Best Payday Loans in Houston, TX

Best Payday Loans in Houston, TX
The best payday lenders in Houston offer speedy cash with few application requirements and a competitive APR. Payday loans might be an option for unexpected bills between paychecks, including bills for vehicle repairs, home repairs or a medical crisis. Our recommended Houston payday loan providers are listed below.
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Top 11 Houston Payday Loan Companies | ||||||
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Online lender offering payday loans, installment loans, and line of credit products. Can lend up to $800 with loan terms anywhere between 8 and 31 days. Borrowers apply online and receive an instant lending decision. | ![]() | |||||
Offers four types of loans, with five additional service options. Available in 15 states. In-store and online applications available. In business since 1993. | ![]() | |||||
Supplies both payday and title loans online or at over 2,000 store locations. Amounts vary by state and vehicle specifics. Max payday loans range $100-$1,100 and max title loans range $300-$10,000. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Supplies payday loans and installment loans in 17 states that are typically available the next business day. Max payday loan amounts vary by state and range from $50-$1,500. | ![]() | Chat with a ConsumerAffairs decision guide | ||||
Obtain payday and title loans with maximum amounts that vary by state. Payday loans range from $255-$2,500 and title loans range from $300-$25,000. Check cashing and money orders also available. | ![]() | |||||
Read Author Review | Offers in-store or online payday loans in Houston with no credit check. Approves applications in seconds. Typically makes funds available in less than an hour for in-store applicants. | ![]() | Chat with a ConsumerAffairs decision guide | |||
Read Author Review | Offers installment loans as an alternative to payday loans. Direct deposit not needed to apply. No credit history required. | ![]() | Chat with a ConsumerAffairs decision guide | |||
Read Author Review | Offers payday loans of up to $1,200 to Houston residents. Approves and delivers funds to customers on the same or next day. Gives quick approvals in store or over the phone. | ![]() | Chat with a ConsumerAffairs decision guide | |||
Read Author Review | Provides online and in-person payday loans at several Houston storefronts. Offers early payoff discount. Meets or beats any Texas competitor's rate. | ![]() | Chat with a ConsumerAffairs decision guide | |||
Read Author Review | Provides payday loans at several locations throughout Houston. Multiple repayment options available with terms of up to six months. Offers online applications. | ![]() | Chat with a ConsumerAffairs decision guide | |||
This company stopped funding new personal and tribal loans in 2024. Out Of Business | ![]() | Chat with a ConsumerAffairs decision guide |
Payday Loans in Houston Buyers guide
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Houston payday loan company information

Your Loan Depot offers payday advance loans of up to $1,000 at several locations in the Houston area. It accepts online or in-person applications. You can pay back the loan in one lump sum in 14 or 30 days or make multiple payments for up to 168 days. For a single-payment loan, the fee is $30 per $100 borrowed (approximately 370% APR for a $300 loan) and 10% lender interest. If you choose to make multiple payments, the APR on a $300 loan is about 653%. Every loan comes with a 72-hour cancellation period. Services are available in Spanish.
- Address: 7418 Airline Drive, Ste. Y, Houston, TX 77076; Multiple locations
- Phone: (713) 692-5200
- Hours: M - F: 9am - 6pm; Sat: 10am - 4pm
- Website: loandepotdollars.com

Houston Payday Loans offers payday loans with no credit check. Houston Payday Loans compiles loan offers from hundreds of payday lenders, so you might be eligible to choose from different options. You can apply online, by phone or in person. Funds are typically available in less than one hour.
- Address: 4225 North Freeway, Ste. 345, Houston, TX 77022; Multiple locations
- Phone: (508) 213-9969
- Hours: 24/7
- Website: houstonpaydayloans.net

Power Finance Texas provides installment loans in amounts from $100 up to $1,250 with up to six-month repayment terms. You do not need direct deposit or credit history to qualify, but you need a checking account, proof of income, most recent bank statement, valid phone number and proof of current address. Online or in-person application options are available. APRs range from 684% to 766%, depending on the amount of a loan and repayment schedule.
- Address: 6300 W. Loop South, Ste. 555, Bellaire, TX 77401; Multiple locations
- Phone: (713) 523-2274
- Hours: M - F: 9am - 6pm; Sat: 9am - 12pm
- Website: powerfinancetexas.com

TX Title Loans offers an early payoff discount if you pay your loan in full before the due date. You can apply online or in person. The company does not report to credit bureaus. It offers a 72-hour loan buyback guarantee in case you change your mind or secure other funding. On a 14-day loan, fees are $24.62 per $100 borrowed. APR is 643%.
- Address: 3222 Spencer Highway, Pasadena, TX 77504; Multiple locations
- Phone: (281) 506-0008
- Hours: M - F: 8:30am; Sat: 9am - 3pm
- Website: txtitleloans.net

Texas Car Title & Payday Loan offers payday loans of up to $1,200 to Houston residents. Customers can begin the application process over the phone and receive their payment within 24 hours. Texas Car Title & Payday Loan requires that customers are at least 18 years old and have an active checking account and a current pay stub. Terms, fees and APR are determined upon approval.
- Address: 12817 Aldine Westfield Road, Houston, TX 77039
- Phone: (281) 444-9997
- Hours: M & F: 10am - 7pm; T & Th: 10am - 6pm; Sat: 9am - 4pm