Consumer Complaints and Reviews
I got a call from **. I had an experience like most of you. They said that I owed 1000+ for a loan back in 2012. They stated my address, e-mail, and bank. She said she was not a debt collector but more like a mediator, and that I should probably get a defense attorney on stand by. She also said that because I did it maliciously that I closed my account or had insufficient funds, and it can triple and quadruple the amount. She put me on hold to talk to her manager concerning my case because this was new to me and it had to be identity fraud. The response I was greeted with was, "We can submit an application to settle for the original amount."
I called back saying I could get records from my bank to prove that wasn't the case. My account wasn't closed and at the time. I probably had the money to cover or I would have received an overdraft charge (I had to close an account for an online company decided it wanted to take money out of my account, but the time frame did not match up). She couldn't provide me with the number for these idiots and said that I would be contacted. What happened to morals? This is what people have to do to make a living? You should be ashamed of yourselves! You will never succeed at anything putting all this negative energy into existence. I am so disgusted!
I received a call from 904-559-1620 stating I had a pay loan over five years ago. They stated last 4 of social employer at that time and my bank at that time. I have received several calls from several different collections agencies. This one is Debt. Mediation. They could not tell me the date the account was opened or the original amount of supposed loan. But I owe $500 at this time with fees. They even stated the city I lived in. I advised this never showed in my credit report and I would not say I owe anything if my questions could not be answered.
I asked for the number to MyCashNow and was told she could not give that info out and I could google it. But they bought the account and it's so old they would not have the answers to my questions. They stated they could state me to court which would include court costs or they could garnish my wages. I said ok I will call them. I was told they are a blanket lender for many different things and it was better for me to just settle it. I adv I am not saying I owe this until I get my questions answered.
I received a phone call today from "Premier Processing Service" saying that I took out a loan in 2013 in Missouri for $1867 that I didn't pay back and they were going to proceed with court hearings for wage garnishments. They recited my ssn, employer while residing there, email address, and bank acct info... This is all irrelevant because with the right person/equipment anyone can find this information, but if you don't know how these calls work, I can see how it would sound scary and legit. However, there were several holes in this rep's story: In 2013, I had already moved back to my home state. Even though I was a broke college student in that state, my parents still took care of me so I had no reason to get a payday loan EVER... Didn't really know how they worked anyway.
They said that they were taking money from an old bank acct that I had already closed quite some time before I moved home and I worked a little job on-campus and didn't make nowhere near the amount needed to pay them back for this "loan." So where was this invisible money that they were getting coming from?! They didn't tell me what "court" they were filing proceedings with. Then they said "well somebody must've gotten one in your name, probably online, because we have an electronic signature." Really?! If that were to happen and the account was sent to collections for non-payment, it would've shown up on my credit report as a derogatory collections account.
I laughed so hard while on the phone with these clowns... I think it pissed them off because they said "since you think it's funny, we'll garnish your wages. We'll see you in court" then they hung up on me. If you know for sure that you didn't get a loan ever, don't even bother verifying anything with these fools... Just laugh and keep repeating "que?!"
I received the craziest call not too long ago from number 9042571726. Apparently I took out a payday loan in 2014 (which I did not) and they were ready to file suit against me. I filed bankruptcy chp. 7 in March 2015 and it was discharged July 2015. Even then I had no payday loan with them! So instead of arguing with her I mentioned I have an attorney she could call to handle the court proceedings with and she says, "Oh I'm only the processor I don't talk to attorneys. We'll file suit with your name and social," and hangs up. I tried looking this place up and they don't exist. At least from what I could find. The website doesn't load and only phone number I could find keeps hanging up... 18003982274. Anyone experience this? Or know what to do next? All of my debt has been settled and I keep a close eye on my credit now. Not sure where in the world they found my information.
I have been getting phone calls from a company about wanting to serve me papers for court hearings. I have tried to call back and have been told, "The mailbox is full. You have dialed an incorrect number," and then it would hang up. Then my sister and cousin called to say these people called them saying that they were trying to find me and couldn't. I have lived in the same house for 8 years and have been at my same job since 1993. I finally got a hold of someone today who proceeded to tell me that they have 4 cases pending against me and that they have never seen anyone with this many cases. According to them I owe over $2000 for payday loans that I never paid back. The lady was rude and when I proceeded to question her about these cases, she accused me of being rude. I then settled her to give me the court dates and the amounts. She gave me two different companies for the first two but none for the last two.
One of the companies was MyCashNow. I have never heard of them and so I told her to transfer me to the persons who had called me. That is when it took a downhill turn. I asked why they needed my permission to serve the papers. I said that I had never heard of that. Everyone else that is being served is served without their permission. She started getting tangled up and then went back to accuse me of being rude. I told her that I no longer wanted to speak to her but to transfer me to one of the two people who had my case. She told me, that she was in the legal dept and could speak to me. I then told her transfer me or I would hang up. I had to hang up. I then called my best friend who is a manager in the courthouse about checking their docket to see if there were any hearings scheduled for me beginning next week. Of course the answer was no.
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I keep getting calls from 904-559-1505 and very scary enough they do have the last 4 numbers of my social, address and previous work and tell me I made an online loan w/ a payday loan for $3000.00 and want me to pay this debt or I will be garnished. I did call them back and ask for their "Business Number" and they told me to look it up. Just wanted to know if this is a legitimate business??? THANK YOU.
8/16/2016 Rec'd call from Debt Mediation (904-595-6186) said they had tried to mail papers but they came back and needed to get correct address. Gave 904-930-4167 to call back. Said had taken out a PayDay Loan for $450 dollars and they wanted to make a settlement in the amount of $156.36 before it went to court and a garnishment.
Said the phone number they contacted me on was given 3 years ago. Odd thing is, I just got that phone number a month ago lol. They told me the PayDay Loan was with My Cash Now in my city. There is no such place in my city, then she said well it could have been on-line. Corrected her again that I never did. While I was talking, I Googled number and found this site and that it was a Scam. I asked her for her 'Professional Business License #" (which they have to provide per FCC, if asked for) she said she didn't know what that was, but that I needed to pay or I would be garnished.
I then told her that the number she was calling from or on was listed as a Scam, she laughed and said I was funny and she hung up. When I tried to call back, it went to a voicemail and I tried several times. I have reported it and the numbers to the FCC, FTC, FBI and IRS. All have a File on Debt Mediation and those phone numbers. So, if you get one, just ask for their 'Professional Business Number' and when they don't have or give, tell them you are reporting to FCC, FTC, FBI and IRS. You won't get any more calls from them.
Scammers. I received a phone call this morning that I owed $500 to this company for a loan allegedly taken out on 1/6/2010. The account they claimed it was deposited into was closed. They claim they found out when they tried to withdraw the money out of the account.
Contacted by an Eric **, "PMC" & Michael **, "Compliance Officer" that claim that I had taken out a loan and defaulted in fraud because of a "closed" account and a check that bounced. They had my most recent work history, an old address and my social security number, which I immediately reported to a REAL identity fraud agency. Apparently I owed $551.41 and they were giving me a "courtesy call" regarding allegations that they feel were not accurate. They claimed that I would only have an hour to respond or they will take "legal action".
I had a loan, paid it off through one of their collection agencies a year ago and I have documentation it was paid. A year later still getting letters and calls. I am being sued or civil action SAR Assoc in plantation - one in Georgia! THEY ARE SCAMMING PEOPLE FOR MORE MONEY!
I just checked my bank account and a deduction was made for the credit report. I was contacted for a loan in a laughable amount. My loan is for medical expenses.
I'm getting threats over the phone that they are taking me to court for August 4, 2010 loan that I paid in full.
I received a grammatically incorrect threatening email in which I was referred to as the Prime Suspect from someone posing as law enforcement on behalf of Cash tree who I've never heard of. The "officer" spelled his own name differently twice in the same email. They claimed I've been avoiding them but what I found strange is that they had my address but never sent any mail to my house, no phone calls on my cell or job # but you progress to a threat and ask me to reply and call them to make payment arrangements??? As they say I was born at night but not last night.
My last interaction with mycashnow was August 2013 (paid in full) which is when Cash tree claims I took a loan from them.. I think Not!! Now I receive an email asking for $800 to repay a $350 loan that was never taken. These are thieves preying on our fear b/c they have very personal information. This is a scam! Don't reply or click on any hyperlink they provide and do not agree to any terms. A true lawsuit will be issued with a docket number from a court house. I've alerted my bank and closed out the account they had on file. I've filed a report with the BBB and FTC for identity theft. All credit bureaus should also be alerted! Their hope is that you'll be afraid to report them or call them to settle agreeing to things you didn't do and inadvertently providing additional information to them. I hope this helps a fellow victim of this terrible scam!! I believe in Karma..
Took out loans with this company and the finance charges were more than they advised. Paid triple what I had borrowed.
I borrowed funds from the Cash Cow group in 2010. They were paid on time with interest as promised. I paid off the first claim to make it go away in 3-2014. Cheaper than getting an attorney. That is the catch. We lose. Now this month I was suppose to have borrowed again in 7-2010. Another claim I didn't pay. I settled again. This has to quit. I am tired and disgusted at this type of "residual income" made by the company.
I too have received numerous calls from someone who claims to be a lawyer. They say I owe them money for a payday loan. When asked for documentation about this loan, they refused. I checked my bank account for anything during the time that they say I got this loan, but I have nothing in the statement to back up their claim. I have contacted my State Attorney General about this harassment. They don't stop the calls, at home or at work! I hope someone can do something about these people. It's terrible to have to deal with rude people who call to tell you that you're going to jail.
I got a call from a Ms. **, stated that the legal entity of My Cash Now had placed me with them because I owed them $$ and because I had failed to provide proof of payment that they were turning me to the county. She stated that she had all my information - even the address of the computer used to apply. I'll just wait to see, this people are thieves. I hope God forgives them.
I have been contacted by three separate companies beginning in January 2014 in regards to money I "owe" to MyCashNow for a payday loan obtained in May 2011. Unfortunately I paid the 1st company (American Credit Resolution) a settlement amount of $750.00. At this point I feel foolish that I fell for their story but allow me to defend my actions a little. They called me at my office repeatedly until I answered. They were very demanding and rude. At the time I had my Sr. Leadership Team sitting at my conference table. Scared to death and certain of humiliation I stepped out of my office. At that time they told me they were sending out law enforcement to serve me lawsuit documents if debt was not settled immediately. They knew my social, my address (in 2011) and also the names/contact information for my immediate family members and husband. They also referenced the credit union that I have used since high school.
I had used MyCashNow several years back (2009-2011) during rougher times but I had always made payments and did not remember defaulting on a loan. To be honest, May of 2011 was a very stressful time... I ended up unemployed mid-month and was also dealing with the terminal illness of a family member. I was stressed and depressed!! That year is a blur. Is it possible I really owed? I do not know why I did not push harder for answers. I just paid it and moved on. "Closed the book" so I thought. (Can I get that money back if fraudulent? Is there a way to investigate further?)
Then beginning in February 2014 I started getting calls from another firm with the same story. They were attempting to collect a debt on behalf of MyCash Now which was no longer in business. (Can you even collect on behalf of a company that no longer exists?) I tried to tell them that I had settled the debt and even emailed receipts but was told that I must have had "multiple accounts" and that I legitimately owed more money for these old advances. When I asked for dates and amounts which would have supported the loan I seemed to always get the run around. I pulled by bank records for 2011. The amounts and dates obtained did not match up with my bank records. I am not sure how to fight further... I have worked really hard to recover from those tough times.
Then in June 2014 a company called Accelerated Financial Services added a collections account to two (2) of the three (3) major credit bureau in the amount of $717.00. Since I was buying a house at the time this news was especially alarming/disheartening! I disputed the claims. Transunion notified me that they claim was legit. If it is then who did I pay back in January? If it is owed then why can I not get some sort of formal notification stating the date and original amount deposited? At this point I do not trust anyone and am not sure how to resolve. Another agency called me this morning which is what sparked writing this review. I am astonished at how many people have identical stories. I performed a reverse look-up on the number which called this morning (904-351-6939) and it did not tie to a business name and came up in a residential part of Ft. Lauderdale, FL. If anyone call help or offer advice on how to resolve I appreciate it. Thanks!
I received a telephone call from **. The agent claimed I took out a pay day loan for this company in November 2010. She said her name was Investigator Sandy **. Later in the conversation, she claimed she was an attorney. She ended up hanging up on me. I called back. The second person was also extremely rude and hung up on me. I asked for documentation and it refused. It had my personal information but I did not borrow money in November 2010. I intend to report them to my Attorney General.
I recently was contacted by an agency saying they were collecting a debt for My Cash Now and if I did not pay I was going to jail. She knew my social and my boyfriend's name and number. She was very mean and called us bums. We are both out of work right now. She said I was too poor to have a lawyer. When I called back to ask for a document to be mailed to me, she said no. When I ask for something sent to my lawyer, she said they only communicate by fax. Have him fax her. This is not normal at all and I am worried she is trying to scam me out of money. She called 3 times today.
I received an alert on my credit report today saying I had a collection account, it was from Accelerated Financial Solutions. I disputed the claim right away with Transunion and then called the collection agency. She told me I owed a payday loan from 2010 with my cash now for $245. I told her I had never dealt with that company before. She said I had made payments to them for months and still owed them a balance. She wanted me to send a proof of payoff. I asked her to send me a debt verification and she said she already had in April. I did not receive anything. Said she was going to send it again. We'll see I guess. But in the mean time, my credit score took a dump.
I received a phone call from USF - an Ashley ** was telling me that this was in regard to an uncollected amount of $425 that had been placed in my account back on March 14, 2011 and that they are issuing a warrant for my arrest for fraudulent non repayment of funds and other charges. She said I should have gotten a letter in the mail etc. I told her I never dealt with MyCashNow - she advised that she was not there to dispute things with me but to get a statement from me on how I intended to resolve this issue. She said her client had my bank account information, my employer information and my social and that was all that needed to be submitted to the court for proceedings - I told her that I would think that they - the supposed creditor - would have to show proof that money was actually placed into the account.
And since I had already dealt with another collection company about this same company and issue and amount and date, and verified through my bank that the deposit in question was never placed into my account, I would be more than happy to counter sue her company as well as her company for continued harassment that is not justified since I never received the funds. I then hung up on her. I contacted my bank, had them verify that no such amount on or around the date provided was ever done by MyCashNow - total scam... how pathetic!!!
I have been receiving phone calls from (775) 546-5028 for a while. I decided to finally answer it since they never left a message. Like everyone else, the person on the other line was calling from some lawyers office stating that I took a loan out in November of 2010. She told me I owed $347 for a $250 loan. I told her I needed written proof of this. That I did not take the loan out. She had all if my information as far as name. Date of birth and last 4 of my ssn. She told me that she did not have proof to provide me that mycashnow.com is going to take me to court if I did not pay. Then she hung up. When I tried to call back the line was busy. I tried again and my service provider had the recording that the number had been disconnected. So you tell me.....is this a scam? I say yes!
I have received frequent calls from HFS (404)334-7462 at home and work. She said that my local court would be notified. Immediately called back and was told my SSN was involved in something from 2010. Requested that I fax to HighlandSrvs@gmail the documentation proving I satisfied the loan of $100 (that account is closed). I am an analyst and decided to research further and was amazed to find this site showing similar experiences. Glad I GOOGLED!
Someone just called me and they are saying that I owe them a money back 2011. And if I don't pay for it they are going to arrest me or call my lawyer. They know my all information and my last 4 digit account number. When I read all of your review I feel relief because it's only a scam. My bank said that "it's okay that they know my all information as long as you don't give your full account number or your debit card number". And then also when I look at my account back 2011, I didn't see that they deposit a money from my account. So this of kind a scam is "BS". I am so mad at them. They think that I am idiot that I can always just give them my account number. This is the number that who called me 6783672878, 4049006959. from Georgia and it's a debt collector it says in my phone. Please free to add comment. Thank you.
I have received numerous contacts from people supposedly representing MyCashNow. In all cases, I have returned certified letters indicating that I do not owe this company any money. Today I received a call indicating that they were having me arrested unless I paid the debt. When I tried to explain my history with this company, they said I could "explain it to the Judge". When I asked for the name of the firm, they identified themselves as Johnson's Law Firm in Pinehurst Texas, 832.479.5667. This is a scam and this company has not been dealt with.
I have a received a call from a Marlin & Alter Associates LLC today. The men on the phone said I owed MyCashNow for a loan of $400 and I'm being investigated for fraud and will go to jail if I don't pay. But something tells me this is a scam. Is this a scam?
I was contacted by U.S.1 Financial LLC stating I was going to have felony charges against me from a $200 My Cash Now loan I took out in 2010. I asked for information such as bank accounts etc, all they did was provide me generalized or wrong information. This entire thing is a scam and it's scary that people have access to information.
I have experienced the same exact occurrence as everyone. I supposedly took out a payday loan July 19, 2010 with an email address that I never had. It was e-signed and the bank account does not belong to me and is not a valid account at all. I am contacting the Credit Bureau right now!
So today, I was contacted by a Robert ** with Reed White and Associates stating that I owed My Cash Now $1300 and could settle today for $800. I was told that I took out a loan with MyCashNow.com in July 2010 against a Wachovia account. I asked the man what information they had: #1 they had my maiden name. #2 the year the loan was taken out I was unemployed. #3 the address he gave me that was listed on the loan was my current address for which I have lived in all of 3mths. #4 the phone number that he called and left a msg on has only been in service for 2wks but it is on a 4yr old application. #5 the year that was given was the use of the bank account was completely wrong. that account was closed almost 2 yrs before the date on the application.
The man was nice and American, shockingly, but everything that he stated just didn't fall in line with a loan that was taken out in 2010. He asked me about many of my family members which was really weird. It's very scary that people that we don't know have some much of our information and we don't even know it. I say don't pay and don't ever pay until you know for sure that you owe this money. I have never taken out a payday loan from this site. I am not a stupid person but I must admit that they almost got me.
Please don't pay these people. I was looking up the company while talking to them. I asked why isn't there a website for Mycashnow.com. I was told that they were out of business. So still while on the phone with him, I proceed to Google Mycashnow and Mycashnow scams popped into the scroll box. I clicked and found this website. I asked him about the scams and he claims he is unaware of the scams. Hope this helps someone else's case. It surely helped me out. I really was almost scared that the police were going to come and lock me up. Not so worried now.
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