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Check Into Cash
Check Into Cash
Overall Satisfaction Rating
4.80/5
  • 5 stars
    920
  • 4 stars
    90
  • 3 stars
    16
  • 2 stars
    4
  • 1 stars
    18
Based on 1,048 ratings submitted in the last yearSHOW RATING DISTRIBUTION

Check Into Cash

ConsumerAffairs Accredited Brand

Are you in need of emergency funds? Check Into Cash is your direct lender and one stop money shop for when you need quick cash. At Check Into Cash, we provide online payday loans, in-store title loans and in-store cash advances. With thousands of locations conveniently located near you, you can rest assured that when you visit Check Into Cash our expert team will guide you into finding the best solution for you. Call or visit us today to learn more about our services! Or click the link to the left to start your application today!

*In Ohio, Check Into Cash operates as a registered credit services organization (CSO). The actual lender is an unaffiliated third party. CS.900185.000.

* In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party.

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1946 Check Into Cash Consumer Reviews and Complaints

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Verified Reviewer Verified Buyer
Original review: July 16, 2018

Check Into Cash's website looked user-friendly. I get payday loans and I do the application online taking about 10 minutes. I sent in my bank account information the first time about a year ago. And through it as well as proof of payments, I get paid. Sometimes I'll do it on a Friday, and the money won't come in until Monday or the next business day. But most of them, it takes a day. Working with Check Into Cash helps to relieve stress for a short period when we are in a rough spot. Use them if you need it.

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Verified Reviewer Verified Buyer
Original review: July 11, 2018

Quick service, friendly faces and people, surprised not a hassle like I thought. Verification took a minute that took the longest but all in all it was really quick. If the need ever arises again I will surely use you again.

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Verified Reviewer Verified Buyer
Original review: July 8, 2018

I used to live in Hollister and I used to go into the Check Into Cash office. Then I moved to San Jose and I didn’t need the loan until I kinda know you can do it on the computer instead of going to the office. When I took a payday loan, I went online and entered my information. The first time, I got a phone call and because they already had my information, I didn’t have to part with too much information which was perfect for me. I work 30 minutes away from where I live and for me to get to the office, I usually get there right on closing time. So, it was easy access for me to do everything online.

The rep called me the very first time to make sure it was me. I felt good and I felt pleased I was able to do this on the computer and with them on the phone without me having to see someone. This process was easier for me. The lending process didn’t take that long and it was in the account on the next day but the process of applying for it was within minutes. Whenever I’m in need of Vanderbilt’s services, they don’t fail me and they’re there to help me out. Vanderbilt is something that maybe life comes your way and you need help on the road, you can ask them to help you out in your financial needs and I will recommend it.

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Verified Reviewer Verified Buyer
Original review: July 7, 2018

With Check Into Cash instead of walking to a company and making lines, you can do it online so it's quicker and faster. You can expedite the process if you need something. You can use your app. You just need a blank check, take a picture and send it. You can download your bank statement to your phone and forward it to them. The deposit is direct to your account so you don't get a check or cash on hand. The first time the process takes about two business days. You can submit it one day and the next day they verify. And technically, on the second everything is done. And then, when you reapply, it takes one day.

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Verified Reviewer Verified Buyer
Original review: June 23, 2018

I got a regular loan through Check Into Cash. Everything has been smooth and their online service was good, understandable and user-friendly. Any time I would call, somebody was there and was always able to answer my questions and when I know I need some extra funds, they were there to help me out. The whole lending process took ten minutes. I just logged into my account, put what I needed and I was able to change the amount. There was also one time when I did it on my phone and I wasn’t able to change the amount ‘cause I didn’t need that much. I was able to call and the lady was able to change it for me without any hassle. They worked faster than any of the other people I've dealt with before. Everything was wonderful with them. In fact, I recommended them to one of my other friends. She said she was pleased and satisfied with them too. So I will recommend Check Into Cash to anybody that’s looking for the cash in that moment in time.

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Verified Reviewer Verified Buyer
Original review: June 12, 2018

Kaylee ** Was a HUGE help. My funds were sent to the wrong account and she stayed on the phone the whole entire time trying to get things situated and she did just that. I want to give her a 5 star rating. Best customer service I ever had!!!

Check Into Cash response

Christopher,

On behalf of everyone at Check Into Cash, we would like to thank you for being a loyal customer.

Quality and customer service are what distinguish us from others. We always strive to exceed customer expectations and will continue to do our best to meet your financial needs. Your feedback is very important as we are constantly looking for ways to improve our services.

Thank you again for choosing Check Into Cash and looking forward to your business again in the future.

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Verified Reviewer Verified Buyer
Original review: May 25, 2018

Check Into Cash is my go-to for payday loan because I can do everything online. I don’t have to go down and provide anything. Everything is easy. Once I apply for it and then sign all the e-loan documents or whatever that it requires, I can check back in the app within a couple of minutes or I’ll get an email. And then I can check my bank account when I wake up in the morning and it’s there.

I’ve been using them to two years now. I’ll get out of the habit of using them and then I’ll come back and use them again. In the last 30 days, I’ve had to take out two. When I need a loan I can do it in the morning and by the next day, I’m good. And because I have the longstanding history, I don’t have to deal with anybody and interact with anybody. Nobody has to know my business. When things are tight and if I don’t have any other choice – because I’m one of those people who does not like to ask for help -- I can just do this with Check Into Cash.

But for returning customers, the interest rates could be a little bit nicer. But it is what it is. It’s a short-term solution, hopefully, for some people. Among other check cashing points in my area, they’re definitely better. They have lower interest rates. Even if it's $2 or $3 it make a big significant difference. To me every dollar counts because I got kids.

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Resolution In Progress
Verified Reviewer Verified Buyer
Original review: May 23, 2018

We obtained a cash advance from Check Into Cash to catch up on the bills. I liked that they didn't ask me a lot of questions except for when I got paid. They just sent it on the web. I signed it and set it up. They deposited the money and that was it. However, it looked like it took forever to pay that money off. I borrowed $600 and it took more than eight months of them taking out of my account. I was like, "Ain't I paid up on it yet?" So, it went from $600 to almost $1,800. I'd tell my friends not to do it. They'd do better just to call the people they owe and sit down and say, "Hey, I got x amount of dollars. I just have to get to payday until I catch up."

Check Into Cash response

Veronica,

Thank you for sharing your concerns. The experience outlined is not reflective of the core mission, vision and values of Check Into Cash. Whether conducting business online or in one of our stores, Check Into Cash strives to always makes sure product rates and terms are clearly communicated before the loan transaction. We take your feedback and concerns seriously. Please feel free to call us at 1-877-577-7977 or email CustomerFeedback@checkintocash.com and one of our customer service representatives will be happy to assist you.

5 people found this review helpful
Verified Reviewer Verified Buyer
Original review: May 21, 2018

I was looking for a place to get money at the time and Check Into Cash was there when I needed them. The first time, I had to fill up paperwork and show whatever I had to show, and it was probably 15 minutes to get that process done. However, I’ve been getting paid for the last 20 years but I still have to bring proof of insurance each time I come in, which I don’t understand. But the people at Check Into Cash are always friendly. I've used them for a long time and it’s gotten to where they know me personally.

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Verified Reviewer Verified Buyer
Original review: May 21, 2018

I got a payday loan from Check Into Cash and the lending process was very easy. I did it online in 10 minutes. At that point, I really needed it so it helped. It’s worth doing and I'd recommend it.

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Verified Reviewer Verified Buyer
Original review: May 20, 2018

I needed money badly and I just typed Check Into Cash in and did everything online. Their website was easy to navigate and the loan process took about 10 to 15 minutes. Working with them really helped a lot. Everything was good and the funds arrived the next day.

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Verified Reviewer Verified Buyer
Original review: May 19, 2018

I needed some assistance and Check Into Cash was the first thing that came up in my Google. I did a payday loan with them online and the process took 24 hours. Everything was very smooth. The reps were very receptive of what I’m going through and understood and tried to accommodate me as best as possible. And if there was something that need to be addressed, we took care of it as quickly as possible with no major errors. If you need something quick and you’re in a tough jam, just apply to Check Into Cash so you could get out of your situation. It’s very quick and very direct. They’ll be able to help you as fast as possible.

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Verified Reviewer Verified Buyer
Original review: May 19, 2018

I had a payday loan from Check Into Cash. I applied online and the cash was delivered the next day. It was convenient until I hit a snag. One time, I hit a weekend. And they have stores, but unfortunately, their online business in Check Into Cash is not applied to the storefronts. I couldn't just go to a storefront and pick it up on a Saturday even though they were open. So it didn't get completed until Monday. I didn't know the companies were separate in that sense. I didn't have any way to get my cash when I needed it when I expected it to.

Check Into Cash response
Hi William,

I apologize for any inconvenience this has caused. At Check Into Cash, we take your feedback and concerns seriously and make every effort to promptly address them. If you have any other concerns or would like to speak to a Customer Service Representative, please feel free to contact us directly at 1-877-577-7977 or email CustomerFeedback@checkintocash.com.

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Verified Reviewer Verified Buyer
Original review: May 18, 2018

I needed a quick loan and Check Into Cash was pretty easy and simple to work with. I just did everything online and the process took about 10 minutes. It was a good experience getting a cash advance with them. It's definitely a company where people can go to if they need quick and easy cash.

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Verified Reviewer Verified Buyer
Original review: May 17, 2018

I had gotten in debt with my bank and I needed some money that I can work with. I saw Check Into Cash on the Yellow Pages and I went to them to get a personal loan. The process took about 15 minutes and I gave them my information and checking number for the application. I borrowed $500 and it got me out of my little debt I had and my rent. Check Into Cash is a good opportunity but you gotta pay them.

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Verified Reviewer Verified Buyer
Original review: May 17, 2018

I went online and got a personal loan from Check Into Cash. It took a few hours and when I spoke with someone, the customer service was okay.

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Verified Reviewer Verified Buyer
Original review: May 16, 2018

I got a payday loan from Check Into Cash and I went with them for the ease of usage. With the interest they charge, you can get yourself into a hole pretty quickly. But they helped me out and the overall process was fast and convenient. They did a good job of keeping me notified and gave me when money was gonna be withdrawn from my account and so forth.

Check Into Cash response
Thank you for sharing your feedback Dino.

We’ve built our business by making sure we take the very best care of our Customers and their financial needs. If you have any other concerns or would like to speak to a Customer Service Representative, please call 1-877-577-7977 or email CustomerFeedback@checkintocash.com.

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Verified Reviewer Verified Buyer
Original review: May 15, 2018

I did a couple of payday loans from Check Into Cash. I did the whole lending process online and it took three to five minutes. The website was pretty easy to fill out. Once you made an account, all your information is saved. So if you ever had to come back, it’s all set up. One time I was doing a payday loan and I didn't know that a certain amount of time had passed and they would rerun the credit. It was like the initial check and then a couple run again. I wish I had known having them. But CIC has helped me make it through when I had gotten in a car accident and I was struggling with my rental car payments. I got my car back.

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Verified Reviewer Verified Buyer
Original review: May 15, 2018

I went online and filled Check Into Cash's application for a payday loan. The process was convenient and it was completed in a day or so. It helped out a lot because I really needed the loan. Check Into Cash was all right to work with.

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Verified Reviewer Verified Buyer
Original review: May 14, 2018

My experience with Check Into Cash was really good. Their lending process was almost instant. Filling up the application took a few minutes. But other than that, the process was very quick. They approved my payday loan online. We would definitely refer our friends to Check Into Cash. They can just apply online and everything would be handled electronically.

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Verified Reviewer Verified Buyer
Original review: May 13, 2018

I mentioned to someone from my family that I needed some money and he said he got some from Check Into Cash so I tried it and got a payday loan. I did it online and filled out the information on a Tuesday night, sent my verification and the money was in my checking account on Thursday morning. I love them and I will use them again. If my friends ask about it, I will tell them that I got my money from Check Into Cash and did what I had to do. Everything was fine and as long as you pay, it would be alright. It was a great experience and I would recommend them.

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Verified Reviewer Verified Buyer
Original review: May 13, 2018

I walked in at a Check Into Cash store and they were really nice and explained everything well. I got an installment loan and they required a couple of pieces of identifying information, personal identification, proof of address, and checking account information. I filled out a paper application and signed it, they asked to run my credit report, I decided to agree with them and went for the full process. It was very simple once everything was processed. And once all the paperwork was signed, they gave me cash on hand. The whole process took about 40 minutes.

The only thing that I have is because of the amount of APR interest component, I had borrowed X amount of money and I paid that much back by now but I still owe five times as much. It’s never ending so I'm in the process of trying to figure out how to pay off what the remaining balance is upfront. So, you need to assess your own finances first. While it’s very convenient, easy and the process isn’t that bad, they affect us long-term. I'm still paying on it and that sucks but they've given my need at the time and it was very fitting.

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Verified Reviewer Verified Buyer
Original review: May 12, 2018

Check Into Cash was one of the lending companies that I had applied to see if I got approved and they were the one that approved me. I got asked about my job, if I had direct deposit, and to send in my bank statement. I got the payday loan funding after the cut off time which was 3:00 or 4:00 the next day. My experience with Check Into Cash was really good and I would recommend them to my friends if they need a loan quickly.

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Verified Reviewer Verified Buyer
Original review: May 11, 2018

I’ve seen good reviews for Check Into Cash and I decided to get a payday loan from them. Their process was good and didn't take five minutes to complete. I would refer them to others.

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Verified Reviewer Verified Buyer
Original review: May 10, 2018

A friend referred me to Check Into Cash so I went with them. I got a payday advance and the lending process seemed straightforward. I went online, filled out the information, and they told me if I was approved or not. I called in one time and they were really nice. I asked for an extension and I got a courtesy extension of a few days. Working with Check Into Cash has made life a little bit easier. It’s a good place to go when you need cash real quick but I wouldn’t advice it for a long term solution.

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Verified Reviewer Verified Buyer
Original review: May 9, 2018

I’ve always liked Check Into Cash. I applied for a payday loan and the process was reasonable. They made it very simple and it was completed in a matter of minutes. Check Into Cash was very helpful for me, and I'd tell others to use them if they need it.

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Verified Reviewer Verified Buyer
Original review: May 9, 2018

I saw the TV commercial of Check Into Cash and looked up their website online. I needed extra money at that time and got a payday loan. Most of the time, you could do the process face to face and other times, they had it where you could do it online. Either way, how soon you can get it depends on the day. If it falls on a Friday, then you would get it by Monday. But if it’s on a weekday, you would get it the next day. It’s within 24 hours. I’m doing home care and there is no specific date that I can give and the processors worked with me. I would call to let them know if I got paid that day and then, they would just take the money out or if I needed to extend it for a couple of days, they would do that with me. So that’s one of the things that I liked and working with them was really good.

It’s just me so it has helped me when life situations happen after I have paid my bills and I’m done grocery shopping. You also have to buy necessities and all that for yourself and for hygiene so, you’re not really left with anything after that. So when it’s somebody’s birthday, you can always get extra money from them to buy a gift or give a gift card or take them out to eat and not feel stressed about your bank account. I would tell friends to try Check Into Cash. I have a cousin that tried them as well and I got her on board.

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Verified Reviewer Verified Buyer
Original review: May 8, 2018

I saw the Check Into Cash ad on TV when my brother needed help and I got the long-term loan for him. The process started out well and went great all the way through. It was easy, quick and I had no problems. The reps were always very polite and explained everything. I started paying on it as much as I could but when my health went bad, it’s either food on the table or pay them. I quit paying it because the person I was dealing with was rude and he yelled at me on the phone. I was on a fixed income and on disability and he could not understand. The credit person they turned it over to was horrible but Check Into Cash was easy to deal with. I would tell my friends that as long as they can afford it and know exactly how much their payments are gonna be, they should do it.

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Verified Reviewer Verified Buyer
Original review: May 7, 2018

For the first time I got a payday loan with Check Into Cash, the process took a day or two. It was filling up all the information online that they requested, like my pay stub and taxing information. Once the application was reoccurring, the process didn't take that long. I would get the loan a day after. It was also good working with their lending processor. It was very easy and straightforward.

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Verified Reviewer Verified Buyer
Original review: May 6, 2018

I recommend Check Into Cash. Getting a payday loan took about 10 minutes. I had to create an account online and then they ran through my social and my pay. After that, they would give you an allotted amount that you're qualified for, and if you accept it, you go through acceptance and disclosure. They wrote me a check on the next day and I linked my routing and checking number.

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Check Into Cash Company Information

Company Name:
Check Into Cash
Company Type:
Private
Year Founded:
1993
Address:
201 Keith Street SW, Suite 80
City:
Cleveland
State/Province:
TN
Postal Code:
37311
Country:
United States
Phone:
8772622274
Website:
checkintocash.com

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