State Farm Car Insurance Reviews

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About State Farm Car Insurance

State Farm is well known for its auto and homeowners insurances. When you request an auto coverage quote, State Farm suggests one of its three levels of protection. You can also select add-ons and see if you qualify for discounts. The company has a large network of local agents to assist with policy management.

Pros
  • Intuitive website and mobile app
  • Multipolicy discounts
  • Many local agents
Cons
  • Not the cheapest option
  • Quotes require personal info

Helpful Reviews

Littlefield, TX
Verified purchase
This has been the most horrible experience I’ve had in any situation. An uninsured driver totaled my vehicle and State Farm left me with 0 transportation after all was said and done.

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Taylors, South Carolina
Verified purchase
I have been with State Farm for several years now and see no reason to change. Local agent is great and the service level is unmatched by any of the others that I have used over t...

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About State Farm auto insurance

State Farm started by providing auto insurance to farmers in 1922 — now it’s one of the biggest car insurance companies in the country and serves a wide range of drivers. It employs more than 19,000 local agents to help you find and manage the right policy. If you prefer to handle your policy yourself, though, its online portal and mobile app are intuitive and easy to use. State Farm’s coverage costs typically are reasonable, and it offers several discount options.

State Farm auto coverage

State Farm offers standard auto insurance coverage, including:

  • Collision
  • Comprehensive
  • Liability
  • Car rental
  • Travel expenses
  • Uninsured motor vehicle coverage
  • Underinsured motor vehicle coverage
  • Medical payments coverage
  • Emergency road service coverage
  • Rideshare driver coverage

State Farm auto insurance costs

Typically, the cost of auto insurance depends on your individual situation, including your age, location, driving history, gender and more. To get an accurate price, it’s best to get an online quote.

State Farm features two discounts:

  • Drive Safe & Save: Tracks your driving and provides discounts based on your safety levels.
  • Steer Clear: For new drivers or drivers under 25 years of age with no at-fault accidents or moving violations within the past three years.

Its other discounts options include:

  • Accident-free
  • Defensive driving course
  • Student away at school
  • Good driving
  • Driver training
  • Good student
  • Vehicle safety
  • Passive restraint
  • Anti-theft
  • Multicar
  • Policy bundling
  • Loyal customer
  • Low mileage driver

State Farm auto insurance FAQ

How much is car insurance from State Farm?

Car insurance rates vary depending on your age, gender, location and driving history — the best way to find out how much a State Farm auto policy will cost you is to get an online quote.

» LEARN MORE: Factors that affect car insurance rates

Does State Farm raise rates after your first accident?

State Farm might raise your rates after an accident, but this isn’t always the case.

Does State Farm offer accident forgiveness?

No. State Farm doesn’t offer accident forgiveness as a coverage add-on or as a reward for safe driving.

Where is State Farm available?

State Farm is available in all 50 states and Washington, D.C., but not all coverage features are available in all locations.

Still have questions?

Is State Farm good car insurance?

State Farm has sold car insurance in the U.S. for nearly a century and has formed a reputation for being reliable. It employs more than 19,000 agents across the country, so you can almost always find a representative to talk to in person. If you prefer to handle your policy on your own, State Farm’s website and mobile app also make policy management easy. Overall, State Farm is a good auto insurance choice for most drivers.

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State Farm Car Insurance Reviews

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    Page 1 Reviews 0 - 6
    CoverageStaff

    Reviewed May 22, 2026

    Michelle is a very nice service representative in the office. She is kind and polite, very helpful and always makes sure you are well advised. She knows her insurance business and is pleasant to work with.

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    CoverageStaff

    Reviewed May 18, 2026

    Byrant ** is great. He saved me a lot on my insurance. Please use him as your State farm representative.

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      Staff

      Reviewed April 29, 2026

      I experienced the best day ever when my agent Sean helped me with my issues. He was so kind, polite, and understanding. Thanks 😊

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      CoverageStaff

      Reviewed April 28, 2026

      Sujeet ** did a Great Service, and was very knowledgeable and helpful, I would recommend him and his Office Jenny ** to anyone looking for Great assistance for Insurance (Auto/Life and Rental).

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      CoverageTechStaffRates

      Reviewed May 18, 2026

      I had my house insured since 1992 with State Farm, so several months ago some shingles blew off the roof and I fixed them myself. I have done Construction most of my life, including shingling several roofs myself. They wanted a contractor's invoice as proof that the roof was repaired. I told them I repaired it myself, and I would send pictures, so they said send them at their number, which I did. I thought that was the end of it until I recently got a letter saying my insurance was being canceled because I did not show proof that the roof was repaired, so it's been canceled, and I'm in the process of finding another company. I would not recommend them to anybody. I had been a faithful customer with no claims for all of those years on my house and cars, and they treated me like this, so if you're considering State Farm Insurance, forget it. And in case you're interested, my agent's name is Devin ** in Southern California.

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      Verified purchase
      Customer ServiceCoveragePunctuality & SpeedStaffTimeliness

      Reviewed May 8, 2026

      I had State Farm liability insurance and another driver hit my car that has State Farm full coverage. I made a claim even though I only had liability and the other driver made a claim the same day which was the next day after the accident. They call me 10 days later and tell me that they're dropping my claim because I only had liability trying to make me feel as though the other driver wasn't going to have to pay because I only had liability. I had to purchase the crash report to find out that it was their insured that had hit my car, And by their own admission they had knowledge of the incident since the 23rd of February and they try they dismiss my claim on the 5th. The months were February and March. My bad but this is May now and they still are not wanting to pay me for my property.

      They claim they did not receive my documents for two and a half weeks and then they said they only received one of the documents even though the documents were stapled together in the same envelope so I had to redo the other document and send it again and they should have received it today but I still have not heard from them. I can't wait to hear what their excuse is and why they cannot pay me to even now. It seems that they are bound and determined to not pay me for my property because I only had liability but the accident was not my fault. I was not even in the car but it was not the driver of my car's fault either. It was their insured but I was insured by them and then they have since then ghosted me, denied receiving documents. They have done everything that they could to not pay me. Worse insurance company to ever exist.

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      Verified purchase
      Customer ServiceCoveragePunctuality & SpeedMaintenanceStaff

      Reviewed April 30, 2026

      I recently had to deal with a minuscule windshield chip—no bigger than a penny—and the experience with State Farm’s corporate service was a total nightmare. First, I tried using the website to submit the claim, but it kept throwing errors and wouldn’t let me finish the process. When I called customer service for help, I was shuffled around like a number, being transferred 4 different times. To make matters worse, I specifically requested a Spanish-speaking representative, but none were ever available to help me. It took over an hour of phone tag just to book a simple appointment for a tiny chip. The only reason this isn’t a 1-star review is because of Safelite. Once the appointment was finally set, Safelite handled the repair smoothly and professionally, as they always do. State Farm really needs to fix its broken website and provide better support for its customers. A simple repair shouldn't require an hour of my life and four different agents.

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      CoveragePriceRates

      Reviewed April 17, 2026

      Had a hail storm, you didn’t cover the roof replacement, now you are increasing our price on our vehicles because our garage for our vehicles which is 7 miles away. You really suck

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      MaintenanceStaff

      Reviewed March 30, 2026

      January, 2026 my car was sideswiped by a Toyota truck. The driver then pulled in front of me and hit their breaks. The State Farm Claims Adjuster did not see any problem with this because the other driver said I was in his lane! **. No more Good Neighbors from State Farm!

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      CoverageRefunds & PayoutsMaintenance

      Reviewed March 25, 2026

      I have been with State Farm for 3 years. I have 3 cars, a house and a balloon policy. We were recently told that SF is canceling our Auto insurance due to a recent claim on one of my vehicles. Had I known that claims to have 2 windows replaced from rocks coming off other vehicles, I would have paid the roughly $1000 out of pocket to fix my car. However, I would not have guessed that window replacement would have factored into their decision. Lessoned learned, if repairs are minor, just fix it. I will be moving all of my policies to another company and based on this (and my appeal was denied), I would never recommend this company to anyone.

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      State Farm Car Insurance Company Information

      Company Name:
      State Farm Auto Insurance
      Website:
      www.statefarm.com