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LoanMart Reviews

formerly 800loanmart.com

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About LoanMart

LoanMart connects consumers with the cash they need through several options, including car title loans. Credit issues aren’t a problem. Customers can apply in minutes and get their cash in just hours. Contact LoanMart to see your borrowing options and full disclosures.

Visit www.800loanmart.com
Pros
  • Get approved in less than an hour
  • Get funds in as little as a day
  • Good credit isn’t required
Cons
  • High interest rates

Helpful Reviews

Dayton, OH
Verified purchase
LoanMart was the only company in the Dayton area that would allow car title loans. They asked basic questions and information when I applied. The whole process took about a day. E...

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Freemont, OH
Verified purchase
I had some fires I had to put out immediately and I needed quick cash to do it. I went with LoanMart and the application process was easy. The process took an hour. The rep I work...

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How does getting a LoanMart title loan work?

To get a title loan from LoanMart, apply on its website, over the phone or in a store. It’s free to apply, and you receive a loan decision with the amount you’re eligible to borrow within an hour.

LoanMart’s title loans are secured loans, which means the company uses your vehicle’s equity as collateral for your loan. You keep your car while you’re paying off the loan. A good credit score isn’t required to apply for or receive a loan from LoanMart. Interest rates range from 36% to 99%, depending on your contract. You need the following information to apply for LoanMart’s title loan program:

  • A car title registered in your name
  • Your government-issued ID
  • Proof of income
  • Proof of residence

If you need assistance during the application process, LoanMart’s loan specialists are available to help. To submit the necessary title loan documents, you can fax, email or even send a picture from your phone.

LoanMart payment options

Once you’ve submitted your documents, sign the loan contract and choose how you want to receive your funds. Your options include:

  • Electronic transfer
  • Check
  • MoneyGram (only at participating locations)

LoanMart FAQ

Is LoanMart available near me?

LoanMart is available in the following states:

  • Arizona
  • Alabama
  • California
  • Georgia
  • Missouri
  • New Mexico
  • South Carolina
  • Utah
Does LoanMart do personal loans?

LoanMart does not offer personal loans. Personal loan amounts are typically decided based on your credit score, while title loan amounts depend on the value of your car.

With LoanMart, your eligibility for a title loan isn’t dependent on your credit score, which makes these loans easier for people with poor credit histories to obtain.

Does LoanMart do payday loans?

No, LoanMart doesn’t do payday loans. Payday loans are typically for a smaller amount and have a quick payment turnaround, whereas title loans are for larger amounts with longer payment plan options.

How do I contact LoanMart?

You can contact LoanMart by calling its customer service telephone number or live chatting with a loan specialist on its website.

Are there multiple LoanMart payment options?

You can receive your funds from LoanMart in any of the following ways:

  • Electronic transfer
  • Check
  • MoneyGram (only at participating locations)

LoanMart also gives borrowers several ways to pay back loans, including:

  • Mailing certified funds or a check
  • Paying by phone
  • Online payments (one-time or automatic)
  • Using the LoanMart app
  • In person at a LoanMart location
  • Cash payment via PayNearMe at participating locations

Still have questions?

Is LoanMart legit?

LoanMart offers legit title loans that are easy to qualify for, but its services are only available in eight states and interest rates on its loans can be high. The company's simple application process and quick fund disbursement make it ideal for those who need cash for emergencies and are confident they can pay back the loan. If you’re searching for a title loan company, visit its website to see if its services are right for you.

LoanMart Reviews

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    2 featured reviews
    How do I know I can trust these reviews about LoanMart?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedStaffLoan ProcessRates

    Reviewed July 9, 2026

    I went to one of the stores where you can apply for a LoanMart title loan and the lady there was really nice. She told me what to do and that was how I started with them. The process was pretty quick and easy, but the interest was kind of high. It was a good experience overall, but there shouldn't be too many people calling at the same time. That made it a little bit like a scam thing. They could also make the interest a little bit better for the people. Other than that, the loan was something that I could pick up at Walmart and there are a lot of Walmarts around, which makes it a good option.

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      Verified purchase
      Customer ServiceStaffLoan ProcessFollow-Through

      Reviewed June 26, 2026

      The person I worked with at LoanMart made the application easy and the process wasn't long. It took 24 hours at the most for everything to go through. I stayed on hold for a long time when I tried to call, but I know it gets busy. Other than that, I got my information and everything that she said was going to happen happened. I also liked getting the money right away in my personal account. They were patient with me and they they've helped me a lot since I've gotten my loan there. If somebody is considering availing their program, they should follow through with everything they say, do it in a timely manner, and be patient.

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      Verified purchase
      TechStaffBillingRates

      Reviewed June 25, 2026

      The application process with LoanMart wasn't easy, but it wasn't hard either. My rep was Samuel and he was knowledgeable. If my kids would need it, I would tell them to go to LoanMart unless they could find a lower interest rate. The rate was a bit high. I should have looked into it before I did it, but I didn't. LoanMart deducts the payment right out of my account and the only thing that upset me was I have asked to get my contract sent to me through the regular mail, but they keep saying that it's online. It doesn't matter if it's online. I can't print it out because I don't have a printer.

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      Contract & TermsPunctuality & SpeedStaffBillingLoan Process

      Reviewed June 9, 2026

      I got in a pinch and was getting a divorce and got injured and broke my back. I was able to get a loan that helped me tremendously. I then got in a car accident that was not my fault and unfortunately was hurt again. it set me back financially and thought I was gonna lose my car. I worked with a representative named Armando #** and he was so helpful.

      I was late on my payment. A lot of times when you are past due the person trying to collect doesn’t even treat you like a person. They just say pay or else. I explained everything to him and he was so compassionate and helpful. We worked together and I got a plan to get current. I can’t say how nice it was to be struggling and be helped then threatened and it makes you want to live up to your agreement because they were fair.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffBillingLoan ProcessRates

      Reviewed May 21, 2026

      I looked up LoanMart on the computer and decided on a title loan since I had a bill I had to pay fast. The process was quick and easy, but I didn't realize the interest was so high until I got all the paperwork. Dealing with the reps was good. It’s just sometimes it was a little hard to understand what they were trying to say. We tried to set up my automatic payment, and the guy said he couldn't do it until after the first payment was made. Then, they said I couldn't pay it off with a credit card. There are a bunch of things that seemed awfully strange when you get a loan. But the customer service has been good and the only reason I wouldn't recommend LoanMart is the interest rate.

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      LoanMart
      Response from LoanMart

      We appreciate you taking the time to review your experience with ChoiceCash. We are happy to have been able to assist you with your financial needs. Thanks again and we hope you'll continue to choose ChoiceCash in the future.

      Verified purchase
      StaffBillingLoan Process

      Reviewed Aug. 1, 2026

      I went to apply for a loan here in Orange City, and I asked them if they do any loans for car titles, and they gave me LoanMart's information. As far as the application process, since I'm old school, everything was new to me online but I was able to get some help from one of my kids. While I still haven't gotten to the website to open what I owe and my payment, the reps who initially worked with me were great. They very patiently helped me.

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      Verified purchase
      Customer ServiceStaffLoan Process

      Reviewed July 31, 2026

      This is my second loan with Loanmart. This experience was better than the first experience. What made this experience different was when I hit a road block they called me and gave me other options that could help complete my loan request. If I need assistance with another loan request I will be contacting Loanmart.

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      Profile pic of the author.
      Loan Process

      Reviewed July 21, 2026

      This company does not have a grace period. So if you don’t pay on the due date you’re screwed. I was in a bad place and needed a loan. So I didn’t read all the small print. So please save yourself some money and keep shopping.

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      Verified purchase
      Customer ServiceStaffLoan ProcessHonesty & Transparency

      Reviewed July 19, 2026

      Luis and his team did an excellent job. They were professional, honest, and nice. The process was easy and was explained very well. Luis told me everything I would need to get the loan. Driver license, title, pictures of car, vin number, odometer, selfie with license plate, I had to upload into the secure site they sent to my email. They sent the label for UPS for me to send them the paperwork.

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      LoanMart
      Response from LoanMart

      Thank you for taking the time to share your experience, Renee. We're happy to hear that you had a positive experience with us. We look forward to assisting you again in the future.

      Verified purchase
      Customer ServiceLoan Process

      Reviewed June 24, 2026

      I slipped and fell at work on January 30th. I was unemployed and had 4,000 in savings. I was looking for other places to get some money, googled title loans and found LoanMart. Their process was pretty simple. I did it over the phone and the process took 15 minutes.

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      LoanMart
      Response from LoanMart

      Thank you for taking the time to share your experience, Michael. We are thrilled that we were able to help with your financial needs. We truly appreciate your business and look forward to serving you again.

      Verified purchase
      Customer ServiceStaff

      Reviewed June 2, 2026

      LoanMart is a great company. The customer service is excellent and they try to work with you. Their representatives have been nice. They helped me.

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      Verified purchase
      Customer ServiceTechPunctuality & SpeedLoan ProcessRates

      Reviewed May 7, 2026

      I learned about LoanMart through Google and the application process to get a title loan was quick. It couldn’t have been more than a day or two. They sent out some paperwork and I sent them documents. The customer service was good and everybody seems legit and solid, but LoanMart should have better interest rates. It’s even more than 100% so it seems a little predatory. I was a little desperate, so I just took what I had to get at that very moment. People should probably go to their bank or credit union to see if they can get something a little bit better.

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      Verified purchase
      Loan Process

      Reviewed May 6, 2026

      I looked online a few years back and found LoanMart. I applied for a loan and it was fairly simple for myself.

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      Verified purchase
      Customer ServiceStaffLoan ProcessHonesty & Transparency

      Reviewed April 30, 2026

      I did a Google search and found that LoanMart was the one that could get the loan done the soonest. I did everything over the phone and then I sent pictures over the internet. The reps were very knowledgeable. They knew what they were doing and they didn't lie to me at all. It was an easy process. I'd highly recommend them.

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      Verified purchase
      Punctuality & SpeedStaffLoan ProcessRates

      Reviewed April 17, 2026

      My experience with LoanMart has been very good. They were the ones I first made contact with and after that, they were very swift. It was efficient. I had my money that day, and we were off to the races, as they say. Everyone was very nice. They've been very good to work with. It's more of a high-interest loan but you know that upfront. It's not anything shady. It's best to pay off the loan as quickly as you can. I’ve added to it a couple of times but I’ve had no issues. LoanMart gets you taken care of. They go through the details with you so you know what your loan payoff is and what's going to happen. They're very thorough.

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      Verified purchase
      Customer ServicePriceRefunds & PayoutsStaffBillingLoan ProcessRates

      Reviewed April 16, 2026

      I don't have a credit history because I'm foreigner. I couldn't get a credit card and I needed to pay my rent. LoanMart was the only one who would give me a loan though for an arm and a leg. They want money on top of things but the process was easy. I had to speak to a representative and finalize paperwork and their customer service is good. However, I was not very happy about everything. The pricing is the worst possible. They do not tell you it's an interest loan, that you pay interest every day you have the loan so you actually never pay this freakin' loan down. I was in the hospital and they towed my car. I had to pay so much for towing service. It is ridiculous. I would never ever recommend LoanMart to anyone.

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      Verified purchase
      Customer ServiceTechPriceRefunds & PayoutsStaffLoan ProcessRatesValue

      Reviewed April 15, 2026

      LoanMart had a better interest rate than most companies. Because living in Texas, there's no stipulation. A lot of these companies, they'll come in, and they'll say, "Sure. We'll let you borrow the money because you're in dire straits, but we're gonna charge you a 500% interest rate." At the end of the day, that $1,000 loan is gonna cost them $9,000. The interest rate of LoanMart was still high, but they were the fairest of the others, which is why I was drawn to them.

      The lending process was tedious, though. It was a lot of, "Now, you've got to go send this. Now, we need this paper. No, you have to sign this and return it." In the few loans I've got in the past, it's been eSign. Money is in my bank account. They get what they need, and it's done. But with LoanMart, I was on the phone with the lady for an hour and a half going, "All right. Let me go back to the UPS store so I can fax this to you." It was a lot of running around. But in my opinion, the interest rate made it worth it. At the end of the day, a couple of trips here and there is worth the money I would save in interest. The rep I worked with was great. She did a great job. She answered all my questions. There were no delays and no "let me get back to you." It was just pretty straightforward, "This is how it is," which I appreciated.

      However, ever since I took out my loan with LoanMart, I have received 150 letters from 150 vendors. But, if someone was in dire straits and needing funds for emergency purposes or for whatever reason that they're in, their best bet is LoanMart due to the fact that their interest rates are lower. It's gonna help them save a little money, and perhaps they may be able to find themself in a position of being able to get out of debt and find themself in a better place easier than they would using any of these other loan companies that are out there, and there's a thousand.

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      Verified purchase
      Customer ServiceContract & TermsPricePunctuality & SpeedStaffBillingLoan ProcessRates

      Reviewed April 9, 2026

      I had some bills, and I'd seen about loan titles on the media. I applied with LoanMart. They wanted pictures of the car, and then they said I had to send them a copy of my pay. They wanted a picture of where I live, a picture of me, and a copy of my driver's license, and they asked if I was employed and some more questions about my income. They asked if I live alone or if I was family-oriented. It went through like a regular loan process. All I had to do was call them, and they answered my questions. I didn't have any problems with them answering my questions. They also gave me two numbers that I could call, and I went right straight through it.

      The loan process took almost a whole day because when I contacted them, it was late in the afternoon, and that's California time. They told me to send all my information through and they sent me an envelope overnight where I had to take to FedEx. It didn't cost me anything. I took it to a FedEx store, and it went right through. Before 1 o'clock my time, everything was settled. I didn't have any problems with the service. The only thing is the price was a little steep. So, I would tell others to really think about it. If they can't afford it, they should not do it. If they are in a crunch because they need money, and they know upfront that they cannot afford the price and are not gonna be able to make those payments, they should not do it because it would not be the type of loan that they would need.

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      Verified purchase
      StaffLoan ProcessRates

      Reviewed April 4, 2026

      I needed the money and this is the second time I’ve gotten a loan from LoanMart. I knew I could qualify using my truck, without needing credit. The lending process was fine, and the person who helped me was good. But the interest is high, so I plan to pay the loan off within two months.

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      Customer ServiceContract & TermsSales & MarketingLoan Process

      Reviewed March 27, 2026

      Look at the 1 star reviews. Run away from this company!!! This company is a scam and should put below the market. All the 5 star reviews are fake. Look at the real ones and research this company and you’ll see the truth. They will have you in a loan forever if they could. You paying monthly but your loan balance is still rising. Been paying on a Balance of $3323 since October 2026 and been paying on time, and it’s March 2026 and they saying I still 3300.

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      Verified purchase
      PricePunctuality & SpeedStaff

      Reviewed March 26, 2026

      I liked that LoanMart has a fast process. During the application process, they asked me to submit the title of my vehicle and they asked me for my driver's license. Their representative was professional. Overall, my experience was great, but it was costly.

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      Verified purchase
      Customer ServiceStaff

      Reviewed March 25, 2026

      The representatives at LoanMart have been great. They're just very pushy. They'll call you and then try to tell you that an offer is just for that day. Then they’ll call and call you. Overall, the application process was okay.

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      Verified purchase
      Rates

      Reviewed March 21, 2026

      The application process at LoanMart was good. It only took a couple of hours. The rates and terms I got were fairly decent as well.

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      Verified purchase
      Customer ServiceLoan ProcessRates

      Reviewed March 20, 2026

      I knew about LoanMart at CheckSmart and I shouldn't have gotten a loan because the interest rate is high. It’s hell now and others shouldn’t do it. The customer experience sucks. They are rude and call too much.

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      Verified purchase
      PricePunctuality & SpeedStaffLoan ProcessRates

      Reviewed March 19, 2026

      It was wonderful and enjoyable to work with LoanMart. I first saw them on the internet and when I applied for a loan, the process was easy due to the prompt with instructions. Their reps were friendly, courteous, and patient. Their price was excellent as well.

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      Verified purchase
      Customer ServiceStaff

      Reviewed March 8, 2026

      LoanMart was more convenient and easier to deal with than the other company, and the advisor helped me. When I was trying to get things finalized, they answered the phone and were easy to get ahold of. It was a good experience.

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      Verified purchase
      Customer ServicePunctuality & SpeedBillingLoan ProcessRates

      Reviewed March 6, 2026

      I needed to put a down payment on a payment on a HVAC, which was $8,000, and I had been sick for a year. So, I was really behind on everything. I applied for a title loan of 3,500 with LoanMart and they came through with the cash pretty quickly. At the time, I was sleeping in the winter with a small Amish heater and they gave me the opportunity to put the money down to get a HVAC. So, they came through for what I needed.

      The monthly on my loan is 350 and I'm likely going to pay it off next month. I had a good experience with LoanMart and I don't remember anybody being unfriendly. If you need money fast and you can pay it off fast, you can go to LoanMart. They don't do a credit check and they do it rather fast at a high interest rate. They don't ask for an exorbitant amount of documents, like income documents, but I had that ready to go. And you didn't have any underwriters calling and telling you that you're missing this and that.

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      Verified purchase
      Customer ServicePriceStaffLoan Process

      Reviewed March 5, 2026

      I saw LoanMart on the internet and when I asked some questions, they were serious. I got a title loan from them when I had an emergency. It was easier to get help from them. The application process was a little bit hard but it had to be that way because we were talking about something expensive. Everyone I talked to was kind, good and specific with the information. I loved it. The customer service was excellent. It’s been great with LoanMart and I’d recommend it to anybody.

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      Verified purchase
      Online & AppStaff

      Reviewed March 4, 2026

      I've had three experiences with LoanMart and all of them were good. I applied online and I never had any problem. It was easy to pick what I needed on their website and when I talked to their reps, they were always nice. They were professional, courteous, and precise. They always do exactly what they say and overall, I would recommend them.

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      Verified purchase
      Customer ServiceStaffBillingLoan Process

      Reviewed Feb. 27, 2026

      I needed some funds and I was looking around. I needed just a certain amount of money which I got from LoanMart. They processed the loan very well and I got it in a good amount of time. The lending process took a while because I'm long distance. They're in California and I'm in Florida. So, I had to scan the paperwork, send it, scan it, send it, and ask questions. It took a while for them to address any question or concern that I've had come up, but they did well. Processing it was good, but when I had a question, I couldn't find a representative. They kept tossing me around and they finally said, "Well, get ahold of our customer support and somebody there will help you."

      I'm used to having one person. So, I haven't talked to the one that got me the loan and helped me since. I've talked to everybody else, and that was what really upset me. They were moving around from person to person. So, since, I've talked to four different people. I had to ask them who is my main point of contact, and then they were hemming and hawing. I said, "No, don't hem and haw on me, please, all right? I'm 75 years old. I've been through life. Tell me who my contact is in case I have a problem or I wanna know what's going on."

      I called and I got the specific lady who helped me. I even wrote her an email and told her I needed a specific contact. It's not that easy to actually get a person on the line right away. I have to email first to a customer support team, and I always get somebody different when I contact this customer support team at LoanMart. I'm doing fine now. I'm making my payments every month and I'm good to go.

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      Verified purchase
      Customer ServiceStaffLoan Process

      Reviewed Feb. 26, 2026

      I was gonna apply for a loan with another company because it's a little bigger here in Texas, but then when I searched title loan on Google, LoanMart occurred first. I went to them and the lending process was really easy. The reps really helped me. If I needed something, they told me how to do it and how to submit everything. They called me every 10 minutes to see if I was able to get through everything, and whatever I asked, they told me the right answer for it. I was approved within a day.

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Feb. 24, 2026

      I had some fires I had to put out immediately and I needed quick cash to do it. I went with LoanMart and the application process was easy. The process took an hour. The rep I worked with seemed like he knew what he was doing, and he seemed pretty nice. As soon as they had the paperwork, I had the funds in my bank within half an hour. So far, I would recommend them. They're decent to work with, understanding, and knowledgeable, too.

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      Verified purchase
      Punctuality & SpeedStaffLoan Process

      Reviewed Feb. 10, 2026

      LoanMart was the only company in the Dayton area that would allow car title loans. They asked basic questions and information when I applied. The whole process took about a day. Everything was pretty thorough. LoanMart helped me get the loan out that I was acquiring to help take care of business. They were fast and accurate.

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      Verified purchase
      Loan Process

      Reviewed Jan. 31, 2026

      I got a title loan from LoanMart and it was for Christmas. It went fine. The lending process took about eight hours.

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      Verified purchase
      Staff

      Reviewed Jan. 30, 2026

      LoanMart helped me a lot. The application process was easy and I got the funding straight away. The total process took 10 minutes. I worked with a very nice representative.

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      Verified purchase
      Customer ServiceMaintenanceStaff

      Reviewed Jan. 12, 2026

      I found LoanMart online and when I decided to apply, the process was fair. The communication could improve though. The rep spoke in broken English and there were times when my calls went unanswered. They send them automated calls on Sundays, and I’m unable to follow up since their office is closed.

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      Verified purchase
      Customer Service

      Reviewed Jan. 11, 2026

      Everything was perfect in my experience with LoanMart. The application process was lengthy but it was not bad.

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      LoanMart
      Response from LoanMart

      We appreciate you taking the time to review your experience with ChoiceCash. We are happy to have been able to assist you with your financial needs. Thanks again for sharing your feedback.

      Verified purchase
      Punctuality & SpeedStaffLoan ProcessTransparency

      Reviewed Dec. 23, 2025

      The process was very easy and simple. They didn't ask for much as long as you have your vehicle title, you take pictures of your car license plate, and that's pretty much it. Honestly, it felt almost sketch just because of how easy it was.

      The lending process was quick. I remember trying to go to FedEx but couldn't because they were closed, possibly due to the holiday season, but overall the turnaround was fast.

      I worked with the loan officer named Leslie, and she was professional and helpful. No matter what, she was there to help me out. She never made me feel like I was being annoying, even if I didn't understand something or asked questions more than once. It was a stressful time for me and she was patient and supportive throughout. I really appreciated her.

      One thing that could be improved is having more places to withdraw funds beside Walmart, although Walmart is widely, so it still worked out. I also appreciated that when we reviewed my vehicle information, they adjusted the loan amount. I had estimated my mileage at 164, but it was actually 146. Once that was corrected, they increased the amount that I received, so they didn't just leave it at the original figure.

      Overall, the experience made my life easier. I was late on my first payment and had to double up later, but the process itself was smooth, and I didn't have problems. I plan on continuing to build my credit, and they approved me even though my credit was low based on my vehicle.

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      Verified purchase
      Loan Process

      Reviewed Dec. 17, 2025

      I I got a title loan through LoanMart. I didn't get very much money, only $2,500. I didn't have any problems with the application, but the complete process could have been explained better. They tell you what they’ll need, but they weren’t thorough with it. It just made sense as I was going through the process. I wish I knew some things at the onset that maybe would have made a difference whether I use LoanMart or not. They give a good taste of the sizzle, and a little bit later on, the complete steak. I don't think it was bad. That's the way they're trained and that's their process. They could discuss it in a training meeting. Going through the process, I don't have any problem recommending anybody to LoanMart.

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      Customer ServiceStaff

      Reviewed Dec. 6, 2025

      I had a not so pleasant and pleasant experience on 12/05/2025. I was speaking with a representative that was not helping me to the best of what a good customer service should. As I was speaking with this rep feeling defeated, I noticed a call from a number that came in my phone the other day and told the rep thank you but I had another call that I needed to take. Well upon answering the call, it was another rep from LoanMart. Let's just say the next rep that I was on the line with, went above and beyond his job description and gave me more confidence and assurance with the answers that I needed!!! Great job Team LoanMart!!!

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      LoanMart (formerly 800loanmart.com) Company Information

      Company Name:
      LoanMart
      Company Type:
      Private
      Year Founded:
      2001
      Address:
      PO Box 8075
      City:
      Van Nuys
      State/Province:
      CA
      Postal Code:
      91409
      Country:
      United States
      Website:
      www.800loanmart.com