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About Farm Bureau Auto Insurance
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Farm Bureau Financial Services provides several types of auto and property insurances. The company offers low rates and discounts for bundled coverage, and policyholders can select from and customize various full coverage plans. Farm Bureau writes auto insurance policies in 10 states.
Pros & Cons
- Bundle discounts
- Highly rated customer service
- Low rates
- Limited discounts
- Available only in 10 states
Farm Bureau offers customizable auto insurance at low rates.The company doesn’t operate in all 50 states, but it has partner companies that provide some discounted coverage options.
About Farm Bureau auto insurance
Farm Bureau is an insurance provider that offers affordable and customizable auto coverage. Its policy options include liability, collision, comprehensive, medical and no-fault insurance, as well as comprehensive collision insurance for motorcycles and some options for touring bikes, sportbikes, cruisers and three-wheelers. You can also bundle Farm Bureau insurances for a cheaper rate.
Farm Bureau auto insurance coverage
Farm Bureau offers standard auto coverages. It also provides a few add-ons:
- Replacement cost coverage: This will reimburse you for the cost of your car if the model is only four or five years old.
- Roadside assistance coverage: Ensures towing services for your vehicle if it stops working.
- Driveology: Provides discounts for safe driving. You install a small tech device into your vehicle, and if the data shows good driving with minimal mishaps, you could get up to 30% off on your premiums.
Farm Bureau auto insurance quotes and costs
Farm Bureau insurance requires an annual fee. Its cheapest coverage runs about $20 to $90 a year, depending on your location and driving history. If you work in agriculture, you might want to pay more to receive discounts and to vote on policy issues within the American Farm Bureau Federation. You can request more membership info from your state's Farm Bureau office. For a 30-year-old adult with a clean driving record, the annual rate averages around $1,675.
With Farm Bureau, you can get multicar and multipolicy discounts, and you can also get a rate cut if you have anti-theft technology installed.
Farm Bureau auto insurance FAQ
Where does Farm Bureau offer auto insurance?
Does Farm Bureau offer a comprehensive coverage plan?
Where is Farm Bureau auto insurance available?
Who owns Farm Bureau?
Is Farm Bureau auto insurance good?
Yes, Farm Bureau offers solid auto insurance coverage at affordable rates, especially when bundled with other policies (e.g., mobile home or ranch insurance). While its service area is limited, it’s a good option for qualifying drivers that want standard and low-cost auto insurance.
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Reviewed April 22, 2023
Not good. Never have dealt with more unprofessionalism than I have with this insurance (so much so, my whole family and anyone I know is now switching). I recently got into a non-fault accident, it was after hours so I reported it to an after hour hotline, and was told I would be contacted once the office opened, I never was, I had to contact them myself.
After a week of getting the run around and not getting a call back to messages left, I finally reached a woman that told me that my car was deemed as a total loss, five days after it was deemed so. Here's the worst part of the event, while telling me that my car was deemed a total loss, the woman I was talking to started to laugh, she could hardly finish her sentence of telling me that my car was totaled without laughing, when I asked her why she was laughing, she told me she was doing it as a "defense mechanism so that she didn't yell at me". Why am I; as a customer, being yelled at here?
I filed a claim with my insurance, which is what you're supposed to do in an event like this. I asked her for her name, since she was so unprofessional, and she said that she would refuse to give it to me. She set the phone down after that and I could hear her in the background saying, "she's not hanging up, so someone is going to have to deal with this now". So now I am without a car, and was treated like a horrible person when they should (as the say on their site) comfort you and be on your side. Please don't use this company, you get what you pay for, if I ever do receive a settlement on this, we shall see.
Reviewed Dec. 26, 2022
There should be the ability to give negative (multiple) stars!!! My father, who was a customer for 50 plus years with this company and because he is elderly and made simple mistake, when we tried to renew his policy we were quoted astronomical prices for both his home, property and truck. A man who has paid thousands of dollars and a top customer for years and years. Now on a fixed income, NO WAY could make the payments they were now requesting. VERY poor customer service in my opinion and the opinion of multiple others whom I have shared this with. NO, we will NEVER contact or have anything to do with this insurance company. I have obtained insurance at 100 times a lower rate and better coverage for both property and auto (and a new company which my Dad has never been a customer) than what Farm Bureau was proposing. What a crappy thing to do to an elderly long time customer!!!
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Reviewed May 6, 2022
My father had a chainsaw accident on his property. I was driving him places and doing errands for him for months as a permitted driver, HE ASKED IF HE NEEDED TO ADD ME TO HIS INSURANCE (THEY SAID I AM A PERMITTED DRIVER). In Aug on a Sunday when it was raining I texted from my mother's to KY Das who needed my help. I told him I can get over there but because of the rain it will take longer. WE KNOW I DRIVE SLOWER DUE TO THE RAIN FROM THE TIME OF THE LAST TEXT TILL when the accident happened. When I was less than 1 mile from his place in front of a church an Suv speeding down hill hit the car I was driving. The state patrol officer knew the other driver. He said I was at fault in his report. ONLY his report said no air bags deployed and the accident was not on a slope/hill. The parking lot is on both sides of the road.
I told the officer I was going under 25MPH because I stopped for people in front of the church I said it's got wifi cameras (I THINK IT WAS PEOPLE LEAVING LATE LIKE MUSICIANS). The state Patrol officer said I hydroplaned yet the car was still on the road. A 1 lane 15ft wide rd. The suv couldn't stop even after hitting the car I was driving. It went into the grass, left no tire tracks on the rd as if it was hydroplaning or was not going to even slow down even after hitting the car I was driving, it hit the car. I was driving and kept going down hill 50 more ft closer to the church parking lot of a Sunday a school bus or church bus might take up half of that 15ft rd especially if letting people put- Kentucky Farm Bureau paid me nothing or my dad. They said it covered my hospital bills and bought the other driver a new car...
I paid for towing and all repairs. So far just paint is needed and I have the paint already here- yet they and my lair refuse to say that officer is liar on a Sunday in front of a church with wifi cameras recording..at the time State Patrol was looking for 2 criminals on the run needing money and they asked the church/neighbors to monitor their wifi cameras (plus trial cameras in the woods) and parking lot due to some using their free unlocked wifi (plus thefts from cars). That week state patrol shot and killed those 2 wanted criminals - and the church said there was no cameras recording who or what happened in front of their church - so that week before state patrol killed 2 an officer lied on a Sunday. Filed an inaccurate report in front of a church. THEY ARE NOT TO BE TRUSTED AND KY FARM BUREAU DON'T CARE.
Reviewed April 26, 2021
I had discontinued my insurance with Farm Bureau many months ago. I received a bill for $42 today (2nd time, which I thought maybe I kept the homeowners on..but no) and realized I kept my insurance local. I called them and asked them for my policy number just to see and of course there was none. I asked, "Why am I being charged 42.00 and don’t even have a policy with you?" I then said I wanted a refund for the last payment of 42.00 for the deception. They said.. "It had been over 10 days." No refund. I am shocked Farm Bureau sends out this misleading invoice. This is fraud and to those who have multiple insurances with different companies watch for this bill. By the time you realize what they did it’s too late.
Reviewed Dec. 5, 2020
After looking around for good, decently priced insurance, we finally decided on Arkansas Farm Bureau Insurance Company (AFBIC). This wasn't a rushed decision and between the two of us (my wife and I) we looked over at least 6 different companies. All of the other companies - most of the names listed in the question - AFBIC had the best bang for the buck. We ended up getting the same high end type of policy for around $250/6 months less than the next lowest price. As with 95+% of other insurance companies I have been with, I do Not have any idea how good, bad or indifferent the claims side is because in 40+ years of paying for insurance, I've had 2 claims (both over 20 years ago).
Reviewed Aug. 3, 2020
Have been a customer of Farm Bureau for over 30 years. Have home owner’s with them also which gives a discount. The agents and staff are easy to contact and work with. Feel they have my best interest at heart. Have had to submit claims for both auto and home. Rates did not increase and service was exceptional.
Reviewed Aug. 2, 2020
Best insurance I have had. Wonderful representative! Very reasonable, yet extremely dependable. Fair also. Two roofs and one car replaced due to hail damage. Todd C rocks. Very aware of taking good care of his customers.
Reviewed July 25, 2020
I'm relatively satisfied with this company, but they have many "provisions" that aren't covered with home owners insurance. However, they fail to point this out when they are talking to you about coverage.
Reviewed July 24, 2020
Texas Farm Bureau agents and staff give personal attention to customer's needs.There are usually quick response and call back times to settle any insurance decisions or questions you may have. Decent rates and discounts for insurance bundles.
Reviewed July 23, 2020
I've had my home and auto insurance with Farm Bureau for 17 years. I previously had both with State Farm, but found that Farm Bureau offered the same coverage for much less. Their customer service is spot-on. Response to claims is immediate. Support from their local office is unparalleled. I've had 2 claims within the last 17 years. I received payment within 2 weeks or less to repair the damages my home had faced.
Farm Bureau Auto Insurance Company Information
- Company Name:
- Farm Bureau
- Year Founded:
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