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TitleMax Reviews

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About TitleMax

TitleMax is one of the largest title lending companies in the nation, offering car and motorcycle title loans at competitive rates. It strives to provide a superior level of customer service as it helps thousands of people get the cash they need with a title loan. The company has thousands of convenient locations.

Visit www.titlemax.com
Pros
  • Receive up to $10,000
  • Get funds in as little as 30 minutes
  • No bank account required
  • No credit score requirements
Cons
  • Pawns only available in Georgia
  • Loans only available in 14 states

Helpful Reviews

Acworth, GA
Verified purchase
When there isn't a different lender, Titlemax is the only one that can help. Back when they first opened, I noticed there was one close to me and I've used them once or twice over...

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San Antonio, TX
Verified purchase
Title Max, gave me a chance on a personal loans, most other lenders would turn me away but not Title Max, I appreciate the amount they approved me for, and hope to keep doing busi...

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TitleMax title loans

TitleMax car and motorcycle title loans are available in 14 states. Unlike many other loan options, you don’t need a good credit score or a bank account to qualify for a title loan. While the loan qualifications differ by state, the basic TitleMax title loan requirements include:

  • A paid-off car or motorcycle with the title in your name
  • Proof of income
  • A government-issued ID

All makes and models of cars are eligible as collateral, and you get to keep your car while you pay off the balance of your loan.

To find out how much money you’re eligible for, you need to provide basic information about your vehicle, including the year, make and model.

TitleMax prides itself on getting you the cash you need as quickly as possible. You can get your title loan funds in as little as 30 minutes or within one business day. TitleMax bases your loan amount on the following factors:

  • State regulations
  • How much you need
  • The value of your vehicle

Depending on your state of residence, you could receive up to $10,000.

» MORE: Best personal loan companies

TitleMax personal loans

TitleMax offers personal loans up to $2,500. These are unsecured loans, so while they’re typically for small amounts, you can apply for them without collateral. To apply for a TitleMax personal loan, visit its website and fill out the personal loan application with the following information:

  • Name
  • Cell phone number
  • ZIP code
  • Email address

TitleMax interest rates

TitleMax charges varying interest rates depending on your state of residence and the value of your collateral. Interest rates for title loans are typically higher compared to traditional loans because of the quick approval process and lower qualification requirements. It's important to review all associated costs before taking out a loan.

TitleMax FAQ

Where is TitleMax available?

TitleMax is available in the following 14 states:

  • Alabama
  • Arizona
  • Delaware
  • Georgia
  • Idaho
  • Kansas
  • Mississippi
  • Missouri
  • Nevada
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Wisconsin

TitleMax also has over 900 physical locations in 14 different states. TitleMax no longer originates new loans in California, Illinois, New Mexico or Virginia, but continues to service existing loans.

How much can you borrow from TitleMax?

You could be eligible to borrow up to $10,000 from TitleMax, depending on your state of residence. Familiarize yourself with your state’s title loan regulations to find out how large of a loan you can receive.

How long do you have to pay back a TitleMax loan?

TitleMax loan payment plans range from 30 days to several months, depending on your loan contract. TitleMax’s loan specialists work with you to create a payment plan that fits your financial needs.

Can I refinance my loan with TitleMax?

Yes, TitleMax offers loan refinancing services for title loans. It generally will refinance any loan that already has 20% of principal paid.

What happens if you default on a TitleMax title loan?

Defaulting on a TitleMax loan could result in repossession of your vehicle.

Does TitleMax check your credit?

Yes, TitleMax looks into your credit before offering you a title loan, but the company states on its website that customers with bad credit are still eligible to receive funds.

Still have questions?

Is TitleMax legit?

Yes, TitleMax is one of the largest lending companies in the nation. The loan company processes applications quickly and disburses funds within one business day, which is helpful for people who need money to handle an emergency expense. It serves thousands of customers every day. If you need cash and fit all of its criteria, check out TitleMax’s website to apply for a personal or title loan.

TitleMax Reviews

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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffBillingLoan Process

    Reviewed Aug. 14, 2026

    I live from Edinburgh, and TitleMax is in the middle of the town. I pass them all the time. They gave me a loan in exchange for my title. When I first walked in the door, I was greeted, and the place was clean, and there were not that many people but one of them told me right away that he would be with me and I didn't wait long. He did everything really quickly, and he was very courteous. They helped me out. We did some stuff through my phone since it was easy.

    As far as the process, you leave your title with them, and then they tell you from here to here how much you can get and how much do you want, and then they’ll say, "It's either you pay this a month, or you can pay the entire payment by the end of the month, and we just charge you this finance charge." The only thing was, at first, they had given me a really high payment, and I told them, “That's kind of high. You're not gonna give me a chance to pay off y'all. I'm never gonna end up paying you guys if you guys need this payment." So, they kind of lowered it a little on their own.

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      Verified purchase
      PricePunctuality & SpeedStaffBillingLoan ProcessRates

      Reviewed Aug. 3, 2026

      I’ve had a wonderful experience with TitleMax. The whole title pawn thing gets a bad rep for most people because they don't know how to pay their bills. But going through it and experiencing it myself, I very quickly realized that TitleMax isn't there to try to get over on anybody; they're there to help people, and how everything was explained to me, it was a really great experience. The application process was good. I know what the car is worth, but most of the time, in situations like that, during a pawn situation, they want to give you a value that's way under what your car's worth, and they did not do that. The number they came up with was pretty close to the number that I know the car is worth. The lady who took care of me was a great people person. She explained everything. She made sure I understood stuff. She didn't just blurt it out and then be like, "Okay. He'll figure it out." She took the time to explain everything and let me know all the different options.

      If people are worried they might not have enough money for their bills, or if they’re trying to consolidate a couple of credit cards, TitleMax is a good avenue to go. Because a lot of people talk about interest rates through title pawns, but the interest rate is nowhere near what it would have been for a personal loan. You’ll end up paying more interest on personal loans than I did on that. I would very highly recommend TitleMax. Once I paid this loan off, if I ever need quick cash like that again, I will definitely be going back and doing that exact same thing.

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      Verified purchase
      Punctuality & SpeedRefunds & PayoutsStaffBilling

      Reviewed July 23, 2026

      If you're in need and you need help, TitleMax is the right people to go to. They work with you. With any other company, if you’re late on your payments, they come and get your car. So, I recommend them. They were very professional, nice and fast-paced, and they got the job done. However, I should have asked more questions about the payment because I thought it was $17 a week, and now it jumped all the way to 500. That's why I'm behind because I was school shopping, I've been paying my bills, and I thought I would be able to do the $17 a week. I told the rep, “It's 500 for me to renew it. I can't afford that right now.”

      I don't want them to take my car so the rep said she will put it in collections until I catch up. But I said, “I thought it was $17 a week or 100 something a month. I could afford that, not 500.” They never explained it to me, but whenever I was there, she said, “Your payments would be $17 a week.” I was, “Cool, I can afford that.” When I looked to make a payment, I was, “Whoa, it's 500. I can't do this. I can't do this right now.” Everything else is good.

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      TitleMax
      Response from TitleMax

      We’re so glad you enjoyed your time at your local TitleMax!

      Verified purchase
      Punctuality & SpeedStaffBillingLoan Process

      Reviewed June 4, 2026

      I live in Conroe, so I drive past TitleMax all the time. The rep laid out the process and at first, you think it’s going to be difficult. After they explained, it’s not difficult at all. You just have to stay on top of your payments. The rep articulated it very well for me. She made it where it was easy for me to understand and to say I can handle it. She sent numbers and I told her when it was too much and when I could work with it. She made me feel comfortable doing business with her and was very understanding of my situation. I tried to get a personal loan through TitleMax, but I wasn’t able to do it. I explained that I was in a bad spot and on disability, and she told me she understood and would see what she could do to help. She explained they offer title loans, and I told her I have a title. I explained my situation with the title, and she walked me through everything step by step. It was taken care of quickly, and I felt comfortable moving forward.

      I was impressed with the rep’s confidence. I have an older vehicle and have been turned down for a loan so I was sure I was not going to get approved. But the rep told me not to worry and that she knows I was going to get approved. It just depends on how much I want. I only wanted a certain number and the approval came in over a higher number. I didn’t want to be paying the amount monthly, so she helped me get to a number that I was comfortable with, and at the same time, helped me get out of the hole I was in. The process took a little bit longer than I thought. I was there at 10:30, and didn't finish until right at 2:00. But other than that, it was okay.

      This is my first time doing business with TitleMax and I'm happy that I got what I got, but for people in dire need situations, they have the ability to assume the title loan and not dig a hole. But they have to use common sense when they're making it. If they’re only asking for a number, they should make sure they can handle that monthly note, and if TitleMax approves them for over that number, not to take all of it.

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      TitleMax
      Response from TitleMax

      We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

      Verified purchase
      Refunds & PayoutsStaffBillingLoan ProcessRates

      Reviewed June 1, 2026

      I have an old Toyota that's registered in Virginia and I live here in Houston now. I will have to transfer the title over to Houston. It was just a lot and that's just to see how much I could get. I was so discouraged at first, but the lady told me they do personal loans as well. They were very informative. I didn't even know that they did personal loans. I thought it was just titles.

      I just got over bankruptcy a few years back and I told the rep my credit report might not give me anything. I was nervous about getting hit again with an inquiry. She ran me through the process of how it's not really a hard inquiry. She was able to work it when I showed my bank statements. We were able to get approved for over $2,000, and I was so thankful for that. I'm happy with what she did. She was super sweet. The loan came at the perfect time. I was able to pay my electricity bill and all the bills that were coming at me.

      The rep also explained the interest to me. I'd be paying triple the amount back. But regardless of which, I would recommend if it's something others can pay back in the next few weeks to a month. I knew I had to go ahead and pay that one payment this past week but I thought of just paying the full thing off and don't have to worry about the interest.

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      TitleMax
      Response from TitleMax

      Thank you for sharing! Our team members work very hard to understand and meet our customers’ needs, and we are glad you had an outstanding experience at TitleMax.

      Punctuality & SpeedStaff

      Reviewed Aug. 19, 2026

      Veronica was amazing. Super helpful. Sweet and very professional and very fast! Thanks again.

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      Verified purchase
      Staff

      Reviewed Aug. 19, 2026

      My agent was great. She helped me out a lot. Very friendly as well.

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      Verified purchase
      Staff

      Reviewed Aug. 18, 2026

      Excellent service & kindness! Salesman was compassionate, caring, & professor at the same time.

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      Verified purchase
      Staff

      Reviewed Aug. 17, 2026

      I can't remember the young lady name but she was great. She was so notable. She helped me with everything.

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      Staff

      Reviewed Aug. 17, 2026

      Daniela ** was very helpful and friendly. I appreciate the service that she provided.

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      Verified purchase
      Price

      Reviewed Aug. 17, 2026

      Very low offer. They didn’t even give me half of what my truck is worth

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      Staff

      Reviewed Aug. 16, 2026

      I had such a great experience at TitleMax, and I have to give a special shoutout to Ms Patricia at the Covington Pike location here in a Memphis, TN. She was absolutely awesome. She’s so helpful, patient, professional, and genuinely kind. She took the time to explain everything to me and made the whole process feel so much easier and less stressful. You can really tell when someone actually cares about helping their customers, and she definitely does! Thank you for making my experience such a positive one. TitleMax is lucky to have someone like her on their team! 💕👏🏽

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      Verified purchase
      Customer Service

      Reviewed Aug. 15, 2026

      Great job to everyone at this location. The customer service is 100% at all times.

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      Profile pic of the author.
      Staff

      Reviewed Aug. 15, 2026

      Crystal was very courteous and knowledgeable. She explained everything and made the process smooth and easy.

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      Verified purchase
      Staff

      Reviewed Aug. 13, 2026

      It was a very smooth, very easy process. Mayra, who helped me, was very nice and helpful. I will definitely recommend the Jimmy Carter office.

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      Customer ServiceStaff

      Reviewed Aug. 12, 2026

      Professional and friendly customer service representative that utilized her expertise by making the client comfortable (Ariana). Thank you

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      Customer ServiceTech

      Reviewed Aug. 12, 2026

      Cannot get a Person to talk to, just a robot. Phone number does not exist. My contract needs to be looked over by attorney.

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      TitleMax
      Response from TitleMax

      We understand you’re frustrated, Gwendolyn. Please reach out to us at 1-888-869-4522 so we can work together to resolve any issues.

      Profile pic of the author.
      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Aug. 11, 2026

      Brian was very professional and polite. He got me in and out quickly. I would definitely recommend friends and family to the Charlotte Pike location.

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      TitleMax
      Response from TitleMax

      Thanks for sharing, Brandy!

      Punctuality & SpeedStaff

      Reviewed Aug. 10, 2026

      Very helpful and sweet. Understanding. Fast and will do it again.

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      TitleMax
      Response from TitleMax

      We're glad you had an excellent experience, Jodie!

      Profile pic of the author.
      Customer Service

      Reviewed Aug. 8, 2026

      She was great, made it easy and enjoyable with great customers service to myself and also spouse. As a person like myself that don't enjoy having to go inside businesses to handle what I need, she made me feel as if I wouldn't have any kinda problem go back into see them. Thank you.

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      TitleMax
      Response from TitleMax

      Thanks, Lillian! We’re glad you enjoyed your time at your local TitleMax.

      Profile pic of the author.
      Customer ServiceStaff

      Reviewed Aug. 8, 2026

      Daniel came through with excellent customer service. Explained everything in detail, and made sure my experience was a very positive one.

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      TitleMax
      Response from TitleMax

      We are delighted to hear you had a pleasant experience, Chris!

      Profile pic of the author.
      Customer Service

      Reviewed Aug. 8, 2026

      Great customer Service Mary Lou the whole doing a great Job. Thank you TitleMax.

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      TitleMax
      Response from TitleMax

      Thank you, Malachi! Let your local TitleMax know if you need anything.

      Punctuality & SpeedStaffLoan ProcessRates

      Reviewed Aug. 7, 2026

      I got a loan from TitleMax in San Benito. Lourdes helped me. I was approved for 2k but only ask for $800. I know that I could afford to pay $800 with no problem. I left the store with $800 however the TM app showed $1200 available funds with a click of a button. My car got repoed on Monday and I was not allowed to pay and keep my car. I was stranded at Walmart and felt my life was over. I will recover mu car today for $1000. The store associates did care the stress and financial hardship this has put in me. If possible avoid Title max. The interest and late fees are extremely high. They don't care about their customers.

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      TitleMax
      Response from TitleMax

      Thank you for sharing your feedback, Griselda. Our team members work very hard to understand and meet our customers’ needs. Please reach out to us at 1-888-869-4522 to discuss your experience.

      Staff

      Reviewed Aug. 7, 2026

      My experience with Naydelin at the Prince location was fantastic and very professional.

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      TitleMax
      Response from TitleMax

      Thank you for sharing, Breanna! We're glad you had a great experience at your local TitleMax.

      Staff

      Reviewed Aug. 6, 2026

      Ashley was very nice, she guided me through the process and made sure I knew what each step was going to be.

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      TitleMax
      Response from TitleMax

      Thank you for sharing, Brian!

      Profile pic of the author.
      Staff

      Reviewed Aug. 6, 2026

      Dale was absolutely amazing, she was able to answer every single question we had. She truly went above and beyond helping us. I wouldn’t recommend a better Titlemax than the one in Griffin!

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      TitleMax
      Response from TitleMax

      Thank you for sharing with us, Alicia! We're glad you had a pleasant experience.

      Profile pic of the author.
      Loan Process

      Reviewed Aug. 5, 2026

      Title Max is a good Company to start a loan. I recommend title max to anyone.

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      TitleMax
      Response from TitleMax

      Thanks for sharing, Brenda!

      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed Aug. 5, 2026

      I was just googling, and TitleMax responded back to me and I just talked to them. Their representative was very nice and very thorough on every question that I needed to know. She made me feel comfortable in my decision. I applied and the process was very quick and easy.

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      TitleMax
      Response from TitleMax

      That’s great to hear, Penny! We are glad you had a pleasant experience at your local TitleMax.

      Verified purchase
      Customer ServiceStaff

      Reviewed Aug. 2, 2026

      The customer service with TitleMax as well as their application process were good. Overall, they help you a lot. They did that when I had to pay on something else.

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      Verified purchase
      Staff

      Reviewed Aug. 1, 2026

      I was unsure of the right solution to meet my needs and Sequoia made my visit extra special by putting me at ease and letting me know she would take care of me. She was very knowledgeable and professional and I walked away with funds that I needed.

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      TitleMax
      Response from TitleMax

      Thank you for taking the time to share. Your review means a lot to our team!

      Verified purchase
      Punctuality & SpeedRefunds & PayoutsStaffLoan Process

      Reviewed Aug. 1, 2026

      I live close by TitleMax, and I've seen the commercials as well. I went for an in-store personal loan and the process was good. It was quick too. TitleMax is a good company and the workers are real friendly. I needed some extra money to pay for rent, and it helped out.

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      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Profile pic of the author.
      Customer ServicePunctuality & SpeedStaffBillingLoan ProcessRatesTransparency

      Reviewed July 31, 2026

      Exceptional Professionalism and Transparent Service from Yadi! I had the pleasure of working with Yadi at TitleMax, and the experience exceeded all my expectations. From the moment I walked in, Yadi was incredibly welcoming, empathetic, and professional. She took the time to understand my situation without making me feel rushed or judged.

      What impressed me most was Yadi's absolute transparency throughout the entire process. She meticulously explained all the terms, payment schedules, and interest details, ensuring I fully understood my commitments before signing any paperwork. Yadi broke down complex financial terms into simple, accessible language, which made me feel confident and secure in my decision.

      The vehicle appraisal and approval process were remarkably fast and efficient, thanks to Yadi's organized and diligent approach. I was able to secure the funds I needed much quicker than anticipated. If you are looking for a reliable, respectful, and highly competent professional to guide you through a loan process, I highly recommend asking for Yadi. Her dedication to outstanding customer service is truly commendable.

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      TitleMax
      Response from TitleMax

      Thanks for sharing! Your feedback motivates us to keep raising the bar and sets the standard for excellence in everything we do at TitleMax.

      Profile pic of the author.
      Staff

      Reviewed July 31, 2026

      They fought for me, And I Blessed 🙏 to a guy as good as Regal, real sharp businessman. He took care of everything for me. Outstanding job. Thank you. 👍

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      TitleMax
      Response from TitleMax

      Your feedback is highly valued! Thanks for sharing.

      Verified purchase
      StaffBillingLoan ProcessTransparency

      Reviewed July 31, 2026

      I selected TitleMax because I needed money right at that moment, but it was explained to me totally different during the process than when I went to make a payment. It was kinda reassured to me. The explanation process of getting the loan could be improved. Other than that, the representative I worked with did fine. She made sure I was able to get the loan, and she assisted me and got me taken care of. I was trying to get a bill paid, and working with TitleMax helped me get a few of them paid with the amount that I was given.

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      TitleMax
      Response from TitleMax

      We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

      Verified purchase
      Contract & TermsStaff

      Reviewed July 30, 2026

      TitleMax is amazing. Their reps are friendly and professional, which means a lot to me because I work in a professional world. They're not making you feel bad because you need help. In this day and world, the way people treat you sometimes makes you feel less because they know you need the help at the moment. I didn't get that feeling. I was shocked. I was enriched in the process. Overall, my interaction is a professional business agreement. It was a good experience. I would definitely, in the future, deal with them moving forward over anyone else. I am very appreciative, grateful, and I felt very respected.

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      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Customer ServiceStaff

      Reviewed July 29, 2026

      I called to find out the process for my friend. Ms Esmeralda was very efficient, knowledgeable, and kind. She assured me she'd be most helpful with my friend. I feel like my friend will be well taken care of and I certainly will tell my friend to call TitleMax and ask for Esmeralda! Thank You! Deb G.

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      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Verified purchase
      StaffLoan Process

      Reviewed July 29, 2026

      I see TitleMax every day when I go down Memorial Drive. I did a title loan with them and their process was good. It took about 30 minutes, and the rep was very kind.

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      TitleMax
      Response from TitleMax

      Your feedback is highly valued! Thanks for sharing.

      Verified purchase
      StaffLoan Process

      Reviewed July 28, 2026

      My sister told me about TitleMax and I did a title loan on my pick-up truck. The process took 30 minutes and I had an excellent experience. The rep explained everything and was very helpful on how everything worked.

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      TitleMax
      Response from TitleMax

      Thanks for choosing TitleMax! We appreciate you.

      Verified purchase
      Customer ServiceStaffLoan Process

      Reviewed July 27, 2026

      I've used TitleMax about 15 years ago on a title loan. They have a building right across the street where I work, so it was very convenient. I went on there again. Their customer service team was very helpful and knowledgeable. The process took maybe 45 minutes. They took care of everything right then. I don't do computer stuff. So, anything they needed, they took care of it for me. My experience was fantastic.

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      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Verified purchase
      Staff

      Reviewed July 26, 2026

      Everything was good with TitleMax. The guy did a good job. He was very helpful. I appreciate TitleMax and I've used them before as well.

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      TitleMax
      Response from TitleMax

      Thanks for choosing TitleMax! We appreciate you.

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      TitleMax Company Information

      Social media:
      Company Name:
      TitleMax
      Year Founded:
      1998
      Website:
      www.titlemax.com

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