LoanMart Reviews

formerly 800loanmart.com

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About LoanMart

LoanMart connects consumers with the cash they need through several options, including car title loans. Credit issues aren’t a problem. Customers can apply in minutes and get their cash in just hours. Contact LoanMart to see your borrowing options and full disclosures.

Pros
  • Get approved in less than an hour
  • Get funds in as little as a day
  • Good credit isn’t required
Cons
  • High interest rates

Featured Reviews

Louisville, KY
Verified purchase
LoanMart seemed to be straightforward, and their application process was short and straight to the point. The whole process took about four to five hours. The representatives were...

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Dublin, CA
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Angelica provided excellent service! I will do business with you guys again should I need your service. The process was seamless and complete.. Please let Angelica know that she d...

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How does getting a LoanMart title loan work?

To get a title loan from LoanMart, apply on its website, over the phone or in a store. It’s free to apply, and you receive a loan decision with the amount you’re eligible to borrow within an hour.

LoanMart’s title loans are secured loans, which means the company uses your vehicle’s equity as collateral for your loan. You keep your car while you’re paying off the loan. A good credit score isn’t required to apply for or receive a loan from LoanMart. Interest rates range from 36% to 99%, depending on your contract. You need the following information to apply for LoanMart’s title loan program:

  • A car title registered in your name
  • Your government-issued ID
  • Proof of income
  • Proof of residence

If you need assistance during the application process, LoanMart’s loan specialists are available to help. To submit the necessary title loan documents, you can fax, email or even send a picture from your phone.

LoanMart payment options

Once you’ve submitted your documents, sign the loan contract and choose how you want to receive your funds. Your options include:

  • Electronic transfer
  • Check
  • MoneyGram (only at participating locations)

LoanMart FAQ

Is LoanMart available near me?

LoanMart is available in the following states:

  • Arizona
  • Alabama
  • California
  • Georgia
  • Missouri
  • New Mexico
  • South Carolina
  • Utah
Does LoanMart do personal loans?

LoanMart does not offer personal loans. Personal loan amounts are typically decided based on your credit score, while title loan amounts depend on the value of your car.

With LoanMart, your eligibility for a title loan isn’t dependent on your credit score, which makes these loans easier for people with poor credit histories to obtain.

Does LoanMart do payday loans?

No, LoanMart doesn’t do payday loans. Payday loans are typically for a smaller amount and have a quick payment turnaround, whereas title loans are for larger amounts with longer payment plan options.

How do I contact LoanMart?

You can contact LoanMart by calling its customer service telephone number or live chatting with a loan specialist on its website.

Are there multiple LoanMart payment options?

You can receive your funds from LoanMart in any of the following ways:

  • Electronic transfer
  • Check
  • MoneyGram (only at participating locations)

LoanMart also gives borrowers several ways to pay back loans, including:

  • Mailing certified funds or a check
  • Paying by phone
  • Online payments (one-time or automatic)
  • Using the LoanMart app
  • In person at a LoanMart location
  • Cash payment via PayNearMe at participating locations

Is LoanMart legit?

LoanMart offers legit title loans that are easy to qualify for, but its services are only available in eight states and interest rates on its loans can be high. The company's simple application process and quick fund disbursement make it ideal for those who need cash for emergencies and are confident they can pay back the loan. If you’re searching for a title loan company, visit its website to see if its services are right for you.

LoanMart Reviews

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    2 featured reviews
    How do I know I can trust these reviews about LoanMart?
    • 4,643,722 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase
    Punctuality & Speed

    Reviewed March 13, 2025

    I was searching online for a title loan and after reading some reviews, I felt that LoanMart was the best company to go with. The loan application process was straightforward. I applied online by providing details about my vehicle, such as the VIN number and license plate. I even had to take a picture with the license plate to verify ownership. After submitting my requested amount, an agent called to discuss the loan amount I could be approved for. They sent me a UPS form to return with my title, and I received confirmation they would be notified as soon as it was sent. So, they didn't have to wait to receive the title before I receive payment. During my conversation with the LoanMart representative, they inquired about my vehicle’s details as well as went over the Blue Book value of it and the loan amount I needed. Overall, my experience with LoanMart was quick and easy.

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    LoanMart
    Response from LoanMart

    Thank you for the 5 star review! We're happy to hear that you had a positive experience with us. We have worked hard to establish an outstanding reputation for quality service. We truly appreciate your business and look forward to serving you again.

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      Verified purchase
      Customer ServiceStaffProcess

      Reviewed Feb. 26, 2025

      I first learned about Loanmart through the internet and decided to go with them because they quickly approved my application. As soon as I completed the paperwork, they deposited the money. The process was done over the phone with a representative, who seemed knowledgeable and friendly, although their way of talking was a bit different, but I understood. The representative, nelson, was reasonable and answered all my questions, providing pretty good service.

      During the process, I had to upload documents like pictures of my car, the license plate, my ID, and I also had to mail them my car title. I recommend Loanmart, as my experience has been satisfactory so far. I've only made one payment through automatic payment on the phone since joining.

      Overall, I rate Loanmart highly, although the fees make it a bit less attractive. Uploading documents was easy, and I would rate that aspect highly as well.

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      Verified purchase

      Reviewed Sept. 26, 2024

      I found LoanMart on Google and decided to go with it 'cause it worked for what I needed. I was allowed to use my vehicle as collateral for the loan, and for the most part, the lending process was easy. It was easy to navigate the website, but there was a lot of pictures that I had to send, which was a minor inconvenience. I had to take six pictures of the vehicle and I uploaded them to their online portal. Other than that, it was fine. The whole process took like three days, and I was notified via email of the approval.

      The loan was contingently approved. LoanMart had to confirm that I shipped the title. They provided the label for the shipping, so it didn't cost me anything, but in my opinion, I should have just been able to send a picture of the title instead of having to go to the UPS store and ship it to them. However, as soon as it was scanned at the UPS store, then my loan was approved and the funding was in my bank account the next day. At first, I was skeptical of using LoanMart because I didn't know about them, but now that I've used their service, I would tell people that they're a trustworthy company.

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      LoanMart
      Response from LoanMart

      We appreciate you taking the time to review your experience with ChoiceCash. We’re happy to hear that you had a positive experience with us. Thanks again for sharing your feedback.

      Verified purchase
      Customer ServiceOnline & AppStaff

      Reviewed July 14, 2024

      Advance America, a place that I used to do title loans with referred me to LoanMart. The application process was kind of difficult because they needed pictures of everything in certain kind of ways. Some stuff went through. I had to retake pictures of some stuff a different way to prove it was me, and with the vehicle and license plate and driver's license. It was a little difficult because they are a company in California. Overall, it was good. It just took four days, which put me in a bind because I needed the money a little quicker than that. But I was already in the process, so I just continued with it. Customer service was good. All the interactions were good. Everybody that I spoke with and the people that needed the information got back to me right away and received my emails and everything that I sent. Everything went through okay.

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      LoanMart
      Response from LoanMart

      We appreciate you taking the time to review your experience with ChoiceCash. We apologize that the process took longer than you would have liked. We’re glad we were able to help. We truly appreciate your business and look forward to serving you again.

      Verified purchase

      Reviewed July 14, 2024

      I was trying to move and the only thing at that time that I had was my car title. Something came up and I just applied. There were a couple of others but LoanMart seemed to be the better fit for me. The application process was quick. I had to do my title, the pictures and the odometer reading and it wasn’t hard. The representative was very helpful and any questions that I had as far as walking me through it and following up was good. LoanMart had been above and beyond my expectations. I've been able to pay off and reborrow against my loan and even with that, had cheaper payments. If I was going to be late, they were very understanding. There was no hassle about that. I just made sure that if I had a date, I stuck with it. I would recommend that people try LoanMart if they need a loan. The approval odds are good.

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      LoanMart
      Response from LoanMart

      Thank you for providing feedback on your experience with ChoiceCash, Sheyevon. We are thrilled that we were able to help with your financial needs. It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. We’re happy to help whenever you need us again!

      Verified purchase
      Customer ServicePunctuality & SpeedOnline & AppStaff

      Reviewed April 9, 2025

      I had a loan through LoanMart prior to another one. I discovered them through an online search, although I can't recall the specific website. The application process was straightforward and didn't present any difficulties. The customer service team at LoanMart was commendable; my interactions with them were notably positive. A highlight of my experience was the speed at which I was able to pay off my loan, which was quicker than expected. Overall, I would highly recommend LoanMart for their efficient and reliable services.

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      Verified purchase
      StaffProcess

      Reviewed April 8, 2025

      The process was impressively swift, concluding within 24 hours, although there was a slight delay on my end. This efficiency really stood out and left me with no room for complaint; they truly did a commendable job. Securing the loan with LoanMart was a relief as it allowed me to catch up on my bills and manage my finances better, which had a positive impact on my life. Overall, my experience with LoanMart was wonderful, and I would recommend their services to friends or family in search of a trustworthy loan service.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffProcess

      Reviewed April 8, 2025

      The entire application process at LoanMart stood out for its speed and simplicity, making it incredibly straightforward to navigate. In terms of customer service, my experience was equally positive. The rep I interacted with was fantastic and made the process feel seamless.

      My overall experience with LoanMart is a solid 4.

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      LoanMart
      Response from LoanMart

      We appreciate you taking the time to review your experience with ChoiceCash. We're happy to hear that you had a positive experience with us. Thanks again for the positive review!

      Verified purchase
      Customer ServicePunctuality & SpeedProcess

      Reviewed April 8, 2025

      I was impressed with how smooth the application was at LoanMart—straightforward and hassle-free. Their communication was particularly helpful; they explained each step clearly, which made the entire procedure easy to navigate. From start to finish, the process took an hour, largely because I had to spare time to send in my title.

      Overall, LoanMart did a great job. The experience was quick and efficient, providing me the funds I needed without any difficulty.

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      LoanMart
      Response from LoanMart

      Thank you for the 5 star review! It's always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. Thanks again for the positive review!

      Verified purchase
      Punctuality & SpeedOnline & AppStaffProcess

      Reviewed March 29, 2025

      My experience with LoanMart has been really positive right from the start. I came across LoanMart online, and they were the first loan provider I called. Their service was smooth and impressive enough that I didn't feel the need to search further.

      The application process was straightforward, requiring just a few details about my car, and it was handled quickly and efficiently. The representative I spoke with was excellent, displaying a high level of professionalism and providing detailed information. Overall, my experience has been fast, easy, and very satisfying. I would definitely recommend LoanMart to others without hesitation.

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      LoanMart (formerly 800loanmart.com) Company Information

      Company Name:
      LoanMart
      Company Type:
      Private
      Year Founded:
      2001
      Address:
      PO Box 8075
      City:
      Van Nuys
      State/Province:
      CA
      Postal Code:
      91409
      Country:
      United States
      Website:
      www.800loanmart.com