2-10 Home Buyers Warranty Reviews

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Edited by: Amanda Futrell
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About 2-10 Home Buyers Warranty

2-10 Home Buyers Warranty offers simple home warranty plans at reasonable prices. The two plans make it easy to get the coverage you need, while optional add-ons extend the coverage to additional systems. The company’s plan agreements are clear and understandable, which is a nice touch, and claims are handled through a simple online process.

Pros
  • Straightforward plan selection
  • Easy-to-understand plan agreements
  • Sensible add-ons to expand coverage
  • Cost and service fees in line with industry averages
Cons
  • Annual plans don’t automatically renew
  • Some complaints of long waits and claims denials

Featured Reviews

Cornelius, NC
Verified purchase
The air conditioning no longer blew hot air and the experience when I submitted the claim to 2-10 was fantastic. It was called in on a Friday and they said that I might not hear f...

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Laurel, MD
Verified purchase
We canceled three home warranties with 2-10 for various reasons, but I was completely blown away by how many times I had to call just to reach someone efficient and knowledgeable....

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How does 2-10 Home Buyers Warranty work?

2-10 Home Buyers Warranty is a home warranty provider that offers two straightforward plans: Systems and Pinnacle (systems plus appliances). The plans can be paid monthly or annually and canceled at any time.

2-10’s warranty plans offer a good spread of coverage for key systems, and optional add-ons help fill the gaps — including electronics coverage. Monthly plans renew automatically, but annual plans must be manually renewed each year.

2-10 Home Buyers Warranty coverage and plans

2-10 Home Buyers Warranty offers two straightforward plans: Systems and Pinnacle. Systems covers home systems only, while Pinnacle adds coverage for appliances.

Home systems

Kitchen appliances

Other appliances and fixtures

Additional covered items

In addition to what’s covered here, there are several optional coverage packages you can add to cover things like electronics or roof leaks. 2-10 has a repair-first policy. It will attempt to repair your damaged items first, offering replacements if the repairs fail (or can’t be done).

2-10 Home Buyers Warranty cost

2-10 offers two plans, Systems and Pinnacle. At the time of publication, Systems starts at $39.99 per month, and Pinnacle starts at $59.99 per month, with the option to pay monthly or annually. Overall, pricing is in line with the average cost of a home warranty, which is about $60 per month.

In addition to monthly premiums, 2-10 charges a service call fee each time a claim is filed. The standard service fee is $100, though customers can choose a lower $75 fee or a higher $125 fee. Selecting a lower service fee increases the monthly premium, while choosing a higher service fee lowers it. These options fall within the typical home warranty service fee range of $75 to $150.

  • Electronics protection
  • Pool and spa equipment coverage
  • Roof leak repairs
  • Guest unit coverage
  • Septic system pump coverage
  • Well pump coverage

Pricing for these add-ons varies with location and the specifics of what you need covered.

2-10 Home Buyers Warranty exclusions and limitations

2-10 warranty plans do have some exclusions and limitations. These are spelled out in the plan agreement, which uses clear, straightforward language, so make sure to double-check yours when signing. Some notable examples include:

  • A $1,000 limit for roof leak repairs
  • Exclusions on certain roof types for roof leak repairs, including metal roofs and mobile home roofs
  • Exclusions on washer and dryer accessories

These exclusions and limits are fairly standard for home warranties — nothing unusual.

2-10 Home Buyers Warranty claims

The easiest way to file a claim with 2-10 is to use the online Homeowner Portal. You’ll simply select the system or appliance you need to file a claim on and follow the on-screen prompts. You can also call the company directly to initiate a service request at 720-531-6717.

The timeline for the repair process varies based on the specific appliance or system and the complexity of the repair. Once your service request is submitted, a 2-10 Pro will be assigned to your claim and should contact you to schedule your appointment within 48 hours. Alternatively, you can reach out to the Pro directly to schedule if you prefer.

Exclusions are one of the most common reasons claims might be denied, so make sure to review your contract carefully. Other reasons for denied claims include lack of maintenance, preexisting conditions, unauthorized repairs and improper installation.

2-10 Home Buyers Warranty FAQ

Does 2-10 Home Buyers Warranty require a waiting period?

Yes, 2-10 Home Buyers Warranty has a waiting period of 30 days after sign-up. Once that time is up, you can begin using your coverage.

How do I cancel a 2-10 Home Buyers Warranty plan?

You can cancel your 2-10 Home Buyers Warranty plan at any time by calling 844-784-5209. If you cancel within the first 30 days of coverage, the company will refund the agreement fee, minus any service fees for claims already filed.

After 30 days, you receive a prorated refund, minus an administrative fee of up to one month’s payment. The specifics of these refunds can vary from state to state, so be sure to check your plan agreement.

What does a 2-10 Home Buyers Warranty home warranty cover?

What your 2-10 Home Buyers Warranty plan covers depends on the specific plan you choose. There are two options: Systems and Pinnacle. Systems covers home systems like heating, AC, electrical and plumbing. Pinnacle includes systems coverage and adds coverage for kitchen and laundry appliances.

How do I file a claim with 2-10 Home Buyers Warranty?

You can file a claim with 2-10 by heading to the company’s website and accessing the Homeowner Portal. You’ll answer a few questions about your issue, and someone will contact you within 48 hours to schedule an appointment. You can track the status of your request through the portal.

Does 2-10 Home Buyers cover preexisting conditions?

No, 2-10 Home Buyers won’t cover preexisting conditions. Covered systems and appliances must be in working condition when the warranty begins.

Is 2-10 Home Buyers Warranty worth it?

2-10 Home Buyers Warranty may not be a good fit for homeowners who expect quick claim resolutions with minimal follow-up or highly responsive customer support. Some customer reviews point to frustrations with delays, claim denials tied to exclusions, and communication issues. That said, for shoppers who value straightforward plan options, clearly defined coverage terms, and basic protection for systems and appliances, 2-10 can still be a reasonable option.

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2-10 Home Buyers Warranty Reviews

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    Page 1 Reviews 0 - 10
    Contract & TermsCoverageTechPriceStaffBillingRates

    Reviewed March 3, 2026

    The "Customer Experience": "My experience with 2-10 HBW and the provider Phixser Solutions was a study in contrasts: an excellent technician overshadowed by a company policy that prioritizes redundant fees. Disconnecting a water valve from the toilet it serves to justify a second $100 charge is a practice I find both unreasonable and professionally disappointing."

    The "Final Verdict": "While the technician’s work was above reproach, the corporate billing structure of 2-10 HBW and Phixser Solutions is fundamentally at odds with the consumer's best interest. The imposition of a second $100 fee for a single-site repair is a practice I cannot overlook and must warn others about."

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    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedMaintenanceStaffNetwork Quality

    Reviewed Feb. 23, 2026

    Beware! My experience with this company has been a nightmare. The out of state company that they contracted with took three days to respond with a service date only to cancel and reschedule eight days out. A young man arrived on that date to tell me that he was just there to determine the issue. This is despite the fact that I submitted a claim online for a broken garage door spring which is covered by the warranty. This 'technician' then tells me he has to submit a claim to 2-10 for review and await their approval. He said after he receives the approval, it would be another 1 to 2 weeks before they could schedule the repair.

    So, I am supposed to be without my car for a month while I wait. After explaining my situation with 2-10 customer support, they told me options were to wait or to hire my own contractor. I requested to speak with a manager only to be told that another ticket would have to be submitted for a manager to call me back. I was transferred to customer service only to have the call terminated twice - 'due to heavy call volume...'. So, don't waste your money by buying this service. Read the other poor reviews, and remember, for every poor review there are many more that go unreported.

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      Verified purchase
      Customer ServiceContract & TermsCoverageTechPunctuality & SpeedRefunds & PayoutsMaintenanceTransparencyNetwork Quality

      Reviewed Feb. 19, 2026

      I’ve made the decision to cancel my service agreement after numerous mistakes and poor handling of my claims. I was unable to reach 2-10 via phone for over 2 weeks, while waiting for a claim update. Contractors they used left me dealing with more issues than when I initially submitted the claims. They refused to cover a part replacement after an inaccurate (read: impossible) diagnosis by this service contractor. If they’re unable to locate a contractor within 2 days, they force you to find an out-of-network provider and offer very delayed reimbursement, provided you’ve endured the arduous approval process. You’re better off saving the money and just paying for the repairs instead of this warranty.

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      Customer ServiceContract & TermsTechPricePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed Feb. 13, 2026

      My son and I have been consumers with this pathetic company for 4 years. No more were simply going to cancel our contract. We were patient and hoping things would improve. They haven't..customer service reps, Meela(?) her supervisor, Neri(netti)(?) are the two most recent representatives in this company that we've had correspondence with. We're wondering does this warranty company just hire employees from the public assistance lines or something..very unprofessional, frazzled, act as if they're the CEO, or COO.. of the warranty company. Information from one rep to the next is always conflicting. They try everything to deny every claim that's represented.. no matter if it's appliances to systems.

      We've had to bring other entities in such as Attorney General's offices in MO as well as in Colorado (2 10 headquarters location). After our BBB was contacted. Needless to say each time this was done as we presented our contracts to these entities proving our claims should be accepted. Only then did this company recant and make repairs, replaced or bought us out (gave us a check to buy replacements) etc. Here's my point.. if you're paying for something and your contract clearly states in black & white..consumers shouldn't be stressed and jump through hoops to receive promised and contractual agreements to be expeditiously handled. Save yourself the stress, going back and forth and ultimately speeding more money as we've done. Just go elsewhere & ultimately do your research. Good luck guys..

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      Customer ServiceCoverageTechHonesty & Transparency

      Reviewed Feb. 13, 2026

      2-10 is a JOKE! After going back-and-forth with them on the phone because they kept saying that we weren’t insured when we were literally looking at the things we were insured for (lying to our face).. Dude hung up because he said we were being threatening when in reality he just didn’t want to deal with us. We sent them detailed photos of our HVAC system because it needs to be replaced, it’s literally leaking carbon monoxide.. We sent them all the underlined problems that we already had an inspector look at, they demanded that we have their own person and be sent out just to state the SAME EXACT THINGS that we told them.. We paid $100 fee just to have our time wasted and aren’t getting covered despite it literally leaking poison gas… DO NOT USE THESE SCAMMERS.

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      CoverageTechPriceRefunds & PayoutsMaintenanceStaff

      Reviewed Feb. 12, 2026

      We have had coverage since 2018. In 2025, one of our garage door springs broke and the garage door would not open. 2-10 Warranty was contacted using the website and a repairman arrived in one day to replace the spring. The out of pocket deductible was the only amount charged. In January 2026 our garbage disposal was clogged and 2-10 Home Warranty sent a plumber within 48 hours to repair it. It was also covered by the warranty. I am very pleased with the service.

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      Customer Service

      Reviewed Feb. 10, 2026

      Impossible to reach them and they call from private numbers. Their partner companies also very bad and don't even worry about their customers, Vey very bad company.

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      Customer ServiceTechPunctuality & SpeedStaffResolutionTimeliness

      Reviewed Feb. 10, 2026

      As of the writing of this review, I have two open claims and it has been over 60 days on each claim. I spoke to the two different service contractors and they can see in their system with 2-10 that they still have not ordered the parts even though they put the request in the same day they came out to analyze the issue. This company is fraudulent and negligent in their behaviors. Meanwhile, they are sending me emails asking me to renew. I have waited on hold 4 times each lasting 40 minutes or longer. I get a customer service representative who apologizes and says they are "escalating the claim" and I will hear back in 3-5 business days. This does not happen, we are business day 10 after my third escalation. I am going to attempt to petition my state congress person to take action against this awful company.

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      Customer ServiceCoverageStaff

      Reviewed Feb. 8, 2026

      They are great at selling and taking your money. I needed them for a claim on a weekend, and was told they, nor their partner network work on weekend. Was also falsely told this was industry standard. Their coverages are low, their service is horrible. Stay away. I had to look through my emails for my agents cell number to get ahold of a person, only to find out they like to enjoy their weekends off, not serving their clients. Sorry, when you are in a service related business, this doesn't fly.

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      Customer ServiceCoverageTechPricePunctuality & SpeedStaff

      Reviewed Feb. 5, 2026

      Reaching them by phone is almost impossible - over an hour wait on the phone to speak to a live person. You can't email them, and they want you to do everything online, which is only limited. I needed to cancel a service request on a Friday after hours, the phone said to call back during business hours, which was Monday morning. No way to contact them until Monday. I finally called the contractor early Monday morning to cancel, unfortunately they didn't pass along to their guy, who showed up 2 1/2 hours later. 2-10 is very frustrating and not worth the cost.

      I filed a 2nd claim this year to have a toilet wax ring replaced and a kitchen faucet installed on my dime. The toilet was done okay, but he didn't put the rubber gaskets back in the center on the outside posts, so the white post covers are loose and come off every time I clean. I know minor, but no attention to detail. I also had the plumber replace my kitchen faucet, should have bought my own faucet as I'm not a fan of what he installed.... and the hose is constantly not staying up. We are constantly pulling it out and trying to get it to retract all the way. I know there is a weight, but the hose catches and it's an issue. We didn't have this problem with our old one so I don't understand why we are now.

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        2-10 Home Buyers Warranty Company Information

        Company Name:
        2-10 Home Buyers Warranty
        Company Type:
        Private
        Address:
        13900 E. Harvard Avenue
        City:
        Aurora
        State/Province:
        CO
        Postal Code:
        80014
        Country:
        United States
        Website:
        www.2-10.com