CashNetUSA is one of America’s leading licensed online lenders and a top choice for consumers looking to handle financial emergencies. CashNetUSA offers three types of products in over 30 states: payday loans, installment loans and lines of credit. Since 2004, CashNetUSA has been trusted by more than 3 million hardworking people.
Why Customers Choose CashNetUSA:
- Apply online 24/7 — anytime, anywhere
- Instant decision — receive an immediate funding decision*
- Fast funding — Cash by the next business day**
- Quick & reliable online application — without affecting your traditional credit score***
- No hidden fees or paperwork — all terms and payment details are clearly laid out before your sign
- Dedicated U.S.-based customer service — available 7 days a week
*Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans will be eligible for instant approval by CashNetUSA or third-party lenders.
**CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day, if approved, by 6 p.m. CT Monday to Thursday, and Sunday.
**Your FICO or Vantage scores are not affected by applying.
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I was very pleased with the convenience and how quickly everything went threw. No hassles! No delays! I would recommend to my friends and family. I needed the money fast and everything went smoothly and was in my account when you said it would.
Very easy to get started by phone. Great service and help by phone. Salesperson was knowledgeable and very helpful. She went over all the necessary points. All terms and conditions were explained. Very friendly experience. I would recommend this company to friends.
Quick process and love customer service. I will recommend friends & family members to CashNetUSA. Faster and Better service any lender online. Easy application process online and fund available next day. Amazing. Makes my life easier. I will keep CashNetUSA. The best lender overall. Very easy to use and fill out your information.
My experience was new but extremely rewarding and satisfying. I sincerely hope to build a very upstanding relationship with this company in hopes that it will benefit me in any and all other business matters. I'm extremely grateful for the opportunity and chance to build a connection with this company outside of a " commercial".
Very professional! Communicated very well! Very Quick with process! CashNetUSA is so very AWESOME!!! I spoke to friends and family about them and they couldn't believe how good it was because most of them applied for financial at other companies and they were not happy how they were treated, so I told them to check out CashNet USA!
Super easy for doing an application, I will recommend to family and friends, my experience was Quick, fast and very easy to do an application. When you need money CashNetUSA is my first choice from now on. Thank you for helping people like me who need quick cash.
My experience was very good however the interest is very high. Borrowing $600 the payback is $1496.00. That is too high, I appreciate the help. It was very much needed. The customer service was helpful however the payments are very high. I wish my interest rates were lower. Thanking you in advance for your consideration.
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Very Quick and simple approval and delivery of funds. Easy application process. Had funds in account same day. I would recommend to everyone I know and then some. Fastest approval I've ever had in my life. I will start telling everyone I know immediately.
Customer service was excellent. I could understand everything I was told. It was a breeze. It was a pleasure to do business with CNU. Application process was not hard and the representative was with me the entire way. She was very patient and answered all of my questions.
As with most of you I needed a quick fix, I’ve used CN in the past and was appalled by the OUTRAGEOUS interest rates. However I was givens an offer that supposingly would make the payments less. Well I’m sorry to say I took the bait again and a 600$ advance was quickly approaching 900$. Like others checking my balance it seemed like the amount was increasing, after calling CS (they were professional BTW) I ended up paying 450$ in 2 days to have this thing paid off!!! No I couldn’t afford it but as one gentleman said, "Use family. It’s easier." I'm grateful for the help but I'm pleased to say that this account is being closed today and NEVER recommended to anyone for any reason. IF YOU CAN'T AFFORD WHAT YOU HAD YOU DEFINITELY CANNOT AFFORD THEM (DON'T DO THIS)! Good luck and God Bless.
Maria, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team.
Wonderful, would do over again and recommend to friends. Process went smoother than I could ever imagine. Found this at a time when it was much needed. Looking forward to a long financial relationship with CashNet USA.
Application and Approval process was very easy! Lending standards were right where I needed them to be in my credit rebuilding process. I would recommend CashNet to any of my family and friends that need cash on the spot. Thanks again CashNet.
Thank you so much and it is a pleasure doing business with you. The online application was more helpful and easier to do. I'm was glad that a friend recommended to you. I just want to say that it was more quicker and faster to do the application online as well. Thank you again and be blessed.
This helped me so much!! I cried. I was so happy how much this helped me out!! Thank you. I would definitely recommend any friend, family member or acquaintance!!! I will definitely look forward to y'all again in the future.
The process was super easy and the funds were deposited the next day, I would definitely recommend CashNet USA to a friend or relative. The entire process was stress-free. The website was easy to navigate. I would use Cash-Net again for my financial needs.
The person who assisted me was very professional. She took her time to explain everything to me and really sold the product to me which I couldn't refuse due to her professionalism. I was soo happy I called in and had her to help me.
Great!! Right on!! No problem...no waiting...very efficient and fast. Recommend this company to anyone. Very satisfied. This cash was very needed and will pay back sooner than later. No hassles and no waiting for a response. Have a nice day. Thank you!!
The agent that assisted me with getting my loan was very pleasant. He has Superb customer service skills. The whole process was smooth and very easy. He explained everything in detail. I would highly recommend CashNetUSA to my family, friends, and coworkers.
They sent emails letting me know when, and what time range I should expect the results. Everything was on the money and from the day I applied to the very next day I was able to get some funds before I woke up.
It was easy and fast. Very good service. Will use again. I look forward to using this service again. It has helped me out of a tight spot when I needed help. My husband also uses this service with very good results.
The experience was good and easy. From start to finish. The process was very easy. The funds were made available the same day and that was very nice. The chat feature was also very nice. Nice to be able to borrow an amount small enough to help.
The agent, customer service is very nice. Willing to help how to get approval for a loan. Give the details for the payment. I'm very satisfied and very thankful for the company for approving and got funded. Awesome, great and I'm sure I'll recommend to friends.
I had an awesome experience with Cashnet. I would definitely give out recommendations. They were good from the time I started until the very end and everything was in my account when they said it would be. Everything was done online and that was good but I had a question so I called to speak to customer service and she was awesome as well from the time I got on the phone until I got off. Thank you guys!
The application process was very easy and response time was quick! I was surprised at how fast the process was from start to finish. I will definitely recommend this service to all my friends and family! Definitely the way to go if you need extra funds.
Was not able to process my original offer with the preapproval after I decided to use that opportunity. Had to use payday loan instead. Then I had to fax over copy of original offer in order to use in the future. Would like to use payment loan when current loan is paid.
Very quick, reliable, very understanding. Didn’t needed much. They checked my background. Wasn’t too long before I was approved. Everything was explained and understand. My next payment and funds were Available the next day. Thanks. Helped out when my father needed medications.
The application process was great in length and requirements and people I have to interact with were pleasant, knowledgeable and accommodating. The same day deposit option is a life saver and make not only this option great and extremely practical.
Y'all did an amazing job and I'm very satisfied with y'all service. Hope we can work in the future. I just wanna thank y'all for all y'all did for me. Thanks so much. I would recommend y'all to anyone that come my way.
The application process was easy and convenient. I had an unfortunate expense occur and I was able to get a loan and a response within hours. I appreciate the assistance and small loan. I will recommend to my friends and family.
Fast, easy, fair and super nice customer service. It was super easy to apply. I got feedback within minutes. Customer service very knowledgeable, accurate, sincere. Overall wonderful experience. Without all the hassle and bustle I'm going somewhere else for the service.
The process was timely and easy to complete. Services were professional as an online provider. Commitment to assurances was done in accordance. Expectations were met as outlined by services dictated. There were no apprehensions as the process only took a matter of time to complete. I was assured that stipulations would be guaranteed and that access would be accommodating for review. I am happy with the manner in which the application process eliminated any anxiety with simplicity being the goal.
I only used the service because I was in a bind. The application process was easy. I would recommend for those only in desperate need unless you can pay it off In a short time. The only drawback is the exorbitant finance rates.
CashNetUSA expert review by Lauren Fix
CashNetUSA is a payday lender that offers loans to consumers in the United States. It is a part of Enova International, Inc., a publicly-traded company in the financial sector.
Informative: Individual states have different laws about how much money you can borrow from a payday lender and how you must repay them. CashNetUSA provides all the relevant information for each state and a clear APR chart on their website.
Fast: Most people receive a decision about their application within minutes of applying. Once you’re approved for a loan, CashNetUSA works to get money to you quickly. In most cases, you can have access to money the next business day.
Easy application: You can easily apply for a loan online. The application requires basic information and can be filled out quickly.
Customer service: Customer service representatives are available to help you during extended business hours during the week and during more limited hours on the weekends. You can reach them by email or phone, or you can live chat with someone on their website.
Promos: CashNetUSA offers regular promotions and specials to decrease the cost of their loans. You can get emails with promos once you have an account with the company.
Best for: employed consumers who need cash fast.
CashNetUSA Company Information
- Social media:
- Company Name:
- 175 West Jackson, Suite 1000
- Postal Code:
- United States