2-10 Home Buyers Warranty Reviews

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Edited by: Amanda Futrell
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About 2-10 Home Buyers Warranty

2-10 Home Buyers Warranty offers simple home warranty plans at reasonable prices. The two plans make it easy to get the coverage you need, while optional add-ons extend the coverage to additional systems. The company’s plan agreements are clear and understandable, and claims are handled through a simple online process.

Visit www.2-10.com
Pros
  • Straightforward plan selection
  • Easy-to-understand plan agreements
  • Sensible add-ons to expand coverage
  • Cost and service fees in line with industry averages
Cons
  • Annual plans don’t automatically renew
  • Some complaints of long waits and claims denials

Helpful Reviews

Powell, OH
Verified purchase
2-10 would not honor their own policy and replace a non-repairable refrigerator with a similar capacity although their policy explicitly states they will use a reasonable effort t...

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Tucson, AZ
Verified purchase
We have had coverage since 2018. In 2025, one of our garage door springs broke and the garage door would not open. 2-10 Warranty was contacted using the website and a repairman ar...

Read more

How does 2-10 Home Buyers Warranty work?

2-10 Home Buyers Warranty, a home warranty provider founded in 1980, offers two straightforward plans: Systems and Pinnacle. The plans can be paid monthly or annually and canceled at any time.

2-10’s warranty plans offer a good spread of coverage for key systems, and optional add-ons help fill the gaps — including electronics coverage. Monthly plans renew automatically, but annual plans must be manually renewed each year.

2-10 plans are not available in every state. There’s a convenient lookup tool on its website that allows you to check if coverage is available in your area by entering your zip code.

2-10 Home Buyers Warranty coverage and plans

2-10 Home Buyers Warranty offers two straightforward plans: Systems and Pinnacle. Systems covers home systems only, while Pinnacle adds coverage for appliances.

Home systems coverage

Kitchen appliances coverage

Other appliances and fixtures

Additional covered items

In addition to what’s covered here, there are several optional coverage packages you can add to cover things like electronics or roof leaks. Options include:

  • Roof leak repair
  • Pool and built-in spa equipment
  • Guest unit
  • Septic system ejector pump and pumping
  • Well pump unit
  • Electronics protection

2-10 has a repair-first policy. It will attempt to repair your damaged items first, offering replacements if the repairs fail (or can’t be done).

2-10 Home Buyers Warranty cost

At the time of publication, Systems starts at $39.99 per month, and Pinnacle starts at $59.99 per month, with the option to pay monthly or annually. Overall, pricing is in line with the average cost of a home warranty, which is about $60 per month.

In addition to monthly premiums, 2-10 charges a service call fee each time a claim is filed. The standard service fee is $100, though customers can choose a lower $75 fee or a higher $125 fee. Selecting a lower service fee increases the monthly premium, while choosing a higher service fee lowers it. These options fall within the typical home warranty service fee range of $75 to $150.​

Pricing for add-on coverage varies with location and the specifics of what you need covered.

2-10 Home Buyers Warranty exclusions and limitations

2-10 warranty’s exclusions and limitations are spelled out in the plan agreement, which uses clear, straightforward language, so make sure to double-check yours when signing. Some notable examples include:

  • A $1,000 limit for roof leak repairs
  • Exclusions on certain roof types for roof leak repairs, including metal roofs and mobile home roofs
  • Exclusions on washer and dryer accessories

These exclusions and limits are fairly standard for home warranties.

2-10 Home Buyers Warranty claims

The easiest way to file a claim with 2-10 is to use the online Homeowner Portal. You’ll simply select the system or appliance you need to file a claim on and follow the on-screen prompts. You can also call the company directly to initiate a service request at 720-531-6717.

The timeline for the repair process varies based on the specific appliance or system and the complexity of the repair. Once your service request is submitted, a 2-10 Pro will be assigned to your claim and should contact you to schedule your appointment within 48 hours. Alternatively, you can reach out to the Pro directly to schedule if you prefer.

Exclusions are one of the most common reasons claims might be denied, so make sure to review your contract carefully. Other reasons for denied claims include lack of maintenance, preexisting conditions, unauthorized repairs and improper installation.

2-10 Home Buyers Warranty FAQ

Does 2-10 Home Buyers Warranty require a waiting period?

Yes, 2-10 Home Buyers Warranty has a waiting period of 30 days after sign-up. Once that time is up, you can begin using your coverage.

How do I cancel a 2-10 Home Buyers Warranty plan?

You can cancel your 2-10 Home Buyers Warranty plan at any time by calling 844-784-5209. If you cancel within the first 30 days of coverage, the company will refund the agreement fee, minus any service fees for claims already filed.

After 30 days, you receive a prorated refund, minus an administrative fee of up to one month’s payment. The specifics of these refunds can vary from state to state, so be sure to check your plan agreement.

What does a 2-10 Home Buyers Warranty home warranty cover?

What your 2-10 Home Buyers Warranty plan covers depends on the specific plan you choose. There are two options: Systems and Pinnacle. Systems covers home systems like heating, AC, electrical and plumbing. Pinnacle includes systems coverage and adds coverage for kitchen and laundry appliances.

How do I file a claim with 2-10 Home Buyers Warranty?

You can file a claim with 2-10 by heading to the company’s website and accessing the Homeowner Portal. You’ll answer a few questions about your issue, and someone will contact you within 48 hours to schedule an appointment. You can track the status of your request through the portal.

Does 2-10 Home Buyers cover preexisting conditions?

No, 2-10 Home Buyers won’t cover preexisting conditions. Covered systems and appliances must be in working condition when the warranty begins.

How long do claims take with 2-10 Home Buyers?

After you submit a claim, a service provider is typically assigned and should contact you within 48 hours to schedule an appointment. The total time to complete a repair depends on the issue, parts availability and scheduling, so more complex repairs can take longer. Delays can also happen if a claim requires additional review or falls under coverage limitations.

Still have questions?

Is 2-10 Home Buyers Warranty worth it?

2-10 Home Buyers Warranty delivers a standard home warranty experience with simple plan options and clear coverage terms. Pricing and coverage fall in line with industry norms, but customer feedback suggests the claims process can sometimes be slower or more restrictive than expected.

Best for

  • Homeowners who want simple, easy-to-understand plan options
  • Budget-conscious shoppers looking for average-priced coverage
  • Those who prefer a repair-first approach to avoid unnecessary replacements
  • Buyers who want the option to customize coverage with add-ons

Not ideal for

  • Those needing fast claim resolutions or highly responsive service
  • Homeowners who want fewer exclusions or more comprehensive coverage
  • People who don’t want to closely review contracts to avoid denied claims
  • Those expecting seamless, low-effort claims with minimal follow-up

Overall, 2-10 is a reasonable choice for homeowners who want straightforward, no-frills coverage and are comfortable managing expectations around service timelines and exclusions. However, it may fall short for those who prioritize speed, flexibility or more comprehensive protection.

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2-10 Home Buyers Warranty Reviews

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    Page 1 Reviews 0 - 10
    Customer ServiceTechPunctuality & SpeedStaffTimelinessNetwork QualityCoverage Limits

    Reviewed July 8, 2026

    On 7/2/26, I experienced a significant leak in the pipe running from the water meter to the house. The leak was in the check valve just in front of the water meter. I contacted 2-10 7/3/26, and they issued a dispatch to a plumber in my area. I checked with the local Better Business Bureau, and found many complaints. So, I asked for another plumber. They canceled the first dispatch and issued another to an alternate plumber in my area. I turned off the water to my house and waited for the plumber to contact me. 7/3/26 was on a Friday. The holiday week Friday the 3rd through Sunday the 5th.

    I waited until Monday the 6th, got no call from the plumber; called him expressing my need for immediate repair and received no response. On Tuesday the 7th, I cancelled the dispatch online through the 2-10 website, and hired my own plumber. I called 2-10, asking for rebate of the $107 service fee. I was told the service fee would not be returned. I told the agent that I found this to be unacceptable and asked to speak to a supervisor. I was told that would prove fruitless, as the answer would be the same. To date I have not received any additional calls from 2-10.

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    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingCommunicationCoverage Limits

    Reviewed July 8, 2026

    I have used 2-10 for over 5 years out of convenience and lack of time to find an alternative company. They have progressively gotten worse over the years (including the steady increase in costs with reduced coverage), and I am finally making a change. I have been extremely disappointed with my recent experience with 2-10 Home Buyers Warranty. The level of customer service has declined significantly compared to previous years.

    One of the biggest frustrations is that customer service representatives appear to be located outside the United States, making communication difficult. In addition, since the company’s recent merger or system change, the representatives often seem unable to view my warranty plan correctly or even schedule service requests. When they do get a contractor the system provided my number incorrectly to the contractor causing scheduling delays and frustration). During one call, I was promised a callback to resolve the issue on not being able to create a new claim, but that callback never happened.

    My most frustrating experience involved an electrical issue related to my garage door. I called to have the original electrician return to complete the repair, which I believed should have been covered under the existing claim at no additional charge. Instead, I was told that because the original claim was scheduled on May 30 and my policy renewed on June 1, I was no longer eligible to have the contractor return under the original claim. It makes no sense that a one-day difference surrounding my policy renewal would eliminate coverage for work that was already in progress.

    To make matters worse, I was informed that I now have to pay my $100 service fee in advance by charging the credit card on file before a new claim can even be scheduled. In the past, I always paid the contractor directly at the time of service. This new process was never clearly communicated and feels like another unnecessary hurdle for customers.

    Overall, this experience has been frustrating, time-consuming, and disappointing. Between poor communication, missed callbacks, confusing policy interpretations, and changes to long-standing procedures, the quality of service has fallen far below what I have come to expect. Unless customer service and claims handling improve significantly, I do NOT recommend 2-10 Home Buyers Warranty to other homeowners.

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      Customer ServicePricePunctuality & SpeedStaff

      Reviewed July 7, 2026

      Site won't let me give them 0 stars. Just got off the phone with them. I purchased the house with a 2-10 warranty provided by the owner; the AC unit won't come on. Was told the claim is denied because of the unit's age and "modifications and unauthorized parts". The rep told me I could have another service company give second opinion and another $100.00 dollar service charge. And they're sending messages that my renewal date is fast approaching, and would I like to renew now. NO! The house was inspected before purchase, and no issues were reported. I do not recommend this company. I do not have a receipt from the AC guy, but here's my work order # assigned after the service call **.

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      TechPriceRefunds & PayoutsMaintenanceResolutionHonesty & Transparency

      Reviewed July 7, 2026

      If I could give 0 stars to 2-10, I would. We had our HVAC system break down in the middle of summer, in high heat, with kids at home. After we went through the process and 2-10 agreed that no one could come out on an emergency basis, they gave us a preauthorization code to use an out-of-network contractor to fix the issue. Afterward, when we go to get reimbursed, they refuse to pay anywhere near the cost of repairs. This is straightforward lying, and I would not recommend a 2-10 warranty to anyone.

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      Customer ServiceCoverageTechPunctuality & SpeedMaintenanceStaffTimeliness

      Reviewed July 2, 2026

      Overall, I had a very disappointing experience with 2-10 Home Warranty. My sewer line became clogged, and 2-10 assigned Plumbing Doctors to my service request on a Friday afternoon. I called immediately to schedule an appointment for the following Monday. However, the day before the appointment, their customer service informed me that my home was about a 45-minute drive away and the technician would not be coming until early the following week. I then contacted 2-10 to request a different plumbing contractor. They assigned All Star Plumbing company, which arrived on Thursday with only a 45-foot drain snake that was too short to clear the clog. I had to contact All Star Plumbing myself and ask them to send another technician with a longer snake as soon as possible. Fortunately, they came the next day and were able to clear the drain.

      Unfortunately, just two days later, I started hearing the same clogging sounds from my kitchen sink again. I called 2-10 Home Warranty on Monday and was initially told that the repair was covered under a one-month workmanship warranty. However, two days later, I was told that because the issue had been marked as resolved, the plumbing company would not be sent back to address the recurring problem. Overall, the process involved long delays, poor coordination between the warranty company and contractors, and inconsistent communication regarding the warranty coverage. I expected better follow-up for a recurring issue that resurfaced almost immediately after the repair.

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      Customer ServiceTechPricePunctuality & SpeedMaintenance

      Reviewed July 1, 2026

      Nightmare to work with this company. I had a water leak in my refrigerator and immediately logged request with 2-10. Contractor visited and did some work and post that my refrigerator went bad completely. Cooling didn't work and main issue still persisted. Called them again and again numerous times. This time they arranged a second contractor to get opinion on the refrigerator whether it went completely bad to get it replaced. The contractor came and found out the compressor has gone bad. Post that diagnosis was submitted and parts were ordered and here I was sitting at home without refrigerator and my food items getting stale day by day.

      After multiple attempts they were able to order the parts and I was told from contractor company that one of the part is not yet shipped and I had to wait for another week. Only the appointment was fixed and the day when the appointment was set the contractor did not show up. This is over 50 days my claim has not been processed. As per the contract it says either repair or replace but when the repair is not done shouldn't I be getting the replacement cost of the appliance. On top of it they kept me in waiting mode.

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      Customer Service

      Reviewed June 30, 2026

      This has to be the worst warranty company in existence. Terrible customer service and never has a answer. They will take your money and come up with some of the stupidest reasons why they can't complete their end. Stay far far away from this company.

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      CoverageTechPriceMaintenance

      Reviewed June 29, 2026

      We have had an ongoing plumbing problem, and this company has sent a plumber now on 4 different occasions and the issue is still not resolved. They are continually charging the $100 deductible each time they have to send someone out. To add insult to injury they only give a 30-day warranty on the completed work and in most cases, it may take more than 30 days for the homeowner to realize that the issue has not been rectified. This plumbing company was dispatched from 2-10. So I am paying over $71 per month for the warranty and then an additional $100 every time they have to send someone out to redo work that was not done adequately the first time. At this point I do not consider them reliable or reputable. They could have replaced the sink (where the issue has been stemming from the entire time) by now.

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      Coverage

      Reviewed June 29, 2026

      All of you are having problems because American Home Shield bought them. They used to be a great company as was HSA before AHS bought them and beware if you renew they no longer cover Freon. Only $10 per pound!!! Terrible.

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      Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed June 27, 2026

      On June 11, I filed an HVAC claim with 2-10 Home Buyers Warranty. More than two weeks later, I still don’t have air conditioning, and there is no clear resolution in sight. I’ve done everything I can to work through the proper customer service channels. I’ve spoken with more than 20 different representatives, spent countless hours on hold, and have been transferred from department to department with no meaningful progress. Time and again, I’ve encountered representatives who are unable to escalate my claim or make decisions to resolve the issue.

      For the past two weeks, I’ve been sleeping on my couch because my bedroom is simply too hot. What started as an inconvenience has become a significant disruption to my daily life. I’m not looking for special treatment—I’m simply asking 2-10 Home Warranty to honor the service I pay for by assigning someone with the authority to resolve this claim and provide a clear path forward. How long should a homeowner have to wait for a functioning air conditioner in the middle of summer? Can someone from 2-10 Home Buyers Warranty please help bring this to a resolution?

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        2-10 Home Buyers Warranty Company Information

        Company Name:
        2-10 Home Buyers Warranty
        Company Type:
        Private
        Address:
        13900 E. Harvard Avenue
        City:
        Aurora
        State/Province:
        CO
        Postal Code:
        80014
        Country:
        United States
        Website:
        www.2-10.com