CashNetUSA is one of America’s leading licensed online lenders and a top choice for consumers looking to handle financial emergencies. CashNetUSA offers three types of products in over 30 states: payday loans, installment loans and lines of credit. Since 2004, CashNetUSA has been trusted by more than 3 million hardworking people.
Why Customers Choose CashNetUSA:
- Apply online 24/7 — anytime, anywhere
- Instant decision — receive an immediate funding decision*
- Fast funding — Cash by the next business day**
- Quick & reliable online application — without affecting your traditional credit score***
- No hidden fees or paperwork — all terms and payment details are clearly laid out before your sign
- Dedicated U.S.-based customer service — available 7 days a week
*Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans will be eligible for instant approval by CashNetUSA or third-party lenders.
**CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day, if approved, by 6 p.m. CT Monday to Thursday, and Sunday.
**Your FICO or Vantage scores are not affected by applying.
A link has directed you to this review. Its location on this page may change next time you visit.
I was very pleased with the convenience and how quickly everything went threw. No hassles! No delays! I would recommend to my friends and family. I needed the money fast and everything went smoothly and was in my account when you said it would.
Very easy to get started by phone. Great service and help by phone. Salesperson was knowledgeable and very helpful. She went over all the necessary points. All terms and conditions were explained. Very friendly experience. I would recommend this company to friends.
We had a family emergency which caused me to have to take a few days off of work, leaving my last check half of what it normally is and by the time the next pay week came we were scraping pennies just to put gas in the car, I had received some mail from Cash Net USA saying that I was preapproved and decided to apply and see, with my less than perfect credit I was expecting to get denied however I was approved and the funds were in my account the very next day. My repayment options were awesome and are taken directly from my account to ensure timely repayment. I am so thankful to cash net USA for saving me in my time of need!
Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.
Received a call this morning from a very nice, friendly, quick to make things better, who did not mind when I had to interact with my laptop, happy rep of CashNet USA, I asked the young lady for her name but did not write it down. I think she was from customer support unit, give her a raise and not just up to the next floor, I mean apply her with a as your name says, A CASH RAISE, this will not only prove your respect for her as having an employee who understand people so well, God has bless you with her as an employee. Carey.
I was honestly apprehensive about using CashNetUSA for my loan because I always assumed they were a payday loan place. But the rep that helped me explained very clearly that I was not getting a payday loan but a line of credit that I could pay off over time and even early if I wanted with no penalty. I was very appreciative of how helpful and friendly the rep was in walking me through everything I needed to do over the phone. I got my money the next day! It was a great experience and have honestly already suggested CahNetUSA to my friends and coworkers if they need a loan.
This site is very easy to read and quick to process your loan request. The only thing I've had trouble with is placing a promo code in. It's accept the promo but won't let me complete the application once the promo code has been enter. Instead a message appears saying "cannot complete application". However, I can complete the application if I take off the promo. I think this needs to be fixed. Because I have had two promo... one for 50% off and the other for 25% off offer expires 2020... Rather than that this company is great and gives a reasonable amount to be approved for your loan. I even like the fact that if I cannot pay back in two weeks they can extend for another two weeks for the fee amount up to 4 times.
I’ve never used the services offered by CashNetUSA before - never needed to. Then, as happens to millions of Americans everyday, I found myself in an untenable situation. I knew my roommate had used CashNetUSA before, and he referred me to them. I applied online through their extremely user friendly website and was quickly approved! I’ve used them a few more additional times and had excellent experiences each time. Their customer care folks, when I’ve needed to be in touch, have all not only been professional, but kind and warmly welcoming, as well. I can’t recommend CashNetUSA enough. Thank you.
- 2,251,197 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
For more information about reviews on ConsumerAffairs.com please visit our FAQ.
I appreciated the ease and the speed with which I was able to get the loan approved. Super easy and super fast. Taking additional advances was also easy. Thank you for providing such a good service to us! Thank you, thank you!
The online application process was very easy to navigate and I received a quick response. As promised, the funds were in my account the next morning. This whole process was exactly what I needed in an urgent time of need. This is a good financial bridge as long as you only draw what you need and pay it back quickly.
I loved this service and will be letting so many people know about it. This is a life saver! The process was super easy and the funds were deposited literally through next day. Thank you so much for being there for people especially in this time of need.
Loved working with the service personnel. They were very knowledgeable. And my loan went thru very fast. Very courteous and smart. Knew what they were talking about and gave me different options to choose from. Enjoyed my experience.
I asked for a loan of $1,500 which was denied due to credit history. However, the associate indicated that I could receive $1,250. This amount has helped me to catch up on my obligations. The service was excellent and I'm very pleased.
CashNetUSA expert review by Lauren Fix
CashNetUSA is a payday lender that offers loans to consumers in the United States. It is a part of Enova International, Inc., a publicly-traded company in the financial sector.
Informative: Individual states have different laws about how much money you can borrow from a payday lender and how you must repay them. CashNetUSA provides all the relevant information for each state and a clear APR chart on their website.
Fast: Most people receive a decision about their application within minutes of applying. Once you’re approved for a loan, CashNetUSA works to get money to you quickly. In most cases, you can have access to money the next business day.
Easy application: You can easily apply for a loan online. The application requires basic information and can be filled out quickly.
Customer service: Customer service representatives are available to help you during extended business hours during the week and during more limited hours on the weekends. You can reach them by email or phone, or you can live chat with someone on their website.
Promos: CashNetUSA offers regular promotions and specials to decrease the cost of their loans. You can get emails with promos once you have an account with the company.
Best for: employed consumers who need cash fast.
CashNetUSA Company Information
- Social media:
- Company Name:
- 175 West Jackson, Suite 1000
- Postal Code:
- United States