Uprova Reviews

I was in desperate need of a loan and have bad credit. I found Uprova online and saw thousands of positive reviews on Google. So decided to go with them. Big mistake. As it turns out, the interest rate was over 500 percent. So even after paying over $1k back, my balance went down only $60. If I maintain the payment schedule set up, I will pay thousands more for a $1k loan in just six months time. Even if I pay the entire balance now, I will have lost over $1000. Which means I would be now $2000 down. This is a predatory lending company that takes advantage of those in need by charging outrageous rates to make a profit and keep their customers in debt.

I am having difficulty signing in or resetting my password as it never sends the email to reset and cannot pay via phone as it is telling me to speak to customer service. I would like to pay off my loan in full as soon as possible. But have no way to do so. If I cannot do it by noon today, I'll stop payment with my bank for any future transactions. I took a loan for $300 and I'm seeing now today a debit for $452.33 and then a credit for same amount after already paying two payments of $86.51. I can't check the balance for pay-off or pay it off through any method. Do you think people are that ignorant that they won't be able to figure this out and they continue earning interest on the loan while none of their online or automated phone systems work to allow pay-off? Pretty shady.

They were fast with loan approval. Their interest rates were astronomical. If you are in need of emergency cash try other options. I probably would have been better off going with a payday loan. $45 is better than paying $700 in interest.

I applied for a loan so that I can pay for school and then they went ahead and lied on their website saying that they could approve my loan because I need the money right now but then they had the audacity to say that I will need a credit score even though they said all is welcome. Please do noty apply for loans through this crappy company. If I could give zero stars I would.

Don’t do it. My 1200 dollar loan was given a 34% interest rate. After I got the loan documents I was charged 546% APR. I’ve file a complaint with my state attorney general, the FTC, and I’ve sought the services of an attorney. I’m looking for others to have a class action suit against this “company”.

This is a predatory lender! 524% interest on a $1,200.00 emergency loan! Over $4k back on 1,200.00. They do everything online and send you your payment amount but don't say it's biweekly. Read the fine print! Then they refuse to give you a 10 day payoff letter so you can pay it off easily. Stay away unless it's your absolute last resort. Any APR on a credit card would be lower!!!

I was told my balance was 792 and change on Friday 09/13. I borrowed 800.00. Called on Monday, the 16th and was told by balance was 981.85? Representative stated they tried to request money from my checking account and was rejected by my bank? They stated my bank information was incorrect? How is that possible when approval was given it was based on this same information. This company is bogus and I see why their rating are 1.5, also if I could my rating would be zero or negative.

Please do not do business with them. 500% interest rates is what they do. They will put you in a worst position. People please, please run away. They prey on us people who needs a little help between paychecks just to have use paying them for months....It's soo sad but this is the real world.. This company doesn't care about helping us just the money.

Please be warned if you make the lowest payment every two weeks you will end up paying double or even triple what you borrowed by the time you get it paid off. If you do not have the means to pay your loan off within 2-3 weeks, this probably isn’t for you. With that being said, I still think there is a time and place where Uprova can help you in a tough spot. I was behind on some bills and took out a loan of $1000. Ended up paying that loan off pretty quickly in about 3 weeks and only accrued about $100 in interest. The whole process was straightforward and I received my loan quickly. I would consider doing it again if I ever needed it.

I’ve literally been ROBBED! For months now. Smh. I borrowed a 1,000.00 loan because I desperately needed it not knowing the interest was 689.71. I have paid exactly 3,446.19 and still owe 660.00. I can literally cry right now. This is ROBBERY! DO NOT GET LOAN FROM THIS PLACE. IT IS LIKE PAWNING A TITLE TO YOUR CAR. I REPEAT. DO NOT RUIN YOUR LIFE EVEN MORE.