Balance Credit Reviews

They are always awesome. I've been using them since 2016. It took five minutes after they verified everything and the money was in the account the next morning. I've never had a problem with communication. I did everything via text message with my loan person. I went in there and I received an email. When I got the email that I was already pre-approved, I filled out everything and I got an answer back via text message and it was super fast. When people need money really quick, especially when it's being taken out of their check, Balance Credit has never had a penalty for paying off early. It just comes directly out of my checking account. They're a good place. I like them.

They had the best rate available for a short-term loan. Unfortunately, these types of loans have exceptionally high interest, but in a pinch, they were available and there was no hassle. I went online and applied and the process was pretty cut-and-dry. So it didn't take a long time. It was pretty easy. I used them a few times. I usually pay off in full pretty quick. The quicker I pay it off, the less the total amount is. They don't charge you for pre-paying. They got most of my stuff stored. I use them in a pinch right now when I need to. The whole process takes less than 10 minutes and as a returning customer, it takes me about two minutes to do now. They usually get the money in my bank within the same day.

Balance Credit had low premiums. Their process was easy and user-friendly. Customer service addressed all my concerns. The application took less than five minutes and I was approved in about 10 minutes time. It was through the mail correspondence and it said, "You're approved up to so much." My payment plan was based on the approved amount and they do an automatic withdraw. Balance Credit got me out of a bind. Only use this service for emergencies because the interest is fairly high. Make it your last resort. I wish it would have lower rates because I've been a customer for quite some time and I'm still at a higher rate.

Balance Credit has easy access, an online process, streamlined, and quick funding. Within a few minutes, you know where you stand and the next day, it gets funded. I have used the service on and off now for about four years. Being a repeat customer, they already have information online for quick funding and a full process. If things happen again in the future, I can go back there. I know what to expect. It’s just a quick solution to get over a little bump and get back in line, but it's not a permanent fix. In a week or two, I give them back their money. I've told friends about Balance Credit before and I recommended people that need to get over something real quick. They've used it and they liked it, too. So, I have recommended it.

My Experience was satisfactory. I was offered 3010.00, I looked into the offer and found out that I was eligible for 1000.00. I applied for the 1000.00 and was quickly approved. The loan agreement papers came up quickly, Too quickly. I was unable to review them prior to accepting the loan. When I did agree to the terms of the loan and electronically sign, it was then that I found out that this refinance was paying off my previous loan and received only 489.00. I would have been more satisfied if I was not rushed through the process and had been able to learn that my previous loan was going to be paid off with this new loan agreement, That being said, I might not have agreed to the offer. However I am satisfied with the help from what I got, It came at an Ideal time. Thank you.

My experience with Balance Credit, have been the best. With the cost of things today, I have to continue to borrow at times from Balance Credit. I would pay off my loan. And with weeks I have to borrow again. They always approve me a loans, I really really appreciate Balance Credit. Thank you, you are the best.

I was emailed an offer to refinance the loan I had with Balance Credit. After some consideration, I decided to accept the offer. The application process was extremely quick and easy. The interest rates are abhorrent; but, one does what they can, 'til they can do better. This is my third loan with BC.

Didn’t receive a phone call or email about account numbers. I resent the correct information and still no follow up. Spoke with customer service and they said wait a few days. Pls let me know what happened with the loan. I really expected it last week. I really don’t understand what happened.

The application process at Balance Credit was easy and quick. I knew I was approved within an hour after submitting it online. The funds were transferred within 24 hours as well.

I like that Balance Credit gives you a little bit higher limit than others. Everything was also done online. I contacted them to defer a payment and they took care of it. They were professional and helpful. Their website is also very helpful.