Follow us:
Speedy Cash Visit Website 
ConsumerAffairs Accredited Brand

Speedy Cash

Speedy Cash
Visit Website 
Overall Satisfaction Rating 4.04/5
  • 5 stars
    136
  • 4 stars
    10
  • 3 stars
    3
  • 2 stars
    5
  • 1 stars
    28
Based on 182 ratings submitted in the last year
SHOW RATING DISTRIBUTION

Since 1997, Speedy Cash has been the friendly face of short-term lending. We are licensed to operate in multiple states across the US (we operate in Nevada, Oregon and Washington under the name of Rapid Cash), offering short-term cash loans online, over the phone and in our stores.

At Speedy Cash, we strive for a personal connection with our Customers. We have built our business by making sure we take care of our Customers and their financial needs. See for yourself why so many choose Speedy Cash and our easy, fast and friendly services for their quick cash needs!

Speedy Cash Video
B+BBB Rating
View More View More
Speedy Cash Visit Website 

Speedy Cash Reviews

Sort: Top reviews
Filter by: Any

A link has directed you to this review. Its location on this page may change next time you visit.

2 featured reviews
View 2 featured reviews
Page 1 Reviews 1 - 10
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 7, 2020

I am self employed. But I been trying to establish a relationship with you so when there are incidents that actually happen in between pay period there would be a place I could go to. I have a salon which my employees pay me every week ($2000). I went to Cash App as a way for them to pay without physically being on site every Friday. For me it was to be able for fund to be readily available instantly and to be able to verify the income because you can go online on print out monthly statement and it is also link to a bank account set up for you.

The last time I was going to apply for a loan but was told that cash app was not considered a real bank and even though I did have a traditional account that I transfer funds from my cash app account but I was only able for get $200. I had to seek out another source for the addition funds needed for the emergency. I understand that there are pacific guidelines that must Be followed but there should be some other means of consideration in these incidents when you’re trying expanding your customers base. Please do not misunderstand this is not a complaint, Just a thought to help look at ways assist other people to come to you for business. Because there is a market to be tap in to with self employed bank deposit people. And Cash app and other services like them are becoming a normal way of doing business???? Overall love the company and what you doing great customer service.

Read full review
Be the first one to find this review helpful

Not sure how to choose?

Get expert buying tips about Payday and Title Loans delivered to your inbox.

    Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

    We value your privacy. Unsubscribe easily.
    Rated with 4 stars
    Verified Reviewer Verified Buyer
    Original review: May 20, 2019

    I guess the only bad experienced that I've encountered with Speedy Cash and I wish they can improve on, is that there is no customer service available on weekends. I had to move to due date that was gonna happen on a Tuesday so the money was gonna get taken out on Monday morning. So I called thinking that on Saturday morning I could get in touch with anybody from the company and I didnt. So the money was deducted from account which send me to be overdrafted by 2 dollars and those 2 dollars turn out to be 35 fee impose by my bank.

    2 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 5, 2019

    Speedy Cash is the best place to go if you need money right now. Speedy Cash was very helpful and professional and friendly. I had my fund within 24 hours. That's good! I would recommend Speedy cash to anyone needing a loan. They work with you in any citation! They have long term loans also, if that's for you. Me, I like to pay once a month. After you pay your loan, they offer you another loan. That's good! So, if you need cash I would really come here. What could they say, No! I haven't heard it yet! Great place. Love April.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: Jan. 24, 2019

    I applied online to get a PayDay loan and I was able to get approved fairly fast for decent amount right away, despite the fact that I've recently filed for bankruptcy. I knew going into the application process that there's a chance that my request would get rejected. I am in a pinch right now because I'm repaying some debts owed to friends and family for helping me go through court preparation and appearances for my bankruptcy and divorce. However, I make pretty good money at my new job, so perhaps this aspect helped my credit worthiness when my application was being reviewed. It should be noted that my debt-to-income ratio at this point is also pretty stellar. I am hoping this loan is a step towards rebuilding my credit. I am very pleased with how easy and convenient the whole process took place. Will definitely recommend to friends who are in a similar predicament.

    10 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: Jan. 24, 2019

    I have gotten three loans with you all I've done them over the phone which has been fast and courteous. And then I went into the store to finalize and sign which for the most part has been easy without a whole lot of wait time. Truly it has been a positive experience so far. I will definitely be back and I will tell my friends and family. For some reason I can't do the loan process online. It's probably something I'm doing wrong but I plan to try online. The next are I will call customer service and let them talk me through the process. Again I just want to thanks.

    9 people found this review helpful
    How do I know I can trust these reviews about Speedy Cash?
    • 2,171,412 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    For more information about reviews on ConsumerAffairs.com please visit our FAQ.

    Rated with 1 star
    Verified Reviewer
    Original review: Jan. 7, 2020

    Look for someone other company. If I can give a lower rating I would. My husband has been a good payer, no late or whatsoever. And when he got hospitalize ICU (can't talk), I called them to let them know about it (warn them ahead of time). And they "literally have no clue on what to do on this situation". I try to understand that they can't give out any information to me (I'm the wife, I have all acct info, etc) but I have been transferred to 3 different departments and they all suck! They don't deal with this thing. "No clue on what to do".

    First I called the branch. She kept repeating herself — she can't give me info, she needs to talk to my husband (well my husband is in ICU - they don't understand?), transferred me to cust relation (same thing +++rude), then transferred to customer service — another rude and clueless person. I mean common guys? Why don't you know how to handle this type of situation? End result, nothing was done. Even if I told them just put a note on the acct about what had happened to my husband. My main intention was to do payment arrangement just for 1 month (again my husband has never been penalized with late fee) and they had no idea how to help me.

    Also, please when you recruit customer service rep to make sure they know "customer service". I mean how can they be rude? Like you're talking to an emotionless person with no clue. That's how it is. Great customer service = good company, so if they don't care about their customers all they want is your money and their very high interest, period.

    Read full review
    Be the first one to find this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Dec. 14, 2019

    This company are straight crooks!! They took a payment out of my account a week early! When I called to tell them they have wiped my account clean and left my account $244 negative all they said was “sorry, we can’t do anything about this.” I am livid! Not only did they leave me with an overdraft bill but you basically took my grocery money!! I ended up having to get another loan to buy food!!!! I am sending this out to all the review sites and contacting the local news! It’s not enough they prey on people living paycheck to pay check with their high interest but then put you in even more of a financial bind by taking unscheduled payments! Once I am done paying these loans off I am done with this company!!

    6 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Dec. 14, 2019

    When I got a loan with Speedy Cash, I was aware of the high-interest rates but I was in a tight situation and needed money here and there to cover me. A line of credit worked well at the time until I racked it up to $1,000 and realized I would almost never be able to pay it off. So when I needed to get another loan elsewhere, I told them I wanted to consolidate Speedy Cash into that loan. The new, far more professional loan provider obliged helping me pay off the $1,000. Given Speedy Cash receives automatic payments from my bank account, I ended up with a credit balance of $186.77. All this happened in October 2019. It's now December 2019 and I haven't received my refund.

    I've called several times and emailed and for the first few times, I trusted them when they told me they were mailing me a check according to their policy. It never came. I called November 6, 2019, after watching the refund sit in my account as a credit to it. I was afraid to deposit it in fear that they would charge me for claiming my refund money.

    I was in a bind and needed a few dollars until my next paycheck and had been anxiously waiting on the refund check so I was forced to withdraw a few dollars from the line of credit. Yes, you read that right. Instead of letting me withdraw my refund balance since my account was paid off and had a refund balance on it, they removed the refund balance so I could be in debt with them again. Predatory! Also, on that call, I was told they had JUST sent the check off despite telling me before in previous calls that it was on its way and I needed to wait 7-10 business days. So here I am receiving mail from everyone else but Speedy Cash.

    I finally called again on December 9th, 2019, over a month after they told me they were really sending my refund check at the beginning of November. The representative swore up and down that it was really being sent out. In hindsight, I should've demanded they sent it out with a tracking number for me to watch. Still, on this call, I get told an Account Specialist is looking at the account after I demand that the refund be credited back to my account again. Got a call back that same day from Customer Service. I returned the call to discover they want to verify my account and I ask, "You're not going to tell me you're going to send another check are you?" The skittish representative tells me "No, we're just verifying your address for the account specialist."

    That was at the beginning of the week. Mind you, I've been dealing with them on this refund since October 2019, it's now the middle of December. Speedy Cash is fine setting up a line of credit for you to borrow from and getting your money back with great interest but it seems with anything else they are highly unprofessional. When I finally get my money back, I'm done with this company.

    Read full review
    Be the first one to find this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Dec. 9, 2019

    So on November the 19th I sent Speedy Cash an email revoking their right charge my bank account/debit card. On 12/2 they charged it anyway which put my account in the negative, so they illegally took money from my account. For 3 days I tried to get it resolved. After speaking to multiple people I was told after the payment cleared they would issue the refund as well as the overdraft fee I received. I call Monday the next week and was told since I called today they would start the refund process, but not refund the overdraft that was caused by them taking money when they had no right to do so. Then was told about all the hoops I was going to have to jump through to even get the overdraft back.

    Their people need to be made aware of all the processes it takes to handle a customer in this situation. On top of that if you go through speedy cash for quick funding they can deposit the money the same day or the next business day, but if they illegally take money from you they take up to 10 days to get the money back to you. Not good business practices to say the least.

    Read full review
    Be the first one to find this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Nov. 15, 2019

    I have been dealing with this unprofessional company on the phone now for hours with zero progress. Basically just told me there's nothing they can do. I took out a small payday loan of $200 and have made 3 payments only to find out my payoff amount is still over twice what I borrowed. The amounts that I paid towards my balance were not used toward my balance but towards only interest. My payoff amount after this is done will be over $500 for a PAYDAY loan. I do not suggest anyone every use this loan service.

    6 people found this review helpful
    Loading more reviews...

    Speedy Cash expert review by Lauren Fix

    The first Speedy Cash store opened in Riverside, California in 1997 by three childhood friends from Wichita, Kansas. The company has since gone global, with operations in the United States, Canada and the U.K. They operate under the name Rapid Cash in Nevada, Washington and Oregon and as Cash Money in Canada. 

    • Fast approval: Bring your vehicle to your local Speedy Cash location for fast approval on your title loan. Speedy Cash will inspect your vehicle, determine a loan value and give you a lending decision in a matter of minutes. Consumers can get instant payday loans with a prepaid debit card or by applying online and picking their cash up at their local branch.

    • Quick money: Once you are approved for your title loan at your local, Speedy Cash location, all you need to do is sign your documents and drive off with cash in hand.

    • Multiple services: Speedy Cash offers a variety of lending services, including cash for gold, installment loans and wire transfers, so you can use them for all of your short-term lending and financial needs.

    • Apply online: If you don’t happen to have a Speedy Cash location nearby, you can still apply for your title loan or payday loan online. Cash can be sent straight to your checking account once you’re approved for your title loan, or your payday loan can be loaded onto a prepaid debit card that you already possess. You will need to have your vehicle accessed by an outside appraiser at your own expense.

    • Security Center: Speedy Cash’s online Security Center is a resource center dedicated to consumer news and information about security and security-related issues. Learn how to protect yourself from scams, how to tell the warning signs of a scam artist and more.

    • Best for: car owners and consumers who need cash fast.

    by Lauren Fix Auto & Finance Contributing Editor

    Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.

    Speedy Cash Company Information

    Social media:
    Company Name:
    Speedy Cash
    Year Founded:
    1997
    Country:
    United States
    Website:
    www.speedycash.com

    Make the best choice, every time

    Join our community to stay up-to-date with the latest reviews, recall notices, and brand recommendations.

    Our community members are happier with their purchases than consumers who didn’t research before buying. To see why, sign up below!

    Thank you

    Keep an eye on your inbox, the latest consumer news is on its way!