LoanMart Reviews

formerly 800loanmart.com

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About LoanMart

LoanMart connects consumers with the cash they need through several options, including car title loans. Credit issues aren’t a problem. Customers can apply in minutes and get their cash in just hours. Contact LoanMart to see your borrowing options and full disclosures.

Pros
  • Get approved in less than an hour
  • Get funds in as little as a day
  • Good credit isn’t required
Cons
  • High interest rates

Featured Reviews

Louisville, KY
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LoanMart seemed to be straightforward, and their application process was short and straight to the point. The whole process took about four to five hours. The representatives were...

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Dublin, CA
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Angelica provided excellent service! I will do business with you guys again should I need your service. The process was seamless and complete.. Please let Angelica know that she d...

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How does getting a LoanMart title loan work?

To get a title loan from LoanMart, apply on its website, over the phone or in a store. It’s free to apply, and you receive a loan decision with the amount you’re eligible to borrow within an hour.

LoanMart’s title loans are secured loans, which means the company uses your vehicle’s equity as collateral for your loan. You keep your car while you’re paying off the loan. A good credit score isn’t required to apply for or receive a loan from LoanMart. Interest rates range from 36% to 99%, depending on your contract. You need the following information to apply for LoanMart’s title loan program:

  • A car title registered in your name
  • Your government-issued ID
  • Proof of income
  • Proof of residence

If you need assistance during the application process, LoanMart’s loan specialists are available to help. To submit the necessary title loan documents, you can fax, email or even send a picture from your phone.

LoanMart payment options

Once you’ve submitted your documents, sign the loan contract and choose how you want to receive your funds. Your options include:

  • Electronic transfer
  • Check
  • MoneyGram (only at participating locations)

LoanMart FAQ

Is LoanMart available near me?

LoanMart is available in the following states:

  • Arizona
  • Alabama
  • California
  • Georgia
  • Missouri
  • New Mexico
  • South Carolina
  • Utah
Does LoanMart do personal loans?

LoanMart does not offer personal loans. Personal loan amounts are typically decided based on your credit score, while title loan amounts depend on the value of your car.

With LoanMart, your eligibility for a title loan isn’t dependent on your credit score, which makes these loans easier for people with poor credit histories to obtain.

Does LoanMart do payday loans?

No, LoanMart doesn’t do payday loans. Payday loans are typically for a smaller amount and have a quick payment turnaround, whereas title loans are for larger amounts with longer payment plan options.

How do I contact LoanMart?

You can contact LoanMart by calling its customer service telephone number or live chatting with a loan specialist on its website.

Are there multiple LoanMart payment options?

You can receive your funds from LoanMart in any of the following ways:

  • Electronic transfer
  • Check
  • MoneyGram (only at participating locations)

LoanMart also gives borrowers several ways to pay back loans, including:

  • Mailing certified funds or a check
  • Paying by phone
  • Online payments (one-time or automatic)
  • Using the LoanMart app
  • In person at a LoanMart location
  • Cash payment via PayNearMe at participating locations

Is LoanMart legit?

LoanMart offers legit title loans that are easy to qualify for, but its services are only available in eight states and interest rates on its loans can be high. The company's simple application process and quick fund disbursement make it ideal for those who need cash for emergencies and are confident they can pay back the loan. If you’re searching for a title loan company, visit its website to see if its services are right for you.

LoanMart Reviews

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    2 featured reviews
    How do I know I can trust these reviews about LoanMart?
    • 4,697,285 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServicePriceStaff

    Reviewed June 25, 2025

    LoanMart is fantastic. They were the first ones I saw online and they were the easiest to deal with, so I went to them. The experience began online, where I found their platform straightforward and intuitive to navigate.

    Having worked with their representative, Cynthia, I can confidently say that she was fantastic. Her customer service was exceptional and significantly contributed to the smoothness of the process. Despite the annual percentage rate being on the higher side, the overall interaction was satisfying, which is why I have returned to LoanMart. I had a loan with them before as well.

    Given my experiences, I would certainly consider using them again if the need arises. Rating the experience overall, I'd assign it a definite 5 stars, a reflection of the superb service provided by Cynthia. However, due to the cost factor—particularly the high fees—I'd rate the price aspect a 4. Overall, LoanMart has proven to be a reliable choice for me.

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed May 21, 2025

      At the beginning, my experience with the loan officer, Nelson, was excellent; he was incredibly helpful. However, I've encountered persistent issues with their auto-pay setup. I was enrolled in auto-pay, and yet I received a late payment notice on my credit report. Despite calling them and being assured that it would be resolved, the late payment mark hasn't been removed from my credit report, although they did waive the late payment fee.

      Furthermore, while LoanMart mentions that you can refinance your loan after a few payments, I've now had my loan for nearly six months and each time I inquire about refinancing, they consistently tell me to wait another month. This recurring during-call directive has been disappointing.

      While the service and interactions with the loan officer were great, the unresolved issues with auto-pay and refinancing hinder my overall satisfaction. Thus, considering these ongoing frustrations, I'd rate my experience with LoanMart around a 4 out of 5.

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      Verified purchase
      Punctuality & Speed

      Reviewed March 13, 2025

      I was searching online for a title loan and after reading some reviews, I felt that LoanMart was the best company to go with. The loan application process was straightforward. I applied online by providing details about my vehicle, such as the VIN number and license plate. I even had to take a picture with the license plate to verify ownership. After submitting my requested amount, an agent called to discuss the loan amount I could be approved for. They sent me a UPS form to return with my title, and I received confirmation they would be notified as soon as it was sent. So, they didn't have to wait to receive the title before I receive payment. During my conversation with the LoanMart representative, they inquired about my vehicle’s details as well as went over the Blue Book value of it and the loan amount I needed. Overall, my experience with LoanMart was quick and easy.

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      LoanMart
      Response from LoanMart

      Thank you for the 5 star review! We're happy to hear that you had a positive experience with us. We have worked hard to establish an outstanding reputation for quality service. We truly appreciate your business and look forward to serving you again.

      Verified purchase
      Customer ServiceStaffProcess

      Reviewed Feb. 26, 2025

      I first learned about Loanmart through the internet and decided to go with them because they quickly approved my application. As soon as I completed the paperwork, they deposited the money. The process was done over the phone with a representative, who seemed knowledgeable and friendly, although their way of talking was a bit different, but I understood. The representative, nelson, was reasonable and answered all my questions, providing pretty good service.

      During the process, I had to upload documents like pictures of my car, the license plate, my ID, and I also had to mail them my car title. I recommend Loanmart, as my experience has been satisfactory so far. I've only made one payment through automatic payment on the phone since joining.

      Overall, I rate Loanmart highly, although the fees make it a bit less attractive. Uploading documents was easy, and I would rate that aspect highly as well.

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      Verified purchase

      Reviewed Sept. 26, 2024

      I found LoanMart on Google and decided to go with it 'cause it worked for what I needed. I was allowed to use my vehicle as collateral for the loan, and for the most part, the lending process was easy. It was easy to navigate the website, but there was a lot of pictures that I had to send, which was a minor inconvenience. I had to take six pictures of the vehicle and I uploaded them to their online portal. Other than that, it was fine. The whole process took like three days, and I was notified via email of the approval.

      The loan was contingently approved. LoanMart had to confirm that I shipped the title. They provided the label for the shipping, so it didn't cost me anything, but in my opinion, I should have just been able to send a picture of the title instead of having to go to the UPS store and ship it to them. However, as soon as it was scanned at the UPS store, then my loan was approved and the funding was in my bank account the next day. At first, I was skeptical of using LoanMart because I didn't know about them, but now that I've used their service, I would tell people that they're a trustworthy company.

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      LoanMart
      Response from LoanMart

      We appreciate you taking the time to review your experience with ChoiceCash. We’re happy to hear that you had a positive experience with us. Thanks again for sharing your feedback.

      Verified purchase
      PriceStaff

      Reviewed July 8, 2025

      Very helpful staff during process and immediate funding once paperwork is completed. Easy process to follow and staff will guide you if needed. Interest rates are high, but that is expected in these types of transactions... I would use again if I needed to.

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      Verified purchase
      Staff

      Reviewed June 28, 2025

      Couldn’t be happier with the quality of service and professionalism from everyone I worked with. Especially Maria who helped me tremendously navigate the photo upload process. I would have been lost without her. Thank you! Everyone went out of their way to make me feel secure and confident in the loan process.

      Peter

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      LoanMart
      Response from LoanMart

      Thank you for the 5 star review! We're glad we were able to assist and happy to hear Maria provided you with the 5-star service we strive for. Thanks again for the positive review!

      Verified purchase
      Staff

      Reviewed June 25, 2025

      I'm very pleased with LoanMart's services. I did a Google search and found it. I applied for a title loan, and their lending process was impressively efficient—I was able to complete everything in about a day, which was a pleasant surprise. The support I received from their representatives was also commendable, with professionalism displayed throughout our interaction.

      What I particularly liked was the ease of meeting their requirements. All I needed to provide were my pay stubs, a picture ID, and some photos of my vehicle and the title. It was so straightforward, and I didn’t even have to present my car in person.

      As for how this experience impacted my life, it was significant in easing my financial load, making LoanMart an option I'd readily recommend to friends or family. It’s a very good place to borrow money.

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      Verified purchase
      Customer ServicePriceOnline & AppProcess

      Reviewed June 25, 2025

      I went online and picked LoanMart for a title loan. The process was straightforward, and my interactions including those with my loan officer, Louis, were satisfactory.

      The entire process was conducted online, which worked out well for me. I found their website fairly easy to navigate, even though I'm not particularly tech-savvy. While it did require me to upload quite a few documents, the task was manageable. The customer service, particularly my interaction with Louis and others, was commendable.

      I had a pleasant experience, and I perceive LoanMart as a good company to work with. Based on the quality of service and ease of their online platform, I'd likely give them a strong rating. In terms of cost and fees, while not perfect, they were reasonable considering the industry standards.

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed June 25, 2025

      The entire lending process with LoanMart was incredibly smooth, taking just a couple of days from application to approval.

      I worked with a few representatives, and although I can't recall the exact names, everyone I interacted with was fantastic. There was this agent, Victoria, who truly stood out with her helpfulness. I'm not certain of her direct connection to LoanMart, but she seemed to be a consultant or some kind of partner.

      Overall, the experience made my life considerably easier as I had car repairs to take care of and I was able to get the money I needed quickly. I now recommend LoanMart to friends and family who might need a loan, sharing with them the seamless and easy experience I had.

      Thanks for your vote!
      LoanMart
      Response from LoanMart

      Thank you for the 5 star review! We're happy to hear that you had a positive experience with us. We have worked hard to establish an outstanding reputation for quality service. We're happy to help whenever you need us again!

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      LoanMart (formerly 800loanmart.com) Company Information

      Company Name:
      LoanMart
      Company Type:
      Private
      Year Founded:
      2001
      Address:
      PO Box 8075
      City:
      Van Nuys
      State/Province:
      CA
      Postal Code:
      91409
      Country:
      United States
      Website:
      www.800loanmart.com