- $32 to $75
- Monthly premium cost
- 29 states
- Availability
- $65-$100
- Service fee
Our Buyers Guide Top Picks:

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About 2-10 Home Buyers Warranty
2-10 Home Buyers Warranty has protected more than 6 million homes over 40 years. With a home warranty, when a system (heater, air conditioner, hot water heater) or appliance (refrigerator, stove, microwave) break due to normal wear and tear, homeowners are offered budget protection to complete the eligible repair. Seven out of every ten homes will experience a system or appliance failure yearly.
- Structural warranties for new homes
- Flexibility in selecting service providers
- Provides essential coverage
- Roof leak coverage available
- Service call fees can be high
- Some state restrictions
Featured Reviews
2-10 Home Buyers Warranty plans
2-10 Home Buyers Warranty gives homeowners around the country peace of mind and financial protection, helping minimize the burden of costly repairs. A 2-10 Home Buyers Warranty service agreement gives homeowners nationwide access to a network of more than 6,000 authorized, independent service contractors. They can also access an online Homeowner Portal to manage their account, request service and renew their service agreement.
Coverage packages cover the cost of repairing or replacing certain systems, including parts and labor, for one low service call fee.
- Simply Kitchen: The Simply Kitchen plan is 2-10’s most affordable plan. It covers your kitchen appliances, including: built-in microwave, dishwasher, range, oven, cooktop, refrigerator with ice maker and beverage dispenser.
- Complete Home: The Complete Home plan is the most popular. It covers kitchen appliances, heating and cooling, and plumbing and electrical.
- Pinnacle Home: The Pinnacle Home plan offers the most coverage. It covers everything in the Complete Home package as well as your washer and dryer and includes other upgrades.
2-10 service plans are not available in Alabama, Alaska, Hawaii, Montana, New Hampshire, North Dakota, Oklahoma, South Dakota or Wyoming.
2-10 Home Buyers Warranty coverage
The company’s Systems and Appliances service agreement covers the repair or replacement of major home systems and appliances, including parts and labor.
- AC/freon split system
- Furnace
- Plumbing
- Water heater
- Electrical panel/wiring
- Refrigerator
- Oven
- Dishwasher
- Built-in microwave
- Disposal
- Trash compactor
- Washer/dryer
Optional coverage: Available for home buyers, 2-10 offers optional coverage at an add-on rate for the following items: pre-season HVAC tune-up, extended pipe leak, roof leak, septic system, pool/spa equipment, water softener and well pump.
2-10 Home Buyers Warranty coverage exclusions
2-10 Home Buyers Warranty covers the failure of systems and appliances due to normal wear and tear. Pre-existing conditions will only be considered for coverage if they were unknown and could not have been detected by visual inspection or simple mechanical test. 2-10’s service agreement does not cover damage due to misuse or abuse or natural disasters. They also won’t handle hazardous materials, like asbestos.
As is typical with most home warranties, 2-10 does not cover cosmetic defects. In the event a replacement item is provided, there are no guarantees they’ll match the existing brand and color of your current item.
Code violations and haul away services are only covered with the Supreme Protection add-on and HVAC Plus plan add-on. Commercial appliances are not covered under the warranty.
There may also be item-specific exclusions. These will be listed in your contract, so be sure to look for these and understand your coverage. Often, parts and components deemed non-essential to the core function of the item may be excluded. For example, while most of your kitchen appliances may be covered, parts like glass, shelves and accessories may not be covered.
2-10 Home Buyers Warranty cost
The monthly cost for 2-10 Home Buyers Warranty starts at $27 for the kitchen appliance plan. Your total cost will vary by plan and your selected service call fee, which ranges from $85 to $125. Their monthly rate comes at a lower cost than the industry average, while their service call fee runs slightly high. If you select any add-on coverage, this will also increase your monthly payment.
2-10 Home Buyers Warranty coverage limits
2-10 Home Buyer’s Warranty lists the maximum aggregate liability for all claims in a contract term at $25,000. This is one of the higher limits we’ve seen. There is also an item specific limit on certain appliances and systems. This is the maximum 2-10 will pay for the repair or replacement of the item within one contract term.
Item | 2-10’s coverage limit |
---|---|
Built-in or sealed refrigeration units | $2,500 |
Faucet repair and/or replacement | $150/faucet |
Toilet replacement, in the event of sediment/ calcium build-up | $300/toilet |
Limited roof leak | $1,000/term |
Septic system | $500/term |
Swimming pool | $1,000/term |
Well pump | $500/term |
Steam, hot water heat, hydronic systems, geothermal and water source systems, air conditioners, high-velocity systems | $1,500/term |
Concealed or concrete encased items pertaining to ductwork, water, gas, drain, piping, leaks, breaks and wiring | $500/term |
2-10 Home Buyers Warranty FAQ
Is a home inspection required by 2-10 Home Buyers Warranty?
No, a home inspection is not required to get coverage from 2-10 Home Buyers Warranty.
Can I choose my own service provider?
Maybe. In the event that a 2-10 authorized contractor is unavailable, you may be able to select your own technician. The technician will diagnose the problem and then call 2-10 for prior authorization before beginning the work.
Is there a cancellation fee for 2-10 Home Buyers Warranty?
Yes. A $25 processing fee will be applied to your cancellation. Cancellation within 30 days entitles you to a full-refund less this fee, while cancellation after 30 days will receive a pro-rated refund. Cancellation must be submitted in writing via email.
How do I request a service from 2-10 Home Buyers Warranty?
Claims can be submitted online through the 2-10 homeowner portal or by calling their toll-free number. Both methods are available 24/7, and you can log in to the homeowners portal to check the status of your request at any time. To request service from 2-10 Home Buyers Warranty:
- Submit a claim to 2-10.
- 2-10 will assign and dispatch a service contractor.
- Dispatched contractor will diagnose and repair the item if it’s covered under your warranty.
- You will pay the service call fee.
Emergency service: In emergency situations, 2-10 will make every effort to expedite a technician to your home within 24 hours.
Is there a waiting period before you can start using a home warranty from 2-10 Home Buyers?
Yes, there is a 30-day waiting period before you can request service from 2-10 Home Buyers. If you are renewing your home warranty, you can start using it immediately.
Is 2-10 Home Buyers Warranty worth it?
2-10 Home Buyers Warranty gives homeowners around-the-clock peace of mind should something in their home break. In business for nearly four decades, the company has accrued valuable experience taking care of homeowners around the country. Homeowners should be prepared to pay a service call fee for each separate service request. Overall, we found the pricing fair and the coverage adequate, if a little less comprehensive than other plans available. If you’re looking for straightforward coverage of your major systems and appliances, 2-10 should fit the bill.
2-10 Home Buyers Warranty Reviews
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- 4,604,069 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
2-10 Home Buyers Warranty Company Information
- Company Name:
- 2-10 Home Buyers Warranty
- Company Type:
- Private
- Address:
- 13900 E. Harvard Avenue
- City:
- Aurora
- State/Province:
- CO
- Postal Code:
- 80014
- Country:
- United States
- Website:
- www.2-10.com
