First American Home Warranty Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.

+2 more
About First American Home Warranty
First American Home Warranty is a home warranty company that’s been in business for over 40 years. Its plans protect homeowners' budgets from unforeseen expenses due to normal wear and tear of a home's major systems and appliances.
- HVAC tuneup coverage available
- No age limit on appliances
- Discounts on related products and services
- Not available in all states
- Does not publish detailed pricing
Helpful Reviews
First American Home Warranty coverage
First American Home Warranty covers essential appliances and systems through its three plans. Its Premium Plan offers the most comprehensive coverage, while the Essential Plan is the most popular.
Across its plans, First American Home Warranty offers coverage for the following items (note that not every item is available on every plan):
- Dishwasher
- Refrigerator
- Clothes washer and dryer
- Garbage disposal
- Built-in microwave
- Oven/range/cooktop
- Range hood and vent
- Trash compactor
- Water heater
- Luxury appliances
- Air conditioning and heating
- HVAC tuneups
- Ductwork
- Mini-split ductless system
- Heat pump
- Garage door opener
- Garage door system
- Electrical system
- Plumbing system
- Plumbing stoppages
- Plumbing fixtures
- Instant hot water dispensers
- Sump pumps and circulating pumps
- Central vacuum system
- Exhaust, ceiling and attic fans
- Doorbells
- Roof leaks
First American Home Warranty plans
First American Home Warranty offers comprehensive plans that protect homeowners’ budgets when critical home systems and appliances break down. When it comes to systems and appliances, there are no age limits. First American Home Warranty will cover a system or appliance as long as it is in safe working order at the start of your contract, no matter how old it is.
| Coverage | Starter | Essential | Premium |
|---|---|---|---|
| Air conditioning | |||
| Electrical | |||
| Heating | |||
| Plumbing | |||
| Ductwork | |||
| Water heaters | |||
| Exterior sewer lines | |||
| Exterior water lines | |||
| Interior plumbing lines | |||
| Interior electrical lines | |||
| Sump pump | |||
| HVAC tuneups | |||
| Refrigerators | |||
| Dishwashers | |||
| Oven | |||
| Range | |||
| Cooktop | |||
| Built-in microwaves | |||
| Built-in food centers | |||
| Garbage disposals | |||
| Trash compactors | |||
| Ice maker | |||
| Instant hot/cold water dispensers | |||
| Range exhaust hood | |||
| Kitchen exhaust fan | |||
| Clothes washers | |||
| Clothes dryers | |||
| Toilets | |||
| Whirlpool bathtub | |||
| Faucets | |||
| Ceiling fans | |||
| Attic fan | |||
| Central vacuums | |||
| Doorbells | |||
| Garage door openers | |||
| Roof leak repairs | |||
| Main breaker | |||
| Plumbing stoppages | |||
| Home electronics | |||
| Smoke detectors | |||
| Jetted tub components | |||
| Monthly premium cost | $42-$47 | $57-$62 | $77-$82 |
| Annual premium cost | N/A | N/A | N/A |
| Type | Combo | Combo | Combo |
| Plan name | Starter | Essential | Premium |
| Monthly cost | $42 or $47 | $57 or $62 | $77 or $82 |
| Annual cost | N/A | N/A | N/A |
| Monthly cost | $42 | $57 | $77 |
| Monthly cost | $47 | $62 | $82 |
| Monthly cost | N/A | N/A | N/A |
First American Home Warranty cost
First American Home Warranty pricing ranges from about $33 per month to $78 per month at the time of publishing. Prices can vary based on your service call fee as well as home size and location, so it’s best to request a quote directly from the company to get a true picture of the cost to cover your house.
| Coverage plan | Cost | Covers |
|---|---|---|
| Starter Plan | Starting at $33 per month | Basic coverage for select appliances and systems |
| Essential Plan | Starting at $48 per month | Broader coverage for common home systems and appliances |
| Premium Plan | Starting at $78 per month | Most comprehensive plan with expanded systems and appliance protection |
First American Home Warranty exclusions
Coverage exclusions will be outlined in your contract and usually pertain to circumstances outside of normal wear and tear.
Cosmetic damage, secondary damage, structural modifications and item parts that are deemed nonessential to the core functioning of the appliance or system may also be excluded from coverage. Your contract with First American Home Warranty will include a full list of exclusions.
First American Home Warranty coverage limits
First American Home Warranty places dollar limits on certain items. This is the total amount it will pay to access, diagnose, repair and/or replace items covered in your contract. Coverage limits typically range from $500 to $3,500 per item, which is comparable to the industry average. Note that limits may vary based on you location and plan.
» READ MORE: Is a home warranty worth it?
FAQ
What is First American Home Warranty?
First American is a home warranty company that offers three different coverage plans.
How does First American Home Warranty work?
First American service contracts typically last for one year and protect a home’s systems and appliances from unexpected repair or replacement costs caused by normal wear and tear.
Where is First American Home Warranty available?
First American Home Warranty is available in 36 states:
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Florida
- Georgia
- Idaho
- Iowa
- Illinois
- Indiana
- Kansas
- Kentucky
- Maryland
- Michigan
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Jersey
- New Mexico
- North Carolina
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- West Virginia
- Wyoming
Does First American Home Warranty require a home inspection?
No, a home inspection is not required to get coverage from First American Home Warranty, but preexisting conditions are generally not covered.
How do I request service with a First American Home Warranty plan?
To request service you can call or sign into your online account. You can request service 24/7. A technician will contact you after you’ve submitted a request to set up an appointment. At the appointment, the tech will confirm coverage, diagnose the problem and begin the repair or replacement process.
How long does it take to get service?
Service timelines can vary, but in many cases, service is initiated within 48 hours of claim approval. Appointment availability may depend on your location and the urgency of the issue.
What is the payout limit for First American Home Warranty?
First American Home Warranty sets coverage limits on certain items, usually ranging from $500 to $3,500 per item. These limits apply to the total cost of diagnosing, repairing or replacing covered systems and appliances.
Can you choose your own contractor with First American Home Warranty?
No — First American Home Warranty assigns you a contractor from its network.
Still have questions?
Is First American Home Warranty worth it?
First American Home Warranty may be worth it for homeowners who want predictable repair costs and coverage for major systems and appliances. Its plans cover a wide range of items, and there are no age limits as long as the equipment is in working condition at the start of coverage.
Pricing is relatively affordable compared with many competitors. However, coverage limits and exclusions can affect overall value, so it’s important to review the contract details carefully.
Overall, First American Home Warranty can be a good option for homeowners looking for budget protection against unexpected breakdowns, especially if they prioritize lower monthly costs and broad coverage.
First American Home Warranty Reviews
Filter by Rating
- (4,642)
- (1,087)
- (493)
- (324)
- (2,432)
Popular Mentions
- 4,916,070 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,916,070 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
First American Home Warranty Company Information
- Company Name:
- First American Home Warranty
- Year Founded:
- 1984
- City:
- Santa Rosa
- State/Province:
- CA
- Website:
- homewarranty.firstam.com
Media

