TitleMax Reviews

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About TitleMax

TitleMax is one of the largest title lending companies in the nation, offering car and motorcycle title loans at competitive rates. It strives to provide a superior level of customer service as it helps thousands of people get the cash they need with a title loan. The company has thousands of convenient locations.

Pros
  • Receive up to $10,000
  • Get funds in as little as 30 minutes
  • No bank account required
  • No credit score requirements
Cons
  • Pawns only available in Georgia
  • Loans only available in 14 states

Helpful Reviews

Acworth, GA
Verified purchase
When there isn't a different lender, Titlemax is the only one that can help. Back when they first opened, I noticed there was one close to me and I've used them once or twice over...

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San Antonio, TX
Verified purchase
Title Max, gave me a chance on a personal loans, most other lenders would turn me away but not Title Max, I appreciate the amount they approved me for, and hope to keep doing busi...

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TitleMax title loans

TitleMax car and motorcycle title loans are available in 14 states. Unlike many other loan options, you don’t need a good credit score or a bank account to qualify for a title loan. While the loan qualifications differ by state, the basic TitleMax title loan requirements include:

  • A paid-off car or motorcycle with the title in your name
  • Proof of income
  • A government-issued ID

All makes and models of cars are eligible as collateral, and you get to keep your car while you pay off the balance of your loan.

To find out how much money you’re eligible for, you need to provide basic information about your vehicle, including the year, make and model.

TitleMax prides itself on getting you the cash you need as quickly as possible. You can get your title loan funds in as little as 30 minutes or within one business day. TitleMax bases your loan amount on the following factors:

  • State regulations
  • How much you need
  • The value of your vehicle

Depending on your state of residence, you could receive up to $10,000.

» MORE:Best personal loan companies

TitleMax personal loans

TitleMax offers personal loans up to $2,500. These are unsecured loans, so while they’re typically for small amounts, you can apply for them without collateral. To apply for a TitleMax personal loan, visit its website and fill out the personal loan application with the following information:

  • Name
  • Cell phone number
  • ZIP code
  • Email address

TitleMax interest rates

TitleMax charges varying interest rates depending on your state of residence and the value of your collateral. Interest rates for title loans are typically higher compared to traditional loans because of the quick approval process and lower qualification requirements. It's important to review all associated costs before taking out a loan.

TitleMax FAQ

Where is TitleMax available?

TitleMax is available in the following 14 states:

  • Alabama
  • Arizona
  • Delaware
  • Georgia
  • Idaho
  • Kansas
  • Mississippi
  • Missouri
  • Nevada
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Wisconsin

TitleMax also has over 900 physical locations in 14 different states. TitleMax no longer originates new loans in California, Illinois, New Mexico or Virginia, but continues to service existing loans.

How much can you borrow from TitleMax?

You could be eligible to borrow up to $10,000 from TitleMax, depending on your state of residence. Familiarize yourself with your state’s title loan regulations to find out how large of a loan you can receive.

How long do you have to pay back a TitleMax loan?

TitleMax loan payment plans range from 30 days to several months, depending on your loan contract. TitleMax’s loan specialists work with you to create a payment plan that fits your financial needs.

Can I refinance my loan with TitleMax?

Yes, TitleMax offers loan refinancing services for title loans. It generally will refinance any loan that already has 20% of principal paid.

What happens if you default on a TitleMax title loan?

Defaulting on a TitleMax loan could result in repossession of your vehicle.

Does TitleMax check your credit?

Yes, TitleMax looks into your credit before offering you a title loan, but the company states on its website that customers with bad credit are still eligible to receive funds.

Still have questions?

Is TitleMax legit?

Yes, TitleMax is one of the largest lending companies in the nation. The loan company processes applications quickly and disburses funds within one business day, which is helpful for people who need money to handle an emergency expense. It serves thousands of customers every day. If you need cash and fit all of its criteria, check out TitleMax’s website to apply for a personal or title loan.

TitleMax Reviews

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    How do I know I can trust these reviews about TitleMax?
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    Page 1 Reviews 0 - 5
    Verified purchase
    PricePunctuality & SpeedStaffBillingLoan Process

    Reviewed May 2, 2026

    When I borrowed the money from TitleMax, I went to the initial store and the rep who assisted me was very professional. She told me it would take a couple of minutes to get the thing done and I walked over next door. By the time I got back, she had the paperwork there for me to sign. So, I was in and out very promptly. Then, I went back when I thought the loan was due and talked with another representative. She was the manager and she was very professional, too. She told me that the loan wasn't due yet and she told when it was due. But I went ahead and made a payment anyway. Also, I wanted to get more money than they would actually loan, but I know the truck is very old and I understand that the policy comes from higher-ups. Other than that, the service that I got in that store was impeccable. Every time I've been in, it has only been the two girls and they're jammed up. But they're good at what they do.

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    TitleMax
    Response from TitleMax

    Thank you for taking the time to share. Your review means a lot to our team!

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      Verified purchase
      Punctuality & SpeedRefunds & PayoutsStaffBillingLoan ProcessTimeliness

      Reviewed April 28, 2026

      Initially, I filled out the information online. I had done two title loans prior. So, I put my driver's license on my application. We went through the whole process, and then I only had a copy of my ID. I didn't have my driver's license with me. The rep told me I had to come back the next day. We had to redo it all together because of that one thing. So, the next day, I went back, and the woman was even nicer than the woman before. We got along very well. She was very sweet, helpful and kind.

      We went through the whole process in the office this time, and I did not check ID. I didn't change it. I actually left it on the driver's license. I had to start all over again. So, I started one afternoon, and then I didn't finish until the next day, around lunchtime. So it was a while. But the process from start to finish, applying for the loan, is quick. I would recommend TitleMax. They are easy to work with. I liked that I could pay my payment, and the money went down as I made the payments. I like the online access as well to watch how much I owed and when it was due.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      We’re so glad you enjoyed your time at your local TitleMax!

      Verified purchase
      Customer ServiceOnline & AppMaintenanceStaffBillingLoan Process

      Reviewed April 27, 2026

      I drove past TitleMax multiple times in my life and they are the only title company that I know anything about. Applying with them was really easy and self-informative. My rep was named Kiki and she was awesome. She knew that I was very new to pawning a title, so she gave me step by step of everything. She was very helpful. I showed them my ID and proof of address. I used the power bill that I was able to pull up on my phone. Then Kiki took pictures of the vehicle from all around it, front, sides, and back, just to get a picture of the body of it. She got the mileage on it as well. Everything was good. They came through for something that I really needed to take care of and the payments were very easy to deal with. I had to pawn the title on the truck because there were a lot of different little things that needed to be fixed on it and the loan helped me out. If a friend is thinking about getting a loan with TitleMax, I'd tell them to go for it.

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      TitleMax
      Response from TitleMax

      Thanks for sharing! Your feedback motivates us to keep raising the bar and sets the standard for excellence in everything we do at TitleMax.

      Verified purchase
      Customer ServicePunctuality & SpeedStaffLoan Process

      Reviewed April 23, 2026

      I previously had a loan before TitleMax and this is my third time with them. Initially, I noticed them around the area and decided to stop by. So far, I have gone to three different locations and each location was pleasant. They are very good with keeping communication and providing all the information that you need moving forward.

      Usually when I go into the office, I'm able to get serviced right away, even during the process of my payoff. I went to the Homewood location and their rep, Sulez, was the one who did my original loan and she was the one who I spoke with over the phone when I was ready to pay off. She made sure she provided all the correct information as far as if I pay with a card versus I pay with cash. Doing the pay off was very easy and quick. The third time, I did my application online, so when I got into the store location, all the rep did was go take pictures and wait on the approval. With TitleMax, it's a real painless process. If anyone is in a bind and need to access some quick funds, that would be the way to go.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

      Verified purchase
      TechPunctuality & SpeedRefunds & PayoutsStaffLoan Process

      Reviewed March 6, 2026

      I’ve seen TitleMax and heard about them and then, I needed it all of a sudden. I checked it out and now, I’m a repeat customer. I got a car title loan and the process went smoothly. It took about 30 minutes and that’s on the high side. One time, it was probably a little longer only because I needed a loan before I got the title back. The reps were able to do it, it's just that they had to figure out what to do and how to do it. But other than that, I wasn't upset or mad. The money was directly deposited into my bank and I’m happy. I’m unhappy when I have to pay it back, but it is what it is. It's not that I don't have credit, it's just that I have no money when I need it. And as a contractor, sometimes I need a cash advance to pay for certain things and it helps me get through to the next job we're doing.

      It’s a two-hour drive from there and one time, I left my wallet at home. I was thinking that the reps knew me and took my picture every time, so I was upset that they couldn’t rely on my photo and my previous transactions. It’s probably a safety measure, but nobody looks like me and I tend to stand out because I make myself presentable and personable. Other than that, it was just that one time. I'd recommend TitleMax to other people who wish they could get some money right now and they don’t have any money to bank. They own a vehicle and have the title to it, so they can get a title loan. It's for 30 days. It's quick, but don't go for the maximum that TitleMax could give because they have to pay it back. Don't make it to where they got to hide their vehicle because the repo guys are good and will find it.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      Thank you for taking the time to share. Your review means a lot to our team!

      Reviewed May 19, 2026

      Ashley in the Kingstree branch is awesome. She goes over and beyond for her customers.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      We’re so glad you enjoyed your time at your local TitleMax!

      Verified purchase
      StaffLoan Process

      Reviewed May 18, 2026

      At first I was very indecisive until I went to the store and got my loan. I will recommend Titlemax to people who needs a loan. Personal or car loan they'll help you out. Trust me these are people who want to help you.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      This review made our day! Thanks for sharing your experience at TitleMax.

      Verified purchase
      Customer ServiceStaffBilling

      Reviewed May 18, 2026

      My experience was great on Saturday. She was very knowledgeable and could answer any questions I had with no issues. Amazing Customer Service and I didn’t feel bad about needing stop by for help. Being to pick a payment plan that works with my budget was a plus. And having different options and being approved for more than I need is a bonus.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at TitleMax.

      Verified purchase
      StaffLoan Process

      Reviewed May 16, 2026

      This is my second time going in and both times were amazing. The people are kind and sweet. They are very patient and I truly appreciate it. So if you use Titlemax their awesome people. They take care of there people. I got a title loan and a flex loan and they got it done.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      Thanks for choosing TitleMax! We appreciate you.

      Verified purchase
      StaffBillingRatesTimeliness

      Reviewed May 15, 2026

      The experience was professional at the Store. The work was completed within half an hour with all the details.at 7:05 p m. The ref. No. And letter was given. However MoneyGram at the retail next door didn't have details and refused to pay. I contacted TitleMax next day who then told me it wouldn't have an issue. I went and they gave the cash next day. The rate of interest seems quite high. And I would prefer a print out of date of payments and installments.

      Thanks for your vote!
      TitleMax
      Response from TitleMax

      We would like the opportunity to discuss this with you further. Feel free to reach out to us at 1-800-804-5368.

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      TitleMax Company Information

      Social media:
      Company Name:
      TitleMax
      Year Founded:
      1998
      Website:
      www.titlemax.com

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