Dairyland Car Insurance Reviews

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About Dairyland Car Insurance

Dairyland works with brokers to offer competitive rates for comprehensive auto coverage that meets drivers’ needs. The company specializes in auto, motorcycle, SR-22 and FR-44 insurance policies and accepts drivers with low credit scores or poor driving histories. It’s currently licensed in 21 states.

Pros
  • Affordable
  • Offers SR-22 insurance
  • Accepts drivers with poor credit
Cons
  • Limited availability
  • Discounts vary from state to state

Featured Reviews

Grand Junction, CO
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They are very wallet friendly and extremely simple to get set up and started. I had zero frustrations or problems getting insured… super easy to make payments. They have really be...

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Dover, DE
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I liked the company and it was close to home which was very convenient since I didn't want a insurance company that was very far away. It was the best price for the policy that co...

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What is Dairyland insurance?

Dairlyland is a provider of low-cost vehicle and motorcycle insurance plans for high-risk drivers. With discounts and pay-as-you-go plans, the company tailors insurance plans to fit drivers’ needs. Dairyland offers a range of coverage, from state-minimum to comprehensive plans, as well as services like 24/7 claims, roadside assistance, SR-22 and FR-44 policies with same-day insurance filings.

Dairyland coverage and services

Dairyland offers a wide array of coverage.

  • Bodily injury liability insurance
  • Property damage liability insurance
  • Collision insurance
  • Comprehensive car insurance
  • Uninsured/underinsured motorist coverage
  • Personal injury protection (PIP) and medical payments coverage
  • Rental reimbursement coverage
  • Roadside assistance
  • Non-owner insurance  

It also provides rental reimbursement, medical payments, towing and labor, lienholder policies and special equipment coverage. Its free mobile app has various self-service options, like access to ID cards and other account info, bill alerts and payments. You can also make payments on the Dairyland website or over the telephone.

Dairyland insurance cost

Dairyland offers free quotes online, as well as a variety of discount options, including multicar, advanced quote, transfer, payment frequency, homeowners, defensive driving and anti-theft discounts — though these vary from state to state. Each state has minimum auto insurance requirements, so it’s important to check your state’s laws beforehand.

Dairyland does not list car insurance pricing information on its website, but you can easily reach out for an accurate quote.

Dairyland FAQ

How do I cancel my Dairyland insurance?

In order to cancel your Dairyland policy, you must contact its customer support department.

Where is Dairyland available?

Dairyland is currently licensed in 21 states, including:

  • Alabama
  • Arizona
  • Alaska
  • Delaware
  • Florida
  • Indiana
  • Iowa
  • Kansas
  • Louisiana
  • Missouri
  • Montana
  • New Hampshire
  • North Carolina
  • Oklahoma
  • Pennsylvania
  • South Dakota
  • Tennessee
  • Vermont
  • Washington
  • West Virginia
  • Wisconsin
Who owns Dairyland?

In 1966, Sentry Insurance acquired Dairyland. Sentry is a mutual insurance company that specializes in business insurance.

Does Dairyland offer roadside assistance?

Yes, Dairyland provides roadside assistance. This coverage includes emergency services like assistance with dead batteries, flat tires or breakdowns. It also covers towing and repair services.

Is Dairyland insurance good?

Dairyland provides affordable coverage and a variety of policy plans. Its several discount options can help you save money and choose the plan that best suits you, whether you want basic or customized coverage. Dairyland also doesn't penalize drivers with poor credit, no prior insurance or an unsatisfactory driving record, and it offers nonowner car insurance policies.

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Dairyland Car Insurance Reviews

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    How do I know I can trust these reviews about Dairyland auto?
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    Page 1 Reviews 0 - 10
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    CoverageRefunds & PayoutsStaffHonesty & Transparency

    Reviewed March 14, 2026

    If I could give zero stars, I would. If you are hit by a Dairyland/Sentry insured driver, be prepared for a nightmare of bad faith practices. Their client caused a total loss accident and lied on the official police report. Instead of handling the claim fairly, Dairyland’s adjusters (Shannon and Manager Dawn **) have engaged in textbook unfair trade practices to avoid paying the Actual Cash Value (ACV) of my vehicle.

    ​They manipulate their CCC One valuation reports to artificially lower the payout. They refused to find an exact year comparable, and instead used a different year model, arbitrarily penalizing me $1,625 for a one-year difference on an 18-year-old car—a mathematical absurdity. They also tried to illegally deduct hundreds of dollars in fake "Dealer Fees" from the comparable vehicles to lower my payout, even after their own adjuster admitted in writing that it was incorrect!

    They operate on a "take it or leave it" mentality, hoping victims will just give up out of exhaustion. I refuse to be bullied. I have already filed a formal complaint with the Florida Department of Financial Services (DFS) regarding their violations of Florida Statute 626.9743 and Unfair Claim Settlement Practices. Save yourself the headache. If their driver hits you, don't even bother negotiating with them. File through your own insurance or take their driver straight to Small Claims Court.

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    CoveragePriceBilling

    Reviewed March 3, 2026

    If I could give the -5 stars I would. Worst experience ever!!!! My car broke down so I cancelled insurance before it was due, they made up charges for short term policy and cancellation and still sent me a bill. I then got a new car and decided to start insurance with them. Had their policy for 3 days, found cheaper insurance. They charged me $274 for the 3 days I had them and also a final bill for $84.

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      Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBilling

      Reviewed Feb. 16, 2026

      I pay Dairyland Insurance $210.00 per month for full insurance coverage on one vehicle which is a Buick Encore GX. I filed 2 claims with them (close to one another) because I hit 2 deer. They started out okay with the claims process but quickly "changed their tune" after hearing my car was experiencing mechanical issues and going into "limp mode" because of damages to some of the components in the front end area of the car which is exactly where both accidents occurred. Being that I am the ONLY person who was present during both of these accidents (other than the deer) and the ONLY person who truly knows exactly what occurred, I told them what happened and that the car ran perfectly before the accidents.

      Now the car stays in limp mode. Instead of trying to HELP me figure out the best course of action to fix the problems, A Dairyland rep called me and stated that they do not believe the mechanical issues relate to the accidents and the car will need to be assessed by a dealership first and paid for by me before they agree to do anything with the mechanical issues. This rep based her decision on a few photos I sent them and a video of the damages to the front end of my car. I'm sure they googled "limp mode" before making this determination, as well.

      My view on this is that Dairyland should have called me and asked exactly what happened to my car mechanically (in my opinion) in relation to the accidents and tried to work with me to resolve the issues instead of starting out by doubting what I have said is true, instructing me to get these issues fixed first before any repairs can be done and being instructed by a rep to give the dealership her name and number and have them call her. (I am NOT her secretary and I do not work for Dairyland. They work for me).

      May I also add that Dairyland is happy to take my payment EVERY month so why aren't they happy to spend a little time and make an effort to actually keep me as a customer instead of alienating the heck out of me and ignoring an email I sent them telling about the mechanical issues with the car and asking if they thought I should have a dealership look at it FIRST before any repairs began. I never would have sent Dairyland such an email (which was totally ignored) if I weren't 100% sure the mechanical issues are a result of the 2 accidents. I was asking for their permission to carry the car to the dealership because the mechanical problems come directly from the damages to the front end of my car. The car goes into limp mode because of the damages to the front end of this car. It is not hard to figure this out but Dairyland needs an expert to tell them what their customer has been telling them all along.

      I drive this car and know it better than anyone. I am the expert when it comes to this car and its performance. Everyone is not a liar nor trying to pull a con on their insurance company but Dairyland certainly has made me feel as though they think I am in this situation. I happen to want my car fixed just like it was before the 2 accidents because I like my car and plan to drive it for a very long time. I won't say that Dairyland will be insuring this car any longer once this nightmare is over.

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      CoverageSales & Marketing

      Reviewed Jan. 18, 2026

      This is the worst insurance Company anyone could ever have, they change your policy without your knowledge. They put me at fault for an accident I was not at fault for. They keep raising the monthly fees. All insurance companies are scams. I asked the universe to shut down this Dairyland insurance company and don't allowing them to ever even open the company under and another name. 'May the dust of my feet be upon this Dairyland and bring it to the ground and be no more completely eradicated.'. So shall it be, Ashe, Ashe, Ashe.

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      CoveragePunctuality & SpeedStaff

      Reviewed Dec. 31, 2025

      My husband was hit by an insured by Dairyland. Their driver was at fault and totaled my husband's car. Their driver was delivering packages for Amazon, and also the son of the policy holder so it was mentioned that they would not be covering the accident. Amazon has a supplemental policy that will cover but only AFTER the formal denial of coverage is made. It has been over 6 weeks and no denial yet with the "review process" not scheduled for 2 more weeks! In the meantime no rental car coverage and no reimbursement for my husband's car.

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      Verified purchase
      Rates

      Reviewed Oct. 28, 2025

      They seem to be good with the client online requests. I've had them on the Harley more than a year now. With roadside assistance and great rates I'm comfortable with their business meeting my needs in legal requirements...

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      PriceBilling

      Reviewed Sept. 18, 2025

      I've been with Dairyland for over one year, and I have several complaints, my bill amount changes every 2 months. Not even quoted amount! They had overpayment of 206. And only returned 60. Then raised amount!

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      Customer ServiceCoveragePrice

      Reviewed Aug. 29, 2025

      This company is committing fraud by charging me $199 after I cancelled my coverage. I have called numerous times and even talked to supervisors and they are all unwilling to settle this matter. I would HIGHLY recommend no one use this company or Sentry insurance as they feel they are too large to treat people with respect.

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      Customer ServiceCoverageTechResolution

      Reviewed June 1, 2025

      We are not customers of Dairyland Insurance, yet a private investigator claiming to work on their behalf showed up at our home and questioned my 11-year-old daughter without permission or an adult present. This incident had nothing to do with our household, and yet my child was approached and involved in a situation she had no connection to.

      I called Dairyland to report the incident and spoke with Daniel, a night shift customer service supervisor, who was dismissive, rude, and completely unhelpful. Instead of addressing the seriousness of the situation, he told me to call back on Monday to speak with the claims department — as if a grown man approaching a child didn’t warrant immediate concern.

      I am now in the process of filing a formal complaint with the California Bureau of Security and Investigative Services (BSIS) as well as escalating the issue to the Dairyland claims department directly. The fact that a company would send — or even contract — investigators who show up at unrelated homes and speak to minors without verifying anything is beyond alarming. It shows a complete lack of oversight and ethics. We don’t have a policy with Dairyland, and yet we were forced to deal with this intrusion. If this is how they operate, I strongly advise anyone considering this company to look elsewhere.

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      CoveragePriceRefunds & PayoutsBilling

      Reviewed March 12, 2025

      This company is horrible, Thieves I would need to say, when I started my policy I was insuring two vehicles one was registered in Florida and one registered in Georgia, I explained that I one was registered in GA as my license is from GA and it is my primary residence, they charged me a down payment and additional payments for both cars for an insurance policy for Florida only which was of no use to me in GA, once I found out about the discrepancy, I contacted them and they proceeded to tell me I needed a new insurance policy for GA and wanted to charge me again another down payment of $378 dollars for basic liability coverage for one vehicle, basically they wanted to charge twice for something I already paid.

      When speaking with supervisor Emely and then a manager Debbie they proceeded to basically tell me tough luck if you want the issue resolved you would need to pay again for a new policy because if I didn’t I would not be able to renew my tags and this happened around my birthday, they new I was stuck between a rock and a hard place and took advantage of that. So sad companies such as this one exists.

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      Dairyland Car Insurance Company Information

      Company Name:
      Dairyland auto
      Website:
      www.dairylandinsurance.com