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Speedy Cash
Speedy Cash
Overall Satisfaction Rating
4.15/5
  • 5 stars
    251
  • 4 stars
    32
  • 3 stars
    15
  • 2 stars
    8
  • 1 stars
    56
Based on 362 ratings submitted in the last yearSHOW RATING DISTRIBUTION

Speedy Cash

ConsumerAffairs Accredited Brand

Since 1997, Speedy Cash has been the friendly face of short-term lending. We are licensed to operate in multiple states across the US (we operate in Nevada, Oregon and Washington under the name of Rapid Cash), offering short-term cash loans online, over the phone and in our stores.

At Speedy Cash, we strive for a personal connection with our Customers. We have built our business by making sure we take care of our Customers and their financial needs. See for yourself why so many choose Speedy Cash and our easy, fast and friendly services for their quick cash needs!

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1414 Speedy Cash Consumer Reviews and Complaints

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Verified Reviewer
Original review: July 12, 2018

I had never used a service like this and was pleasantly surprised. I needed help, got a loan, everything cool. Then disaster struck. A few days before I was to repay my loan, my daughter was in a car accident and we had to pay towing fees and such, making it impossible for me to repay on time. I called them and explained what had happened and they simply extended my due date to my next pay period. Just like that. No extra fees, no craziness. They were there for me in my time of need and they will be my first call if I ever need help again.

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Verified Reviewer Verified Buyer
Original review: July 11, 2018

Speedy has been there for me. I was short on my rent and needed 200$ and I was approved in no time. I wanted to help my daughter and I was approved again. I really want to send a great big thank you to the people at Speedy Cash for being so kind when I call and very professional. Thanks Speedy Cash, you have been there for me every single time. Thanks.

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Verified Reviewer Verified Buyer
Original review: July 10, 2018

Thank you for your decision to grant me a loan. But I really ask for an installment loan and you automatically grant me a payday loan. Everything went great and I did received the money. I just think something about the installment loan should have mention. Otherwise you guys are great.

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Verified Reviewer
Original review: July 9, 2018

I'm very pleased as a customer with you all. You're so pleasant and always willing to help me. Thanks to the Speedy Cash team... And yes I would recommend anybody... Speedy Cash has truly been there for me during my time of need. Don't ever stop being the kinda business that it is... Great service.

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Verified Reviewer
Original review: July 9, 2018

This service is always helpful. I appreciate when my bills are due that I can count on SpeedyCash to help me in a pinch. The last time, I was able to use instant debit card delivery so my phone wouldn't be shut off.

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Verified Reviewer
Original review: July 8, 2018

Great speedy service. Time well spent. Getting this loan was super easy to get and placing information was also easy to do. There was no problem getting this loan to be done with all parts being filled together. No other place compares to this site because it's easy to use by filling in all portions together. Had a great experience even though there was no place in Sacramento to pick up. I love how it's going to be direct deposit. I would highly recommend this site to those that have a bad credit to look into this site.

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Verified Reviewer
Original review: July 8, 2018

I appreciate how fast it was to sign up. Especially when you need people in a hurry due to financial hardship. Just wish that if money is requested on early Friday, then it should be available into your bank account that same day or Saturday. Instead you’d have to wait until Monday to have the money available. Also, that of loan amount is so small as I do know that it’s per state regulation to have that cap. Some is better than none. Thank you.

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Verified Reviewer Verified Buyer
Original review: July 6, 2018

I felt I was about to give up until I received a congratulations from Speedy Cash. Times like this I really appreciate the help from a company that understands. The application process and requested forms was very easy and what made everything easier, I never left my home. Thank u sooo much.

2 people found this review helpful
Verified Reviewer
Original review: July 6, 2018

Love the quickness, easiness, and reliability of being able to get a loan. Very reasonable on when I get to pay! Being able either pick up or directly get it deposited into my bank account is great to me! Easy to Apply, quick to receive, great customer service if I choose pick up!

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Verified Reviewer
Original review: July 4, 2018

I'm going to be as accurate and as far as I possibly can. I spoke with someone on July 3rd and I just want to know why it's Oklahoma is good enough for payday loans. We're not good enough for regular loans. Makes no sense to me. That's the only thing I'm going to happy with you guys about. Thanks. Bye.

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Verified Reviewer Verified Buyer
Original review: July 4, 2018

Fast and easy. Online. No need to go anywhere and fit traffic or stand in a line. Money is deposited next business day. Received the cash I need and right on time. Forget the rest and go with the best Speedy Cash today. I tell all my friends about the ease of Speedy Cash!

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Verified Reviewer
Original review: July 4, 2018

I submitted for a loan and received approval about two weeks ago with this company. When I attempted to sign the paperwork I was unable to login. I called twice and emailed twice their customer service for assistance over a span of 4 days before a resolution for my login issues where reach. Turned out there were two accounts created for me that was conflicting with me signing the paperwork and I had to reapply for the loan. I provided them the requested documentation 3 to 4 times, and allowed them 48 hours to review my updates. Now, when I call and/or email their customer service department the only responses I receive is that they received my required documents and/or they need 48 hours to review my documents. In 2 days it will mark 3 weeks dealing with this company. If I didn't need the money I would've stop pursuing their services. Avoid this company if you can.

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Verified Reviewer Verified Buyer
Original review: July 3, 2018

Easy application process. Approval status known instantly. Friendly customer service. The payment options are flexible. This is by far the best payday loan service I have ever experienced. I have used Speedy Cash on several occasions and I have no complaints. I would definitely recommend Speedy Cash to new customers.

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Verified Reviewer Verified Buyer
Original review: July 3, 2018

I was impressed by the way the online form was easy and the time in which my request was honored. There is a way to talk to an agent if I needed. If the needed arises I would use you again. I will also let friends and family know of Speedy. Thank you for your time and consideration. Thank You.

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Verified Reviewer
Original review: July 3, 2018

They approved a loan for me. Then the next day the loan did not come through and I could not even login to my account. I tried calling them for two days and their phone was always off. When I finally got a customer representative, I got transferred around. Finally someone said my loan was canceled but I had already signed the documents and she did not to tell me in writing it was canceled. This is so they report me to the credit bureau for not paying a loan even though I never did.

For $750 my loan they wanted more documents than the government. And yet I had to call them to ask why... They never once reached out to me. And when I told them I would report them to the FTC and Consumer Affairs the woman said, "Bye." I find their professionalism and ethical behavior to be some of the worst I have ever dealt with. And I have read a lot of reviews from them on here and they reply with the same comment on everyone. So I encourage nobody who has a sane body not to even waste your time with them. Now they have all of my personal details, and I am sure they will try to steal my identity.

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Verified Reviewer
Original review: July 3, 2018

I am very please with Speedy Cash. The in store process could be a bit faster. I realize that everyone has a job to do and may have supervisor status being in customer service myself. Some of the reps when coming out from the back see the line going out the door could open up a window reliving the pressure from the reps of trying to finish up with the customers being services. I have always been in line 30 mins or more. Other than that they are very friendly.

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Verified Reviewer Verified Buyer
Original review: July 2, 2018

Employees are very knowledgeable and very well spoken with much respect to the customer. Very satisfied and genuinely happy to have been helped and in a very professional manner made sure that she had provided me with everything I need it. Polite and kind. Although it does get busy at the Harbor and Garden Grove post in the city of Garden Grove and the state of California. There is plenty of staff... but could use a little more to have all windows open. But service is fast due to knowledgeable and fast paced working employees... Def. Will be going back. Just need a window more or two open to not be too packed on the weekends. Starting on Fridays.

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Verified Reviewer
Original review: July 1, 2018

This is great when you are in a bind and need money fast. Just wish it was same day deposit. It would make everything so much easier. However it's a great option to have for quick money. The whole process is pretty simple. It would be nice if they had options to help those struggling to pay it off better.

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Verified Reviewer
Original review: July 1, 2018

The loan application was extremely quick and straight to the point! Being able to have 2 options - pick up cash in local office or sent to our debit card was EXTREMELY convenient. I was able to pick up my loan in cash and the representatives were so nice and thorough when verifying my information. Truly appreciate the great customer service.

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Verified Reviewer
Original review: June 30, 2018

I am very appreciate to you guys. I paid rent, was low on money for a couple small bills, hopped right online and completed everything, no runaround. Excellent customer service. Thank you Speedy for allowing me to buy groceries and pay my light bill after rent. Thank you. I will recommend.

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Verified Reviewer
Original review: June 29, 2018

This was a very easy process to receive my loan request. My money was deposited like it says the very next day. I would recommend this company to anyone who would like to apply for a loan. The interest is high but going to try and pay it off early to avoid some interest.

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Verified Reviewer
Original review: June 28, 2018

I Applied online and after two or three attempts to other companies and over an hour and a half online Speedy Cash came through and I did not get what I wanted as far As The the amount I requested, but I was overjoyed with the way they responded and approved my payday loan. I still have other lenders contacting me over 24 hours later, and with any luck I will have it in my acct before the end of today! Thank you again. I look forward to working with you down the road.

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Verified Reviewer
Original review: June 28, 2018

I borrowed 180.00 from Speedy Cash in January, and made payments, of 58.00 every month. Except for the last two, when I complained to customer service. That even with my payments on time, the amount I owed them doubled, what I borrowed. They said those are the rules. I learned my lesson, I will bite the bullet and pay 400.00 this month. I will not deal with them again. They will have made over a thousand off of $ 180.00. I will not be so dumb in the future. Speedy Cash is great for teaching lessons, in The School OF Hard Knocks.

Speedy Cash response

Hi Heather - Thank you for sharing your feedback. At Speedy Cash, we take your feedback and concerns seriously. Please feel free to contact us directly at 1-877-315-8491 or CustomerService@SpeedyCash.com.

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Verified Reviewer Verified Buyer
Original review: June 27, 2018

I couldn't be more pleased with my experiences with Speedy Cash. I have used them numerous times, and from the application to the deposit of money in my bank, each step has been fast and easy. I will continue to use them and recommend them to anyone who needs a fast, hassle free loan.

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Verified Reviewer Verified Buyer
Original review: June 23, 2018

I called Thursday, told funds would be in next day. I later learned it would be Monday as my email had not arrived on time I did this traveling; wound up staying extra days in motel as this loan was for needed brake pads. I'm 65, & it would have been nice funds could be sent on a Saturday.

Speedy Cash response

Hi Shirley - Thank you for sharing your feedback. At Speedy Cash, we take your feedback and concerns seriously. Please feel free to contact us directly at 1-877-315-8491 or CustomerService@SpeedyCash.com.

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Verified Reviewer
Original review: June 22, 2018

Thank you guys. I really needed it. I would tell anyone if you need fast money by the next day hit up Speedy Cash. I’m tell my family and friends if you all need some fast cash that they should hit your site up. Thanks speedy cash. You guys really came through for me.

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Verified Reviewer
Original review: June 21, 2018

Speedy Cash has Great customer service. They are Fast and friendly. They are Very professional. Speedy Cash was there when I needed them the most. I Would recommend them to friends and family. The application process was simple, easy and fast. Just wish I was able to repay in 2 payments rather than making one big payment.

3 people found this review helpful
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Verified Reviewer
Original review: June 20, 2018

Service was extremely slow. Over 5 people in office and only 1 at the window. Talking about how how one was going to buy the other food and how the siblings all worked there but at different hours. When I finally was being attended the lady was far too preoccupied to attend me correctly. Talking to her coworker about getting her lunch or on the phone with other clients while attending me.

Speedy Cash response
Thank you Jeceliz for your feedback! It's what keeps us improving!

Thank you again for choosing Speedy Cash.

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Verified Reviewer
Original review: June 20, 2018

I took out a loan on June 15 and on the #6 I was charged $277 and I was charged $35 overdraft fee on top of that also making me short on my other payments. This is a financial mess for me. I will never again do business with you people.

Speedy Cash response

Hi Olga - Thank you for sharing your feedback. At Speedy Cash, we take your feedback and concerns seriously. Please feel free to contact us directly at 1-877-315-8491 or CustomerService@SpeedyCash.com.

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Verified Reviewer Verified Buyer
Original review: June 19, 2018

I have been waiting two days for my funds and still have not received them. Also you need more offices or more ways to receive the funds. I could not pick them up in person because it was too far. Very disappointing and stressful. I wish the process was better and more user friendly and done in a more timely manner.

Speedy Cash response

Hi Rikki - Thank you for sharing your feedback. At Speedy Cash, we take your feedback and concerns seriously. Please feel free to contact us directly at 1-877-315-8491 or CustomerService@SpeedyCash.com.

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Speedy Cash expert review by Lauren Fix

The first Speedy Cash store opened in Riverside, California in 1997 by three childhood friends from Wichita, Kansas. The company has since gone global, with operations in the United States, Canada and the U.K. They operate under the name Rapid Cash in Nevada, Washington and Oregon and as Cash Money in Canada. 

  • Fast approval: Bring your vehicle to your local Speedy Cash location for fast approval on your title loan. Speedy Cash will inspect your vehicle, determine a loan value and give you a lending decision in a matter of minutes. Consumers can get instant payday loans with a prepaid debit card or by applying online and picking their cash up at their local branch.

  • Quick money: Once you are approved for your title loan at your local, Speedy Cash location, all you need to do is sign your documents and drive off with cash in hand.

  • Multiple services: Speedy Cash offers a variety of lending services, including cash for gold, installment loans and wire transfers, so you can use them for all of your short-term lending and financial needs.

  • Apply online: If you don’t happen to have a Speedy Cash location nearby, you can still apply for your title loan or payday loan online. Cash can be sent straight to your checking account once you’re approved for your title loan, or your payday loan can be loaded onto a prepaid debit card that you already possess. You will need to have your vehicle accessed by an outside appraiser at your own expense.

  • Security Center: Speedy Cash’s online Security Center is a resource center dedicated to consumer news and information about security and security-related issues. Learn how to protect yourself from scams, how to tell the warning signs of a scam artist and more.

  • Best for: car owners and consumers who need cash fast.

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Lauren Fix

Auto & Finance Contributing Editor

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Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.

Speedy Cash Company Information

Social media:
Company Name:
Speedy Cash
Year Founded:
1997
Country:
United States
Website:
www.speedycash.com

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