
2-10 Home Buyers Warranty Reviews
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About 2-10 Home Buyers Warranty
2-10 Home Buyers Warranty offers simple home warranty plans at reasonable prices. The two plans make it easy to get the coverage you need, while optional add-ons extend the coverage to additional systems. The company’s plan agreements are clear and understandable, and claims are handled through a simple online process.
- Straightforward plan selection
- Easy-to-understand plan agreements
- Sensible add-ons to expand coverage
- Cost and service fees in line with industry averages
- Annual plans don’t automatically renew
- Some complaints of long waits and claims denials
Featured Reviews
How does 2-10 Home Buyers Warranty work?
2-10 Home Buyers Warranty, a home warranty provider founded in 1980, offers two straightforward plans: Systems and Pinnacle. The plans can be paid monthly or annually and canceled at any time.
2-10’s warranty plans offer a good spread of coverage for key systems, and optional add-ons help fill the gaps — including electronics coverage. Monthly plans renew automatically, but annual plans must be manually renewed each year.
2-10 plans are not available in every state. There’s a convenient lookup tool on its website that allows you to check if coverage is available in your area by entering your zip code.
2-10 Home Buyers Warranty coverage and plans
2-10 Home Buyers Warranty offers two straightforward plans: Systems and Pinnacle. Systems covers home systems only, while Pinnacle adds coverage for appliances.
Home systems coverage
| Coverage | Systems | Pinnacle |
|---|---|---|
| Air conditioning | ✅ | ✅ |
| Heating | ✅ | ✅ |
| Plumbing | ✅ | ✅ |
| Electrical | ✅ | ✅ |
| Ductwork | ✅ | ✅ |
| Sump pump | ✅ | ✅ |
| Water heaters | ✅ | ✅ |
| Interior plumbing lines | ✅ | ✅ |
| Interior electrical lines | ✅ | ✅ |
| Exterior sewer lines | ✅ | ✅ |
| Exterior water lines | ✅ | ✅ |
Kitchen appliances coverage
| Coverage | Systems | Pinnacle |
|---|---|---|
| Refrigerators | ❌ | ✅ |
| Dishwashers | ❌ | ✅ |
| Oven | ❌ | ✅ |
| Range | ❌ | ✅ |
| Cooktop | ❌ | ✅ |
| Built-in microwaves | ❌ | ✅ |
| Built-in food centers | ❌ | ❌ |
| Garbage disposals | ❌ | ✅ |
| Trash compactors | ❌ | ❌ |
| Ice maker | ❌ | ✅ |
| Instant water dispensers | ❌ | ✅ |
| Range exhaust hood | ❌ | ❌ |
| Kitchen exhaust fan | ❌ | ✅ |
Other appliances and fixtures
| Coverage | Systems | Pinnacle |
|---|---|---|
| Clothes washers | ❌ | ✅ |
| Clothes dryers | ❌ | ✅ |
| Toilets | ✅ | ✅ |
| Whirlpool bathtub | ❌ | ❌ |
| Faucets | ✅ | ✅ |
| Ceiling fans | ✅ | ✅ |
| Attic fan | ❌ | ✅ |
| Central vacuums | ❌ | ❌ |
| Doorbells | ✅ | ✅ |
| Garage door openers | ✅ | ✅ |
Additional covered items
| Coverage | Systems | Pinnacle |
|---|---|---|
| Roof leak repairs | ❌ | ❌ |
| Main breaker | ✅ | ✅ |
| Plumbing stoppages | ✅ | ✅ |
| Home electronics | ❌ | ❌ |
| Smoke detectors | ❌ | ❌ |
| Jetted tub components | ✅ | ✅ |
In addition to what’s covered here, there are several optional coverage packages you can add to cover things like electronics or roof leaks. Options include:
- Roof leak repair
- Pool and built-in spa equipment
- Guest unit
- Septic system ejector pump and pumping
- Well pump unit
- Electronics protection
2-10 has a repair-first policy. It will attempt to repair your damaged items first, offering replacements if the repairs fail (or can’t be done).
2-10 Home Buyers Warranty cost
At the time of publication, Systems starts at $39.99 per month, and Pinnacle starts at $59.99 per month, with the option to pay monthly or annually. Overall, pricing is in line with the average cost of a home warranty, which is about $60 per month.
In addition to monthly premiums, 2-10 charges a service call fee each time a claim is filed. The standard service fee is $100, though customers can choose a lower $75 fee or a higher $125 fee. Selecting a lower service fee increases the monthly premium, while choosing a higher service fee lowers it. These options fall within the typical home warranty service fee range of $75 to $150.
Pricing for add-on coverage varies with location and the specifics of what you need covered.
2-10 Home Buyers Warranty exclusions and limitations
2-10 warranty’s exclusions and limitations are spelled out in the plan agreement, which uses clear, straightforward language, so make sure to double-check yours when signing. Some notable examples include:
- A $1,000 limit for roof leak repairs
- Exclusions on certain roof types for roof leak repairs, including metal roofs and mobile home roofs
- Exclusions on washer and dryer accessories
These exclusions and limits are fairly standard for home warranties.
2-10 Home Buyers Warranty claims
The easiest way to file a claim with 2-10 is to use the online Homeowner Portal. You’ll simply select the system or appliance you need to file a claim on and follow the on-screen prompts. You can also call the company directly to initiate a service request at 720-531-6717.
The timeline for the repair process varies based on the specific appliance or system and the complexity of the repair. Once your service request is submitted, a 2-10 Pro will be assigned to your claim and should contact you to schedule your appointment within 48 hours. Alternatively, you can reach out to the Pro directly to schedule if you prefer.
Exclusions are one of the most common reasons claims might be denied, so make sure to review your contract carefully. Other reasons for denied claims include lack of maintenance, preexisting conditions, unauthorized repairs and improper installation.
2-10 Home Buyers Warranty FAQ
Does 2-10 Home Buyers Warranty require a waiting period?
Yes, 2-10 Home Buyers Warranty has a waiting period of 30 days after sign-up. Once that time is up, you can begin using your coverage.
How do I cancel a 2-10 Home Buyers Warranty plan?
You can cancel your 2-10 Home Buyers Warranty plan at any time by calling 844-784-5209. If you cancel within the first 30 days of coverage, the company will refund the agreement fee, minus any service fees for claims already filed.
After 30 days, you receive a prorated refund, minus an administrative fee of up to one month’s payment. The specifics of these refunds can vary from state to state, so be sure to check your plan agreement.
What does a 2-10 Home Buyers Warranty home warranty cover?
What your 2-10 Home Buyers Warranty plan covers depends on the specific plan you choose. There are two options: Systems and Pinnacle. Systems covers home systems like heating, AC, electrical and plumbing. Pinnacle includes systems coverage and adds coverage for kitchen and laundry appliances.
How do I file a claim with 2-10 Home Buyers Warranty?
You can file a claim with 2-10 by heading to the company’s website and accessing the Homeowner Portal. You’ll answer a few questions about your issue, and someone will contact you within 48 hours to schedule an appointment. You can track the status of your request through the portal.
Does 2-10 Home Buyers cover preexisting conditions?
No, 2-10 Home Buyers won’t cover preexisting conditions. Covered systems and appliances must be in working condition when the warranty begins.
How long do claims take with 2-10 Home Buyers?
After you submit a claim, a service provider is typically assigned and should contact you within 48 hours to schedule an appointment. The total time to complete a repair depends on the issue, parts availability and scheduling, so more complex repairs can take longer. Delays can also happen if a claim requires additional review or falls under coverage limitations.
Is 2-10 Home Buyers Warranty worth it?
2-10 Home Buyers Warranty delivers a standard home warranty experience with simple plan options and clear coverage terms. Pricing and coverage fall in line with industry norms, but customer feedback suggests the claims process can sometimes be slower or more restrictive than expected.
Best for
- Homeowners who want simple, easy-to-understand plan options
- Budget-conscious shoppers looking for average-priced coverage
- Those who prefer a repair-first approach to avoid unnecessary replacements
- Buyers who want the option to customize coverage with add-ons
Not ideal for
- Those needing fast claim resolutions or highly responsive service
- Homeowners who want fewer exclusions or more comprehensive coverage
- People who don’t want to closely review contracts to avoid denied claims
- Those expecting seamless, low-effort claims with minimal follow-up
Overall, 2-10 is a reasonable choice for homeowners who want straightforward, no-frills coverage and are comfortable managing expectations around service timelines and exclusions. However, it may fall short for those who prioritize speed, flexibility or more comprehensive protection.
2-10 Home Buyers Warranty Reviews
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2-10 Home Buyers Warranty Company Information
- Company Name:
- 2-10 Home Buyers Warranty
- Company Type:
- Private
- Address:
- 13900 E. Harvard Avenue
- City:
- Aurora
- State/Province:
- CO
- Postal Code:
- 80014
- Country:
- United States
- Website:
- www.2-10.com









