Republic Finance Reviews

Took out a loan with them. Everything was fine. Had a surprise surgery which put me in financial trouble. Asked them for a two-month deferral. Area manager said no. Upper management said yes. Vice president called and said yes we can do that, just bringing your income. I bring in my income. Manager asked for more and more and more. Story kept changing. Kept getting runaround. At one point branch manager refused it deferral unless I took out more money giving them the chance to charge me more interest on top of more interest, more headache, more headache.

I applied when I called. They didn’t seem interested so I went with someone else and I am glad it was that way after reading these reviews. They could of at least told me something but just choose to totally ignore me.

Do not use this cimpany, way back in 2018 I did get a loan, could not pay back, the loan tripled. Harassed is an understatement, even today still ruining my credit!!! I do not recommend any stars, worst company ever encountered, 3 yr ago falsely claimed was a mortage company just to get my information. Have ruined my credit 3x. I intend to sue them this time.! You will not get one red cent! I would not borrow 1 dollar, they will lie, say you owe $15,000! Stay away!!!! Better yet run!!!

I have never been treated with absolute respect and I have had multiple loans. They even refinanced my vehicle and saved me thousands plus saved me from 6 months of extra payments. The branch in my county of South Carolina are wonderful and fair to work with. The finance rate was much better than my rate from the original loan company we used for financing from our new vehicle dealership.

The company is not as transparent as they should be. Their website does not allow you to view statements, nor are any mailed out. The website also shows account balance discrepancies versus what is actually owed. Correspondence is non-existent.

The first area this business messed up with me was when my social security check didn't come. They told me I could refinance which I did. However, what they didn't tell me was that my payments would increase $50 a month. This month I had $145 left of my payment to pay. I told it to pay $20. They changed my payment to the full $192 and stole an additional $172 out of my account. Bear in mind that I only owed $145 for this month!

I received a check, called to verify, that man that answered the phone was very rude, said he could not pull up the account. Meantime I'm holding the check on my hand, did not want to do their job. Don't send checks to people unless you at least do your job to verify information. I feel my information was there he just did not want to find it. Better customers service needed

I wish I could give ZERO stars. PLEASE BE ADVISED. If you miss even one payment, they will file a judgment against you. Once the judgment is ruled against you, they have an attorney they use to freeze funds in your bank account without notice. They do this through a Receivership, which is legal in Texas. FIND any other option than these people!

They used dirty tactics and over the top interest and fees to double or triple their return. They sent checks to everyone during the COVID lockdown and it was as easy as cashing the check to enter into this nightmare.

Republic Finance has been the worst company I have ever done business with. 'High origination fees", higher interest than any other loan company I have ever dealt with. On top of that they have the worst customer service department I've ever dealt with. I don't recommend anyone use their loan services!!

Someone stole my identity and banking information to obtain a loan from Republic Finance! I have never done business with this company and never will. Twice now someone has attempted to take $407.00 from my checking account. No one is doing anything about it. I have to obtain a new checking account. Perhaps the company should research who they are giving loans to. I obtained identity theft coverage and discovered that my social security number was leaked on the dark web. Everyone, please be safe out there and pay attention to your personal finances.

Updated on 11/27/2024: Update on my last review, after getting the runaround, I finally spoke to a lady Ashlyn ** Attorney Performance Specialist at Republic Finance. She stated that I was not being garnished and when I provided the proof that indeed I am she told me she would contact their attorney and ask why this is happening and tell them to stop the garnishment immediately. She also told me to call her back the next morning and everything would be taken care of so Republic Finance would be able to offer me a deal interest free. Well I called her back and guess what I once again was unable to talk with her, they took a message and said she would call me back and now it is 24 hours later and still nothing!

Hello good afternoon. Republic Finance is a very nice place to get a small loan. Stephanie is very helpful. Don't go to Tatiana, Tatiana is a little rude employee and a very sarcastic one. If anyone from republic finance would like to know why I speak about Tatiana that way. I can explain my experience with you. Thank you. And have a bless day everyone.

Few years ago got a check from them in mail. Said sign cash. Will call to set up payment. Was good till hit a rough patch. Called to see if could help someway. Got a, "No. Make your payment." So I missed it. Went to make one next month girl said, "No. You owe two." Refused to take the payment next month. I call. We're refinancing our home so our banker called. Asked for paid in full balance. Told them soon as appraisal is done you're gonna get a check. Few days later got a letter from lawyer. They're now trying to sue for even more money. Stay far away from them. I feel like they're a very predatorial loan company!!! Once they lost their previous manager. He would actually try to help you. It's bad..

This is as accurate as possible about this company that has no concerns for loyalty, regardless of how many times I have done business with them, 4 personal loans, and each time I experience unprofessional phone conversations with horrible phone etiquette and a very bootleg business type process, as if the employees are high school dropouts. I will tell anyone that will listen or read this review, do not, and I repeat do NOT use Republic Finance as a lending source, there are plenty of other companies that will lend you the amount of money needed with professionalism and business-like consideration. Please do not use Republic Finance for your lending source. Don't waste your time or your money. Period.

I had so much respect for your company until today…I’ve been having a hard time barely paying my rent and electric, gas, food etc. I’ve always had good credit and have always been able to pay my bills…but one of your agents deliver me papers today, smile in my face and blow me a kiss and tell me to pay my bills as delivered, was so disappointing and hurtful. I told her I could not pay it right now and that was her response to me. It’s saddening because of everything that is going on right now with everything going up and I had to switch jobs is the reason for my problems at this time is not ok. I planned on working something out but to be treated this way is upsetting

Management here in Lubbock. Oh man that lady makes you so mad. No help with anything here just, "Are you going to pay." They are rude. They are always telling me that we are going to sue me and take me to court. They are always threatening their customers here.

Been making payments on time, and yet received a letter stating payment is behind. No!!!! I have my records to prove it. They need to stop sending these notices. We'd be glad when we are done with this company. Will not associate with them anymore when we're done.

Management at San Marcos, Texas branch # 213 Republic Finance is disrespectful and discourteous. With all of the places that one can go to get a loan, why go to Republic Finance branch # 213 where the management will not treat you with the least of of respect. Go ANYWHERE else for a loan.

I paid off a loan with this organization two days ago and they took 337.00 out of my account today. Unbelievable. Guaranteed I'm going to go in there tomorrow and I'm going to get a two to four week return answer. It's always interesting when errors are made it seems to always benefit these institutions. I am going to report this to the state IG's office. BBB, Consumer Affairs and my congressmen who also is a Veteran. A lot of money for a disabled Veteran who fought in four wars for this country!