Best Payday and Title Loan Companies

+2 more


Best Payday and Title Loan Companies
Payday and title loans are short-term loans that give you a cash advance on your paycheck or use your car title in exchange for immediate funds. These quick loans are intended to be short-term solutions for unexpected or emergency expenses.
In this guide, we explain terms, fees and what else to look for when choosing the best payday and title loan companies for your situation.
- Our recommendations are based on what reviewers say.
- 4,604,607 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Compare Reviews for Top Payday and Title Loan Companies | ||||||
---|---|---|---|---|---|---|
Online lender offering payday loans, installment loans, and line of credit products. Can lend up to $800 with loan terms anywhere between 8 and 31 days. Borrowers apply online and receive an instant lending decision. | ![]() | |||||
Consumers can get approved for car and motorcycle title loans up to $10,000 in about 30 minutes with no prepayment penalty. The company has been in business 15 years, has over 1,000 locations and offers competitive interest rates. | ![]() | Get Started | ||||
Obtain payday and title loans with maximum amounts that vary by state. Payday loans range from $255-$2,500 and title loans range from $300-$25,000. Check cashing and money orders also available. | ![]() | |||||
Provides auto title loans with max amounts that vary by state, vehicle value and ability to repay. Also offers an Emergency Cash option with your auto title of up to $2,500, which is typically available in 24 hours or less. | ![]() | |||||
This company stopped funding new personal and tribal loans in 2024. Out Of Business | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Installment loans from $100 to $5,000 or credit services for loans up to $2,500. Maximum APRs vary by state. Specializes in personal loans for bad credit and programs to build or improve credit. | ![]() | |||||
Connects borrowers with nationwide lenders. Find personal loans from $100 to $40,000. APRs up to up to 35.99% or higher. Get funds as soon as the next business day. | ![]() | |||||
Loan products and max amounts vary by state. Choose your state to see whether payday or title loans or both are available. Over 500 locations available nationwide with online applications accepted in some states. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Offers four types of loans, with five additional service options. Available in 15 states. In-store and online applications available. In business since 1993. | ![]() | |||||
Payday loans in 8 states with max loan amounts $255-$1,500 and title loans in 7 states with max amounts $200-$5,000. Get cash instantly in-store or overnight with online applications. Offers 72-hour guarantee. | ![]() | Chat with a ConsumerAffairs decision guide |
Payday and Title Loan Companies Buyers guide
Jump into our guides and start learning
Guide sources
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
- Consumer Financial Protection Bureau, “Payday loans.” Accessed Sept. 13, 2023.
- Federal Trade Commission, “Payday Lending.” Accessed Sept. 13, 2023.
Thanks for subscribing.
You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.
Compare Reviews for Top Payday and Title Loan Companies | ||||||
---|---|---|---|---|---|---|
Find simple payday loans up to $500 with no credit check and possible same-day funds access. Other services include check cashing, prepaid MasterCards, bill pay services, free money orders and a free budgeting guide. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Supplies both payday and title loans online or at over 2,000 store locations. Amounts vary by state and vehicle specifics. Max payday loans range $100-$1,100 and max title loans range $300-$10,000. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Supplies payday loans and installment loans in 17 states that are typically available the next business day. Max payday loan amounts vary by state and range from $50-$1,500. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Offers in-store payday loans in 10 states and online loans in Hawaii, California, Louisiana and Kansas. Max loan amounts range from $255-$700 depending on the state. Approved in-store applicants can get funds within one hour. | Chat with a ConsumerAffairs decision guide | |||||
Supplies cash advances via installment loans up to $4,000 in 12 states, either online or in-store. Max amount varies by state. The money is deposited through a secure transfer, usually within 24 hours. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Provides payday loan alternatives to people with a variety of credit scores. Tribal loan lender. Credit checks may be required in some situations. Loan amounts range from $300 to $5,000. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Offers installment loans and tax preparation service. Serves residents in Alabama, Georgia, South Carolina, Tennessee and Texas. Apply online, by phone or at a local branch location. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Offers flex and installment loans. No collateral necessary. High-interest rates and APRs. Apply and get approved for funds online. Only available in certain states. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Secured loans up to $25,000 when you apply in branch. Get pre-qualified online. Payment protection insurance available. Operates 220 locations in eight states. Maximum APRs vary by state. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Offers paperless application process available 24/7 online for payday advances between $100 and $5,000. Funds may be available as soon as the next business day. | Chat with a ConsumerAffairs decision guide | |||||
Personal loans from $600 to $20,000. Maximum APRs vary by state. Includes a seven-day “no worry guarantee” to return any amount. No prepayment penalty. Small business loans also available. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Offers title loans with max amounts that vary by state and vehicle make, model, year, and mileage. Max 30% APR. Find fast pre-qualification, same-day approval and easy online and mobile access. Also find prepaid cards here. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
This company no longer services loans. They offer other services, including check cashing, money order, bill pay and prepaid cards and phones. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Get payday loans up to $2,500 with an approved online application. Offers instant approval and fast cash options with no credit check required. Free financial education also available on the company’s website. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Offers payday and title loans with immediate access to cash in store locations in Alabama, Michigan, Oklahoma, Louisiana, Mississippi, South Carolina and Virginia. Payday loans range $50-$500. Title loans range $100-$5,000. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Provides biweekly or monthly installment loans. Maximum APRs vary by state. Flexible repayment terms. Reports to all three major credit bureaus. Loan amounts and rates vary by state. Not available in all states. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Apply online or by phone for an auto title loan. Max amounts vary by individual and vehicle equity, but could be up to $50,000. Same-day approval possible with funds available the next business day. Also offers business loans. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Get payday advances in-store or with an online application in 5 states. Max loan amounts vary by state and range from $50-$1,500. Get instant access to funds in-store or next business day with online approval. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Online loan marketplace. Offers payday, installment and bad-credit loans. Easy online application takes five minutes. Free to use. Get paired with lenders that meet your criteria. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Apply online for payday advances between $200 and $700 for first time customers. Repeat customers may be eligible for advances up to $1,000. Applications approved by 6:00pm EST receive funds the following business day. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Provides short term loans with flexible repayment terms and an easy online process. Individual applicant factors determine max loan amounts. Customers approved before 2:30pm CST, will have the money the next business day. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Easy online and mobile process. Payday loans up to $500 for first time borrowers and up to $1,000 for repeat customers. Cash advances available in as little as one hour (next business day for weekend transactions). | Chat with a ConsumerAffairs decision guide | |||||
Personal, mortgage, car title and closing costs loans. No repayment penalties. Annual percentage rates start at 9.9%. 12- to 36-month terms. Online application. Funds released in 24 to 48 hours. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Financial broker. Options for secured and secured loans. Loan options available for under $1,000 and up to $50,000. Available in most states. No APRs or fees advertised for specific lender. No fee to use broker. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Read Author Review | Refers borrowers to providers for payday loans and lets you compare different options at a glance. Loan amounts vary by state and applicant credit score. Can also connect customers with lenders for business loans and more. | ![]() | Chat with a ConsumerAffairs decision guide |