AmeriCash Loans Reviews

They try to say that they can't approve you for a loan if your disability income goes to Direct Express Card. That is malarkey and discrimination because as long as you prove you have a steady income.

Awful company. Just awful. Had me go through bank verifications, paystub upload and identity upload instead of telling me from the start I had to be employed for at least 6 months. Why not say that from the beginning? It’s like they’re trying to steal personal information. 0/5 stars.

Americash Loans should be the last place anyone goes to for help. I would never again in life step foot inside of this business. My issue is not with staff, customer service has always been fine. My issue is solely with the rates they charge for a loan. It would take someone forever to pay off their loan if they only make minimum payments. Basically once you make a payment, your loan accrues interest totaling in five plus dollars daily until you make your next payment.

I took out a at Americash on 7/6/2023 $601 to be exact. I made my first payment and they applied a $25.00 payment on my account just because I placed a stop payment on my account. A customer can do what they want to, they didn't know if I was changing my bank account to another or anything. All because I initiated a stop ACH payment. I missed a payment in August because I had an emergency come up with owing back taxes. So they had placed a payment of $285.70 note that was 2 payments. I called and they said they charge fees daily, however I kept paying my monthly payments. I am reading where I made a complaint to CFPB and I see the lies of what they tell them versus what they have told me.

Back last October we got a $900 loan. We are gonna be paying back like $5000. Never ever get a loan here. They are rip offs and don't give a ** about you just your money... We called and she said it draws interest DAILY!!! HORRIBLE PLACE!

Sure they get you the money quickly, and yes you could pay it over time. But I believe they are robbing people with these terrible interest rates. You'll pay way more than you needed. Cost me almost $3000 to borrow $500.

Ms. Dustin ** helped me out with my loan installment with no issues. I am able to get my minor car issues fixed before my pay day. This is my first loan with them. I will be doing business with them in the future once this loan is paid off.

For the love that’s your life. DO NOT get a loan here. I was sick and had to get a loan, they told me I could not get a check (found out later they offer direct deposit). I got it on a Wednesday, my bank refused to cash it! I tried to deposit it instead and they're holding it! I told the loan their own check won’t cash and I was giving it back. Nope. Wouldn’t do it. Said I owed that and $50 interest and it’s been only ONE day! Outrageous!!! They tried to take payment out on Friday (two days later), said I had to pay them every week. I said I had no money and DUH it’s why I got a loan!! They started to call me at all hours, harassing me, yelling at me, demanding I better pay up now! Very rude and I am legit scared for my life! Never have I ever experienced anything so hellish in my life. AVOID AT ALL COSTS!! I don’t even know what to do as I can’t even get the loan to cash nor pay them back with fake money they gave me!!!!

I was told good things about AmeriCash loan from a friend. I pulled out 800 and have to pay over twice the amount back which 1670. Which is super ridiculous. I'm stuck with an outstanding loan way worse than a loan from a financial institution. I recently had to switch new jobs and the agents are unwilling to help or freeze payment until I can settle with my new job. All around terrible and will not do it again or recommend anyone to apply for one from AmeriCash Loans.

I HATE AMERICASH LOANS. They are COMPLETE LOAN SHARKS!!!! I was approved for a $2000.00 loan. Ok some minor issues occurred and they're now garnishing my paycheck. On a $2,000.00 loan the total I'm paying back is $6,000.00. You have got to be ** me around. No way am I going down drowning. Never ever do business with them. They're COMPLETE LOAN SHARKS! An emergency situation is not even worth the headache.

I was approved for a $600 loan, Jan of 2018. I have paid $145.66 every month since then.... I was told it would be 12 months long. (Now it's April and they are still taking $72.83 out of my acct every 2 weeks. I have called the manager for the company and he said I still had $300 to pay. He would refund me all the money from Jan 2019 to now. Never did and still charging me. I wish I never used this thieving company.

I borrowed $1500 from them, I had a stroke and missed 3 payments. They ended up garnishing my check for almost 4x the amount. The total was finally paid off, and then I started getting calls saying I owed $63 that was not included in the garnishment due to Illinois State Law from returned payments! My suggestion was to call it even, because you robbed me of more than I should have paid!! Stop hounding me for $63!!!

Oh my gosh!!!! Don't ever use AmeriCash Loans!!!! I ran into some financial difficulties, you think they would work with me? Nooo, not at all, in fact wasn't helpful at all and extremely rude, even threatening, please don't go through them.

Was contacted by "Alex **" that I was approved for $4000. Wanted username and password for bank account. Told him my account was slightly overdrawn and they said that they couldn't deposit loan until they could check to see if my bank account was "legitimate" and overdraft was less than $50. Needless to say I declined. He then became rude, yelling at me that I didn't trust them. I certainly don't!

I have received 3 loans from AmeriCash Loans located in Lansing, IL. I have received very great customer service, and I am usually in and out within 15 minutes. The interest is high but payday loans usually have high interest rates. Right now I have a loan out for $1000 and by the time I am finished paying I will have given AmeriCash Loans $1500. In my eyes, that is NOT a bad deal! I as the customer, have the option to pay the loan off early and avoid interest or let it build up and pay it monthly for 6 months.

Do not go to them!!! They are terrible. I requested $500 and wasn't approved but was approved for $400 and that's ok for me. And my monthly payment was $75.37 automatic every month. November 9th 2018 was suppose to be my last payment. A month ago I checked and it said my balance was $273 then I check yesterday night and it says $309!?!? Wtf!?! How??? I'm dang near about to pay almost $900 when I only asked for $400 not $1000. I would not recommend this place to no one. They suck!!! And the rep didn't go over any info or details. And my approval letter stated that I asked for $1000 but online said $400. Smh. It's just so stupid and ridiculous. NEVER AGAIN!!!

It's a complete and total rip off people! PLEASE I ADVISE YOU TO BORROW FROM A FRIEND OR FAMILY MEMBER before dealing with this company. The interest rates are ridiculous. It should be illegal. I've gotten a $500 loan this May 2017 (never missed a payment) paying $93 every two weeks "faithfully", to now find out on today (Dec. 10th 2017) I still owe $347 dollars! Total BS. I don’t recommend this company at all, DODGE THAT BULLET PEOPLE.

I needed cash for an emergency situation. I borrowed 300. Now I owe them 900 ** believable! If I hadn't revoked their authorization. They'd still be taking money out of my account. I've given them well over 300. I can see 450 maybe 500 but 900. No hell no. I'll never do business with them AGAIN. EVER!

If you need a fast loan go to Laura in AmeriCash Loan in Arlington Heights,IL. She's very friendly and always willing to help. I always and only go to Laura in Arlington Heights. If you want great customer service she's the one. I wish there were more like her - always friendly with a smile. I recommend anyone to go to her if they want great customer service!

For a 775 dollar loan I am getting charged over 200% interest. FOR 775 DOLLARS!!! I am paying almost 1800 dollars back for a 775 dollar loan. I am more broke now than when I started this stupid loan. DO NOT MOVE FORWARD WITH THIS!!! You are much better asking a family member or friend for help. How is this legal!??

I applied for a loan online. I was sent an email stating that I was approved for 5000, so I called the number. A man with a thick accent answered the phone, told me that I was approved, but, because my credit is so low I had to get insurance. Of 300.00 then in 30 minutes I would have 5300... I declined, then I received another email with a license and a few documents, from AmeriCash. This time I was approved for 8000, with 450.00 down, so I thought I'm already broke, let's check this out. I called AmeriCash, they don't do loans of anything higher than 4000. I sent them an email, stating that it was a scam. Jack called me 4 times in a row. When I answered he said that, they are a different co. He will give me a number to call, not a website. I still have all the emails. I did tell AmeriCash that someone is using their info.

I took out a $1700 loan and had to pay back $5000. I can't believe this is legal. I was broke for 7 months because of them. Don't take a loan from AmeriCash. The people were cool on the phone but way too much interest.

Keep calling my cellphone even after I asked them to stop looking for somebody who is not at my number, which I've told them repeatedly. Not very smart. I'm on the DoNotCall: reported them 2x.

Americash is a big rip off!!!!! Total joke! ** amerihoe. They charge over 200% interest.

I needed emergency cash right away and I went online to find fast cash loan places.. In which I never had a problem before until I came across AMERICASH ADVANCE.. Legit, is what the fake named half English speaking staff kept saying to me.. They couldn't give a straight forward answer and if they didn't know, they put you on hold for 30 minutes... It's the BIGGEST SCAM loan service business!! I'm a single mother, and I used the last of my $ to even try to get the loan, and ended up being screwed over before I even got it... Biggest mistake!

I was contacted by americash loans to pay the court cost and fee that I owe for pressing and it would be refunded back to me within 24 hours along with a certificate that it was paid. It would be cleared with the credit bureau. NOT. They didn't return my money or answer the phone when I call him back. Now, it's going from garnishment to getting arrested.

I received a loan one week before Thanksgiving and paid it off the three days after Thanksgiving. The 30th of November to be exact. I was to receive a refund after paying off such loan and as of today, the 27th of December, I have not. All I can get as an answer is that it is in the mail. In today's technology, why would you have to wait for a refund in the mail? To the reply to this question, well not a reply but a verbal assault and continuous lies. I will never again use this company and think they should be investigated.

My husband and I needed help to get a vehicle. We needed $1000 down and his employer really screwed him with that we thought he would have a big check, but only pulled in enough for rent that week. So we went to AmeriCash and took out a loan, they couldn't even get him the $1000 so we took $900 and the next day, my husband had to renew his license. When he went to take the test, part of it was not passed. AmeriCash started to take out the money from our checking account and I put a stop payment on. They started calling the next day, I understood we owed the money but this company didn't want to budge an inch. They did however wait until February to get their money. Now they are calling, saying that we still owe them and I paid it off in full.

I made a personl loan of $800.00 on November 30, 2006 with Americash. On May 7,2008, a garnishment was issued at my place of employment. The principal stated on the order was $5686.29, additional interest $1994.25, court cost $157.00, and the subtotal of $7787.54. I thought the principal was the amount borrowed without the interest. How can this be legal? The reason you can't pay is because they make it that way. How can I owe them almost $8,000.00 in an 18 month period for an $800.00 loan? This is down right wrong and the law upholds businesses in doing this?