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First American Home Warranty Reviews

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About First American Home Warranty

First American Home Warranty is a home warranty company that’s been in business for over 40 years. Its plans protect homeowners' budgets from unforeseen expenses due to normal wear and tear of a home's major systems and appliances.

Visit homewarranty.firstam.com
Pros
  • HVAC tuneup coverage available
  • No age limit on appliances
  • Discounts on related products and services
Cons
  • Not available in all states
  • Does not publish detailed pricing

Helpful Reviews

Redmond, OR
Verified purchase
We had a Realtor buy us a First American home warranty on a home that we bought a few years ago. We've maintained it on the last three homes. Filing a claim is easy, and it seems ...

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Fairhope, AL
Verified purchase
First American Home Warranty has been awesome. I gave them a call, and their prices were good, and their coverage was great. I signed up then. I did a claim for my HVAC system jus...

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First American Home Warranty coverage

First American Home Warranty covers essential appliances and systems through its three plans. Its Premium Plan offers the most comprehensive coverage, while the Essential Plan is the most popular.

Across its plans, First American Home Warranty offers coverage for the following items (note that not every item is available on every plan):

  • Dishwasher
  • Refrigerator
  • Clothes washer and dryer
  • Garbage disposal
  • Built-in microwave
  • Oven/range/cooktop
  • Range hood and vent
  • Trash compactor
  • Water heater
  • Luxury appliances
  • Air conditioning and heating
  • HVAC tuneups
  • Ductwork
  • Mini-split ductless system
  • Heat pump
  • Garage door opener
  • Garage door system
  • Electrical system
  • Plumbing system
  • Plumbing stoppages
  • Plumbing fixtures
  • Instant hot water dispensers
  • Sump pumps and circulating pumps
  • Central vacuum system
  • Exhaust, ceiling and attic fans
  • Doorbells
  • Roof leaks

First American Home Warranty plans

First American Home Warranty offers comprehensive plans that protect homeowners’ budgets when critical home systems and appliances break down. When it comes to systems and appliances, there are no age limits. First American Home Warranty will cover a system or appliance as long as it is in safe working order at the start of your contract, no matter how old it is.

First American Home Warranty cost

First American Home Warranty pricing ranges from about $33 per month to $78 per month at the time of publishing. Prices can vary based on your service call fee as well as home size and location, so it’s best to request a quote directly from the company to get a true picture of the cost to cover your house.

First American Home Warranty exclusions

Coverage exclusions will be outlined in your contract and usually pertain to circumstances outside of normal wear and tear.

Cosmetic damage, secondary damage, structural modifications and item parts that are deemed nonessential to the core functioning of the appliance or system may also be excluded from coverage. Your contract with First American Home Warranty will include a full list of exclusions.

First American Home Warranty coverage limits

First American Home Warranty places dollar limits on certain items. This is the total amount it will pay to access, diagnose, repair and/or replace items covered in your contract. Coverage limits typically range from $500 to $3,500 per item, which is comparable to the industry average. Note that limits may vary based on you location and plan.

» READ MORE: Is a home warranty worth it?

FAQ

What is First American Home Warranty?

First American is a home warranty company that offers three different coverage plans.

How does First American Home Warranty work?

First American service contracts typically last for one year and protect a home’s systems and appliances from unexpected repair or replacement costs caused by normal wear and tear.

Where is First American Home Warranty available?

First American Home Warranty is available in 36 states:

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • Iowa
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Maryland
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wyoming
Does First American Home Warranty require a home inspection?

No, a home inspection is not required to get coverage from First American Home Warranty, but preexisting conditions are generally not covered.

How do I request service with a First American Home Warranty plan?

To request service you can call or sign into your online account. You can request service 24/7. A technician will contact you after you’ve submitted a request to set up an appointment. At the appointment, the tech will confirm coverage, diagnose the problem and begin the repair or replacement process.

How long does it take to get service?

Service timelines can vary, but in many cases, service is initiated within 48 hours of claim approval. Appointment availability may depend on your location and the urgency of the issue.

What is the payout limit for First American Home Warranty?

First American Home Warranty sets coverage limits on certain items, usually ranging from $500 to $3,500 per item. These limits apply to the total cost of diagnosing, repairing or replacing covered systems and appliances.

Can you choose your own contractor with First American Home Warranty?

No — First American Home Warranty assigns you a contractor from its network.

Still have questions?

Is First American Home Warranty worth it?

First American Home Warranty may be worth it for homeowners who want predictable repair costs and coverage for major systems and appliances. Its plans cover a wide range of items, and there are no age limits as long as the equipment is in working condition at the start of coverage.

Pricing is relatively affordable compared with many competitors. However, coverage limits and exclusions can affect overall value, so it’s important to review the contract details carefully.

Overall, First American Home Warranty can be a good option for homeowners looking for budget protection against unexpected breakdowns, especially if they prioritize lower monthly costs and broad coverage.

First American Home Warranty Reviews

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    How do I know I can trust these reviews about First American Home Warranty?
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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceCoverageTechPriceMaintenanceStaffRates

    Reviewed July 28, 2026

    Air Solutions sent a technician out on Sunday and he looked at both HVACs. What he did was to synchronize both thermostats so that they talk to each other. He set the heating and the cooling temperatures on both thermostats so that they agree. He was very pleasant and took care of everything within 20 minutes at the most. But he acknowledged that the instruments sometimes are somewhat confusing. I was steadily pressing the button to get the heating system to reduce because upstairs, the temperature that was shown on my telephone was between 95 and 97 degrees, which was unbearable.

    I had a problem with the HVAC on the 9th of February, and on March the 15th, it was the same problem. With the more recent occurrence, it was also the same problem. I was highly concerned because when I have recurring problems within a short period of time and it has gone over the 30-day policy, the system is not working properly and I can't afford to keep paying First American $95 every 40 days because it does not coincide with their 30-day policy. But the system is working and I am hopeful that it continues to be fruitful. I didn't understand what was going on and why it was happening so frequently but right now, I am satisfied. First American has always favorably followed up on my calls for service though the price is rather high based on my resources.

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    First American Home Warranty
    Response from First American Home Warranty

    Martina, Thank you for sharing your experience with us. We regret that you are having another issue. We appreciate your patience and are committed to ensuring everything continues working smoothly.

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      Verified purchase
      Customer ServiceCoverageTechRefunds & Payouts

      Reviewed July 17, 2026

      We were looking for a home warranty mostly because we had friends that told us they had one and it was really beneficial. We were like many people and didn't know that you could have a home warranty on a home that wasn't brand-new. We signed on with First American, and the contractors have been mostly good. But we had a recent experience where the contractor was abysmal and left us in disrepair. We ended up having to hire another plumbing company to finish the work properly and we ended up paying out of pocket. We paid an extra $5,000 to have everything done properly, and that's not even including the damage to the house that was done. We have reached out to First American three times about it now but they have not responded.

      Our next step is to write a letter and we are involving our homeowner's insurance. Between the incident itself with the water heater (before we even called First American) and the problems with the other plumbing company, there was so much damage to our garage and our mudroom that we need to have the homeowner's insurance step in for repair. But we were upset that First American has not at all responded to us saying that this was a horrible experience with the contractor that they provided us with. But every other experience has been fine, and we've had about a handful.

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      First American Home Warranty
      Response from First American Home Warranty

      Camilla, Thank you for taking the time to share your review. If you need assistance with a claim, please reach out to our team at 800-992-3400 and we can help.

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffRates

      Reviewed July 14, 2026

      We did an evaluation of other home warranty providers, and at the time that we signed up with First American about 5 years ago, they seemed to be the best one in the marketplace. However, for some categories, they don't have as many suppliers that can fulfill the number to select from. There seems to be a challenge between how many contractors they may have available in a marketplace, particularly in Belleair, Clearwater. If the contractors have to come from a larger area like Hillsborough County, it's a little problematic because we got to wait for them. Then normally, when they come, they say it's broken and that they have to see us on another day. For an air conditioner, unless it's something simple, they don't have the part that they need and they have to be back.

      We've had mixed reviews associated with some of the contractors that have been put on the job. We've got one that we don't want to hear from again. If you go online and not talk to anybody, they'll automatically assign whoever's on the list. If that's not acceptable, then you have to cancel them. It is funny too when the company that got canceled sends you a survey to ask how was the service rendered.

      They might be marginal technicians who are barely qualified. They may not have the latest technology or tools associated with their service that they're supposed to render. An example would be an issue with the air conditioner. They measure the flow by raising their hand and seeing if nothing's coming out. They don't have an air meter. They're just sent out to cover the call but they don't know what they're doing.

      If you escalate your issue and if you know who to call, then you can get some more quick service because now they remember the customer and they can direct the right company to assess the problem when they come out. That's always helpful. There is some continuity with the staff to make sure that the existing customer is taken care of based on prior issues. Overall, we're satisfied and expect to have fewer calls because everything's fairly new in our house. The price continues to go up annually, but that is as everything else, like oil.

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      Verified purchase
      Customer ServiceCoverageTechPriceStaffRates

      Reviewed July 3, 2026

      I had a home warranty with another company and because of price increase, I did my own research and I decided to go with First American Home Warranty. Since then, it's been about three years and I have had four claims with them. They have been responsive and their coverage seems to be comprehensive, or at least has an option for extra fee.

      Usually within 24 hours, they respond and assign a service provider. I open the service request online, but if it's an urgent thing, then I will contact them by phone to emphasize that and ask them to expedite the process. A couple of times, it was urgent, and when I contacted them, they expedited my service request. So, I'm happy about that. Also, the companies they refer to have been doing their job. But the details that they need to open a claim is very limited. You cannot give too much information and you have only so many words you can put in. If they allow anything like that, or uploading a picture, that would be a plus. All in all, I would recommend them to others, depending on their needs. I would also advise them that they can shop around, but I can tell them that my experience with First American has been fine and I haven't had any issue with them.

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      First American Home Warranty
      Response from First American Home Warranty

      Harry, We appreciate you taking the time to share your five-star review with us! It is great to know that our team has been responsive during your claims over the last few years. We appreciate the feedback around the options for submitting a claim, as it allows us to see if there is a need for improvement in any area of our service. We're glad you chose us and look forward to being here when you need us again.

      Verified purchase
      Customer ServiceCoverageTechPunctuality & SpeedMaintenanceStaffRates

      Reviewed June 12, 2026

      We're in our 80s. Even though my husband used to fix everything, he doesn't wanna climb up on ladders, and he doesn't wanna do those things anymore. That's why we decided to get a home warranty, so we could call someone. We’re going into our third year with First American. When it comes to plumbing and electrical, we like the contractors that have come out. We had a problem when we had a problem with our stove, and we don't know if it was a communication problem. But it seemed like that particular person who came out to fix things didn't have enough knowledge to fix it. He was on the phone all the time with his boss, and he didn't speak English very well. At any rate, he didn't fix it at that time. Then we had to wait a few weeks for them to get a part. But then the next time he came out, he was able to do the work and do it effectively. Other than that, we've been very happy.

      When we had our last problem with a leak, we had a company come out, and they fixed the leak, and they were terrific. We were concerned, we'd had that kind of leak in the house in the attic several times, that maybe the plumbing wasn't of good quality. That person said, “No, it's good quality,” but they thought that our water pressure was too high and that was causing the problem.

      Then we called to have somebody come out and do something about the water pressure. And we would have liked to have that same person do that, because he diagnosed it and he knew what he was doing. But First American said, no, they had to give the contract to the first person that responded. We did get another person, and that person had been out before for us. We knew who he was, and he was a good contractor as well. We ended up being satisfied, but we would have liked to have had that person out.

      Thanks for your vote!
      First American Home Warranty
      Response from First American Home Warranty

      Elisabeth, Thank you for taking a moment to share your experience with us!

      Customer ServiceTechPunctuality & SpeedStaff

      Reviewed Aug. 18, 2026

      This is my first time using my warranty with First American Home Warranty and it has been absolutely horrible. Communication with the appliance company and First Home Warranty has been non existent, I feel like I am just getting repeatedly pushed off. I have been waiting for 5 weeks to have my fridge fixed to no avail. Today the tech finally come out with parts and none of them work!!! I was told that I cannot request a new application company either by First American Home Warranty and would be assigned to someone to help who would reach out in 24 hours. I was told this 2 weeks ago and got no phone call. I had to call First American after 3 days and numerous calls to First American as "they did not have an extension to reach the person I was assigned to." Today was told I would be assigned a person again to assist me. Made me laugh! Every time I call I have to go thru the whole issue again and again.

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      Verified purchase
      Customer ServiceClaims HandlingCoverageTechPriceBillingRates

      Reviewed Aug. 11, 2026

      I've been a customer of First American Home Warranty for over 23 years and I'd give them 5 stars. Their claims process is fairly easy. You make a phone call, they answer it, and you'll get someone to show up in a reasonable amount of time. I recently had a tech out who replaced a garbage disposal for the second time because the first one didn't last very long. It wasn't a major job but it was done correctly and the tech was great. Other than that, there's always an increase in First American's price, so it would be great if they could lower their bill like it was before.

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      First American Home Warranty
      Response from First American Home Warranty

      David, Thank you for taking the time to share your feedback—it helps us continue to deliver reliable service to homeowners like you!

      Verified purchase
      Customer ServicePunctuality & Speed

      Reviewed Aug. 9, 2026

      My tankless water had a water leak problem and so we reported to FAHW. FAHW responded promptly and responsibly to my all my claims and questions. As a result, the work has been completed satisfactorily. Thank you!

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      First American Home Warranty
      Response from First American Home Warranty

      Eung Paek, Thank you for your feedback. We are delighted to know that you had a smooth claim process and will continue to be here for you should you need us in the future!

      Verified purchase
      TechMaintenanceTimeliness

      Reviewed Aug. 7, 2026

      I have had a good experience with FAHW. I have put in 3 service requests and the dishwasher and garage door problems were fixed right away. The plumbing leak was a little more complicated and I wish I could have had a plumber out to my home the same day. They did mark it as an emergency, which I appreciated, because we were without water. Unfortunately, no one was available to come out until the afternoon of the next day. The pinhole was only patched the first day, and the patch didn't hold. The pipe was fixed the following day and now we are going forward with restoration.

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      First American Home Warranty
      Response from First American Home Warranty

      Nancy, We sincerely appreciate your review and your continued trust in our services!

      Verified purchase
      Customer ServiceCoverageTechPunctuality & SpeedStaff

      Reviewed Aug. 7, 2026

      The repairman came out, looked at the problem; called someone and discussed it; he let me know that he was going to order parts and woud be back; as soon as the parts came made an appointment to come out and fix it; he pulled the GE adventium out of the wall; installed the new part; tested it; once he was sure it was working he put it back and left. He was so professional that I called his office, left a great review and told them if I had any problems in the future I wanted him to come out.

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      First American Home Warranty
      Response from First American Home Warranty

      John, Thank you for taking a moment to share your review with us. It is wonderful to know that we have been able to be there for you when you needed it most!

      Verified purchase
      Customer ServiceTechPunctuality & SpeedStaff

      Reviewed Aug. 7, 2026

      FAH provided a fast response to my ticket. The issue was resolved in about 30 minutes and the technician was very knowledgeable in troubleshooting and found the problem right away. Very good experience with AFH.

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      First American Home Warranty
      Response from First American Home Warranty

      Duane, Thanks so much for sharing your great feedback with us regarding your recent service. We are thrilled to hear that we were able to have this resolved for you so quickly. We look forward to being there for you, should you ever need us again!

      Verified purchase
      Customer ServiceStaff

      Reviewed Aug. 7, 2026

      Working with the people on the phone is very professional and understanding. Their attitude and explaining is very helping when trying to describing my questions. My only complaint is trying to explain the issue with the AI questions. I do not use AI.

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      First American Home Warranty
      Response from First American Home Warranty

      Rose, We appreciate you taking the time to share your feedback with us!

      Verified purchase
      Customer ServiceCoverageTechMaintenanceStaffTimeliness

      Reviewed Aug. 7, 2026

      Very pleased with the handling of my service call. Received service the day after my request. The technician was knowledgeable and had parts on hand to fix my microwave same day. I have been an Fahw customer for many years and think it’s the best home warranty company available.

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      First American Home Warranty
      Response from First American Home Warranty

      Ben, Thank you for your feedback—it helps us continue to deliver reliable service to homeowners like you!

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenance

      Reviewed Aug. 4, 2026

      I bought a house and a lot of the appliances in it were originals. So, I got the warranty from First American and I have it for about two months now. Working with them has been tough. First American's been pretty good but we've had repeated tech visits. I know that if the same issue happens within 30 days, I don't have to pay the additional $95 for them to come out and look at the same appliance. They came out once in June for my water heater, then 10 days after that 30 days was up, the water heater started having issues again, so I had to pay another 95. It was a pain in that sense that here I thought they fixed it the first time they came out.

      The problem was, when I'd go to take a shower, I wouldn't have any hot water. So, I'd have to go out and hit the reset button after I unscrewed this panel. I’d hit the reset button, then it clicked back on, wait a little while, and the water would be hot. But the first time, I was having to do that every two or three days. So, the techs changed some thermostat on it. Then 40 days later, I went to take a shower, and I didn't have any hot water. I went out and pushed the button again on it to reset it, and a little bit later, the water was hot. Apparently, there are two different thermostats. There's an upper one and a lower one. And the guy who came out for the second go-round on my water heater replaced the lower thermostat. So, we'll see.

      Other than that, I like knowing that if something happens to my heat pump or to different things in here that are expensive to replace, I've got this insurance that I can contact, and for 95 bucks, I'd have somebody come out to look at it. It's a lot less than I would have to pay if I was calling on my own to have somebody come out and check things out. So far, I've had three different things happen and having the warranty gives me a little bit more peace of mind.

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      First American Home Warranty
      Response from First American Home Warranty

      Suzanne, We appreciate you taking the time to share your review with us! We will continue to be here for you should you need us in the future.

      Verified purchase
      Customer ServiceTechMaintenanceResolution

      Reviewed Aug. 3, 2026

      We reported that our dishwasher didn't drain. The contractor came and said the problem was the new disposal installed did not have the valve opened. He took less than 10 minutes to open the disposal drain. Now the dishwasher drains but each time when we use the disposal the waste goes into the dishwasher. Therefore, we still can not use the dishwasher. The supervisor Maguire insisted that we need to pay additional $95 to file a new claim. The first time was for Appliance problem and this time a plumbing problem. As a customer, I didn't know my dishwasher problem was appliance or plumbing problem. Just wondering if we pay this new $95, then your company may say it's not a plumbing problem, it's something else. Just pay again.

      When I called to report our problem, I said "Our dish washer does not drain". Then your company decided it's an appliance problem and sent ACCT Appliance Incorporated to fixed the issue. I did not specified it's a appliance problem. Therefore for your company, the corrective action is:
      1. Train the person who decides which contractor should be used for the project; so they can have better knowledge deciding whom they should send.

      2. The project should be depend on the subject (dishwasher, refrigerator,....) and not by the category (appliance, plumbing...)

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      Verified purchase
      Customer ServiceTechStaff

      Reviewed Aug. 3, 2026

      Laura is the secretary for the office of the president. She is amazing and ensures that my quality of service by the team and the vendors is great. She is the reason why I keep coming back every year to this company. There have been times that the customer service team does not help me so I have to contact Laura and she gets it done.

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      First American Home Warranty
      Response from First American Home Warranty

      Jacqueline, We appreciate you taking the time to share your review with us. It is fantastic to know that you were provided five-star service. We know how many choices you have when deciding on a home warranty company, and we are glad you chose us!

      Profile pic of the author.
      Customer ServiceTechPricePunctuality & SpeedRefunds & PayoutsStaffHonesty & TransparencyCoverage Limits

      Reviewed Aug. 3, 2026

      7/1 hvac claim opened. When their vendor was not responsive for a full week we were approved to use an outside vendor. 7/17 required documentation submitted. Since that time it’s all lies, putt offs and we will send someone a message. 33 days later my HVAC still isnt repaired and they have their premium, the $95 service fee they charged me and we’ve paid the outside vendor $165 for which we haven’t been reimbursed. We requested a manager call on 7/3…. Nothing yet. Buyer beware.

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      First American Home Warranty
      Response from First American Home Warranty

      Candace, Thank you for bringing this to our attention. We show that your claim has been escalated within our team and we are working toward next steps to resolve your claim. As soon as we have another update, we will certainly reach out to update you.

      Customer ServiceCoverageTechPunctuality & SpeedResolution

      Reviewed Aug. 2, 2026

      Will not cover what they promise in contract, have spent hours on the phone and on their message center. They just keep transferring me to different people that say it's in escalation. We are in our 70s and it's 112 degrees and AC down for 2 weeks, they have no service contractors that repair heat pumps that will do the work. I am still waiting for someone to contact me about repair.

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      First American Home Warranty
      Response from First American Home Warranty

      Victoria, Thank you for bringing this to our attention. We show that your claim has indeed been escalated within our team for review. If you have not yet received an update, please reach out to our team at 800-992-3400 and we can help.

      Verified purchase
      Customer ServiceCoverageTechPunctuality & SpeedMaintenance

      Reviewed Aug. 1, 2026

      First American was provided to us when we purchased the house, and in the two years since, the experience has been awful. Our air conditioning went out on July 15th, and we are on our third visit with the contractor they provided. We’ve had no air conditioning for four weeks this Thursday and I called them five times last week. We are no closer to getting it repaired. It took three days for the guy to come out and then he had to take two days to create a report. And when I called back, they decided they needed another visit. Now, we’re waiting and it’s another day.

      On the first visit, the tech put in Freon, and on the second visit, the Freon was already leaking. And now, a week later, they’re gonna do a leak test. We're nearly 70 years old and it’s been 95 degrees here in Southern California. It was 83 in our master bedroom last night and we have no air conditioning. And there's no plan to fix it or replace it. I’m gonna file a complaint with the Better Business Bureau.

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      First American Home Warranty
      Response from First American Home Warranty

      Gerrit, Thank you for taking the time to share your feedback with us. We do apologize that this is taking longer than anticipated. We have a process when evaluating and determining an outcome for our customers and do our best to keep this process moving forward until resolved. We show that your claim has been escalated with our team for assistance and someone will be reaching out with an update, if they have not already.

      Verified purchase
      TechRates

      Reviewed July 31, 2026

      First American's techs have been okay but it takes a while to get a repair person out. Despite that, I’ve had them for a few years and I'd recommend them. I'd rate their service 4 stars.

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      First American Home Warranty
      Response from First American Home Warranty

      Phyllis, We sincerely appreciate your review and your continued trust in our services.

      Verified purchase
      Customer Service

      Reviewed July 30, 2026

      We had a major issue come up with our heating system, at first we were concerned about initial communication with phone customer service. The call centers and people working there are often difficult to deal with. But when we escalated it to the higher level people in the company they were totally efficient, acted in a timely and collegial way and our issue was resolved. We are very satisfied with the outcome.

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      First American Home Warranty
      Response from First American Home Warranty

      Melinda, Thank you for taking a moment to share your experience with us!

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenance

      Reviewed July 30, 2026

      I was not happy with my coverage people and I started looking for other companies. I did a research online, and it indicated that First American was one of the better choices. I signed up with them and claims go easily. I just call it in and go through the prompt. That part works well. Then somebody usually contacts me and asks for photographs or serial numbers.

      I like the way that First American has responded in the past when I've reached out. The stove couldn't be repaired so they worked with me to find a new one. The stove that was brought to me was dented, so they took that back. All of that happened in a timely manner. In general, they respond quickly and have given me good contractors. But this last time, that was a really frustrating experience. I had a problem with the contractor. They came out to repair my washing machine, but they had some difficulty. They ended up breaking the door off, which they ordered a part for and fixed. But the washing machine still wasn't repaired.

      This process took over six and a half weeks and I had no washing machine the whole time. Finally, I contacted a local person who works on washing machines and got it repaired within a week. First American worked with me to reimburse me for at least part of the cost of the final repair. I have not canceled my plan because they reimbursed the money. I'm gonna keep working with them but I'm not 100% satisfied at the moment. The cost is a little high as well. It's $100. The last company I had was just $70.

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      First American Home Warranty
      Response from First American Home Warranty

      Melanie, We appreciate you taking the time to share your detailed review with us! We're glad you chose us and look forward to being here when you need us again.

      Verified purchase
      TechPunctuality & SpeedStaff

      Reviewed July 29, 2026

      Everything has been great with First American. As a younger renter, we haven't had great experiences with homeowners and getting things fixed quickly. But we’ve had better experiences now, living here almost a year. Our dishwasher had a grinding noise and we reported the issue to First American. A week later, the tech came and checked it out in less than 10 minutes. Another week later, the new dishwasher came. It was replaced very quickly. First American is very helpful and easy. I’m a third person who's getting the contact information, but it's still smooth.

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      First American Home Warranty
      Response from First American Home Warranty

      Madison, Protecting your home is our top priority—thanks for trusting us with it!

      Verified purchase
      Contract & TermsCoverageTechPriceMaintenanceCoverage Limits

      Reviewed July 27, 2026

      Beginning to feel that the coverage is a waste of money! Our claim was for our shower. The seals needed replaced and the handle broke off trying to get water to stop dripping. Ironically, they would not cover it because it was BROKEN! So, $95.00 spent on the service fee for nothing. Went online and have all the parts and tool to replace it coming for total of $78.00. Our claim before was for our evaporative cooler which has rusted out. The repair man said that it would not be cover because it would most likely fall apart. Another $95.00 for nothing. They were told what the issue was in both cases, and I feel knowing that it was not going to be cover but still charged the fees, and the repair company no doubt got their service fee. Yes!! Feel taken advantage of!

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      First American Home Warranty
      Response from First American Home Warranty

      Alan, We appreciate your feedback. We were unable to locate your claim with only the name provided and would like to look into this further and have requested additional information privately.

      Update- Thank for providing us with additional information to locate your claim. We understand the frustration when a claim is denied and we apologize for this inconvenience. We can certainly review your plan with you to verify your coverage and ensure it is the plan that works best for what you need. We hope the next time you need us, you will give us another chance to assist you.

      Resolution In Progress
      Verified purchase
      Customer ServiceClaims HandlingTechPriceRefunds & PayoutsHonesty & Transparency

      Reviewed July 27, 2026

      My experience is paying for something I don't know how to use or if it will be worth the financial burden and the psychological stress if and when I have cause to file a claim. The government protects RICO, Fraud, Blatant Criminal conduct, most businesses have arbitration clauses to prevent the rule of law being used to protect the consumer. Contractors lie deceive then deny everything promised over the phone. Then send under qualified people to do half hazard work that needs corrected after they leave.

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      First American Home Warranty
      Response from First American Home Warranty

      Mark, Thank you for sharing your feedback with us. We certainly do our best to ensure overall satisfaction for our customers. If you have any questions regarding coverage or need assistance with a claim, please reach out to our team at 800-992-3400.

      Verified purchase
      Customer ServiceContract & TermsTechPricePunctuality & SpeedStaff

      Reviewed July 27, 2026

      Good service, and no issues. They responded promptly, and the service technician was there within a couple of days of my calling. $95 Total or one issue. If you try to combine more than one issue into a single service call, they will charge you the $95 fee for each issue, so I passed on that.

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      First American Home Warranty
      Response from First American Home Warranty

      Ronald, We appreciate you taking the time to share your five-star review with us!

      Verified purchase
      TechStaff

      Reviewed July 27, 2026

      Many complications and delays to finally get fridge installed. Well satisfied with new fridge and past services last 10 years. Appreciate assistance and attention gave to issues by case manager, Marlon.. Will remain a customer and member. Plumber and installers miscommunications caused delays.

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      First American Home Warranty
      Response from First American Home Warranty

      Carl, We appreciate you taking the time to share your honest feedback with us. We will continue to be here for you should you need us in the future!

      TechStaff

      Reviewed July 27, 2026

      Company is not responsive. We have been without a refrigerator for 2 weeks because they cannot agree with the service provider they sent out. First American says it needs to order additional parts but the service provider told me that the fridge was unrepairable and must be replaced. I need a working fridge and have paid this company for 5 years and they are giving me the runaround! No not use!! Buyer beware!!

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      First American Home Warranty
      Response from First American Home Warranty

      Kevin, We have requested your claim number privately so we can look into this further for you. If you need immediate assistance, please contact our team at 800-992-3400 and we can help.

      Update- Thank you for providing us with additional information to locate your claim. Your claim has been escalated within our team for review. As soon as we have another update, we will certainly reach out. You can also reach out directly to your Claims Specialist at any time through the contact information provided to you.

      Resolution In Progress
      Verified purchase
      Customer ServiceTechStaff

      Reviewed July 27, 2026

      I would not trade First American for anything. In the past, they replaced our air conditioner, and everything we've called them for, they have been on top of it. We're grateful for that. Submitting the claim was not hard at all. They had to order a part, but it was swift. The technician was awesome and even told us what a good refrigerator we had and that we should probably hang on to it. So, they gave us positive remarks about the refrigerator we had. I've been with First American for probably 10 years and my experience has been professional, intentional, and excellent customer service.

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      First American Home Warranty
      Response from First American Home Warranty

      Tonya, Thank you for your feedback—it helps us continue to deliver reliable service to homeowners like you!

      Verified purchase
      Customer ServiceCoverageTechPriceStaffRatesCoverage Limits

      Reviewed July 21, 2026

      Over the last 30 years, we've had six homes with First American Home Warranty. They fired us on one home ‘cause there were so many claims on that house. They wouldn't let me talk to their manager. That was a hot mess. Then within weeks, we started getting letters in the mail about getting a home warranty from them. We didn't come back to First American until we purchased this home, and the seller was offering them as the home warranty.

      First American saves us on huge costs. Recently, we had a claim for a hot water heater, and they replaced it. Though I had to pay $1,200 for upgrades on the house because it wasn't up to code, the hot water heater was put in for a very reasonable price. We bought that home to make it an Airbnb, and that would have been $4,000 or $5,000 out of our pocket.

      The service providers have been very professional. They've done their job well and communicated well. However, when I try to call and talk to somebody to let them know I haven't heard from my provider, I can't get ahold of them ‘cause the call goes straight to voicemail. Then I’d get somebody in another country who's reading a script. I tell them they're not listening to my question and I repeat my question but they just repeat the same thing. I'd tell others to do First American as long as they have the time to sit on hold if they have an issue. It's going to take a day or two to figure it out. Sometimes there are delays or situations where you can't get answers or a real person.

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      Verified purchase
      Customer ServiceTechPunctuality & SpeedStaff

      Reviewed July 20, 2026

      There is no way to contact you. Your phone bank only has foreign people. You sent someone to our house whose business cannot be found on the Internet, whose business card has no address, no last name for the technician who came without a uniform in an unmarked vehicle. His license number does not pull up anything on a California contractor's licenses.

      Your call bank people do not recognize the importance of someone who has a better business bureau ranking, ratings on the internet. They said the part has been ordered and they cannot change the company. I do not want this man to return to our house. I want a reputable company. It's a microwave. The fan was working. The light was working. He disconnected both of those. He said we would have to wait at least 7 days for parts. Maybe more. We already waited a week to get service.

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      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaff

      Reviewed July 20, 2026

      First American is insurance coverage on a house that I wasn't familiar with. My real estate agent bought the First American policy for me and I’ve been protected for about a year. It was nice to have one that took care of things that I didn't know could fail because I didn’t know the house at all when I moved in. My experience was probably a 7 if 10 was perfect and 0 was terrible.

      I’ve used the policy with First American about three times, and the most recent repair was for my garage door. They replaced the drive chain, and everything works now. I like First American’s response time the most. They respond fairly quickly whenever I’ve needed service. But I didn’t like that every time someone came out to do the work, they were always trying to do an upsell. The vendors also choose the absolute lowest cost method of repair. They’re not worried about the quality of the repair. For example, I have a Sub-Zero refrigerator, and when they fixed the ice maker, the technician told me there was an electrical board that should be replaced. Instead, he said it was cheaper and quicker for him to repair the board. When I asked if it would continue to work, he said it should, but if it didn’t, I could just call him back.

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      Verified purchase
      Customer ServiceTechPunctuality & SpeedStaffEase of Use

      Reviewed July 18, 2026

      I have had nothing but good experiences with First American. All technicians are professional and are experienced in their field. Online communication is easy to use. I have been treated fairly by the company and am pleased with their handling of my issues. Always a prompt response and easy communication.

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      First American Home Warranty
      Response from First American Home Warranty

      Karen, Thank you for your feedback—it helps us continue to deliver reliable service to homeowners like you!

      Verified purchase
      CoverageTechMaintenance

      Reviewed July 18, 2026

      We have an old cooktop that stopped heating. I was sure it could not be fixed. Then comes our service provider. He is a genius. He not only knows the cooktop but was able to fix it. What a miracle. We are now using the stovetop.

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      First American Home Warranty
      Response from First American Home Warranty

      Sally, We appreciate you taking the time to share your review with us. It is fantastic to know that you were provided five-star service. We know how many choices you have when deciding on a home warranty company, and we are glad you chose us!

      Verified purchase
      CoverageTechOnline & AppRefunds & PayoutsRatesTransparencyTimeliness

      Reviewed July 17, 2026

      Denied Legitimate Claim, Conflict of Interest with Contractor, Zero Accountability. I have been a policyholder with First American Home Warranty since 2023 and recently experienced what I consider to be a deeply unfair and troubling claim denial that I feel compelled to share publicly. The Issue: My air conditioning zoning control board failed — the exact same component that First American Home Warranty previously approved and paid to repair in July 2023. This time, they denied the claim, stating the part is not covered.

      The Problem: The contractor they dispatched — Smartchoice Service Inc. — submitted a diagnostic report that I believe was intentionally written to result in a claim denial. My suspicion is well-founded: within days of the denial, the same contractor issued me an estimate for $1,700.00 to repair the exact same component out of pocket. This is a direct and obvious conflict of interest. The contractor profits when the warranty claim is denied. The Inconsistency: First American Home Warranty covered and paid for this same repair on this same component three years ago. No policy change was communicated to me, and this exclusion is not stated anywhere in my policy documents or on their website. How can the same part be covered one year and excluded the next with no notice?

      My Attempts to Resolve: I formally disputed the denial in writing, requesting a second independent inspection, a full review of the contractor's report, and coverage consistent with their prior approval. First American Home Warranty declined all requests and upheld the denial without explanation. What I Am Doing Next: I have filed a formal complaint with the California Department of Insurance and am pursuing all available remedies. If you are considering a home warranty, I strongly caution you to document everything, keep records of all prior claim approvals, and be aware that the contractors dispatched may have a financial incentive to deny your claim. First American Home Warranty failed to honor a legitimate claim, failed to disclose exclusions clearly, and failed to investigate an apparent conflict of interest with their own contractor. I would give zero stars if I could. — Safedin **, Irvine, CA

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      First American Home Warranty
      Response from First American Home Warranty

      Safedin, Thank you for taking the time to share your detailed experience with us. While we always aim to provide the highest level of service, we're sorry to hear that we did not meet your expectations. We show that you were able to connect with our team and send in the invoice for the diagnosis you received. We will review and as soon as we have another update, we will connect with you. We hope the next time you may need us, you will give us another chance to meet your needs.

      Profile pic of the author.
      Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedMaintenance

      Reviewed July 16, 2026

      I filed a claim for our microwave and dishwasher, $200.00 service charge. The service provider came out inspected the items. He wrote his report for the dishwasher and a report for the microwave. At the he was writing the report he said he wasn’t sure if First American would cover the microwave but he’d submit it. He had order the part for the dishwasher. We received the call to schedule the completion. First American refused to approve the repair of the microwave, they only covered the dishwasher. We happen to have an appliance warranty company. Their repair came out, he knew exactly was wrong. He had my husband turn off the power so he could confirm the issue. The microwave needed a new board (circuit/motherboard). The part was ordered and installed! First American sent a survey asking if I was going to renew…absolutely NOT!

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      Verified purchase
      Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedRates

      Reviewed July 16, 2026

      We needed insurance when we first bought our house and the previous owners had First American Home Warranty, and we just decided to go with them. Before everything went online, submitting a claim was hard because we had to wait forever on the phone. But they’ve made it easier by putting things online. Now, you just have to have your account and you go in there and file your claim. Most of the techs are great. If they're not and they don’t fix problems, I have to call First American and say that not only was it not fixed, but they were also not good. So they need to send me another company. In my most recent claim for the kitchen sink, the techs were good.

      Price-wise, First American is the same as its competitors, so it comes down to preference. When I first started with First American, it was $55 per service call. But now, it's $90 so I'm not happy about it. But overall, the experience with them has been fine. They’re decent and provide you with what you need. You just have to read the fine print of your contract and tell them exactly what you need for your house.

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      First American Home Warranty
      Response from First American Home Warranty

      Stephanie, Thank you for taking a moment to share your review with us. It is wonderful to know that we have been able to be there for you when you needed it most. We're glad you chose us and look forward to being here when you need us again!

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      Customer ServiceTechPunctuality & SpeedMaintenanceStaff

      Reviewed July 15, 2026

      First American Home Warranty was very prompt in returning my initial phone call. I had three items disposal, microwave, and ice maker that needed to be fixed/replaced. Each technician: plumber, appliance tech, and installer were great. They explained the problem and the timeline to fix the problem. They completed the work in less time that I anticipated. I'm very pleased and will continue to utilize them in the future, if necessary.

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      First American Home Warranty
      Response from First American Home Warranty

      Rowena, We appreciate you taking the time to share your review with us. It is fantastic to know that you were provided five-star service!

      Verified purchase
      Tech

      Reviewed July 15, 2026

      I was having electrical issues and the warranty provider that I had at the time didn't have anybody to send out to me. So, I switched to First American Home Warranty. I recently submitted a service request online, then somebody reached out to me and I started talking to them. They were pretty good and easy to talk to. But they didn't have a tech in the area, so they just gave me money to pay the contractor that I picked. I was very satisfied with the way they handled the issue.

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      First American Home Warranty
      Response from First American Home Warranty

      Gregorio, Thanks so much for taking the time to share your review with us!

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffTimelinessValue

      Reviewed July 14, 2026

      A few repairs were completed and fixed the particular problem, others only temporarily fixed a problem or didn't fix it at all. One toilet was replaced, which fixed that problem, the other toilet was given a temporary fix to assist the flushing rather than replacing it, and now the problem has returned. The heating/furnace problem was never fixed and I gave up, although I'm hoping that the air conditioning repair may have taken care of the heating problem. The dishwasher was repaired, although it took three weeks. The plumbing problem with pounding at 5 & 6 a.m. turned out to be a water pressure issue, which wasn't covered so I paid $95 to not get that fixed. When my water heater went, I called my regular plumber who fixed it the same day--it cost more, but got fixed properly and promptly. Renewing the policy would cost about $200 more than last year's policy. On balance, I've decided it's not worth the money.

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      First American Home Warranty
      Response from First American Home Warranty

      Dr Anita, Thank you for taking the time to share your review with us. If you are still experiencing issues and need assistance with a claim, please reach out to our team at 800-992-3400 and we can help. We hope that you decide to give us another chance, so we can show you that we do care about you and any concerns that may arise.

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      First American Home Warranty Company Information

      Company Name:
      First American Home Warranty
      Year Founded:
      1984
      City:
      Santa Rosa
      State/Province:
      CA
      Website:
      homewarranty.firstam.com

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