First Premier Home Warranty

First Premier Home Warranty Reviews

3.2
538 reviews
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Written by Lorraine Roberte
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Edited by Ben Strauss

About First Premier Home Warranty

First Premier Home Warranty offers home warranty plans across the nation. You can choose between two First Premier Home Warranty plans, and the company also lets you add extra coverage for items like a swimming pool, septic system or second refrigerator. First Premier has been in business for over 30 years.

Pros
  • Lots of add-on coverages
  • Sends technician in 24 to 48 hours
  • Lets you transfer contract to a new home
Cons
  • No sample contract online

Featured Reviews

Fort Gratiot, MI
Verified purchase
“I was called immediately after submitting my info for an online quote. Steven was informative, helpful and excited to explain the company's offers. He also offered a special pric...

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Gresham, OR
Verified purchase
“John ** did an excellent job of answering my questions and giving me a great rate. Had the six-year deal been on an annual renewal basis I would have taken it, but being at my ag...

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First Premier Home Warranty coverage and plans

First Premier Home Warranty offers two plans: Premier and Platinum, each with a variety of coverage options to suit different needs.

You can also choose from the home warranty company’s list of optional coverages: 

  • Additional air conditioning system
  • Additional garage door opener
  • Additional heating system
  • Additional oven/range/stove
  • Additional spa
  • Additional water heater
  • Central vacuum
  • Clothes dryer
  • Clothes washer
  • Free-standing ice maker
  • Limited roof leak
  • Pool/spa
  • Refrigerator ice maker
  • Second refrigerator
  • Septic pumping
  • Septic system
  • Sprinkler system
  • Stand-alone freezer
  • Sump pump
  • Water softener
  • Well pump

» MORE: Best home warranty companies

First Premier Home Warranty cost

For a single-family home under 5,000 square feet in Houston, the company gave us a quote of $39.99 monthly or $419 annually for Premier plan coverage, and it quoted $47.99 per month or $499.99 annually for Platinum plan coverage. These prices are accurate as of publishing. Plans include a $75 deductible per claim. First Premier Home Warranty has monthly and annual plans.

Additional coverages cost anywhere from about $2 to $12.50 per month, or $25 to $150 per year.

Discounts

First Premier Home Warranty offers discounts for paying annually instead of monthly. When getting a quote, ask about current promotions.

» LEARN MORE: How much does a home warranty cost?

First Premier Home Warranty claims process and coverage limits

If you ever need to submit a claim with First Premier, you can do it online or by phone 24/7. After you submit your claim, the company aims to schedule a technician visit to your home in 24 to 48 hours. The contractor’s work is guaranteed for 90 days. If the repair fails, the company will replace the system or appliance rather than attempting the repair again.

First Premier Home Warranty coverage exclusions

Only the systems and appliances specified in your plan are covered by First Premier Home Warranty. It’s important to read over the fine print in your contract for specific parts excluded from coverage, coverage payout limits and other details concerning your plan.

First Premier Home Warranty FAQ

Is First Premier Home Warranty legit?

Yes, First Premier Home Warranty is a legit home warranty company. First Premier Home Warranty offers two wide-ranging plans and a long list of add-on coverages that make it easy to customize a policy. It also has a relatively low service call fee and a 90-day repair guarantee.

Once you’re covered, you can submit a claim anytime, and the company says it will try to get a technician to your home within 48 hours — or you can choose your own licensed and insured technician. First Premier doesn’t provide a sample contract or list plan exclusions and limitations online, so it’s essential to read over the fine print thoroughly before signing up.

What is First Premier Home Warranty?

First Premier Home Warranty offers home warranty plans that protect your home and appliances. The company offers two plan options as well as several optional coverage choices.

» MORE: Is a home warranty worth it?

How does First Premier Home Warranty work?

First, you must choose the plan and add-on options that work for you. Then, you’ll sign up by calling the company or filling out an online form. After paying your annual or monthly fee, you can begin submitting claims for service as needed on all of your home’s covered items and systems.

Where are First Premier Home Warranty warranties available?

First Premier Home Warranty’s policies are available throughout the U.S.

Does First Premier Home Warranty require a home inspection?

No, you don’t have to get a home inspection before signing up for a First Premier Home Warranty policy.

Can I pick my own service technician with First Premier Home Warranty?

Yes, you can choose your own technician, as long as that person is licensed, insured and bonded. Otherwise, the company will assign and send out its own approved contractor.

How long is First Premier Home Warranty’s workmanship guarantee?

The home warranty company’s workmanship guarantee is 90 days.

Does First Premier Home Warranty have an age limit on systems or appliances?

No. First Premier Home Warranty covers systems and appliances of any age.

How long has First Premier Home Warranty been around?

First Premier Home Warranty was established in 1989.

First Premier Home Warranty Reviews

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    How do I know I can trust these reviews about First Premier Home Warranty?
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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Jan. 8, 2025

    I’ve been a customer of First Premier Home Warranty for over three years, and they’ve never let me down. From appliance repairs to plumbing issues, they’ve consistently provided quick and reliable service. Most recently, my water heater stopped working, leaving me without hot water. I filed a claim online, and their team promptly scheduled a technician to come out. The technician was friendly, and efficient, and resolved the issue within a couple of hours. I appreciate how transparent they are about their coverage, and their customer service representatives are always helpful and kind. Their plans are reasonably priced and offer comprehensive coverage, making them a must-have for any homeowner.

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      Customer ServiceCoverageSales & Marketing

      Reviewed June 22, 2024

      I had HSA WHICH is owned by American Home Shield for 15 years with 12 properties. They became worse and worse and worse not answering and don’t care and a scam. I would love to explain in detail. I switched after 15 years to First Premier and was hesitant thinking all the same. I was wrong, it’s been only 3 months and they are the best! Answer the phone in the USA and polite and yes they DO COVER. It is a pleasure so far. We will see in the future but for now night and day difference. American Home Shield is the largest but one of the worst, thanks First Premier, so far so good.

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      Verified purchase
      Price

      Reviewed June 7, 2024

      Steven explained the process of the home warranty very well and answered all My questions. He took the time to Find the best rate for me and provided multiple options that was affordable to Me. He also gave me examples of what a timeline would look like if our refrigerator would stop working and explained what would be needed, including how long I would have to wait for the new part. He also explained how my home is in the geeen zone, indicating that there are many different service providers in the area to contact when needed.

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      Verified purchase
      CoverageSales & MarketingPriceRefunds & Payouts

      Reviewed June 1, 2024

      I had searched for several home warranties in addition to using the top-rated companies. Home warranties have strict limitations on what they will cover and, if covered, how much they will reimburse. Most of the top-rated home warranty companies are so expensive to have that the monthly fee or service fee could potentially hinder calls to fix problems in the home. But First Premier has reasonable monthly and service fees in the industry. It's reasonable enough that if you used another home warranty at exorbitant prices, it's worth it to try First Premier to gain the same quality of service as the big-named brand companies that can pay for the advertisement to get you there, First Premier will be your knight in shining armor to bail you out. Try First Premier, and you'll be pleased.

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      Verified purchase
      Customer Service

      Reviewed March 21, 2024

      If the company performs as stated if and when I need them, then I'll be happy with them. Ted and Joe were very pleasant to speak with and did what they said they'd do. Only time will tell if they deserve my business or not. I had been with American Home Shield since 1985 and had been relatively happy with them up until April 2023 when I experienced a 9 month delay in having an appliance replaced. I initially thought that it could have been a supply chain issue but soon discovered that GE was selling the appliance that AHS promised to provide me with.

      AHS did finally resolve the issue but 9 months was too much to take. I also didn't like the fact that they use an overseas call center where people don't speak English well, nor really understand the issues that US Citizens have with their homes. Enough was enough so I decided to try this company out. We shall see. First Premier offered me an additional month of warranty at no charge for writing a review, which I have honestly done. I can't be bought for a month's worth of service, so I didn't mind writing this honest review of my interchange with them today.

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      Claims HandlingCoveragePriceRefunds & Payouts

      Reviewed March 5, 2025

      Purchased 3 year warranty from this company. Had it 3 months, then my A/C unit went out (well past their waiting period). Filed claim, it was denied even though they supposedly cover A/C's. Had to purchase a new one out of my pocket and they would not even help offset the cost. This company is a THIEVING FRAUD!!!

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      Customer ServiceCoverage

      Reviewed March 3, 2025

      Stay away from this company, they don't provide service, they only collect the premium.:

      1- I submitted two service requests, and I received nothing.
      2- Customer service is useless, and they always tell you are not covered.
      3- Since customer service can not help you, they will transfer you to someone who supposedly can help you.
      4- Regardless if you want to discuss your policy, or cancel your policy, or another complaint, they will transfer you to one person, Todd.
      5- This Todd, is a big liar, depends on what you need, he will give you a proper lie.
      6- When I finally received a cancellation form, it was just an image file with so many conditions to prevent you from any complaint about the company.

      7- Note that there is no option to create an account online, they kept telling me an account will be created for me at the end of the month.

      I hope they will have an issue with some lawyer that will be able to get them to court.

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      Customer Service

      Reviewed March 2, 2025

      I noticed a charge from this company but I already use another company. There is no way to change any of the payment options or change the policy. I called the number and it would not put me through to anyone. I'm going to have to dispute these charges to get it to cancel them.

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      Customer ServiceClaims Handling

      Reviewed Feb. 25, 2025

      First Premier Home Warranty is THE WORST!!!! They take forever to process a claim, and you cannot make a new one in the meantime. I called to cancel my plan with them as their customer service is the worst and I was told, 'if you cancel your plan you will not get paid for the claim you have in'. Have you EVER heard of anything so absurd in all your life, DO NOT SIGN WITH THEM!!!! Can never get a supervisor, OR a straight answer out of ANYONE who answers the phone, They should be ashamed of the way they treat people...Choice or Home Shield is the way to go, THEY answer all questions, things are handled in a timely manner. STAY AWAY FROM FIRST PREMIER.

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      Verified purchase
      Customer ServiceClaims HandlingRefunds & Payouts

      Reviewed Feb. 21, 2025

      This is literally the worst warranty company in the world. Sometimes when I call from my primary phone number no one ever answers or it rings for 10 minutes plus. But when I've tested calling from another number at the same time and that number they answer immediately. The staff is unprofessional and when you ask for a manager they never are able to provide anyone. When they call you they call from auto dialers so it shows up as SPAM and you don't answer. They lied and ripped me off out of additional money on a service charge and then when I called to cancel, after telling me I had to email someone in order to do so, they sent an outrageous cancellation charge and when I called told me "I should be thankful I'm getting any money back."

      In addition they took over 2 months to pay me out for my claim and they hired a service rep they didn't want to pay when he arrived, and then when I paid, they refused to reimburse me for the full amount. I encourage everyone to file as many claims with your state licensing boards, the New York attorney general since thats where they are based at and the better business bureau. Do NOT, I repeat Do NOT sign up to use their service.

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      First Premier Home Warranty Company Information

      Company Name:
      First Premier Home Warranty
      Website:
      firstpremierhomewarranty.com