Plymouth Rock Auto Insurance

Plymouth Rock Auto Insurance Reviews

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About Plymouth Rock Auto Insurance

Plymouth Rock Assurance offers home, renters and auto insurance throughout the Northeastern United States. Its car coverage policies feature competitive rates and customizable plans, and its standard coverage includes door-to-door valet and safety rides. The company’s add-on protection includes pet injury and gap coverage options.

Pros & Cons

Pros
  • Competitive rates
  • Customizable and comprehensive plans
  • Pet injury coverage
Cons
  • Not ideal for high-risk drivers
  • Limited availability

Featured Reviews

Verified
Westampton, NJ

They would not give up until I was satisfied. They paid for damages on the other car that I did not cause, just to avoid going to court, then they tripled my rates. Plymouth Rock ...

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Verified
Philadelphia, PA

All I needed was my driver license number and VIN number for my car, and we had the policy set up within a 20min phone convo and Plymouth Rock emailed me proof of insurance immedi...

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What is Plymouth Rock auto insurance?

Plymouth Rock Assurance is a member of the Plymouth Rock Group of Companies. All its auto policies include built-in programs and services like door-to-door valet claims and "Get Home Safe," which covers taxi rides home.

Plymouth Rock also has a “Pledge of Assurance” that guarantees customer satisfaction and promises to issue driver policies and statements correctly the first time, process all claims professionally and sensitively, try to perform physical damage appraisals when scheduled and cover all repairs by approved providers.

How does Plymouth Rock auto insurance work?

Plymouth Rock has various auto policy options. You can customize your policies to meet your needs, and you have the choice of upgrading for additional services and benefits, including:

  • Assurance Plus: Offers mobile device and laptop replacement, pet injury coverage, car seat replacement and more.
  • Assurance Preferred: Features all Assurance Plus perks as well as roadside assistance and additional towing and labor coverage.
  • Assurance Premier: Covers new car replacement, trip interruption, policy gaps, electronic key replacement and more.

You can get a quote and buy and manage your policy online.

Additional Plymouth Rock coverage includes liability, medical payments, uninsured motorist and comprehensive collision insurance.

Plymouth Rock auto insurance quotes and costs

Plymouth Rock’s auto insurance costs aren’t available online, but you can apply for a quote on its website. While Plymouth Rock emphasizes customer service over affordability, it does offer a wide array of discounts. These include:

  • Advance shopper
  • Anti-theft
  • Away at school
  • Companion package
  • Driver training
  • eDocuments
  • Good student
  • New driver
  • Pay in full

It’s also important to note that you’ll be charged for any upgrades or additional services.

Plymouth Rock auto insurance FAQ

Does Plymouth Rock have accident forgiveness?
Yes, Plymouth Rock does offer accident forgiveness — it will waive a surchargeable accident if you meet certain eligibility requirements.
Who owns Plymouth Rock?
Plymouth Rock Assurance is a member of the Plymouth Rock Group of Companies.
Where is Plymouth Rock auto insurance available?
Plymouth Rock has limited auto insurance availability. It writes car coverage policies in six states in the Northeast: New Jersey, Massachusetts, Connecticut, New Hampshire, Pennsylvania and New York.

Is Plymouth Rock a good car insurance company?

Plymouth Rock is a solid insurance company for low-risk drivers who prioritize customer satisfaction and policy customization over discounted coverage. The company emphasizes its dedication to excellent customer support, and its many benefits and services set it apart in the industry.

Plymouth Rock Auto Insurance Reviews

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    How do I know I can trust these reviews about Plymouth Rock Auto Insurance?
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Customer ServiceClaims HandlingCoverage

    Reviewed Aug. 13, 2024

    I have been a loyal customer of Plymouth Rock Assurance for several years, maintaining my policy in good standing with zero claims and always paying on time. Historically, the company conducted home assessments themselves, but they recently shifted this responsibility to customers as a self-service task. I was not aware of the importance of this new requirement and unfortunately missed completing a self-home assessment.

    Despite my years of loyalty and spotless claim record, Plymouth Rock chose to drop my coverage due to this oversight. This decision seems to prioritize cost-cutting over customer service and flexibility. It’s disheartening to see how a long-term relationship can be dismissed so quickly over a procedural change that was not properly emphasized to loyal customers. If you're considering Plymouth Rock for your insurance needs, be aware that they might prioritize their bottom line over customer loyalty and flexibility. I am extremely disappointed and now in the process of finding a provider who values their clients and provides clearer communication.

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    CoveragePrice

    Reviewed Aug. 8, 2024

    Shockingly expensive car insurance. I had Plymouth Rock for one year and was paying nearly $300 a month for bare minimum insurance, on a 2012 car. Right before my policy ended, I called the company to find out why with no points, and A clean driving record my policy was so expensive. I was told that they could not tell me at that time, but they would go over everything when I renewed. A month later I find out that my new price per month is $337 a month now, still no explanation on why. I ended up canceling my policy and going with Geico Who is giving me full coverage, AAA and only a $50 deductible for $200 LESS a month. I cannot for the life of me understand why Plymouth Rock is so expensive and apparently they don’t know either.

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      Customer ServiceCoveragePriceOnline & App

      Reviewed July 25, 2024

      I obtain car insurance because someone recommended this company to us. I did quote online and at any point I can't remember seeing that we had to use their tracking application called Yubi. I received an email after we got insured and that was it, I ignored the email because I did not know that you must use the app to be insured. I got the app on my phone but was not able to figure out how to use it. I went on vacation and we received a letter in the mail while on vacation that our policy was being canceled because we failed to use Yubi tracking app. I called to get our policy reinstated and was told we were considered risky drivers for not using the app!!!! This was ridiculous. They are trying to control what you do and your location all the time and failing to make it a priority. People understand this when you get a policy online. I was told I was not notified via phone call because I got my policy online!! Stay away from this company!!! It is not reliable!!!!

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      Sales & Marketing

      Reviewed July 24, 2024

      Stay away from this scamming company my house was vandalized. These ** won't pay. Me lied about me having my items included. Ignored my furniture being vandalized. I will not be dealing with them anymore.

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      Customer ServiceClaims HandlingCoverage

      Reviewed July 3, 2024

      Plymouth Rock filed claims when I was simply asking questions and now we are uninsurable until these claims they filed fall off. Please do not insure with them. Their customer service is the worst, and they do not care about you and will screw up your score and make you uninsurable. Evan who claims to be a supervisor provided the worst service.

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      Customer ServiceCoveragePrice

      Reviewed June 26, 2024

      The short of my feedback: unless you enjoy wasting time on insurance shopping and dealing with non-sense from Plymouth Rock, stay away from the company. Details of my experience can be found below. On 05/28/24 I got a quote (through progressive.com) which I approved and got my insurance with Plymouth Rock. On 06/21 I received an email from Plymouth Rock stating that the policy will be cancelled due to the following reasons:

      1. Roof in poor condition with worn shingles and granular loss

      2. Rear steps are missing handrails presenting a hazardous liability exposure

      In that email there was a report with pictures clearly showing only minor granular loss of shingles in a couple of places on the roof. There were no "poor condition" or "worn shingles". The reference to the "missing handrails" applies to a walkway that is located in my backyard and it is NOT a part of my dwelling that I insured with this company. Again, the pictures from the report clearly show that.

      Neither of such type of (unreasonable) requirements was ever mentioned at the time when the quote was put together nor when the company agreed to issue their policy. Had I known about that I would have not proceeded with the company to begin with. I also never had any even remotely similar problems with any of the prevous insurance companies I used in the past.

      On top of that, the same pictures show that the company's inspector entered my property without requesting my permission - this is despite the fact that the property is surrounded with the fence line that has clearly posted signs "Private Property". Not only is this not acceptable but is illegal in the state of Pennsylvania. But that is not the end of the story... When I communicated these issues (and my disagreement) to the company via email, I've got no response. And the only option that worked was their phone line. That to me is just yet another confirmation of poor customer service quality of Plymouth Rock.

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      Customer Service

      Reviewed June 21, 2024

      Horrible customer service, pushy and aggressive. Stay as far away as you can. Horrible horrible horrible. I wouldn’t go to this company if it was the last one on earth. I hope they get shut down! 0 stars.

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      Customer ServiceStaff

      Reviewed June 14, 2024

      Terrible experience., I have been paying for more than 2 years and never had an accident. But now I have on accident and that was the other person fault. I called the insurance to let them know what happened but the person was very rude. Terrible customer service. Please don’t choose this company.

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      Claims HandlingCoverage

      Reviewed May 7, 2024

      Had this insurance for a few years. Never filed a claim. However, when I tried to ask about whether or not they would cover an issue of a leaking pipe they opened a claim so they could tell me no. Even though no payment was paid out it still was a strike against us. Soon afterwards we received a letter stating there were hazards reported and they needed to come out and do an internal inspection of our home. (And outside) We have a well-maintained house inside and out! So they send a guy out, he takes pictures...they get back to us. The letter states our hazards. 1. A ladder leaning against our shed (which my husband just put there a day ago after unloading his truck from work) 2. A 1" gap at the front door stoop against the house.

      That's it! Next letter...fix it before the end of the month (which BTW was only 3 weeks) or we may cancel your policy. Are you for real? Next letter... We will be raising your policy payment 48%. Do you think they were trying to get rid of us? Yup! Unethical, threatening and upsetting! Steer clear of this communistic insurance company!!! Which BTW...is now a Progressive Co.

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      Online & App

      Reviewed April 23, 2024

      Plymouth Rock makes you download a UB app where you have to log a certain amount of drives, I carpool to work so I do not drive however they still log those driving. And asked me if I was driving a passenger on a plane walking? Why is it their business what I’m doing while I’m not driving. It should not be legal for them to track me. Meanwhile, in the contract, it says that I opted in for the app. But when I didn’t download the app, they sent me a letter of termination advising that I cannot have that insurance without using the app and technically illegal for us to be tracked 24 seven.

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      Plymouth Rock Auto Insurance Company Information

      Company Name:
      Plymouth Rock Auto Insurance
      Year Founded:
      1983
      Address:
      695 Atlantic Ave.
      City:
      Boston
      State/Province:
      MA
      Postal Code:
      02111
      Country:
      United States
      Website:
      www.prac.com