Approved Cash AdvanceConsumerAffairs Unaccredited Brand
First of all the lady in the office where I was did everything she could to make the process fast and easy but she had to do what the main office told her. After being there for over 30 minutes I had to go home almost 10 miles away and get policy number and my fathers SS # and after I did that I still had to wait on home office over a hour to call the bank and approve funds so I'd have to say somebody on the other end was slacking and that the people in main office don't care about their customers returning for a second time of wasting a half day sitting there. I for one will not come back and my overall experience was terrible and the big wheels at the main office suck.
I've had the worst experience ever with Approved Cash in OKC NW 63rd and Meridian. They are very unprofessional and gave me the runaround on getting my title back. Still in the process of getting this taken care of and my loan has been paid off for over a month. I wish I could give them 0 stars.
When I walk through their doors I am always greeted by name and taking care of in a timely manner. Steve in the Mt Pleasant, MI office always goes out of his way to help anyone that walks through that door. I have had to wait multiple times and he always acknowledges who is walking in.
A lady by the of Toni waited on me. She was very pleasant and very knowledgeable. She took her time to make sure that everything was correct. Was very satisfied with my visit and will return if I need Services again.
Every time I went in to park a payment with this company the rules changed. First they couldn't accept checks, the next time they stopped accepting debit cards, and did cash only. Every time I went in I had to wait 20-30 minutes to make a payment because their system wouldn't let them take care of more than one customer at a time. I have never been late on a payment and chose this place. It was closer to home. I recommend going to a reputable company that can handle taking care of their customers.
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I got a cash advance loan. I got laid off so I called them to see if they would pay a little each month. ** says no. So now she is harassing my friend and telling her my personal information. My friend has called the Suffolk police department to file harassment charges. PLEASE STOP CALLING MY FRIEND AND GIVING OUT MY PERSONAL INFORMATION!
Am currently sitting outside the store where all the lights are off and door is locked. Though was here only 30 minutes ago trying to arrange a payment plan was told couldn't do it had to pay off today so said I'd be back in 30 minutes to do so and was never told no one would be here. There is no sign no indication at all when anyone will be coming back.
We borrowed a couple hundred each (my husband and I). And we have been good paying monthly til we got to the point where we could not pay anymore so we asked approved cash if we could just pay monthly til it get paid off. They said no. Of course we got upset. I decided to let it go by changing my phone number and my bank acv account. They have been calling my son looking for my husband and he had changed his number as well. I've told them to leave my son alone. We are 65 miles apart. Yet they continue to bother him which he has nothing to do with us. Those kind of loan will not set up a payment plan. They will not work with us. They are harassing my son. The manager is rude and disrespectful.
I walked in to the office to find out about pawning my title. First, the lady did not say hello, may I help, or anything for that fact. She was talking to a man that had his sleeves cut off and was using foul languages. When she turned around to notice me, she asked me to hold on. By that time, she and I am guessing her husband were fighting in the office. I made a comment that I would like to be helped and she stated I could go somewhere else then.
I received a disturbing phone call from Sheila after I received a loan due to an error on both of our parties. I spoke with Sheila approximately 2:10 pm on the same day. She then started calling my phone which I did not have with me at that time. When my 11 year old answered, Sheila screamed at her, "Where's Katrina!" She handed me the phone and Sheila proceeded to scream at me
As I was trying to calm her down so I could find out what was wrong, she stated that I knew I wasn't supposed to leave with loan. I then told her there must be some kind of misunderstanding and that I would be right there. Sheila continued to scream at me as I was trying to explain that this matter will be taken care of as soon as I get there and that I am on my way right as we spoke. I then realized that Sheila had hung up on me.
While on my way to the loan company to resolve the matter, I received 3 phone calls. One was from an upset pregnant daughter who was told that Sheila had said that I was going to jail for theft. Then, my sister Holly called and said that when she and my other sister Carletta arrived at our place of employment, Sheila was there, waiting in the parking lot. Sheila loudly proceeded to tell them that if I did not contact her at that moment, she was going to have me arrested while I was at work that night.
Meanwhile, Holly explains that mom was upset and I needed to call her right away. In between these calls, I arrived at loan office, upset. I then explained to Sheila that there is a misunderstanding. Sheila blurted out that I am on camera and that I knew I was not supposed to take the money with me. I asked for manager's number so that I could make a complaint but was advised that the manager was standing there then, and also was when I received the loan. I then left and went to my mother's and she already had this page up to file complaint on them due to misconduct of improperly handling this matter unprofessionally with her phone call from Sheila as well.
Scott had my car reposed for no valid reason. Every employee has a different answer. I made arrangements with Sariah, the store manager, to mail my payments in because I was moving out of state, but the car was to be left in Oklahoma with my son and his girlfriend. I went in the month before I moved and gave my new address and phone and have it changed by pay date because my husband's payday was change to once a month. Everything was supposed to be fine according to Sariah.
My son got the car impounded. We got it out and I talked with Sariah and we made arrangements for my son to come in and make payments every two weeks to get the car paid off early, again, everything is peachy. I let her know that the payment was to be mailed friday, the 22nd, and I gave her my son's girlfriend's name and number because that's who had the car.
That Saturday, the DM Scott, decided that the arrangements is not good enough because of Sariah's lack of notes and had the car reposed. One employee was very helpful and told me that Sariah put in the notes and she had just put the change of address and new contact of my son's girlfriend. I could not get Sariah to call me and the only way I got Scott to call was to find the corporate number online because the store does not know number. When I talked with Scott, he pretty much said that his decision was based on lack of notes but too bad for me. When I asked to get his manager's name and number, he refused to give it to me and said I would have to deal with him. This cannot be legal. I do not know what to do.
On March 22, 2011; I went into the check cashing business to make my April payment for my title that is due on the second of every month. Nicole ** gave me my money back and told me to call Rick ** and to see if he will give me a payout. So I called and he gave me a payout of $550.00 and he said I had until Friday - March 25, 2011 to come in with the $550.00.
I didn't make the payout because every time I go in to make my payment my payout goes up instead of down and this is my second loan with them and I always pay a few dollars over and the employee Nicole ** told me that this is the best way to make my payments now. When you go in to make a payment they use a simple receipt book that you can buy out of any store.
You have to buy a money order from them and you sign it and they keep the whole money order and they don't even give you the receipt. They will only give you a written out receipt. On May 5, 2011; I went inside the business I had Nicole ** call rick ** to ask him about a payout and also to make a payment. She asked him and he told her to make a payout for $1,000.00.
I asked him how did it go from $550.00 to $1,000.00 and he told me he thought it was a signature loan that is why he said $550.00 and I told him he was lying and when I spoke to him he told me he didn't have his laptop in front of him and that is when he said it was a title loan instead of a signature loan and I told him okay and that I would make my payment.
He told Nicole not to accept my payment which is the second time he has refused to accept my payment and he was being very unprofessional. He was yelling at me. I then asked him who was his supervisor and he stated that he didn't have one. I then hung up the phone because he had me so upset. He called back hollering and screaming at Nicole and he told her to revoke the $1,000.00 offer and told her it's going to be $1,500.00 to make a payout if I wanted to get my title back.
That afternoon, I called Approved Finance home office and I talked to a lady named Mary **. I told her what my concerns were. She then put me on the phone with David which told me Rick's supervisor name was Darrell Martin. I left a message for Darrell to call me back which I never received.
So today - May 10, 2011 I called and spoke with Mary ** again and told her that Darrell ** hasn't returned my calls. He finally called me around 3pm this afternoon and I still don't get a clear understanding as to where my money is going. I would like for someone to please look into this matter.
Approved Cash Advance expert review by Lauren Fix
Approved Cash Advance was founded in 2004 and has 186 locations in six states. They offer a variety of short-term lending and financial services, including payday loans, cash checking, prepaid debit cards and title loans.
Online quote: Fill out a simple form online to see if you qualify for a title or payday loan in minutes.
Title loan amount: You could qualify for a title loan amount up to $1470, which can be enough to help you get through a rough financial patch, but not too much to cause a financial burden when it’s time to pay the loan back.
Locations: Approved Cash Advance currently serves six states: Michigan, Alabama, Oklahoma, Louisiana, Mississippi, South Carolina and Virginia. They have several locations across these states which you can easily find using the “store locator” feature on their website.
Do not need to be employed: Employment is not a necessary qualification for a title loan from Approved Cash Advance, although you do need an identifiable steady source of income. Good credit will help you get approved quickly.
Immediate payday loans: It’s easy and fast to get a payday loan from Approved Cash Advance. Simply bring the required information with you to your local Approved Cash Advance location. Write a check for the amount you need, and you will receive cash in that amount. Approved Cash Advance will deposit your check after your next payday to collect their payment.
Best for: car owners who need access to cash fast.
Auto & Finance Contributing Editor
Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.
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