Republic Finance

Applied and got approved for the loan in February 2020 for a $3800 loan. Made my first payment in March 2020. Of course COVID hit and everyone took a hit, but I still made my payment in April, May, June, July, then was late... Made another payment in September for August and September over $400. Payments made were well over $1500 total. Then in October begin receiving calls about my lateness and demands for payment, I asked about help due to COVID, was offered a refinance of the loan and the money approved would be applied to the late payment. I declined this offer as I was not interested in increasing my balance and still having to pay monthly notes that would be higher... Then came repeat calls about my late payments. This went on into the latter part of 2021.

Predatory Lending. I made an earlier complaint that I would like to correct. Republic Finance is not FDIC insured and is not regulated or backed by a bank instead they were bought out by one of the largest private investment firms. This investment firm is a spinoff from Citicorp. This investment firm is called CVC Capital Partners. You are not protected from this kind of predatory private lending, instead we have to take other measures to fight these companies. The federal reserves can't protect you from this predator and they know this. That's why you are experiencing low level response to your complaints. The knowledge that was just given to you was not provided when you took out your loan.

I have been a customer with this company for a couple of years, and I make sure that my loan is paid on time, but every I try to renew I can't get approved, and I am wondering why if I am a good paying customer. I asked for corporate's number to speak to someone there to express my concerns and mysteriously they didn't know the number. This particular time when I tried to renew my loan, they said I had to use my car as collateral, which I never had to do before. I wouldn't recommend using this company for any unexpected situations that may arise.

I have been a customer with Republic Finance for many years. The branch in Stone Mountain Ga. have the best customer service. I have always had a great experience and feel they really care about their customers.

As a present customer, I received a flyer for July Customer Appreciation Month to refinance my loan to skip two payments. I applied over the phone at a local branch as directed. Have paid on time with current loan for over months with no concerns. After several days I never received a call back to inform me if I was approved. When I called back to inquire of the status of the loan, I was told they had not heard back from the underwriting team and will let me know as soon as they did. It has been two weeks since I applied and I have not heard anything back. Way to appreciate your loyal customers. A simple call back with a yes/no would have sufficed. As of this day; nothing.

I’ve been a customer of Republic Finance for about 3 years. It’s been a good experience for me. I would recommend Republic finance to anyone that’s trying to get their personal loans. The staff is very friendly and knowledgeable about the terms and conditions.

I have just discovered Republic Finance and I have to say that that so far, I have not been disappointed. The staff have been really nice and helpful. If I ever need help in the future, I will definitely keep them in mind.

When making my payment I called the Stone Mountain office and I would be charged à fee. When I went to the website I would have. I had to pay a fee to make a payment. But a representative from "RF", did contact me to let me know my options to make a "No Fee" payment and I appreciated the gesture and the information shared because I felt that the customers were being used to make pure profit and was truly disappointed. I do hope the disappointment ends here and I can build a solid financial relationship with a company I can trust and not one that will fleece myself ànd others for profit via convenience fees.

I applied with little hope at a rough time of my life. Republic Finance worked with me to get me a personal loan that fit into my budget on the pay schedule. I could not have asked for better than service.

Customer service is AmaZing. But had a hard time in the beginning to TALK to someone. I fell behind and they were able to work with my schedule. I’m back to work effected this money and will get payments in as soon as possible to bring update to date.