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Speedy Cash
Speedy Cash
Overall Satisfaction Rating
4.21/5
  • 5 stars
    182
  • 4 stars
    12
  • 3 stars
    7
  • 2 stars
    6
  • 1 stars
    33
Based on 240 ratings submitted in the last year
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Speedy Cash

ConsumerAffairs Accredited Brand

Since 1997, Speedy Cash has been the friendly face of short-term lending. We are licensed to operate in multiple states across the US (we operate in Nevada, Oregon and Washington under the name of Rapid Cash), offering short-term cash loans online, over the phone and in our stores.

At Speedy Cash, we strive for a personal connection with our Customers. We have built our business by making sure we take care of our Customers and their financial needs. See for yourself why so many choose Speedy Cash and our easy, fast and friendly services for their quick cash needs!

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Speedy Cash Reviews

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 24, 2019

I applied online to get a PayDay loan and I was able to get approved fairly fast for decent amount right away, despite the fact that I've recently filed for bankruptcy. I knew going into the application process that there's a chance that my request would get rejected. I am in a pinch right now because I'm repaying some debts owed to friends and family for helping me go through court preparation and appearances for my bankruptcy and divorce. However, I make pretty good money at my new job, so perhaps this aspect helped my credit worthiness when my application was being reviewed. It should be noted that my debt-to-income ratio at this point is also pretty stellar. I am hoping this loan is a step towards rebuilding my credit. I am very pleased with how easy and convenient the whole process took place. Will definitely recommend to friends who are in a similar predicament.

8 people found this review helpful
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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 24, 2019

I have gotten three loans with you all I've done them over the phone which has been fast and courteous. And then I went into the store to finalize and sign which for the most part has been easy without a whole lot of wait time. Truly it has been a positive experience so far. I will definitely be back and I will tell my friends and family. For some reason I can't do the loan process online. It's probably something I'm doing wrong but I plan to try online. The next are I will call customer service and let them talk me through the process. Again I just want to thanks.

6 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Jan. 16, 2019

Out of all the places we dealt with, you guys were far better, easier, and all around awesome to deal with! It was nice to have a live person call and go over everything so it was done correct. Not just have a person behind the counter plugging in numbers into a computer only to be denied. My wife and I make well over 200K a year and have good credit and to be told you don't qualify was embarrassing, and they had no answer to why. Thanks for all your help with this loan, we'll be back again next time we need another loan.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Dec. 17, 2018

I was worried of how I was going to come up with the means for an emergency situation, I was facing. Especially through the holidays, hardly anyone would have extra cash to loan me, and the long line inside the store to get a loan it. Was ridiculously crazy, during Christmas. So I went on online, filled out a worry and stress free application and all in the comfort of my own home. Not only that It was during a weekend. Relieved to not have to wait for a decision too. It was fast and an instantly got approved, I Ioved that I got approved for a loan, helped me out more than my words can explain. Thanks again to SPEEDY CASH.

6 people found this review helpful
Rated with 5 stars
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Verified Reviewer Verified Buyer
Original review: Dec. 7, 2018

I took out a payday loan to get by until my next paycheck and I am glad that I found Speedy Cash cause I was approved in as little as a few minutes and received the money the next day. They have great loan options to choose from and I recommend Speedy Cash for all your emergency needs!

Speedy Cash response

Thank you, Derek. Our easy, fast and friendly service sets us apart from other lenders. We always strive to exceed customer expectations.

Thank you again for choosing Speedy Cash and looking forward to your business again in the future.

5 people found this review helpful
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Rated with 1 star
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Verified Reviewer
Original review: Nov. 2, 2019

They request all your personal info so that they can share it with marketing firms that start sending countless emails and text messages advertising loans, then they send you a denial saying your score is 100 points less than what it really is just to get your info!! Beware!! Fraud!!

3 people found this review helpful
Rated with 1 star
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Verified Reviewer
Original review: Nov. 1, 2019

Instead of taking out 1 payment they took out 3. Spent hours on the phone being transferred and placed in hold. Finally spoke with Sineibe who said that since I had the money in my account why not just let the money go toward my loan. They then said due to policy I am not eligible for a refund.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Oct. 26, 2019

Fast and friendly customer service. Online factor makes it easier just picking up the loan. Definitely a must if in a crunch but not a permanent solution when it comes down to fixing financial issues. The money is expensive but does help. Would definitely recommend to friends and family. Staff is really professional at the Riverside location. Made the whole experience great.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Oct. 25, 2019

The process was easy, and the loan helped me. I was able to take care of some important bill. I will definitely use it again. I wish they gave a promo code for savings. I recommend this company to anybody who needs a loan. The site is easy to use. They have customer service to help with questions. The deposit is really fast, too. Thank you so much for the needed loan.

Be the first one to find this review helpful
Rated with 1 star
Verified Reviewer
Original review: Oct. 24, 2019

I borrowed $655 from Speedy Cash on 8/10/19. On 9/2/19 I paid Speedy Cash $368.37. On 10/3/19 I paid $897.18 for the final payment (total of $1,265.55). It cost me $610.55 interest to borrow $655 for 2 months. I know that I signed several legal documents but you should know what it will cost you.

6 people found this review helpful
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Speedy Cash expert review by Lauren Fix

The first Speedy Cash store opened in Riverside, California in 1997 by three childhood friends from Wichita, Kansas. The company has since gone global, with operations in the United States, Canada and the U.K. They operate under the name Rapid Cash in Nevada, Washington and Oregon and as Cash Money in Canada. 

  • Fast approval: Bring your vehicle to your local Speedy Cash location for fast approval on your title loan. Speedy Cash will inspect your vehicle, determine a loan value and give you a lending decision in a matter of minutes. Consumers can get instant payday loans with a prepaid debit card or by applying online and picking their cash up at their local branch.

  • Quick money: Once you are approved for your title loan at your local, Speedy Cash location, all you need to do is sign your documents and drive off with cash in hand.

  • Multiple services: Speedy Cash offers a variety of lending services, including cash for gold, installment loans and wire transfers, so you can use them for all of your short-term lending and financial needs.

  • Apply online: If you don’t happen to have a Speedy Cash location nearby, you can still apply for your title loan or payday loan online. Cash can be sent straight to your checking account once you’re approved for your title loan, or your payday loan can be loaded onto a prepaid debit card that you already possess. You will need to have your vehicle accessed by an outside appraiser at your own expense.

  • Security Center: Speedy Cash’s online Security Center is a resource center dedicated to consumer news and information about security and security-related issues. Learn how to protect yourself from scams, how to tell the warning signs of a scam artist and more.

  • Best for: car owners and consumers who need cash fast.

Profile picture of Lauren Fix
Lauren Fix Auto & Finance Contributing Editor

Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.

Speedy Cash Company Information

Social media:
Company Name:
Speedy Cash
Year Founded:
1997
Country:
United States
Website:
www.speedycash.com
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