Mercury Car Insurance Reviews
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About Mercury Car Insurance
Mercury Insurance provides personal and commercial property and auto coverage at affordable rates. Many of Mercury’s customers have stuck with the company for years, some up to a decade or two, though it services only 11 states. It has several discount opportunities and provides rideshare coverage. The company also offers home insurance and other protection.
- Several discount options
- Offers rideshare coverage
- Affordable rates
- Must file claims by phone
- Available in just 11 states
Helpful Reviews
What is Mercury auto insurance?
Mercury has been selling car insurance since 1962. While it’s available in just 11 states, Mercury has a reputation for competitive rates and basic coverage options for new and high-risk drivers alike. You can make claims 24/7 by calling Mercury’s claims hotline — there’s no way to purchase a policy or file a claim through the company’s website. The company does offer a mobile app for policy management.
How does Mercury auto insurance work?
Mercury Insurance offers standard auto policies without any bells and whistles. Its basic coverage options include:
- Liability: Covers damage caused to others if you’re at fault for an accident.
- Collision: Pays for damage to your vehicle, regardless of who’s at fault.
- Comprehensive: Covers damage caused by vandalism, theft, fire, flood or other non-accident incidents.
- Medical payments: Helps pay for medical expenses due to a covered accident.
- Personal injury: Helps cover medical costs and other expenses after an accident, regardless of who’s at fault.
- Uninsured/underinsured motorist: Covers bodily injury for you, your passengers or other drivers of your insured vehicle in case of losses caused by drivers with inadequate or no insurance.
Mercury also has some optional policies, including:
- Rental reimbursement: Helps cover the cost of a rental vehicle while your car is under repair due to a covered loss.
- Roadside assistance: 24/7 help on the road, including towing, locksmith and flat tire services.
- Ride-hailing insurance: Protects drivers working for a rideshare company while the ridesharing app is on.
- Gap insurance: Helps you cover the difference between what you owe on your loan and the vehicle’s current value in the event that you total your car.
- Custom equipment coverage: Repairs or replaces aftermarket upgrades that are damaged or stolen.
Mercury guarantees repairs for as long as you own your vehicle as long as the work is done at one of its approved shops.
Mercury auto insurance cost
The cost of your Mercury auto insurance policy will vary depending on a number of factors: which policy you choose, whether you choose add-on coverage, your age, driving history, vehicle, location and more.
Though it’s hard to pinpoint exactly what your cost will be without a quote, Mercury’s monthly auto policy costs tend to average between $55 and $140. The company also offers several discounts for:
- Anti-theft features
- Autopay
- Good drivers
- Good students
- Multicar
- Multipolicy
- Paying in full
Mercury also has a program called RealDrive that sets your rate based on how many miles you drive. You get a 5% discount just for registering and for the duration of your enrollment in the program.
Mercury Auto Insurance FAQ
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Does Mercury auto insurance require a credit score?
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Who owns Mercury Insurance?
Still have questions?
Is Mercury good car insurance?
Mercury Insurance offers standard auto coverage options. The company writes policies in only 11 states, so it’s not accessible for many throughout the U.S.; for those who live in Mercury’s service area, though, it can be an affordable option for basic coverage. Overall, Mercury is a good choice for auto insurance.
Mercury Car Insurance Reviews
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- We use intelligent software that helps us maintain the integrity of reviews.
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Mercury Car Insurance Company Information
- Company Name:
- Mercury Auto Insurance
- Website:
- www.mercuryinsurance.com






