Mendota Auto Insurance

Mendota Auto Insurance

 1.3/5 (95 reviews)
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Overall Rating1.3 out of 5
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About Mendota Auto Insurance

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Mendota Insurance provides auto coverage through independent local agents across the United States. The company is known for serving a wide variety of customers, including those considered high-risk drivers who might have a hard time finding coverage elsewhere. Its claims services are open 24/7, and it provides flexible payment options.

Pros & Cons


  • Insures high-risk drivers
  • Claims department available 24/7
  • Flexible payment options


  • Not much info online
  • Low customer ratings

Bottom Line

Mendota is a nonstandard insurer that offers auto policies through local agents all over the U.S. It focuses on mid- to high-risk drivers in particular. Its website doesn't have much info, but its claims experts are available 24/7.

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What is Mendota car insurance?

Mendota is a nonstandard auto insurance company designed to support high-risk drivers — those with strikes against their record like frequent claims, DUIs or license suspension, for instance. The company offers low down payment options and competitive pricing, and its coverage is available exclusively from local independent agents, providing a personalized experience for drivers. Mendota offers 24/7 claims filing and a toll-free customer service line.

How does Mendota car insurance work?

Because independent agents market its coverage, Mendota’s website doesn’t tell much about its options. Most similar providers offer common coverages like liability, comprehensive, collision, medical payments, personal injury protection and underinsured/uninsured motorist. High-risk policies usually come with higher costs, too, so drivers in this category might prefer a policy that just meets minimum state liability requirements in order to save money.

Mendota lets you report claims on its website or toll-free service line 24/7; your independent agent will follow up if necessary. You’ll need to provide information like your policy number, accident details, contact details for involved parties and the police report (if filed). Even if you don’t have all the required information, Mendota encourages you to report an accident as soon as possible.

Mendota car insurance quotes

Mendota doesn’t provide its rates online. Instead, a local independent agent can provide tailored quotes based on your coverage needs. Given that it writes policies for high-risk drivers, it’s likely its quotes are higher than what standard insurance companies offer. However, Mendota does promise competitive pricing, low down payments and flexible payment options. You can pay for Mendota coverage by:

  • Cash
  • Electronic funds transfers
  • Check
  • Visa
  • Mastercard
  • Discover

Mendota car insurance FAQ

Is Mendota Insurance a standard company?
No. Mendota is a nonstandard company. It writes policies focused on medium- to high-risk drivers.
Who owns Mendota insurance?
Mendota Insurance is a subsidiary of Premier Holdings Inc. — the company bought Mendota in 2018 from Kingsway Financial Services.
Where is Mendota Insurance available?
Mendota Insurance is available across the United States. Local independent agents market its coverage throughout the country.
Where is Mendota Insurance located?
Mendota Insurance is headquartered in Nashville, Tennessee.

Is Mendota car insurance worth it?

Mendota writes policies for drivers who might struggle to find coverage elsewhere. It focuses on mid- to high-risk drivers, including those with DUIs, frequent claims or suspended licenses, who need to meet state coverage minimums — though its rates are probably higher than what you’d get with a standard insurance company. While nonstandard coverage for high-risk drivers can be harder to find, make sure to explore all your options before choosing an insurer.

Mendota Auto Insurance Reviews

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Page 1 Reviews 0 - 10
Verified Reviewer
Original review: March 13, 2023

We have a claim which the driver damaged our property on 2/22/23. Insured has insurance however after providing everything to the adjuster they will not pay nor call back. Gary **, adjuster and his supervisor Andrew ** apparently do not car that the company takes money from clients for auto protection then just do not pay if something happens. This company is a fraud and is just like SVB bank! Watch out and do not buy insurance from Mendota because you will get sued by the person which you cause damage and your money would be better spent paying for an attorney to help you after you damage someone's vehicle or property.

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Verified Reviewer
Original review: Feb. 8, 2023

Kenyatta ** needs a lesson in customer service. My parents do not speak English well and I have been the middle man for this total loss claim. Her instructions are very unclear and does not help understand the process. She does not answer her phone, but seems to prefer texts. It does take about 48 hours for her to respond. She scolded me over the phone due to me not being patient, so I've tried my best to back off. Toyota sent over the title on 1/31 and Kenyatta is still telling me they haven't received it, so I just called to let her know that Toyota was sending it again but she ended up hanging up the phone mid sentence because I was "rude". She is the one that raised her voice at me, but I did nothing but listen.

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    Verified Reviewer
    Original review: Dec. 22, 2022

    I called in to make a payment because my account wasn’t charged. Asked to speak with a manager because clearly the employees need to be trained again. The employees give you one answer then management gives you a whole other answer. I spoke with HELEN, she is the rudest women on earth and should not be working for a company if she doesn’t know how to speak to customers correctly. I was explaining why I was calling and what one of her employees told me and she decided to not let me speak. She kept speaking over me not letting me talk.

    On top of that she decided to hang up on me while I was speaking. Mendota that’s who you hire? I’ll take this as far as I can. If that involves me writing a review every day TRUST ME I WILL. Thank you to Tina for helping me out and being professional and taking my payment. Thank you for doing your job. Helen if you dislike your job so badly and or customers I advise you get a job elsewhere that doesn’t involve PEOPLE. RUDE, UNPROFESSIONAL, NO HELP.

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    Verified Reviewer
    Original review: Nov. 18, 2022

    Went to make our car insurance payment this month. Our insurance went up 1000.00 with no knowledge. When I called to find out what the problem was. The rude woman said, "Well it's because your kids were added to your policy." Excuse me? Who gave you that right? She said, "There's nothing I can do to help you, you'll have to your agent." I said, "Well it's a holiday. How am I supposed to do that." I hate this company. Their customer service is horrible. I cannot wait until January when we can find a new company.

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    Verified Reviewer
    Original review: May 8, 2021

    My policy that I have had for 3+ years was cancelled by their own doing with no prior knowledge to me. You can't use online payment as it never worked. I called my premium in as usual on 4/28/21. It was processed by live person and recorded my voice authorization by me to take $52.00 dollars within 3 days. I was given a authorization number and done. On 5/07/21 no money taken from bank so I call to find out cancellation. The woman I talked to put words in my mouth and tried overtalking me. I apologize and ask for manager. She put me on hold and dumped my call. That is the last time I've been ** on by that horrible company. DO NOT EVER USE MENDOTA INSURANCE. I have another claim and it's totaly different from same company.

    2 people found this review helpful
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    Verified Reviewer
    Original review: March 1, 2021

    I was notified Saturday February 27th around 5 pm via USPS that my insurance policy would be cancelled on March 1st at 1201 am. Obviously unable to reach anyone with the company(s) The Zebra / Mendota due to it being a weekend, my policy was cancelled. Now as of the 1st, I have contacted both companies and been informed that my financial institution declined the payment that was set up to automatically occur. However, my financial institution doesn't show a record of a declined transaction and I received no notification other than the extremely late postal letter.

    The Zebra / Mendota are not performing due diligence in policyholder notification, The Zebra / Mendota are not offering electronic notifications. I was then told I would have to pay a $20.00 dollar reinstatement fee for a policy that should not have been cancelled, along with a $25.00 NSF fee for a declined debit card transaction that doesn't exist to my knowledge. I believe the company to be acting fraudulently and unethically.

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    Verified Reviewer
    Original review: Jan. 21, 2021

    I pay insurance automatically from my bank account. I noticed that I didn't have a charge from Mendota and called them and they told me my policy was canceled and my license was suspended. I had to pay $156 before doing my route this afternoon causing me to be 30 minutes late. I drive a school bus. I cannot afford to have a tarnished license. It is now tarnished because of them. My insurance rates at a couple of the places I contacted for insurance wanted to charge me much more for insurance because of it.

    I did find someone at a reasonable rate. They say policy was canceled for non-payment and that they sent notice in the mail. I received nothing from them, I received no calls or texts, and received no email informing me of a problem. I would have paid if I knew. I have up to now had a lot of money between stimulus money and paychecks for working. I pay my insurance but now my reputation is for doing so was wiped out. My employer was not happy. I am not happy. I am contacting lawyers now to try and get compensated. Do not trust this company.

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    Verified Reviewer
    Original review: Nov. 24, 2020

    I received an additional bill after I cancelled w/ Mendota. It was not stated why on the invoice, so I called them. The lady that answered really had a hard time explaining why to satisfy my mind. She was borderline rude & shouldn't be customer servicing. Glad I cancelled my policy!

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    Verified Reviewer
    Original review: July 13, 2020

    In January of 2017 our daughter was hit by one Mendota’s insureds. After three years of patiently waiting for any sort of response from Mendota regarding our claim and four months of negotiating on a settlement amount, we are now seven days with a false payment in hand and back to square one, faced with making a decision on exactly what we were trying to avoid in the first place, litigation. They wrote us a bad check after three years of our daughter suffering from her permanent injuries. To top it off, they’ve been nothing more than RUDE throughout the entire experience. TOTALLY UNACCEPTABLE!

    8 people found this review helpful
    Verified Reviewer
    Original review: April 10, 2020

    This company is very unprofessional and rude. They took over 400.00 out of my account in a 6 day period without authorization. When I called they basically said it legal because policy went up based on address and they would not refund any money. I would strongly recommend not going with this company.

    3 people found this review helpful
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