Uprova Reviews

I applied for a loan so that I can pay for school and then they went ahead and lied on their website saying that they could approve my loan because I need the money right now but then they had the audacity to say that I will need a credit score even though they said all is welcome. Please do noty apply for loans through this crappy company. If I could give zero stars I would.

Don’t do it. My 1200 dollar loan was given a 34% interest rate. After I got the loan documents I was charged 546% APR. I’ve file a complaint with my state attorney general, the FTC, and I’ve sought the services of an attorney. I’m looking for others to have a class action suit against this “company”.

This is a predatory lender! 524% interest on a $1,200.00 emergency loan! Over $4k back on 1,200.00. They do everything online and send you your payment amount but don't say it's biweekly. Read the fine print! Then they refuse to give you a 10 day payoff letter so you can pay it off easily. Stay away unless it's your absolute last resort. Any APR on a credit card would be lower!!!

I was told my balance was 792 and change on Friday 09/13. I borrowed 800.00. Called on Monday, the 16th and was told by balance was 981.85? Representative stated they tried to request money from my checking account and was rejected by my bank? They stated my bank information was incorrect? How is that possible when approval was given it was based on this same information. This company is bogus and I see why their rating are 1.5, also if I could my rating would be zero or negative.

Please do not do business with them. 500% interest rates is what they do. They will put you in a worst position. People please, please run away. They prey on us people who needs a little help between paychecks just to have use paying them for months....It's soo sad but this is the real world.. This company doesn't care about helping us just the money.

Please be warned if you make the lowest payment every two weeks you will end up paying double or even triple what you borrowed by the time you get it paid off. If you do not have the means to pay your loan off within 2-3 weeks, this probably isn’t for you. With that being said, I still think there is a time and place where Uprova can help you in a tough spot. I was behind on some bills and took out a loan of $1000. Ended up paying that loan off pretty quickly in about 3 weeks and only accrued about $100 in interest. The whole process was straightforward and I received my loan quickly. I would consider doing it again if I ever needed it.

I’ve literally been ROBBED! For months now. Smh. I borrowed a 1,000.00 loan because I desperately needed it not knowing the interest was 689.71. I have paid exactly 3,446.19 and still owe 660.00. I can literally cry right now. This is ROBBERY! DO NOT GET LOAN FROM THIS PLACE. IT IS LIKE PAWNING A TITLE TO YOUR CAR. I REPEAT. DO NOT RUIN YOUR LIFE EVEN MORE.

Giant ripoff. If you even LOOK at their loans. Money in your account without knowledge of interest rates or payments. Found out the hard way. They laugh in your face if you say illegal and say "sovereign nation" exempt.

This company provides quick service because it wants to lock you in quickly to their scam. Check on BBB how many people they have ripped off so far. I wish I would have done so prior to getting a loan. The representative had told me that if I paid off the loan early, there is no penalty and the amount would be lesser than it would be if I stuck with the 18 payments plan. 2 payments are taken out of my account every 2 weeks. It's been 3 months and I just wanted to get this account out of my life. I have paid $1300 so far for a loan that was $1000. So I called to get an early pay off amount and I am still stuck paying $880. So basically, my loan interest is over 100%. You save no money paying off the account early. You still owe the entire amount that you would owe if you stick with bi weekly payments. The representative did offer me a $9 discount if I paid the entire amount off today. SMH!!!

This "company" obtains your information from third parties, then tries to run loans in your name. I have never applied to this scam, but somehow started getting spam calls from them and then they attempted to run a loan in my name but they got the first name and bank account info wrong. Please stay away from these frauds.