Liberty Home Guard

Liberty Home Guard

 4.1/5 (190 reviews)
Monthly premium cost
$49.99 to $69.99
50 states
Labor guarantee
60-day workmanship warranty
Service fee
$65 to $125
Liberty Home Guard
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Overall Rating4.1 out of 5
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About Liberty Home Guard

Liberty Home Guard offers three major home warranty plans to help protect homeowners from unexpected repairs. It also has several add-ons so you can customize your coverage to your situation. The company offers plans in 48 states and Washington, D.C., and has an extensive network of qualified technicians for necessary repairs. Liberty Home Guard’s website makes it simple to track the status of claims and view plan details.

Pros & Cons


  • No inspection required
  • Flexible coverage terms, including month-to-month
  • Licensed technician dispatched in 24 to 48 hours


  • Can't always choose your own service technician
  • 30-day waiting period

Bottom Line

Liberty Home Guard offers three plans, plus additional coverage, with plenty of customization options. Each claim comes with a 60-day workmanship guarantee. The company doesn't require a home inspection prior to purchase, and there isn't an age limit for appliances.

Top Liberty Home Guard Reviews

Rated with 5 stars

I really liked what the rep had to say and their pricing. I also liked the customer service. ... I asked the rep about a longer plan and he said they didn't do those. But he calle...

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Rated with 4 stars

They're way prompter than my previous service provider. … The customer service overall was helpful and satisfactory. However, their website is not as interactive or as helpful as ...

Read full review

What is Liberty Home Guard?

Liberty Home Guard is a home warranty company that offers three coverage plans. It’s available in 50 states and Washington, D.C. You can file a claim 24/7 and track the status of your claim from your account online.

Liberty Home Guard has an extensive network of licensed contractors nationwide to complete home repairs, and each repair comes with a 60-day workmanship guarantee.

Liberty Home Guard cost

Liberty Home Guard offers flexible payment options. You save money by purchasing an annual plan, but month-to-month plans are available.

Total costs vary by plan and location, so you have to request a custom quote to get the most accurate information.

We asked for a quote for a home in Houston, Texas, and got the following pricing information for Liberty Home Guard’s three plans and additional coverage:

PlanMonthly cost*Annual cost*
Systems Guard $54.99 $549.99
Appliance Guard $49.99 $499.99
Total Home Guard $59.99 $599.99
Pool and spa $19.99 $199.99
Lawn sprinkler system $9.99 $99.99
Generator $19.99 $199.99
Casita/guest unit $35.99 $359.99
Electronics protection $19.99 $199.99
TV mounting (up to 85-inch TV) $19.99 $199.99
Sump pump $8.99 $89.99
Well pump $12.99 $129.99
Septic system pumping $12.99 $129.99
Central vacuum $8.99 $89.99
Stand-alone freezer $5.99 $59.99
Water softener $13.99 $139.99
Swamp cooler $14.99 $149.99
Ice maker (in-fridge) $3.99 $39.99
Wine cooler/fridge $11.99 $119.99
Instant hot water dispenser $9.99 $99.99
Reverse osmosis water filter system $14.99 $149.99
Pro-series refrigerator $24.99 $249.99
Pro-series microwave $9.99 $99.99
Pro-series washing machine $11.99 $119.99
Pro-series clothes dryer $11.99 $119.99
Limited roof leak $11.99 $119.99
Re-key $9.99 $99.99
Gutter cleaning $14.99 $149.99
Carpet cleaning $19.99 $199.99
Lighting fixtures $7.99 $79.99
Plumbing fixtures $7.99 $79.99
*For a home in Houston, Texas, at the time of publishing. Price may vary by location.

You’ll also need to pay a per-claim fee each time a technician comes out. The sample contract online lists this fee as $90 for the Total Home Guard plan.


If you pay annually, you’ll get two months of coverage free. You can get an additional discount if you purchase home warranties for more than one property.

Liberty Home Guard warranty exclusions

Liberty Home Guard warranties cover breakdowns caused by regular use and expected wear and tear of your appliances and systems. A warranty doesn’t cover damage caused by abuse or a natural event, such as a hurricane, tornado or earthquake.

Liberty Home Guard claims

Liberty Home Guard provides 24/7 customer service. You can file a claim at any time through the online portal or by calling the company.

Once you’ve submitted the request, Liberty Home Guard notifies a local technician. This service provider will work with you to schedule an appointment when convenient. Typically, you’ll have someone there to make repairs within 24 to 48 business hours.

Liberty Home Guard FAQ

Does Liberty Home Guard require a home inspection?

No, Liberty Home Guard doesn’t require a home inspection before you can buy a warranty.

Can I pick my own service technician with Liberty Home Guard?

Under certain circumstances, you may be able to select your own service technician who meets LHG’s standards. However, the company recommends using a technician in LHG’s network to save money.

How long is Liberty Home Guard’s workmanship guarantee?

When you use a technician from LHG’s network, the work comes with a 60-day workmanship guarantee.

Where are Liberty Home Guard warranties available?

Liberty Home Guard plans are available in 50 states and Washington, D.C.

Is Liberty Home Guard worth it?

If you’re looking for a home warranty, Liberty Home Guard’s plans have some good features. You can customize your plan to ensure you have the necessary coverage, and the coverage is reasonably priced, especially if you pay annually and get two months free each year. Liberty Home Guard’s work also comes with a 60-day workmanship guarantee. However, some homeowners prefer saving money for these expenses rather than purchasing a warranty.

Liberty Home Guard Reviews

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Page 1 Reviews 0 - 5
Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Feb. 15, 2023

I had an existing company and service provider. But I wasn't happy with them. They have been constantly increasing prices as well as not giving the service. I switched to Liberty. Liberty's price is way better than theirs. For the home insurance, for every visit, you have to pay a certain deductible. Liberty had this offer, a five-year constant price, no increments, no increases, and then their per-visit charge was way lower.

The initial signing up was smooth. Although, it was intense. There was a little bit of pressure selling. They were constantly calling and texting. Then, that was like a time-bound price tactic, if you do it within 24 hours, you get this discount. But then I got to know that's pretty much the same almost all the time. But other than that, their price is attractive. The biggest advantage, they allow you to choose your own service provider as long as they registered a license, then they work it out with them.

I used them once for a dishwasher claim. They're way prompter than my previous service provider. The tech was sent almost the next day and then the person fixed it. In terms of their network of service providers, I felt comfortable and they were very interactive. They asked me several times after that, "How did it go?" The customer service, overall, was helpful and satisfactory. However, their website is not as interactive or as helpful as the other company. It is nice, primitive, and simple and they give very little information. So most of the time, you have to call and figure it out.

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    Rated with 5 stars
    Verified Reviewer
    Original review: Jan. 25, 2023

    So in general my experience has been overall positive with them. I’ve submitted 5 claims and 3 of which were fully covered, 1 was partially covered, and 1 was not covered. Also, only one of those 5 claims took longer than a month to close, but that was partially my fault as I had to travel for work a bunch while it was going on. That all said, I would normally give them 3-4 stars but my most recent claim really blew me away.

    Michelle on their team was super helpful and polite and was patient with me the entire time I spoke with her on the phone, explaining how I did not want this claim to be delayed like my last one. She assured me that they would process everything quickly and do their utmost to maximize coverage. She came through, they replaced my refrigerator and saved me $900 on it, and the whole process, end-to-end took 9 days. While, I’m glad I have this warranty and the savings, I’m glad they have stand up people like Michelle in their operation and that is why I’m writing this review.

    2 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: July 29, 2022

    I bought five policies from Liberty. As far as their service, they are worlds ahead of our former company. When I made my first claim online with Liberty, I was surprised because they immediately sent an email to confirm some stuff. Then I got a phone call from a gal and I didn't answer it because I thought it was a spam call. So she left a message and that she would send me an email, which she did. When I had a question for her, she took care of it. I never had customer service like that.

    When I put in a service call for one of my condos because the washing machine wasn't working, I waited 48 hours and thought, "Well, am I supposed to be contacting them?" So I called the company, and they said, "No, you have to make your appointment through Liberty." There was a lot of miscommunication. So it took a while, but they did finally get there, and they did a good job.

    I made my second claim for my own house. We have a plumbing issue in one of the bathtubs. I put the claim in on a Saturday, so I knew the weekend probably wouldn't count. But I haven't heard anything and they haven't even assigned anybody. So I sent a note asking what was going on. This wasn't an emergency because we have three bathrooms. So I waited and they said, "Oh, we'll push it through for you." Customer service did a good job. Within a few hours, I got the email saying that someone has been assigned as our plumber.

    I waited till almost closing time and I called the contractor. The person said, "Oh, I can't even find your claim number. We can't make an appointment till we get the information from your company." So I reached out to Liberty and they said they already sent it. But it was like they were talking to the plumber and I was talking to the receptionist person. They finally got the plumber and he was supposed to come last Thursday. He called the day before and said something with their technicians and they pushed it off till today. They called yesterday to confirm and luckily, they did push it, but they pushed the hours. So it's gonna be really late in the day. Overall, the people that Liberty gets aren't really responsive, but Liberty itself has been really good so far.

    4 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: July 17, 2022

    I did a claim online with Liberty recently and their website was fine. The only issue I had was they have way too many popups for me. That aside, they were really prompt and courteous. A guy ended up calling me to schedule the appointment. He came from pretty far away and I appreciated him coming out. He was fine and pretty thorough. He explained in detail. He let me know that it was a part that was needed. He had to leave here and go find it at a different location because it wasn't something that he had with him. It didn't take him long at all.

    One thing that was a little odd to me was when I looked up the reviews for Liberty, I noticed that the bulk of the good reviews were based on how well the agents sold the warranty than on the actual repairs. That was odd. Liberty has to do a little better because that will keep people from going to them. If I had seen that and paid attention to that piece first, I probably would have felt like the people were all paid or encouraged with an incentive to go with the company.

    2 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: June 15, 2022

    Liberty Home Guard is an exceptional company. The application for the home warranty was really easy. The representative was extremely friendly and answered any questions that I had regarding the home warranty. He was the one that also informed me of the option of having a five-year warranty. The technicians that they have contracts with, so far have been extremely friendly and professional.

    Three weeks ago, my garbage disposal went out. I put in the order and they processed the order and I got a new garbage disposal within two days. The guy that was coming out to install it called me to let me know who he was and gave me his phone number. I told him that they had to order the garbage disposal. He said as soon as they get them, that I should get a call from Lowe's because that was who they had this order through. When it came in, I got a phone call from Lowe's saying that the garbage disposal was in. I called the technician. He was out that afternoon and did the install. He was very friendly and professional. He let me know exactly when to expect him. In fact, he had cut one of the other installs. It didn't take as long as he thought so he got to my work faster than he had anticipated. It took about 30 minutes and it was done.

    4 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: May 19, 2023

    I have 3 kids under 4, so when my washing machine broke it was a crisis, then the next day my dishwasher broke which turned crisis into catastrophe. I was connected with Jonar in customer service and she was very thorough and patient with me, which I’m grateful for because they were able to have one appliance specialist service both items and he had all the detail he needed for both. Luckily I did not have to go too long without my washing machine and dishwasher. You guys were able to sort out both issues in just three days. Thank you so much for the critical help!

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    Rated with 5 stars
    Verified Reviewer
    Original review: May 17, 2023

    I recently purchased a three year Total Home Guard plan from Liberty, and I am cautiously happy with my decision. It was certainly not cheap but I’ve recouped half my spend on the first claim alone. Their customer service team and claims process in general is straightforward. I hope not to need them again but I do feel confident that if I do, they will continue to do right by me.

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    Rated with 5 stars
    Verified Reviewer
    Original review: May 15, 2023

    They really do help provide peace of mind if you're a homeowner. I know it’s a bit corny, but I’m not as stressed about things breaking. Washing machine broke, I called them. Leaking pipe, and I called them. And when our outlet wasn’t working, I called them. One central point of contact to call when anything breaks. It’s kind of like having a really good super but you get to own your home.

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    Rated with 5 stars
    Verified Reviewer
    Original review: May 13, 2023

    I recently had an issue with my water heater, and the timing could not have been worse. I called in to their their customer service, and Cynthia on their side answered the phone with so much energy and enthusiasm. It helped set a positive tone right away even though I was super stressed. The repairman they dispatched was also fantastic - friendly, knowledgeable, and worked quickly to get a replacement installed. I'm really happy with their service, and I hope all my claims go similarly as well.

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    Rated with 1 star
    Verified Reviewer
    Original review: May 12, 2023

    This company is a SCAM. They’re a fairly new company that’s only been in business since 2017. In the policy/contract it states they’ll only cover up to $500 or the book value of covered items - whichever is less (see below). So my HVAC system went out and they’ll only cover $500 of the total ~$8,000 cost. Talked to Michael who said he was the head of the Resolutions Department and that’s exactly what he said. Paid $600 for the policy and $100 for the HVAC tech to come out so I’m not even getting back the money I put into it. DO NOT BUY A POLICY FROM THEM.

    (1) Diagnosis and repair/replacement is limited to $500 for the Covered Items identified in Sections D.4, D.5, and G., and $250 within 90 days of the Effective Date;
    (2) Coverage for R-410A refrigerant itself is limited to $10 per pound;

    (3) LHG will cover up to the Covered Item’s Book Value

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    Liberty Home Guard Company Information

    Company Name:
    Liberty Home Guard
    Company Type:
    4101 Avenue U
    Postal Code: