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EZPayDayCash.com

EZPayDayCash.com
Overall Satisfaction Rating 2.82/5
  • 5 stars
    4
  • 4 stars
    1
  • 3 stars
    0
  • 2 stars
    1
  • 1 stars
    5
Based on 11 ratings

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    EZPayDayCash.com Reviews

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    Page 1 Reviews 0 - 10
    Rated with 5 stars
    Verified Reviewer
    Original review: Nov. 12, 2020

    Totally recommending EZPAYDAYCASH. All the media and posts against payday loans is made by rich people who act like they care. The loan did not cost me much at all. In 15 days, how much interest can pile up – trust me it’s not as much as the credit cards charge for loans that keep lingering around even after half a year! I totally believe these companies deserve more recognition than they get. They are REALLY serving a need that cannot be overlooked.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: Oct. 20, 2020

    I have tried taking a “pre-approved” (whatever that means) loan from my credit card, a loan from 2 websites and a shop close to my house. None of them worked. Spoke to my colleague and she mentioned Ezpaydaycash and one more website. I happened to try this first and it worked. I cannot say that the deal was special but the fact that it worked when everything else did, is simply great. Also, something hit my credit score and lowered it when I was applying for my loans. They still overlooked all that and gave me the money so kudos to them!

    Be the first one to find this review helpful

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      Rated with 5 stars
      Verified Reviewer
      Original review: Oct. 5, 2020

      I thank EzPaydayCash as this is the second time I have been given money without questions and without delays. First time, they limited me to $500 but this time I needed $600 and I got it in a day. Very useful and better than my experience with the bigger companies out there. To me this is the best lender and I shall use it again when I need to.

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      Rated with 4 stars
      Verified Reviewer
      Original review: Sept. 16, 2020

      First I must say – I got what I needed in a matter of 8 hours. I just got a phone call and then a mail and after I submitted the agreement I got the money in like an hour. That was useful. But beware guys – this service is Expensive. I have a credit rating near 430 and affording loans is not easy. But no other place is any cheaper I guess. I have tried apps too, and either they reject or they end up being as costly.

      Be the first one to find this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: Sept. 25, 2018

      Said guaranteed for a 200.00 loan. Nope. They lie. Got sent to a different company who sends you to another and so on. By the time you finally get one you got 15 credit inquiries on your report. You're screwed for 2 yrs. Don’t trust. Don’t waste your time with this company. Call the BBB first.

      9 people found this review helpful
      Rated with 5 stars
      Original review: Aug. 31, 2013

      I've been a customer with EZPayDayCash for several years now. Their rates are not the cheapest ones but they are ok. I have never had a problem with them. I like the fact that unless you call them and ask them to take the whole amount of your loan + fees, they will only take the fees and renew the loan. This, even though I pay more in fees, has helped me sometimes. I wish I didn't need them but at least they are there.

      36 people found this review helpful
      Rated with 1 star
      Original review: June 10, 2013

      I want them to stop harassing me of money they never gave me. They said they gave me a loan of $300 - I never received it.

      27 people found this review helpful
      Rated with 1 star
      Verified Reviewer
      Original review: Dec. 5, 2012

      I borrowed $300 like every other payday loan. They offered a 6-month payback at $50 per month. How nice? No, the fine print charges you $75 per month to do it. After 6 months, you will repay the original loan of $300 along with almost $450 in fees. OMG! Didn't I understand what I was signing? Well, apparently not and I'm a pretty bright guy. You better be very shrewd and nimble to deal with these folks. I didn't realize it on my bank statement initially and got a chuckle out of it as they explained it to me. Each time I asked a question, they replied by chanting, "You agreed, you agreed, all explained, you agreed." And I guess they're right, which is why I am stunned by the smooth way they pulled the wool over my eyes. I am now urging you to run away, run away, run away.

      47 people found this review helpful
      Rated with 2 stars
      Original review: Nov. 16, 2011

      I have been a customer with EZPayDayCash.com for many years and have made timely payments with no issues. Due to several unfortunate events, I had difficulty making payments as of August 2011. My account was referred to collections after several returned payments. I made payment arrangements with Customer Service Rep, Frankie where I would make 5 payments of $248.00 every two weeks starting on 10/14/11. I spoke to Frankie prior to October 14, 2011 and explained that I would not be able to make a payment on the schedule date of 10/14/11. An agreement was made to begin the payments on 10/28/11. I made the first payment as agreed.

      On 11/8/11, I called to speak with Frankie and was told he was not available. I explained that I would be unable to make the payment scheduled for 11/11/11. The female customer service representative indicated that Frankie was unavailable. I explained to her my financial situation. She indicated that she would email Frankie so the payment would be extended to 1/6/12. The customer service representative assured me that if there was a problem, I would be contacted by Frankie. I received no phone calls or emails from Frankie so I assumed there was no issues.

      On 11/15/11, I reviewed my checking account and my account was debited for $248.00 by United Consumer Financial Services, causing my checking account to be overdrawn, charged $105.00 in over draft fees and my payments to two other companies returned.

      On 11/15/11, at approximately 9:30am (EST), I contacted Customer Service to speak with Frankie. I was told that he would not be in for another two hours as the company is on PST, however I could leave a message on his voice mail. I left a detailed message explaining the situation and requested a call back.

      At approximately 5:00pm (EST), I received no phone call or message from Frankie, so I called to speak with him. I was told he was out to lunch and I should call back in an 1/2 hour. I called back at approximately 5:45pm (EST) and spoke to Frankie. I explained the aforementioned situation and asked why wasn't my call returned. He asked several times when I left a message as he did not get it. He pulled up my account and indicated that he spoke to me back in October regarding my account and the agreement made. I explained that since I did not receive a return courtesy call from him or email I would like my banking information removed from the system and in the future, I would call to make payments directly.

      Frankie told me he could not remove my banking information as it was part of the payment arrangement and if I removed my checking account information, I basically had no intentions to pay. I explained to him that I have every intention to pay the account, however, I have rights and wanted my checking account information removed. He again indicated that my checking account information could not be removed. At that point, I explained that I have rights, would file a complaint and I ended the call.

      Subsequently, I checked the account status on their web site and it indicates that my balance is in fact $499.00 which is lower than the amount quoted to me. I was told by Frankie my balance as of October 2011 was 1240.00. Two payments were made of 248.00, so the balance would be $744.00. However on their web site, it indicates my balance is 499.00. I contacted my bank and placed stop payments on any future debits and the unauthorized debit from my account which posted on 11/14/11.

      33 people found this review helpful
      Rated with 1 star
      Original review: Nov. 8, 2011

      I applied for a small loan, in the amount of around $100-$200. I never received it, which was fine. They also tried to hit me with a pre-approved credit card, which I gladly turned down. I have enough credit cards, and it didn't make sense to get another, with such a high credit limit (go figure). They called to verify my information, but never called back, or gave me my $100-$200 loan.

      I now have a few numbers of some people who are calling me, and harassing me, about the card I never got. I have gotten harassed for about a month, with threats of lawsuits and prison, all because of a card I turned down, and never received. They also informed me, that they tried to take the money out of my account, without my permission. So, not only did they get my info and tried to take money from me, they never gave me what I asked for in the first place. I need the phone calls to stop, and this site shut down. I don't even know how these scammers were able to get my info in the first place.

      34 people found this review helpful
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      EZPayDayCash.com Company Information

      Company Name:
      EZPayDayCash.com
      Website:
      www.ezpaydaycash.com