Select Home Warranty Reviews

Select Home Warranty is a privately held company operating in the home warranty industry since 2012. It provides service contracts that cover the repair or replacement of major home systems and appliances, such as heating, cooling, plumbing, electrical systems and kitchen appliances.

The company operates on a subscription model where homeowners pay a monthly or annual premium in exchange for coverage. Contracts are renewable each year, with discounts available for multiple-year coverage.

How does Select Home Warranty work?

If there’s an issue with any covered appliance or system, you file a claim. You will pay a service fee, and then Select Home Warranty (or a contractor working on its behalf) will repair or replace your appliance or system. Claims must be filed within three days of discovering the problem.

To file a claim with Select Home Warranty, follow these steps:

1. Contact Select via phone or email, or submit a claim online.
2. Select will contact an independent contractor to provide repairs within two business days (up to four days if you make a claim during a weekend or holiday).
3. You pay a service call fee to the contractor (starting at $75). If the repair is covered by your warranty, Select covers the rest of the cost.

» RELATED: How to get the most from your home warranty

Select Home Warranty has three coverage plans:

• Bronze Care covers eight major home appliances
• Gold Care covers six major home systems
• Platinum Care covers systems and appliances plus plumbing stoppages, garage door openers and ceiling fans

Here are the items covered under each of Select Home Warranty’s plans.

As of publishing, Select Home Warranty’s rates range from $60.42 to $63.75 per month — a little higher than average home warranty costs, which range from about $30 to $90 a month.

You'll pay a service call fee every time a technician comes out (even if the issue isn't covered). Select Home Warranty’s service fees are $75 to $100.

Some home warranties have a “service recall period,” waiving the service call fee for any repeat visits for the same issue within a certain time frame. Select Home Warranty does not offer this. You must pay the service call fee each time a technician comes to your house.

» MORE: Is a home warranty worth it?

Add-on coverage costs

The home warranty company also offers some nice-to-have optional add-on coverage plans.

Discounts

Select Home Warranty offers discounts for multiyear coverage plans. Select also offers periodic discounts. For example, when getting our quote, we received a discount for two months free and $150 off.

» WHAT TO KNOW: Home warranty deductibles

Select Benefits Program

Select Home Warranty recently introduced its Select Benefits Program, which is designed to provide additional value beyond traditional home warranty coverage. The program offers members discounts of up to 75% on everyday purchases from participating retailers and service providers. Members can also earn cash back rewards on eligible purchases.

The program includes access to a nationwide network of savings opportunities not limited to home services. By combining these benefits with standard warranty coverage, Select Home Warranty aims to expand the overall value of membership for homeowners, renters and businesses.

Many home warranty contracts will specify a coverage limit or cap, which is the most the company will pay out per item or per contract term. If the cost of a repair or replacement exceeds the set dollar limit, you are responsible for making up the difference to get the item fixed.

Select Home Warranty specifies the following replacement allowances in the contract:

Warranties generally don’t cover preexisting conditions, cosmetic issues or item upgrades. Select Home Warranty’s terms and conditions specify it does not cover anything related to hazardous materials like asbestos, lead or gas leaks. It also doesn't cover damage that’s the result of an act of nature or due to previous improper care, installation or failure to properly maintain a system or appliance. The following are general exclusions to covered appliances and systems:

• Shelves
• Door handles
• Doors
• Hinges
• Knobs and buttons
• Door seals
• Freon
• Damage from a freon leak
• Displays
• Latches
• Timers
• Leveling equipment
• Clogged drains or lines
• Cosmetic issues
• Gaskets
• Leak searches
• Lights
• Noise
• Refrigerants
• Valves
• Dispensers
• Installation
• Electrical failures and upgrades

Sometimes, parts or components of a covered home system or appliance are not covered. For example, Select Home Warranty lists the following exclusions for its dishwasher coverage: control board pump, switches, drain pump, temp control, heating elements and drain lines.

A full list of exclusions can be found in Select Home Warranty’s terms and conditions, which will be listed in your contract.