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Speedy Cash

Speedy Cash
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Overall Satisfaction Rating 3.72/5
  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars
Based on 117 ratings submitted in the last year

Speedy Cash is licensed to operate in multiple states across the U.S. (including Nevada, Oregon and Washington under the name Rapid Cash) and provides short-term cash loans online, over the phone and in stores. Speedy Cash strives for a personal connection with its customers and offers payday loans, installment loans and title loans.

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Speedy Cash is a short-term lender that offers payday loans, installment loans and title loans to help you get the money you need fast.


  • Get funds in as little as a day
  • Online and in-store services
  • Loans from $50 to $26,000


  • High APRs

Top Speedy Cash Reviews

Rated with 5 stars
Verified Reviewer Verified Buyer

My experience with Speedy Cash has been excellent. Speedy Cash is the best payday loan company I have worked with. Very fast indeed! I will recommend Speedy Cash to all my family, friends and coworkers. Very quick application process and quick decision. Glad there is a finance company like Speedy Cash out there for us people in need!

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Rated with 5 stars
Verified Reviewer Verified Buyer

Fast and friendly customer service. Online factor makes it easier just picking up the loan. Definitely a must if in a crunch but not a permanent solution when it comes down to fixing financial issues. The money is expensive but does help. Staff is really professional at the Riverside location. Made the whole experience great.

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Speedy Cash Visit Website 

Speedy Cash online loans

Speedy Cash is a short-term loan company that’s available in 29 states. It offers three different types of loans for people who need cash, including installment loans, payday loans and title loans.

Speedy Cash specializes in online payday loans, which borrowers use to satisfy a short-term cash need and then repay with interest on their next payday.

Speedy Cash loans are easy to apply for, and the company has in-store services for customers who prefer working with a lender in person. If you’re interested in Speedy Cash’s services, start by visiting its website and creating an account or calling its customer service phone number.

Speedy Cash loan requirements

Requirements for payday, installment and title loans are different in every state, but the basic requirements for a Speedy Cash loan include:

  • A steady source of income
  • A bank account
  • A valid phone number
  • An email address

Loan availability and amounts depend on what state you live in, so make sure to check your state regulations before applying.

Speedy Cash interest rates

Speedy Cash’s annual percentage rates vary depending on:

  • The type of loan you’re applying for
  • The loan term length
  • The state you live in

For a person trying to get a $200 payday loan in California, the APR is around 460% for a 14-day loan term. That means they end up paying $35.30 in finance charges if they pay off the loan on time.

Speedy Cash FAQ

Does Speedy Cash affect your credit?
Taking out a payday loan from Speedy Cash doesn’t affect your credit, but missing a payment or defaulting on a loan from Speedy Cash does.
How do Speedy Cash loans work?
Speedy Cash loans are short-term funding options that customers can get by visiting Speedy Cash’s website and applying. Speedy Cash gets you the funds you need as soon as possible, often within 24 hours of your approval.
What do I need to get a loan from Speedy Cash?
You need the following to apply for a payday loan with Speedy Cash:
  • A steady income
  • A bank account
  • A phone number
  • An email address
Does Speedy Cash do installment loans?
Yes, Speedy Cash offers installment loans up to $5,000. With installment loans, borrowers pay back the balance over an extended period instead of paying it in full on their next payday. The application process is the same for installment loans.

Is Speedy Cash legit?

Speedy Cash offers customers quick funds up to $26,000 both online and in stores. The company offers several types of loans, so borrowers can choose the option that makes the most sense for their needs and financial situation. While its interest rates are high, Speedy Cash is a legit option for people who need cash fast and can pay it back within the allotted time.

Speedy Cash Reviews

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 7, 2020

I am self employed. But I been trying to establish a relationship with you so when there are incidents that actually happen in between pay period there would be a place I could go to. I have a salon which my employees pay me every week ($2000). I went to Cash App as a way for them to pay without physically being on site every Friday. For me it was to be able for fund to be readily available instantly and to be able to verify the income because you can go online on print out monthly statement and it is also link to a bank account set up for you.

The last time I was going to apply for a loan but was told that cash app was not considered a real bank and even though I did have a traditional account that I transfer funds from my cash app account but I was only able for get $200. I had to seek out another source for the addition funds needed for the emergency. I understand that there are specific guidelines that must Be followed but there should be some other means of consideration in these incidents when you’re trying expanding your customers base. Please do not misunderstand this is not a complaint, Just a thought to help look at ways assist other people to come to you for business. Because there is a market to be tap in to with self employed bank deposit people. And Cash app and other services like them are becoming a normal way of doing business???? Overall love the company and what you doing great customer service.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: June 27, 2019

    Speedy Loan has been more than gracious regarding my repayment dates. I've gotten 5 loans over the past few months due to financial hardship and sometimes not able to repay on the expected due date; however, Speedy has always been understanding and helpful in moving my due day, sometimes 2 weeks ahead. I'm very appreciative. I'm hopeful my finances will greatly improve and I won't need their services, but if I do, I won't hesitate to apply for a loan through them again.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: June 3, 2019

    I had filled out a request for a short term loan and about 20 minutes one of your customer service agents called to verify info. She was very polite and made me feel comfortable. She explained the process and I was approved within the hour. The company can send to your bank account or directly thru your debit card which is awesome. Especially when you need the funds same day I let a friend know about your company and how satisfied I was and now she is a Speedy Cash advance customer too....

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    Rated with 4 stars
    Verified Reviewer Verified Buyer
    Original review: May 20, 2019

    I guess the only bad experienced that I've encountered with Speedy Cash and I wish they can improve on, is that there is no customer service available on weekends. I had to move to due date that was gonna happen on a Tuesday so the money was gonna get taken out on Monday morning. So I called thinking that on Saturday morning I could get in touch with anybody from the company and I didnt. So the money was deducted from account which send me to be overdrafted by 2 dollars and those 2 dollars turn out to be 35 fee impose by my bank.

    3 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 28, 2019

    Speedy Cash is the best! It is such an easy process to use and I get the money I need right away! It takes usually about an hour to get the money, from the time I apply online until it's deposited in my account, it is usually about an hour! So, thank you Speedy Cash you guys are the best! I appreciate your help and get it when I need it! I just love the online application system. It is so convenient and simple to use!

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    Rated with 1 star
    Verified Reviewer
    Original review: Feb. 26, 2020

    They took out $370 I didn't have. My bank has been harrassed by them for the last 3 months. Thanks for taking the money I had left to leave my water and lights on. It is the worst loan company I have ever used and will never use them again. They don't care about anything as long as they get their money! Thanks for screwing my family over!!

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    Rated with 1 star
    Verified Reviewer
    Original review: Jan. 28, 2020

    They rip you off. They took money from me that I never received. I sent them bank statements and copies of transactions and deposits. They still were rude, and disrespectful. They took money out of feeding my kids food. Do not come to this company or place.

    4 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Jan. 16, 2020

    I want nothing more to do with Speedy Cash! Today I witnessed such dishonesty and losing. Yesterday I attempted to pay the agreed upon settlement amount of $383.19 for the account online. The $383.19 amount did not work on their system and defaulted to $478.99 which was taken from. When I talked to Customer Service I was given a line about I should have called the settlement in because there are different processes you need to complete via phone in order to receive a refund. Speedy Cash did not honor the agreement and ripped me off and that is disappointing. All to keep from returning the $95.80 they owe me! They could have sent me a check. Dishonesty and liars are who they are. I will make sure not to recommend Speedy Cash to anyone! They hide behind so called policies to avoid paying refunds.

    Pinkey **

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    4 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Jan. 7, 2020

    Look for someone other company. If I can give a lower rating I would. My husband has been a good payer, no late or whatsoever. And when he got hospitalize ICU (can't talk), I called them to let them know about it (warn them ahead of time). And they "literally have no clue on what to do on this situation". I try to understand that they can't give out any information to me (I'm the wife, I have all acct info, etc) but I have been transferred to 3 different departments and they all suck! They don't deal with this thing. "No clue on what to do".

    First I called the branch. She kept repeating herself — she can't give me info, she needs to talk to my husband (well my husband is in ICU - they don't understand?), transferred me to cust relation (same thing +++rude), then transferred to customer service — another rude and clueless person. I mean common guys? Why don't you know how to handle this type of situation? End result, nothing was done. Even if I told them just put a note on the acct about what had happened to my husband. My main intention was to do payment arrangement just for 1 month (again my husband has never been penalized with late fee) and they had no idea how to help me.

    Also, please when you recruit customer service rep to make sure they know "customer service". I mean how can they be rude? Like you're talking to an emotionless person with no clue. That's how it is. Great customer service = good company, so if they don't care about their customers all they want is your money and their very high interest, period.

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    2 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Dec. 14, 2019

    This company are straight crooks!! They took a payment out of my account a week early! When I called to tell them they have wiped my account clean and left my account $244 negative all they said was “sorry, we can’t do anything about this.” I am livid! Not only did they leave me with an overdraft bill but you basically took my grocery money!! I ended up having to get another loan to buy food!!!! I am sending this out to all the review sites and contacting the local news! It’s not enough they prey on people living paycheck to pay check with their high interest but then put you in even more of a financial bind by taking unscheduled payments! Once I am done paying these loans off I am done with this company!!

    11 people found this review helpful
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    Speedy Cash Company Information

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    Company Name:
    Speedy Cash
    Year Founded:
    United States

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