Balance Credit Reviews

Balance Credit is a good option if someone needs money fast. I received a flyer in the mail and it was my daughter's birthday. I didn't have any money, so I applied and the process took 15 minutes. The loan was approved by email and text. I applied at 7:00 pm and I had the funds the next morning at 7:00 am. Balance Credit allowed me to give my daughter the best birthday.

The banks around here won't loan you anything. I can't borrow from them. So, I just go with whoever loaned me the money. The process with Balance Credit did not take very long. I did it online and I'm not a computer person but it was pretty easy to do. The interest is high, but that's just part of doing business. They’ve always been good to me as far as loaning the money.

I gave Balance Credit a try, and I liked it. The application process was smooth. When I just did the paperwork, they asked me for certain things and in six hours, it was done right away. It was within the time frame and I didn't have to wait. They provide excellent service. I make payments and then after a while, they give me additional cash out that I can draw from.

I saw Balance Credit online, and sometimes I get correspondence in the mail. I reached out to them because of a financial catch-up situation, and it worked for me. Sometimes that’s the only reason you reach out and take something like this. A dire need that you have to take care of. The terms were good, and if I want to pay it off when I want to, I can. I wouldn’t take it just to take it, but if it’s mostly a dire need, they’re there. That’s how I looked at it, especially knowing my credit wasn’t the greatest, but the terms weren’t that bad because I’ve had worse.

I saw Balance Credit on social media and the interest rate was too high, but they have good people to deal with. I felt comfortable dealing with them. The communication was good and the reps were helpful. The customer service was excellent. The process was prompt and quick, and took just a few hours. I was satisfied with it. It helped me relieve some stress in my life right now, so it helped solidify some things I'm trying to get done with different things. I'm glad I made the decision.

As long as you go into this aware it's supposed to be a short term emergency loan, it's great. The money is same day. She they are 100% upfront about the payments and terms. I've used them twice in emergencies with no issues at all. I would absolutely go to them again if needed.

I had a car repair I needed to get done, and I couldn't wait till the end of the month when I got paid. I applied for a convenience loan, which means that the interest rates are going to be high, but it was a very seamless process. It took about 30 minutes or less and the website was easy to navigate. The electronic fund transfer was completed in less than 24 hours. Balance Credit worked with me very well. The people I've interacted with were very friendly. If I had to split a payment, I could. If I had to make arrangements for a payment that they can't make at the time, the company makes it easy for me to take care of it.

Before you do business with this company, just know this is the worst case of predatory lending I've ever seen in my life. If you can't immediately pay account off DO NOT CONDUCT business with them. APR is 222.875%. I didn't read the fine print. Account will be immediately closed and will never do business with them again.

Efficient and reliable. Less cumbersome processes in application. Offers recurrent loan as much as you want. I recommend Balance Credit to 1st timers. I have used their services three times already within the past year.

I was very satisfied with the process. The final loan decision that was given by balance. It came just in time as I needed the funds. I would highly recommend them to anyone else. They did a very good job with customer service and handling my request.