CashNetUSA

CashNetUSA advertises promo codes to attract business. Its online application asks for a promo code but does not acknowledge discounted finances at time of request and operates under assumption that the discount will be deducted at time of pay date. My account was debited for the full amount and did not include the promo code discount. I called customer service requesting the discount be refunded and was declined and treated rudely. I asked for a supervisor and had to wait twenty minutes until "Henry" came on the line and acknowledged that I was a good customer but he couldn't help me.

I don’t know how these people get past the government. This is the biggest con job I have ever encountered. I got a loan for 650.00. Payment came due and they took 115.00 out of my account but it didn’t bring the amount owed down only increased. I checked it every day only to find the amount was increasing on a daily basis. I probably owe them over a 1000.00. I contacted Consumer Affairs in my state and was told an investigator was being assigned to investigate. I doubt that this is true. They constantly harass via email because I changed my phone number. Tennessee State Government will not do anything about them ripping people off.

I have been having issues for weeks on the website with getting error messages on everything I click. I used the chat feature and talked to Samantha, we went over my plan and she was able to extended my payments out for me. I was not able to accept the terms as I was getting error messages and she was kind enough to do it for me. She was extremely helpful! She needs a raise.

I have been using CashNetUSA when I needed the emergency money, I was able to get the loan with the discount applied. Given the history, I always applied the discount when I submit a request. However, this one time, I found that the discount was not applied - so I called the customer service and was advised that it would be updated. I did not know if the discount was applied, so I called again and the customer service advised it was being updated. I emailed the day before the loan was due since I did not see the discount applied on it per the reminder email.

This company called me telling me I had a past due loan in collections owed to them, they didn't provide accurate information when I started to question them. I never had a loan with them, and now they are calling me and harassing me and my family and friends stating they will press criminal charges against me.

If CashNetUSA has an application on you over 5 years ago they can't do a new application if you're declined. This is over 5 years ago! This company is not worth my business, they don't deserve anyone's business for that matter. If you apply and get declined then you can not APPLY AGAIN! They literally will not take another application for you ever! They should tell people that! But I hope this review helps people!

Very helpful Samantha was, courteous and professional. Didn't interrupt and was quick to answer my questions and solve my problems. Not 1 hassle. The chat service this company provides is by far better than most other online companies. Samantha deserves a raise!!

CROOKS. I called today to pay an extra 100 toward PRINCIPAL so the interest isn't so bad. My payment ISN'T due for another 9 DAYS. After getting a SALES person within a few seconds of calling, they put me on HOLD 15 minutes, I called back. On HOLD AGAIN for 12 and I hung up AGAIN... (They put you on hold in hopes you hang up and don't pay them)... They told me that I CAN'T choose where my payment goes and if I pay, it will ALL go towards the payment that ISN'T for another 9 days. I said I WANT TO PAY and put it towards PRINCIPAL ONLY and still make my April 6 payment as SCHEDULED. **.

Samantha was very knowledgeable in her position and was able to assist thoroughly and save me time... Thanks CashNetUSA. AWESOME AWESOME AWESOME... LOL. THANKS MUCH. Can't complain. Very satisfied. Such an awesome company. Thanks again CashNetUSA.

Quick and easy! Thank you! The process was simple and convenient, an email sent with my voided check as a jpeg and the process was then completed within seconds. Making a phone call is not always easy so online chat and verification are well worth the minutes it takes rather than sitting on the phone and waiting.

CashNetUSA seem to be extremely helpful when I needed help out of a jam for a payday loan. The money was very easy to apply for and get approved for. However when I went to pay it off early oh, I called to get the payoff amount and was told how much it was and I set up a payment for the payoff amount online. Now a month later they have deducted almost the full amount again and when I called them they stated that I hit the refinance button when I made that payment and that I simply made a larger payment and refinanced my entire loan! How can that be! I tried talking with the manager and I got absolutely nowhere. I understand that they have high rates and interest but how I could pay almost $2,500 yes, in two months for an $850 loan I will never understand!!! I am now seeking an attorney! Beware of their practices! This is predatory lending if ever there was!

I spoke with a rep through live chat about my payment and the rep was very helpful and the problem was solved in a very timely manner, I would definitely recommend CashNetUSA to family and friends. I was set up on a payment plan so I would have no problems with my bank account.

Samantha was wonderful and very professional! She handled everything for me and made the experience a breeze!! I would recommend everyone who is in need of the services to this company! Thank you all for what you do for us!! Great customer service is rare but your customer service was excellent!!

I appreciate the helpful staff that CashNetUSA has. While I am looking forward to the day that I don't owe them, it has been helpful to have the line of credit in a pinch. Furthermore, when I have needed assistance, they have been amazing!

I was in the process of applying for a Flex loan this morning and I was a bit confused about the loan amount and repayment options. I utilized the live chat option and was connected with Tamara. She was very professional and patient. She thoroughly answered all of my questions and waited while I finished the online application and verification. I would like to thank Tamara for all of her help on today. She helped navigate me through this process!

These people are crooks. You make a payment that is twice as much interest as principal. It is a debt trap. When you talk to them as I did about how you can’t afford it they tell you too bad. Never ever use this company. They are crooks who prey on hardworking people who needed help. I will never use them again.

Borrowed from this company was told the payment was x amount monthly but then they start saying twice a month the amount would be taken out. Called. Talked to so many people for so long and got nothing but a run around so called today to pay off the loan doing a loan transfer with Bank of America. Getting all the information from CashNet was like pulling teeth. Had them on one line Bank of America on the other. Bank of America is finding CashNet information before CashNet is giving it to us. Bank of America is awesome. Says no problem. Their money is on the way to CashNet. All this time we are either on hold or bouncing from person to person. Finally we get them to stay on the line and tell them the payoff is on the way and then they say they don't accept loan transfers from the bank.

They do not give you the interest rate until after they fund the loan. I asked them how much I owed on the loan. They said $934. After I made the payment they changed the amount to an additional $675. I asked, “Are these calls being taped.” They said, “Yes.” I said, “I asked you how much I owe why did you not give me the full amount.” Never use this loan.

I had the pleasure of chatting with a Mr. ** this morning. He was extremely professional, courteous and expedited my request. I wanted to inform CashNet about Mr. **'s standard of excellence which he applied to our interaction. Thank you, Don.

I was needing to get cash to help with bills so I decided to give these guys a try since they bugged me with emails all the time stating that I was approved for $2,000. BIG MISTAKE!! The money came into the account easy but payments were never the same. I installed the app so that I could see what the payments were going to be and they would change. I could look Monday and it would say 250 due on the 15th and look again Wednesday and it would state 350 due on the 15th. Once they took money from my account on a day that was not suppose to be a payment day and made my account overdraw. I would call them with the problem and they would finally answer the phone after 30 minutes to tell me of all the paperwork I would have to do and wait 24 to 48 hours for an answer. UGGG I'M DONE WITH Y'ALL CASHNETWORKUSA!!!

I just wanted to give Tamara recognition. She was so professional and helped me with my stressful questions, and was so quick to get me the answers I needed. She is why I love CashnetUSA! Please make sure she is recognized for Great Customer Service! Thank You.

Samantha, was amazing and very helpful, she answered every question I had; she help me step by step and answer all the question very clear and with lots of patience... I’m very pleased with the customer service CashNetUSA has and I will definitely recommend you guys to a friend.

My money paid in full!!! The customer service person forgot to close out the paperwork. So, CashNetUSA took money out of my account... They recognized the mistake but want me to go back and forth to my bank and send paperwork to prove they took money out??? It's been a month, CashNet still want me to get this paper and that paperwork... I'm not the one who made the mistake, CashNet did... The managers that I speak with aren't any help. I'm just done with this high financed company. I finally disputed the money using my bank. MY ADVICE. RUN FROM CASHNET. THEY AIN'T RIGHT!!??

The loan is crazy, easy to get, and should be a security concern. Basically a name, social and address and boom! Where would you like your money deposited? My first loan with them was an installment loan for $700. I have no issue paying back money. I paid that off. No issue. Next time I got paid. I took another loan not too long after for $500. My hours were cut but I figured everything was all ok because it too should be an installment loan like last time. WRONG! It changed to a Payday advance at their own leisure that needed to be paid next check. So I borrowed a lump of money from a friend to pay the principal and whatever interest was on it. Logged in the day before a payment was due for $84.24 and paid $530 which is what it said was due as a whole.

CashNetUSA is a total rip off!! DO NOT USE THESE GUYS!! In December I looked into getting a loan through them & when I saw that their interest rate was over 200% I decided not to go through with the loan. However, unfortunately somehow the loan still went through & toward the end of December they deposited $600 into my account. I didn’t realize this until January when I received an email from them stating that my payment was due! Right away I contacted them saying that there must have been a mistake & the employee that I talked to acted like I was lying. I then went to my credit union to see if they could help me & of course they did!! After getting a loan through my credit union to pay off CashNet, I contacted CashNet to get a payoff & to pay the loan off in full. I was shocked & when the employee with CashNet told me that within a month’s time my total payoff was now over $800!!

DO NOT borrow from this company. You are only digging yourself a bigger hole. It sounds like an answered prayer but it’s NOT. I borrowed $1,000, average payment $350 a month. After paying $795.90 my balance is still $1044.00!

Samantha made my loan payment arrangements for me so I could understand how they were coming out. That way I do not overdraft my account. I really do thank you all for helping me with my loan. Look forward to doing business with you again. Thank you.

I had to use your chat services today and was greatly helped by Samantha. She was wonderful and I appreciate her help. I think she is a great person and she helped me solve my problem with kindness and respect. I hope all of your employees that work on your chat services are as good as she is. This makes it easy for your customers. I hope if I have to use chat again I get Samantha next time as well.