Best overall
- Levels of coverage
- 3
- Eligibility
- Up to 500,000 miles or 20 years
- Waiting period
- 30 to 60 days and 1,000 miles
- Deductible options
- $0 to $250
Best Extended Car Warranty Companies of 2026
- Best overall
Endurance Warranty4.5(19,477) - Older and high-mileage vehicles
CarShield4.0(10,509) - Coverage variety
CARCHEX4.3(4,430)
By:
Chris Butsch
+2 more
Edited by:
Kathryn Parkman
Fact-checked by:
Jon Bortin
Best Extended Car Warranty Companies of 2026
Extended warranties, also known as vehicle service contracts, help cover big repair bills after your factory warranty expires. But not all plans are worth the price. The best ones offer useful coverage and come through when you actually need it, so we compared plan details with verified customer experiences to find companies that actually deliver.
Why trust ConsumerAffairs?
- Our recommendations are based on what reviewers say.
- 4,957,058 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Our 6 picks for the best extended car warranty companies
Price and coverage tell you what a warranty promises. Claims tell you whether it delivers. We looked at how each company performs before and after a breakdown to find the best options for different drivers.
- Best overall: Endurance Warranty
- Best for older and high-mileage vehicles: CarShield
- Best coverage variety: CARCHEX
- Best maintenance benefits: Omega Auto Care
- Best claims process: Zurich Vehicle Service Contract
- Best value: American Dream Auto Protect
We compared extended warranty providers based on customer satisfaction, coverage, costs, vehicle eligibility and claims experience. We also collected quotes for different vehicles and analyzed verified ConsumerAffairs reviews to see what happens when customers actually use their coverage.
Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations. Read our full methodology for more details.
California has different rules for vehicle service contracts. State regulations prevent any business other than a car dealership from selling extended car warranties, but you can purchase mechanical breakdown insurance from several of our top picks.
Compare the best extended car warranty companies
| Company | Customer rating | Our pick for | Cost per year* | Waiting period | Maximum mileage | Maximum vehicle age | Maintenance benefits | Availability | |
|---|---|---|---|---|---|---|---|---|---|
 Endurance Warranty | Get Pricing | 4.5
19,477 reviews
19,477 reviews
| Best overall | $1,914 | 30 to 60 days and 1,000 miles | No limit | 20 years |  | 49 states (not MA) |
 CarShield | Get a Quote | 4.0
10,509 reviews
10,509 reviews
| Older and high-mileage vehicles | $1,796 | 30 days and 1,000 miles | 300,000 | 25 years | | 49 states (not CA) |
 CARCHEX | Learn More | 4.3
4,430 reviews
4,430 reviews
| Coverage variety | $1,500 | 30 days | 250,000 | 25 years | | Nationwide |
 Omega Auto Care | Learn More | 3.8
1,548 reviews
1,548 reviews
| Maintenance benefits | $1,071 | 30 days | 250,000 | 15 years |  | Nationwide |
 Zurich Vehicle Service Contract | Learn More | 4.4
1,067 reviews
1,067 reviews
| Claims process | $2,500 | 30 days and 1,000 miles | 150,000 | 15 years | | Nationwide |
 American Dream Auto Protect | Get Pricing | 4.1
2,180 reviews
2,180 reviews
| Value | $1,149 | Not disclosed | 200,000 | 20 years | | 49 states (not CA) |
* Average cost across four sample vehicles: 2016 Toyota Camry (110,000 miles), 2015 BMW 3 Series (125,000 miles), 2014 Honda CR-V (135,000 miles) and 2013 Ford F-150 (150,000 miles).
Best for older and high-mileage vehicles
- Levels of coverage
- 7
- Eligibility
- Up to 300,000 miles or 25 years
- Waiting period
- 30 days and 1,000 miles
- Deductible options
- $0 to $250
Best coverage variety
- Levels of coverage
- 5
- Maximum mileage
- 250,000
- Waiting period
- 30 days
- Availability
- Nationwide
Best maintenance benefits
- Levels of coverage
- 5
- Eligibility
- Up to 250,000 miles or 15 years
- Waiting period
- 30 days
- Deductible options
- $100
Best claims process
- Levels of coverage
- 3
- Eligibility
- Up to 150,000 miles or 15 years
- Waiting period
- 30 days and 1,000 miles
- Deductible options
- Varies
Best value
- Levels of coverage
- 3
- Maximum mileage
- 200,000 miles
- Waiting period
- Not disclosed
- Availability
- 49 states (not CA)
Extended Car Warranties Buyers Guide
Jump into our guides and start learning
In this guide
Extended warranties cost around $1,000 to $2,500 per year and help pay to fix your car when a covered part breaks on its own. A good plan can pay for itself if it covers one major engine, transmission or electrical component repair. But not all providers are reliable, and a bad plan may leave you paying out of pocket when you need coverage most.
This guide will help you understand everything you need to know about extended car warranties before deciding which provider is best for you.
Key insights
Most extended warranties cost about $1,000 per year. The exact price depends on your car and the company you choose.
Jump to insightExtended warranties, also known as vehicle service contracts, pay to fix your car when a covered part breaks on its own.
Jump to insightWhat’s covered depends on your contract. Full coverage (called bumper-to-bumper) is usually the best deal.
Jump to insightYou can buy an extended warranty anytime, but it’s usually smart to wait until your factory warranty ends.
Jump to insightHow do extended auto warranties work?
An extended car warranty works like a service contract. The contract states the provider will pay for certain repairs if your car breaks down during the coverage period. The important part is that it only covers breakdowns when parts fail on their own without any outside influence. They do not cover damage caused by accidents or misuse.
An extended car warranty typically lasts between two and seven years.
A warranty is often listed like this: “three years/36,000 miles.” This means it expires after three years or 36,000 miles, whichever comes first. Some companies go as high as 250,000 miles. Most plans, though, last around five years or 50,000 miles.
Don’t get confused: that doesn’t always mean it adds five years to your factory warranty. In reality, your “five-year warranty” may expire when your vehicle is just five years old. Then, you’re effectively buying two years of additional coverage on top of your three-year factory warranty.
Who does the repairs?
Your car warranty company may decide where you can take your vehicle for repairs. Usually, you can visit any ASE-certified mechanic.
Warranties only protect you from parts that break because of a manufacturing issue — not outside damage.
Be aware that you’ll likely need the repairs preauthorized by your warranty provider before the shop can begin working. Once your car is ready for you to pick up, you’ll pay your deductible to the shop and be on your way.
Who’s eligible for an extended warranty?
Most vehicles are eligible for an extended car warranty, but eligibility depends on a few key factors.
Age of the vehicle: Newer cars are the easiest to cover. Many providers offer the best plans for vehicles under 10 years old. Some companies have stricter limits, especially for manufacturer-backed warranties, which are often only available before the factory warranty expires.
Mileage: Mileage is one of the biggest factors. Many providers cap eligibility at around 100,000 to 150,000 miles for comprehensive plans. However, some third-party companies offer coverage up to 200,000 or even 300,000 miles, usually with more limited protection.
Condition of the car: Your vehicle generally needs to be in good working condition. Most providers won’t cover cars with preexisting issues. While inspections are not always required, providers may deny claims if they determine a problem existed before coverage began.
Vehicle type: Most standard cars, trucks and SUVs qualify for extended warranties. However, certain vehicles may be harder or more expensive to cover, including:
Luxury or high-performance vehicles
Modified vehicles
Commercial-use vehicles (like rideshare or delivery cars)
Salvage or rebuilt title vehicles
How to file an extended warranty claim
Most extended auto warranties require you to follow this process to file a claim:
Take your vehicle to an authorized repair shop or dealership.
Provide your warranty information to the shop. The repair shop or dealership will open a claim with your warranty provider.
Wait for diagnosis, pre-authorization and repairs.
Pay your deductible and pick up your vehicle.
How to choose an extended car warranty
Picking the right extended warranty is a lot like shopping for a phone plan. You want the best deal, but you also want to make sure it does what you need. Don’t just go with the first offer you get. Prices, benefits and coverage can vary between providers, so it pays to shop around.
1. Find the right amount of coverage
Some extended car warranties cover only a few parts, while others cover 5,000-plus parts. Exclusionary (bumper-to-bumper) plans offer the most comprehensive coverage and are typically best for newer vehicles or drivers seeking minimal repair risk.
The type of provider you choose can also affect your coverage options. Manufacturer-backed warranties are designed specifically for the brand’s vehicles, while third-party warranties can offer more flexibility across different makes and models. Here’s how the two typically compare:
| Manufacturer warranty | Third-party warranty | |
|---|---|---|
| Coverage | Brand-specific | Multiple coverage levels |
| Repair location | Usually dealerships | Certified repair shops |
| Eligibility | Same-brand vehicles | Multiple makes and models |
| Cost | Often higher | More price options |
2. Research the claims process
A warranty is only as good as its claims process. Look for companies that make it simple to file and approve claims quickly.
In most cases, filing a claim involves taking your car to a licensed repair shop, getting a diagnosis and having the shop contact the warranty provider for preauthorization. After approval, the provider typically pays the shop directly and you just cover your deductible.
The claims process matters more than the price. A cheap warranty that denies claims is worth nothing.
Before choosing a provider, check reviews for mentions of delays, denied claims or difficult approval processes. A smooth, transparent claims experience can make a big difference when you actually need repairs.
3. Read reviews
Focus on reviewers who talk about a company’s claims process, not just customer service at sign-up. Filter for keywords like “claims process” or “denied coverage” for more relevant insights. Reading reviews is the best way to learn what to expect from a car warranty company.
4. Compare quotes
We’ve seen quotes for exclusionary plans on the same vehicle differ by as much as $1,500 between companies. If you want to make sure you’re getting the best deal, get at least three apples-to-apples quotes (same deductible, coverage level and contract length).
5. Look for transparent terms
Know what’s covered, what’s not and when it starts. Most plans have a 30-day/1,000-mile wait before coverage. Some, like those from olive, start right away.
6. Understand the cancellation policy
Understanding the cancellation policy for an extended auto warranty can save you money and frustration if your circumstances change and you no longer need coverage. Thoroughly read the contract to learn when prorated refunds are given, if there are cancellation fees and what the timeline is for qualifying for a full refund.
7. Look for extra perks
Some warranties come with useful extras worth hundreds, even thousands, over the life of the contract. For instance, 24/7 roadside assistance can save on AAA or other memberships, and some companies will pay for rental car reimbursement while your car is in the shop.
Certain plans cover lost or damaged key fobs, which can be expensive to replace. A few top providers include or offer add-on protection against road hazard damage.
How to choose an extended car warranty, explained
What to know about warranty contracts
The majority of extended auto warranty companies do not require an inspection. However, plans have a waiting period before coverage begins. This is to prevent claims on preexisting conditions. Before you sign anything, ask about:
- Maintenance requirements: Failing to keep up with oil changes or inspections can void your warranty. Keep your receipts, or else your provider can deny a claim on the basis that you didn’t take care of your car.
- Claim limits: Look for per-claim and lifetime payout caps, especially if your vehicle is older.
- Transferability and cancellation: Some plans let you transfer them to new owners. Others give you some money back if you cancel.
Pro tip
Avoid plans that require a down payment before sharing contract details.
Extended car warranty cost
Extended car warranties typically cost $1,000 to $2,500 for bumper-to-bumper coverage, or roughly $85 to $210 per month, depending on your vehicle and coverage level. On the high end, a reviewer in Nevada told us they spent $6,000 on a warranty for a 2015 BMW X5.
Most companies let you spread payments over time. Most providers now offer month-to-month plans, which are easier to cancel if you change your mind.
Compare annual extended car warranty costs
| Model and mileage | Endurance Auto Warranty | American Dream Auto Protect | Nova Warranty* | Concord Auto Protect |
|---|---|---|---|---|
| 2013 Ford F-150 (150,000 miles) | $2,014 (Premier) | $1,428 (Silver; 120,000 miles) | $850 (Powertrain) | $1,311 (Powertrain) |
| 2014 Honda CRV (135,000 miles) | $1,834 (Premier) | $1,167 (Silver; 120,000 miles) | $967 (Powertrain) | $1,285 (Powertrain) |
| 2015 BMW 3 Series (125,000 miles) | $2,573 (Secure Plus) | $1,069 (Silver) | $1,268 (Powertrain) | $2,129 (Powertrain) |
| 2016 Toyota Camry (110,000 miles) | $1,235 (Secure Plus) | $933 (Silver) | $1,117 (Powertrain) | $1,151 (Powertrain) |
*Nova Warranty quotes are based on a three-year contract
Factors that affect extended warranty cost
Factors that can drive up the cost of an extended warranty include high mileage, bumper-to-bumper coverage and owning a luxury vehicle. Car warranty companies consider multiple factors when calculating quotes. Here’s what can change the cost:
Type of car: Fancy or high-end cars cost more to fix. That means warranties for luxury cars, sports cars or cars known for having problems usually cost more.
Mileage: Warranty providers charge more for higher-mileage vehicles, which are more likely to need repairs.
How much is covered: Plans that cover almost everything (like bumper-to-bumper) cost more than basic plans (like powertrain-only). Also, longer plans cost more than shorter ones.
Deductible: This is the money you pay each time you use the warranty. A typical deductible for a repair or replacement is $100. A higher deductible usually means a lower plan cost, and a $0 deductible means a higher plan cost.
Driving habits: Drivers who commute 20,000 miles per year tend to have more part failures, but they also run out of warranty coverage faster. Commercial use, such as driving your vehicle for Lyft or hauling construction materials, can also raise the price.
Typical auto repair costs
Here are the average costs of typical auto repairs. Without an extended auto warranty you’d be responsible for covering the full amount.
| Repair or replacement | Average cost |
|---|---|
| Air conditioning | $400 to $550 |
| Axles | $287 to $1,254 |
| Brake pads and rotors | $600 per axle |
| Catalytic converter | $900 to $4,500 |
| Head gasket | $2,000 or more |
| Transmission | Starts at $3,000 |
| Engine | $2,500 to $4,000 |
| Electric vehicle battery | $4,000 to $20,000 |
Manufacturer vs. third-party extended car warranty companies
We should also mention that most manufacturers have their own extended warranty programs. However, these plans are usually limited to covering the car brand’s vehicles.
Manufacturers such as Hyundai, Kia, Mitsubishi and certain luxury offshoots of these brands have been known to offer better new car warranties, like 10-year powertrain coverage, as part of their factory or extended warranty programs. This coverage typically applies to essential drivetrain components like the engine and transmission.
Choose manufacturer-backed for newer cars and peace of mind, or third-party if you're budget-conscious and willing to do your homework.
| Manufacturer warranty | Third-party warranty | |
|---|---|---|
| Offered by | Vehicle manufacturer (Ford, Toyota, Honda, etc.) | Independent warranty company |
| Eligible vehicles | Usually newer vehicles, often before the factory warranty expires | New and used vehicles, including many high-mileage models |
| Cost | Generally higher | Often more affordable and easier to customize |
| Where repairs are completed | Authorized dealership service centers | Usually any ASE-certified repair facility (varies by provider) |
| Claims experience | Typically streamlined through the dealership | Varies by provider and may require more claim approval steps |
How can I avoid car warranty scams?
You may have heard a call like this: Hello, we’ve been trying to reach you about your car’s extended warranty. It’s probably a scam.
Car warranty scams are common, but they’re also easily avoided. Here are the three takeaways from our reporting on how to avoid car warranty scams:
- Don’t talk to unknown callers. If someone calls about a warranty and you didn’t ask for it, hang up right away. Never buy anything or give out personal information over the phone.
- Only buy a car warranty from a trusted company. This helps you avoid scams, plus it can save you money. Middlemen who don’t work directly for a warranty provider often charge extra hidden fees.
- Report scams. If you get a scam call, report it to the Federal Communications Commission. Every valid consumer complaint goes toward reducing the number of scams and robocalls we all receive. You can file complaints directly with the FCC.
What do extended car warranties cover?
Car warranties only cover parts that fail entirely on their own during normal, everyday driving.
Let’s say you’re driving down the road, and your infotainment system suddenly stops working for no discernible reason. A part failure like this would very likely be covered under warranty. But if you spill coffee on it first, that would not be covered under an extended warranty.
Types of coverage
Car warranties come in two main types: stated-component and exclusionary. For the most part, 95% of extended warranty plans are exclusionary, midtier or powertrain plans by other names.
- Stated-component warranties list exactly which parts are covered.
- Exclusionary warranties cover everything except the parts listed in the contract.
Types of plans
- Bumper-to-bumper warranties: Bumper-to-bumper warranties offer exclusionary coverage, meaning they cover nearly everything unless it’s listed as not covered. Companies often call these plans “Platinum,” “Diamond” or something similar. These comprehensive warranties are typically reserved for cars with under 100,000 miles.
- Powertrain warranties: As the name implies, these extend your car’s factory powertrain warranty. Powertrain warranties cover the most important parts that make your car run, like the engine, transmission and drivetrain. They don’t cover as many parts as bumper-to-bumper plans.
- Midtier stated-component warranties: These provide coverage somewhere between the powertrain and bumper-to-bumper tiers. They are often called “Gold” or “Silver” plans. What they cover can be different for each company, so always read the fine print.
- Drivetrain warranties: A drivetrain warranty is similar to a powertrain warranty, but it does not cover your engine. These are not very common anymore.
- Specialty warranties: This is an umbrella term used to describe warranties that only cover specific component groups, like electronics. Not all manufacturers offer specialty plans, and those that do may have very different offerings.
- Wrap warranties: These plans are designed for cars that are still under a manufacturer’s powertrain warranty. Wrap warranties complement your existing coverage and get the rest of your vehicle back under warranty.
What do car warranties not cover?
A car warranty does not cover damage from preexisting conditions, owner negligence or accidents (that’s what car insurance is for). It also does not cover routine maintenance, cosmetic issues and regular wear items.
| Exclusion | Examples |
|---|---|
| Routine maintenance | Oil changes, tire rotations, fluid changes, tuneups and inspections |
| Cosmetic issues | Paint, upholstery, trim, dents, scratches and interior stains |
| Regular wear | Brake pads, tires, wiper blades, spark plugs, belts and hoses |
| Preexisting conditions | Problems or symptoms that began before coverage started |
| Accidental or environmental damage | Collision damage, flooding, hail, fire, theft and vandalism |
| Unauthorized modifications | Failures caused by aftermarket performance parts, lift kits, engine tuning or other modifications |
| Owner negligence | Damage caused by missed maintenance, overheating, improper fluids or continued driving after a warning light appears |
Is an extended car warranty worth it?
An extended car warranty can help you save money if your car needs big repairs. An extended car warranty is worth it if:
- You drive a less reliable car.
- You can’t afford a surprise repair bill.
- The warranty costs less than the expected repairs.
- You don’t mind paying for peace of mind.
Your ideal coverage depends on your car’s age, reliability record and how long you plan to keep it.
For example, Robert in Texas was happy to only pay a $100 deductible for a $775 repair on his Mercedes-Benz. “I paid $2,800 for the policy,” he told us. “So, I'm going to keep a running total to see whether it was worth it or not. I don't put that many miles on the car and I may have another repair or I may not. But at least I know if I have a major repair, it's going to be covered.”
Questions to ask yourself
To break things down a little further for you, if you answer "yes" to any of these questions, a warranty might be a good idea for you, both financially and emotionally. If not, paying out of pocket for repairs could cost less than investing in a warranty. Plus, you’ll have more control over where and how repairs are done.
Is my car reliable?
If your car breaks down a lot or is known for having problems, a warranty can help. If your vehicle only needs relatively affordable or infrequent repairs, it might not.
Will the warranty cost less than future repairs?
Try this: Look up how much your car usually costs to fix each year. Multiply that by how many years you’ll keep the car. Is that more than the cost of the warranty? If yes, a warranty might make mathematical sense, even if it doesn’t cover 100% of expected repairs (which it won’t).
Would a big repair bill wreck my finances?
Even a $1,000 unexpected repair would wreck most drivers' savings, and the most expensive car repairs cost a lot more than that. They’re also getting more expensive. According to the U.S. Bureau of Labor Statistics, maintenance and repair costs increased 48% between May 2020 and May 2026.
Do I like peace of mind, even if I never file a claim?
Some people sleep better knowing they're partially protected from surprise expenses. Just don’t make the common mistake of thinking your warranty will cover 100% of parts 100% of the time.
Pros and cons of extended auto warranties
It’s important to weigh the potential pros and cons of an extended warranty before committing to one.
Pros
- Peace of mind
- Financial protection in case of unexpected breakdowns
- Roadside assistance often included
- Can be cheaper than paying for major repairs out of pocket
- Can help maintain your vehicle's resale value
Cons
- May not be worth it for reliable vehicles
- May not cover all parts or situations
- May require using specific repair shops or parts
- Mileage or time limits
- May have deductible for each repair
FAQ
What is an extended car warranty?
An extended auto warranty, also known as a vehicle service contract, is like an insurance policy that can safeguard you against repair bills. When your car breaks down, you pay a deductible and your warranty provider pays the repair bill. Coverage lasts for an agreed-upon period or until your car hits a given mileage.
Different providers offer varying types and levels of coverage, and an extended warranty is not the same as car insurance, which you should have regardless.
What voids a car warranty?
A car warranty can be voided if you miss required maintenance and cannot show records, cause damage by improper use or make unauthorized vehicle modifications that lead to part failures. Keeping detailed receipts for oil changes, tuneups and other factory-recommended services helps maintain the validity of your coverage.
Can I cancel my extended warranty?
Yes, most extended warranty providers allow you to cancel your warranty. The process may involve a cancellation fee, and the amount you get refunded will depend on the length of time the warranty has been in place and whether you've made any claims.
What is a manufacturer’s warranty?
A manufacturer’s warranty is the coverage that comes with a new vehicle to repair or replace specific components that fail due to defects.
All new cars come with a manufacturer’s warranty or factory warranty that is backed by the car maker. The minimum new car warranty is three years/36,000 miles.
Where can I buy an extended warranty for my car?
You can buy an extended warranty for your car from your car’s manufacturer (often before the factory warranty expires) or from third-party providers at almost any time, as long as your vehicle meets mileage and age requirements. There is often a waiting period of 30 days and 1,000 miles before coverage kicks in. The price of coverage typically rises as your vehicle ages.
Disclaimer
Information in this guide is general in nature and is intended for informational purposes only; it is not legal, health, investment or tax advice. ConsumerAffairs.com makes no representation as to the accuracy of the information provided and assumes no liability for any damages or loss arising from its use.
Methodology: How we picked the best extended car warranties
The ConsumerAffairs Research Team compared extended car warranty companies using verified customer reviews, coverage details, vehicle eligibility and overall value.
We analyzed verified reviews submitted between Aug. 1, 2025, and July 31, 2026, focusing on satisfaction with:
- Coverage
- Customer service
- Price
We also compared:
- Claims experiences
- Number of coverage plans
- Maintenance and other benefits
- Vehicle age and mileage limits
- Pricing and overall value
Companies that covered older or higher-mileage vehicles scored better on eligibility.
Each company received a score from zero to 10 for each factor. We then adjusted the weights based on the award. For example, “Best claims process” puts more weight on claims and customer service, while “Best for older vehicles” focuses more on age and mileage limits.
The highest-scoring company in each category earned the corresponding “Our pick for” designation.
Get expert advice on extended auto warranties
Lori Lohman
Professor, marketing, Augsburg University
Lori Lohman
Professor, marketing, Augsburg UniversityThe best way to determine if an extended warranty fits within your budget is to find out the cost of some of the most common repairs and determine whether you have the funds to cover them. It also depends on how much you like your vehicle and are willing to spend to keep it running. Some major repairs, such as engine or transmission failure, can easily run $4,000-$8,000, and you might not want to keep the car if it's older and has high mileage. Other repairs, such as air conditioning, are expensive but don't affect the drivability of the vehicle and can cost $1,000-$2,000.
If you don't think you can afford such a repair, then you might want to consider an extended warranty, but make sure it doesn't overlap with any existing coverage offered by the auto manufacturer — and remember that it may end up costing you more in the long run if it's wrapped into your auto financing. Rather than buying a warranty, you could develop a dedicated savings account to handle anticipated future repairs because all cars, sooner or later, will need some repairs as well as basic maintenance (such as brakes) that isn't covered by a warranty. If you bought a vehicle that has had good reliability ratings, it's unlikely that you will experience the need for major repairs.
Read their bio
Michael Noel
Professor, economics, Texas Tech University
Michael Noel
Professor, economics, Texas Tech UniversityFirst, ask yourself if you need an extended warranty. New cars come with warranties, often three years, while used cars purchased from a dealership may or may not have a (shorter) warranty attached. Extended warranties can extend that time but not indefinitely. While repairs can be expensive, if you have the funds and can handle the risk of a big repair, it is cheaper over the long run to self-insure, i.e. pay for repairs yourself as you go … If an expensive repair would be outside your budget, however, then you should consider additional insurance. Paid by the month or annually, it provides a known expense that is easier to manage. It is then straightforward to see if such a number fits within one's budget. But be wary of what the insurance does and does not cover, so you don't find, surprisingly, you're paying twice. Check in particular about policies on hybrid-related parts. Note that emissions systems often come with an extended warranty for free under state law. For new cars, it is worth checking if there is a no-use refundable option as well, which some manufacturers have offered — with this, if you go through the extended warranty period without a claim, you are refunded the premium altogether. This protects not only against things going wrong but also against things going right. After three years of driving and learning about your car's reliability, you may well learn which is the greater risk after all.
Read their bio
Oguzhan Batmaz
Assistant professor, economics, Lewis University
Oguzhan Batmaz
Assistant professor, economics, Lewis UniversityTo determine whether the cost of an auto warranty is affordable, consumers should consider the following:
- Evaluating Disposable Income:
- Disposable income, or net income after taxes, is essential for financial planning. So budgeting should prioritize necessary expenses such as housing, health care, food, transportation, utilities, and savings.
- Auto Warranties as a 'Necessary' Expense:
- Reliable transportation is crucial for daily life, making an auto warranty often a 'necessary' expense.
- High repair costs for modern vehicles justify allocating funds to mitigate unexpected expenses.
- Assessing Warranty Costs vs. Expected Repair Costs:
- Evaluate the warranty cost relative to potential repair expenses based on the vehicle's make, year, age, and condition.
- On the one hand, new vehicles with existing warranties and lower repair costs may not require additional coverage. On the other hand, older or used vehicles with higher repair risks are better candidates for extended warranties.
- Hence, a mechanical inspection by an authorized dealer can help determine if an extended warranty is necessary.
- Opportunity Cost of a Warranty:
- Disposable income can be allocated to consumption (essential or nonessential) or savings, so funds not spent should ideally be saved then invested to preserve value against inflation.
- Transportation expenses are essential, but a car warranty's necessity depends on the vehicle's condition stated above.
- Thus, consumers should weigh the benefits of investing money versus spending it on a warranty — ensuring alignment with financial goals.
Tin-Chun Lin
Professor, economics, Indiana University Northwest
Tin-Chun Lin
Professor, economics, Indiana University NorthwestIn my opinion, consumers need to figure out their vehicle’s age and mileage because older vehicles with higher mileage would have higher warranty costs. In addition, consumers need to estimate their future costs for repairing their vehicle and compare quotes from different providers to figure out the best value and benefit for their needs. Moreover, consumers need to study what components would be covered by the warranty and further compare them to the potential repair cost of these parts.
Read their bioLori Lohman
Professor, marketing, Augsburg University
Lori Lohman
Professor, marketing, Augsburg UniversityExtended warranties are moneymakers for dealerships, but they could potentially be negotiated if you do your homework and check with other dealers/other plans, both those provided by manufacturers and by other third parties. Here is an instance in which using artificial intelligence tools may be useful to compare prices and coverage. That will give you some leverage, but remember that many dealerships are moving away from sales negotiations and may refuse to budge on the price tag; it's worth a try, however. If you want to get the best deal, do your homework.
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Dina El-Mahdy
Associate Professor, accounting, Morgan State University
Dina El-Mahdy
Associate Professor, accounting, Morgan State UniversityTo secure the best prices and terms on extended warranties, consumers should shop for and obtain multiple quotes from various providers, including dealerships and third-party companies, for comparison. Competitor offers can provide leverage in negotiations. Recognizing that dealerships often increase warranty prices before negotiation can also give consumers an advantage and a margin to negotiate. Timing is another critical factor. Negotiating an extended warranty when purchasing a vehicle or during holiday sales events may result in better offers, as dealerships are often motivated to close sales. Consumers should carefully review contract terms and conditions, including cancellation policies, transferability, and claim procedures, to ensure the terms are flexible and fair.
Read their bio
D. Scott Emge
Professor, finance, Loyola University Maryland
D. Scott Emge
Professor, finance, Loyola University Maryland- Get quotes and compare pricing from multiple sources (make sure you understand the coverage details and you are comparing comparable plans), ask the company for specials and deals, and don't be afraid to negotiate the pricing. As a consumer, you can leverage multiple competitive offers — and always be prepared to walk away (you are under no obligation to buy).
- Consumers should assess the likelihood of repairs and associated costs and select a warranty that best meets the usage (this entails evaluating your vehicle's age, mileage, reliability, and driving habits). Consumers should also understand the specifics of a warranty plan to understand what is covered, exclusions, and limitations before making any decision.
- Consumers should also read reviews to help get a sense for how consumers with the warranty feel overall about the specific plan and the value provided.
Laura Gonzalez
Professor, finance, California State University - Long Beach
Laura Gonzalez
Professor, finance, California State University - Long BeachMost households need more than one car. This is a powerful negotiation leverage when getting to know a new provider. Potential extended business helps negotiate the conditions of an extended warranty for just one car. It allows for better conditions and time to test, gather information, and plan effectively for the future and other cars, motorcycles, etc. No significant financial commitment or decision should be made in a rush or following a soon-expiring deal with some discount for a multi-item contract.
Read their bioDina El-Mahdy
Associate Professor, accounting, Morgan State University
Dina El-Mahdy
Associate Professor, accounting, Morgan State UniversityAuto warranties are especially valuable for vehicles prone to frequent or costly repairs. They are also beneficial for owners of cars with unique features (e.g., body trim that is easily damaged and requires frequent repairs or an expensive electronic 'sunroof'), providing peace of mind and financial protection. Warranties that offer transferability to new owners (e.g., warranties linked to the vehicle's identification number (VIN) regardless of the owner) deliver the greatest value to consumers. For consumers with tight budgets, an auto warranty ensures predictable costs (e.g., fixed monthly fees) and reduces the risk of significant out-of-pocket expenses for unexpected repairs. Additionally, in areas where repair services are expensive (e.g., due to high labor costs or scarce materials), an auto warranty can be a cost-effective safeguard against steep repair bills.
Read their bioOguzhan Batmaz
Assistant professor, economics, Lewis University
Oguzhan Batmaz
Assistant professor, economics, Lewis UniversityAn auto warranty provides the most value under these circumstances:
- Older or High-Mileage Vehicles:
- The condition of the vehicle is a key factor in deciding whether an extended warranty is necessary. While new vehicles often come with warranties lasting two to 10 years, used vehicles typically lack this coverage. Consumers should have the car inspected by an authorized dealer to assess its condition and determine if an extended warranty is needed. Extended warranties are frequently recommended for used vehicles to mitigate the high repair costs associated with potential mechanical breakdowns.
- Luxury or Imported Vehicles:
- The type of vehicle significantly influences the need for an extended warranty. For luxury or imported vehicles, parts may be more expensive and harder to source, often requiring importation, which increases both monetary and time costs. Additionally, these vehicles may demand more labor-intensive repairs, further raising overall expenses.
- Financial Vulnerability:
- Investing in an extended warranty can provide financial protection against costly mechanical failures. Consumers, particularly those with limited savings, should consider the potential savings and peace of mind an extended warranty can offer.
Hyeong-Tak Lee
Assistant professor, marketing, University of Iowa
Hyeong-Tak Lee
Assistant professor, marketing, University of IowaAn auto warranty can be particularly valuable when the vehicle’s brand is relatively new to the market and there isn’t enough data available for consumers to accurately estimate the likelihood or frequency of repairs. For example, an imported carmaker introducing a new brand to the U.S. market may use extended warranties to address potential quality concerns that consumers might have about the unfamiliar brand. In such cases, the warranty not only reassures consumers by providing additional protection but also helps the automaker build trust and confidence in their new brand.
Read their bio
Gyan Pradhan
Professor, economics, Christopher Newport University
Gyan Pradhan
Professor, economics, Christopher Newport UniversityAn auto warranty offers more value if one intends to own the car for longer durations; if the brand is unreliable; if the cost of the warranty compares favorably to the cost of potential repairs; if one does not tend to keep up with regular maintenance; or if one expects to drive a lot. Finally, it may also offer more value if peace of mind is important to the insurer. To put it differently, the more risk averse a person is, the more value the warranty provides.
Read their bioDina El-Mahdy
Associate Professor, accounting, Morgan State University
Dina El-Mahdy
Associate Professor, accounting, Morgan State UniversityWhen evaluating an auto warranty, consumers should look beyond the price and focus on the depth of coverage and expected quality of service after the sale. Comprehensive warranties that cover expensive components tend to offer better value over time. Checking for claim limits and understanding exclusions is essential to avoid unpleasant surprises. The reputation of the warranty provider is another critical consideration. Researching reviews and complaint histories can help assess their reliability and responsiveness. Vehicle history and usage also matter — warranties are often more beneficial for less reliable vehicles or those with higher expected use. Consumers should evaluate the claims process, including options for repair shops, payment methods, and customer service quality. High deductibles or service fees can diminish savings, so these costs should be factored into the decision. Finally, the terms and conditions of the warranty should align with how long the consumer plans to keep the vehicle. If consumers intend to sell their vehicles in the short term, investing in a long-term warranty may not be a viable decision and could result in wasted resources.
Read their bioOguzhan Batmaz
Assistant professor, economics, Lewis University
Oguzhan Batmaz
Assistant professor, economics, Lewis UniversityTo assess whether an auto warranty is cost-effective, consumers should evaluate the following:
- Reliability Data:
- Data is invaluable in decision-making. Consumers should research the vehicle's history and reliability to make informed decisions about purchasing an extended warranty.
- Coverage Specifics:
- Consumers must carefully review what the warranty covers and what it excludes, ensuring all details are clear to avoid misunderstandings. It's equally important to watch out for hidden fees that could impact the overall value of the warranty.
- Claims Process:
- Before purchasing an extended warranty, consumers should investigate the claims process of the provider or dealer. Understanding how claims are handled can offer clarity and confidence in the warranty’s practicality.
- Transferability:
- Since vehicles are often sold or traded, consumers should check if the warranty is transferable. A transferable warranty can add value to the vehicle and make it easier to sell in the future.
Tin-Chun Lin
Professor, economics, Indiana University Northwest
Tin-Chun Lin
Professor, economics, Indiana University NorthwestBeyond price, the key indicators I would suggest for consumers to consider may include the covered parts and repairs, the deductible amount, the warranty provider’s reputation, the length of coverage, the claims process, the reliability of the vehicle, and whether the warranty is transferable to a new owner. Certainly, consumers need to evaluate their vehicle’s age, mileage, reliability, and their own driving habits. The above-mentioned key indicators may be used to judge whether consumers’ auto warranty will truly save them money in the long run.
Read their bio
Wooyang Kim
Professor, marketing, Minnesota State University Moorhead
Wooyang Kim
Professor, marketing, Minnesota State University MoorheadI would like to emphasize two primary considerations for this assessment: brand reputation for vehicle reliability and quality customer service in the functional dimension, and peace of mind against anxiety about uncertain future events in the psychological dimension. While several other factors should be evaluated before making a final decision in the cost-benefit analysis, these two considerations serve as critical baselines for estimating the potential cost savings offered by a vehicle warranty. Since purchasing an auto warranty is an investment in both the monetary and psychological assets of car owners, these two rationales can help ensure meaningful savings in their perceived value over the long term.
Read their bioGuide sources
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:
- Consumer Financial Protection Bureau, “What is an extended warranty or vehicle service contract?” Accessed Sept. 9, 2026.
- Federal Trade Commission, “Auto Warranties and Auto Service Contracts.” Accessed Sept. 9, 2026.
- Federal Trade Commission, “Extended Warranties and Service Contracts.” Accessed Sept. 9, 2026.
- Federal Reserve Bank of St. Louis, “Do You Want an Extended Warranty with That?” Accessed Sept. 9, 2026.
- Federal Reserve Bank of St. Louis, “Consumer Price Index for All Urban Consumers: Motor Vehicle Maintenance and Repair in U.S. City Average.” Accessed Sept. 9, 2026.
- California Department of Insurance, “Guide to Automobile Service Contracts, Extended Warranties and Other Repair Agreements.” Accessed Sept. 9, 2026.
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Compare extended car warranty reviews
| Company | Customer rating | About | Learn More |
|---|---|---|---|
|
Endurance Warranty
| 4.5
19,477 reviews
| Direct administrator and obligor for most types of plans. Covers vehicles up to 20 years old for unlimited miles. Waiting period is 30 days and 1,000 miles. Offers 30-day refund guarantee. MBI products available in California. | Get Pricing |
|
American Dream Auto Protect
| 4.1
2,180 reviews
| Offers auto warranties for new and used vehicles. Has three plans available, plus custom options. Network of 50,000+ ASE-certified mechanics. Most plans are transferable. No published pricing or sample contracts. | Get Pricing |
Nova Warranty
| 4.0
143 reviews
| Accepts luxury, vintage and exotic vehicles. Cancel within 30 days for a full refund. Roadside assistance, towing, rental car reimbursement, trip interruption, locksmith services and more included with all plans. | Read Reviews |
olive
| 2.2
572 reviews
| Accepts cars up to 10 years old with up to 140,000 miles. Offers three plans with flexible deductibles and fixed monthly pricing. No waiting period or yearly mileage restrictions up to 185,000 miles. Available nationwide. | Read Reviews |
Onust
| 5.0
14 reviews
| Vehicle mechanical breakdown coverage with no required vehicle inspection and first-day coverage. No deductible for mechanical parts and labor. Includes 24/7 emergency roadside assistance. Two plans. Cancel any time. | Read Reviews |
Chaiz
| 4.6
68 reviews
| Online marketplace with multiple plans from different third-party providers. Three tiers of coverage. Provides 30-day money-back guarantee. Customer support available 24/7. Cancel your plan anytime. Quotes in less than a minute. | Read Reviews |
|
Omega Auto Care
| 3.8
1,548 reviews
| Offers exclusionary, used stated and powertrain protection for cars with up to 250,000 miles and 15 years old. Waives deductible if you go to a RepairPal-certified shop. Member of the Vehicle Protection Association. | Read Reviews |
Autoplex
| 5.0
View profile
| Offers three vehicle service contracts ranging from powertrain to exclusionary coverage. Transferable policies with varying deductibles. Limited information about plans and pricing. Coverage not widely available. | Read Reviews |
NobleQuote
| 4.8
13 reviews
| Four coverage plans. Nationwide availability. Personalized pricing with varying deductibles and contract lengths. Starts at $79 per month. Towing, roadside assistance and car rental coverage benefits. | Read Reviews |
Fair Warranty
| 4.8
32 reviews
| Auto protection plans with no hidden fees. Powertrain, standard and premium coverage. Pricing starts at $29.99 a month. 24/7 roadside assistance included. Not available in CA, FL and MA. 30-day and 1,000-mile waiting period. | Read Reviews |
ForeverCar
| 4.6
342 reviews
| Provides extended car warranties without long-term contracts. Customizable deductible options. No mileage limitations in most states. Customer service is available through phone, email and live chat. | Read Reviews |
CoverageX
| 4.6
66 reviews
| Offers four auto warranty plan tiers with varying levels of coverage. Flexible deductibles per service. 24/7 roadside assistance and rental cars included in each plan. Pays mechanic directly for service. | Read Reviews |
|
Zurich Vehicle Service Contract
| 4.4
1,067 reviews
| Provides coverage for cars, trucks, motorcycles and powersport vehicles. Perks include 24/7 roadside assistance, rental car coverage and trip interruption reimbursement. | Read Reviews |
Complete Auto Protect
| 4.3
33 reviews
| Extended warranty plans for EVs, hybrid and gas-powered vehicles. Choose from over 35,000 ASE-certified repair shops. 24/7 claims service and fast approvals. Roadside assistance and rental car reimbursement. | Read Reviews |
|
CARCHEX
| 4.3
4,430 reviews
| Plans available for cars with up to 250,000 miles. Multiple plan options from different providers. Terms up to 10 years. Finance over six, 12, 18 or 24 months. Comes with a 30-day return policy. | Read Reviews |
1800Warranty.com
| 4.3
37 reviews
| Offers month-to-month vehicle service contracts. Four plan levels with optional tire and wheel protection. Covers vehicles of model year 2000 and newer with mileage up to 200,000. Costs start at $39/month. | Read Reviews |
AA Auto Protection
| 4.2
631 reviews
| Partners with United Car Care, Matrix Warranty Solutions, Royal Administration Service, DOWC and National Warranty Administration to offer coverage nationwide. Provides a "best price guarantee” and a money-back guarantee. | Read Reviews |
America Auto Care
| 4.2
481 reviews
| Offers basic, enhanced, exclusionary and stated coverage maintenance plans. New customers are entitled to a full refund within the first 30 days. | Read Reviews |
|
CarShield
| 4.0
10,509 reviews
| Markets warranty plans for cars and motorcycles backed by American Auto Shield. Coverage, deductibles and payments vary by vehicle age and mileage. Contracts are transferable and come with a 30-day return policy. | Get a Quote |
Toco Warranty
| 4.0
767 reviews
| Offers vehicle service contracts for cars up to 20 years old and up to 250,000 miles in most states. Plans available with no down payment and three-year terms. Waiting period is 90 days and 1,000 miles. | Read Reviews |
Complete Car Warranty
| 3.9
39 reviews
| Select from warranty options with custom coverage, no network limits and no limits on repairs and roadside assistance. Provides free rapid-response quotes to estimate pricing. Available nationwide. | Read Reviews |
Premier Auto Protect
| 3.4
251 reviews
| Offers vehicle service contracts with 30-day money-back guarantee. Includes 24-hour roadside assistance. Choose your own repair shop. 10% back for referrals. Preferred pricing for members of some organizations. | Read Reviews |
Preferred Warranties
| 3.4
130 reviews
| Offers extended warranties for cars, motorcycles, boats, snowmobiles and RVs. Terms and conditions vary by state. Doesn’t sell directly to consumers. Contact an authorized dealership for pricing. | Read Reviews |
ASC Warranty
| 3.3
6 reviews
| Offers four warranty plans with contracts up to 96 months. Can only purchase through a dealership. $0 deductible on all covered services. 24/7 roadside assistance included in all warranty plans. | Read Reviews |
Integrity Warranty
| 3.0
View profile
| Vehicle service contracts for a wide range of vehicles, including luxury cars and EVs. High mileage limits for older cars. Exclusionary coverage available. Plans include towing and rental assistance. Only sold through dealerships. | Read Reviews |
Assurant Vehicle Service Contracts
| 2.9
880 reviews
| Offers a tier of four plans, with deductibles ranging from $50 to $100. Plans are only offered through select dealerships across the country instead of sold directly to consumers. | Read Reviews |
CornerStone United
| 2.7
12 reviews
| Offers extended warranty coverage for a variety of vehicles, including exotic cars. Customizable plans with add-on options available. Price quotes only available from partnering dealerships. | Read Reviews |
American Auto Shield
| 2.6
491 reviews
| Does not sell vehicle service contracts directly. Partners with third-party providers to offer eight programs for cars up to 250,000 miles, plus coverage for motorcycles, ATVs and dirt bikes. Available nationwide. | Read Reviews |
CarvanaCare Extended Warranty
| 2.2
10 reviews
| $0 deductibles at preferred repair facilities. $200 deductibles at other shops. Roadside assistance for all plans. Cancel your plan at any time. Three levels of coverage available. | Read Reviews |
SOS Auto Protect
| 2.2
13 reviews
| Provides extended auto warranties to drivers in all 50 states. Three plans to choose from. Customizable deductibles. No limits on payouts. Roadside assistance included. Use any ASE-licensed mechanic or dealership nationwide. | Read Reviews |
Diamond Warranty Corp
| 2.0
68 reviews
| Offers four tiers of extended warranty coverage. Powertrain Plus is available for up to five years and 100,000 miles. Coverage begins 30 days or 1,000 miles after the purchase date. Available in more than 30 states. | Read Reviews |
National Auto Care Warranty
| 1.7
21 reviews
| Offers a disappearing deductible option. Service agreements for leased vehicles. Options for recreational and power sports vehicles and tire and wheel add-ons. Theft prevention device and geofencing. | Read Reviews |
Everything Breaks Auto Warranties
| 1.7
27 reviews
| Transparent pricing. Monthly and annual plans available. Annual plans come with maintenance benefits. 24/7 roadside assistance included on all plans. Operates in every state. 30-day money-back guarantee. | Read Reviews |
MaxCare Auto Warranty
| 1.5
201 reviews
| Extended service contract through CarMax. Optional for vehicles of any year, make, model or mileage. Only available at the time you purchase a vehicle. Choose from different plans and deductibles. Cancel anytime. | Read Reviews |
Protection Direct
| 1.5
30 reviews
| Offers home and auto protection plans, including coverage for commercial vehicles, in most states. Accepts most vehicles up to 20 model years and up to 500,000 miles. Features flexible payment plans and a 30-day refund period. | Read Reviews |
Route 66 Extended Warranty
| 1.5
65 reviews
| Offers vehicle service contracts with 24/7 roadside assistance and no deductibles. Available nationwide. Total loss refund option available to purchase. Transferable to a new owner. Only available through partner institutions. | Read Reviews |
CNA National Warranty Corporation
| 1.5
26 reviews
| Wide range of plans for new and used cars, plus EVs. Exclusionary coverage available. Different deductible options, including a disappearing deductible. Towing and rental benefits. Only sold through dealerships. | Read Reviews |
Warranty Solutions
| 1.5
15 reviews
| Wide range of extended warranties for new and used vehicles. Customizable plans with optional coverages. Benefits include towing and rental reimbursement. Only sold through dealerships. Some coverage exceptions. | Read Reviews |
InterContinental Warranty Company
| 1.5
47 reviews
| Specializes in providing credit union members warranty products, including vehicle service agreements and mechanical breakdown insurance. Features include emergency roadside assistance and rental coverage. | Read Reviews |
Gold Standard Automotive Warranty
| 1.4
16 reviews
| Provides extended warranties for many types of vehicles. Plans range from powertrain to exclusionary coverage. All contracts include maintenance benefits. Only sold through dealerships at the time of vehicle purchase. | Read Reviews |
Fidelity Warranty Services
| 1.4
278 reviews
| Offers vehicle service contracts with coverage for road hazards, tires and wheels. Affiliate plans include total loss waiver and lease excess with wear and tear. Accepts high-mileage cars. Available in all states. | Read Reviews |
Select Auto Protect
| 1.3
54 reviews
| No limits to number of claims. No transfer fees, claims paperwork or waiting for reimbursements. Can use any ASE-certified mechanic. Accepts all makes and models. Must call for quote. | Read Reviews |
Empire Auto Protect
| 1.3
211 reviews
| Vehicle service plans and contracts. Accepted nationwide. Components, parts and labor included in service plans. No inspection for coverage. No mileage or odometer restrictions. Transferable. 24/7 roadside assistance included. | Read Reviews |
NVP Warranty
| 1.3
8 reviews
| Plans available for cars up to 20 model years old with up to 225,000 miles. Multiple vehicle service contracts available, plus optional coverage, EV coverage and GAP coverage. No waiting period for coverage to start. | Read Reviews |
DriveSmart Warranty
| 1.3
View profile
| Three levels of extended auto warranty coverage. 30-day review period. All plans come with roadside and car rental assistance. Services can be performed by any licensed repair shop. DriveSmart pays the repair shop directly. | Read Reviews |
My Dealer's Choice
| 1.2
15 reviews
| Offers multiple vehicle service protection plans. Coverage for EVs available. Open 24/7 by phone. 30+ years experience. Sells used vehicles. Available in all 50 states. | Read Reviews |
Portfolio Protection Vehicles & Services
| 1.2
288 reviews
| Provides coverage for cars, motorcycles, powersport vehicles and RVs. Offerings include vehicle service contracts, warranties, asset protection, maintenance plans and theft deterrent products. | Read Reviews |
GWC Warranty
| 1.1
395 reviews
| Exclusionary coverage on cars with up to 150,000 miles and stated component coverage up to 200,000 miles. All plans are transferable. No waiting period. Available nationwide through dealerships. | Read Reviews |
Ox Car Care
| 1.1
77 reviews
| Extended auto warranty. Covers cost of breakdowns and repairs. Three plan and coverage tiers. Customizable coverage. Free quotes. $100 deductible. Plan pays the mechanic directly for covered repairs. Money-back guarantee. | Read Reviews |
Penn Warranty Corporation
| 1.1
61 reviews
| Serves dealerships and car-buying customers. Partners with more than 15,000 dealers across the country to offer vehicle service contracts. Contact a company representative or your dealership for more information. | Read Reviews |
GM Warranty
| 1.1
73 reviews
| Provides powertrain and bumper-to-bumper limited warranties, tire and wheel protection, GAP coverage and more. New vehicles are automatically enrolled in the manufacturers' protection program. Additional coverages available. | Read Reviews |
Allstate Extended Warranty
| 1.1
15 reviews
| Extended warranties available in three coverage levels. All plans include roadside assistance, alternate transportation coverage and trip interruption protection. Add-on coverage available, including complete protection. | Read Reviews |
MPP Warranty
| 1.1
9 reviews
| Offers extended auto warranties for new and used vehicles with multiple add-on plans. Also offers coverage for recreational and commercial vehicles. Only sells plans through select dealerships in 10 states. | Read Reviews |
Ally Extended Warranty
| 1.1
18 reviews
| Sells several extended warranty plans. Technology, EV and maintenance plans available. Deductible amounts from $0 to $200. Can visit any licensed mechanic. Must purchase through dealership. No pricing information online. | Read Reviews |
EasyCare Warranty
| 1.1
8 reviews
| Warranties are available primarily through car dealers. Offers four levels of coverage, including EV components. Warranties come with a range of benefits and available add-on coverage. | Read Reviews |
American Guardian Warranty Services Inc.
| 1.0
147 reviews
| Offers auto warranty coverage. Highlights include interest-free payment plans, roadside assistance and guaranteed part replacement. Over 90% of claims paid in an average of three hours or less. | Read Reviews |
Protective Asset Protection
| 1.0
377 reviews
| Accepts cars of any year or mileage. Select from 14 service contracts with a range of terms and protections. Gap and ancillary coverage also available. No waiting period. Available nationwide through certified AUL dealerships. | Read Reviews |
Mopar Vehicle Protection
| 1.0
13 reviews
| Extended warranty company offering comprehensive plans for new, used and leased vehicles. Customers can also add on additional coverage for wear-and-tear parts. Only available for Stellantis family makes. | Read Reviews |
Phoenix Extended Care
| 1.0
113 reviews
| Partners with Nationwide to offer coverage for cars and RVs. Products and program options include gap, private label and theft protection. | Read Reviews |
Smart AutoCare
| 1.0
56 reviews
| Offers three customizable warranty plans. Available in 50 states. Includes roadside assistance. Gap and ancillary coverage can be purchased separately. Claims can be submitted via app and are typically paid the same day. | Read Reviews |
Century Warranty
| 1.0
38 reviews
| Select from three tiers of coverage. Some vehicles qualify for up to 120,000 miles of additional protection. Coverage for rental car, fluids and towing included. More than 6,000 authorized service centers. | Read Reviews |
Fenix Protect
| 1.0
View profile
| Offers plans backed by Black Diamond Administrative Company. All plans include roadside assistance. Seven plans available for new and used vehicles. Accepts cars with up to 500,000 miles. | Read Reviews |
AutoNation Extended Warranty
| 1.0
View profile
| Offers five vehicle protection plans with multiple deductible options available. Covers most vehicle repairs at any licensed repair facility. Provides roadside assistance and rental car and travel expense reimbursements. | Read Reviews |
Safeguard My Car
| 1.0
View profile
| Sells auto warranties. Three warranty options to choose from. $100 deductible required for service. Free cancellation within 30 days. Plans start at $99 per month. 24/7 roadside assistance comes with all plans. | Read Reviews |
autopom!
| 1.0
View profile
| Offers extended auto warranties. Works with licensed mechanics in the U.S. and Canada. Has plans for most cars up to 14 model-years old. 24-hour roadside assistance and trip interruption included. Must contact for a quote. | Read Reviews |
Warranty Direct Protect
| 1.0
View profile
| Extended warranty company offering plans for vehicles, boats, RVs and ATVs. Plans range from $700-$5,000 per year depending on make, model and other factors. Deductible options range from $0-$1,000. No waiting periods for plans. | Read Reviews |
AAA Extended Warranty
| No reviews | Offers a range of products and services, from roadside assistance to insurance. Extended auto warranties are available via AAA Northeast or Club Alliance. Operates several independent branches; coverage options vary by location. | |
Elite Warranty
| No reviews | Offers six coverage plans, including three extended auto warranties with optional add-ons and $0 deductibles. Claims are handled by in-house representatives. Only sells through dealerships. | |
Mercury Mechanical Protection
| No reviews | Mechanical breakdown insurance with three plan tiers, including an exclusionary option. Deductible choices from $0 to $500 plus extras like roadside assistance, rental reimbursement and tire protection. | |
Vehicle Assurance
| No reviews | Offers vehicle service contracts through two established providers. Exclusionary coverage available. Some plans come with roadside assistance and rental car benefits. Payment plans available. | |
Carefree Auto
| No reviews | Offers a range of benefits and reimbursement options for vehicle repairs. Provides up to 25% off car rentals. Covers every car in your household for $19.95 per month regardless of mileage or age (as of publishing). | |
Continental Warranty
| No reviews | Extended warranties for new and used cars with multiple coverage levels. Sold through dealerships. Use your own repair shop. Optional add-ons include roadside assistance and rental reimbursement. | |
National Vehicle Protection Services
| No reviews | Offers exclusionary, comprehensive, enhanced powertrain and powertrain protection. Choose your own ASE-certified repair shop. Includes towing and roadside assistance. $100 deductible for covered claims. No-fee payment plans. | |
Old Republic Insured Automotive Services
| No reviews | Extended auto warranty provider. Three available plans. Range of coverage options with each plan. Only available through dealerships. Partners with over 5,000 dealers to offer warranties nationwide. Can use any repair shop. | |
Delta Auto Protect
| 4.2
1,738 reviews
| Offers three levels of protection. Covers vehicles up to 20 years old with up to 140,000 miles. Coverage is not available in Alabama, California, Florida, Missouri, Texas and Washington. | Read Reviews |
Protect My Car
| 4.0
4,134 reviews
| Offers plans for newer and older vehicles up to 20 years old and with up to 299,999 miles. All services provided in-house by Protect My Car employees. Special offers for military personnel. Not available in California. | Read Reviews |
Concord Auto Protect
| 1.0
1,231 reviews
| Direct provider of three tiers of coverage. Offers 0% interest payment programs and a 30-day refund policy. Available in all 50 states. | Read Reviews |
MasterTech Warranty
| No reviews | Offers vehicle, debt and ancillary protection programs. Five customizable auto protection plans available. Waives GAP amounts up to $50,000. Fully transferable coverage. Money-back guarantee within 60 days of purchase. | |
American First Auto Protect
| 1.0
133 reviews
| Offers three coverage plans with customization options. Covers parts, services and roadside assistance. 14+ years of experience. Available across the U.S. 30-day money-back guarantee. | Read Reviews |
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