivers who either don’t have adequate insurance or have no insurance at all.
  • Nonowner or nonowner SR-22: Covers you when you don’t own a car but borrow or rent one frequently. Satisfies your SR-22 requirement if you do not own a vehicle.
  • New car replacement: Pays for the cost of a brand new replacement car if your car is totaled or stolen.
  • Classic car: Includes cars between 19-25 years old that are of greater than average value for the same make and model of that year.
  • 24/7 roadside assistance (towing and labor): This protection answers the call when you need help fast, whether it’s for a flat tire, gas or a dead battery.
  • Tire hazard: Fast and affordable way to get back on the road if your tire becomes flat or damaged.

Freeway auto insurance quotes and rates

Freeway’s pricing varies greatly depending on a number of factors: your location, driving history, vehicle type, age, gender and more. The company claims it can match drivers to affordable insurance no matter their circumstances, but keep in mind Freeway charges brokerage (and other) fees for the service of researching and providing access to multiple car insurance carriers so you can choose the best one for you. Several customer reviews mention final payments significantly higher than the initial quote. This normally occurs if the customer does not provide all their driving infractions on record, which is discovered when the motor vehicle record is run prior to submitting to underwriting.

Car insurance discounts can help lessen your premiums. Freeway offers:

  • Bundle discounts
  • Good driver discounts
  • Military discounts
  • Multicar discounts
  • Student discounts
  • Anti-theft discounts
  • Senior citizen discounts
  • Customer loyalty discounts

Freeway auto insurance FAQ

Does Freeway offer full coverage car insurance?

Yes. Full coverage insurance includes liability protection, personal injury protection, collision coverage and comprehensive coverage.

Where is Freeway available?

Freeway Insurance covers drivers all across the U.S. and has offices in 23 states.

Does Freeway offer other types of insurance?

Yes. Freeway also offers home, mobile home, rental, property, business, health, life, watercraft and motorcycle insurance — and more.

Can you get car insurance quotes online with Freeway?

Yes, Freeway offers online quotes, which require basic information like ZIP code, name, birthdate, gender, marital status, type of vehicle and driving history.

Still have questions?

Is Freeway Insurance good?

Freeway Insurance specializes in finding affordable auto coverage for high-risk drivers or drivers who have blemishes on their records. If you have a ticket, DUI or other strike on your driving record, Freeway claims it’ll find a policy that meets your budget. For drivers with less-than-perfect records needing affordable insurance, Freeway might be a good option — but if you’re a low-risk driver, it’s probably ideal to request quotes from companies directly to avoid hidden brokerage fees.

Freeway Insurance Reviews

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    2 featured reviews
    How do I know I can trust these reviews about Freeway Insurance?
    • 4,881,224 reviews on ConsumerAffairs are verified.
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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedStaff

    Reviewed April 15, 2026

    I had New Jersey Manufacturers before and when I looked up insurance on the Internet, I found Freeway Insurance. Their rep, Chris, helped me out when I needed it and he was good. I put my information in already through the Internet, then he helped me out. The customer service was really good. I have an older car, so I'm comfortable with the amount of coverage I was provided, and they're a lot cheaper than what I was paying before for the type of car that I have.

    Freeway is a good insurance. I couldn't get my insurance from the major competitors because I didn't know my license and registration was suspended, but they were able to help me out and get me insurance as fast that I needed. Within an hour, I had the insurance I needed, which allowed me to go to the Division of Motor Vehicles to get my license and registration restored. So, they were a blessing for me, ‘cause I was able to do that within one day.

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    Freeway Insurance
    Response from Freeway Insurance

    Hello, we appreciate your positive feedback about your experience with Freeway Insurance. We're delighted to hear Chris provided excellent service and that you found the process quick and affordable. It's great to know we could help resolve your situation so efficiently. Thanks for choosing Freeway Insurance, and we're thrilled to have been a "blessing" for you!

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      Verified purchase
      Customer ServiceCoveragePriceStaffRates

      Reviewed April 11, 2026

      Freeway was one of the best-rated companies on the Google search that I made for insurance companies. I called them and they had a representative who asked me a few basic questions. Then, he asked for my birthday as well as the make and model of the vehicle. He did a great job and was clear and concise. He didn't have a whole lot to say on the policy, though. I was moved to another representative who was more of an expert on the west side of the state. She had a list of different policies for me. She was very personable and thorough about the coverage she was finding for me. I was looking for a reasonably priced policy and something that could get me a well-covered plan at the same time. I got a great price, which was way better than what I had previously, and it also covers important things. Both are very good.

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      Freeway Insurance
      Response from Freeway Insurance

      Hello! Thank you for taking the time to leave such a detailed review. We're delighted to hear that your experience with our representatives left a positive impression. It's wonderful that our team was able to provide you with a reasonably priced, well-covered plan that surpassed your previous policy. We're pleased our process was clear and that our team members made you feel informed and valued. Thank you for choosing Freeway!

      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedMaintenanceStaffRatesFollow-Through

      Reviewed March 20, 2026

      I'm thankful I have Freeway Insurance but one thing I’m concerned about is the pricing. When I went to Northern California, I saw a $400 insurance policy for a year, and I don’t know how they’re able to give people in Northern California more affordable insurance than in Southern California. But I'm happy I have Freeway Insurance. I had one interaction with customer service, and the rep was nice, even though it was late at night.

      I had a new Altima that I purchased about seven years ago after working for over 10 years and that car ended up having two accidents. On the right side of the automobile, someone hit me, and I also hit a curb turning onto Puebla in Temecula, which damaged the fender even though the tire didn’t pop. I had a repair done in Temecula that was horrible. From my experience, when you get into an accident, these cars can get damaged very easily. They just peel. I spent a lot of time dealing with that car, but it is no longer here. Now I have a brand-new white car, and I’m hoping the coverage will handle any accident. Before Freeway, I had a horrible experience with GEICO and then with AAA. I was hit in a minor accident, and the insurance companies didn’t follow through, and I even had my insurance canceled. It was very frustrating. What will make or break Freeway Insurance is how they handle any claims on this car.

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      Verified purchase
      CoveragePriceStaffRatesValue

      Reviewed Feb. 26, 2026

      Weeks after Hurricane Harvey, everything went up so high on Farmers and I decided to change. I was looking for a better price and at least the same service, and the rep explained that there were other companies she could look through and see if there was anything that might interest me with regard to price or coverage. It took us 30 minutes to do everything, but Freeway Insurance should cover everything. She was nice and tried to do her job to the best of her ability. She did the quote and I was happy with what she did. I have older model vehicles and I’m not looking for full coverage because it's not worth it. But eventually, I'll get newer vehicles and different coverage, maybe a full one.

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      Freeway Insurance
      Response from Freeway Insurance

      Hello, thank you for taking the time to share your experience with us. We're thrilled to hear that our representative was able to assist you in finding the right coverage at a competitive price. It's great to know you had a positive and efficient experience moving to Freeway Insurance. We're here to offer flexibility as you look into different coverage options in the future. If you need any more assistance, feel free to reach out. Safe travels with your new coverage!

      Verified purchase
      Customer ServiceCoveragePricePunctuality & SpeedStaff

      Reviewed Feb. 22, 2026

      I was trying to get some insurance when I first got my car. I’ve pretty much been dealing with a guy by the name of Christopher at the location on 10th and Shadeland. But I had come to the location on Keystone and sat out there and waited. They were supposed to open up at 9:00. I ended up going back to 10th and Shadeland and I switched over to Freeway from who I was with when I originally got the car ‘cause the quote was so high.

      I'm happy with Freeway. They always seem to get me the cheapest quote. I came in Saturday to do my renewal. I'd called ‘cause Christopher told me to come in before or after the 15th so I could get my renewal done. He also informed me that he had moved to another location. Normally, I'd be sitting there, waiting. He’d get out, go in, give me a minute, and let me get logged in. He's always got a nice personality. I don't have any complaints about Freeway at all. One can always come in and get a quote, and it’s always gonna be cheaper. The staff there always greets you with a smile and they're real professional.

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      Freeway Insurance
      Response from Freeway Insurance

      It was a pleasure being able to help you find a good rate, our commitment to all our customers is to provide you with the best service possible, we will be here when you need us like it was the first day you called us for insurance. Thank you for your review and have a great day!

      Verified purchase
      PriceStaffRates

      Reviewed May 2, 2026

      Freeway's representative was very nice, open, and he explained everything in details, and walked me through everything. I loved it. I didn't come out confused and felt cheated. Communicating with Freeway was super easy. Also, it's a cheaper rate. I have Progressive and it is way too expensive. I feel comfortable with Freeway's employees. They were detailed and very understandable. Everything was thumbs up to me.

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      Freeway Insurance
      Response from Freeway Insurance

      Hello, thank you for taking the time to share such a positive review of your experience with Freeway. We're thrilled to hear that our team was able to provide detailed and clear communication while offering competitive rates. It's wonderful to know you felt comfortable and that we could assist you in finding a more affordable option. We look forward to continuing to meet your needs!

      Customer ServiceCoveragePunctuality & SpeedStaffHonesty & Transparency

      Reviewed April 10, 2026

      I got supposedly a good deal from Freeway Insurance on Oct 21, 25 for a year but yesterday I found out on April 9, 26 not even a complete six months that it was not so. I received a letter from the insurance co, that I owe another extra 4 hundred and something and that it's due on the 7th and I'll have to pay a late fee if after the seventh and I received the letter on the 9th. Not knowing that the agent lied to me and the agent now doesn't work there so tomorrow on the 10 of April I'm going to try to talk to Wendy the manager and see if she could help me with this issue. She was supposed to call me back yesterday and never did. I wouldn't recommend them. It's the second or third agent that always disappears after they make their deals.

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      Freeway Insurance
      Response from Freeway Insurance

      We're sorry to hear about your experience with our service. It’s concerning to learn about the communication issue and extra charges you encountered. Customer satisfaction is important to us, and we would like the opportunity to resolve this for you. Please reach out to our customer care team to address your concerns further. Your feedback is essential as we strive to deliver the service our clients deserve.

      Verified purchase
      Customer ServiceCoverageStaff

      Reviewed April 7, 2026

      My experience with Freeway was good. Their customer service representatives were helpful. The coverage was the best that I'm investigating. The other ones were too much and this one was the best that I could get. I feel like I have insurance and I can drive safely with no worries.

      Thanks for your vote!
      Freeway Insurance
      Response from Freeway Insurance

      Hello, thank you for your positive review. We're thrilled that our coverage meets your needs and that you had a helpful experience with our representatives. Freeway is committed to offering excellent service and we’re pleased to have found the best insurance solution for you. Safe travels always!

      Profile pic of the author.
      Customer ServiceCoverageStaff

      Reviewed April 4, 2026

      I was hung up on twice today by customer service agents, and licensed insurance brokers at Freeway Insurance. I called the first Broker and she told me she did not feel like adding more coverage to my auto policy and told me to call back in 10 days and then hung up on me and I was sent directly to an automated survey. I’ve been called back and spoke to a different customer service agent who is also a licensed broker at Freeway and he asked me if I liked surveys. When I told him no, he sent me directly to a customer service survey. Both agents hung up on me mid sentence. I’ve never been treated so rudely to me in my life.

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      Freeway Insurance
      Response from Freeway Insurance

      Thank you for bringing this to our attention. The way you were treated falls short of the service standard we strive for. We apologize for the poor experience you've faced with our brokers and assure you that we're working to prevent this in the future. Please contact our customer care at your convenience so we can resolve this issue promptly. Your feedback is invaluable as we improve our services.

      Profile pic of the author.
      CoveragePriceStaffRates

      Reviewed March 31, 2026

      I want to thank Brooke for taking her time on helping me find some really cheap insurance in the price range I was looking for.

      Thanks for your vote!
      Freeway Insurance
      Response from Freeway Insurance

      Hello! Thank you for taking the time to share your positive experience with us. We're thrilled to hear how Brooke was able to assist you with finding affordable insurance that fits your needs. Your satisfaction means a lot to us, and we look forward to continuing to offer you great service and pricing.

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      Freeway Insurance Company Information

      Company Name:
      Freeway Insurance
      Website:
      www.freewayinsurance.com