This company is not yet accredited. To learn more, see reviews below or submit your own.
Keep an eye on your inbox, the lastest consumer news is on it's way!
A link has directed you to this review. Its location on this page may change next time you visit.
Upon entering the store was greeted with a smile welcomed. Asking for the details on how things go about getting loan. It was explained very well giving the details of how things will work. I will recommend them to anyone that is looking for a loan.
I have to applaud Rhonda for her awesome customer service. I just relocated from Miami, Florida to Houston, Texas and needed some extra cash to get me by until payday. Rhonda was professional and her follow up skills were above and beyond. Rhonda made me feel at home. Also Juan was a great help as well. He as well, made me feel comfortable during my experience at Advance America. Both individuals provided the type of service that needs to be practiced throughout the world. The service Rhonda and Juan provided was natural and appreciated. I thank them both for assisting me with my cash advance.
The branch closest to my home, has the most professional employees. Several times in the last couple months, online loans has caused me some trouble. & these ladies go above & beyond trying to get everything figured out for me. One day, one employee worked on my account for at least a couple hours. Not to mention this past week, there was an problem with my bank & again this employee knew how much this bank issue would hurt me with no foreseen warning. She called everyone & had the issue fixed almost the minute I showed up immediately after I left work. Even though it was almost time for her to close up, she never tried to rush me or hurry me out the door. I'm so glad I found this location!!
I'm ashamed to say I fell for this scam hook, line & sinker. I now know it wasn't really Advance America (whom I had dealt with in the past with no problem). The newest scam~email saying I was approved for $5000 loan, payments of $160 for 36 months. Awesome! In my budget! Yeah, right. So as instructed I sent a text to a Florida number to Mr. Joshua ** (supposed loan officer) who then calls me.
As stated by many others here, he had most of my information available because I had applied for a loan online. Because I have a very low credit score, the company would send deposits (as loans) to my account that I would send back via Walmart Gift Cards to raise my credit score. When I said no, doesn't sound right he connected me with Mr. Michael ** (his supervisor). So, I was convinced that it was legit, that I was overcautious and to relax; everything would be ok. He even connected me to a "transunion" worker who assured me he was working with my bank to get my score high enough to receive the $5000 with low payments.
What they actually did was reverse charges on some of the bills I'd paid from my account. Again, I called and said I was worried...again convinced it was ok, when it was finished everything would be put back to normal. 3 times this happened, first time $1280, second time $1200, third time $700. God, how dumb could I get??? You'd think at 63 I'd know better than to ignore my misgivings, but desperation & widow's brain does crazy things to common sense. So, last payment was Friday the 14th, with the promise that the loan & fees would be back in my account that night.
Yesterday I tried all day to contact either Jacob or Michael, no success. Today I get a call from a totally different number~Mr. Michael asking if I'd received my loan. I proceeded to tell him exactly what I thought of him and his 'company', that I felt played. He again tried to reassure me that I was overreacting. I told him I would not do any other transaction, period.
So he tried another tactic~my bank credit card. It's maxed out. All I had to do was enter a given routing number & bank account of the 'company' to pay it off, them send them more gift cards using the credit card. SERIOUSLY??? Fool me 3 times...NEVER AGAIN!! He said, "so you don't want the company's help?" I told him the company had helped me enough, I'll try to fix it myself. So not only did I send them over $3000, I have to figure out how the heck to pay back the reversed charges of that same amount. Please, don't ever ignore your uneasy feelings. I thought I would never fall for a scam like this...as I said earlier, desperation throws common sense to the wind. Always be wary & on guard..a lot of people are just heartless these days.
I've been dealing with Advance America for years. I give them 5 stars for friendly staff I've dealt with in the past when it comes to payday loans. I give them 5 stars with the ease at which you can obtain a payday loan. I give them 1 star for the outrageous interest charged when you have to pay it back. Let's face it: If your credit is jacked or lacking, no regular bank will lend to you. They simply won't. It's a waste of time trying with no collateral.
If you're in a money pinch, what will you do? Most people you ask won't lend you anything. They don't want the legitimate risk of not getting paid back, or they simply don't have it to lend out even if they COULD. So this type of program exists for the many who can't get the loan anywhere else. It might not seem fair in terms of alleged predatory lending practices- but again, when you're desperate with no money and few options to get it in a pinch--what will you do? It all depends on how desperately you need the money. You'll get it from Advance America but the INTEREST WILL COST YOU.
- 1,844,534 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
For more information about reviews on ConsumerAffairs.com please visit our FAQ.
SCAM! SCAM! SCAM! During a desperate time of need, these people take full advantage of desperate people. I was asked to get a Steam gaming card, and they would load it with the loan money. Didn't sound right to me, but I needed help. Asked me to get a $50 steam card and I said "why not a $20 card?" They agreed to that, I purchased one and called them back. They asked me to text them a picture of the card code and send it to them "in good faith". Then I was told they would call me back with a confirmation number in five minutes, that was 18 hours ago. Logged into steam and my card has already been redeemed. It's 100% my fault for falling for this, but I was desperate. These people are BOTTOM FEEDERS and should be put out of business. DON'T DO IT, THEY ARE NOTHING BUT SCUM OF THE EARTH!!!!
I received a text from ** saying I was approved for a loan in the amount of $7000. I called them and it was a guy name Ryan but he sounded as if he was from India or something. He stated that I was approved for $2000 and it would be in my account within a hour. They asked me to verify my info. last 4 #'s bank number, ssi and my birthday. They sent out an email from firstname.lastname@example.org. They asked me if I had any other bank accounts and I told them "NO". He said the loan would be in my account once I agree to the terms and conditions via email. Everything seemed so suspect. I stopped and told them "never mind", it didn't seem legit to me. I told them if they touch my account I will be pressing charges. It's Not real. It's fake. Check your accounts and ssi number to make sure your info isn't being used elsewhere.
CASH ADVANCE AMERICA SCAM!!! Jerry ** contacted me via text that I had been pre-approved for a loan. 10K, all seemed legit UNTIL I asked for the company website link, after numerous text, he would always reply with CALL ME. He became VERY agitated and irate when I confronted him on this being SHADY when he refused to provide the link. He told me to GET LOST when I questioned his honesty! ALMOST THE SAME EXACT M.O. AS LARRY HAD...
Today I received an email from someone named George **, claiming to be a manager in the legal department of Advance America. The email stated that the email was the last and final notification as they are going to proceed with the legal charges against me and that I would be soon served with the court papers. Threatening me that within 24 hours, they would proceed further with the charges and that they have the entire right to inform my employer about the situation, garnish my wages and freeze all my bank accounts. This email is illegal and they are not allowed to threaten me with court unless they fully intend to take legal action. I know the laws and I will be contacting my Attorney General's Office regarding this email as well as the CFPB.
I’m SOOOOOOOO FREAKING HAPPY AND RELIEVED that I didn’t FALL for what I had initially felt in my GUT... which was NOT TO TRUST THESE SCAMMERS!!! I’m also thankful for these reviews that have been posted!!! I still had the nerve to consider calling the fake scammers back to consider taking the loan even after reading these reviews! It’s so very dangerous mentally having financial issues. People beware! And always remember to check reviews!
A man named Larry ** from Advance America says I can call him at 760-459-2479 for an accent as an Indian calls me at my phone number 707-925-7093. This person tells me to qualify for a $5,000 personal loan and that you send all the information. Send me a PDF doc to read everything and sign it electronically. Anyone would say it is true. Then he asks me for information. He asks me for a copy of my ID, name, SS, and date of birth. Then he tells me that I'm going to pay $87.50 monthly for 60 months and the interest will be $ 250.00 so he asks me some questions and wants to know my bank account number to make a small deposit of $ 200.00 to verify that my account is not a fraud or we I will cancel my account after receiving the money and run away with the money of the company and that I must return that money back.
Now to be able to make the transaction, you must give your ATH mobile user name and password to synchronize it with EFT Electronic Fund Transfer and the $5,000.00 to your bank account jjja so I was waiting to realize that it was a fraud and that They were trying to scam me and cheat me so I told him I would not give it to him. That is personal and no bank is going to request that information then he told me if I did not give it. Then he began to talk to me to convince me to give it to him and he told me that he could be imprisoned if he cheated me but that it was the bank's policy that they had to have it to make the transfer.
Then I told him that no bank is going to ask for that information that he felt but he insisted and I told him that he could send it to me by Western Union tomorrow that if he could call me the other day and I told him that I was not interested anymore and that I was going to send you a letter saying that they could not use my information that they would not call me and that if they used some of my information it was illegal and that they would delete my information from their files that would notify my bank and the agencies relevant.
Beware of scammers. Can not give them any personal information, much less the bank and should refer to the relevant agencies. If you are in great need, only Christ is the one who can supply all that you need. God bless you. Better work with your credit. Raise the score and go to a real bank with the prayer in Jesus Christ that he will help you.
I put in for a loan using my husband info and Advance America contacted him and said he was approved. We gave all the information they asked for and they said because his credit score was so low they would make a deposit in our account and we would need to send it back before 9 am the next day. My husband was on the road so it was up to me to do the transaction. They told him they would call him at 7:30 am to see if we got the deposit of 1500.00 which they needed me to return before 9 am. He gave them my number so they started calling me to see if it was there, I checked and saw that it was. I noticed it had mobile deposit on my bank statement which at first I couldn't figure out why that bothered me. I had immediately after he gave them our online back information changed the password twice to ensure they couldn't get back in.
They did told me I had to send it back. I said how the bank isn't open yet. He said, "Just do it Walmart to Walmart and use my bank card to get the money," I asked who do I send it to. By this time I had already looked them up and was reading the reviews. He said let him know when I get there then asked how long will it take. I said 15 min so he said he will call me back then and I need to be in the store. I waited a minute after he hung up and called back to ask his something and got the message the magic jack person is unavailable. I wasn't going to send anything by this time. I'm realizing it's a scam so in 15 min he called back. Ask where I was. I said the system is down. He said let me call you back in 2 min.
He called me back and said all Walmart to Walmart systems is down and he don't know for how long, I was at home in my pajamas still and just made up that lie to see what he would say. He did said buy the cards to but the money on. I told him, "I'm not buying any cards that would cost me money." He say they would reimburse me. Then he say they cheaper if I go to Rite Aid or some other place he name. I said, "No I'm going to wait til the bank open and I will get it then." He insisted that would be too late then. They won't be able to deposit the loan that day. I said that's ok. I will wait. He hung up and started calling my husband again. He called me and I told him this is a scam. I'm not sending them nothing while we was talking they called me and I told him I'm not sending anything until this check clear. Once it clears I will send them their money then I blocked them.
Sure enough the ck deposited on Wednesday. By Monday the bank had rejected it and they had the nerve to call us. I informed them the check was a fraud. He apologize and said he didn't do it. I said, "If you didn't put any money in my account why are you asking me to send it back." He then said what he can do is for me to send him 267.00 for insurance to cover the check and he would deposit the loan. I told him, "I would be a fool to send you anything." He say, "Do you want the loan." I said, "If you just going to deposit it then I will repay per terms." Other than that no and hung up. DONT SEND THESE PEOPLE ANY MONEY. THEY ARE A FRAUD.
My check was deposited and cleared my credit union a week ago but still has not cleared your system??? So can't reup until it does. Don't make sense. Now doors are locked middle of the day. Not good system or management. Employees go by your rules so not their fault.
I applied a few months ago. All I have to say is I learned my lesson. This Indian man continuously kept calling me, I gave him all info he wanted, I went as far as going and purchasing a Google card in which my money was taken. As we speak I just received another email from them saying I am approved again for 5000. These people need to be caught.
My husband applied for a personal loan online but NOT w/ this company... Several days after, 'Daniel **' called to advise he was approved for $5K based on his online application. (He had already been denied by several other local companies so this seemed too good to be true.) He always wants me to verify the info before he agrees to anything so I talked to 'Daniel' who tells me it's $200/month for 26 months. First red flag... the finance charge is only a few hundred dollars he says after the loan is paid off. I asked him if we could do $10K instead of $5K, he says 'of course, the payment remains the same but it's 55 months for that amount'. Then he tells me he needs to verify our banking info & needs our ID/PW to our online banking... 2nd red flag... BUT, since I know there's less than $100 in that account, I give him the info, just to see what he says.
He calls me back & tells me that our bank won't accept the mobile deposit so the only option is a Wire Transfer, which is $350! I continue to go along w/ it for now, asking how we are supposed to pay the $350, does he need a cc? He tells me OUR bank won't accept Debit card purchases from them so we have to 'purchase' a company card & I'm to call him once we have the $350 in cash so he can provide further instructions... 3rd red flag... I continue to play along asking how $350 cash in MY hand is going to help with purchasing 'company cards' & what is the purpose of this card?
He told me I needed to purchase a certain card (oh like a prepaid Visa or something?), I said 'there's a Wal-Mart near me, what do I need to purchase?' Apparently, that wasn't good enough, I needed to go Rite-Aid & call him when I was in the parking lot, he would tell me exactly what I needed to do... Final red flag... I know this is long but I wanted all of the information out there so no one falls for this BS!!
I applied for an online loan but did not apply to Advance America. Of course an Indian man contacts me and asks am I still seeking a loan. He then wants to verify my financial institute. Funny thing is he tells me AA does not do business with my bank. One of the largest financial institutions in the states? First flag. Then he asks was this my only account. I lied and told him yes (I'm not giving up my info). He tells me he can send the amount via West Union, for no cost to me. Second flag.
BUT, of course there is a but. I need to go to Walmart and purchase a Google play card and provide him with the number. Third and final flag. I told him, "So you want me to send you money before you send me money." He stated, "We need you to prove you can pay for the loan." I told him, "I don't think so" and to have a wonderful day! It is a scam. No legitimate lender will ask you to purchase a gift card or show them the money in your account to borrow money. It's a shame because they target people who really need the money... Buyer beware, karma is a female.
I applied for a loan, told them that I get paid around the 12th of each month specifically the second Wednesday of each month. After everything was finalized they said my loan would become due on the 9th. I pleaded with them to wait until after the 2nd Wednesday that they will get paid. That I didn't want to be in default with my bank. They play with me. I went into default. I have went with other payday loan companies and they complied. Please do not apply with this company.
DO NOT, I REPEAT, DO NOT GET ANYTHING OR GIVE ANY INFORMATION FROM THESE INDIAN PEOPLE. They called me from a Google number **. No one answered and it said I reached a Google number voicemail. ** out of here. There's no way you could be approved for a $3,000 - $10,000 that easy. These people are scams. Do not accept calls from these numbers. They're also texting me as well. So annoying. I reported them as well.
I just got texted again... I can't stand these people... they're stalking me. Do not and I repeat get a loan or attempt a loan from Cash Advance America. They will stalk you everyday... I swear I think they sit at a table and pass my number around to their friends.
I applied for a loan 4 months ago... I knew it was scam once I spoke with the (first) Indian man. So I called him out on their bs. He told me to and I quote "SUCK HIS **". I WAS APPALLED. I cursed him out and blocked him. Now he and his friends call and text all day everyday. I tell them I don't want their money. They're scammers. I blocked them. They call from 50 numbers. I blocked that. They find another number and text or call right back in 5 mins. I know you're saying well just change your number. Not that easy when all information with kids school's and important business contacts has my number. I wish to God I never applied for a loan.
I applied for a loan almost 3 months ago from Advance America Cash. These people are scam artist. I was on it though now they’re harassing me every day 4x a day from different numbers. Please be aware people. If they have an Indian accent...run hang up fast.
“Hello, We are reaching you from Advance America and the reason for this email is just to inform you that we have received your online loan application ** which you filled out on our website has been approved for you. The amount you can successfully avail is $4,000, So in order to receive funds in your account we would like to verify some information with you. As a company we do not believe in any upfront payment, deposits or guarantees from the customer to receive the loan. Only a verification is required from the customer which your loan officer would tell how to process.” This is a scam. Don't do it.
I recd this text. I knew immediately it was a scam as I have had payday loans with the actual local company. "GREETING FROM "ADVANCE AMERICA". This message is to let you know that your loan application has been successfully approved by our company. If you are interested in collecting funds, do reply us with "Yes" along with the last 4 digits of your social security. Phn # ** Regards:- Kevin **"
On July 5, 2018 I received a call from Advance America saying that I was approved for a $5000 loan. The first person that I spoke with was a lady (sounded Indian) informing me that I was approved for the loan and what my monthly fee would be and for how long. Ex: 153 for 36 months. I was then transferred to another person that would give me additional information. That person's name was "David **" also (Sounded Indian) asking me to verify my banking information in addition to giving him my login Id and my password. When I asked why did he need to know my login Id and password of my bank account, it said it was for "verification purposes". David told me that they need to put money into my account and I needed to send it back to them. I was instructed to go to a 24 hr Wal-Mart between the hours 6:00 and-7:00 am.
I told David that MoneyGram is not open at that time, he said all I needed was to be at the store at that time and he would call me and tell me what to do. He said "different payment options". Well I didn't trust David, after I googled and found comments that were about this same company. I was so nervous that I called my fiancé and told him about it, and asked him what did he think? He told me don't deal with them, he thinks that it's a scam. I then logged into my bank account and changed my password. I'm very thankful for the information that I found on this site. I hope this doesn't happen to anyone else.
I received a text stating my loan was approved. Seemed creditable. $5000 loan $151 a month... sounds good... too good to be true! 12 hours later my bank closed my account! I was already -$700 in my account... so whatever AAC did cause my account to be closed... after being with the bank for over 10 years! I'm just glad I was already minus so they couldn't take anything! The indian man claimed he would call me back after taking my info and talking to his supervisor but of course never called me back. When I call back there is no answer now! I needed to change banks anyway but I didn't want to be involved in a scam to change banks!!
I was contacted by Advance America by text message saying I was approved for a 5000.00 dollar loan and to call the loan manager Daniel **. I had been contacted by these people before and was told that if I gave them 220.00 dollars for an initiation fee that they would give it back to me with the 5000.00 dollar loan but luckily just before I got this text message I had been sent a check from another place wanting me to do mystery shopping for them for 3200.00 dollars and I had to open a bank account to deposit the check in order to get the cash I needed to do this mystery thing for Western Union and MoneyGram so I did and when I gave my banker the check she said it was a fraudulent check and told me anytime I got something like it or had to pay someone to get a loan that it was fraud also.
So I got lucky twice but they just sent me another one today so I decided to look them up and found this about them. I feel for everyone who has been taken by these people. Why can't anyone or anything be done to stop these people? I didn't think our government or law enforcement put up with this kind of crap. Something should be done. This is America, not America ripoff.
About 12 pm May 3, 2018 my mother who is 73 and had no mobility in her leg was trying to make a payment. She was in the car but was unable to come go inside. She sent her daughter with the money and the check so that it could be rewritten but was unsuccessful. The lady told me that she had to come in. She has been a customer for a long time and never had a problem with her legs before now. I understood everything the lady or cashier was saying, she has gone to other check cashing facilities and they came to the car and let her sign the papers and let her rewrite her check.
Why couldn't this company do the same if she was in front of the building and was trying to make a payment and rewrite. They literally wanted her to walk on her cripple leg. Please help me understand. This is causing you to lose a customer and when one customer talk about a bad or good experience it either give you more customers or less customers. I understand the person is doing their job but let's be real.
Got a call from this guy called Jim ** stating he was from Advance America loan. His telephone number is **. Well he has a strong Indian accent. He’s a **. Got me for 700 hundred dollars negative my account 1800 dollars. This guy called asking if I apply saying I’ve been approved for 10,000 and then he needs all my info to send over the money. He asked me to go get Steam cards iTunes cards and send pictures to him so he can verify that I’m a good client for this loan.
Man long story short Advance America it’s a damn SCAM. These people call you with all your application information, take your money and you ** afterwards cause when you call Advance America they don’t know nothing about someone acting like they work for their company, getting all these applications and scamming people for all they got. I hope whoever it is get caught and rot in jail. You just don’t do such thing and this will be my last time ever doing something like this online. Advance America SCAM people. Don’t be another victim...
I received a call from someone with a thick Indian Accent on 04/09/2018 asking me if I was still looking for a loan. I said yes, so he proceeded to tell me that I was approved for $5k. I said I did not want that much, I only wanted $600.00, to which he replied that the minimum was $1500 to be paid back at $70 a month for 24 months. I figured it out and it only came to about $156 in interest which I thought sounded great (too good to be true actually). He then verified all my information which most of which he already had including my address, and the last 4 #'s of my bank account. Which I did not think of as odd as I had been looking for a loan.
He then said that because of my low credit score that he would have his financial team deposited a "small" amount into my account to verify that everything was ok. They could not deposit the entire amount until it was "verified". I asked him how much they would deposit and he replied $800!! That was the instant red flag, so I told him, "Thanks but no thanks." I did not want that done and to forget the whole thing and hung up. He called back immediately and I did not answer the phone, however when he called back a 2nd time, I had my husband answer and they had some not so pleasant words to say to each other. Without going into the details, it ended up with my husband extremely angry at what he was told to do.
We called back and when they finally picked up, the guy immediately told my husband to go ** his mother, and my husband replied that we would report him to the BBB and Consumer Affairs... Which we are doing right now. Watch out for these guys and if tell you they want to deposit an exorbitant amount into your account before they can deposit the loan amount... Hang up QUICKLY. And don't answer when they call back or you'll get cussed out just like my husband did. Bad people at this place and karma will get them and bite them in the ass eventually... Hopefully.
This was a different person and number ** and name was David from Advance America. ID **. They deposited a fraudulent check for $24, 884 into my account and wanted me to cash it and buy Steam Cards for that amount for verification. Now I have to pay it back to my bank before I can even get into my account.
Advance America Cash Advance Company Information
- Company Name:
- Advance America Cash Advance