Allstate Auto Insurance

Allstate Auto Insurance Reviews

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About Allstate Auto Insurance

Allstate is an auto insurance company with a large network of agents throughout the country. It offers online quotes and provides coverage for cars, motorcycles and ATVs. You can file claims with Allstate online, and the company extends discounts for bundling multiple insurance policies.

Pros & Cons

Pros
  • Coverage in all states
  • Various discount programs
  • Innovative technological resources
Cons
  • Premium increases after first term
  • Ride for Hire not in all states

Featured Reviews

Verified
San Diego, CA

I have been a customer of Allstate for over 30 years.My agent Jordie ** and Assistant Dee makes sure I have the best coverage. When I had an accident, the claim was processed quic...

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Verified
Gilbert, AZ

...after my agent retired, I started shopping around and found an Allstate agent who introduced me to a whole new world in insurance needs… Allstate's customer service has been gr...

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About Allstate auto insurance

Allstate offers auto, home, renters, term life, condo, motorcycle and business insurance, as well as other coverage options. Allstate’s agents give auto policyholders personalized help and technological tools like Drivewise, and the company also offers specialty policies — e.g., classic car insurance and auto coverage for travel to Mexico.

Allstate extends its specialized packages to teen drivers, students and rideshare operators. Its policies include rewards, a safe driving bonus, accident forgiveness and new car replacement. Accident forgiveness coverage ensures a driver’s rates remain the same after an accident even if it’s their fault.

Allstate auto insurance coverage

To get a quote for Allstate’s car insurance, you’ll need to provide your name, date of birth and address, as well as the year, make and model of your vehicle. You can file a claim and track it through the client portal. You’ll pick the type of coverage you want, choosing from:

  • Collision
  • Comprehensive
  • Liability
  • Medical payments
  • Sound system
  • Roadside
  • Personal umbrella
  • Uninsured
  • Rental reimbursement
  • Personal injury protection

After choosing your coverage, you’ll set coverage limits and select deductibles (make sure you take your state laws into consideration). Policyholders have access to resources like Drivewise and rideshare insurance, and some qualify for price cuts including new car and multipolicy discounts.

Allstate auto insurance rates

Average Allstate car insurance rates vary from around $1,770 to $1,983 per year. You can claim new car, multipolicy or teen driver discounts, and the company rewards good drivers with points that are redeemable for gift cards, sweepstakes and daily deals.

Allstate’s accident forgiveness policy ensures your rates won’t increase after an accident even if it’s your fault, and its Deductible Rewards program takes $100 off deductibles after sign-up and a further $100 off each year for safe driving (up to $500). Its Ride for Hire rideshare program provides deductible gap coverage for damages up to $2,500 but isn’t available in every state.

Allstate auto insurance FAQ

How much does Allstate car insurance cost?
Cost depends on various factors, including the driver’s age and car model. For example, a 25-year-old driver will pay between $2,000 and $2,100, a 35-year-old driver will pay around $1,850 and a 60-year-old will pay about $1,750. The average cost per annum is $1,880.
Does Allstate have comprehensive car insurance coverage?
Yes. Its comprehensive coverage is for damage related to vandalism, hail, fallen trees, theft and other circumstances.
How far back in your driving record does Allstate look?
In most cases, Allstate checks your record up to five years prior.
How can I lower the price of my Allstate car insurance?
You should avoid getting speeding tickets, consider changing your coverage and focus on safe driving. You might qualify for bonus rewards, which reduce rates for responsible drivers. You can also get discounts for signing multiple policies, buying a new car or achieving good grades. Setting higher deductibles or parking your car in a garage will also lower your premiums.

Is Allstate car insurance good?

Allstate offers an easy-to-file claims process, and its services are available nationwide. While its rates can be a bit costly compared to competitors’, Allstate’s auto insurance is a solid option for drivers looking for convenient and accessible coverage with several policy options and flexible add-ons.

Allstate Auto Insurance Reviews

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    Page 1 Reviews 0 - 10
    Customer Service

    Reviewed Sept. 11, 2024

    I have been with them for six months and I’m already leaving for USAA. Allstate is complete trash. Poor customer service, poor communication and lazy. Don’t waste your time and money. They are just in to launder money or something because they are not here to help.

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    Staff

    Reviewed Sept. 11, 2024

    Be careful and make sure your agent reads and types the correct information on your coverage policy on your personal profile on your address. The agent put half of my numbers to my address, so I had to cancel and to redo it I had to put another down payment like I did a day before because they called it an update change (which was not an update change to make it sound like it was wrong on my side too) which it was the agent fault that failed to put in the correct address. So meaning to say I had to put down 2 down payments, like I have money to throw away but I will get my other down payment later, just the fact that I had to do a double down payment!!

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      Staff

      Reviewed Sept. 10, 2024

      These days everyone is in a hurry to provide bad service. Thank you Sergio for your probing questions. Appreciate you taking your time to provide excellent service. Good job answering my questions. Thank you.

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      Staff

      Reviewed Sept. 10, 2024

      Although I'm not a member of Allstate. July 19, 2024 while waiting at the light I was hit from behind from a Allstate insurer. Police was called and the driver in the Ford truck was obviously at fault. He lied and told them I hit him and Allstate chose not to repair my car. No matter what picture of the damage I showed or the police report they did nothing. This lets you know that this is a Shabby insurance company. Stay clear of them.

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      Claims HandlingStaff

      Reviewed Sept. 9, 2024

      This is the worst company to deal with claim. Take in Mind we are AllState customers. With 6 vehicles with them. My husband was hit by a person with USAA and he was cited and ticketed. And Jennifer ** was so combative with us. I can see why AllState reviews are a 1.7. I mean is she helping her customers or USAA CUSTOMERS. She really has no clue. And why ask us If we got a police report if that doesn't matter. I mean she got eyes in the back of her head to tell us that the USAA guy might not be at fault. But he was ticketed. Not my husband! And to bad mouth our AllState rep. say she doesn't know anything. And if he was going straight and someone made a LEFT HAND turn on to on coming traffic Who fault. Jennifer a joke! And you might reconsider her working for you. When she working hard for the other team. I guess we should be looking for a better INSURANCE company for are 6 vehicles and our Rv. Since business is so good with ALLSTATE.

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      Reviewed Sept. 9, 2024

      Allstate is the worse to deal with for roof replacement, I have patches all over my roof hail damage torn shingles, been with them 8 years, and got denied for the second time, I patched my own damage and they consider it repaired, even that I have no experience.

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      Staff

      Reviewed Sept. 8, 2024

      I have been a customer of Allstate over 20 years. Have car insurance, also homeowners insurance and additional roadside assistance with them. End of March of 2024 My car was hit with some object for a truck in front of me that fall on to me vehicle. I move when I had a chance to not hit another vehicle or my family getting hurt. There no way to avoid this happening and Allstate didn’t look into it. I was put at Fault for some objects hitting my vehicle. Was not told I was put at fault till my renew of policy and reached out to them to reopen my case several time. Not heard from them and never had accidents or ticket showing I’m good driver. Didn’t renew my car insurance with them, still have not heard from them.

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      Reviewed Sept. 4, 2024

      Allstate insurance company continues to BULLY, HARRASS, DEMEAN and DISCRIMINATE me. I am on Social Security Disability. In car accident NOT my fault. Yet, for my car repairs Allstate has yet to pay Me to get my car fixed. Also suffering from debilitating injuries from the car accident. Both have yet to be addressed. Fact, the 10 worst Insurance Companies in America. The number ONE is ALLSTATE. Keep that in mind people.

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      Customer ServiceStaff

      Reviewed Sept. 4, 2024

      The worst customer service. They are very useless. One of their contract workers here in Houston, TX crashed into my family from behind, person provided false information, I contacted Allstate and only response is they can't help with no insurance ID number, transfer after transfer, no callbacks as promised. So I guess take a loss since they're unhelpful.

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      Staff

      Reviewed Aug. 31, 2024

      I signed up with them as a recommendation from family. From start to finish it was more of a stressful nightmare. The assistant to my agent wasn't willing to help with an error that cause me to be banned from automatic deduction. The actual agent did help but shortly after left the company. Then my rates kept raising each term. And my renters insurance was automatically stopped. There was nothing on my end that was different. I found a much better company tho. So don't put up with trouble if you are having an experience like mine. I wish I would have left them sooner.

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      Allstate Auto Insurance Company Information

      Company Name:
      Allstate Auto Insurance
      Website:
      www.allstate.com