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About Dairyland auto
Dairyland works with brokers to offer competitive rates for comprehensive auto coverage that meets drivers’ needs. The company specializes in auto, motorcycle and SR-22 insurance policies and accepts drivers with low credit scores or poor driving histories. It’s currently licensed in 21 states.
Pros & Cons
Pros
- Affordable
- Offers SR-22 insurance
- Accepts drivers with poor credit
Cons
- Limited availability
- Discounts vary from state to state
Bottom Line
Dairyland offers competitive prices and discounts for its various auto coverage plans. It handles claims quickly and efficiently and has options for drivers with poor credit or driving history. It’s available in 21 states.
Featured Reviews
They are very wallet friendly and extremely simple to get set up and started. I had zero frustrations or problems getting insured… super easy to make payments. They have really be...
Read full reviewI liked the company and it was close to home which was very convenient since I didn't want a insurance company that was very far away. It was the best price for the policy that co...
Read full reviewWhat is Dairyland insurance?
Dairlyland is a provider of low-cost vehicle and motorcycle insurance plans for high-risk drivers. With discounts and pay-as-you-go plans, the company tailors insurance plans to fit drivers’ needs. Dairyland offers a range of coverage, from state-minimum to comprehensive plans, as well as services like 24/7 claims, roadside assistance and SR-22 policies with same-day insurance filings.
Dairyland coverage and services
Dairyland offers a wide array of coverage, including collision, comprehensive, personal injury, liability and nonowner motorist insurance. It also provides rental reimbursement, medical payments, towing and labor, lienholder policies and special equipment coverage. Its free mobile app has various self-service options, like access to ID cards and other account info, bill alerts and payments. You can also make payments on the Dairyland website or over the telephone.
Dairyland quotes and costs
Dairyland offers free quotes online, as well as a variety of discount options, including multicar, advanced quote, transfer, payment frequency, homeowners, defensive driving and anti-theft discounts — though these vary from state to state. Each state has minimum auto insurance requirements, so it’s important to check your state’s laws beforehand.
Dairyland FAQ
How do I cancel my Dairyland insurance?
What states does Dairyland write in?
Who owns Dairyland?
Does Dairyland offer roadside assistance?
Is Dairyland insurance good?
Dairyland provides affordable coverage and a variety of policy plans. Its several discount options can help you save money and choose the plan that best suits you, whether you want basic or customized coverage. Dairyland also doesn't penalize drivers with poor credit, no prior insurance or an unsatisfactory driving record, and it offers nonowner car insurance policies.
Dairyland auto Reviews
ConsumerAffairs has collected 237 reviews and 1,617 ratings.
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Reviewed Dec. 10, 2022
This company sent my confirmation that my payment had processed then cancelled my policy saying I made no attempt to pay. They never sent a notice that it was cancelling. I found out by logging into the app and the app telling me I have no policy. I called and the rep was rude and dismissive. I told her I had a ref # and she told me it didn't make any difference because they aren't showing it on their end. If I hadn't checked in on it, I would have gone the entire month without insurance not realizing it. She restarted it for me, for an extra charge and made a point to tell me the extra charge was because I didn't pay when I have a ref # that is attached to an email stating my payment had PROCESSED.
I understand it did not process on their end, but they sent zero notice of that leaving me in the dark until I reconcile my bank statement and find it myself. DO NOT use this company. A technical issue in their system such as this could cause someone to drive uninsured and not know it. They didn't seem interested at all in trying to fix the issue in their own system. I won't be renewing. Doing some digging I realize they are for high-risk drivers, I signed up via the Jerry app for lower rates. I'm not a high-risk driver so I'll just take my money somewhere else.
Reviewed Dec. 2, 2021
Police found their covered driver to be completely at fault (she received multiple tickets) when she pulled out at a stop sign and into the path of our truck. She had a two-year-old in the back seat who was not in a car seat or even belted in. Despite the police report, the representative will not cover the accident because we failed to not hit their driver's car. Nonsense. Their insured driver caused the accident. Period. Whatever the damage, it's on her. When I called to open a claim with Dairyland, I learned that the other driver had already opened the claim on our behalf. So at least they're trying to do the right thing.
Interestingly, when the estimator arrived to assess the damage, he asked what the other party's insurance company is...I guess he didn't already know? When I told him it was Dairyland, his response was "Oh, that should be interesting." Good grief! Really?! Obviously, they've got a bad reputation! We are now going to involve our insurance company to fight on this claim.

Thank you for your review, W Gabba. We have passed this along to the management of our claims area to make them aware of your concerns.
Sincerely,Mark - Dairyland Customer Experience
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Reviewed Sept. 13, 2021
Tried charging me double middle of my first month. Said they put in the zip code wrong. Said I wasn't going to pay double what I agreed and signed for. They offered to help me cancel and said it would go through the end of the month as originally agreed, paid and signed for. Nope. They tried charging me for the other half. I called them and they said they'd fix it but kept sending threatening letters saying they'll take me to collections. It's not even been more than a month. I've filed a BBB complaint and will be discussing this with some friend at the Oregon State Dep of Commerce. DO NOT USE DAIRYLAND INSURANCE ESPECIALLY IN REDMOND OR! Thanks!
Reviewed Jan. 11, 2021
Due to having a having a membership through AAA, I was told I would I could possibly find cheap insurance through Dairyland. I cancelled my policy prior to the next premium being due. Not only did they refuse to refund partial of my money but stated I owe them 256.00 after I paid 824.00. This company is horrible.

Hi Theresa,
We're sorry to hear that you haven't been satisfied with our billing after your cancellation. We explored the reason for your outstanding balance, and it has to do with the timing of your last payment and the date of your cancellation. We would be very happy to discuss this with you. Please contact us at 800-334-0090 if you would like to discuss.
Sincerely,Mark - Dairyland Customer Experience
Reviewed Aug. 1, 2020
My account page on the website said my policy expired on Aug 6, 6 days from now. Then I get an email saying my policy was just cancelled today. I call them then they tell me it had been cancelled a month ago! These idiots need to get their act together. Not renewing with these imbeciles.
Reviewed March 21, 2020
Typically, an insurance companies alerts a purchaser when it comes time to renew. I purchased one year of coverage from Dairyland. I did not purchase a second year. At the end of the first year, they charged my card for a second year without alerting or consulting with me. Calling or writing the company appears to be futile. I feel certain that unless I block them from my card, they will do the same next year. After several attempts at contacting Dairyland, there has been no response to my request for a refund, or to cancel the policy. According to many reports, successful refunds amount to approximately 50% due to a cancellation fee.
Reviewed Jan. 18, 2020
Don't use this company. They double charged me and made me email a bank statement to prove it, and they wanna wait a week before looking at it. I don't know if I'll get my $148 back! Plus, if you use their service for only a day, they'll deduct $50 from your refund. What a greedy business. Deceitful and slow to respond. Go anywhere but here, you won't regret choosing a different car insurance company.
Reviewed Dec. 31, 2019
My daughter and I were hit on 11/22/19. Dairyland is the insurer of the vehicle that hit us. The police assigned fault to the other driver on the scene. Today is 12/30 and Dairyland has yet to make a determination of coverage!! They claim, they are/have been unable to contact the policyholder, I found the person on Facebook, the person's business name and license number, and the person's family members along with other information within the first 3 days after receiving a copy of my police report. Dairyland has been using this excuse for over 5 weeks!! They won't even provide us with a rental car, which I asked for from day one.
My van is not safe to drive due to their customer's vehicle hitting us!! I don't know what's going to happen next. I have sought legal counsel though. We are still waiting, by the way, I carry uninsured motorist coverage on my van. But, because Dairyland won't make a determination, I can't even get reimbursed from my insurance at this time because they are a trash company too!! I hope I can help someone with this brief review of Dairyland Insurance Comp. Please, save yourself this head-ache!! I wouldn't wish this on anyone!!
Reviewed Dec. 28, 2019
I had called and cancelled my automobile coverage BEFORE it was due because Dairyland refused to offer a better deal. I found another company that had better rates. Then today I receive a notice from DAIRYLAND that if I refused to pay, they would "assign the account to a collection agency". Collection Agency?? What insurance company does that? In the past when I have changed insurance companies, I usually get a check for the unused prorated time left on the policy, this time I just figured I had no refund coming....but never got a threatening letter because I wanted to cancel their coverage.
When I called DAIRYLAND the young lady said that I need to pay the amount due, THEN I can cancel the policy. WHAT? I reminded her that I had called and cancelled the policy almost 2 months ago. She said there was no record of it and I still owed payments. I reiterated to her that I owed no payment as I HAD CANCELLED THE ACCOUNT! (Last year when I was 3 days late with the payment, I received an email cancelling my coverage if I did not pay within a specified time...I called and made my payment.)
Anyway, I, again, instructed her to cancel the account and not to send me anymore correspondence other than confirmation of the cancellation, and hung up.What do you wanna bet they still, either send me a bill....or actually turn it over to a collection agency. I know a good lawyer biting at the bit to sue an insurance company.
Reviewed Dec. 16, 2019
As the person that was hit, I filed a claim to have my car fixed, I left multiple messages 2-3 times weekly, no return calls, I finally get ahold of someone 5 months after the accident, they denied the claim stating there was no evidence. WTF? I have pictures of everything, reports, everything.
Dairyland auto Company Information
- Company Name:
- Dairyland auto
- Website:
- www.dairylandinsurance.com
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