Fidelity National Home Warranty

Fidelity National Home Warranty Reviews

$42.50 to $59.58
Monthly premium cost
15 states
Availability
$85
Service fee

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About Fidelity National Home Warranty

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Fidelity National Home Warranty offers a base home warranty plan with optional add-ons. Plan costs range from $350 to $445 annually. The company places no age limit on the appliances and systems it covers. It protects homeowners in the following states: Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Missouri, Nevada, Oregon, Texas, Utah and Washington.

Pros
  • Low costs
  • Online resources
  • No age limits on covered items
Cons
  • Reports of poor customer service
  • Not available in most states

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What is Fidelity National Home Warranty?

Fidelity National Home Warranty offers home warranties to residents in 15 states. Its base plan covers an array of home appliances and systems. Most homeowners should consider choosing additional coverage with Fidelity National Home Warranty's add-on options since the base plan doesn't cover some common household appliances and systems.

Fidelity National Home Warranty plans

Fidelity National Home Warranty offers a standard plan and lets customers choose any add-ons they want. However, its standard plan doesn't provide coverage for systems and appliances that are included in many of its competitors' home warranty plans.

  • Standard plan: Covers up to 23 household systems and appliances
  • Optional add-ons: Includes air conditioning system, refrigerators and pool equipment

Fidelity Home Warranty coverage

Fidelity National Home Warranty only offers one standard plan, but customers are able to purchase additional coverage for specific appliances and systems.

Standard plan
Fidelity National Home Warranty only offers coverage in 15 states, so prospective customers should make sure the company operates in their area. Fidelity National Home Warranty’s standard plan covers the following appliances and systems:
  • Oven
  • Smoke detectors
  • Attic and exhaust fans
  • Range
  • Recirculating hot water pump
  • Garage door opener
  • Plumbing stoppages
  • Telephone system
  • Trash compactor
  • Dishwasher
  • Heating and ductwork
  • Water heater
  • Plumbing system
  • Bathroom whirlpool motor pump
  • Sump pump (if permanently installed)
  • Instant hot water dispenser
  • Cooktops
  • Electrical system
  • Ceiling fans
  • Doorbells
  • Toilets
  • Built-in microwave
  • Central vacuum system
Optional coverage
Fidelity National Home Warranty also offers optional coverage for the following appliances and systems:
  • Pool and spa equipment
  • Washer and dryer
  • Air conditioning
  • Kitchen refrigerator
  • Limited septic leak
  • Roof leak repair
Noncovered items
Fidelity National Home Warranty doesn’t cover the following:
  • Abused systems or appliances
  • Systems and appliances that aren’t regularly maintained
  • Equipment designed for commercial use
  • Secondary appliances or systems that fail because of a covered appliance or system
  • Damage from natural disasters

Fidelity Home Warranty pricing

The minimum annual price for a home warranty from Fidelity National Home Warranty is $350, but we've seen costs up to $445. These prices are low, but some items considered add-ons by the company, like air conditioning and refrigerators — included standard by most other companies — add to cost. The average service fee with Fidelity National Home Warranty is $75.

We don't love the quote process from Fidelity National Home Warranty. When we clicked the link to get a quote on its website, we received a message telling us to call the company instead. Most home warranty company websites have online functionality allowing customers to obtain a quote and buy the home warranty.

Fidelity National Home Warranty FAQ

Will Fidelity National Home Warranty cover older homes?

Yes. Fidelity National Home Warranty doesn’t exclude coverage based on the age of your home as long as systems and appliances are working properly at the start of coverage.

Does Fidelity National Home Warranty cover mold?

No, Fidelity National Home Warranty does not pay for mold removal.

How long does my coverage last from Fidelity National Home Warranty?

Fidelity National Home Warranty's plans last one year.

Does my plan with Fidelity National Home Warranty auto-renew?

No. To renew a plan, customers must log on to their account online or call Fidelity National Home Warranty directly.

Is Fidelity National Home Warranty worth it?

For most homeowners, Fidelity National Home Warranty probably isn't worth it. The company's low prices might appeal to those on a budget, but the lower prices also come with less coverage than Fidelity National Home Warranty's competitors. The company has a clunky online experience and negative consumer reviews of its firm cancellation policy and customer service. For these reasons, we don't feel comfortable recommending Fidelity National Home Warranty for most homeowners. If you are still interested in a home warranty, continue researching home warranty companies and look for one with a more reliable track record.

Fidelity National Home Warranty Reviews

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    Page 1 Reviews 0 - 10
    Customer ServiceTech

    Reviewed Jan. 17, 2025

    We have had Fidelity National Home Warranty for two years now. We have had three items that needed repair and we opened a ticket for and paid the $75 service fee. All three of those items were unresolved by them. We were let down 100% of the time we attempted to use them. We will not renew this year. When our A/C unit went down, they approved us to go to an outside source for repairs since their company stated they would be two weeks to arrive for our A/C unit repair in 106 degree heat.

    Our outside approved company did all the repairs and got our A/C running again for our newborn baby in two days. They made us jump through loophole after loophole for approval of reimbursement and every time we supplied them with the necessary information. They even had one of their companies come into our home after to verify they actually did the repairs. They verified and then all of a sudden they couldn’t verify the contractor license with their data base so they denied us our reimbursement even though the payment was already approved and they told us the check was in the mail. They never sent a check. Their customer service is horrible and they will do everything in their power to make money. They do not care about servicing their customers.

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    Customer ServiceClaims Handling

    Reviewed Jan. 11, 2025

    Denied claims for bogus reason. When you ask to talk to a manager they either tell you sure and hang up, or tell you a manager will call you back and never does. Our washer stopped working, they the claim because they decided it was overloaded without any proof. This is normal wear and tear and denying it is crazy. We feel we have been scammed by these people.

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      Customer ServicePunctuality & SpeedRefunds & Payouts

      Reviewed Jan. 7, 2025

      Just bought a new home with an old leaky water heater. Took out the warranty that was given to me. No phone number on it or information on how to contact them. Then someone who was obviously not in the US asks if there is a warranty on the heater. I bought a used home. The seller purchased this warranty with Fidelity. I didn't buy the water heater which is obviously far from new and have no warranty from a purchase.

      Right out the gate they are trying to avoid doing any warranty work. The guy was talking extremely fast and couldn't understand him. Was told to pay an upfront fee when no service was scheduled. Asked why should I pay a fee upfront when there is no service scheduled. They said I had no choice. Asked how long they have to respond after receiving payment. Had no answer. Asked how long they had to come out to provide service. They could provide no answer. The dis - service is rude, and basically revolved around payment with no service, not even an appointment. Asked them if no one calls or comes out after I pay the service fee when would they refund money. There was no response. If you're buying a home and request a home warranty I DO NOT recommend this horrific company.

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      Reviewed Dec. 3, 2024

      Worst home warranty company we had over the past years. Charging for services that hadn't been requested. Customer service will refer you to the California department of insurance if you don't like something other than take the case seriously. Read between the lines all the "small print " before signing the agreement with them.

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      TechRefunds & Payouts

      Reviewed Nov. 27, 2024

      The Fidelity National electrician came out to put in a ceiling fan. Without doing any work, he determined that the existing framework would not support a fan, and he promptly left. We hired a second electrician who determined that there was not a problem and that we had been given bad information. He installed the fan with no problems. We went back to customer service and asked for a refund. All we got was a huge runaround and a refusal to refund our payment of $85.

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      Customer Service

      Reviewed Nov. 5, 2024

      Worst customer service ever. They put work order for a repair on hold for payment. I paid. Emailed them the payment receipt & day later the work order is still on hold. It defeats the purpose of home warranty when they can’t fulfill your work order.

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      Customer ServiceClaims HandlingTech

      Reviewed Oct. 19, 2024

      We called Fidelity to service the water heater in my son’s townhouse. The plumber Fidelity sent, Bear Plumbing & Rooter, claimed the water heater had a missing part. He noted that in his report to Fidelity. On the basis of his report, Fidelity denied the claim. My son and I both called Fidelity to ask for an explanation. My son was told because there was no proof the previous plumber left the part off, the claim was denied. When I called, the representative, Lea, told me our present water heater (which Fidelity had installed seven years ago) was seven years old. I asked her if there was a missing part then, didn’t she think it was odd that it worked fine for seven years without it.

      What happened to that supposedly missing part? Did it just evaporate? Is the plumber mistaken? She said, "Fidelity only hires licensed plumbers." I said, "Do you know if they’re reputable?" Again, her response, "Fidelity only hires licensed people." A non answer. She also said the water heater could work without that so called missing part. How does she know? Is she a plumber too? If it could work without that so called missing part, why deny the claim. Is it possible that particular model didn’t come with that part and could operate without it? She was adamant that our claim was denied. Just said, “Claim is denied, and goodbye, thanks for calling Fidelity.”

      By the way, the plumber Fidelity sent refused to give my son a receipt for the $90 service call saying he had to hear from Fidelity as to whether the claim was approved. He tried to convince my son to purchase a new water heater from him right away as he just happened to have one available for $4875. What a racket! That plumber probably already knew Fidelity denied the claim or he wouldn’t have tried to rush my son into buying his overpriced water heater. Lowe’s has a hot water heater under $600; I’m sure they don’t charge $4000 for installation. Fidelity has poor customer service and appears to not be very reputable. Avoid using Fidelity and/or Bear Plumbing and Rooter unless you don’t mind being aggravated! I take back the one star; I’m giving zero stars!

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      Claims HandlingCoverage

      Reviewed Sept. 10, 2024

      I have been a long time customer and went a number of years without filing a claim. Recently, I have filed claims and been extremely dissatisfied with the wait times. If you want to speak to someone, select "sales" and someone will pick up. Web interface for payment is very poor. Company has a rigid policy regarding prior authorization with no flexibility. I am in the process of searching for a better company. When I started with them, there were hardly any review, but 1.2 speaks for itself.

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      CoveragePrice

      Reviewed Sept. 4, 2024

      This the the worst home warranty company out there. They sent someone to my house to find a leak in my plumbing and did a terrible job in breaking through my drywall and completely tore my walls and ceilings. They told me that that is not covered and they would offer me a small $170 offer to repair my drywall. Would cost way more than that. This is not what I call a warranty. I would never recommend anyone go with Fidelity for their home warranty. Find another warranty company as you might as well not have a warranty if you go with FIDELITY HOME WARRANTY!!!

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      Sales & Marketing

      Reviewed Aug. 22, 2024

      Fidelity National Home Warranty is a scam. We had a major problem with our fridge, and they were supposed to replace the part. They stalled on us and told us we have to wait indefinitely, which could last over a year! All they can offer is a payment check to find the part ourselves, but the fridge servicer already told us the part is no longer being manufactured! DO NOT BUY THEIR WARRANTY! THEY ARE A SCAM!

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        Fidelity National Home Warranty Company Information

        Company Name:
        Fidelity National Home Warranty
        Website:
        www.homewarranty.com

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