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About American Family Auto Insurance
American Family Insurance is a mid-level insurance company designed for drivers looking for affordable, comprehensive auto coverage and those who want to bundle home and auto policies. You can access American Family Insurance’s discounts by bundling multiple types of coverage. The company offers diminishing deductible plans and a tool that helps find repair shops.
Pros & Cons
- Competitive prices
- Diminishing deductible insurance
- Bundle discounts
- Available in only 19 states
- Services can be confusing
Featured Reviews
I had an awesome experience with American Family. My wife and I were rear-ended by an uninsured driver near Chicago… American Family's claims department was actually able to chase...
Read full reviewI have been with this insurance company for a number of years. Insurance agents are always very helpful in answering questions and filing claims. Quick response and payments whene...
Read full reviewWhat is American Family auto insurance?
American Family Insurance offers vehicle insurance for cars, motorcycles, boats, RVs and ATVs, as well as home, renters, farm, condo and landlord insurance for property and business. Its Dreams Restored Program removes the hard work of finding a repair shop to ensure you get quick, reliable service. Mexico car insurance and diminishing deductible insurance, which lowers the rate of your deductible, is also available.
American Family’s Teen Safe Driver app monitors risky driving, helping your teen become a safer driver while keeping an eye on their driving progress. Its KnowYourDrive app offers usage-based car insurance that provides drivers up to 20% in discounts depending on their safety level. Good driving and defensive driver discount programs reward responsible driving, but it's limited to residents of certain states.
How does American Family’s auto insurance work?
First, choose the American Family coverage that suits you best, then you can lower your premiums by selecting savings options, such as multipolicy or multicar discounts. American Family’s car insurance options include:
- Collision
- Comprehensive
- Property damage liability
- Bodily injury liability
- Medical expense
- Personal injury
- Gap coverage
- Underinsured
- Rental reimbursement
- Emergency road service
- Accidental death coverage
The company also offers bundling discounts, so you can combine your American Family car and home policies to save 29% on auto coverage and 20% on homeowners insurance. You can increase these savings by adding life insurance.
American Family auto insurance rates and costs
American Family’s average car coverage rates range from $1,328 to $1,412 per year; a 25-year-old man would pay, on average, $1,695 annually, and a 35-year-old woman would pay $1,322. A 60-year-old man would pay around $1,228. The company offers discounts for safe drivers, young drivers and family. It also has a diminishing deductible insurance option, which lowers your deductible so you can better prepare for unforeseen expenses if you make a claim.
Its KnowYourDrive app, a usage-based car insurance program, offers up to 20% in discounts, depending on driver safety. It also offers the potential of a 10% auto premium relief credit, as well as a variety of discounts.
American Family auto insurance FAQ
Does American Family Insurance cover car rentals?
Does American Family Insurance have accident forgiveness?
Where is American Family Insurance available?
Will American Family Insurance tow my car?
Is American Family Insurance good?
American Family Insurance offers various coverage options, and its bundling discounts help policyholders save money. It also provides accident forgiveness and optional emergency roadside assistance coverage. It’s available only in select states, but we recommend its policies for drivers in its coverage area who want insurance with multiple perks.
American Family Auto Insurance Reviews
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- 4,568,019 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
American Family Auto Insurance Company Information
- Company Name:
- American Family Insurance - Auto
- Website:
- www.amfam.com