Mendota Auto Insurance Reviews

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About Mendota Auto Insurance

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Mendota Insurance provides auto coverage through independent local agents across the United States. The company is known for serving a wide variety of customers, including those considered high-risk drivers who might have a hard time finding coverage elsewhere. Its claims services are open 24/7, and it provides flexible payment options.

Pros
  • Insures high-risk drivers
  • Claims department available 24/7
  • Flexible payment options
Cons
  • Not much info online
  • Low customer ratings

What is Mendota car insurance?

Mendota is a nonstandard auto insurance company designed to support high-risk drivers — those with strikes against their record like frequent claims, DUIs or license suspension, for instance. The company offers low down payment options and competitive pricing, and its coverage is available exclusively from local independent agents, providing a personalized experience for drivers. Mendota offers 24/7 claims filing and a toll-free customer service line.

How does Mendota car insurance work?

Because independent agents market its coverage, Mendota’s website doesn’t tell much about its options. Most similar providers offer common coverages like liability, comprehensive, collision, medical payments, personal injury protection and underinsured/uninsured motorist. High-risk policies usually come with higher costs, too, so drivers in this category might prefer a policy that just meets minimum state liability requirements in order to save money.

Mendota lets you report claims on its website or toll-free service line 24/7; your independent agent will follow up if necessary. You’ll need to provide information like your policy number, accident details, contact details for involved parties and the police report (if filed). Even if you don’t have all the required information, Mendota encourages you to report an accident as soon as possible.

Mendota car insurance quotes

Mendota doesn’t provide its rates online. Instead, a local independent agent can provide tailored quotes based on your coverage needs. Given that it writes policies for high-risk drivers, it’s likely its quotes are higher than what standard insurance companies offer. However, Mendota does promise competitive pricing, low down payments and flexible payment options. You can pay for Mendota coverage by:

  • Cash
  • Electronic funds transfers
  • Check
  • Visa
  • Mastercard
  • Discover

Mendota car insurance FAQ

Is Mendota Insurance a standard company?
No. Mendota is a nonstandard company. It writes policies focused on medium- to high-risk drivers.
Who owns Mendota insurance?
Mendota Insurance is a subsidiary of Premier Holdings Inc. — the company bought Mendota in 2018 from Kingsway Financial Services.
Where is Mendota Insurance available?
Mendota Insurance is available across the United States. Local independent agents market its coverage throughout the country.
Where is Mendota Insurance located?
Mendota Insurance is headquartered in Nashville, Tennessee.

Still have questions?

Is Mendota car insurance worth it?

Mendota writes policies for drivers who might struggle to find coverage elsewhere. It focuses on mid- to high-risk drivers, including those with DUIs, frequent claims or suspended licenses, who need to meet state coverage minimums — though its rates are probably higher than what you’d get with a standard insurance company. While nonstandard coverage for high-risk drivers can be harder to find, make sure to explore all your options before choosing an insurer.

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Mendota Auto Insurance Reviews

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    Page 1 Reviews 0 - 10
    Customer Service

    Reviewed May 1, 2026

    Worst company, I’ve been dealing with a claim for over a week and every time I call at different times during the day it’s always closed.

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    CoverageSales & MarketingStaff

    Reviewed Nov. 25, 2025

    Write 1 just because there is no 0. Mendota is a scam that designed for illegal immigrants and criminal individuals who normal insurance companies refuse to cover and provide service. No use at all except let crazy people drive legally and kill other driver and passengers.

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      Customer ServiceSales & MarketingStaff

      Reviewed Oct. 1, 2025

      This is a scam. They should all be in jail for fraud. I got rear ended and totaled my car. They are not tryna pay me, their offer was $500. I was so embarrassed and diabolical by the customer service. The lady was so rude, the adjust Ms. ** and supervisor Cherry are very disrespectful and unprofessional. I wish I could give 0 stars. I have lost my car from the wreck and now I’m losing my home for eviction because they never paid me for my missing wages from work after she asked me to send my documents. This is place need to be shut down IMMEDIATELY‼️‼️‼️

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      Customer ServiceCoverageRefunds & PayoutsStaff

      Reviewed July 17, 2025

      The absolute worst company ever and the sneakiest of employees. Kept trying to say my vehicle was a total loss, pulled the claim and repaired it ourselves. Left review at BBB, should be getting reimbursed as it shouldn't have been a TL, submitted everything and had been in contact....UP until they are once again trying to push a "reopened" claim through as a total loss. How on earth does one stay in contact with you, know you're keeping your just repaired vehicle and know it shouldn't have been a total loss and then contact stops all the while behind the scenes you're setting it up as a total loss and trying to set up times for a tow truck to come get it? Absolutely shady AF business practices. Changed value of vehicle from their original value so they can try and deem it that way. They are so shady and just a bunch of thieves.

      So after now getting texts to come pick up my "total loss" COMPLETELY REPAIRED vehicle we immediately opened a new policy elsewhere with a reputable company and have now sent the email. To cancel this policy effective immediately. There's a reason all their reviews are AWFUL. Horrible company and even ruder and sneakier employees. They should be disgusted in themselves the way they try and take advantage of people. Back to the lawyer to sue them and the insurance commissioner as well. They don't save you money, they steal it from you. Run as far away from this company as you can.

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      CoveragePrice

      Reviewed July 11, 2025

      I was rear ended by a Mendota policyholder. Mendota wants to total my car and pay me $1,400 for my car. The book value is $7,000. I was told I am free to file a claim with my insurance company and they can try to collect from Mendota

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      Customer ServiceCoverageStaff

      Reviewed Oct. 22, 2024

      The absolute worst insurance company in the world. Their driver (** intoxicated) hit me, the cop determined their liability. They did not acknowledge liability till a week after. Was assigned an adjuster Jhonda **. She never picks up the phone. She hung up on me once, and on my insurance AAA once as well. They promised to mail a check of 4k when my estimate is 7k. Reporting to insurance commission and BB as well. Fraudsters.

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      Customer ServiceStaff

      Reviewed Oct. 1, 2024

      Made a claim on September 26th, gotten an adjuster assigned to my claim. Her name is Nicole ** and haven't reached out to me. I've called twice no answer and left a message. Don't understand why is it taking so long to respond. I've sent pictures and the police report in my claim.

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      Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaffTransparencyCommunication

      Reviewed Aug. 27, 2024

      I wanted to write an OK review about Mendota Insurance but they made it near impossible for me. Long story short, my car got totaled and let me tell you dealing with them has been a NIGHTMARE. First, it took the agent that was assigned my case about 1 week from the day of the accident to reach out to me, and even then I HAD to call her to get a hold of her, and she said "she was planning on calling me soon" <-- first RED flag. After that, they gave me a rental but only wanted to give it to me for 7 days, which I was confused on considering I pay for rental coverage. Anyways, they were able to give me a rental for about 4 weeks which was better than nothing.

      Fast forward to now, it has been about TWO months since the accident and the lack of communication from EVERYONE in this company is insane. Lack of communication and professionalism, it is so frustrating having to chase people down to get an update about the claim. It is extremely EXHAUSTING, to the point that the agent that has been helping does not even reply to my texts anymore. I have to call her every time so that I can hear from her and get an answer. Despite the frustration I have been nothing but nice, so you would think they would AT LEAST try to keep you in the loop of things, maybe being mean and demanding is the way to go? Not my style but perhaps it would work better in situations like this.

      Last but not least, I am not a fan of the back and forth texting. I have never been sent an email, nothing at all. I have dealt with other auto insurances that deal with everything online which makes things better. It's not like I'm getting constant updates about what's going on anyways so I do not understand why they can't be more professional and utilize email or something.

      If I could give 0 stars, I would. I pay almost $300 MONTHLY for probably the worst insurance I have ever had. I cannot wait for this to be resolved, it's a waste of my money and I have wasted about 2 months of my life dealing with these people. OH also, they paid about $2000 LESS than what my car's payoff was. THANKFULLY, I had GAP insurance that will be covering the rest. I have never been more disappointed, frustrated, and extremely saddened by the way a company treats its clients. I understand working for an insurance company might not be the best, and people are mean, but the lack of empathy these people have shocks me.

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      Punctuality & Speed

      Reviewed Aug. 6, 2024

      Scammers. I have been waiting for my claim check for three months and it has not arrived. First they sent me the check and it did not arrive and I was able to contact them and they cancelled it and issued another one, which do you think arrived, the one they had cancelled and I could not cash it, conclusion the one they issued has not arrived and that was a month and a half ago and no check sent by mail takes that amount of time to arrive. I have been dealing with them for 3 months for the claim. I am going to sue. I am not going to sit idly by because of scammers.

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      CoverageRefunds & PayoutsStaff

      Reviewed Aug. 2, 2024

      I had a claim last summer that required my car to be in the shop for 2 weeks. I requested a rental as I have rental reimbursement coverage. I was told that would not be possible as it is not a part of my coverage. Now that I'm attempting to switch carriers I pulled my declarations page and found that it is in fact a coverage I'm paying for. This is by definition bad faith insurance, bad practice, and illegal. I know this because I am a licensed insurance agent.

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      Mendota Auto Insurance Company Information

      Company Name:
      Mendota
      Website:
      www.mendota-insurance.com