Allstate Car Insurance Reviews

4,860,171reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Allstate Car Insurance

Allstate is an auto insurance company with a large network of agents throughout the country. It offers online quotes and provides coverage for cars, motorcycles and ATVs. You can file claims with Allstate online, and the company extends discounts for bundling multiple insurance policies.

Pros
  • Coverage in all states
  • Various discount programs
  • Innovative technological resources
Cons
  • Premium increases after first term
  • Ride for Hire not in all states

Featured Reviews

San Diego, CA
Verified purchase
I have been a customer of Allstate for over 30 years.My agent Jordie ** and Assistant Dee makes sure I have the best coverage. When I had an accident, the claim was processed quic...

Read more

Gilbert, AZ
Verified purchase
...after my agent retired, I started shopping around and found an Allstate agent who introduced me to a whole new world in insurance needs… Allstate's customer service has been gr...

Read more

What is Allstate auto insurance?

Allstate offers auto, home, renters, term life, condo, motorcycle and business insurance, as well as other coverage options. Allstate’s agents give auto policyholders personalized help and technological tools like Drivewise, and the company also offers specialty policies — e.g., classic car insurance and auto coverage for travel to Mexico.

Allstate extends its specialized packages to teen drivers, students and rideshare operators. Its policies include rewards, a safe driving bonus, accident forgiveness and new car replacement. Accident forgiveness coverage ensures a driver’s rates remain the same after an accident even if it’s their fault.

Allstate auto insurance coverage

To get a quote for Allstate’s car insurance, you’ll need to provide your name, date of birth and address, as well as the year, make and model of your vehicle. You’ll pick the type of coverage you want, choosing from:

  • Collision
  • Comprehensive
  • Liability
  • Medical payments
  • Sound system
  • Roadside
  • Personal umbrella
  • Uninsured
  • Rental reimbursement
  • Personal injury protection

After choosing your coverage, you’ll set coverage limits and select deductibles (make sure you take your state laws into consideration). Policyholders have access to resources like Drivewise and rideshare insurance, and some qualify for price cuts including new car and multipolicy discounts.

Allstate auto insurance rates

Average Allstate car insurance rates vary from around $1,770 to $1,983 per year. You can claim new car, multipolicy or teen driver discounts, and the company rewards good drivers with points that are redeemable for gift cards, sweepstakes and daily deals.

Allstate’s accident forgiveness policy ensures your rates won’t increase after an accident even if it’s your fault, and its Deductible Rewards program takes $100 off deductibles after sign-up and a further $100 off each year for safe driving (up to $500). Its Ride for Hire rideshare program provides deductible gap coverage for damages up to $2,500 but isn’t available in every state.

» MORE: How much is car insurance?

Allstate auto insurance FAQ

How much does Allstate car insurance cost?

Cost depends on various factors, including the driver’s age and car model. For example, a 25-year-old driver will pay between $2,000 and $2,100, a 35-year-old driver will pay around $1,850 and a 60-year-old will pay about $1,750. The average cost per annum is $1,880.

Does Allstate have comprehensive car insurance coverage?

Yes. Its comprehensive coverage is for damage related to vandalism, hail, fallen trees, theft and other circumstances.

How far back in your driving record does Allstate look?

In most cases, Allstate checks your record up to five years prior.

How can I lower the price of my Allstate car insurance?

You should avoid getting speeding tickets, consider changing your coverage and focus on safe driving. You might qualify for bonus rewards, which reduce rates for responsible drivers. You can also get discounts for signing multiple policies, buying a new car or achieving good grades. Setting higher deductibles or parking your car in a garage will also lower your premiums.

How do you file a claim with Allstate?

You can file a claim with Allstate over the phone, on the website or through the mobile app. Be sure to collect information about the incident prior to filing a claim such as the date, time, location, photos and the information of other parties involved.

Is Allstate car insurance good?

Allstate offers an easy-to-file claims process, and its services are available nationwide. While its rates can be a bit costly compared to competitors’, Allstate’s auto insurance is a solid option for drivers looking for convenient and accessible coverage with several policy options and flexible add-ons.

Shop with confidence

Compare with top companies

Allstate Car Insurance Reviews

Filter by Rating

  • (362)
  • (272)
  • (164)
  • (110)
  • (1,294)

Popular Mentions

    How do I know I can trust these reviews about Allstate Auto Insurance?
    • 4,860,171 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Allstate Auto Insurance?
    • 4,860,171 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Profile pic of the author.
    Customer ServiceCoverageStaffBilling

    Reviewed Dec. 4, 2025

    My family and I had not long ago relocated to the Hermitage PA area from Georgia. We needed to insure our vehicles and our home. Ms. Chelsea and Ms. Billi welcomed us to the area with open arms and took care of all of our needs. Their professionalism is matched by their warmth and care, making our transition seamless! You know they must excel at their craft when you look forward to paying your bill (lol). While some businesses look to make a buck, Chelsea and Billi actually provide a customer service that makes them a credit to the Allstate establishment, and I would recommend them to anyone who is looking for, not just affordability; but to professionals who make you truly feel you're in good hands.

    Thanks for your vote!
    Profile pic of the author.
    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffBillingRates

    Reviewed Dec. 3, 2025

    I tried to log into the Allstate app today so I can view my bill and now it's forcing you to accept policies that allowed them to track your driving. This is a scam to have an excuse to go up on your rates. Oh well, I guess I won't be using the app anymore. I guess I'll just have to call and book my agent or call customer service every 5 minutes when I have a quick question, or I need something. 🤷🏾‍♂️🤷🏾‍♂️🤷🏾‍♂️

    Thanks for your vote!

    Not sure how to choose?

    Get buying tips about Car Insurance delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      CoverageStaff

      Reviewed Oct. 18, 2025

      ELISHA ** at Hunter Russell's Allstate Insurance Agency is the best!!! She deserves "Agent of the Year" award. She has went out of her way (coming in on a Saturday) just to help my son get a policy started so that he's good to drive his new vehicle. We love all the agents here, but the way she went above and beyond to help us today, she is truly an Angel in disguise!!! God Bless!!

      Thanks for your vote!
      CoverageStaff

      Reviewed Sept. 12, 2025

      I had a great experience working with Jitesh on both my auto and property insurance. He was very professional, patient, and knowledgeable, taking the time to explain all my options clearly. Jitesh helped me get the right coverage and made the process smooth and stress-free. I truly appreciate his support and would highly recommend him to anyone looking for reliable insurance advice and service.

      Thanks for your vote!
      Staff

      Reviewed Aug. 28, 2025

      I have been with Allstate for a while and I absolutely love my Representative "Cynthia **", she is very knowledgeable and experienced at her job, she was very professional and attentive to a situation I was in and assisted me all the way through the whole process. When we were done speaking I had all the understanding that I needed and stress level was reduced to 0!! I will be an Allstate customer forever because of her and would recommend them and request Cynthia's assistance to anyone.

      Thanks for your vote!
      Customer ServiceCoverageMaintenance

      Reviewed April 9, 2026

      Allstate operates like a completely dysfunctional organization. Processes are disorganized, communication is inconsistent, and every simple issue becomes a long, frustrating experience because departments don’t seem to coordinate with one another. Nothing feels streamlined or efficient, and it’s clear the internal structure is broken. For a national insurance company, this level of disarray is unacceptable. My dissatisfaction is with Allstate as a company, not with the individuals trying to work within a flawed system.

      Thanks for your vote!
      Verified purchase
      Customer ServiceCoveragePriceStaffBilling

      Reviewed April 7, 2026

      This complaint is for Brian ** Allstate insurance in Holly, mi. ON 03/23/26,after receiving a notice of a 300 increase in home insurance coverage (second increase in 2 years) that would put the yearly payment to nearly 1800. I switched to a different agency starting coverage when my policy expired from Allstate. I notified allstate that I was changing insurers and that I was not renewing my coverage with them. Adding in they are no longer authorized to withdraw from my bank account. Allstate immediately canceled my coverage (both home and auto that were already paid in full for).

      Once I contacted the representative over the cancelation, I was notified that I was to be charged to reinstate the insurance to the renewal date, due to it being canceled by their negligence. Again, I informed the representative and Brian ** himself, that they are not authorized to withdraw from my bank account via email and recorded phone call.. Brian acknowledged this in his response. On 04/07/2026 allstate made an unlawful withdrawal from my account to "reinstate" a policy that is already past renewal and not authorized..

      Thanks for your vote!
      Profile pic of the author.
      Customer ServicePriceStaff

      Reviewed March 18, 2026

      I have been dealing with a total loss claim with them for over two months now. I was assigned a representative to my claim and have had the absolute worst experience. She could not even answer my calls or messages and each person I talk to gives me different information. Overall, I HIGHLY suggest you just get GEICO because while it may be pricey, at least they take care of their customers.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceCoverageRefunds & PayoutsStaffTimeliness

      Reviewed March 16, 2026

      The local branch of Allstate, Tim Baker and his associates in Staunton, Virginia are wonderful, on top of their game and great people to work with! Unfortunately, the people at Allstate Corporate have no idea what the left and right hand are doing. I had a huge collision with a truck that shot across the road the road in front of me that totaled my car on 10-16-25. First, I had to make three taped interviews with three different representatives of what happened. Yep, three.

      Then I got an email from the manager that handles totaled cars that if I didn't remove my car from the towing company's lot, I would have to pay storage fees after 5 days. That is exactly why I pay Allstate big money for this very thing. I called Tim Baker and associates and spoke to a wonderful lady, Terri. She called me back within five minutes and assured me it would be picked up the next day.

      I asked the lady that handled my claim when I could view the Police Report. She reported the investigation was over despite not having a police report or a statement from the other driver that I had no responsibility for the collision. I asked her several times for it. She kept giving me the party line that it takes several weeks sometimes. I finally called her and informed her that in Virginia a police report has to be obtained from the DMV and not the General District Courts, then sent her the documents from the DMV to substantiate I had paid for it's release to Allstate. Finally she returned my voice-mail about six weeks after the crash. I asked her if she had access to it and she sent it to me.

      I went to court on 3-4-2026. The driver fortunately had a "witness", the judge told me I didn't have a preponderance of evidence and was found guilty of Failure to Yield Right of Way. I emailed her a receipt of the $130 I paid the court the and a screenshot of Virginia court case info to facilitate Allstate to pay the other driver's insurance the next day. They have yet to pay them. Frankly I would have fired Allstate Corporate for their incompetence through this entire process except for the fact that Tim Baker and his wonderful associates in Staunton, Virginia are always there for me.

      Roger **

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceCoveragePunctuality & SpeedStaff

      Reviewed March 10, 2026

      Worse claims I've ever dealt with. I've been on the phone with them 10 times in 48 hrs! My legally parked Jeep was hit by a (Allstate customer) 33' RV trailer being towed through a parking lot. Ripped the passenger side wheel well & entire lower front end of my jeep clean off & ended up under the RV's destroyed double tires. Allstate doesn't care if or how I get to work. Closest rental car agency is 90 miles north on Hwy 101, and is always overbooked. Allstate claims can't seem to understand how rural we are & how far from the I-5 corridor (3-5 hrs) it is to the next closest rental agency! I can hardly wait until the "Virtual adjustor" gets involved with our small town's only local body/auto shop. If I was shopping around for insurance companies, I'd choose a different one, since how an insurance company treats the wronged party, says volumes. I wonder how they treat their own clients! At this point, ANY company is better than Allstate.

      Thanks for your vote!

      Quick and Easy. Get matched with a Car Insurance partner.

      Compare Insurance Providers

      Loading more reviews...

      Allstate Car Insurance Company Information

      Company Name:
      Allstate Auto Insurance
      Website:
      www.allstate.com