Plymouth Rock Auto Insurance

Plymouth Rock Auto Insurance Reviews

About Plymouth Rock Auto Insurance

Plymouth Rock Assurance offers home, renters and auto insurance throughout the Northeastern United States. Its car coverage policies feature competitive rates and customizable plans, and its standard coverage includes door-to-door valet and safety rides. The company’s add-on protection includes pet injury and gap coverage options.

Pros
  • Competitive rates
  • Customizable and comprehensive plans
  • Pet injury coverage
Cons
  • Not ideal for high-risk drivers
  • Limited availability

Featured Reviews

Westampton, NJ
Verified purchase
They would not give up until I was satisfied. They paid for damages on the other car that I did not cause, just to avoid going to court, then they tripled my rates. Plymouth Rock ...

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Philadelphia, PA
Verified purchase
All I needed was my driver license number and VIN number for my car, and we had the policy set up within a 20min phone convo and Plymouth Rock emailed me proof of insurance immedi...

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What is Plymouth Rock auto insurance?

Plymouth Rock Assurance is a member of the Plymouth Rock Group of Companies. All its auto policies include built-in programs and services like door-to-door valet claims and "Get Home Safe," which covers taxi rides home.

Plymouth Rock also has a “Pledge of Assurance” that guarantees customer satisfaction and promises to issue driver policies and statements correctly the first time, process all claims professionally and sensitively, try to perform physical damage appraisals when scheduled and cover all repairs by approved providers.

How does Plymouth Rock auto insurance work?

Plymouth Rock has various auto policy options. You can customize your policies to meet your needs, and you have the choice of upgrading for additional services and benefits, including:

  • Assurance Plus: Offers mobile device and laptop replacement, pet injury coverage, car seat replacement and more.
  • Assurance Preferred: Features all Assurance Plus perks as well as roadside assistance and additional towing and labor coverage.
  • Assurance Premier: Covers new car replacement, trip interruption, policy gaps, electronic key replacement and more.

You can get a quote and buy and manage your policy online.

Additional Plymouth Rock coverage includes liability, medical payments, uninsured motorist and comprehensive collision insurance.

Plymouth Rock auto insurance quotes and costs

Plymouth Rock’s auto insurance costs aren’t available online, but you can apply for a quote on its website. While Plymouth Rock emphasizes customer service over affordability, it does offer a wide array of discounts. These include:

  • Advance shopper
  • Anti-theft
  • Away at school
  • Companion package
  • Driver training
  • eDocuments
  • Good student
  • New driver
  • Pay in full

It’s also important to note that you’ll be charged for any upgrades or additional services.

Plymouth Rock auto insurance FAQ

Does Plymouth Rock have accident forgiveness?
Yes, Plymouth Rock does offer accident forgiveness — it will waive a surchargeable accident if you meet certain eligibility requirements.
Who owns Plymouth Rock?
Plymouth Rock Assurance is a member of the Plymouth Rock Group of Companies.
Where is Plymouth Rock auto insurance available?
Plymouth Rock has limited auto insurance availability. It writes car coverage policies in six states in the Northeast: New Jersey, Massachusetts, Connecticut, New Hampshire, Pennsylvania and New York.

Is Plymouth Rock a good car insurance company?

Plymouth Rock is a solid insurance company for low-risk drivers who prioritize customer satisfaction and policy customization over discounted coverage. The company emphasizes its dedication to excellent customer support, and its many benefits and services set it apart in the industry.

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Plymouth Rock Auto Insurance Reviews

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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Customer ServiceClaims Handling

    Reviewed March 5, 2025

    I've had USAA auto insurance for 20 years. A year ago I switched to Plymouth Rock as they saved me a little bit of money. I had to file a claim with them as my vehicle was vandalized. The process took forever and it took me weeks before I could even get so much as a text message back from my claims representative. I would spend day after day calling, texting, emailing them with no response. I switched back to USAA and canceled my policy with Plymouth only to find they debits my account hundreds of dollars days after I canceled. Horrible experience, would not recommend this company!

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    Customer ServiceStaff

    Reviewed Jan. 30, 2025

    Extremely unhappy with Plymouth Rock. My car got rear ended. Police was called. Insurance information exchanged. Straight forward situation. Customer reps are evasive, rude, disrespectful, offensive. They treat you as if you are guilty and have to proof you are not. Absolutely not recommending this provider.

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      Claims HandlingCoverageStaff

      Reviewed Jan. 16, 2025

      Do not insure with Plymouth Rock auto insurance! Recently my husband and I were involved in an auto accident with the other driver 100 percent at fault. Plymouth Rock was useless in getting our claim established. The accident transpired on December 21, 2024. To date, January 16. 2025 we do not have a claims adjuster assigned to our claim! We have been bounced from one department to another each individual we speak to has no authority to act. One adjuster admitted to us that they do not know how to process claims!!!

      The adjusters are charging us for items either covered by our policy/contract or monies that Plymouth Rock can receive by subrogation and indemnification of the at fault driver's insurance policy. We are the injured victims being hassled and further victimized by our own insurance Plymouth Rock. Use Progressive they were the other carrier and their claims adjusters know what to do. Plymouth Rock is the worse. If I could give a negative number I would.

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      Profile pic of the author.

      Reviewed Dec. 29, 2024

      I totaled my Lexus 2024 Vehicle in June of 2024. They tried every loophole to not pay it. They were hard to get in touch with for any answers. They did not pay enough on the claim. I owe now $51,000 to Lexus. I am seeking a lawyer.

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      Customer ServiceCoverageStaff

      Reviewed Dec. 20, 2024

      I had Plymouth Rock for years and never needed them but when they couldn't cover a new vehicle adequately I went with a new carrier. I received a refund check after sending an email inquiring about it and deposited it in my account. A second check appeared in the mail for the same amount so I knew it was by mistake so I notified my agent and a few hours later they pulled back the deposited check from my account that was my money from a refund. I've sent emails, no reply asking for them to return my money but no response.

      I sent the second check to my agent and they said I have to deposit it to get my money back. It's been a month waiting for my money back. Don't wait until you need them to get burned stay clear of cheap insurance because it's when you need them that it counts. I noticed most of the good reviews are from people that haven't needed them yet. I'll never go back or recommend them.. That was my money in my account they stole.

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      Staff

      Reviewed Dec. 17, 2024

      Thanks a lot for giving me false information! Your agent said my loan was paid in full, but I checked on it and there is still $1000 owed. Glad I didn’t take your word for it or my credit would be going down. So glad your company goes the extra mile for your customers...goodbye. Oh and thanks for the refunding my deductible like your agent said. I mean we got our car totaled by some old lady, lost $3000 so might as well take another $500 from us, right!? Told me we had $3000 in damages, then gets to the shop and it’s now $9000 and totaled. Agent got what he needed then left me hanging with a $1000 bill that I was told was paid in full. Thanks Alex, you’re the best. Crooks.

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      Coverage

      Reviewed Dec. 7, 2024

      "It's their promise to abort you when it matters most..." Great place for insurance, as long as you never need to use it!!! I will share the outcome of my claim and all related documentation here once an outcome is reached. Stay tuned.

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      Coverage

      Reviewed Nov. 1, 2024

      If I could give them a zero I would. They never did their job in giving the other insurer the information they need. I had to deal with the other insurer myself. This insurance is lazy, and DOES NOT DO THEIR JOB. Avoid at all cost.

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      Customer ServiceClaims HandlingCoverage

      Reviewed Aug. 13, 2024

      I have been a loyal customer of Plymouth Rock Assurance for several years, maintaining my policy in good standing with zero claims and always paying on time. Historically, the company conducted home assessments themselves, but they recently shifted this responsibility to customers as a self-service task. I was not aware of the importance of this new requirement and unfortunately missed completing a self-home assessment.

      Despite my years of loyalty and spotless claim record, Plymouth Rock chose to drop my coverage due to this oversight. This decision seems to prioritize cost-cutting over customer service and flexibility. It’s disheartening to see how a long-term relationship can be dismissed so quickly over a procedural change that was not properly emphasized to loyal customers. If you're considering Plymouth Rock for your insurance needs, be aware that they might prioritize their bottom line over customer loyalty and flexibility. I am extremely disappointed and now in the process of finding a provider who values their clients and provides clearer communication.

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      CoveragePrice

      Reviewed Aug. 8, 2024

      Shockingly expensive car insurance. I had Plymouth Rock for one year and was paying nearly $300 a month for bare minimum insurance, on a 2012 car. Right before my policy ended, I called the company to find out why with no points, and A clean driving record my policy was so expensive. I was told that they could not tell me at that time, but they would go over everything when I renewed. A month later I find out that my new price per month is $337 a month now, still no explanation on why. I ended up canceling my policy and going with Geico Who is giving me full coverage, AAA and only a $50 deductible for $200 LESS a month. I cannot for the life of me understand why Plymouth Rock is so expensive and apparently they don’t know either.

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      Plymouth Rock Auto Insurance Company Information

      Company Name:
      Plymouth Rock Auto Insurance
      Year Founded:
      1983
      Address:
      695 Atlantic Ave.
      City:
      Boston
      State/Province:
      MA
      Postal Code:
      02111
      Country:
      United States
      Website:
      www.prac.com