Fast Access Financial Reviews
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About Fast Access Financial
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Fast Access Financial is a loan company that gets borrowers cash while helping build credit. It offers personal loans, car title loans, mortgages and closing cost loans. You can complete the application process online or by phone with a representative. As soon as your application is approved and you’ve submitted all documents, funds can be released within 24 to 48 hours. Loan terms range from 12 to 36 months, and APRs start at 9.9%.
- Multiple loan types
- No early repayment fees
- Up to 36-month terms
- Cash loans capped at $10,000
- High interest rates
Helpful Reviews
What is Fast Access Financial?
Fast Access financial is a lender for multiple loan types These include personal, car title, mortgage and closing cost loans. Its loan terms range from one to three years, and interest rates depend on the borrower’s credit history and score. The company will consider potential borrowers with poor credit, however. Fast Access Financial also won’t penalize you for paying off a loan early.
Fast Access Financial is structured to help you get cash while you build credit — it’s not a payday loan company. Its cash loans range from $1,000 to $10,000, and it offers mortgages of up to 85% of the loan-to-value ratio. Fast Access Financial’s APRs start at around 9.9%.
How does Fast Access Financial work?
You can complete Fast Access Financial’s applications online or by phone, and you’ll receive approval in as little as 24 hours. To start the process on the website, you’ll need to provide your name, contact information, employment information, income and a credit check authorization.
After you submit your application, Fast Access Financial will determine your eligibility. In the case you’re approved, you’ll have to provide additional identification verification, references, a bill to confirm address and a pre-authorization payment form. Once this documentation has been submitted and verified, you’ll receive loan paperwork to be signed. Funds will then be released within 24 to 48 hours.
Fast Access Financial services
Fast Access Financial’s loan services include:
- Personal loans up to $5,000
- Car title loans up to $10,000
- Mortgage loans up to 85% of the LTV
- Closing cost loans for closing a deal
Payment terms range from 12 to 36 months, and interest rates vary based on the borrower’s credit. APRs start at around 9.9%, but there aren’t any early repayment fees if the loan is paid off before the term ends.
Fast Access Financial rates
Fast Access Financial’s APRs range from 9.9% to 58.99%, depending on the borrower’s credit history and employment information. The loan amount also has an impact on the APR.
There are no fees for repaying a loan early; however, Fast Access Financial does charge a fee for insufficient funds. This is $100 plus any fees from your financial institution. As with any loan, you can expect an impact on your credit score, and Fast Access Financial reports to Equifax.
Fast Access Financial FAQ
How long do I have to pay back my Fast Access Financial loan?
Terms range from 12 to 36 months.
What is the APR for a Fast Access Financial loan?
Your APR is based on a variety of factors. However, you can plan on an APR of at least 9.9% with Fast Access Financial.
What is the maximum loan amount from Fast Access Financial?
It offers personal loans up to $5,000, car title loans up to $10,000 and mortgage loans up to 85% of your loan-to-value ratio.
What are Fast Access Financial’s loan requirements?
Fast Access Financial will consider a wide range of borrowers, including those with poor credit scores. Your eligibility depends on employment status and history, income information, references and banking information, however.
How long does it take to get a loan from Fast Access Financial?
Once an application is approved, funds can be released in 24 to 48 hours. This is after all application documents have been received and approved and the promissory note has been signed.
Still have questions?
Is Fast Access Financial legit?
If you need immediate cash and don’t have great credit, Fast Access Financial is a legit option. It offers four loan types, with cash loans up to $10,000 available. Its repayment options range from one to three years, and it doesn’t charge early repayment fees. With Fast Access Financial, you might have the opportunity to get cash quickly while building your credit for the future.
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Fast Access Financial Company Information
- Company Name:
- Fast Access Financial
- Website:
- www.fastaccess.ca




