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CashNetUSA
CashNetUSA
Overall Satisfaction Rating
4.77/5
  • 5 stars
    775
  • 4 stars
    67
  • 3 stars
    11
  • 2 stars
    3
  • 1 stars
    37
Based on 893 ratings submitted in the last year
SHOW RATING DISTRIBUTION

CashNetUSA

ConsumerAffairs Accredited Brand

CashNetUSA is one of America’s leading licensed online lenders and a top choice for consumers looking to handle financial emergencies. CashNetUSA offers three types of products in over 30 states: payday loans, installment loans and lines of credit. Since 2004, CashNetUSA has been trusted by more than 3 million hardworking people.

Why Customers Choose CashNetUSA:

- Apply online 24/7 — anytime, anywhere

- Instant decision — receive an immediate funding decision*

- Fast funding — Cash by the next business day**

- Quick & reliable online application — without affecting your traditional credit score***

- No hidden fees or paperwork — all terms and payment details are clearly laid out before your sign

- Dedicated U.S.-based customer service — available 7 days a week

*Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans will be eligible for instant approval by CashNetUSA or third-party lenders.

**CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day, if approved, by 6 p.m. CT Monday to Thursday, and Sunday.

**Your FICO or Vantage scores are not affected by applying.

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A-BBB Rating
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2409 CashNetUSA Consumer Reviews and Complaints

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4 featured reviews
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Page 1 Reviews 1 - 30
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 15, 2018

Process was simple and quick. Application process was easy and the money was in my account in about 2 business days. Thank you for your help! I will be using your services again when needed because of the great experience.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Nov. 11, 2018

Quick, simple and easy. 1 thing the website takes a bit to get to the next thing. But all and all great. Will use again and will recommend to others. Thank you for helping get me out of a pinch this time.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 10, 2018

Was the easiest loan I ever got!!! No hassle. Was excellent!!! No bank hassles and no phone calls. Would recommend to anyone... I have gotten loans before that took way too much information and decision logic bank checks. This was so simple.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 10, 2018

I got the opportunity to experience awesome customer service when I applied for my loan w/ CashNet.. thanks for your help w/ getting me the cash I needed in an emergency! The rep I spoke w/ was attentive to my needs and helped me w/ all of my questions.

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Rated with 1 star
Verified Reviewer
Original review: Nov. 9, 2018

I borrowed about $1500 and it takes many months to pay off due to the interest. I borrowed the money for an emergency and they make sure you stay in debt by charging ridiculous daily interest. You would have to pay the full amount to get out or otherwise be suckered into a money scheme. I advise you not to borrow from them if you can help it. Ask a family member. It's cheaper.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 8, 2018

I received their invite in the mail and decided to give them a try. SO glad I did too! The service was fast, and the loan could not have come at a better time for me. I would recommend to anyone who needs this type of loan.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 8, 2018

They done everything to help me out. They are awesome. I would easy my tell a friend about CashNetUSA in the future. No problems. They are friendly and will help in any way they are able to. I will be using them again.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 8, 2018

My application was pretty simple and fast. Approval was almost immediate. When applying application was pretty self explanatory and questions were pretty clear. Terms and conditions simple to understand loan in your account the very next day. Thank you CashNetUSA for the opportunity to borrow cash that did help me in the jam that I found my self in.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 7, 2018

The application was easy to do, I’m so thankful you gave me a chance, I needed the help! Payments are very doable. Thank you! Now I have extra funds for other things I need to purchase! I can honestly say I doubted the letters I received in the mail, but I read the reviews, I’m glad I applied. Thank you CASHNETUSA!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 7, 2018

They helped me receive more than I needed which helped me in the long run rather than the amount I initially requested. Also received my money same day. It does depend on your bank though but their customer service is excellent and straight to the point.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 7, 2018

Very user-friendly. Would recommend CashNet anytime. Thank you. Great Service along with exceptional online information in completing the application. I also like the account overview with all the easy to use tabs and navigation. Again, thank you for the opportunity to borrow and the best feature is the line of credit option in getting funds. The interest rate is high, however, a good option for rebuilding my credit.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 7, 2018

Glad I found you guys, will definitely recommend you when asked. Just One thing: when filling out my application online your website DID NOT prompt me automatically to choose the amount I wanted, I had to actually call you guys to set that up. But still a good service overall, thank you.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 7, 2018

The woman that I spoke to was very helpful and knowledgeable. Everything happened just as she said. I would recommend these services to a friend. Cash Net was very helpful for me. Thank you for the help. You were there when I needed you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 6, 2018

Excellent service, first payday loan ever and it was a fast and easy process... Quick, simple, hassle-free help till payday that really helped when I needed it. Have already recommended to friends and will continue to do so. :) Thanks CashNetUSA.com.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Nov. 6, 2018

Everything is good, smooth, easy and fast. I looked online, filled out some forms, had my money the same day. It was really easy even for a not so tech savvy middle-aged man like me. Thanks for help, it was actually a pleasure.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 6, 2018

Even though I was hoping for a little more money I was thrilled that you guys accepted me. CashNet was very fast and efficient. My money was there when they said it would be. I will never go to anyone else again. Thanks again.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 6, 2018

I was actually quite stunned at how quick it all came together! Took 2-3 minutes to enter my information, another 2-3 minutes to get approved, and the money was in my account the same day in roughly 6 hours! You really can’t beat that!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 6, 2018

My experience with CashNetUsa was great. I applied online and was approved and had The money in my account the following day. I need it for Emergency. And I was very pleased with the way my information was handled. I would recommend to my friends how my request was handled.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 6, 2018

I was approved quickly and the lady I spoke with on the phone was very nice. I will recommend TO ALL MY FRIENDS AND FAMILY... I used the money to buy a very needed new car!!! Thank you so much for the fast and friendly service!!

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Nov. 6, 2018

The whole process was fast and easy. The application process was simple and easy. Getting approved was very quick and I was happy with how much I got approved for, I would definitely recommend Cash Net to anyone who is in a bind that may need to apply for a loan. The funds were put into my account the next day like they promised.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 6, 2018

CashNet USA has great speedy service. All personnel are polite and courteous. I would definitely recommend them to friends and family. Their loan service is fast and easy to understand. Thank you for your great service. Thank you so much.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Nov. 5, 2018

I’m am happy with the services and the customer rep was very pleasant. They gave me a 1500.00 limit. I just wish my bank was faster processing my funds but that’s not CashNet fault. Otherwise I am completely satisfied with the overall process.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Nov. 5, 2018

So good to know if you need it, it will be there. I really needed it at the time I got it and it was a blessing. I will definitely tell my family about it. I feel the percentage rate is a little high, but sometimes we have to do what we have to.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 5, 2018

You guy respond right back. And yes I would recommend friends, you guys were very nice on the phone. And can't wait to further our progress. My friends will be hearing from me about you so you will be hearing from them.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 4, 2018

My experience was super easy and very convenient. The direct mailer I received helped me make my decision as to who I would use as a lender in my desperate time of financial need. CashNetUSA made this a very painless and helpful experience.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 3, 2018

When I applied for a loan everything was done very professional. I would tell people how it was a excellent application. Everything was done very professional. Cashetusa.com went beyond my expectations. Thank you for quick and prompt response on my application.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 3, 2018

The customer service that I always save was dealing with CashNet was extraordinary. I was leery about doing anything online especially having to do with the fact Flex loan. The representative explained the process to me fully and in easy-to-understand language. She knew her subject.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 3, 2018

When I started having problems online I called CashNet and it was all taken care of. I was amazed when the money actually showed up in my account. Thank you. I will look forward to more business with this company. I do recommend it.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 3, 2018

After being turned down by companies that said I was pre-approved I had lost hope. But I couldn't rest and was up at 4:30 in the morning, I don't know what lead me to CashNetUSA but I thought they was going to turn me down too. But I applied and was approved within minutes and money was deposited into my account by 4:00 the same day. I love and highly recommend CashNet USA to everyone. Best experience ever.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Nov. 3, 2018

Was very quick online with no hassle. Would definitely recommend to anybody who might need some help with bills, repairs for your home or car or you just need money just to make to your payday... and it went straight to my bank.

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CashNetUSA expert review by Lauren Fix

CashNetUSA is a payday lender that offers loans to consumers in the United States. It is a part of Enova International, Inc., a publicly-traded company in the financial sector.

  • Informative: Individual states have different laws about how much money you can borrow from a payday lender and how you must repay them. CashNetUSA provides all the relevant information for each state and a clear APR chart on their website.

  • Fast: Most people receive a decision about their application within minutes of applying. Once you’re approved for a loan, CashNetUSA works to get money to you quickly. In most cases, you can have access to money the next business day.

  • Easy application: You can easily apply for a loan online. The application requires basic information and can be filled out quickly.

  • Customer service: Customer service representatives are available to help you during extended business hours during the week and during more limited hours on the weekends. You can reach them by email or phone, or you can live chat with someone on their website.

  • Promos: CashNetUSA offers regular promotions and specials to decrease the cost of their loans. You can get emails with promos once you have an account with the company.

  • Best for: employed consumers who need cash fast.

Profile picture of Lauren Fix
Lauren Fix Auto & Finance Contributing Editor

Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.

CashNetUSA Company Information

Social media:
Company Name:
CashNetUSA
Address:
175 West Jackson, Suite 1000
City:
Chicago
State/Province:
IL
Postal Code:
60604
Country:
United States
Phone:
888.801.9075
Website:
www.cashnetusa.com
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