Consumer Complaints and Reviews
I almost got scammed by them. No company will ask you for your user and password to your account. When giving you a loan. No loan company will ask you on good faith send them money when offering you a loan. Regardless of the amount. The 5000.00 or 10000 is nothing more than a scam to overdraw your bank account and you wiring them money that was never there. Beware and not do business with them.
The other day I applied for a short term loan and received a text message from ** from a Jason ** stating I had been approved for a loan for $5000 and to give him a call back. I was on the road at the time, when this number called my cell. I answered and it was some guy named Michael (sound familiar) from Cash Net USA. I told him I couldn't talk and would call him back when I got a chance. When I returned the call, Michael stated he was with Cash Advance USA. I told him I had not applied for a loan with his company, but he ** his way through and then said he was with Cash Net USA.
Getting a red flag, I asked him how he got my information. He then told me to check my email and complete the loan form and return it to him with my electronic signature. Hmmm. So, I checked my email and sure enough, there was a form for me to sign which stated the loan terms and repayment. When I called him back, he asked me for my user ID and password at my bank. I told him no, I wasn't giving him that information. Michael said it was the only way they could make the transfer into my account. He even told me if I was leery, to take all of the money out while they made the transfer then I could put it back in with a new user id. Who does he think I am, boo-boo the fool? Haven't heard back from him. But the next day received another form similar to the first from Cash Advance USA... Have kept the text messages just in case. Please be very, very careful and DON'T ever give out your personal user ID or password.
This past week and a half I got a email from Michael ** stating I got approved for a 1500 loan and the money would be put in my account within 24 hours. I thought alright great. Cause I needed to get my car out of the shop and have money for my kids so then I filled out the app and everything. He told me he needed my bank account information (note the only bank account I use is green dot bank). Well my phone has been out of minutes so he tried to call my work and got extremely hateful and rude when they said I was not there.
I have never filled out a personal loan application before but I knew for damn sure my mom and dad never had to give a loan person their bank account login and password. So when he asked for mine I asked why he needed that to transfer money to my account and no reply. Well I told him that I was not about to give him that much more information that he didn't need it. He then said "Miss Jessica I told you we can't transfer money to a green dot bank account." I said it is a bank so what's the problem and told him I would not be using this company for a loan and for him to lose my information! He then got very rude and asked for a picture of me cause he wanted to see me. I told him to go straight to hell and lose my information. His reply was "** you." When I said your real mature for someone who works at a loan company he became real angry and went on and on about how it was wish to ** me real hard. Like seriously dude.
Once I told him he was nothing but a scam artist and to go back to Afghanistan cause we sure didn't need him in America he started to call my cell phone being rude and hanging up. At this point my boyfriend and father of my children was highly pissed! So the last time Michael ** called and saying nasty and rude things to me about my family and myself and hung up my boyfriend called the number ** and started to treat this dude the way he was being treated. Michael told him that all us Americans were racist. Haha. Like really you wanna be big and bad you can't play by the end of the many many phone calls and messages my boyfriend left. Cash advance has not called or emailed me at anymore. So beware they are a scam scam scam!!!
Tried to get a loan that they said I was approved for and after I provide I could make the first payment and countless calls asking over and over when I paid the money they became nasty and started calling me names as well as said that he really was in a foreign country even though it says New York area code. This is a scam. If they call you and they sound like they are from Pakistan. It's a scam.
Within the last week, I personally have received at least 50 phone calls from a company that claims to be Cash Advance USA. The people I have been talking to have accidents of people who sound to be from India. They call me and tell me I have been selected to receive a personal loan ranging from $3,000 to $15,000 and every time I have told them I am not interested and to take me off of their call list. They have continuously kept calling me and I told them if they did not stop I was going to go to the police. They told me they were going to keep calling me and to go ahead and go to the police. I went to the police department and filed a harassment claim. They told me to contact the Better Business Bureau to report them but upon speaking to the Better Business Bureau they said there isn't much they could do for the situation and they provided me the number to the Federal Trade Commission.
Upon speaking to them they asked a series of questions and asked for the phone numbers and any other information I had about the company. I stated it to them they were calling me off of different numbers all over the United States and what they had told me about how they would not stop calling me in to go to the police. They said they would check into this situation for me and gathered some contact information if they had any more questions. They said they would be providing these numbers to the government National and state-level as well as local law enforcement. They were the most helpful people I have spoken with about this situation. I highly advice anyone dealing with this company to contact them and let them know what's going on. Their number is 18773824357.
How do I know I can trust these reviews about Cash Advance USA?
- 694,519 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
For more information about reviews on ConsumerAffairs.com please visit our FAQ.
I received a call from someone with a thick East Indian accent who stated they were with Cash Advance America and that I have been approved for a loan between 2 - $10000. The reason they are able to offer this without any documentation is because the government is allowing them to finance people like myself that have a low credit score probably due to something that could not help. So the first guys verifies all my information. He knew my bank and my routing number and my account number. So I said, "Sure I need money, how about $5000." No problem but he would have to transfer me to his supervisor who would finalize everything. I told him there better NOT be any request for money up front. "Oh, No No ma'am you do not have to risk anything" as I am already approved.
Another East Indian comes on and states all I have to do is wire $250 from my account so that the investors would know that I am a good investment and 5 minutes later the money would be in my account. Well I may be green but I am bright green!! No way I told him would I ever fall for such a scam. It is a terrible crime what these people are doing to the gullible. I hope our federal government is doing something to shut these people down. They said they were in San Francisco.
Like many others, it appears, I have been the victim of these evil people. Thankfully something didn't seem quite right while I was talking to the "manager" on the phone. The day before I had applied online for an emergency loan. I knew I would be paying it off in just a few days so I wasn't too worried about the high interest rates, etc. I received a call from Robin while I was out running an errand in my car. After a lot of time with him on the phone I was told I could have up to $10,000. Wow! I said "Cool, I'd like $2,000 please." Robin says "wouldn't you rather have the full $10,000 we are offering?" I thought it over for a whole second and said "well, ok."
Then I get transferred to the "manager". I notice that he has the same thick east India accent as Robin who will finalize everything. Note that I'm also distracted by a personal matter that has my brain spinning so I'm thinking I just want to hurry this along and get back to the texts that are coming in rapid fire on my phone. Sitting the parking lot at a bank for an hour was probably looking at bit suspicious as well. Some guy even stopped by, tapped on my car window, and asked if he could pray for me, saying he thinks about me often. I try to explain that I don't know him and I'm on the phone. He looks hurt and walks away.
Back to the "manager". He explains that he is going to wire the check into my account but needs to put a smaller one in first so the bank can see that I am receiving funds from this company. Kind of like a test. Hmmm, ok. Then he says after I get the $10,000 check wired in I need to pay them back for the first smaller amount. Suddenly this all seems very strange and I ask why I need to pay the smaller one back. Why don't they just send me the difference instead of the full $10,000? "No, can't do that. And be sure to pay the smaller one back immediately" he says. I ask why. He says "cause I wouldn't want to steal money from the US Treasury." I laugh, of course, and tell him I have to get going. He asks why I'm laughing. Now I really just need to find a restroom and pee. I'm laughing so hard.
Well, I check my bank account when I get home and sure enough, there's $750 wired into my account. Hmmm, maybe I shouldn't have laughed. But wait! A loan without any agreements to sign? Naw. Well, at 7:00 in the morning I get a call from Robin who asks me if I can hurry to CVS or Walgreens and wire him the $750 so they can pay me the $10,000. I laugh and say "What? Send you $750 of my money before the $750 clears my bank?" I told him I was very tired but not stupid. Not sending him a dime.
He then gets really upset. I get a call back from the "manager" five minutes later and he just starts yelling and says I'd better send the money or he will report me for stealing. I ask him where he works and he says "Cash Advance America". He says he's gonna "blow up my account" if I don't send the cash. Hmmm. I'm awake now. I hang up on him and research it. Land here on this site. I had to call my bank and report it. They are aware of them already. The east India accents and everything. Of course I feel stupid for being so desperate in the first place. And now my account is flagged for fraudulent activity. There will be a police report. I hope Robin is reading this. Run and hide :)
I went online to get a payday loan, a fake account using the name of Cash Advance USA payday loan, this fake online company deposit a fake social security check of $990.35 then asked me to buy $800.00 of iTunes gift card and tell them their number on the card then again they put a fake check into my online account of$1,759.45 which my bank called to tell me about both checks being fake. Oh yeah and I had to buy 1,700.00 in iTunes and give them their numbers so my bank is closed today and I have to start paying back the money starting October 1st.
This isn't fair cause I didn't know that this was a fake company and believe they were going to deposit 5,000 into my account. Now I haven't any money to pay my bills and rent this month because of this fake online payday loan. The name of this man who con me is Steven **, and the phone number is 409-356-5088, 409-246-0332, 989-715-1113 so beware of these people are they and India, am so stressed out with what happened to me and am broke because they took all my money and I can't get it back...
My friend called me and she told me she applied for a loan, and she was uncomfortable with the information requested from her, and she asked for my help. I called on her behalf and I spoke with a guy named Peter ** with a heavy Indian accent. I started to question him about the initial of the loan and what's required from her to get the loan, and he told me that she needed to go to Walgreen, purchase an iTunes card, and pay 248 dollars.
After briefly speaking with him I informed him that I was aware that this is a scam, and he needed to stop calling her and forget whatever information that she gave him or personal information that she provided him with. This person, which I'm sure that's not his real name, started getting aggressive and cursing very unprofessional, and that's another giveaway that that was a scam because anybody in the financial business who is a professional would not speak in this manner. So we went to the bank, close that account, and made the bank aware of the scam, and it also fit filing a criminal charges. This person should be in jail and deported back to India.
I believed them 'cause I had been speaking with money bee for a few days which may also be a fraud/scam and they told me an adviser would be calling me to finalize what I was approved for. Well the guy that called knew all my info I had given money bee.com and the amount I was approved for. They deposited a test deposit to be sure my bank would accept then had the rest of my loan on hold. I could see it on hold in my account after I paid bills bought things my 2 year old needed that. I hadn't had the extra money for they withdrew all money and my account is now way overdrawn.
I reported to state police ftc and others. I hope these scammers are caught and punished for putting poor people like me through this. I only went through moneybee.com because I have bad credit were I had been. Off work for over 2 months for health issues and my credit score dropped dramatically. Never ever accept a call from Cash Advance USA or names of Mark ** Kevin ** Charles ** or William **. SCAM SCAM SCAM. Now I am more in debt than I was and I have a child to raise and there's no help for me. So thank you scammers. You ruined my life financially!
Received an email stating that this would be the final notice (first contact I'd ever received from or even heard of this company) before they went to court over a cash advance loan (which I have never done with ANY company) of 300 dollars which was supposedly overdue and with interest, now close to 900 owed. They refuse to provide documentation of "me" taking out this fictitious loan. I informed them that if they pursue the matter I will be countersuing for damages to my credit rating as well as court costs. I am hoping they do not pursue the matter, but I refuse to be scammed and just settle, as they suggest. Need to fight these scam artists who think they can scare you into a settlement just to avoid the hassle of defending a fictitious claim.
My husband and I have been in a financial crisis. Desperate times, call for desperate measures. In a desperate attempt to get us out of this black hole of financial stress, my husband was surfing the net looking for loans for bad credit. He came across an application, filled it out, and got a call from a guy with a thick Indian accent, saying that he was approved up to $20,000. He said, "We only need $2,000." These people claimed to be Cash Advance. They told him they would deposit $899.11 into our account of which we needed to withdrawal and send back to them via Western Union to ensure that our bank account was active. They deposited the money, he did as they said, and then they said the loan would be deposited the next morning. The next morning, the money obviously was not there. They called my husband and said that his credit was too low and he would have to pay $325 to ensure we would be able pay the monthly payments.
At that point, we realized it was a possible scam. We went to the bank, opened a new checking account since they had our banking information and moved all of our money to that account, just in case. We didn't close the old account since we have to switch all of our bills and direct deposit. Today, I checked our account and noticed these scammers charged our account $899.11, putting our account negative $900! We called the bank, told them what happened and they didn't believe us and said they were going to file criminal charges against my husband for fraud!
Luckily, those people called back while my husband was on the phone with the bank, my husband put the call on conference call and answered their call. They were laughing at him and calling him names!! Thankfully, since it was on conference call, the people at the bank heard the whole thing! So that account is currently frozen, there will be no criminal charges against us, but we still have to pay all of that money back to the bank! Please DO NOT fall for this scam! We are already in a bad situation, and now it's even worse! The number of these scammers is 312-473-4818.
So someone from a (312) 878-9025 called me and stated I was approved for a loan for 5,000-10,000. I asked him, "How did y'all approve me for a loan for that amount just out the blue." He stated I was selected. I notice he was in a call center with a lot of people with the same accent. I call it the SCAMMER ACCENT... It sounded good b/c I need a new car. However I'm not dumb. I didn't give him any info. I asked was this a legit company, he stated yes. However after reading some reviews I'm glad I didn't fall for it. I hope this helps someone else out...
Like others I received a text saying I was approved for a loan. I called the number **. He had my information & all correct. He deposited $989.00 into my account. Anyway please don't fall for it. He got into my account taken me for everything I had as well as money I didn't have. My bank is helping me with this scam I fell prey to. The man has a very strong accent and is very persistent in getting you to do as he says. He makes himself sound trustworthy. They are out of Austin, Texas. He went by the name Eric **. I asked him about his name. He told me that his parents wanted a western name for him. Yeah, right. I will survive (barely), but what about others?
Even if you are registered with the National Do Not Call Registry, they STILL call. Apparently the Government can't do anything to stop them.
Someone claiming to be with Cash Advance USA. I received two calls 845-520-4438 and 775-237-3856. I had a weird feeling they weren't who they said they were and looked them up while one the phone. As soon as I did he hung up on me. Be very careful of how much information you give out.
They keep calling my phone 5-6 times a day with a pre-recorded message wanting me to get a loan. I have called them back and told them to take me off their call list... but the calls continue.
I received a call from a person claiming to work for Cash Advance USA. This person told me I was approved for a 15000.00 loan. They would need to verify I'm me. After we did so he told me that I would need to speak to his loan officer who would want to verify some information. This so called loan officer told me he need all my banking information including login and password information in order to process a check in my account. I said "no thank you. I would pass." Then he told me to go to Western Union and pay 275.00 dollars and they would wire me money. I hope this helps someone and these people get caught. I hate to see people tread on this.
I got a text message saying I had been approved for a loan and I have been filling out few loans online but when the guy said they needed $247 dollars before they could put the loan in my account I knew right then it was a scam. The guy was talking to me through a chat line type thing so I told him no way and that I would be reporting his company to the BBB. The guy messaged me back that I was a ** idiot and to go ** myself. I am screenshot everything from the beginning because it seemed weird - they didn't call me on phone. Somehow they already had all my information including bank info. I am taking all of the proof to the bank first thing in morning and then to police to try to file whatever kind of report I can on this company. If you get an email or text message from cash advance or cash advance USA don't even look at it and still check with your bank just in case.
I received a call from a ** saying I was approved for a loan from $2k - 5K. I said I didn't want a loan. He gave me the last 4 of my checking account and my ss#, and he knew my e-mail address. Again, I said I didn't want a loan and wasn't interested. He said he would be sending me loan docs to my e-mail. When I checked there was docs but you could tell it was a fake. They were also asking me for $185 for them to send to me $2k. I called my bank immediately and explained what is happening. I then called the number they left for me, and told them I knew it was a scam, and that I reported them. I said "I don't want your money and you can't have mine." He then said "We have your bank information, and we can take all of it." The address on the docs is... Cash Advance USA Ltd 401 Congress Avenue, Suite 1545 Austin Texas . The phone # is ** and it shows it's a Florida #. I work hard for my money, and no one is going to take it from me.
There a company name Cash Advance USA is full of **. They send me a email on friday 2/5/16 saying they going to hold my taxes because of a loan they "quote:" gave me back in 2012. **. They are a scam. The person Daniel accent is very very thick - can not understand nothing he say and he was getting nasty yelling when I ask him about all the information I said if you are a lawyer you can provide me with some detail. He had nothing to say and started yelling saying I need to pay a. There going to be a warrant going out for my arrest and case was download (610) 990-6104 (347) 434-4435... Don't answer the name - is a lawyer. Scam!!! Please people please don’t provide them with no information. Scram.
A while back I received an email saying funds were deposited into my account. I never applied for a loan, never had a deposit from them plus the email went to my junk box. So I didn't worry about it. Never heard anything back or about collecting funds. This was around Oct or Nov on 2015. Well its Feb. 2016 and I noticed some money was being taken out of my account for some service. I called the bank and made a complaint and I got the money returned. It showed up as an electronic check that I never approved.
This may not have to do with this scam but if not it is quite a coincidence but that I would add. However, I received an email today saying they are taking my taxes. Email came from ** but the legal affidavit (the attachment) electronic signed by Daniel **, restitution officer. In the body of the email it said that this message came from the Federal Law Department.
When I called the number, I got a guy with a very thick middle eastern accent. I just told him I received an email and never told him who I was. But he started going off about this money I owe and they have email traffic to prove it. I told him he needed more than email and he started yelling at me so I told him to calm down and he wouldn't. So I asked him what country he was from and he said goodbye and hung up! He was trying to extort money from me and threatened to call my employer but I am medically retired from the military with severe disabilities. Plus the letter he sent had no identifying information on it and they didn't have my phone number.
I was contacted, via email by a representative of Eclerx LLC stating that I was about to be sued in court for a payday loan that I allegedly took out and never paid. I have always paid my loans back, they state they were never paid. Scam? Scared...
I was sent an e-mail stating I was approved for a loan I never requested. Like the other complaints they stated I had a loan and someone would be at my job. I don't work. I'm on SSD… to arrest me. Told them I'd be looking forward to that. ''NOTHING IS FOR FREE".
I received a call from a Josh ** with Cash Advance USA. He stated I was receiving a loan in the amount of $1000.00 and that it would be in my bank the next day and I would be paying back $240.00 a month for 5 months. I went on to tell him that I had not applied for a loan with them. He has very strong accent, could barely understand him. He kept saying "Yes, yes" to everything I said to him. The call ended and I laughed it off. The next morning I got papers thru email about an E-Sign. I was reading them and the words and sentences were so misspelled and off that it was too funny. Something told me to print them off which I did and thank goodness I did. It was a few hours and I received a call from my bank that I needed to go into my local branch where I opened my account at that my account had been compromised and they were attempting to scam me.
I flew to bank with them remaining on cell with me all the way to the bank. They had somehow gotten into my online banking and seen everything on my account. They were attempting to dispute things I had paid months ago, saying that I had not made the charges and was wanting my bank to put those funds back into the account which at that time they would have taken the money once that happened. I was frantic. I mean to the POINT OF NEARLY PASSING OUT. I had bills that had already started to process and money that was due to deposit and here my account was taken over by this scammer. I was so mad but thankful for the security that my bank had set up to alert them of this situation.
I don't want anyone to go thru the mess that I have so here is the number that they call from which is in San Antonio, Texas, 210-401-0902 and 210-429-8919. If you get a call from them from that number DO NOT GIVE ANY INFORMATION AND I MEAN NONE WHATSOEVER. I never gave banking information, they already had that somehow, they knew all my information. So if you suspect fraud change all your passwords, contact your bank, credit cards etc. change emails and all as fast as you can!!! I hope they catch this scammer and lock him up and he is put under the prison system in Texas!!!
I was contacted by a John ** via email sending me "loan documents" I did not request for approval of 5000 to be deposited today. I ignored it then got three text messages and finally a phone call. I explained that I was aware of the Walmart etc scams, and was not looking for a loan and if I was certainly wasn't paying up front for one. He assured me that the other people were scammers and he was legitimate. He said his loans did not require upfront payments because he was legal. I asked what he required. He stated your bank routing number and account number so he could deposit the money, and also online login info and password!!! REALLY!! Is there someplace to report these criminals?
David ** called me November 20th 2015. Said he had all my bank info which he did. I did not give him any, figured he was with my bank. Said I qualified for loan of 5,000. He was going to deposit 940 into my account all I had to do was send it back Western Union so they could put the 5,000 into my account. So I did but it had to be done before my bank opened. When I asked why he said that way the 5,000 would be into my account when it opened. So hurriedly did it thinking being a single mom with 4 boys but one of them passed away from brain cancer the 5000 would help. Well my bank had the transfer pending, good thing, cause I found this page full of complaints. There is an investigation being done on the check.
Mr. ** called this morning saying transaction hadn't happened yet. I told him "Why? Said it would be done in 10 days." Said they couldn't wait. Even said they would deposit 6,000 into my account. Thing is it's a check. I told him to wire me money. He asked if I could open an account at US Bank or wire them 295 out of pocket. Then when I said "no" they asked if I could open an account in Oklahoma. I live in Portland, Oregon. As of today they are still calling me trying to get this done. I told them "Then wire me the loan money." I've read so many complaints on here. I've messaged a lawyer, waiting for a reply on what can be done.
These folks scammed me out of 200 dollars today. They called me offering me a loan for 5000 dollars, after applying for debt consolidation. I told her I was skeptical because I read reviews and the lady assured me that it was a company scamming customers because they used their company name. They told me that I needed to go to the nearest dollar store to purchase a company voucher to prove I could pay my loan back. After I research and told them my suspicions, that lady assured me it was not them and verified the information I provided the company online, and they actually got me approved for 10,000.
I went and purchased two 100-dollar MoneyGram xpress packs and she asked for the redemption number. I asked why she needed this and she told me it was for verification and assured me they would not redeem my cards and I could use them for my first purchase or other bills. Emily, the rep, put me on hold and stated she needed to transfer me because they were wiring the funds to my account. She transferred me to a man who stated he was James ** and he asked me to hold on for 15 minutes so the transfer could be complete.
He came back on the line and stated their was an error transferring the funds and an additional 600 fee would be required. I informed him that I would not pay this and that Emily told me no fees would be required. He stated they would pay half and I told him they would be getting no money from me and I wanted my 200 back because they redeemed it unlike promised. He said they could cancel the money transfer and give me my money back but it would be another 100 dollars.
My boyfriend became upset and we called MoneyGram who told me someone redeemed both of the vouchers and got the money. I called him back and he became upset and I told him that he was a scammer and he put me on hold for 15 minutes so he could redeem my cards without me knowing what he was doing and then he hung up on me. I cannot get my money back and I have reported this to MoneyGram and international authorities.
Don't trust this lying ass people and don't give them no money or information on yourself. And it be the same two people making up names and talking to you crazy and hanging up in your face and then call you all week. I need to call the BBB asap.
I was just recently contacted by text message that I had an outstanding balance with Cash Advance and I needed to resolve it while I was on the phone with him!! I told him that I have never had a payday loan with Cash Advance and he told me if I hung up the phone that the authorities would be contacted and I would be arrested!! I told him I needed to contact Cash Advance to find out if I really had an account with them and he got really agitated and then hung up on me!! This is not the way you run a business and if needed I will go to the police myself with a copy of my bank statements from the past 6 months to show that I never got any money from these people!! They definitely need to be shut down!!!
Cash Advance USA Company Profile
- Company Name:
- Cash Advance USA