Regency Total Warranty Reviews

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Edited by: Joanna Broder

About Regency Total Warranty

Regency Total Warranty offers two home warranty plans that cover the repairs and replacements of home systems and appliances. Plans start at $39.99 per month with a discounted rate if you pay upfront for one year. Claims can be filed online or by phone 24/7, with technicians typically dispatched within 48 hours of claim submission. Regency Total Warranty serves all 50 U.S. states.

Pros
  • Available nationwide
  • Two plan options
  • Optional add-on coverage
Cons
  • Some water heater coverage exclusions

Regency Total Warranty coverage and plans

The two plans the company offers are EssentialGuard and TotalGuard. The key difference is that EssentialGuard covers “essential” home systems, but the more popular TotalGuard plan provides “complete coverage” for both systems and appliances. See more details about plan coverage in the table below.

Optional add-on coverage is available for pools and spas, well pumps, sump pumps, central vacuums, limited roof leaks, septic systems, second refrigerators, stand-alone freezers and septic tank pumping.

Regency Total Warranty cost

If you pay in full annually instead of monthly, you can expect to save approximately $50 for the year.

Regency Total Warranty coverage exclusions

Regency Total Warranty exclusions include:

  • Sealed refrigerator systems
  • Portable, combination or countertop microwaves
  • Dishwasher racks and rollers
  • Water heater leaks
  • Water heater pumps
  • Slab water leaks
  • Plumbing stoppages caused by collapsed, damaged or broken sewer lines
  • Solar heat transformers
  • Window, wall and portable air conditioning units
  • Garage door springs, brackets, tracks and rails

Regency Total Warranty claims coverage limits

The Regency Total Warranty coverage limit is up to $5,000 per 12-month period for each covered system and add-on covered system. The coverage limit for each covered appliance and optional add-on covered appliance is $2,000 per 12-month period.

Regency Total Warranty FAQ

Is Regency Total Warranty legit?

Yes, Regency Total Warranty offers legitimate home warranty plans. There are two plan options with optional add-on coverage for things like pools, spas, secondary appliances and septic tank plumbing.

How does Regency Total Warranty work?

Regency Total Warranty plans cover the repair or replacement of major home systems and appliances. Once you submit a claim, the company says it will dispatch a certified technician to your home within 48 hours. Once the technician determines if the issue needs repairing or replacing, Regency Total Warranty will coordinate the service.

Where is Regency Total Warranty available?

Regency Total Warranty is available in all U.S. states, including Alaska and Hawaii.

Does Regency Total Warranty require a home inspection?

No, Regency Total Warranty doesn’t require a home inspection, however, it does reserve the right to request home inspection reports.

How do I file a claim with Regency Total Warranty?

You can file a claim with Regency Total Warranty online or by phone. Claims can be filed 24/7.

Can I cancel a Regency Total Warranty plan at any time?

Yes, you can cancel your plan for a prorated refund.

Regency Total Warranty Reviews

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    Page 1 Reviews 0 - 5

    Reviewed April 17, 2025

    I shopped around to find the best fit for a home warranty plan. The Regency Home Warranty understood when I explained I just started looking for a home warranty. I searched and found positive reviews on Regency Home Warranty services. With other agents at other home warranties I contacted, I was pressured to make a decision before hanging up, of which I felt put off by and ultimately firmly declined.

    Several weeks later I received one email from a Regency Agent inquiring if I wanted to talk with an agent. I agreed and believe Regency offered the best plan for me. I never had a need for a home warranty in the past. However, after the sudden death of my husband, I began to panic because I had no one or nothing to rely on for home services. I feel reassured and confident that I have the kind of home services in place I can rely and count on.

    Linda M.

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      Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

      Reviewed Nov. 22, 2024

      I have had Regency Total Warranty on two properties, and both have had unanticipated complications. Regency Total Warranty has done an excellent job of taking claims seriously and authorizing repairs promptly. I signed up for six years on our current property; the other was sold and transferred. It provides us peace of mind knowing that we have Regency Total Warranty, which has proven to be a fantastic purchase thus far. Friendly customer service can help make up for long wait times. I hope my home does not have any problems in the future, but having a warranty provider that backs up claims makes me feel a lot better. Hopefully, this level of service will continue moving ahead. The one thing I did not enjoy was that my icemaker broke and they refused to cover it. It is a feature of my refrigerator that I truly need, so that was frustrating. Otherwise, I have had no regrets about my purchase.

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      Customer ServiceClaims HandlingPrice

      Reviewed Nov. 14, 2024

      We have been with Regency Total Warranty for about two years. We have had to file multiple claims throughout that period, and I cannot say enough good things about this firm. When I submit a new claim online, they answer swiftly and follow up to ensure that we are satisfied with the service we receive. The personnel at Regency Total Warranty are absolutely fantastic and really concerned about your claim. They want to ensure that the business they have chosen to handle your claim meets all of our standards. We had one claim in which the business they selected did not work out.

      We were apologized to, and another service worker was dispatched to our home the following day. I cannot say enough positive things about Regency Total Warranty, and I recommend that everyone I know call and obtain the service as well. The prices are reasonable, the service is superb, and the people are friendly. I wholeheartedly suggest Regency Total Warranty to everyone who will listen. Thank you for the opportunity to say thank you.

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      Customer ServiceClaims HandlingTech

      Reviewed Oct. 21, 2024

      I had a wonderful experience with the sales representative when I was looking for a reputable home warranty provider. Mike inquired what I needed so he could see if he could work with me after listening to me and told him it was not right for me. He answered my inquiries patiently and was really helpful in providing the information I needed. I told him that I was done shopping. The customer service was kind and reassuring when I canceled my first claim after filing it. I was told that everything will be taken care of. The service was still excellent when I had to phone back to make a claim. They also dispatched a competent and enlightening contractor. It was convenient for us that he arrived much sooner than he had promised. Since I was not home when he came by, the problem was resolved on his first visit, and he even followed up to let me know it was finished. From the beginning to the end, Regency Total Warranty has impressed us!

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      Customer ServiceCoverage

      Reviewed Sept. 19, 2024

      I wanted to have something for the house on some aspect. I was looking at something on the internet, entered some information, and this guy from Regency called me. In the beginning, the guy wanted three years’ worth of premiums. He gave me that large figure, 1,000 and something. As the years go on it, you get a reduction for seniors. I told him I only wanted one year to see how the warranty would work and if it was gonna cover anything. I have a sheet that Regency sent me with what it covers, and the guy charged me 400 and something dollars. I called today for a window that is not acting right, and someone answered right away. I asked if they covered that, but the young man told me no. That was disappointing.

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      Customer ServicePrice

      Reviewed April 29, 2025

      We are looking forward to having your company for insurance. Your customer service is great. The price is great and the military discount helps us as seniors also. Looking forward to doing business with you.

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      Reviewed April 28, 2025

      Billy was informative and answered my many questions. I have been looking for a home warranty company and he helped me to decide on Regency Home Warranty. Many of my appliances have had to be replaced and I appreciate the savings that a home warranty would save me in the future. Thank you.

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      Customer Service

      Reviewed April 27, 2025

      Alex the customer rep called me and explained about the Regency Total Warranty coverage plan in detail during my search for the home warranty. At the end I realize I was searching for the program just what I am looking for. I signed up with them and I hope whenever I have to use them, they will provide the best services.

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      Claims HandlingTech

      Reviewed April 26, 2025

      Our experience with Regency Total Warranty has been wonderful, especially the claim process and replacement with new products is amazing and the contractors they have in our area were professional and their technical staff is very competent. They are always pleasant and thorough and I feel good communicating with their representatives.

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      Coverage

      Reviewed April 25, 2025

      I worked out of town and was worried if something happened at the house if I was gone, my wife could call and get something repaired without me being here and not costing like thousands of dollars for something simple. I started calling around and found Regency Total Warranty had the best deal and the best kind of coverage so I chose them. I got the Essential Guard that covers the basic things. I've used Regency twice and had absolutely no complaints whatsoever. They're very clear when I talk to them. I've recommended them.

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      Regency Total Warranty Company Information

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      Company Name:
      Regency Total Warranty
      Country:
      United States
      Website:
      regencytotalwarranty.com

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