Home Warranty of America Reviews

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About Home Warranty of America

Home Warranty of America offers warranty plans that protect you from the high cost of unexpected repair bills. The company provides repairs from its network of qualified service technicians. You can choose from one of Home Warranty of America’s two plans that cover more than 20 systems and appliances to find a solution that works best for you.

Pros
  • High coverage limits
  • Nationwide coverage
  • Energy Star appliance upgrades
Cons
  • Wait times for scheduling
  • Some reviewers were unhappy with customer service

Featured Reviews

Lubbock, TX
Verified purchase
Claim made 6/25/2023 about Central A/C not cooling. … 1st tech did nothing so I called and claim was reassigned & 2nd tech was a no show. No expediting the 3rd claim and still wai...

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West Bloomfield, MI
Verified purchase
Home Warranty of America recently got purchased, so the whole process has changed and has become very difficult to manage. … I'm very frustrated with their process and their servi...

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Home Warranty of America coverage

Home Warranty of America has multiple coverage options, so you can choose what best suits your needs. The company offers warranties in all 50 states and has a network of service professionals. For existing homeowners, Home Warranty of America offers two levels of coverage:

  • Premier: The Premier Plan is the most affordable plan for existing homeowners. It covers more than 20 major household systems and appliances, and you can add coverage for individual items such as well pumps, stand-alone refrigerators and more.
  • Premier Plus: The Premier Plus Plan covers all major systems and appliances, including air conditioning (which isn’t covered by Premier).

Both of these plans have 13-month warranty periods. You can also add GreenPlus, which qualifies you to replace old appliances with energy-efficient models, and OrangePlus, which covers additional components and services, including water softeners and re-keying services.

Home Warranty of America also has home warranty plans for those buying or selling a home. Under these plans, coverage options may vary by state. The company offers 13-month coverage contracts in its Gold, Platinum and Diamond Plans with optional sellers’ and buyers’ coverages. These plans can only be purchased by a real estate agent.

» RELATED: Do I have a home warranty?

Home Warranty of America Plans

The Premier and Premier Plus Plan provide protection for the following items:

Optional add-on coverage is available at an extra cost for the following items:

  • Limited roof leak repair
  • Pool/spa combo
  • Saltwater pool (includes pool/spa combo)
  • Well pump
  • Septic tank pumping
  • Second refrigerator
  • Stand-alone freezer
  • SEER/R-410A modifications
  • Septic system
  • Sprinkler system

Home Warranty of America cost

The cost of Home Warranty of America’s plans vary based on your location and the trade call service fee option you choose ($75 or $100) as well as any add-on protections. We requested a quote for a less than 5,000 square foot home in Houston, Texas, and received the following prices for each plan:

  • Premier Plan: $48.33 per month
  • Premier Plus Plan: $60.84 per month

We also received the following prices for optional add-on coverage:

For a home in Houston, Texas, at the time of publishing. Price may vary by location.

Home Warranty of America provides 13-month terms — most other home warranty companies only have 12-month contracts. The higher of its two service call fee options is on the pricier side at $100, but it's not out of the average range for the industry, which is $60 to $125.

Home Warranty of America coverage exclusions

In some instances, there are parts of otherwise covered items that will be excluded from coverage. It’s important to read your contract to fully understand what coverage for each item truly entails.

Home Warranty of America does specify some coverage exclusions, which is typical for all home warranty service plans. Often, parts that are not essential to the item performing its core function may be excluded. For example, dishwashers are covered by both of HWA’s plans, but racks, baskets, rollers and door seals are not covered. Similarly, the electrical system coverage won’t cover items like fixtures.

You can find a full list of exclusions in Home Warranty of America's sample contract.

Home Warranty of America claims and coverage limits

Claims can be submitted online or through the company’s toll-free number 24/7, including holidays. Emergency services can be rushed at HWA’s discretion. Someone over the age of 18 must be present in the home during the repair.

To request service from Home Warranty of America:

  1. Submit a claim online or over the phone as soon as an issue is discovered.
  2. HWA will contact an authorized technician within 48 hours to schedule your requested repair.
  3. Pay the service call fee ($75 or $100, depending on your plan).

Should the repair fail or the same issue reoccur within the service recall period, HWA will send a technician to complete new repairs without charging you a service fee or any additional costs.

Coverage limits

Home Warranty of America’s coverage limits per term are no more than $5,000 per covered item or $15,000 total per contract term. None of its plans cover preexisting conditions, which is standard in the industry.

Specific coverage limits and maximum payouts depend on the appliance or system in need of repair or replacement — these are outlined in the chart below.

Home Warranty of America FAQ

What is Home Warranty of America?

Home Warranty of America is a home warranty company that offers both buyers and sellers coverage. It is available nationwide.

How does Home Warranty of America work?

Customers choose the coverage plan and add-ons they would like before entering a contract with Home Warranty of America. They can then file a claim when they need service performed on any of the covered items in their home.

Is Home Warranty of America legit?

Home Warranty of America has several aspects that stand out and make it a good option for homeowners looking for system and appliance coverage.

The company’s Premier and Premier Plus plans offer substantial coverage for homeowners, and you can opt for affordable add-ons that increases the value of your contract.

​​» MORE: Is a home warranty worth it?

Where is Home Warranty of America available?

Home Warranty of America is available in all 50 states and Washington, D.C.

Does Home Warranty of America require a home inspection?

No inspection is required, and the company states you will not be denied coverage based on the age of your home, systems or appliances.

What is Home Warranty of America’s cancellation policy?

You can cancel your contract at any time, but you need to cancel within 30 days to receive a full refund. If you cancel after 30 days, you’ll need to pay a cancellation fee of $30 or 10% of the contract fee, whichever is less. Overall, we’ve seen far higher cancellation fees among other companies.

What is Home Warranty of America’s premium coverage option?

Premium coverage expands your standard coverage to include protection for equipment and parts that aren’t standard to home warranty contracts, including fixtures and accessories like showerheads or dishwasher racks. The plan covers more than 30 items.

How do you renew your coverage with Home Warranty of America?

You can renew your warranty online. Login to your account, select the coverage you want and renew.

Does Home Warranty of America cover old appliances?

Yes, Home Warranty of America covers old appliances. There are no age restrictions on appliances. There are also no required inspections. The only requirement is that your appliances are working and functional at the time of purchase.

How does Home Warranty of America compare?

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Home Warranty of America Reviews

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    Page 1 Reviews 0 - 10
    Customer ServiceTechPunctuality & Speed

    Reviewed Oct. 31, 2025

    This company is terrible, seems like a sham! Took a week to send first repair for my fridge, charged $87 but did nothing, "filed report/diagnosis", and now after over three weeks of confusing back and forth between them and the repair company, saying it can be repaired, then it needs to be replaced, then it can be repaired again, then sending out repair tech from a different company, I've been without a fridge for three weeks. They send different info than the repair company sends, including different appointment times, and repair company seems confused as well and also incompetent. Then they send a second repair company who says something completely different.

    Very confusing and the money spent compensating for three weeks without a fridge and having three different repair techs come look at it but do nothing, missing three days of work to be here when they come, it would have cost less money to buy a new fridge without them. Trying to call the company is infuriating, you either can't talk to a human at all or you speak with call-center reps who cannot help you, you can never speak to an actual person at the company to discuss the problem. This Home Warranty of America is a complete sham and should be shut down, this shouldn't be legal.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedStaff

    Reviewed Oct. 21, 2025

    We purchased a home in June and added the warranty coverage with HWA. End of July, we had a claim for the salt pool. It is now the end of October and we are still waiting for the repair. The warranty company has sent out three different technicians, two of whom I've paid a service call fee for. However, we have had several "no-show" appointments, and we are still waiting for the repair to be completed. Customer service tells us it's approved to do, but the technician says they haven't given him the approval. It's been a nightmare.

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      Customer ServiceInstallation & SetupClaims HandlingCoverageTechSales & MarketingPunctuality & SpeedStaff

      Reviewed Oct. 7, 2025

      Home Warranty of America is a complete scam and does not operate in good faith. I have paid thousands of dollars for coverage and service that should have protected me, but instead, their assigned contractor, improperly installed my new AC unit — resulting in county code violations, missing parts, and safety hazards. When the unit failed just months later, multiple licensed HVAC technicians (including two hired by HWA) confirmed that the problem was due to improper installation. Yet HWA denied my claim, refused to take responsibility for the contractor they sent, and offered only “discounts” instead of fixing their mistake. I’ve spent weeks without air conditioning in extreme heat, made countless calls, and received little to no help. This company does not vet its contractors, does not honor its warranty in good faith, and leaves customers paying for their mistakes. Beware before signing up with them.

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      Contract & TermsCoveragePunctuality & SpeedStaff

      Reviewed Oct. 2, 2025

      They don't cover much. Contract on most things only covers $1000. They only paid me $400 for my washer. Not very happy. $70 fee every time and really doesn't cover much else. So far every time we have used it it had been a letdown.

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      Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedStaff

      Reviewed Oct. 2, 2025

      This company does not cover what they say the coverage is. They deny claims and wait till other issues arise . The customer service is the worst. They try everything to not pay claims. Their contractors are a joke. They have different prices for cash and warranty. They cover for a certain amount and ask customer to pay difference.

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      Claims HandlingCoverageTechPriceMaintenanceStaff

      Reviewed Sept. 30, 2025

      Our very first claim (a broken pool) was denied after we paid an extra $100 for their technician. They made up an excuse about a filter basket being the cause of our green pool. The pool was unusable and HWA refused to help. This company hides behind loopholes instead of honoring coverage. Avoid it at all costs, because it will cost you, trust me!

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      CoverageTechRefunds & PayoutsMaintenanceStaff

      Reviewed Sept. 26, 2025

      It’s been four months that I’ve been dealing with my AC leak leaking. I’ve dealt with 6 to 7 different technicians and another one on his way. They did try to fix the leak with some gel leak stop, which did not work. Almost every single technician has told them it is a coil yet they refuse to fix it. They just keep having them add Freon. One technician told me this is illegal to purposely have Freon leaking and not fixing it. Then they offered for me to pay out-of-pocket and they wouldn’t reimburse me, but I had to follow their steps unfortunately. I no longer trust this company to hold up to the word as they can’t even do it with their own technicians. They definitely need to be investigated.

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      Verified purchase
      Customer ServiceClaims HandlingTechMaintenanceStaff

      Reviewed Sept. 17, 2025

      Not happy with Home Warranty of America so far. We bought our home 2 months ago and paid for the warranty ourselves. So last week air conditioner goes out. Took 4 days for their technician to come out. He discovers no pressure meaning we have lost a lot of freon. He doesn't do anything to check for leaks. Our claim is denied cause HWA claims he said there was too much debris to check for leaks after he didn't even open the cabinet to look at anything. After reading other reviews, I am not sure if it was the technician who said this or if HWA was making that up to deny our claim. It was 95 degrees so we got a reputable company to come out. They found the leak in 30 minutes and replaced the leaking coils the next day. I know it was my mistake not going through channels but we just wanted our air back on. Filed an appeal which of course went nowhere.

      I don't trust the technician they sent or the company any longer. Just have to hope nothing else goes put because I am not sure of the service people they do business with. I would not recommend HWA to anyone. We have had home warranties before and they did come through when something went out and were easier to deal with. I did not like the attitude of our case manager on the appeal. There was not way they would concede that anything was wrong but that we were wrong for getting the air conditioner fixed without them. I seriously doubt we would have ever gotten them to fix it even if we asked them to send another company to evaluate the system.

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      Customer ServiceTechPunctuality & Speed

      Reviewed Sept. 10, 2025

      Listen to the reviews!! This place is terrible and they used to be really great. The contractors they have never show up and then it takes an additional step to get someone else out, after taking off time from work, to have to do it again. The customer service on the phone is disappointing to say the least. Only 1 time have I ever felt they cared. Waste of money

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      Verified purchase
      Tech

      Reviewed Sept. 6, 2025

      Please do not waste your money! HWA is the absolute worst company ever! I received HWA with the purchase of my home for a year. I continued my policy with them. Over the last 4 years they have refused to repair my appliances over 95% of the time. The final straw was this summer my AC was broken it took over 2 weeks for a Technician to come out. When he arrived he took my co-pay. Then proceeded to tell me how horrible this company was! He said my AC was old and needed a replacement. He assured me that HWA would not do the right thing! And he was correct! It has been over a month with absolutely no resolution! I have a Diamond package which includes replacement. They haven’t replaced anything. They employ stall tactics. I turned them in to the Better Business Bureau and my local Attorney General’s Office.

      My family had to endure temperatures over 80+ degrees. Still nothing! Run from these people! They are scammers!! On the highest level! They are thieves who take homeowners money and they refuse to repair or replace anything! If I could give them 0 stars I would! For the well being and safety of my family, I paid to have my unit replaced! $190 a month plus $125 co pays!! Put your money in a savings account for repairs! Don’t waste your money or time!

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        Home Warranty of America Company Information

        Company Name:
        Home Warranty of America
        Website:
        www.hwahomewarranty.com