Best Home Warranties in Arizona

We compared 21 companies and chose the top home warranty providers

    • Cinch Home Services
      4.0(11,581)
    • Old Republic Home Protection
      4.0(1,606)
    • First American Home Warranty
      4.2(8,625)

    Best Home Warranties in Arizona

    If you’ve been thinking about getting home warranty coverage in Arizona but aren’t sure where to start, we can help. We’ve selected the top home warranty companies in the Grand Canyon State by analyzing customer reviews and ratings and comparing brands on availability, price, coverage and other factors.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

    Our editor’s top picks

    1. Value: American Home Shield
    2. Quick service: Choice Home Warranty
    3. Roof coverage: Select Home Warranty
    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 4,604,607 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Our top 3 Arizona home warranty picks

    We’ve talked to thousands of Arizona homeowners who invested in home warranty coverage. To choose our top picks for this guide, we compared 26 companies on coverage limits, prices, available plans and other factors.

    2024 Buyers Choice Award Winner
    American Home Shield
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99

    American Home Shield offers a selection of home warranties, ranging from plans covering just the basics to up to 23 appliances and systems. Add-ons are available, and coverage isn’t affected by the age of your appliances, incorrect installations or poor maintenance.

    We’ve compared this company’s plans based on select coverage items below.

    Based on our review data, American Home Shield is the clear front-runner in Arizona. Our analysis showed that AHS had both the highest number of reviews and the best ratio of 5-star to 1-star reviews in the state, earning it our top overall pick.

    "I feel secure having something like American Home Shield … that when things happen, there's a company that is easy to deal with that's not gonna run me through the mill and back to try to get out of the claims. They stand behind what they put out there to be. … I've called them on the weekends and late at night and they've answered the phone. They've been wonderful and great." wrote Kevin from Casa Grande.

    Komlan from Surprise also had good things to say: “Their service was excellent and AHS has been a good service so far. I will highly recommend them as a warranty company.”

    Misty of Casa Grande wasn’t happy with her experience when her air conditioner went out: “The company dispatched did not fix the air. Nearly a month later still having the issue. I called and they quickly dispatched the same company to me. However, that company does not have availability for 48 hours. It's the summer time and nearing 115 degrees daily. Downstairs is approx 90 degrees and upstairs is 95+. AHS said unless I pay another dispatch fee of $125 I had to just wait for 48 hours + for this company to come out.”

    5x Award Winner
    Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price
    Buyers Choice Award Finalist
    Choice Home Warranty
    Plans available
    2
    Service fees
    $100
    Starting costs
    $46.83

    Choice Home Warranty offers two warranty plans for homeowners, buyers and sellers in Arizona. With these two options, you can choose from basic coverage and a more expensive plan that offers coverage for additional appliances and systems.

    We’ve compared this company’s plans based on select coverage items below.

    Choice Home Warranty has a pretty strong reputation in Arizona. Reviewers commonly cite the company’s helpful technicians as a major benefit.

    “We couldn't be, more pleased with the service we received from Choice Warranty Service,” wrote Sharon from Prescott. “The repairman quickly analyzed the problem and proceeded to repair our dishwasher. He even had all the needed parts with him. Our dishwasher now works like new!”

    David from New River also received fast service and knowledgeable techs: “Blower fan motor went out on my AC unit. Called Choice, they had a technician at my house within 4 hours. The technician were very polite and knowledgeable and my unit up and running within a few hours. Great job!!”

    Maggie from Peoria, who had been with Choice for two years at the time of her review, said about her experience, “The customer service is sub par. When you call the number, it tells you to put your number in and you will be put on the queue, but you never get a call back. I finally got a response when I threaten to cancel my policy which I did with the lost of money, but I’d rather go to a more reputable company than to deal with Choice Home warranty.”

    Select Home Warranty
    Plans available
    3
    Service fees
    $60 or $75
    Starting costs
    $60.42

    Select Home Warranty has three plans to choose from, providing options for appliance, system or combination coverage. Systems and appliances are eligible regardless of their age, and you don’t need an inspection before you enroll. Claims support is available 24/7.

    We’ve compared this company’s plans based on select coverage items below.

    Select Home Warranty has good reviews in Arizona, and reviewers frequently mention discounts they received from the company.

    Regina from Phoenix said that an agent “mentioned to me that since I'm a recent homeowner if you buy a 5 year agreement you get 1 year for free! I couldn't pass up that deal, so I got 6 year warranties on both houses. They even lowered their service fee!”

    Cheryl from Prescott didn’t have a good experience: “Very dissatisfied with the company and the promises of satisfaction. Spoke to an agent regarding renewal price. He promised to give me a discount on the cost. It took me and my credit card company three months to get the reduction off my credit card to get the promised discount. Every time I called company regarding this, I was promised someone would get back to me and this went on repeatedly, until I got my bank involved with this company.”

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      Home Warranties in Arizona Buyers guide

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      Top Picks

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      Cinch Home Services logo
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        What you need to know about home warranties in Arizona

        You likely wouldn’t want to go without air conditioning during a hot Phoenix summer, so it’s worth making sure your home’s cooling system is covered by a home warranty plan. Consider what other risks your home has and shop for coverage accordingly.

        A good way to find the right coverage is to identify which home systems (like that crucial air conditioner) or appliances you wouldn’t want to go without. Major home systems and appliances can be expensive to fix, and having to delay repairs while you save money is often uncomfortable. Relying on a home warranty to help minimize repair costs is a smart move for your Arizona home.

        Narrow your options to home warranty companies in Arizona with good reputations, then request a quote from each so you can compare pricing. If you're getting a quote over the phone, be sure to ask for details about the contract’s length and terms, as well as specific information on coverage and limitations.

        Home warranty regulations in Arizona

        Arizona law requires home warranty companies to meet certain standards in order to operate in the state. These standards are fairly loose, mostly requiring that companies write their contracts in clear language and disclose the full extent of coverage and costs.

        A home warranty can also help you sell your home if you’re in a competitive market.

        However, home warranty contracts in Arizona must also allow for cancellation and provide a prorated refund, minus benefits paid and administrative expenses (which may not exceed the lesser of $75 or 10% of the plan’s purchase price). This can come in handy if you ever need to cancel your contract.

        Arizona's home warranty companies may also need a permit from the state’s Department of Insurance and Financial Institutions (DIFI). You can search for a company's license information or file a grievance on DIFI’s website.

        Arizona home warranty FAQ

        How much does a home warranty cost in Arizona?

        Home warranty plans in Arizona usually cost between roughly $30 and $65 per month, based on quotes from our top picks. You can generally request a free quote from a company for pricing specific to your address, and comparing quotes is a great way to find a good deal.

        Is a home warranty worth it in Arizona?

        It depends. If you’re buying a home, a home warranty can ease your worries about hidden problems with its appliances or systems. If you’re an existing homeowner, a home warranty is a good option when you expect significant repair bills or want to reduce the risk of unexpected expenses.

        However, there’s no guarantee that your home warranty will pay for itself, so make sure you shop around and consider your options before signing up.

        Who typically pays for a home warranty?

        In a real estate transaction, the seller typically pays for the home warranty if it's offered as part of the contract. However, if no warranty is offered by the seller, it's up to the buyer to purchase the coverage they want.

        If you’re already a homeowner, you’d typically pay for your own coverage too.

        Methodology

        ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

        To choose the top home warranty companies in Arizona, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Arizona. We then weighted several key features to get our final rankings:

        • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
        • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
        • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
        • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.

        Bottom line

        It's up to you to decide whether a home warranty is a worthwhile investment, and the answer will depend on your budget, your long-term financial plans and the risk of your home needing repairs in the near future. Compare home warranty companies, then request a quote to check pricing. You'll also want to pay close attention to the warranty's coverage to ensure it includes everything you need.


        Guide sources
        ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work.

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