Allstate Car Insurance

Allstate Car Insurance Reviews

About Allstate Car Insurance

Allstate is an auto insurance company with a large network of agents throughout the country. It offers online quotes and provides coverage for cars, motorcycles and ATVs. You can file claims with Allstate online, and the company extends discounts for bundling multiple insurance policies.

Pros
  • Coverage in all states
  • Various discount programs
  • Innovative technological resources
Cons
  • Premium increases after first term
  • Ride for Hire not in all states

Featured Reviews

San Diego, CA
Verified purchase
I have been a customer of Allstate for over 30 years.My agent Jordie ** and Assistant Dee makes sure I have the best coverage. When I had an accident, the claim was processed quic...

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Gilbert, AZ
Verified purchase
...after my agent retired, I started shopping around and found an Allstate agent who introduced me to a whole new world in insurance needs… Allstate's customer service has been gr...

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About Allstate auto insurance

Allstate offers auto, home, renters, term life, condo, motorcycle and business insurance, as well as other coverage options. Allstate’s agents give auto policyholders personalized help and technological tools like Drivewise, and the company also offers specialty policies — e.g., classic car insurance and auto coverage for travel to Mexico.

Allstate extends its specialized packages to teen drivers, students and rideshare operators. Its policies include rewards, a safe driving bonus, accident forgiveness and new car replacement. Accident forgiveness coverage ensures a driver’s rates remain the same after an accident even if it’s their fault.

Allstate auto insurance coverage

To get a quote for Allstate’s car insurance, you’ll need to provide your name, date of birth and address, as well as the year, make and model of your vehicle. You can file a claim and track it through the client portal. You’ll pick the type of coverage you want, choosing from:

  • Collision
  • Comprehensive
  • Liability
  • Medical payments
  • Sound system
  • Roadside
  • Personal umbrella
  • Uninsured
  • Rental reimbursement
  • Personal injury protection

After choosing your coverage, you’ll set coverage limits and select deductibles (make sure you take your state laws into consideration). Policyholders have access to resources like Drivewise and rideshare insurance, and some qualify for price cuts including new car and multipolicy discounts.

Allstate auto insurance rates

Average Allstate car insurance rates vary from around $1,770 to $1,983 per year. You can claim new car, multipolicy or teen driver discounts, and the company rewards good drivers with points that are redeemable for gift cards, sweepstakes and daily deals.

Allstate’s accident forgiveness policy ensures your rates won’t increase after an accident even if it’s your fault, and its Deductible Rewards program takes $100 off deductibles after sign-up and a further $100 off each year for safe driving (up to $500). Its Ride for Hire rideshare program provides deductible gap coverage for damages up to $2,500 but isn’t available in every state.

Allstate auto insurance FAQ

How much does Allstate car insurance cost?
Cost depends on various factors, including the driver’s age and car model. For example, a 25-year-old driver will pay between $2,000 and $2,100, a 35-year-old driver will pay around $1,850 and a 60-year-old will pay about $1,750. The average cost per annum is $1,880.
Does Allstate have comprehensive car insurance coverage?
Yes. Its comprehensive coverage is for damage related to vandalism, hail, fallen trees, theft and other circumstances.
How far back in your driving record does Allstate look?
In most cases, Allstate checks your record up to five years prior.
How can I lower the price of my Allstate car insurance?
You should avoid getting speeding tickets, consider changing your coverage and focus on safe driving. You might qualify for bonus rewards, which reduce rates for responsible drivers. You can also get discounts for signing multiple policies, buying a new car or achieving good grades. Setting higher deductibles or parking your car in a garage will also lower your premiums.

Is Allstate car insurance good?

Allstate offers an easy-to-file claims process, and its services are available nationwide. While its rates can be a bit costly compared to competitors’, Allstate’s auto insurance is a solid option for drivers looking for convenient and accessible coverage with several policy options and flexible add-ons.

Allstate Car Insurance Reviews

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    Page 1 Reviews 0 - 10
    Customer Service

    Reviewed Jan. 16, 2025

    We had Allstate for about 7 years or somewhere around there. I Love Allstate but every six months the Insurance kept going up these last few years & I would also call & plea with them WHY no Factual reasons. I would also make up something to keep my husband from changing it. Well I guess he wasn't having that. When they jumped from $354 to $453, same vehicles, no tickets or anything and before it was $354 it was $249 so he switched it today & honestly I didn't think he was gonna find any cheaper but he did. Same as Allstate & they added more perks I was surprised. Now our Insurance is back to $255 from Direct. Sad to go Allstate.

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    Customer ServiceStaff

    Reviewed Jan. 15, 2025

    Today is 15 Jan 2025 / Spoke to Agent Alexander R. / I was trying to get the refund for my homeowners policy, because I have moved to another Insurance provider. I was calling Allstate since 21 NOV 2024. Calls were diverted to Philippines, they mentioned that they can go back to 30 days only even I have my new policy effective Aug 28. Instead of 22 OCT, issued the refund affective 04 NOV, As of now I have called more than 10 times and emailed my current policy documents again to "allstatecustomerdocuments@allstate.com" upon their request, always they ask me to wait for 10 days to action however at the end of 10 days I am repeating the same thing. Three times I asked for a supervisor. 1st time I able to speak during December, 2nd time a agent did not give me a supervisor. No reason was given and today I was on hold for a supervisor more than 30 minutes and then no one was available (duration of the call was 57 minutes).

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      Customer ServiceCoverage

      Reviewed Jan. 15, 2025

      AllState has the worst customer service! First, I'll say we've been customers for twenty years. We paid for our six-month policy in full back in April 2024 which would cover April - October. AllState took it upon themselves to reimburse us $540 that we never consented to and therefore said we did not have insurance between June 2024 - October 2024 even though we paid in full in April. We then received six letters from the DMV saying our license would be suspended due to lapsed insurance. My husband has been trying to get this straightened out for a month now with no success. We will most likely have to go to DMV in two days to get restricted licenses because that is when our licenses will be suspended. AllState is a complete and utter disgrace.

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      Customer ServiceCoverageStaff

      Reviewed Jan. 10, 2025

      I have been with Allstate since I started driving at 17 years old. I am now 46, got in an awful accident last week and the service is non-existent. I called to make a claim and they live in another country. I called my personal agent and they are never in the office. I’ve been gone to the office and it’s closed. I understand more people are working remote, but do that. Be there when people need you. People only call when a life accident has occurred. Be there for them. It’s why we pay you!

      Bad business exhibit B- $30 a day rental coverage. Knowing that Enterprise who they have a national contract with does not have any cars under $30 per day anymore. So now it’s just on the person that’s been in an accident to figure it out. There’s no warning throughout the year or at time of renewal to change your coverage. Extremely poor service and then to give a canned response of “unfortunately” just fires me up even more. I could not be more dissatisfied.

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      Customer ServiceClaims HandlingStaff

      Reviewed Jan. 10, 2025

      The rate increased after the first term by $39/mo. The second term the rate jumped even higher to $117/mo. I called my agent just to listen to some nonsense excuses why rate increased! I didn't have any claim with them for the whole year. I called another insurance company (well known) after I hanged up with AS agent and got a quote for 58.8% Less!!! Can you imagine. Bottom line, AllState is a ripoff company. I will never do business with them or recommend even to my enemies.

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      Staff

      Reviewed Jan. 9, 2025

      I first want to share that I was a loyal customer with Allstate for five years. Allstate added a false report on my driving record. When I found out about it and provided a police report, they refused to fix it. This is illegal. Matt ** cursed at me and told me he wasn't doing anything. Please do not trust this man with your business. He had no concern for me as a customer. I had a third party on the line and he continued to be unprofessional, and yelled at the rep assisting from State Farm to help correct my record. I know God will make this right.

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      Coverage

      Reviewed Jan. 7, 2025

      We had Allstate for years paying them hunters of thousands of dollars every year which for them is not a problem right? But when we had some bad luck 3 accidents with 2 not at fault and Allstate had to pay for the repairs because we have a full coverage policy and 2 of those accident were hit and run, now they are dropping us because they are not making their money. Stay away from Allstate at all cost, they like to see your money coming in but hate to spend it when really needed. Will never do business with these ungrateful scumbags again.

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      Customer ServicePrice

      Reviewed Jan. 1, 2025

      Customer Service is Horrible. My Daughter was In A Accident Hit And Run. The adjuster told us that an inspector would be going to the tow yard to inspector our car. This was a lie. After a week I Was Told No one Is coming. Well The cost to release the car from tow yard is over $600. If they had said this in the beginning I could have gotten car out for a $100. Also was Given False information more than once. Allstate is not a good insurance company. Definitely not in good hands. On my way back to Progressive.

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      Customer ServiceOnline & App

      Reviewed Dec. 30, 2024

      The Allstate app and customer service are HORRIBLE! Nobody ever, ever, ever once has replied to one single email or gave me a call back that I was told I would receive MONTHS and MONTHS ago. The app doesn't work all the time. Drivewise is a complete fraud!

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      Coverage

      Reviewed Dec. 15, 2024

      Hello, we had an accident with two other cars and the individual is insured with your company and it is not yet time for you to resolve or give us news or have you come to look at my vehicle. Since everything was based on what you saw on video, we are already going for a month and they only want to offer us a certain amount that will only cover the fender, the exhaust and the rim.

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      Allstate Car Insurance Company Information

      Company Name:
      Allstate Auto Insurance
      Website:
      www.allstate.com