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Advance America Cash Advance
Overall Satisfaction Rating
1.27/5
  • 5 stars
    12
  • 4 stars
    4
  • 3 stars
    6
  • 2 stars
    11
  • 1 stars
    272
Based on 305 reviews that contain star ratings
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    314 Advance America Cash Advance Consumer Reviews and Complaints

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    Page 1 Reviews 1 - 30
    Rated with 1 star
    Verified Reviewer
    Original review: March 16, 2019

    A man named Larry ** from Advance America says I can call him at 760-459-2479 for an accent as an Indian calls me at my phone number 707-925-7093. This person tells me to qualify for a $5,000 personal loan and that you send all the information. Send me a PDF doc to read everything and sign it electronically. Anyone would say it is true. Then he asks me for information. He asks me for a copy of my ID, name, SS, and date of birth. Then he tells me that I'm going to pay $87.50 monthly for 60 months and the interest will be $ 250.00 so he asks me some questions and wants to know my bank account number to make a small deposit of $ 200.00 to verify that my account is not a fraud or we I will cancel my account after receiving the money and run away with the money of the company and that I must return that money back.

    Now to be able to make the transaction, you must give your ATH mobile user name and password to synchronize it with EFT Electronic Fund Transfer and the $5,000.00 to your bank account jjja so I was waiting to realize that it was a fraud and that They were trying to scam me and cheat me so I told him I would not give it to him. That is personal and no bank is going to request that information then he told me if I did not give it. Then he began to talk to me to convince me to give it to him and he told me that he could be imprisoned if he cheated me but that it was the bank's policy that they had to have it to make the transfer.

    Then I told him that no bank is going to ask for that information that he felt but he insisted and I told him that he could send it to me by Western Union tomorrow that if he could call me the other day and I told him that I was not interested anymore and that I was going to send you a letter saying that they could not use my information that they would not call me and that if they used some of my information it was illegal and that they would delete my information from their files that would notify my bank and the agencies relevant.

    Beware of scammers. Can not give them any personal information, much less the bank and should refer to the relevant agencies. If you are in great need, only Christ is the one who can supply all that you need. God bless you. Better work with your credit. Raise the score and go to a real bank with the prayer in Jesus Christ that he will help you.

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    Be the first one to find this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Feb. 11, 2019

    I put in for a loan using my husband info and Advance America contacted him and said he was approved. We gave all the information they asked for and they said because his credit score was so low they would make a deposit in our account and we would need to send it back before 9 am the next day. My husband was on the road so it was up to me to do the transaction. They told him they would call him at 7:30 am to see if we got the deposit of 1500.00 which they needed me to return before 9 am. He gave them my number so they started calling me to see if it was there, I checked and saw that it was. I noticed it had mobile deposit on my bank statement which at first I couldn't figure out why that bothered me. I had immediately after he gave them our online back information changed the password twice to ensure they couldn't get back in.

    They did told me I had to send it back. I said how the bank isn't open yet. He said, "Just do it Walmart to Walmart and use my bank card to get the money," I asked who do I send it to. By this time I had already looked them up and was reading the reviews. He said let him know when I get there then asked how long will it take. I said 15 min so he said he will call me back then and I need to be in the store. I waited a minute after he hung up and called back to ask his something and got the message the magic jack person is unavailable. I wasn't going to send anything by this time. I'm realizing it's a scam so in 15 min he called back. Ask where I was. I said the system is down. He said let me call you back in 2 min.

    He called me back and said all Walmart to Walmart systems is down and he don't know for how long, I was at home in my pajamas still and just made up that lie to see what he would say. He did said buy the cards to but the money on. I told him, "I'm not buying any cards that would cost me money." He say they would reimburse me. Then he say they cheaper if I go to Rite Aid or some other place he name. I said, "No I'm going to wait til the bank open and I will get it then." He insisted that would be too late then. They won't be able to deposit the loan that day. I said that's ok. I will wait. He hung up and started calling my husband again. He called me and I told him this is a scam. I'm not sending them nothing while we was talking they called me and I told him I'm not sending anything until this check clear. Once it clears I will send them their money then I blocked them.

    Sure enough the ck deposited on Wednesday. By Monday the bank had rejected it and they had the nerve to call us. I informed them the check was a fraud. He apologize and said he didn't do it. I said, "If you didn't put any money in my account why are you asking me to send it back." He then said what he can do is for me to send him 267.00 for insurance to cover the check and he would deposit the loan. I told him, "I would be a fool to send you anything." He say, "Do you want the loan." I said, "If you just going to deposit it then I will repay per terms." Other than that no and hung up. DONT SEND THESE PEOPLE ANY MONEY. THEY ARE A FRAUD.

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    7 people found this review helpful
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    Rated with 1 star
    Verified Reviewer
    Original review: Feb. 7, 2019

    My check was deposited and cleared my credit union a week ago but still has not cleared your system??? So can't reup until it does. Don't make sense. Now doors are locked middle of the day. Not good system or management. Employees go by your rules so not their fault.

    2 people found this review helpful
    Rated with 1 star
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    Verified Reviewer
    Original review: Feb. 6, 2019

    I applied a few months ago. All I have to say is I learned my lesson. This Indian man continuously kept calling me, I gave him all info he wanted, I went as far as going and purchasing a Google card in which my money was taken. As we speak I just received another email from them saying I am approved again for 5000. These people need to be caught.

    Be the first one to find this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Dec. 11, 2018

    My husband applied for a personal loan online but NOT w/ this company... Several days after, 'Daniel **' called to advise he was approved for $5K based on his online application. (He had already been denied by several other local companies so this seemed too good to be true.) He always wants me to verify the info before he agrees to anything so I talked to 'Daniel' who tells me it's $200/month for 26 months. First red flag... the finance charge is only a few hundred dollars he says after the loan is paid off. I asked him if we could do $10K instead of $5K, he says 'of course, the payment remains the same but it's 55 months for that amount'. Then he tells me he needs to verify our banking info & needs our ID/PW to our online banking... 2nd red flag... BUT, since I know there's less than $100 in that account, I give him the info, just to see what he says.

    He calls me back & tells me that our bank won't accept the mobile deposit so the only option is a Wire Transfer, which is $350! I continue to go along w/ it for now, asking how we are supposed to pay the $350, does he need a cc? He tells me OUR bank won't accept Debit card purchases from them so we have to 'purchase' a company card & I'm to call him once we have the $350 in cash so he can provide further instructions... 3rd red flag... I continue to play along asking how $350 cash in MY hand is going to help with purchasing 'company cards' & what is the purpose of this card?

    He told me I needed to purchase a certain card (oh like a prepaid Visa or something?), I said 'there's a Wal-Mart near me, what do I need to purchase?' Apparently, that wasn't good enough, I needed to go Rite-Aid & call him when I was in the parking lot, he would tell me exactly what I needed to do... Final red flag... I know this is long but I wanted all of the information out there so no one falls for this BS!!

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    18 people found this review helpful
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    Rated with 1 star
    Verified Reviewer
    Original review: Nov. 14, 2018

    I applied for an online loan but did not apply to Advance America. Of course an Indian man contacts me and asks am I still seeking a loan. He then wants to verify my financial institute. Funny thing is he tells me AA does not do business with my bank. One of the largest financial institutions in the states? First flag. Then he asks was this my only account. I lied and told him yes (I'm not giving up my info). He tells me he can send the amount via West Union, for no cost to me. Second flag.

    BUT, of course there is a but. I need to go to Walmart and purchase a Google play card and provide him with the number. Third and final flag. I told him, "So you want me to send you money before you send me money." He stated, "We need you to prove you can pay for the loan." I told him, "I don't think so" and to have a wonderful day! It is a scam. No legitimate lender will ask you to purchase a gift card or show them the money in your account to borrow money. It's a shame because they target people who really need the money... Buyer beware, karma is a female.

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    23 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Nov. 9, 2018

    I applied for a loan, told them that I get paid around the 12th of each month specifically the second Wednesday of each month. After everything was finalized they said my loan would become due on the 9th. I pleaded with them to wait until after the 2nd Wednesday that they will get paid. That I didn't want to be in default with my bank. They play with me. I went into default. I have went with other payday loan companies and they complied. Please do not apply with this company.

    9 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Oct. 30, 2018

    DO NOT, I REPEAT, DO NOT GET ANYTHING OR GIVE ANY INFORMATION FROM THESE INDIAN PEOPLE. They called me from a Google number **. No one answered and it said I reached a Google number voicemail. ** out of here. There's no way you could be approved for a $3,000 - $10,000 that easy. These people are scams. Do not accept calls from these numbers. They're also texting me as well. So annoying. I reported them as well.

    25 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Oct. 19, 2018

    I just got texted again... I can't stand these people... they're stalking me. Do not and I repeat get a loan or attempt a loan from Cash Advance America. They will stalk you everyday... I swear I think they sit at a table and pass my number around to their friends.

    21 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Oct. 19, 2018

    I applied for a loan 4 months ago... I knew it was scam once I spoke with the (first) Indian man. So I called him out on their bs. He told me to and I quote "SUCK HIS **". I WAS APPALLED. I cursed him out and blocked him. Now he and his friends call and text all day everyday. I tell them I don't want their money. They're scammers. I blocked them. They call from 50 numbers. I blocked that. They find another number and text or call right back in 5 mins. I know you're saying well just change your number. Not that easy when all information with kids school's and important business contacts has my number. I wish to God I never applied for a loan.

    20 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Sept. 24, 2018

    I applied for a loan almost 3 months ago from Advance America Cash. These people are scam artist. I was on it though now they’re harassing me every day 4x a day from different numbers. Please be aware people. If they have an Indian accent...run hang up fast.

    8 people found this review helpful
    Rated with 1 star
    profile pic of the author
    Verified Reviewer
    Original review: Aug. 28, 2018

    “Hello, We are reaching you from Advance America and the reason for this email is just to inform you that we have received your online loan application ** which you filled out on our website has been approved for you. The amount you can successfully avail is $4,000, So in order to receive funds in your account we would like to verify some information with you. As a company we do not believe in any upfront payment, deposits or guarantees from the customer to receive the loan. Only a verification is required from the customer which your loan officer would tell how to process.” This is a scam. Don't do it.

    31 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Aug. 24, 2018

    I recd this text. I knew immediately it was a scam as I have had payday loans with the actual local company. "GREETING FROM "ADVANCE AMERICA". This message is to let you know that your loan application has been successfully approved by our company. If you are interested in collecting funds, do reply us with "Yes" along with the last 4 digits of your social security. Phn # ** Regards:- Kevin **"

    24 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: July 5, 2018

    On July 5, 2018 I received a call from Advance America saying that I was approved for a $5000 loan. The first person that I spoke with was a lady (sounded Indian) informing me that I was approved for the loan and what my monthly fee would be and for how long. Ex: 153 for 36 months. I was then transferred to another person that would give me additional information. That person's name was "David **" also (Sounded Indian) asking me to verify my banking information in addition to giving him my login Id and my password. When I asked why did he need to know my login Id and password of my bank account, it said it was for "verification purposes". David told me that they need to put money into my account and I needed to send it back to them. I was instructed to go to a 24 hr Wal-Mart between the hours 6:00 and-7:00 am.

    I told David that MoneyGram is not open at that time, he said all I needed was to be at the store at that time and he would call me and tell me what to do. He said "different payment options". Well I didn't trust David, after I googled and found comments that were about this same company. I was so nervous that I called my fiancé and told him about it, and asked him what did he think? He told me don't deal with them, he thinks that it's a scam. I then logged into my bank account and changed my password. I'm very thankful for the information that I found on this site. I hope this doesn't happen to anyone else.

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    56 people found this review helpful
    Rated with 1 star
    profile pic of the author
    Verified Reviewer
    Original review: June 5, 2018

    I received a text stating my loan was approved. Seemed creditable. $5000 loan $151 a month... sounds good... too good to be true! 12 hours later my bank closed my account! I was already -$700 in my account... so whatever AAC did cause my account to be closed... after being with the bank for over 10 years! I'm just glad I was already minus so they couldn't take anything! The indian man claimed he would call me back after taking my info and talking to his supervisor but of course never called me back. When I call back there is no answer now! I needed to change banks anyway but I didn't want to be involved in a scam to change banks!!

    42 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: May 15, 2018

    I was contacted by Advance America by text message saying I was approved for a 5000.00 dollar loan and to call the loan manager Daniel **. I had been contacted by these people before and was told that if I gave them 220.00 dollars for an initiation fee that they would give it back to me with the 5000.00 dollar loan but luckily just before I got this text message I had been sent a check from another place wanting me to do mystery shopping for them for 3200.00 dollars and I had to open a bank account to deposit the check in order to get the cash I needed to do this mystery thing for Western Union and MoneyGram so I did and when I gave my banker the check she said it was a fraudulent check and told me anytime I got something like it or had to pay someone to get a loan that it was fraud also.

    So I got lucky twice but they just sent me another one today so I decided to look them up and found this about them. I feel for everyone who has been taken by these people. Why can't anyone or anything be done to stop these people? I didn't think our government or law enforcement put up with this kind of crap. Something should be done. This is America, not America ripoff.

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    42 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: May 4, 2018

    About 12 pm May 3, 2018 my mother who is 73 and had no mobility in her leg was trying to make a payment. She was in the car but was unable to come go inside. She sent her daughter with the money and the check so that it could be rewritten but was unsuccessful. The lady told me that she had to come in. She has been a customer for a long time and never had a problem with her legs before now. I understood everything the lady or cashier was saying, she has gone to other check cashing facilities and they came to the car and let her sign the papers and let her rewrite her check.

    Why couldn't this company do the same if she was in front of the building and was trying to make a payment and rewrite. They literally wanted her to walk on her cripple leg. Please help me understand. This is causing you to lose a customer and when one customer talk about a bad or good experience it either give you more customers or less customers. I understand the person is doing their job but let's be real.

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    21 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: April 10, 2018

    Got a call from this guy called Jim ** stating he was from Advance America loan. His telephone number is **. Well he has a strong Indian accent. He’s a **. Got me for 700 hundred dollars negative my account 1800 dollars. This guy called asking if I apply saying I’ve been approved for 10,000 and then he needs all my info to send over the money. He asked me to go get Steam cards iTunes cards and send pictures to him so he can verify that I’m a good client for this loan.

    Man long story short Advance America it’s a damn SCAM. These people call you with all your application information, take your money and you ** afterwards cause when you call Advance America they don’t know nothing about someone acting like they work for their company, getting all these applications and scamming people for all they got. I hope whoever it is get caught and rot in jail. You just don’t do such thing and this will be my last time ever doing something like this online. Advance America SCAM people. Don’t be another victim...

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    40 people found this review helpful
    Rated with 1 star
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    Verified Reviewer Verified Buyer
    Original review: April 9, 2018

    I received a call from someone with a thick Indian Accent on 04/09/2018 asking me if I was still looking for a loan. I said yes, so he proceeded to tell me that I was approved for $5k. I said I did not want that much, I only wanted $600.00, to which he replied that the minimum was $1500 to be paid back at $70 a month for 24 months. I figured it out and it only came to about $156 in interest which I thought sounded great (too good to be true actually). He then verified all my information which most of which he already had including my address, and the last 4 #'s of my bank account. Which I did not think of as odd as I had been looking for a loan.

    He then said that because of my low credit score that he would have his financial team deposited a "small" amount into my account to verify that everything was ok. They could not deposit the entire amount until it was "verified". I asked him how much they would deposit and he replied $800!! That was the instant red flag, so I told him, "Thanks but no thanks." I did not want that done and to forget the whole thing and hung up. He called back immediately and I did not answer the phone, however when he called back a 2nd time, I had my husband answer and they had some not so pleasant words to say to each other. Without going into the details, it ended up with my husband extremely angry at what he was told to do.

    We called back and when they finally picked up, the guy immediately told my husband to go ** his mother, and my husband replied that we would report him to the BBB and Consumer Affairs... Which we are doing right now. Watch out for these guys and if tell you they want to deposit an exorbitant amount into your account before they can deposit the loan amount... Hang up QUICKLY. And don't answer when they call back or you'll get cussed out just like my husband did. Bad people at this place and karma will get them and bite them in the ass eventually... Hopefully.

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    38 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: April 9, 2018

    This was a different person and number ** and name was David from Advance America. ID **. They deposited a fraudulent check for $24, 884 into my account and wanted me to cash it and buy Steam Cards for that amount for verification. Now I have to pay it back to my bank before I can even get into my account.

    35 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: March 13, 2018

    This is not regarding the real Advance America... these two guys, Roger & Richard pretend that they are from there... Geez, I got royally screwed. Roger/Richard called me regarding a loan, since I needed one and my credit is bad I went for it. They sent 500 as a mini loan to upgrade my credit with them. I had to send the money back via a Steam Card. Everything ok, then the next day they say that I need to show 200, then 300... at midnight I will get the loan and monies sent. Guess what... I'm still waiting. They don't answer or respond to text.

    I called the Advance America with area code 217. John said that was a scam and that I probably wouldn't get my money back. Have been trying to contact the card, Steam - of course, everything is on the net. Can't find a number unless I install the application. Called its subsidiary - computer hell again. I'm googling and leaving posts like this as well as contacting the FBI IC3 - hopefully they can help FYI - Don't be a sucker, like me.

    Updated on 04/14/2018: I had been searching for a loan and applying just about everywhere. Now of course, my cell phone is being inundated with text messages from various “lenders”. A while ago I had applied and received an online loan, and it worked out ok, so I thought, one more time. Anyway, I got a text message on Friday evening (3/2/18) regarding lending. I replied that “unless you can help me, don’t send me any more texts”. I apply at one place, they can’t find a lender for me, then a window pops up with other lenders to apply and so forth, it’s a never-ending cycle...

    Monday morning (3/5/18), Roger (I’m sure it’s an alias, he also has a heavy accent – from Pakistan or similar country), contacted me regarding a loan. When I spoke with "Roger" he said that… “since my credit was not good, we need to build it up... I'll send you $500 and you return it to me the next day, that would increase your credit with us…” Well I did receive the $500 and the next day I returned it. A lot of texting went on and phone calls. I was told that the loan would be deposited that evening. I checked my bank - nothing.

    The next day, Roger called me in the morning, that I need to show "funding" if I can send $200 and that it was for “the funding Dept.”, then a couple hours later, I got another text that stated he requires an additional $300. I told him that first, I had to borrow the $200, I told him that there was no way of me getting an additional $300, if I had $500 in my account, I wouldn’t be looking for a loan… but because he stated that the “transaction is ready now”, “If you are not interested, I can cancel, but you will lose your $200”. “All the paperwork is done, and the loan is in the “system”.

    If I can’t send the $300, and cancel the loan, then I lose the $200. So, I scrambled and borrowed $300 and sent it. Then he texted "You will be receiving your loan amount in your account and refund your funds”. I spoke with him again and was told that the monies would be deposited and should clear my account by midnight (03/12/18). I checked my bank account several times throughout the night/morning - no deposit. I sent text messages and called - no replies or response.

    My last/final text stated that if I don't receive my money by 8:00 PM my time (I called at 8:30PM and extended it till midnight) that I have “In Pending” filed complaints with every site that pops up on Google and contacted the FBI Internet Crimes Division and every other law enforcement and government agency - which I’ve done and still doing! To this date, nothing. NOTE: Also, I contacted Advance America (Googled using area code 271). Spoke with "John". He stated that they are not affiliated and that it’s a scam - I probably won't see my money; besides, no legitimate lender would ask for money.

    NOTE: They never deducted money out of my account, they had me purchase a Steam Card which of course has no customer service number. When I was finally able to install the Steam application, I had to create a user account when I entered my username, there were three (which is probably for the 3 times I sent them money).

    I sent a detailed message to Help/Customer Service stating that these people are using their product to scam people like me… I never authorized them to use the funds, it was only for “fund availability". They responded with “this is now a criminal matter” and that they would cooperate with legal authorities, they need a subpoena, etc. My question, how did they get the money out? I’m sure with today’s technology, there has to be a “digital trace” to get to the final source? And knowing what is happening, are they doing anything to avoid this?? – These and other scammers are also using iTunes and other prepaid/gift cards - I found this out when I was Googling… I am just one of hundreds of people that have had this happen to them with story being the VERY similar.

    As of March 25, Chase closed my bank account due to being overdrawn. I spoke with them last week and that’s when I was informed that the $500 deposit did not go thru, what was posted on my account was a bank reversal for another transaction that I questioned, which got reversed and made my account be overdrawn. This is where I got confused... When I checked my account originally, it stated “ATM Deposit”, which he (Richard/AA) probably checked my account online to verify info and used this as his “deposit” since it did not say “REVERSAL” or anything relevant to a Bank Reversal/ Posting.

    Also, someone posted a Cashier’s Check for $987+/- on 3/16/18 which of course did NOT go thru… This is actually what got the ball rolling with my account. I contacted Chase Customer Service / Fraud Department and after explain things, they said my account security was compromised and “restricted” my account, items got returned and now, on top of owing Chase $500, I’m being charged a bunch of fees and of course, I can’t wait to hear from the ones that were denied payment… Anyway, Chase Customer Service said that I can go to a branch and review my account - when I went on 3/21/18, my account was closed and “charged-off”.

    Because of this, my disability check got delayed. I had to open an account with NetSpend (since I “owed” Chase I couldn’t open a Bank/Checking account with any financial institution) so that I can get my disability check – which now I learned was sent to Chase and they used portions of it to pay the charge off balance and refunding me the difference which is LESS than half my check… To date Roger/AA scammed me for $1,000. I don’t even want to calculate the charges and fees from the people that owe from this.

    Please help. I'm on disability and this really set me back further than I was... I had to borrow the money - they are NOT VERY pleased. I have yet to tell my parents what is going on – I’m terrified of the response. How could I have been so gullible... On top of the financial burden, the stress, lack of sleep, etc., is wreaking havoc on me and my health. (I have Crohn's disease, so hopefully you can imagine!!!)

    While doing additional research on scams, legal remedies, lawyers, etc., I am finding more and more similar scams – I know it takes a while for legal remedies/laws to get up-to-date with technologies – but something has GOT TO BE DONE with these scams… There are laws in place for “Ponzi” schemes, bank fraud, white collar crimes, banking/stock etc. What about internet/lending/money fraud scams – fraudulent/misrepresentation/scams… Are there any? Are the victims left out in the cold?

    Also, the prepaid/gift cards should have a better user account info, that can be verified and confirmed to avoid “fake” account setup, like in my case… I have a bunch of cards that I can do NOTHING with, but frame as a reminder not to be stupid. Cell phones are “locked” by each carrier – can’t something similar be done with the cards?

    If you know of other venues that I can take that may assist me in this matter, I could really use your help. I really, REALLY need my money. CONTACT INFORMATION: Following is the only information that I have: 1. Roger: 217/298-3099 a. Work email: advanceamerica6006@gmail.com b. personal email: advanceamerica3383@gmail.com yea, he actually flirted with me. 2. Richard: 217-298-2042 (Spoke with him once, started asking about the loan, etc., and he hung up the phone. Other than that, every time that I’ve called, it goes straight to voicemail.)

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    29 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: March 2, 2018

    This company is a RIP OFF. They have took me for $500.00 in Walmart gift cards. I am disabled and had got in a very tight bind and was needing a loan and went online looking for a loan. And got a call from a phone number in New York **. Well (Chris was the first person I spoke with) they called me and said I was approved for a $10,000.00 loan and gave me a payment amount for the next 48 months and I could handle that. But I would need to go to Walmart and get a $500.00 gift card and call him. Well STUPID me did as I was told. By the way Walmart does not do 500.00 cards. Well I got two cards for $250.00 each. I gave Chris the card numbers. He (Chris) said I would hear back from them in 60 to 90 min.

    Well I heard back from a Sr. loan officer (by the name of Justin **). He said everything was approved but I would need to send them another $500.00 to cover the taxes on the loan. I advised him I was now total broke and could not do this. He ask when I could send it. I told him it would be the 14th of March. He said ok he would call back then. And I started doing research and ran across this site. I have tried to call the phone number today and I get a busy signal or it tells me the call won't go through. I was going to try and get my $500.00 back but after reading all the complaints I see I can kiss that money goodbye. (PLEASE STAY AWAY FROM THEM. THEY ARE A TOTAL RIP OFF.)

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    27 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Feb. 24, 2018

    I needed a short term loan. I went to Advance America to get a short term loan for an unexpected bill. I took two lien free auto titles with me to use as collateral. Both vehicles had $5,800 in equity between the two of them. I applied for 30 day loan in the amount $2,300.00 loan, an interest rate of 345% and a finance charge of $2,980.00. I also just filed my taxes and present them proof of a tax refund in the amount of $6,000.00 payable in 14 days. They took the information I provided them. Went to the computer, clicked a couple buttons, handed me a piece of paper that said DECLINED. Now wait a minute. I gave these people the GREEN LIGHT to rip me off with an absurd amount of Interest Rate with a astronomical finance charge and I present them 2 lien free vehicles exceeding the value of this loan and they DECLINE it??? This loan would be any reputable Lenders DREAM! Fools. I'll never go back.

    18 people found this review helpful
    Rated with 1 star
    profile pic of the author
    Verified Reviewer
    Original review: Feb. 23, 2018

    They're based out of India or Pakistan using phone number **. Out of Buffalo, NY which it isn't. They offer 10,000 loans asking you to buy Google play cards for 758 dollars. Then decline you the loan and have already used your play cards asking for verification on back if a guy named Steve ** contacts you which is not his real name. Hang up. It's a major scam!!!

    19 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: Feb. 19, 2018

    I've used Advance America numerous times and they've ALWAYS done a fantastic job. The other reviews I've read doesn't sound like they're dealing with Advance America. I've never been asked to get a gift card or anything like that. You apply for the advance. Give them a check for the amount of your loan plus their fee. Example for ($500 loan = check for $566) you pay them back on the day your loan is due and that's all. The location in Yukon, Oklahoma is great and their employees are helpful and friendly. They go out of their way to help you if they are able. If you need an advance in a hurry I'd recommend you give them a call.

    33 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Feb. 18, 2018

    My wife took out a title loan to help with bills when she got sick. I found a decent paying job and the title payments were paid. The mistake my wife made was paying by money order and sliding the money order under the door before they opened. For two months she did this and in November 2017 a tow truck arrived at our house to repo our car. They took the car straight to a company to sell. We filed an emergency chapter 13 to get our car back. Even the repo man said that this company repos people’s cars even when they pay them. He also said they are known to lose people’s payments and claim they didn’t pay. Please if you can, stay away from title loans. Definitely stay away from Advance America Cash Advance on West Market Street in Johnson City, TN.

    12 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Feb. 10, 2018

    I was clipped by Advance America Scammers for $6,000. I believe that someone on the inside of Advance America is selling personal info because these guys already had my info & knew the amount of the loan I had recently applied for. Advance America is hiding behind a warning notice rather than policing their employees.

    20 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Jan. 26, 2018

    Keep getting calls from same people telling me been approved for 5000.00 loan. Bottom line to everyone if anyone wants money it is a scam. Do not do it. Is not just Advance America. There are other companies wanting online bank info. One wanted me to take picture of check on my fone and send it to him. Not that stupid. Too many online loan scams. If anyone gonna give you loan will not be upfront money. They will just verify everything and put money in your account. It is that simple.

    14 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Jan. 22, 2018

    I applied for a loan, Mr. FRANK ** said that I WAS APPROVED FOR $5,000 INSTALLMENT LOAN. Mr. ** texted me the instructions to send $300.00 in iTunes on the cards and my loan will be deposited within 20 minutes. Well as of this day I still haven't received anything. I tried calling Mr. ** about the refund of my $300, but I only get his voice mail. Something need to be done about these people. I trusted them with my money and now I can't get it back. I want my refund. I still have the cards and all the texts from Mr. FRANK **.

    10 people found this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: Dec. 1, 2017

    A man with an Indian accent called verifying my personal information. I googled the name of the company while I had him on the line and I advised him that his company Advance America is a fraud and a scam. He asked for my online banking information, which I declined. He then suggested that I verified myself in another way and I declined and hung up. 30 minutes later, I received a phone call from my banks toll free number. I answered and it was the same man chewing in my ear, frequently representing himself as one of my banks reps and wanted to confirm a deposit from advance America, I said no, and told him I decline and I was contacting the BBB and the FBI... These people are a disgrace and prey to destroy people's lives... DO NOT GIVE THESE PEOPLE YOUR INFORMATION. I HAVE A LEGAL TEAM ON THIS RIGHT NOW.

    45 people found this review helpful
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    Advance America Cash Advance Company Information

    Company Name:
    Advance America Cash Advance
    Website:
    www.advanceamerica.net
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