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CashNetUSA
CashNetUSA
Overall Satisfaction Rating
4.69/5
  • 5 stars
    449
  • 4 stars
    31
  • 3 stars
    6
  • 2 stars
    3
  • 1 stars
    35
Based on 524 ratings submitted in the last year
SHOW RATING DISTRIBUTION

CashNetUSA

ConsumerAffairs Accredited Brand

CashNetUSA is one of America’s leading licensed online lenders and a top choice for consumers looking to handle financial emergencies. CashNetUSA offers three types of products in over 30 states: payday loans, installment loans and lines of credit. Since 2004, CashNetUSA has been trusted by more than 3 million hardworking people.

Why Customers Choose CashNetUSA:

- Apply online 24/7 — anytime, anywhere

- Instant decision — receive an immediate funding decision*

- Fast funding — Cash by the next business day**

- Quick & reliable online application — without affecting your traditional credit score***

- No hidden fees or paperwork — all terms and payment details are clearly laid out before your sign

- Dedicated U.S.-based customer service — available 7 days a week

*Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans will be eligible for instant approval by CashNetUSA or third-party lenders.

**CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day, if approved, by 6 p.m. CT Monday to Thursday, and Sunday.

**Your FICO or Vantage scores are not affected by applying.

CashNetUSA Video
A-BBB Rating
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2002 CashNetUSA Consumer Reviews and Complaints

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4 featured reviews
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Page 1 Reviews 1 - 30
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 24, 2018

The process was simple and straightforward. Quick. Easier than I thought it would be and quickly had an answer. Money in my account next morning. I look forward to doing business with this company. I will recommend this website to others.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 24, 2018

The representative promptly guided me throughout the whole process and advised me of my direct loan amount. She answered all of my questions and was extremely knowledgeable and professional. Thanks for the Loan. I appreciate this company and the representatives!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 23, 2018

The whole process was quick and accurate. I give them a thumbs up. If the time ever arises again I will definitely be using this site again. I received my paperwork and loan amount in less than 30 mins. Thank you CashNetUSA!!!

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Rated with 3 stars
Verified Reviewer Verified Buyer
Original review: Sept. 23, 2018

The only issue I am having at this point is getting my password created. It is something I am doing incorrectly when trying to create my password it is possible, I have tried too many times. I need a Password to review my account in the future.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 23, 2018

The application was simple. Getting approved was simple. The terms and conditions were simple. Nice and easy, bam you have money! Making the account was very simple and easy as well. I would definitely recommend CASHNETUSA to anyone in need of money!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 23, 2018

Everyone was very helpful. Very nice, made sure I understood everything. They even sent me a email to explain to me step by step how to change my password. I had to call back because I wasn't sure of something and they were as nice as the first time.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 23, 2018

I would have to say that my experience with CashNetUSA was a great experience and the process was quick and simple. I would recommend CashNetUSA to everybody. This is the only place that I would go to for a flex loan.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 23, 2018

Customer service was great. Very professional even timing, explained everything step by step. Great experience, they allowed us to ask questions then he gave back answers that was understandable. Assisted me with everything and explained detail by detail and let me know I can get an extension if necessary which was great cause we do have extra things to come. Overall it was a great experience.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

Description is amazing! For a nervous person doing something uncertain, and for the outcome to be positive and quick for personal use simply put, amazing results. Thank you for everything. The experience was very professional and friendly.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

Fast and convenient and was right on time. It's good to find a help friendly site and to trust us when in need. Most companies ask for so much information to verify who you are. Most people is in need and may not have all of that. Just simply giving a person a chance shows you care. I would recommend everyone.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

I am very pleased with the service. They did exactly what they said they would. The money was in my account just like they said exactly when they told me to expect it. Thank you and I will recommend you to others.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

Received my money the same day! Awesome company. Will go back if I ever need help again. Thanks guys! I will definitely tell friends and family about how much you guys helped me in a time of need. It wasn't hard at all. Pretty straight forward and guess what they trust you so much that they don't do credit checks.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

This was the most convenient and easily accessed loan I have ever taken out. There was no hassle or fuss and the funds were deposited in my account quickly. I will recommend this to all my friends. I look forward to doing a lot of business with your company. Very satisfied customer.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

Great experience with cash net USA. I am able to take of my needs and this company is very well with helping in financial. I am pleased to know that there is support and very happy to take care of my every needs.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

They were very helpful and very nice. They help me with the application and help me to decide how much money to get. They stay on the phone line until he answered all my questions about loan, and how I can pay back the loan installments.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

I started filling out the application. Had some questions. All my questions were answered and the Rep even stayed on the line with me until my application was complete. I thank her for her time and making everything so simple to understand.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

The loan was simple to apply to. Quick and easy process. The company keeps you informed every step of the way. I think that was the best part. Being constantly informed and in the know of things! Highly recommend their services!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

The online process was flawless! The ease and simplicity of the process made for a smooth painless process. The ease of the website was easy to understand! The approval process was fast and efficient! I was impressed by! Great Job! Customer experience comete!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

It was fast, quick, and easy! Loved every step. I thought I wouldn’t be approved due to couple collections I had but everything went perfect! I would recommend to all the people I know and to those looking to raise their credit as well!

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

My experience was really good. Thank you so very much. It was fast and easy. I paid what I needed to pay so in the long run everyone is happy. If I ever need a loan I will return to CashNetUSA again. Thanks so ever much for helping me out.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

They really helped me in a time in need. Really thankful for them ✊??? It didn’t take long to be approved the money came fast. At a great time. Would most definitely recommend to a friend, family member, or a coworker.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

I have received information in the mail from CashNetUSA several times and the ads on the television. Last week I received an ad from you. Your telephone contacts were very professional and courteous. My experience has been very enjoyable thus far. Thank you for your consideration in this matter.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

They were outstanding... fast courteous efficient. They made application easy. I would most definitely recommend them to all my friends and I look forward to doing busy again with them in the future. Thanks so much for all your help and making it a stress free experience.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

The service was quick and easy. All I had to do was give my correct information and I am very happy with the results. I will tell my family and friends about your service. When I needed help I called the number and there was always someone to guide me through.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

Quick... friendly and helpful. It didn't take long for them to approve and process the loan. I had the money in my account the very next day. I would highly recommend this place for anyone needing a short term loan. Of all the places I've tried... this was definitely the easier one to get quickly.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

It was very easy to apply and within minutes I had a answer. This was a great experience and I would recommend this process to any of my friends in the are in need of help. Thank you so much for helping me.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

My experience was good and better than I expected and my experience changed my life for the better and grateful for it. Thank you and yes I would recommend this to anyone who is also looking for help and living in the bad way as well.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

It was a pleasant experience. They delivered as promised. The funds were made available in less than twenty-four hours... The only thing that I dislike is the astronomical interest rate. Other than that I'm satisfied with the prompt handling of the transaction.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 22, 2018

Just like your mailer promised you did it! I would come here again you try to help. And I got an answer so quickly. The same day as application. Thanks again CashNet, you just got picked for my address book. Hopefully for many years to come.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 21, 2018

Excellent service, customer and service knowledge, GREAT phone system allowing communication to be at ease. Would recommend, rates are high, so try to prepay. Fast service, friendly assistance. They are welcome addition and helped solve problems in the quickest means possible.

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CashNetUSA expert review by Lauren Fix

CashNetUSA is a payday lender that offers loans to consumers in the United States. It is a part of Enova International, Inc., a publicly-traded company in the financial sector.

  • Informative: Individual states have different laws about how much money you can borrow from a payday lender and how you must repay them. CashNetUSA provides all the relevant information for each state and a clear APR chart on their website.

  • Fast: Most people receive a decision about their application within minutes of applying. Once you’re approved for a loan, CashNetUSA works to get money to you quickly. In most cases, you can have access to money the next business day.

  • Easy application: You can easily apply for a loan online. The application requires basic information and can be filled out quickly.

  • Customer service: Customer service representatives are available to help you during extended business hours during the week and during more limited hours on the weekends. You can reach them by email or phone, or you can live chat with someone on their website.

  • Promos: CashNetUSA offers regular promotions and specials to decrease the cost of their loans. You can get emails with promos once you have an account with the company.

  • Best for: employed consumers who need cash fast.

Profile picture of Lauren Fix
Lauren Fix Auto & Finance Contributing Editor

Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.

CashNetUSA Company Information

Social media:
Company Name:
CashNetUSA
Address:
175 West Jackson, Suite 1000
City:
Chicago
State/Province:
IL
Postal Code:
60604
Country:
United States
Phone:
888.801.9075
Website:
www.cashnetusa.com
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