Allstate Car Insurance Reviews

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About Allstate Car Insurance

Allstate is an auto insurance company with a large network of agents throughout the country. It offers online quotes and provides coverage for cars, motorcycles and ATVs. You can file claims with Allstate online, and the company extends discounts for bundling multiple insurance policies.

Pros
  • Coverage in all states
  • Various discount programs
  • Innovative technological resources
Cons
  • Premium increases after first term
  • Ride for Hire not in all states

Featured Reviews

San Diego, CA
Verified purchase
I have been a customer of Allstate for over 30 years.My agent Jordie ** and Assistant Dee makes sure I have the best coverage. When I had an accident, the claim was processed quic...

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Gilbert, AZ
Verified purchase
...after my agent retired, I started shopping around and found an Allstate agent who introduced me to a whole new world in insurance needs… Allstate's customer service has been gr...

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What is Allstate auto insurance?

Allstate offers auto, home, renters, term life, condo, motorcycle and business insurance, as well as other coverage options. Allstate’s agents give auto policyholders personalized help and technological tools like Drivewise, and the company also offers specialty policies — e.g., classic car insurance and auto coverage for travel to Mexico.

Allstate extends its specialized packages to teen drivers, students and rideshare operators. Its policies include rewards, a safe driving bonus, accident forgiveness and new car replacement. Accident forgiveness coverage ensures a driver’s rates remain the same after an accident even if it’s their fault.

Allstate auto insurance coverage

To get a quote for Allstate’s car insurance, you’ll need to provide your name, date of birth and address, as well as the year, make and model of your vehicle. You’ll pick the type of coverage you want, choosing from:

  • Collision
  • Comprehensive
  • Liability
  • Medical payments
  • Sound system
  • Roadside
  • Personal umbrella
  • Uninsured
  • Rental reimbursement
  • Personal injury protection

After choosing your coverage, you’ll set coverage limits and select deductibles (make sure you take your state laws into consideration). Policyholders have access to resources like Drivewise and rideshare insurance, and some qualify for price cuts including new car and multipolicy discounts.

Allstate auto insurance rates

Average Allstate car insurance rates vary from around $1,770 to $1,983 per year. You can claim new car, multipolicy or teen driver discounts, and the company rewards good drivers with points that are redeemable for gift cards, sweepstakes and daily deals.

Allstate’s accident forgiveness policy ensures your rates won’t increase after an accident even if it’s your fault, and its Deductible Rewards program takes $100 off deductibles after sign-up and a further $100 off each year for safe driving (up to $500). Its Ride for Hire rideshare program provides deductible gap coverage for damages up to $2,500 but isn’t available in every state.

» MORE: How much is car insurance?

Allstate auto insurance FAQ

How much does Allstate car insurance cost?

Cost depends on various factors, including the driver’s age and car model. For example, a 25-year-old driver will pay between $2,000 and $2,100, a 35-year-old driver will pay around $1,850 and a 60-year-old will pay about $1,750. The average cost per annum is $1,880.

Does Allstate have comprehensive car insurance coverage?

Yes. Its comprehensive coverage is for damage related to vandalism, hail, fallen trees, theft and other circumstances.

How far back in your driving record does Allstate look?

In most cases, Allstate checks your record up to five years prior.

How can I lower the price of my Allstate car insurance?

You should avoid getting speeding tickets, consider changing your coverage and focus on safe driving. You might qualify for bonus rewards, which reduce rates for responsible drivers. You can also get discounts for signing multiple policies, buying a new car or achieving good grades. Setting higher deductibles or parking your car in a garage will also lower your premiums.

How do you file a claim with Allstate?

You can file a claim with Allstate over the phone, on the website or through the mobile app. Be sure to collect information about the incident prior to filing a claim such as the date, time, location, photos and the information of other parties involved.

Is Allstate car insurance good?

Allstate offers an easy-to-file claims process, and its services are available nationwide. While its rates can be a bit costly compared to competitors’, Allstate’s auto insurance is a solid option for drivers looking for convenient and accessible coverage with several policy options and flexible add-ons.

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Allstate Car Insurance Reviews

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    Page 1 Reviews 0 - 5
    CoverageStaff

    Reviewed Oct. 18, 2025

    ELISHA ** at Hunter Russell's Allstate Insurance Agency is the best!!! She deserves "Agent of the Year" award. She has went out of her way (coming in on a Saturday) just to help my son get a policy started so that he's good to drive his new vehicle. We love all the agents here, but the way she went above and beyond to help us today, she is truly an Angel in disguise!!! God Bless!!

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    Claims HandlingCoveragePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Sept. 26, 2025

    I wants to sincerely thank my home insurance adjuster Jaycob ** for the outstanding support & professionalism throughout my claim process from the very beginning, he were responsive, patient and explained every step in clear detail which gave me peace of mind during a stressful time. I'm very grateful for the excellent service and would highly for the excellent service, thank you Jaycob.

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      CoverageStaff

      Reviewed Sept. 12, 2025

      I had a great experience working with Jitesh on both my auto and property insurance. He was very professional, patient, and knowledgeable, taking the time to explain all my options clearly. Jitesh helped me get the right coverage and made the process smooth and stress-free. I truly appreciate his support and would highly recommend him to anyone looking for reliable insurance advice and service.

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      Staff

      Reviewed Aug. 28, 2025

      I have been with Allstate for a while and I absolutely love my Representative "Cynthia **", she is very knowledgeable and experienced at her job, she was very professional and attentive to a situation I was in and assisted me all the way through the whole process. When we were done speaking I had all the understanding that I needed and stress level was reduced to 0!! I will be an Allstate customer forever because of her and would recommend them and request Cynthia's assistance to anyone.

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      Staff

      Reviewed Feb. 8, 2025

      About a few months ago my previous home and auto insurance increased so much. I thought I was going to be stuck with the high payments until I was honestly blessed with Julie ** with Allstate. She helped us tremendously with monthly savings! I highly recommend her service and Allstate for your home and auto needs. Thank you, Julie for your sincere efforts in taking care of your customers.

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      Customer ServiceCoveragePriceRefunds & PayoutsStaff

      Reviewed Nov. 11, 2025

      I tried and tried to get the agent named KY to cancel my insurance as of October 1st. He said he couldn't so I called and spoke to someone else and again I has issues, I told them I was going with a new company starting November 3rd, so what did Allstate do? Take more money out again and then say it's money I owe. Wrong. I shouldn't have to pay when I had tried to cancel at least 5 times and I was treated as if I was the one who was wrong in cancelling. I would never recommend Allstate Insurance to anyone auto or renters. They need to refund all my money.

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      CoverageHonesty & Transparency

      Reviewed Nov. 10, 2025

      I just switched to Allstate this year. I just received a notice that my coverage had changed another $60 per year because I chose not to pay via autopay. This was never mentioned when I signed up with Allstate. I am so sick of these hidden fees and practices. I want to report them to whomever has domain over these unscrupulous practices. I would rather go back to Nationwide and pay a higher fee than to have to deal with these types of practices.

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      Customer ServiceCoveragePriceTransparency

      Reviewed Oct. 30, 2025

      Joke of a company. They canceled my insurance with no notification and no explanation. Called to understand what happened and why, and they wouldn't give me any explanation. Furthermore, their records indicated that I haven't been insured since 2024, yet I had an insurance card expiring in June 2025. I have a perfect driving record, and I've been a customer for a DECADE. They literally Treated me like trash. Customer service is terrible. They don't care about you. They're overpriced. Move on.

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      Customer ServiceSales & MarketingStaffBilling

      Reviewed Oct. 24, 2025

      I'd successfully signed on with agent Matthew ** in Oct. 2024. Automated billing so I wouldn't have to fuss with monthly payments. My policy canceled without warning in April 2025 because of 'non-payment' like Wth. Called the local office to 'be informed' that Matthew left months ago---no email nothing. So my claim was never even properly processed! Had I'd had an accident or what, I'd have been SOL. Total joke. Visited the local office to see it near empty---most of the agents had left! Red flag. The lone agent gave me slackline about 'getting me back into the system' with the $120 cash I paid for "reinstatment" and never happened, as calls to Customer Service "informed" me I'd never been processed, so no record of any account! TOTAL SCAM. AVOID.

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      Profile pic of the author.
      CoverageSales & MarketingRatesTransparency

      Reviewed Oct. 24, 2025

      I’ve been a customer with Allstate for almost 5 years and their business model is such that each year there’s a rate increase, which the customer knows nothing about and this rate increase automatically wipes out any discount you’ve earned for that year. After the first year with Allstate, they enticed me to leave GEIGO, stating that me adding my car under their umbrella policy; I'd receive a discount and when I phoned a year after adding my car, I was told that insurance went up; that's why I didn't receive the discount. I have discounts with this insurance company, yet I don't benefit from those discounts; Allstate does.

      I’ve NEVER got notification of a rate increase, so I don’t know if this transaction is valid. Allstate entices you with various discounts like the “Claim-Free Bonus,” knowing full well the customer will NEVER get that Claim-Free Bonus because it's instantly absorbed by the annual rate increases, that no one knows about. There’s little to no transparency in the insurance industry, which makes it ripe with fraud, and that’s what this is: FRAUD.

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      Allstate Car Insurance Company Information

      Company Name:
      Allstate Auto Insurance
      Website:
      www.allstate.com