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CashNetUSA
CashNetUSA
Overall Satisfaction Rating
4.66/5
  • 5 stars
    1148
  • 4 stars
    118
  • 3 stars
    22
  • 2 stars
    7
  • 1 stars
    52
Based on 1,347 ratings submitted in the last year
SHOW RATING DISTRIBUTION

CashNetUSA

ConsumerAffairs Accredited Brand

CashNetUSA is one of America’s leading licensed online lenders and a top choice for consumers looking to handle financial emergencies. CashNetUSA offers three types of products in over 30 states: payday loans, installment loans and lines of credit. Since 2004, CashNetUSA has been trusted by more than 3 million hardworking people.

Why Customers Choose CashNetUSA:

- Apply online 24/7 — anytime, anywhere

- Instant decision — receive an immediate funding decision*

- Fast funding — Cash by the next business day**

- Quick & reliable online application — without affecting your traditional credit score***

- No hidden fees or paperwork — all terms and payment details are clearly laid out before your sign

- Dedicated U.S.-based customer service — available 7 days a week

*Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans will be eligible for instant approval by CashNetUSA or third-party lenders.

**CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day, if approved, by 6 p.m. CT Monday to Thursday, and Sunday.

**Your FICO or Vantage scores are not affected by applying.

CashNetUSA Video
A-BBB Rating
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2955 CashNetUSA Consumer Reviews

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2 featured reviews
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Page 1 Reviews 1 - 30
Rated with 5 stars
Verified Reviewer
Original review: Oct. 25, 2018

I found them to be professional and willing to explain their services. They are true to their word and if you have an issue in which you are not able to make the entire payment they will work a payment plan out with you so you don't feel so overwhelmed. Once approved my money was in my account the next morning. As you continue to pay your loan increase goes up. You can accept or keep things as they are because you know what you can afford to pay. Even if it before your payment is due you can always pay on it to help bring your payment down. They are good to work with and I would recommend them very highly.

5 people found this review helpful
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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Oct. 23, 2018

Getting qualified was super fast. Completing the process to funding was not. However, once all documentation needed was submitted, actually getting the funds was lightning quick. The biggest issue was sitting in a holding pattern not knowing what was needed to complete the application. Shortly after applying, I was contacted by customer service. The person I spoke to let me know to check my email. That was it. No further information. I was sent an email to verify bank information, and I completed that step. Then nothing.

It was almost 4 business days later that I reached out to customer service to find out what was happening with my application. The person on the chat service had no information to give other than wait for an email. I almost cancelled my application because it was taking too long. I received an email 10 minutes later telling me what further documentation was needed. Once that happened however, it was less than 24 hours to complete funding. I was blown away at how quickly that occurred. This is an amazing service thus far.

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2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Oct. 13, 2018

After months and months of viewing the TV commercials for CashNetUSA.com, I had no idea that their process to apply for and obtain a quick loan was so simple. It literally took only a few minutes, to complete the application and to be notified of the approval. The most Amazing part of the application process was when I called Customer Service, and spoke with a representative by the name of Nathan, to my knowledge.

He was one of the most professional, caring and accommodating Customer Service Representatives that I have ever dealt with. He offered to remain on the phone with me, while I completed the contract part of the application. I "Thanked" him, anyway, but I called just to ask a few questions about the overall loan process. Believe me, I have had a lot of dealings with Customer Service Representatives, in my adult lifetime. Plus, I personally have a 45+ years professional background in Customer Service and Public Relations. Therefore, I consider myself an expert in the Customer Service-Public Relations Industry. I would and will Highly Recommend this company to anyone needing a quick, friendly and No BS personal loan. They are a pleasure to work with, and epitomize the definition of quick, simple and friendly internet-based loans. Please give them a try, because you won't regret it!

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7 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 26, 2018

I enjoyed the experience of receiving the money the next business day. I taking care of bills the money helped me extremely. Thank you so much for the offer. Being able to pay all my late bills has been a major lift off my shoulders. Knowing that I have a job to pay the money back makes me feel more good about myself as a individual struggling to meet deadlines. I appreciate the services the money. I'm truly grateful to have the money and able to pay bills. I look forward in the future to continue receiving offers that are available for people like myself. When I checked my card this morning I said to myself, "O my the money is on the card!" I immediately begin to pay bills. Thank you again for the loan. I really needed the money.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 31, 2018

My wife and I were so satisfied with our experience! We just found out after 3 years cancer has came back to try to get her again... This time in both breast! We had absolutely no idea it would land her in ICU for 2 weeks from the start! We found out just how hard a medical emergency can really leave a mark on the family. I applied and 14 mins later I received an email saying the $800 we requested would be in our account the following day! And by noon the following day it was in our account and waiting for us!! THANK YOU CASHNETUSA FOR SAVING US! I HONESTLY RECOMMEND ANY AND EVERYONE THAT NEEDS CASH FAST. THIS IS THE PLACE!!

4 people found this review helpful
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Rated with 3 stars
Verified Reviewer Verified Buyer
Original review: July 16, 2019

I had a great experience with CashNetUSA. The gentleman on the phone was very very knowledgeable and helpful. I'm just sad can't remember his name. Thank you! That money I need made it to my account right on time so that made me very happy.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 15, 2019

My experience was great. Very quick and reliant service. The overall experience has been great. I have no complaints at all. I would recommend it to anyone who needs help. I am happy with the customer service and how easy it was to use the online service.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: July 15, 2019

My only problem was difficulty in getting all info with emails. Called 5 times to correct info. Each person I talked to was informative, personable & helpful. Part of the problem was using phone as no computer & Sprint. Problem was resolved.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 14, 2019

Thanks for the help when we need the extra cash for bills. The service was everything was expected and more. Thanks for being the only people to give us a chance. It is greatly appreciated. Thanks for your help. The money is greatly needed. The online process was easy and direct. Very simple also.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 14, 2019

I will get small loans because of the high interest rates, but it's there to help when you need it GUARANTEED... My friends and family fell through because they need help themselves, not trying to be mean so I introduced them to it too...

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 13, 2019

Thank you very much for the assistance. I was in a tough situation and it means a whole lot. I wish the best for everyone working there. I hope more people come to you all for assistance. I would most definitely recommend you to any associates in need of help.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 13, 2019

The rep was very helpful in finding out what my needs were. I wanted the higher loan but I couldn’t afford the monthly fee. So she told me about the payday loan. I will definitely use the service again. You guys are great!

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 13, 2019

Within 24 hours loan was available and ready in my account. I had one call from representative which was pleasant and positive. I would recommend this company if you need quick cash and are in a bind. Quality of process was good.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 13, 2019

No question. Customer services was great. I spoke to I apologize for not remembering her name but I think it was Brittney or Tiffany. She was very helpful and I was recommend a friend. Still waiting on my load to be deposited into my account. Thanks again.

Be the first one to find this review helpful
Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: July 12, 2019

I applied online and the quick return was great. I would recommend this online for my friends. The money was in my account within the recommended timeline. This cash helped me out to pay my bills. I was behind on couple of my bills so it came in handy. Thank you.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 12, 2019

Signing up and getting approved was super fast and easy. I was approved and funded in under 24 hours. I couldn't be happier with the service I received. Repayment is really easy! I will always go back to CashNetUSA when I need fast service. I applied from my phone, pay from my phone and get cash when I need it most.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 12, 2019

I liked that everything was fine online. Very quick and easy. Same day approval and like that it give you extension if you can't pay back then.. and I see they give you discount to use toward a new loan if reapply.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 12, 2019

I am so happy that I decided to use CashNet for my loan needs. Very happy with the interest and options for payment. I have never used a loan service before but this has really helped me a lot with catching up on some billing issues I had.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 12, 2019

They was so professional. They were very helpful. I didn't have to wait for my loan. They said, within 24 that I would receive my loan in my checking accout and it was there. I was very much satisfied with their customer service. Very polite and knowledgeable.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 11, 2019

Had a very good experience with CashNetUSA. Chat with Kaylen all through my loan process, was fast and no hassle. Thank you so much for your help. The proccess was easy and understandable. Will definitely recommend it to everyone I know. Thanks so much.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 11, 2019

My experience was great. The line of credit was perfect for me. The customer service representative was very kind. And yes I would recommend you to my friends. Thank you. For all your help. I do know this line of credit will help us with our needs.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 11, 2019

I am pleasantly surprised at how this experience went, since the whole process was great from start to finish. I HIGHLY recommend using this service if there is a need. I will use the service again if I have a similar situation.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 11, 2019

Is a way get money so you could have until you get pay from your job a pay you guys back. First time to do this. Hope next time I could borrow again to have so money In case emergency things but I'm see how everything comes out of the place.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 11, 2019

Very well done easy to navigate through the process. Deposit made within the twenty four hour timeframe that was described in the application. Everything went as it was supposed to. Looking Forward to be able to use again in the future.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 10, 2019

Very fast and easy. I had my money before I woke up the next morning!! It couldn't have come in a more timely way. Now I have everything I need to get through the rest of this month in a hardship I was in.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 10, 2019

When finding out about this place you guys really helped me out. You were there for me when I needed you and you guys truly do help people out. So thanks for everything you guys do and keep doing what your doing.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 10, 2019

I found the entire process to be very easy to understand how it works and what the limitations would be. The offer of a discount was also a surprise, since no other company offers any such thing. If you are in a tight spot and need money, although the cost of the loan is high, you get the money quickly.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: July 10, 2019

It was fast and easy. The lady who called me right after I filled in the information knew all the answers to question I had. She explained to me how the flex program payments worked and my next three payments. Very helpful.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 10, 2019

I received great service and would promote this organization anytime to anyone needing a loan for any reason. CashNet is fast, easy, and the service is friendly. I had a question and called and they answered promptly with no waiting and helped me with my questions.

Be the first one to find this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 10, 2019

Very good experience. Things were done in a quick and business like manner. Loan proceeds were deposited when you promised. I would recommend your company to anyone needing a quick short term loan. Again, very good and hope to begin a long term relationship with your firm.

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CashNetUSA expert review by Lauren Fix

CashNetUSA is a payday lender that offers loans to consumers in the United States. It is a part of Enova International, Inc., a publicly-traded company in the financial sector.

  • Informative: Individual states have different laws about how much money you can borrow from a payday lender and how you must repay them. CashNetUSA provides all the relevant information for each state and a clear APR chart on their website.

  • Fast: Most people receive a decision about their application within minutes of applying. Once you’re approved for a loan, CashNetUSA works to get money to you quickly. In most cases, you can have access to money the next business day.

  • Easy application: You can easily apply for a loan online. The application requires basic information and can be filled out quickly.

  • Customer service: Customer service representatives are available to help you during extended business hours during the week and during more limited hours on the weekends. You can reach them by email or phone, or you can live chat with someone on their website.

  • Promos: CashNetUSA offers regular promotions and specials to decrease the cost of their loans. You can get emails with promos once you have an account with the company.

  • Best for: employed consumers who need cash fast.

Profile picture of Lauren Fix
Lauren Fix Auto & Finance Contributing Editor

Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.

CashNetUSA Company Information

Social media:
Company Name:
CashNetUSA
Address:
175 West Jackson, Suite 1000
City:
Chicago
State/Province:
IL
Postal Code:
60604
Country:
United States
Phone:
888.801.9075
Website:
www.cashnetusa.com
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