Regency Total Warranty Reviews

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Edited by: Joanna Broder
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Edited by: Morgan Cutolo

About Regency Total Warranty

Regency Total Warranty offers two home warranty plans that cover the repairs and replacements of home systems and appliances. Plans start at $39.99 per month with a discounted rate if you pay upfront for one year. Claims can be filed online or by phone 24/7, with technicians typically dispatched within 48 hours of claim submission. Regency Total Warranty serves all 50 U.S. states.

Pros
  • Available nationwide
  • Two plan options
  • Optional add-on coverage
Cons
  • Some water heater coverage exclusions

Helpful Reviews

Amherst, VA
Verified purchase
Spoke with Maricel very professional. Seems she gave me all the info I needed to process this claim.

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Las Cruces, NM
Verified purchase
Was very easy to file a claim. I just wish you had an app to also file claims through.

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Regency Total Warranty coverage and plans

The two plans the company offers are EssentialGuard and TotalGuard. 

  • EssentialGuard covers “essential” home systems
  • TotalGuard plan provides “complete coverage” for both systems and appliances

Optional add-on coverage is available for:

  • Pools and spas
  • Well pumps
  • Sump pumps
  • Central vacuums
  • Limited roof leaks
  • Septic systems
  • Second refrigerators
  • Stand-alone freezers
  • Geothermal systems
  • Plumbing and light fixtures
  • Irrigation systems
  • Tankless water heaters
  • Water softeners
  • Septic tank pumping  

Regency Total Warranty cost

If you pay in full annually instead of monthly, you can expect to save approximately $50 for the year.

Regency Total Warranty coverage exclusions

Regency Total Warranty exclusions include:

  • Sealed refrigerator systems
  • Portable, combination or countertop microwaves
  • Dishwasher racks and rollers
  • Water heater leaks
  • Water heater pumps
  • Slab water leaks
  • Plumbing stoppages caused by collapsed, damaged or broken sewer lines
  • Solar heat transformers
  • Window, wall and portable air conditioning units
  • Garage door springs, brackets, tracks and rails

» RELATED: What does a home warranty not cover?

Regency Total Warranty claims coverage limits

The Regency Total Warranty coverage limit is up to $5,000 per 12-month period for each covered system and add-on covered system. The coverage limit for each covered appliance and optional add-on covered appliance is $2,000 per 12-month period.

Regency Total Warranty FAQ

Is Regency Total Warranty legit?

Yes, Regency Total Warranty offers legitimate home warranty plans. There are two plan options with optional add-on coverage for things like pools, spas, secondary appliances and septic tank plumbing.

How does Regency Total Warranty work?

Regency Total Warranty plans cover the repair or replacement of major home systems and appliances. Once you submit a claim, the company says it will dispatch a certified technician to your home within 48 hours. Once the technician determines if the issue needs repairing or replacing, Regency Total Warranty will coordinate the service.

» LEARN MORE: What is a home warranty and how does it work?

Where is Regency Total Warranty available?

Regency Total Warranty is available in all U.S. states, including Alaska and Hawaii.

Does Regency Total Warranty require a home inspection?

No, Regency Total Warranty doesn’t require a home inspection, however, it does reserve the right to request home inspection reports.

How do I file a claim with Regency Total Warranty?

You can file a claim with Regency Total Warranty online or by phone. Claims can be filed 24/7.

Can I cancel a Regency Total Warranty plan at any time?

Yes, you can cancel your plan for a prorated refund.

Does Regency Total Warranty offer any discounts?

Yes, Regency Total Warranty offers discounts for seniors, veterans and customers with coverage for multiple properties.

Still have questions?

Regency Total Warranty Reviews

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    Page 1 Reviews 0 - 5
    Staff

    Reviewed March 13, 2026

    Elliott was extremely professional and made the process seamless. Thanks Elliott, I really appreciate you for working with me. I'm looking forward to building a long term relationship with Regency! You are appreciated.

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    Customer ServicePriceStaffRates

    Reviewed March 13, 2026

    Customer service was excellent. Representative was very helpful explaining everything. Price was affordable and at a rate that i could afford. Just signed up so I haven’t been able to rate any further.

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      Verified purchase
      CoveragePricePunctuality & SpeedStaffBillingEase of UseRatesCoverage Limits

      Reviewed March 12, 2026

      The website was super user friendly, made everything clear and upfront with different coverage options as well as flexible payment schedules., The prices are better as well as a low service fee. I’m looking forward to seeing myself why they have such high ratings. They are rated the best of all home warranty programs so I decided to try them myself.

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      Customer ServiceCoverageStaff

      Reviewed March 11, 2026

      My Agent, Billy, was polite, with detailed answers and a positive attitude! He offered up a great deal that saved me over $350 a year with my previous home warranty company. I look forward to future phone calls regarding policy.

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      PricePunctuality & SpeedRates

      Reviewed March 9, 2026

      Regency Total Warranty is a great company and they are fast to getting companies out to your home. I would recommend this company to everybody. Great pricing and the prices never went up at any point. Best warranty around!!!

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      Customer ServiceCoverageSales & MarketingPriceRefunds & PayoutsStaffTimeliness

      Reviewed June 8, 2026

      I have been using Regency Total Warranty for one year. What a disappointment, I purchased a three year policy for $1500.00. I contacted the warranty company claim on 5 June 2026 requesting a cancellation of the two remaining years. The warranty company stated someone would contact me the same day to finalize the cancellation, no call back that day. On 8 June 2026, I contacted them again to request the cancellation. The representative stated that if I cancelled the policy prior to expiration date that I would have to pay back the two claims I made in the first year. I stated that I never heard of anything like that with other warranty companies. He stated I read paragraph 14.3 "Cancellation by you". The last sentence states "A $75 cancellation fee will be charged and any service costs, claims paid and incurred by Regency Total Warranty".

      BASICALLY IF YOU PURCHASE WITH THEM AND CANCEL, YOU WILL BE LIABLE TO PAY ALL COST THEY INCURRED DURING THE YEAR. Bottom line I paid $1500, and they are going to reimburse me $345.00. I hope you really check this warranty company out. THEY ARE A COMPLETE RIP OFF COMPANY. DON'T BELIEVE ANYTHING THE SALES REPRESENTATIVE TELLS YOU, all they give you is lip service and very bad warranty service.

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      Customer ServiceClaims HandlingTechSales & MarketingPunctuality & SpeedRefunds & PayoutsStaff

      Reviewed June 7, 2026

      I agree with Nadia below. Everything about this company is wrong. Customer Service is very slow to respond. I filed two claims and did not receive a response until I spent much time calling different numbers to get a response. The advertisement online shows that a warranty can be canceled anytime for a prorated amount yet when I asked for cancellation, I was told that I couldn’t cancel for a year and after that was a $75 cancellation fee. None of this was explained to me when I took the warranty online, speaking to an individual. I paid for the warranty upfront (stupid me). At this point it’s so much hassle trying to get a hold of somebody and file a claim and then get the claim paid that now I locate repair technicians locally and pay it out-of-pocket. I feel like I’ve been scammed.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed June 4, 2026

      She help to expedite my appointment and provided great customer service overall.

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      Customer ServiceCoveragePunctuality & SpeedMaintenance

      Reviewed June 3, 2026

      This is the worst company. Everything is wrong with it, customer service, the service itself, they don't want to cover, taking forever. They will put any obstacles to not pay. I have family coming over and the AC is not working. I will make sure everyone knows about how awful this company is and taking my money for nothing. You will hear from me every single day.

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      CoverageTechMaintenanceStaff

      Reviewed June 1, 2026

      The biggest thieves I have ever experienced. One case with my washing machine lasted for over seven months, a technician came to see what the problem was and came to the conclusion that a part was broken and that they were no longer producing it and that a new washing machine was needed, however, Regency Home Warranty did not want to cover the full amount and gave me $175. It took over three months for them to send me a check. I never recommend this company to anyone, the biggest thieves and thieves.

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        Regency Total Warranty Company Information

        Company Name:
        Regency Total Warranty
        Country:
        United States
        Website:
        regencytotalwarranty.com