Advance Financial

Advance Financial it's not authentic. They have a list that qualifies you for a loan. They do not use that as the standard. They have someone who works in underwriting that decides whether or not you qualify and you have no reason why you're denied even when you provide all your banking information and some parts of the website says no credit check so please this is not a good loan company. Just a way to tank your credit score.

Do not under any circumstances do business with this company, they are the worst dregs of humanity, preying on the desperate. Charging as much as 500% interest on their loans. The projected payout on a 3,000 dollar loan is over 12, 000 dollars by the time you pay it off. Their payment structure means that each payment you make 75-90% is interest only. This company practices legal loansharking and should be shut down.

Terrible. They are the worst. You never finish paying them off. Don't borrow nothing from them. I will never get another dime from them. I got a account with them in 2018 and they said that I still owe them now in 2021. They receives $490.00 a month from me. That's ridiculous and they don't care anything about the pandemic we going through.

I filed for bankruptcy last week and yesterday this company tried to put thru a payment and of course I was charged a $20 overdraft fee. In addition I informed them over 2 weeks ago I was closing my bank account via email and they chose to try and charge my account at least 3 times and I was charged $20 a pop. The bank will not let me close the account until this deficit is paid and do not think I am responsible for because Advance Financial did what they did. Would you want to do business with this company? I think not. Their customer service is horrible and obviously they feel they do not need to listen to their customers and just do whatever they want.

When you go to pay on your flex loan, you can say pay on principal but when you receive receipts, you may have paid $200 but $175 goes towards interest it shows and $19 goes towards loan. It is a problem, you will never get it paid off. It's a rip off. Praying that I'll be able to pay it off soon.

This company is the worse company I have ever borrowed money from. I was furloughed from my job. They were working with me making $50 payments every pay day. But then when I contacted them to start paying a little more toward my back payments doing a promise to pay on a current date they would proceed to take 241.06 on Aug 12 when I had agreed to pay on Aug 14th in the amount of $195.00. They put my account in the negative plus the bank charged me another $36.00 for insufficient funds.

If you want a 700% interest loan. A big rip. Rip off and horrid customer service. Pay 4x the amount you borrowed. Dont do business with this scam place. Dont say I did not warn you. I hope you go out of business.

Stay away from this predatory lender. They should be put out of business. Imagine borrowing $1,500 because you're in a bind. Imagine an interest rate of 360% (how on earth is that legal? **). Imagine making monthly payments larger than your car payment but the balance never goes down. Imagine that after only a year and a half you end up paying almost 4 times the amount borrowed. Total amount paid to close my account... $4,498.05. If you need money, you are better off finding a loan shark. SHUT THIS SCAM OPERATION DOWN!

I wish I would have read the reviews before I took a loan out with these guys. They are absolutely terrible and cold hearted people. I ran into some financial difficulties, set up payment arrangements with them and made my payment on the day it was due like we agreed upon and 2 days later they withdrew an additional $675 that I did not even authorized.

My wife and I decided to do this because we had an issue that had to be taken care of immediately and we were short of the funds needed. We have made every payment on time. However, the last 3 months have been nothing but interest payments. The principal has not gone down one penny. And we haven't touched the line of credit in months. This is how they get you. The first few payments, there is a reduction in principle. Then, the payments get closer together but no principal is paid, It is all interest.