State Farm Car Insurance Reviews

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About State Farm Car Insurance

State Farm is well known for its auto and homeowners insurances. When you request an auto coverage quote, State Farm suggests one of its three levels of protection. You can also select add-ons and see if you qualify for discounts. The company has a large network of local agents to assist with policy management.

Visit www.statefarm.com/insurance/auto
Pros
  • Intuitive website and mobile app
  • Multipolicy discounts
  • Many local agents
Cons
  • Not the cheapest option
  • Quotes require personal info

Helpful Reviews

Taylors, South Carolina
Verified purchase
I have been with State Farm for several years now and see no reason to change. Local agent is great and the service level is unmatched by any of the others that I have used over t...

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Opelika, AL
Verified purchase
I have been with State Farm for 14 years. I am very satisfied with my overall insurance plan… I have had 1 auto claim when I was involved in a collision with a deer. The damage wa...

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About State Farm auto insurance

State Farm started by providing auto insurance to farmers in 1922 — now it’s one of the biggest car insurance companies in the country and serves a wide range of drivers. It employs more than 19,000 local agents to help you find and manage the right policy. If you prefer to handle your policy yourself, though, its online portal and mobile app are intuitive and easy to use. State Farm’s coverage costs typically are reasonable, and it offers several discount options.

State Farm auto coverage

State Farm offers standard auto insurance coverage, including:

  • Collision
  • Comprehensive
  • Liability
  • Car rental
  • Travel expenses
  • Uninsured motor vehicle coverage
  • Underinsured motor vehicle coverage
  • Medical payments coverage
  • Emergency road service coverage
  • Rideshare driver coverage

State Farm auto insurance costs

Typically, the cost of auto insurance depends on your individual situation, including your age, location, driving history, gender and more. To get an accurate price, it’s best to get an online quote.

State Farm features two discounts:

  • Drive Safe & Save: Tracks your driving and provides discounts based on your safety levels.
  • Steer Clear: For new drivers or drivers under 25 years of age with no at-fault accidents or moving violations within the past three years.

Its other discounts options include:

  • Accident-free
  • Defensive driving course
  • Student away at school
  • Good driving
  • Driver training
  • Good student
  • Vehicle safety
  • Passive restraint
  • Anti-theft
  • Multicar
  • Policy bundling
  • Loyal customer
  • Low mileage driver

State Farm auto insurance FAQ

How much is car insurance from State Farm?

Car insurance rates vary depending on your age, gender, location and driving history — the best way to find out how much a State Farm auto policy will cost you is to get an online quote.

Does State Farm raise rates after your first accident?

State Farm might raise your rates after an accident, but this isn’t always the case.

Does State Farm offer accident forgiveness?

No. State Farm doesn’t offer accident forgiveness as a coverage add-on or as a reward for safe driving.

Where is State Farm available?

State Farm is available in all 50 states and Washington, D.C., but not all coverage features are available in all locations.

Still have questions?

Is State Farm good car insurance?

State Farm has sold car insurance in the U.S. for nearly a century and has formed a reputation for being reliable. It employs more than 19,000 agents across the country, so you can almost always find a representative to talk to in person. If you prefer to handle your policy on your own, State Farm’s website and mobile app also make policy management easy. Overall, State Farm is a good auto insurance choice for most drivers.

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State Farm Car Insurance Reviews

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    Page 1 Reviews 0 - 6
    CoverageStaff

    Reviewed May 22, 2026

    Michelle is a very nice service representative in the office. She is kind and polite, very helpful and always makes sure you are well advised. She knows her insurance business and is pleasant to work with.

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    CoverageStaff

    Reviewed May 18, 2026

    Byrant ** is great. He saved me a lot on my insurance. Please use him as your State farm representative.

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      Staff

      Reviewed April 29, 2026

      I experienced the best day ever when my agent Sean helped me with my issues. He was so kind, polite, and understanding. Thanks 😊

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      CoverageStaff

      Reviewed April 28, 2026

      Sujeet ** did a Great Service, and was very knowledgeable and helpful, I would recommend him and his Office Jenny ** to anyone looking for Great assistance for Insurance (Auto/Life and Rental).

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      Coverage

      Reviewed June 24, 2026

      State Farm's handling of our claim left us disappointed. Even after providing an independent witness statement confirming their insured struck my son's vehicle from behind, they continued to assign only 25% liability. We feel the investigation did not fairly consider all available evidence.

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      CoveragePrice

      Reviewed June 10, 2026

      Do not use State Farm for any insurance needs. I had a two-year-old truck with twenty-five thousand miles on it insured through State Farm. I somehow got a load of bad fuel contaminated with water and diesel bug. The contaminated fuel damaged my fuel system. State Farm denied the claim for wear and tear. Yes, a vehicle two years old and with only twenty-five thousand miles was denied for wear and tear. The proximate cause of the damage was the sudden and accidental introduction of contaminated fuel, not wear and tear. I know how far this company has fallen as I was an Adjuster for State Farm my first eight years out of college in the 90s. It makes me sad that a once great company turn into what it is now! My out-of-pocket cost to repair the vehicle is around 17K.

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      CoverageTechBillingTransparency

      Reviewed June 10, 2026

      As a provider, I strongly urge you not to use this auto insurance. They have just done an update to where they will no longer verify if a personal injury claim is open and billable. Which means they have added yet another hurdle to not pay your claims!! This is going to cause tremendous issues within the medical community. You will now receive billing when it should go directly to your auto carrier. Causing you extra undue stress and hassles. Shop elsewhere for your auto insurance needs!!

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      Customer ServiceStaffBilling

      Reviewed June 9, 2026

      Only gave one star because 0 isn’t an option. My agent was Gloriya ** and I have never dealt with a more rude, careless person. My concerns and issues with my policy were completely disregarded. It took them 3 months to get 2 of my 5 vehicles taken off my policy since we did not have those vehicles anymore. My bill was always wrong and they couldn’t tell me why this happened every month or why they were unable to get those 2 vehicle off my policy. She would sigh and huff and puff every time I called in to try and figure these issues out. If you want to deal with billing issues every month and rude people, State Farm would be a great fit for you.

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      CoveragePriceRefunds & PayoutsMaintenanceStaff

      Reviewed June 8, 2026

      We have been with State Farm for almost 10 years. We bundled our house and our cars. We went with State Farm because they were the cheapest. Being a military family, we couldn’t afford to be picky. We completely regret going with State Farm. We bought a house and through the years, the roof needed to be replaced. We can’t afford to pay out of pocket, so we thought the insurance would at least help, WRONG! We asked several times if they would help replace the roof because it was clear we needed a new one. The roof had hail and wind damage. Shingles missing, the roof was actually peeling off, and at one point, we had water coming into the house.

      We asked three times, and the last time we asked State Farm sent a letter of termination, if we didn’t fix our roof, they would drop us! They said our roof was fine and it just had wear and tear from the years. They are a multimillion-dollar company, they want your money, they don’t want to help you fix anything. You would think I paid enough into the insurance that they would help, but they will give you any excuse they can to not fix anything. If you are looking for insurance, do not use State Farm for anything, they are cheap for a reason. Run!

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      CoverageSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffBillingRatesHonesty & Transparency

      Reviewed June 1, 2026

      State Farm operates on a foundation of deliberate deception, institutional greed, and systemic bait-and-switch tactics. It is a deeply shameful organization that traps consumers through bad-faith business practices. When establishing my policies, I was entirely honest and forthright, explicitly disclosing a ticket on my record to the local agent before a single document was generated. Instead of entering the accurate data, the agent intentionally ignored my disclosure to fabricate an artificially low quote, greedily taking my full payment upfront before requiring any final signatures. Once my money was secured, State Farm waited until I was away on holiday to hit me with a predatory 50% rate increase on my auto policy for the exact ticket I had already disclosed.

      When I rightfully refused to be extorted and moved my auto policy to AAA, State Farm retaliated out of pure malice, stripping my homeowners' multi-policy discount and slapping a 50% increase on that policy as well. To compound their theft, they calculated my pro-rated cancellation refunds using these retroactively inflated, fraudulent rates—meaning they stole extra premium out of my pocket for the brief days the policies were active. When I escalated this absolute scam to State Farm Corporate, representative Kim ** utterly dismissed the agent's blatant dishonesty. She actively shielded the corrupt agent and explicitly backed this bait-and-switch scheme as standard State Farm procedure. This is not an insurance company; it is an organized, predatory racket. They have no corporate ethics, no integrity, and zero shame. Avoid State Farm entirely unless you want your hard-earned money stolen through systemic fraud.

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      State Farm Car Insurance Company Information

      Company Name:
      State Farm Auto Insurance
      Website:
      www.statefarm.com