First Premier Home Warranty Reviews

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About First Premier Home Warranty

First Premier Home Warranty offers home warranty plans across the nation. You can choose between two First Premier Home Warranty plans, and the company also lets you add extra coverage for items like a swimming pool, septic system or second refrigerator. First Premier has been in business for over 30 years.

Pros
  • Lots of add-on coverages
  • Sends technician in 24 to 48 hours
  • Lets you transfer contract to a new home
Cons
  • No sample contract online

Featured Reviews

Fort Gratiot, MI
Verified purchase
“I was called immediately after submitting my info for an online quote. Steven was informative, helpful and excited to explain the company's offers. He also offered a special pric...

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Gresham, OR
Verified purchase
“John ** did an excellent job of answering my questions and giving me a great rate. Had the six-year deal been on an annual renewal basis I would have taken it, but being at my ag...

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What is First Premier Home Warranty?

First Premier Home Warranty offers home warranty plans that protect your home and appliances. The company offers two plan options as well as several optional coverage choices.

First, you must choose the plan and add-on options that work for you. Then, you’ll sign up by calling the company or filling out an online form. After paying your annual or monthly fee, you can begin submitting claims for service as needed on all of your home’s covered items and systems.

» MORE: Is a home warranty worth it?

First Premier Home Warranty coverage and plans

First Premier Home Warranty offers two plans: Premier and Platinum, each with a variety of coverage options to suit different needs.

You can also choose from the home warranty company’s list of optional coverages:

  • Additional air conditioning system
  • Additional garage door opener
  • Additional heating system
  • Additional oven/range/stove
  • Additional spa
  • Additional water heater
  • Central vacuum
  • Clothes dryer
  • Clothes washer
  • Free-standing ice maker
  • Limited roof leak
  • Pool/spa
  • Refrigerator ice maker
  • Second refrigerator
  • Septic pumping
  • Septic system
  • Sprinkler system
  • Stand-alone freezer
  • Sump pump
  • Water softener
  • Well pump

» MORE: Best home warranty companies

First Premier Home Warranty cost

For a single-family home under 5,000 square feet in Houston, the company gave us a quote of $39.99 monthly or $419 annually for Premier plan coverage, and it quoted $47.99 per month or $499.99 annually for Platinum plan coverage. These prices are accurate as of publishing. Plans include a $75 deductible per claim. First Premier Home Warranty has monthly and annual plans.

Additional coverages cost anywhere from about $2 to $12.50 per month, or $25 to $150 per year.

Discounts

First Premier Home Warranty offers discounts for paying annually instead of monthly. When getting a quote, ask about current promotions.

» LEARN MORE: How much does a home warranty cost?

How to file a claim with First Premier Home Warranty

If you ever need to submit a claim with First Premier, you can do it online or by phone 24/7. Here are the steps you’ll follow when submitting a claim.

  1. Submit your claim online or by phone.
  2. The company will schedule a technician visit to your home in 24 to 48 hours.
  3. A technician will come to your home and make the repair. Their work is guaranteed for 90 days.
  4. If the repair fails, the company will replace the system or appliance rather than attempting the repair again.

First Premier Home Warranty coverage exclusions

Only the systems and appliances specified in your plan are covered by First Premier Home Warranty. It’s important to read over the fine print in your contract for specific parts excluded from coverage, coverage payout limits and other details concerning your plan.

Coverage limits

Here are the coverage limits First Premier lists in its service agreement online. Check your contract for specifics on payout limits.

SystemCoverage payout limit
Plumbing systems and stoppages$500
Water heater$500
Whirlpool bathtub$200
Electrical system$500
Garbage disposal$200
Ceiling and exhaust fans$200

First Premier Home Warranty cancellation and refund policy

To receive a full refund, you must cancel your contract with First Premier within the first 30 days. If you cancel after 30 days, you will receive a prorated refund and be charged a $75 administrative fee. All cancellation requests need to be submitted in writing to First Premier Home Warranty.

FAQ

Where are First Premier Home Warranty warranties available?

First Premier Home Warranty’s policies are available throughout the U.S.

Does First Premier Home Warranty require a home inspection?

No, you don’t have to get a home inspection before signing up for a First Premier Home Warranty policy.

Can I pick my own service technician with First Premier Home Warranty?

Yes, you can choose your own technician, as long as that person is licensed, insured and bonded. Otherwise, the company will assign and send out its own approved contractor.

How long is First Premier Home Warranty’s workmanship guarantee?

The home warranty company’s workmanship guarantee is 90 days.

Does First Premier Home Warranty have an age limit on systems or appliances?

No, First Premier Home Warranty covers systems and appliances of any age.

Does First Premier have a waiting period?

Yes, First Premier Home Warranty does have a waiting period. Coverage begins 30 days after your application is accepted.

Can I transfer my First Premier Home Warranty contract if I sell my home?

Yes, you can transfer your policy with First Premier Home Warranty to your new home or to the new owners of the house you sold.

Is First Premier Home Warranty legit?

Yes, First Premier Home Warranty is a legit home warranty company. First Premier Home Warranty offers two wide-ranging plans and a long list of add-on coverages that make it easy to customize a policy. It also has a relatively low service call fee and a 90-day repair guarantee.

Once you’re covered, you can submit a claim anytime, and the company says it will try to get a technician to your home within 48 hours — or you can choose your own licensed and insured technician. First Premier doesn’t provide a sample contract or list plan exclusions and limitations online, so it’s essential to read over the fine print thoroughly before signing up.

First Premier Home Warranty Reviews

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    Page 1 Reviews 0 - 10
    Verified purchase
    TechPriceRefunds & PayoutsMaintenanceStaff

    Reviewed March 25, 2026

    The moment you've paid the premium, you forget about their service. They won't pay back the check, and they won't help to get the proper service provider. They don't take responsibility for the repair cost. Now, if the repair costs you $500, they simply deny and say, 'Take this $170 and get it done!' How funny is that!

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      Customer ServiceCoverageRefunds & Payouts

      Reviewed March 23, 2026

      The communication is terrible. The service if you have service terrible. 2 months I tried to have service to my freezer with no affords. Finally when I cancelled my service they stole my refund after I signed my cancellation form. Nowhere to get my refund after I paid $600. I got 0 for 3 months of coverage. This is terrible.

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      Customer ServiceCoverageHonesty & Transparency

      Reviewed March 18, 2026

      Worst company I have EVER dealt with. Ever. Will lie and misdiagnosed with avoid responsibility. Will ko wow appts and hang up on you. Never cover what they say they will cover. Do NOT PURCHASE FROM THEM.

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      Customer ServiceTechPricePunctuality & SpeedStaffRatesHonesty & Transparency

      Reviewed March 9, 2026

      I am writing to file a formal complaint regarding my recent experience with First Premier Home Warranty, both in how my claim was handled and in the conduct of one of your employees. An employee named Tessma was rude and disrespectful to my wife and disconnected the call on her twice. When I spoke with him, he refused to provide an employee ID number, accused me of submitting a false or fraudulent claim, and stated that he could complete the work himself for a lower price because he is an electrician in New York—despite the fact that my home is located in Mableton, Georgia. This behavior was unprofessional and completely unacceptable.

      Regarding the claim itself, First Premier Home Warranty assigned three different electricians, none of whom showed up for their scheduled appointments. After these failures, we were instructed to obtain our own electrician, submit a quote, and were told it would be approved. We followed those instructions exactly. The quote for $826 was submitted and then verbally approved by the claims department over the phone more than three weeks ago. I was explicitly told the full amount was approved and that I would receive a cash‑in‑lieu form within 24–48 hours. When the form finally arrived, it reflected approval for only $300. I am not an electrician, and none of this money benefits me personally.

      I obtained the quote, received verbal approval, and scheduled the electrician based on the information your company provided. This is precisely what First Premier Home Warranty employees are supposed to manage, yet I am now being penalized for following your instructions. I paid upfront for a multi‑year home warranty plan and expect to receive the services I was promised. This experience has been frustrating, misleading, and has left me feeling taken advantage of. The handling of this claim and the conduct of your employee fall far below acceptable standards. I expect this matter to be reviewed and resolved appropriately.

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      Customer ServiceCoverageTech

      Reviewed Feb. 26, 2026

      I have couple of polices in two properties, one of the worst ever customer service. All that they do they send the tech collect the fees and deny the claim. Don’t you ever insure with them. I have four open claims with them. They never accept responsibility and today the customer service hang up the phone on my face.

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      Customer ServiceCoverageSales & MarketingPunctuality & SpeedStaff

      Reviewed Feb. 24, 2026

      You will get a fast talking salesperson like Steven ** and if you buy a policy and have questions you will not be able to reach anyone by phone on the weekends. If you happen to need to cancel your policy - it is very difficult and if you get Steven ** - he will be rude and unprofessional to you. I would not recommend this company if good customer service is what you are after.

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      Customer ServiceTechStaff

      Reviewed Feb. 24, 2026

      If I could give them -1000 Stars, I would. I would not recommend this company to my worst enemy. The customer service is horrible. They don't half answer the phone, rude, say they will respond to email and don't, don't have a good record keeping system, they don't communicate with contractors and MOST of all they don't pay claims. I've submitted 4 claims and they denied all four. Total waste of money. One of the Technicians told me not to go with this company.

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      Customer Service

      Reviewed Feb. 4, 2026

      Absolute worst customer service ever. They yell at you, refuse to answer questions, do not give you their name or ID#, do not let you speak to a supervisor, and hang up on you.

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      Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedStaffRates

      Reviewed Jan. 28, 2026

      I had a great experience with First Premier Home Warranty. The sign-up process was easy, coverage was clearly explained, and their customer service team was professional and responsive. When I needed service, the claim process was smooth and the contractor was scheduled quickly. It’s a relief knowing my appliances and systems are covered without any hassle. Overall, solid coverage, fair pricing, and dependable service. I’d definitely recommend First Premier Home Warranty to anyone looking for peace of mind.

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      Customer ServiceSales & MarketingRefunds & PayoutsBilling

      Reviewed Jan. 27, 2026

      These people are scams. They make promises and don't keep them. I made two claims about 4 months ago and was told that they will pay for those claims because they could not be fixed. One is for my septic tank clean out and the other for my stove control board. They kept promise 4 times to send payment. I never receive a check. They keep telling me 45 days every time I call. Do not make a mistake and waste your money with this company. They are a bunch of thieves.

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      First Premier Home Warranty Company Information

      Company Name:
      First Premier Home Warranty
      Website:
      firstpremierhomewarranty.com