2-10 Home Buyers Warranty Reviews

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About 2-10 Home Buyers Warranty

2-10 Home Buyers Warranty has protected more than 6 million homes over 40 years. With a home warranty, when a system (heater, air conditioner, hot water heater) or appliance (refrigerator, stove, microwave) break due to normal wear and tear, homeowners are offered budget protection to complete the eligible repair. Seven out of every ten homes will experience a system or appliance failure yearly.

Pros
  • Structural warranties for new homes
  • Flexibility in selecting service providers
  • Provides essential coverage
  • Roof leak coverage available
Cons
  • Service call fees can be high
  • Some state restrictions

Featured Reviews

Orange Park, FL
Verified purchase
The repair person was here in no time and took care of it. He came in, detected the problem, knew what the solution was, ordered the part that was needed and fixed it. 2-10 was al...

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Cornelius, NC
Verified purchase
The air conditioning no longer blew hot air and the experience when I submitted the claim to 2-10 was fantastic. It was called in on a Friday and they said that I might not hear f...

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2-10 Home Buyers Warranty plans

2-10 Home Buyers Warranty gives homeowners around the country peace of mind and financial protection, helping minimize the burden of costly repairs. A 2-10 Home Buyers Warranty service agreement gives homeowners nationwide access to a network of more than 6,000 authorized, independent service contractors. They can also access an online Homeowner Portal to manage their account, request service and renew their service agreement.

Coverage packages cover the cost of repairing or replacing certain systems, including parts and labor, for one low service call fee.

  • Simply Kitchen: The Simply Kitchen plan is 2-10’s most affordable plan. It covers your kitchen appliances, including: built-in microwave, dishwasher, range, oven, cooktop, refrigerator with ice maker and beverage dispenser.
  • Complete Home: The Complete Home plan is the most popular. It covers kitchen appliances, heating and cooling, and plumbing and electrical.
  • Pinnacle Home: The Pinnacle Home plan offers the most coverage. It covers everything in the Complete Home package as well as your washer and dryer and includes other upgrades. 

2-10 service plans are not available in Alabama, Alaska, Hawaii, Montana, New Hampshire, North Dakota, Oklahoma, South Dakota or Wyoming.

2-10 Home Buyers Warranty coverage

The company’s Systems and Appliances service agreement covers the repair or replacement of major home systems and appliances, including parts and labor.

  • AC/freon split system
  • Furnace
  • Plumbing
  • Water heater
  • Electrical panel/wiring
  • Refrigerator
  • Oven
  • Dishwasher
  • Built-in microwave
  • Disposal
  • Trash compactor
  • Washer/dryer

Optional coverage: Available for home buyers, 2-10 offers optional coverage at an add-on rate for the following items: pre-season HVAC tune-up, extended pipe leak, roof leak, septic system, pool/spa equipment, water softener and well pump.

2-10 Home Buyers Warranty coverage exclusions

2-10 Home Buyers Warranty covers the failure of systems and appliances due to normal wear and tear. Pre-existing conditions will only be considered for coverage if they were unknown and could not have been detected by visual inspection or simple mechanical test. 2-10’s service agreement does not cover damage due to misuse or abuse or natural disasters. They also won’t handle hazardous materials, like asbestos.

As is typical with most home warranties, 2-10 does not cover cosmetic defects. In the event a replacement item is provided, there are no guarantees they’ll match the existing brand and color of your current item.

Code violations and haul away services are only covered with the Supreme Protection add-on and HVAC Plus plan add-on. Commercial appliances are not covered under the warranty.

There may also be item-specific exclusions. These will be listed in your contract, so be sure to look for these and understand your coverage. Often, parts and components deemed non-essential to the core function of the item may be excluded. For example, while most of your kitchen appliances may be covered, parts like glass, shelves and accessories may not be covered.

2-10 Home Buyers Warranty cost

The monthly cost for 2-10 Home Buyers Warranty starts at $27 for the kitchen appliance plan. Your total cost will vary by plan and your selected service call fee, which ranges from $85 to $125. Their monthly rate comes at a lower cost than the industry average, while their service call fee runs slightly high. If you select any add-on coverage, this will also increase your monthly payment.

2-10 Home Buyers Warranty coverage limits

2-10 Home Buyer’s Warranty lists the maximum aggregate liability for all claims in a contract term at $25,000. This is one of the higher limits we’ve seen. There is also an item specific limit on certain appliances and systems. This is the maximum 2-10 will pay for the repair or replacement of the item within one contract term.

Item2-10’s coverage limit
Built-in or sealed refrigeration units$2,500
Faucet repair and/or replacement$150/faucet
Toilet replacement, in the event of sediment/ calcium build-up$300/toilet
Limited roof leak$1,000/term
Septic system$500/term
Swimming pool$1,000/term
Well pump$500/term
Steam, hot water heat, hydronic systems, geothermal and water source systems, air conditioners, high-velocity systems$1,500/term
Concealed or concrete encased items pertaining to ductwork, water, gas, drain, piping, leaks, breaks and wiring$500/term
*Limits subject to change. Check your service agreement for up-to-date numbers

2-10 Home Buyers Warranty FAQ

Is a home inspection required by 2-10 Home Buyers Warranty?

No, a home inspection is not required to get coverage from 2-10 Home Buyers Warranty.

Can I choose my own service provider?

Maybe. In the event that a 2-10 authorized contractor is unavailable, you may be able to select your own technician. The technician will diagnose the problem and then call 2-10 for prior authorization before beginning the work.

Is there a cancellation fee for 2-10 Home Buyers Warranty?

Yes. A $25 processing fee will be applied to your cancellation. Cancellation within 30 days entitles you to a full-refund less this fee, while cancellation after 30 days will receive a pro-rated refund. Cancellation must be submitted in writing via email.

How do I request a service from 2-10 Home Buyers Warranty?

Claims can be submitted online through the 2-10 homeowner portal or by calling their toll-free number. Both methods are available 24/7, and you can log in to the homeowners portal to check the status of your request at any time. To request service from 2-10 Home Buyers Warranty:

  1. Submit a claim to 2-10.
  2. 2-10 will assign and dispatch a service contractor.
  3. Dispatched contractor will diagnose and repair the item if it’s covered under your warranty.
  4. You will pay the service call fee.

Emergency service: In emergency situations, 2-10 will make every effort to expedite a technician to your home within 24 hours.

Is there a waiting period before you can start using a home warranty from 2-10 Home Buyers?

Yes, there is a 30-day waiting period before you can request service from 2-10 Home Buyers. If you are renewing your home warranty, you can start using it immediately.

Is 2-10 Home Buyers Warranty worth it?

2-10 Home Buyers Warranty gives homeowners around-the-clock peace of mind should something in their home break. In business for nearly four decades, the company has accrued valuable experience taking care of homeowners around the country. Homeowners should be prepared to pay a service call fee for each separate service request. Overall, we found the pricing fair and the coverage adequate, if a little less comprehensive than other plans available. If you’re looking for straightforward coverage of your major systems and appliances, 2-10 should fit the bill.

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2-10 Home Buyers Warranty Reviews

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    How do I know I can trust these reviews about 2-10 Home Buyers Warranty?
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    Page 1 Reviews 0 - 10
    TechPunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Oct. 15, 2025

    I’m only giving them a 1 star, because you HAVE to give them one. It has taken them over 2-3 months to refund my funds and did NO work. No tech ever came out, but paid the $250 fee. Once, we submitted our $250 for a professional tech to assess our home, they refused to ever send someone out. Instead, they asked US the homeowner to go into our attic and submit the pictures. As if we are trained experts on the matter. At that moment, we asked for our money back. This transpired mid July. It was supposedly submitted in August on the 8th to be refunded to the card that made the purchase. Here we are October 14th and still no refund. After, MULTIPLE attempts to have the agent Mary to escalate the matter to their accounting team. Every time there’s some “disconnect” according to her.

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    2-10 Home Buyers Warranty
    Response from 2-10 Home Buyers Warranty

    Hi Rashad, we're sorry to hear about the issues you've experienced. What you've described is not the experience we aim to provide. If you are still in need of assistance, please send us a private message at facebook.com/210HomeBuyersWarranty and we'll be happy to help in any way we can.

    Profile pic of the author.
    Installation & SetupClaims HandlingTechRefunds & PayoutsMaintenanceStaff

    Reviewed Sept. 18, 2025

    2-10 Home Warranty is THE WORST! We waited 9 days for them to replace our hot water heater despite approving the claim on day 1. They took 5 days to order the hot water heater, it was complete BS. Now they won't reimburse me for the HVAC we had installed because their tech couldn't fix the old one, and I didn't tell them I was hiring my own contractor. The old HVAC unit was leaking and damaging the crawlspace. I actual did them a favor to alleviate further damage. Do not spend a dime on this company they are the worst!

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    2-10 Home Buyers Warranty
    Response from 2-10 Home Buyers Warranty

    Hi Casey, we're sorry to hear how you feel but we appreciate your feedback. If you feel we have made an error in handling your claims, please give us a call so we can resolve it. Thank you again for your feedback and thank you for being a part of 2-10 Home Buyers Warranty.

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      Customer Service

      Reviewed Sept. 12, 2025

      I simply changed my mind 2 days after purchasing the warranty and called the number for cancellation. Spoke to one gentleman and he gave me an email address to request cancellation, then he transferred me to another line to see if they can do it. The next lady told me she can't do cancellation and transferred me back to the first gentlemen. I finally give up and write the email (cancellation@2-10.com), what is the point of posting a phone number if I have to send an email for cancellation? Just post the email address, easier that way.

      Thanks for your vote!
      2-10 Home Buyers Warranty
      Response from 2-10 Home Buyers Warranty

      Hi Anna, thank you for your feedback. We're sorry to hear about the issues you've experienced. We appreciate your patience. Thanks again for your feedback and thank you for being the best part of 2-10 Home Buyers Warranty.

      Refunds & Payouts

      Reviewed Sept. 2, 2025

      So bought our home with the 2-10 Warranty. Let me tell you that Warranty is a joke! We have been without a refrigerator for 2 weeks. We have to do all the legwork with LG and pay out of pocket for labor. These people at this Warranty company are absolutely clueless and could care less about your family. DO NOT! I REPEAT DO NOT BUY a WARRANTY from this company! It's as ** as it gets!

      Thanks for your vote!
      2-10 Home Buyers Warranty
      Response from 2-10 Home Buyers Warranty

      Hi David, thank you for your feedback. We appreciate your patience, and we’ll do our best to make sure that you have a more positive experience next time. Thanks again for your feedback and thank you for being the best part of 2-10 Home Buyers Warranty.

      Customer ServicePunctuality & SpeedRefunds & Payouts

      Reviewed Aug. 31, 2025

      We canceled three home warranties with 2-10 for various reasons, but I was completely blown away by how many times I had to call just to reach someone efficient and knowledgeable. After receiving only two out of the three refunds they claimed were processed, we were told the third refund was processed a day later and would reflect on our card within seven business days. Those days passed, and still—no refund. We called again and, sadly, spoke to the same representative (didn't get her name, we spoke to her a few times and she wasn't very helpful) who assured us it would appear in another day or two. More time passed.

      When we contacted the accounting department again to follow up on the third refund, we spoke to a dry and frankly sarcastic gentleman who said he couldn't speak to what we had been told previously but would look into it. Finally, we spoke with Connie. At first, she seemed unsure, but she turned out to be the only person capable of resolving the issue. Despite her modesty, she was the most efficient and helpful representative we dealt with. She provided a screenshot showing the refund had been processed and explained on another call that day- the third refund couldn’t be returned to the card—it had been mailed by check to the address on file.

      In closing, the accounting department needs serious customer service and skills improvement. I'm giving 2 stars for the overall experience due to the lack of effort and competence from most reps. Connie, however, deserves 5 stars—her help was stellar, and she’s the only reason we were able to locate the missing refund.

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      Claims HandlingCoverageRefunds & Payouts

      Reviewed Aug. 22, 2025

      I purchased the deluxe home warranty from 2-10. When my HVAC broke down I got diagnostic from an out of network contractor because I was told on the warranty company I had full reimbursement. I submitted all the documents and was told my account for reimbursement would only by a fourth of the estimate cost, however when I spoke to the first claims specialist I was told it would be $3K more. So one representative blamed the other for misinformation yet when I purchased the warranty everything was covered. They are liars, misleading and trying to avoid paying claims. There’s no way they have a 97% pay out rate!

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      2-10 Home Buyers Warranty
      Response from 2-10 Home Buyers Warranty

      Hi LaToya, we're sorry to hear how you feel but we appreciate your feedback. If you feel we have made an error in handling your claims, please give us a call so we can resolve it. Thank you again for your feedback and thank you for being a part of 2-10 Home Buyers Warranty.

      TechPrice

      Reviewed Aug. 21, 2025

      I’ve been with 2-10 Homeowners warranty for about 3 years now. Recommended by my realtor when I purchased my home. I’ve been dealing with them and it has been the worst experience ever. I’ve been having issues with my HVAC system and haven’t had AC for the whole entire summer. I live in FL so it gets very hot. I’m on my second or 3rd compressor that they keep replacing. Each time they replace it, it’ll only last few days till it goes out again. I suggested that they should replace the whole entire unit instead of paying the contractor $3-4 each time they replace the compressor. That way they save money and I don’t have to go through all the headaches. They never listen. The last contractor that came out suggested they should replace the whole entire unit because it’s old. So 2-10 called me and would give me $1,600 so I can get the unit replaced myself. It would probably cost upwards of $10,000.

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      Customer ServiceTech

      Reviewed Aug. 16, 2025

      I've had nothing but bad service for the last two years. I called to have the heating element replaced in my oven. They sent a tech from a local repair company and he replaced the element. When my wife needed to use the oven it was overheating. We called again about the issue and they sent the same tech. He said that it needed to be calibrated. We called a third time and asked for a different company to come out as the problem had not been resolved. The tech from the second company shorted out some wires and we can only use two top elements as a result and still can't use the oven. This experience began Nov 2024 and has yet to be resolved.

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      Profile pic of the author.
      Claims HandlingRefunds & Payouts

      Reviewed Aug. 6, 2025

      We have had 2-10 for over a decade and every time I have filed a claim with them, the repair has been a long, drawn out process. The only reason I hadn’t canceled so far is because my husband thinks extra and extended warranties are good to have. I can’t even explain the entire saga of my AC repair here (it’s in my other reviews if you’re interested), but it lasted YEARS and ended with me still having to pay another company $1500 out of pocket to have the repair completed properly. I opted against using them when my washer went out because I knew it would take too long and I didn’t want to go to the laundromat for months, so we just bought a new set. I’m currently 3 weeks without a working oven with no end in sight. Based on their track record, I’ll be lucky to have one by Thanksgiving. Avoid this company.

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      Customer ServiceTech

      Reviewed Aug. 5, 2025

      Do not use them!!! They employ unprofessional, scary people. Don't do it! Zero communication, no showed at least SEVEN TIMES! Contractor threatening over the phone. Lying repeatedly, 2-10 accepts this behavior and continues to employ people who should NEVER hold a "license." Yeah maybe purchased online.

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        2-10 Home Buyers Warranty Company Information

        Company Name:
        2-10 Home Buyers Warranty
        Company Type:
        Private
        Address:
        13900 E. Harvard Avenue
        City:
        Aurora
        State/Province:
        CO
        Postal Code:
        80014
        Country:
        United States
        Website:
        www.2-10.com