Uprova Reviews

My experience with this company so far hasn’t been too bad. I read many of the reviews so I was kinda scared to accept. I really needed the help so I went ahead and accepted a smaller amount than what I was approved for and my money was sent within few minutes, very fast and hassle free. I understand this is a business and they do charge more than what other companies charge but honestly I just appreciate the help at a time that I really needed it! I recommend if you need the help then only take what you need. That way you will not owe as much. Thank you UPROVA for your help.

The annual percentage rate was a whopping 542.05% for an $800 loan. If I had the payments, I would have had to pay back at total of $3105.08!! That’s highway robbery and my credit isn’t even that bad! I just needed funds quickly. The process was easy…a little too easy. You know what they say, if it’s too good to be true, it probably is. I applied and was approved the same day. I selected the next-day funds option and received the funds of $800 timely, by direct deposit.

I don't understand how borrowing 1200 equals paying back 4699! I do not understand why these people would do this to someone. If I had that kind of money to throw away, I wouldn't need their loan. They say they are not a payday loan company, no...They are 1000% worse than any payday loan company I have ever used. This is criminal behavior and they are allowed to do this without fear of consequences. Read the fine print, no matter how desperate things may seem where you need a loan, it will be worse if you are actually approved. It's better if you're denied.

First off, positive reviews on other sites have to be bogus. Plus Uprova will flag factual reviews and websites like Trustpilot will remove them. This is why their reviews are seemingly glowing when in reality, this company is using predatory practices to entice people who are in need of unethical loans. If you are in a financial bind, do what you can to get money elsewhere. If no other options, use this service only if you plan on paying loan in full immediately.

THERE IS A CLASS ACTION LAWSUIT GOING ON WITH THEM CURRENTLY. And if you don't believe me then please google WALTON vs. UPROVA CREDIT LLC. I took a loan through them because I am a single mom of three children struggling to make ends meet. My loan agreement clearly states that I am to pay $265 BI-WEEKLY and noticed that last two times they have taken money from my account is has been a total of $288. I called them and they said I am charged more money now because I changed my scheduled payments to BI-WEEKLY when my loan document clearly states that it was already set at BI-WEEKLY. Not to mention the 430.71% interest rate. I did my homework and found that yearly interest rates of 139% violates various Illinois civil and criminal statutes.

I have done really well paying my loan off on time but this month it's going to be late and I won't be able to make the full payment. I am willing to pay whatever i owe but customer service was no help saying can't change anything with my loan or the agreement. They have robbed me on the high interest. Seriously I have learned from this mistake and will not be returning or talking to their customer service about refinacing my loan which they will make it harder to pay off. Overall a sad company with a poor working website that don't work and no help or suggestions to help customers working with you.

Uprova is the absolute worst finance company to request a payment deferral. In an effort to try and get my loan paid off, they are not willing to allow individuals an extension "saying their computer system does not allow them to change a payment due date." However, when the payment is returned to them for nsf at that point they will discuss other payment options. Seriously?

The worst ever. It's like lying to you and you're not seeing the big picture. Getting a $600 loan and paying back over 2000. Wow. This will make me never to get a loan again. You guys need to be sued. I will never deal with this company again. This not a company, it's a Rip Off at its best. Taking them to court. Whatever you do please do not borrow from this place.

Interest rates are insane, over 300%. If something happens during the years and you need to adjust a payment it’s impossible. They will not edit or cancel any payments. Customer service is very unfriendly.