500FastCash Reviews

I am give this company one star … because they never give people option to choose to make payments like first thing but they force to pay all once as first agreement like I said. What if people can’t afford it but they should give a chance to make 3,, 4, 6 months payment plan with no interest charge or no interest increase but they should include in documentation but wait until end of payment, boom! That's total ripoff!! So I am customer for this loan for long time but it should never happen but it happened so I decided to quit this loan for good.. I borrowed 900 but pay back 1170 but 270 each 2 weeks charge that’s over 1700 I paid for (900) I received.

This company is already paying over a billion for deceptive practices and illegally charging customers undisclosed and inflated fees. Yet the company is still up and running several years later. I took out a loan not knowing any of this. Each debit from my bank account has been accompanied by an INTERNATIONAL TRANSACTION FEE. This lender is supposed to be tribally owned - where's the tribe located? Norway? Japan? Antarctica? No mention of an international transaction fee in the loan docs. Sounds like they haven't really learned a lesson yet.

If you are like most you're going to have to need a loan once on your life, if you do please be aware and never get it here. I borrowed 650 because I was in desperate need. I have been paying them off the minimum of 200 for 1 year. My remaining balance is 1040. I have no job at the moment. My only income is child support. I call them trying to come up with an agreement because I am tired of paying the minimum and not going towards the principal balance. They give me my 2 options which is pay the minimum or pay the remaining balance. Spoke to a few agents none could help me, spoke to the manager even worst. So I'm stuck in the same cycle with no help just because I borrowed 650. There should be a law against this.

I made a VERY foolish decision in taking another loan with this company, after I had taken one with them two years ago, paid off that loan and requested that they NEVER, EVER contact me again. I became very ill earlier this year and had mounting medical expenses. During this time, I had an issue with my vehicle that needed to be repaired before I could get my registration renewed. Lo and behold... 500FastCash contacted me. Stupid me... I took another loan with these predators. It wasn't a large loan, ($600.00), but; the amount of interest they charged on this loan is mind boggling.

I'm being scam from two people, one name Luis ** and Stefanie **. They both claim I took out Payday loans and I need to pay them back money pak card and western union. They're calling my job, hanging and harassing me everyday.

I borrowed $200 from this company this year and it took forever to pay it off! There were a few times I could not make the payment and tried to get them to work with me to no avail. Non-sufficient funds were added from the bank and 500FastCash making the loan really expensive. I will never do business with them again!

I had been using their loan service for about 7 years. If I had an issue arise that I needed to get an extension on the timing of when the money was to be taken out of my acct., they had always helped... TILL LAST YEAR! I had an emergency and called 4 days prior to the withdrawal requesting if they could hold off for a week and then do it. I was told that I would have to default and get into collections for them to help me. I asked them why do I have to do that. They claimed that is what needed to be done before they could help me. I informed that a few years back, I didn't have to do that and they just moved the withdrawal out a week. They refused and on the original date for the withdrawal, it bounced causing my bank to charge their fees.

I did not know that for every 100.00 the fee is $30.00 and on a 600.00 turned into a 1400.00 payment leaving me borrowing money to pay my rent. I called them in June for help and they were so rude and ill mannered that I was disgusted with them and told them never again will I borrow from them, and as soon as I am finished with my payments I do not want to call me. They are no good. They do not exp. to people and they should be out of business.

Like everyone else, after 3 months, a $500 loan ended up with a balance of $790! Their collection department is rude and I, too, will be reporting them to my Attorney General.

Never ever get a loan from them. I borrowed $400.00 from them in December of 2012. Almost 3 months later, with them withdrawing $135.00 twice a month, I still owe over $520.00. Be careful! Never will I do this again.

I still have a balance of $325.00, with a monthly payment of $125.00. $50.00 goes to the principal and $75.00. The loan originated 05/2012. I was told "I" was responsible for scheduling the loan repayment and because I'm paying the "minimum" each month, the loan is (according to the CSR I just finished up with) taking longer to repay. Well, duh. Only another $812.00 until I pay off the $325.00 (6 more months). This loan firm is what everyone should consider as a "Predatory Lender." Why? It clearly shows on the very first page of the loan documents "Amount Loaned" $500.00. "Amount to be “financed" $650.00. I plan on filing a complaint with my states Attorney General (who has a great disdain for predatory lenders) along with the BBB and the FTC as well. Stay as far away from this company as you possibly can. They are in the Money Mutual network of lenders.

As a teacher, it gets tough during the summer. As a result, I borrowed $390 from 500FastCash. Today, December 10, 2012, I found out that after making my four payments that none of them are going toward the balance. The rude manager informed me that those were just fees for establishing the loan and that to pay it off, I have to make one payment in the full amount. I'm extremely disappointed that companies are can had within their legal terminology and take advantage of the people.

Excessive fees - In July, I did an online application to 500FastCash on July 30th. $300.00 was deposited into my account. As of November 30th, they have taken out $825.00 - more than double the amount borrowed.

Ripoff company. I took a $200 loan from these guys. Not only did I receive only $150, I was charged $45 every 2 weeks with none of that money going towards the loan. After withdrawing $180 from my account this week, they withdrew $45 plus a second withdrawal of $50. They stated that's a "payoff amount." I spoke with a rep and asked her why this was done, and she stated the terms was in an email sent to me. I informed the rep that I received about 5 emails confirming my loan and that was it. This company should be shut down. They are crooks.

I took a $300 loan from this company in June 2012. The payments started in July 2012, so I paid them every pay date which is 2x a month ($110 sometimes$145). After several payments I thought my loan should be paid off. Then, when I checked my bank account this Oct. 2012, they charged me again $110. I called them and said that I still owe $125 which I don't understand. They said I was only paying for some charges of $90 and the loan payment is $50. I paid $110 2 times every mo. for 4 mo. My payments never ends. The $300 loan ends up with $1000+. I asked them to explain it and they never did. Don't ever go to this payday loan. They will milk your bank account. They are very rude to people too. I just hope and pray they will burn in hell.

I took another short-term loan out with 500FastCash. I had previously taken out a loan with them. I made timely renewal fee payments, which were outrageous fee, but had no choice and paid them. I took another loan out after paying that one and unexpected events took place. My bank account went into negative and I was upfront with the lender. Still, they continuously ran ACH debits. I tried working out a payment plan but they refused. They were rude and they even threatened me.

I got 4 dollar loan. I paid 520 dollars to these people and they keep calling my family members. My family don’t want them calling. I was paying $120.00 then went up to 170 dollars for a 4 dollar loan. I would have paid over a thousand dollars for a 4 dollar loan.

I borrowed $500(payback of $650) from them which I understood that I could payback in increments of $150 a pay period. Well, now that I have almost finished paying them, they said my balance is still $650 as I was only paying the finance charges.

I have received repeated phone calls from them at my place of employment. I asked them to stop calling me at work, but they still keep calling me. I also asked for proof of debt and I have received nothing. How can I get the calls at my place of employment to stop?

I am admitting that I applied for a loan of $100 on line like a dummy. I was desperate. I had no food. I agreed to pay back $125 in 2 payments that would be taken out of my checking account. I only rec $75 but I at least was able to buy food. Yesterday, I learned that $315 was trying to be taken out of my checking account over and over and over. It had occurred several NSF charges. I found out that this was this company. I called them and they said it was advanced Payday loan company which I did not know and I do believe that they are illegal in NC.

After searching online for a loan to consolidate my current credit cards, I was referred (by one of the sites that help you find a loan) to 500FastCash. With my credit being fairly poor, I looked at it as an only option. I applied and accepted the first loan of $300 on 01/18/2010. The interest was about 479% APR which brought the amount due (on 02/18/2010) to $390. After receiving and paying off this loan, I had to take a second loan. I thought the first would help out get me some what back on track but it didn't.

I had made a loan of $250.00 on 12/28/2007. As of 3/14/2008, I have already paid a total of $350.00 and in their website, I still owe $110.00 for the 3/28/2008 pay period. This was not our signed agreement. The agreement was $25 to $30 fee for every $100.00. Please help. I had Chapter 7 discharged in 2006 and I'm just trying my best to build credit again. Thank you very much.

This is a fast loan company and my first authorized withdrawal was for $140 but they withdrew $390. I called right away and 500FC admitted mistake over phone, asked me to fax bank statement showing error and they rectify error within 2 hours. Well it's 2 days later and all I've gotten was the BIG RUN AROUND.