AmeriCash Loans Reviews

They try to say that they can't approve you for a loan if your disability income goes to Direct Express Card. That is malarkey and discrimination because as long as you prove you have a steady income.

Awful company. Just awful. Had me go through bank verifications, paystub upload and identity upload instead of telling me from the start I had to be employed for at least 6 months. Why not say that from the beginning? It’s like they’re trying to steal personal information. 0/5 stars.

Americash Loans should be the last place anyone goes to for help. I would never again in life step foot inside of this business. My issue is not with staff, customer service has always been fine. My issue is solely with the rates they charge for a loan. It would take someone forever to pay off their loan if they only make minimum payments. Basically once you make a payment, your loan accrues interest totaling in five plus dollars daily until you make your next payment.

I took out a at Americash on 7/6/2023 $601 to be exact. I made my first payment and they applied a $25.00 payment on my account just because I placed a stop payment on my account. A customer can do what they want to, they didn't know if I was changing my bank account to another or anything. All because I initiated a stop ACH payment. I missed a payment in August because I had an emergency come up with owing back taxes. So they had placed a payment of $285.70 note that was 2 payments. I called and they said they charge fees daily, however I kept paying my monthly payments. I am reading where I made a complaint to CFPB and I see the lies of what they tell them versus what they have told me.

Back last October we got a $900 loan. We are gonna be paying back like $5000. Never ever get a loan here. They are rip offs and don't give a ** about you just your money... We called and she said it draws interest DAILY!!! HORRIBLE PLACE!

Sure they get you the money quickly, and yes you could pay it over time. But I believe they are robbing people with these terrible interest rates. You'll pay way more than you needed. Cost me almost $3000 to borrow $500.

Ms. Dustin ** helped me out with my loan installment with no issues. I am able to get my minor car issues fixed before my pay day. This is my first loan with them. I will be doing business with them in the future once this loan is paid off.

For the love that’s your life. DO NOT get a loan here. I was sick and had to get a loan, they told me I could not get a check (found out later they offer direct deposit). I got it on a Wednesday, my bank refused to cash it! I tried to deposit it instead and they're holding it! I told the loan their own check won’t cash and I was giving it back. Nope. Wouldn’t do it. Said I owed that and $50 interest and it’s been only ONE day! Outrageous!!! They tried to take payment out on Friday (two days later), said I had to pay them every week. I said I had no money and DUH it’s why I got a loan!! They started to call me at all hours, harassing me, yelling at me, demanding I better pay up now! Very rude and I am legit scared for my life! Never have I ever experienced anything so hellish in my life. AVOID AT ALL COSTS!! I don’t even know what to do as I can’t even get the loan to cash nor pay them back with fake money they gave me!!!!

I was told good things about AmeriCash loan from a friend. I pulled out 800 and have to pay over twice the amount back which 1670. Which is super ridiculous. I'm stuck with an outstanding loan way worse than a loan from a financial institution. I recently had to switch new jobs and the agents are unwilling to help or freeze payment until I can settle with my new job. All around terrible and will not do it again or recommend anyone to apply for one from AmeriCash Loans.

I HATE AMERICASH LOANS. They are COMPLETE LOAN SHARKS!!!! I was approved for a $2000.00 loan. Ok some minor issues occurred and they're now garnishing my paycheck. On a $2,000.00 loan the total I'm paying back is $6,000.00. You have got to be ** me around. No way am I going down drowning. Never ever do business with them. They're COMPLETE LOAN SHARKS! An emergency situation is not even worth the headache.