Best Home Warranties in Arizona

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    Author picture
    Written by Amelia York
    Edited by Vincent Landino

    Our research team vetted 21 home warranty companies that are rated by more than 1,705 customers in Arizona. Read our guide to choose the best home warranty in Arizona for you by comparing plans, contract lengths and service fees.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 4,114,109 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Key Insights

    • Our top picks include American Home Shield, Choice Home Warranty, Select Home Warranty and OneGuard Home Warranties.
    • To find the best home warranty in Arizona for you, think about your most at-risk appliances or systems and make sure you get those covered by a reputable company.
    • A home warranty in Arizona typically costs $30 to $65 per month without discounts or promotions.

    Our 4 Arizona home warranty picks

    Here are our favorite home warranty companies in Arizona, based on local reviews:

    Methodology

    To select our top picks, we started with the home warranty companies available in Arizona on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in Arizona, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

    Our top pick overall American Home Shield AUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: $75, $100 or $125

    American Home Shield offers a selection of home warranties, ranging from plans covering just the basics to up to 23 appliances and systems. Add-ons are available, and coverage isn’t affected by the age of your appliances, incorrect installations or poor maintenance.

    We’ve compared this company’s plans based on select coverage items below.

    ShieldSilverShieldGoldShieldPlatinum
    Monthly premium cost*$29.99$39.99$59.99
    Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezer
    Well pumpAdd-onAdd-onAdd-on
    ShieldSilver$29.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldGold$39.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldPlatinum$59.99$75, $100 or $125Add-onAdd-onAdd-on

    *For a home in Tempe at the time of publishing

    Based on our review data, American Home Shield is the clear front-runner in Arizona. Our analysis showed that AHS had both the highest number of reviews and the best ratio of 5-star to 1-star reviews in the state, earning it our top overall pick.

    "I feel secure having something like American Home Shield … that when things happen, there's a company that is easy to deal with that's not gonna run me through the mill and back to try to get out of the claims. They stand behind what they put out there to be. … I've called them on the weekends and late at night and they've answered the phone. They've been wonderful and great," wrote Kevin from Casa Grande.

    Komlan from Surprise also had good things to say: “Their service was excellent and AHS has been a good service so far. I will highly recommend them as a warranty company.”

    Our pick for quality technicians Choice Home Warranty AUTHORIZED PARTNER
    • Number of plans: 2
    • Contract length: 1 year
    • Service fee range: $85

    Choice Home Warranty offers two warranty plans for homeowners, buyers and sellers in Arizona. With these two options, you can choose from basic coverage or a more expensive plan that offers coverage for additional appliances and systems.

    We’ve compared this company’s plans based on select coverage items below.

    Basic planTotal plan
    Monthly premium cost*$46.67$55.00
    Service call fee*$85$85
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigeratorAdd-onAdd-on
    Septic pumpAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-on
    Well pumpAdd-onAdd-on
    Basic plan$46.67$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Total plan$55.00$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

    *For a home in Tempe at the time of publishing

    Choice Home Warranty has a pretty strong reputation in Arizona. Reviewers commonly cite the company’s helpful technicians as a major benefit.

    “We couldn't be, more pleased with the service we received from Choice Warranty Service,” wrote Sharon from Prescott. “The repairman quickly analyzed the problem and proceeded to repair our dishwasher. He even had all the needed parts with him. Our dishwasher now works like new!”

    David from New River received fast, knowledgeable service as well, writing, “Blower fan motor went out on my AC unit. Called Choice, they had a technician at my house within 4 hours. The technician were very polite and knowledgeable and my unit up and running within a few hours. Great job!!”

    Our pick for low service fees Select Home Warranty AUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: Typically $60 to $75

    Select Home Warranty has three plans to choose from, providing options for appliance, system or combination coverage. Systems and appliances can be covered regardless of their age, and you don’t need an inspection before you enroll. Claims support is available 24/7.

    We’ve compared this company’s plans based on select coverage items below.

    Bronze CareGold CarePlatinum Care
    Monthly premium cost*$52.50$52.50$58.33
    Service call fee*Typically $60 to $75Typically $60 to $75Typically $60 to $75
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-onAdd-on
    Well pumpAdd-onAdd-onAdd-on
    Bronze Care$52.50Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Gold Care$52.50Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Platinum Care$58.33Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on

    *For a home in Tempe at the time of publishing

    Select Home Warranty has good reviews in Arizona, and reviewers frequently mention discounts they received from the company.

    Regina from Phoenix said that an agent “mentioned to me that since I'm a recent homeowner if you buy a 5 year agreement you get 1 year for free! I couldn't pass up that deal, so I got 6 year warranties on both houses. They even lowered their service fee!”

    “I had a very quick and easy experience while obtaining two new home warranties with Select Home Warranty,” wrote Rebecca from Tempe. “I called the company and was assisted by Mark **, who explained my policies and was able to offer me a significant discount.”

    The price quotes throughout this article don’t include discounts or other promotions because they might not always be available, but it’s worth checking what savings are currently available when you’re shopping for a home warranty, especially from a company like Select Home Warranty.

    Our pick for customer service OneGuard Home Warranties AUTHORIZED PARTNER
    • Number of plans: 6*
    • Contract length: 1 year
    • Service fee range: $69 or $75

    OneGuard Home Warranties provides different plans depending on whether you’re an existing homeowner or involved in a home purchase. These plans are only available in Arizona, Nevada and Texas, and they may include appliances, systems or both. Optional coverage is available as well, though availability varies by plan.

    We’ve compared this company’s plans for existing homeowners based on select coverage items below.

    ApplianceGuardSystemGuardHomeGuard
    Monthly premium cost*$31$40$55
    Service call fee*$69$69$69
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairs
    Second refrigeratorAdd-onAdd-on
    Septic pump
    Stand-alone freezerAdd-onAdd-on
    Well pump
    ApplianceGuard$31$69Add-onAdd-onAdd-on
    SystemGuard$40$69Add-on
    HomeGuard$55$69Add-onAdd-onAdd-on

    *For a home in Tempe at the time of publishing

    OneGuard has very positive reviews from Arizona residents, giving it the second-highest ratio of 5-star to 1-star reviews in the state (just behind American Home Shield). Reviewers are enthusiastic about the company’s customer service in particular.

    Theresa from Buckeye wrote, “OneGuard takes care of us. We don't ever have any pushback from them. The claims submission is pretty simple and easy. It's done online because of the pandemic. … I'm very happy with OneGuard. I'd tell my friend and family to give them a call. Anybody that owns a home should not be without this protection.”

    Laura from Scottsdale also had praise for the customer service: “No matter what the issue, OneGuard is accessible (you’ll never get voicemail, always a live human!), responsive and efficient. OneGuard service contractors have always delivered excellent work, excellent response time, excellent customer service. OneGuard takes the sting out of aggravating home repairs, thank you OneGuard.”

    Compare Top Arizona Home Warranty Companies

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      What you need to know about home warranties in Arizona

      tempe arizona skyline

      A good way to find the right coverage is to think about what home systems or appliances you wouldn’t want to go without. Major home systems and appliances can be expensive to fix, and having to delay repairs while you save money is often uncomfortable.

      You likely wouldn’t want to go without air conditioning during a hot Phoenix summer, so it’s worth making sure your home’s cooling system is covered. Consider what other risks your home has and shop for coverage accordingly.

      Narrow down your options to home warranty companies in Arizona with good reputations, then request a quote from each so you can compare pricing. If you're getting a quote over the phone, be sure to ask for details about the contract’s length and terms, as well as specific information on coverage and limitations.

      “... having to delay repairs while you save money is often uncomfortable.”

      Home warranty regulations in Arizona

      Arizona law requires home warranty companies to meet certain standards in order to operate in the state. These standards are fairly loose, mostly requiring that companies write their contracts in clear language and disclose the full extent of coverage and costs.

      However, home warranty contracts in Arizona must also allow for cancellation and provide a prorated refund, minus benefits paid and administrative expenses (which may not exceed the lesser of $75 or 10% of the plan’s purchase price). This can come in handy if you ever need to cancel your contract.

      Home warranty companies in Arizona may also need to have a permit with the state’s Department of Insurance and Financial Institutions (DIFI). You can search for a company's license information or file a grievance on DIFI’s website.

      Arizona home warranty FAQ

      How much does a home warranty cost in Arizona?
      Home warranty plans in Arizona usually cost between roughly $30 and $65 per month, based on quotes from our top picks. You can generally request a free quote from a company for pricing specific to your address, and comparing quotes is a great way to find a good deal.
      Is a home warranty worth it in Arizona?
      It depends. If you’re buying a home, a home warranty can ease your worries about hidden problems with its appliances or systems. If you’re an existing homeowner, a home warranty is a good option when you expect significant repair bills or want to reduce the risk of unexpected expenses.

      However, there’s no guarantee that your home warranty will pay for itself, so make sure you shop around and consider your options before signing up.

      Who typically pays for a home warranty?
      In a real estate transaction, the seller typically pays for the home warranty if it's offered as part of the contract. However, if no warranty is offered by the seller, it's up to the buyer to purchase the coverage they want.

      If you’re already a homeowner, you’d typically pay for your own coverage too.

      Bottom line

      It's up to you to decide whether a home warranty is a worthwhile investment, and the answer will depend on your budget, your long-term financial plans and the risk of your home needing repairs in the near future. Compare home warranty companies, then request a quote to check pricing. You'll also want to pay close attention to the warranty's coverage to ensure it includes everything you need.

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.

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