Everything from start to finish was professional and best of all easy. Speedy Cash has an easy to understand easy to use website. They go out of their way to make getting a loan an effortless experience. I would recommend Speedy Cash for every needing emergency funds. The need for occasional cash can be overwhelming. Use them when the need arises.
Have done business with Speedy Cash on various occasions where I was low on funds and needed a timely solution. My experience has always been great throughout the loan process. The application is simple and straightforward, a review of the details of loan are always provided prior to commitment, the funds are promptly sent to bank on next business day and finally the exact amount is deducted from your account on date agreed to. A plus for me personally is that my debit card is linked to my account so I know the amount is cleared immediately. Cannot find any faults with my own dealings with Speedy Cash.
I attempted to do my loan online and had complications and spoke with the most awesome rep on the phone that walked me through the entire process. A huge help in getting me my funds and was able to make me feel at ease with doing a loan online. I very much appreciate your service!
Your rating would be higher however I don't believe you allow people to borrow what is truly needed. The refinance option is great but needs offered at each payment not just a couple. I also believe returning customers should get a bonus for loyalty.
I always borrow the max. of $255 when I need extra cash. I pay out $300 in the end, but, I do get approved for the loan without any questions. Paying back the full amount plus $45 within the 2 weeks is not always fun or easy, but at least it's a little help that other loan dep's hesitate to help out with.
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Very easy to fill out application and super fast delivery. Always the next day at midnight I will receive the cash in my account. I would definitely recommend Speedy Cash loans to any of my family or friends. I have been using them for over six months and have never had an issue.
Great service, fast, easy, convenient. Perfect way to get through an unexpected bill. Customer service great to work with and very helpful, and polite. I would recommend this company to anyone. You can apply online or over the phone. Thank you for providing this service. Only thing I would like to have is a reminder email a day or so before payment is due.
I needed some extra cash and Speedy Cash has accompanied my needs and I didn't have to pay it back all at once. I get paid once a month, it is convenient that I can pay it over time. The service is excellent and the fact that it is done all online with the funds going in the next business day.
Pleasant workers. Crazy interest rates. I only go to Speedy Cash when I'm on a time crunch as they are near me. Otherwise I would drive farther to borrow some money from a competitor. I do like that money can be sent to your bank within a day or it can be picked up at one of the locations.
I wouldn't change nothing about you all because I get good customer service with you all and I am very satisfied with you all. Thank you. I would highly recommend your services to a lot of good people. The only thing I wish you would change is the due date a little longer.
This is my third or fourth time using "Speedy Cash." They are fast and efficient, with great CS Reps. They genuinely explain every detail and send a week's advance notice by email when loan is due. Reps are VERY Professional and VERY HELPFUL.
Speedy Cash has excellent customer service. They are friendly in person, by phone and online. They reply quickly by email. I would recommend Speedy Cash who needs help financially. Keep it up!!!
I love this company. This is not a scam. I used to ask relative and friends for a loan and they all turned me down, but now I found Speedy Cash I don't have to deal with that anymore. I have a line of credit loan and it's great. Thank you Speedy Cash for your Positive Feedback to me and others. I strongly recommend this company to anyone that needs Speedy Cash. It is what it is and that's Speedy Cash. The great and accurate Customer Service is Superb.
I needed money fast to pay bills and the application was quick and easy. I was approved for a higher amount than I needed at the moment and later on I needed more cash for unexpected expenses. So I asked for more money and it was simple and easy. Money is taken out of my account every time I'm paid and I don't have to worry about the loan not being paid on time. Transfer money straight to my bank account the next day and been a great experience ever since.
Speedy Cash always makes sure product rates and terms are clearly communicated before the loan transaction. While the annual percentage rate of our products may seem high, the actual cost is often lower than alternative products such as overdraft protection/fees, late/reconnect fees with utilities, pawn fees and other short-term credit options. At Speedy Cash, we take your feedback and concerns seriously. Please call us at 1-800-273-5602 or email us at CustomerService@SpeedyCash.com.
Original review: Oct. 5, 2016
I came to speedy cash for a loan of $240 In April 2016. The payments were $44.80 twice a month. Reasonable I believed. It is now October 2016. I have made each payment up to this point and my balance is still $133. Their interest is applied to your account DAILY. So for everyday you don't make a payment, the total loan amount you have to pay increases. They DO NOT tell you this when you apply. If you disregard my warning and feel you can manage it then be warned. If you do not have enough money, they WILL NOT give you an extension and they WILL overdraft your account. The $240 was NOT worth it. I would rather have let our bills overlap.
Speedy Cash is nothing more than a legal loan shark. Do not indebt yourselves to them. If you REALLY, REALLY need a loan, then use LendUp. They gave me 1 set interest rate and a month to pay it back. When I couldn't they put me on a once a month payment plan. SpeedyCash has caused me much trouble with my finances and my Bank when I originally sought them out for help.
I've had couple of payday loans with Speedy Cash Store #175. I always have great customer service and I will recommend Speedy Cash highly to my family and friends. 100% satisfied with service. Thank you for your time and God bless.
Your application process was fairly straightforward. Which I liked. It didn't take too long. You took my payment on the right day and for the right amount. I like when things work properly.
Very friendly staff. Payment option far as refinances could be a little different but it's ok and it has been working for me. Thank you so much.
You guys are always great!! You always work with me and I love the customer service!! I tell everyone about you when they are in a bind!
Speedy Cash has always helped me whenever I've needed them & I truly appreciate their help. I'll recommend Speedy Cash to everyone I know. Thanks Speedy Cash!
I have been using Speedy Cash for several years and continue to do so because of the great customer service and how easy it is to obtain a loan. I love that I can get the money same day.
I needed an extra day to get funds in my account so I could make my bi-weekly payment, and they graciously gave me the day that I needed. Thank you very much.
Hi Mike - We take your feedback and concerns seriously and make every effort to address them. Whether conducting business online or in one of our stores, Speedy Cash always makes sure product rates and terms are clearly communicated before the loan transaction. While the annual percentage rate of our products may seem high, the actual cost is often lower than alternative products. Please feel free to contact us directly at 1-800-273-5602 or CustomerService@SpeedyCash.com.
Original review: Sept. 8, 2016
Although they are friendly and offer quick cash up to 2600 dollars. The rep told me they report to all three credit agencies. This was not entirely true. I signed my second installment loan I checked my credit and found they did check my credit however no positive credit was listed on paying back the first loan. I called the customer service line and was told they do not report positive feedback only negative. So taking out two loans although it gave me quick cash did not help my credit at all and in fact hurt it from the credit inquiries they performed. This on top of the astronomical interest rates (over 100%) is why I will not do business with them ever again. If you go the full term of the loan you pay almost 10,000 dollars for that quick 2600 dollar loan. There's better options out there like loan sharks. Their way of doing business should be illegal.
Hi Paige - At Speedy Cash, we take your feedback and concerns seriously and make every effort to address them. We would like to discuss your concerns personally, please feel free to contact us directly at 1-800-273-5602 or CustomerService@SpeedyCash.com.
Original review: Sept. 2, 2016
Truth is this service rips your income. 750.00 pay back on a 150.00 installment yea right. Then got balls to keep raising payment. Rates are not low. They charge what real banks do. They charge a daily interest in turn I know for a fact is a lie saying legally can do it. This service may have been good in 95. But audit the sobs and find out. They suck for loans. You'll owe a year worth of debit. They are not legally by law allowed to collect. I want them shut down so do a lot in kc.
I have gotten a 800 dollar loan from CASHNet. It will be paid off November this year 8 month for that. Got it Feb this year. Amount Speedy Cash is stealing money on a 150.00 installment same method I used at CASHNet bingo. I’m about to stop payment. Make them take me to court and beat them. ‘Cause tech they was paid back 250.00 that's beyond legal limits of the loan by law. They are taking 6 times more than law says. Don't use them. They care less how they get rich illegally.
I also never agreed to pay them for a year and a half for 700 bucks. Payback. I’m suing for fraud. I expected to pay 150 and a simple fee the next month after I got it back like I always had. They seen social security on my account then rammed me so yea my turn to take them out permanently. Citibank is willing to help press fraud. Block their access from any more money. They tried to get me to help them sign a petition to keep congress from bla bla. Pretty much lied to get people to sign ‘cause congress is going after them. I don't care for Speedy's. Let it burn to the ground.
Hi Gwendolyn - Whether conducting business online or in one of our stores, Speedy Cash always makes sure product rates and terms are clearly communicated before the loan transaction. We take your feedback and concerns seriously and make every effort to address them. Please feel free to contact us directly to discuss your concerns personally at 1-800-273-5602 or CustomerService@SpeedyCash.com.
Original review: Aug. 14, 2016
I applied for a loan at speedy cash office and it was a payday loan in which I paid off on my payday. But then I needed more money for an emergency so I went online to apply for an installment loan. I was approved for 249 and was told that my payment would be 54.38 for 6 months and the total would be to repay 589 and some change. They took the first payment plus 12 50 late fee on the 1st of the month and my payment isn't due until the 3rd of the month. They did not tell me that this amount is taken out but my balance will still remain the might as well say 590!
I am on disability and only get 700 a month in which they knew and I called and told them that they did not explain this to me when I took out the loan! I do not have 68 dollars to give to them every month and my balance remains the same! It is like I am giving them money for nothing! She told me I could increase the monthly payment to get the principal down, but I am barely making the payments but would not mind if the money was going toward my loan! And I am going to have to pay 390 in December which I cannot afford because I have bills and rent to pay!
This is such a ripoff to the poor and disabled! We come to them for help to get money that we don't have and they charge more and put us in worse shape than we were in before going to them. I do not know how they expect us to pay these hundreds of dollars that I and most disabled people do not have! SUCH A SCAM AND A RIPOFF! They are probably going to take me to court, but that still will not make me have the money because if I did I would have paid them in the first place. I really need an avenue to get a remedy for such unfair business practices!
Hi Steven - We’ve built our business over the last 18 years by making sure we take the very best care of our Customers and their financial needs. If you have any other concerns or would like to speak to a Customer Service Representative, please call 1-800-273-5602 or email CustomerService@SpeedyCash.com.
Original review: Aug. 8, 2016
Worst, most incompetent, misleading and dishonest service I have ever come across. Do not believe a word they say as they cannot be trusted. Stay away from them and do not give them your business as you will just get the runaround and after all the hassle you will not accomplish anything. Be forewarned.
Hi Don - Thank you for sharing your positive feedback.
Original review: July 27, 2016
I needed a payday loan about two years ago. Once I was referred to Speedy Cash, the establishment of an account & then getting the funds was so very simple. You are able to choose between having the funds either by waiting overnight or going to one of their offices & getting the funds the same day. Their customer service staff is very friendly & professional. Since that first loan I've had to use them about 5 times since, one time I needed a couple of days before I could repay my loan & they were gladly willing to extend my repayment. Conversely, I highly recommend that if you require a payday loan, THIS COMPANY is not a scam, of which there are many out there. This company is straight up.
Hi Roberta - The experience outlined is not reflective of the core vision and values of Speedy Cash. We’ve built our business over the last 19 years by making sure we take the very best care of our Customers and their financial needs. If you have any other concerns or would like to speak to a Customer Service Representative immediately, please call 1-800-273-5602 or email CustomerService@SpeedyCash.com.
Original review: July 16, 2016
I got a title loan the day before Christmas Eve 2015. For 2600.00 I have been paying them 200.00 since. I still owe up to yesterday July 15 2016 2607.00. GO FIGURE. THEY TOOK out of my disability which I only received 430.00, 397.00. Left me with the change so I called them and their representative got very rude And was intimidating at times. I told them they were worse than the mob. I said a curse word also and hung up. Don't do business with this company.
Hi Mack - At Speedy Cash, we take your feedback and concerns seriously and make every effort to promptly address them. We would like to discuss your concerns personally, please feel free to contact us directly at 1-800-273-5602 or CustomerService@SpeedyCash.com.
Original review: June 28, 2016
I took out a loan for $500.00. Never had any problems, never been late. So I get down to my last payment and it gets taken out of my account which was fine but then they tell me I have a balance left on the account totaling 17.00 dollars. Ok so I go to pay this balance out of another account. They had already taken it + 12.50 more totaling $29.50 making a shortage in account granted they was only authorize to take out one payment not two but their excuse was it was late charging me an extra 12.50. Problem you were suppose to hit the account only once not two. This is a piss poor company. They won't get me anymore and if I can help it I will do my best to let everyone know about their fraudulent **!
Hi Rose - We encourage you to report any information you have to the proper authorities, we are also happy to cooperate and confirm any necessary details to law enforcement. Anyone falsely representing our company will be pursued through appropriate law enforcement. Please feel free to reach us directly at 1-800-273-5602 or check our website www.speedycash.com for some guidelines such as information we will never ask and tips to avoid falling victim to fraud.
Original review: May 23, 2016
I received an email stating that I owed 6300 dollars and that they sent me correspondence which I never received. Now the email is threatening to take me to court and confiscate my wages. Stay clear. I never borrowed any money from them.
Speedy Cash Company Profile
- Company Name:
- Speedy Cash
- Year Founded:
- United States