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EZPayDayCash.com Reviews

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EZPayDayCash.com Reviews

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    How do I know I can trust these reviews about EZPayDayCash.com?
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    Page 1 Reviews 0 - 40
    Online & App

    Reviewed Dec. 4, 2021

    I needed 1650 bucks and for that I had to apply with 3 places first which rejected my request. All of those places offered 5000 dollars as per their websites but none of them seem real to me now. With EZPAYDAYCASH I could get nearly half of what I needed and the rest half was given by a buddy. Works for me. They say they give 1000 dollars but that wasn’t given to me maybe because my paycheck does not have the same figure each month… I am happy this works because many other websites just don’t.

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    Customer ServiceRatesHonesty & Transparency

    Reviewed Feb. 22, 2021

    I think this is the 1st time I use EzPaydayCash. Good experience. Yes, I got 2 calls asking for my details and confirming my needs. Maybe some confusion. But money – I asked for 300 bucks and got 300 bucks. I doubted it after reading some other reviews but honestly, everything is okay. Rates etc. are all like any other website but usually it takes 2-3 tries but with this website it took just 1. I’ll surely be back here if I need to (I hope I don’t but such is life).

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      PricePunctuality & SpeedOnline & AppStaff

      Reviewed Jan. 4, 2021

      The FIRST thing you should know about this website is that it ALWAYS gives you money. Yes, it is expensive. Many others are equally expensive. Some are cheaper. But having used their service few times over now, this is the first time I chose to leave a review here. People write against it but TBH this is the only one that never fails. It does not pay as much as I ask for, but to me there are times when something IS indeed better than nothing. It’s helped me in all such times. Go for it if you need quick money at any cost. But if you can wait then why not just wait for your pay?

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      Contract & TermsPriceStaffBillingLoan ProcessRates

      Reviewed Nov. 12, 2020

      Totally recommending EZPAYDAYCASH. All the media and posts against payday loans is made by rich people who act like they care. The loan did not cost me much at all. In 15 days, how much interest can pile up – trust me it’s not as much as the credit cards charge for loans that keep lingering around even after half a year! I totally believe these companies deserve more recognition than they get. They are REALLY serving a need that cannot be overlooked.

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      BillingLoan Process

      Reviewed Oct. 20, 2020

      I have tried taking a “pre-approved” (whatever that means) loan from my credit card, a loan from 2 websites and a shop close to my house. None of them worked. Spoke to my colleague and she mentioned Ezpaydaycash and one more website. I happened to try this first and it worked. I cannot say that the deal was special but the fact that it worked when everything else did, is simply great. Also, something hit my credit score and lowered it when I was applying for my loans. They still overlooked all that and gave me the money so kudos to them!

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      Reviewed Oct. 5, 2020

      I thank EzPaydayCash as this is the second time I have been given money without questions and without delays. First time, they limited me to $500 but this time I needed $600 and I got it in a day. Very useful and better than my experience with the bigger companies out there. To me this is the best lender and I shall use it again when I need to.

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      Customer ServiceContract & TermsPriceLoan ProcessRates

      Reviewed Sept. 16, 2020

      First I must say – I got what I needed in a matter of 8 hours. I just got a phone call and then a mail and after I submitted the agreement I got the money in like an hour. That was useful. But beware guys – this service is Expensive. I have a credit rating near 430 and affording loans is not easy. But no other place is any cheaper I guess. I have tried apps too, and either they reject or they end up being as costly.

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      Customer Service

      Reviewed Sept. 25, 2018

      Said guaranteed for a 200.00 loan. Nope. They lie. Got sent to a different company who sends you to another and so on. By the time you finally get one you got 15 credit inquiries on your report. You're screwed for 2 yrs. Don’t trust. Don’t waste your time with this company. Call the BBB first.

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      Customer Service

      Reviewed Aug. 31, 2013

      I've been a customer with EZPayDayCash for several years now. Their rates are not the cheapest ones but they are ok. I have never had a problem with them. I like the fact that unless you call them and ask them to take the whole amount of your loan + fees, they will only take the fees and renew the loan. This, even though I pay more in fees, has helped me sometimes. I wish I didn't need them but at least they are there.

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      Reviewed June 10, 2013

      I want them to stop harassing me of money they never gave me. They said they gave me a loan of $300 - I never received it.

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      Staff

      Reviewed Dec. 5, 2012

      I borrowed $300 like every other payday loan. They offered a 6-month payback at $50 per month. How nice? No, the fine print charges you $75 per month to do it. After 6 months, you will repay the original loan of $300 along with almost $450 in fees. OMG! Didn't I understand what I was signing? Well, apparently not and I'm a pretty bright guy. You better be very shrewd and nimble to deal with these folks. I didn't realize it on my bank statement initially and got a chuckle out of it as they explained it to me. Each time I asked a question, they replied by chanting, "You agreed, you agreed, all explained, you agreed." And I guess they're right, which is why I am stunned by the smooth way they pulled the wool over my eyes. I am now urging you to run away, run away, run away.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Nov. 16, 2011

      I have been a customer with EZPayDayCash.com for many years and have made timely payments with no issues. Due to several unfortunate events, I had difficulty making payments as of August 2011. My account was referred to collections after several returned payments. I made payment arrangements with Customer Service Rep, Frankie where I would make 5 payments of $248.00 every two weeks starting on 10/14/11. I spoke to Frankie prior to October 14, 2011 and explained that I would not be able to make a payment on the schedule date of 10/14/11. An agreement was made to begin the payments on 10/28/11. I made the first payment as agreed.

      On 11/8/11, I called to speak with Frankie and was told he was not available. I explained that I would be unable to make the payment scheduled for 11/11/11. The female customer service representative indicated that Frankie was unavailable. I explained to her my financial situation. She indicated that she would email Frankie so the payment would be extended to 1/6/12. The customer service representative assured me that if there was a problem, I would be contacted by Frankie. I received no phone calls or emails from Frankie so I assumed there was no issues.

      On 11/15/11, I reviewed my checking account and my account was debited for $248.00 by United Consumer Financial Services, causing my checking account to be overdrawn, charged $105.00 in over draft fees and my payments to two other companies returned.

      On 11/15/11, at approximately 9:30am (EST), I contacted Customer Service to speak with Frankie. I was told that he would not be in for another two hours as the company is on PST, however I could leave a message on his voice mail. I left a detailed message explaining the situation and requested a call back.

      At approximately 5:00pm (EST), I received no phone call or message from Frankie, so I called to speak with him. I was told he was out to lunch and I should call back in an 1/2 hour. I called back at approximately 5:45pm (EST) and spoke to Frankie. I explained the aforementioned situation and asked why wasn't my call returned. He asked several times when I left a message as he did not get it. He pulled up my account and indicated that he spoke to me back in October regarding my account and the agreement made. I explained that since I did not receive a return courtesy call from him or email I would like my banking information removed from the system and in the future, I would call to make payments directly.

      Frankie told me he could not remove my banking information as it was part of the payment arrangement and if I removed my checking account information, I basically had no intentions to pay. I explained to him that I have every intention to pay the account, however, I have rights and wanted my checking account information removed. He again indicated that my checking account information could not be removed. At that point, I explained that I have rights, would file a complaint and I ended the call.

      Subsequently, I checked the account status on their web site and it indicates that my balance is in fact $499.00 which is lower than the amount quoted to me. I was told by Frankie my balance as of October 2011 was 1240.00. Two payments were made of 248.00, so the balance would be $744.00. However on their web site, it indicates my balance is 499.00. I contacted my bank and placed stop payments on any future debits and the unauthorized debit from my account which posted on 11/14/11.

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      Customer ServiceStaff

      Reviewed Nov. 8, 2011

      I applied for a small loan, in the amount of around $100-$200. I never received it, which was fine. They also tried to hit me with a pre-approved credit card, which I gladly turned down. I have enough credit cards, and it didn't make sense to get another, with such a high credit limit (go figure). They called to verify my information, but never called back, or gave me my $100-$200 loan.

      I now have a few numbers of some people who are calling me, and harassing me, about the card I never got. I have gotten harassed for about a month, with threats of lawsuits and prison, all because of a card I turned down, and never received. They also informed me, that they tried to take the money out of my account, without my permission. So, not only did they get my info and tried to take money from me, they never gave me what I asked for in the first place. I need the phone calls to stop, and this site shut down. I don't even know how these scammers were able to get my info in the first place.

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      Reviewed Aug. 4, 2011

      This company is robbing me blind and has sent me an email on the 29th saying my loan was paid off, but then they told me it was a mistake. Every time I called them, they give me a different balance that I owe (even said $750 at one point and $600 on another call, when I only borrowed $550 in April). I have paid them over $1,000 to date and they are now taking money out of my account randomly, and Chase won't do anything about it. These payments are not authorized, and they called me today saying that I renewed my loan and a payment is due soon! Please help me. Chase keeps taking out $34 from my checking account every time they unexpectedly withdraw money from my account.

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      Reviewed Jan. 22, 2011

      Since Tuesday, January 18, 2011, I have been receiving telephone calls at home and at work from a certain Mr. Richard ** and his associates threatening me with a lawsuit because of a loan I got from ezcash.com. I reviewed all my transactions of this nature, but I don’t have any record of any transaction with ezcash.com. I also checked my bank statements and no record of debits or any kind of transaction with ezcash.com could be seen. The same Mr. ** and his associates kept threatening me with legal action, but they never clarified the issue with me. I asked them with what office or law firm they were connected with and they said Consumer Affairs and no name if any law firm. Do you have a Mr. Richard ** in your employ? I could not talk with them during work hours when they repeatedly call me as it is against the policy of the workplace. I tried contacting them when I got home, but they have no more office by the time I make the call.

      The last time I was able to talk to Mr. **, he told me to wait for papers to arrive at my place of work last Friday, 1/21/2011, but nothing came until the end of the day. He told me to bring the papers to the courthouse (did not mention the location) with my lawyer to prove that I am not guilty. I was advised by my lawyer to complain to your office first before we decide on our course of action. I know I have rights against creditors calling my place of work to make my business known and the fact that they do this the whole day is harassment for me. Thank you so much for any support, clarification and help you could give me on this matter.

      I feel harassed by the phone calls and since they practically call my work place the whole day, I feel embarrassed by the fact that my co workers know that they are threatening me with a lawsuit. I do not like to go to school because of this and I know that I will not be paid if I don’t go to work. My husband who is a diabetic and hypertensive is also affected and gets stressed making his sugar level and blood pressure go up. If these calls won’t stop, we might both get a nervous breakdown.

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      Reviewed Jan. 7, 2011

      I applied for a loan (big mistake). It was funded and I received an email saying they would send loan papers in a separate email. It never happened. The next day, my account had been cleaned out. I was forced to close my account and immediately tried to contact them by written letters and emails, too numerous to count. Nobody ever responded. Now I am in collections with no response from them at all. I am on disability and have medication I need. My bank account was in the negative and I had no money for medication. I explained this to them and still, no response. I will never give any banking information to anyone ever again, and I certainly will not take out a payday loan. This company is not reputable at all.

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      Reviewed Sept. 10, 2010

      I have had this loan now since April. They keep renewing it and not paying it down. I thought they could only renew so long before they had to start paying down this loan? It's been a severe financial drain. My husband took a $300 a week pay cut recently and we are struggling.

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      EZPayDayCash.com Company Information

      Company Name:
      EZPayDayCash.com
      Website:
      www.ezpaydaycash.com