2-10 Home Buyers Warranty Reviews

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Edited by: Amanda Futrell
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About 2-10 Home Buyers Warranty

2-10 Home Buyers Warranty offers simple home warranty plans at reasonable prices. The two plans make it easy to get the coverage you need, while optional add-ons extend the coverage to additional systems. The company’s plan agreements are clear and understandable, and claims are handled through a simple online process.

Pros
  • Straightforward plan selection
  • Easy-to-understand plan agreements
  • Sensible add-ons to expand coverage
  • Cost and service fees in line with industry averages
Cons
  • Annual plans don’t automatically renew
  • Some complaints of long waits and claims denials

Featured Reviews

Cornelius, NC
Verified purchase
The air conditioning no longer blew hot air and the experience when I submitted the claim to 2-10 was fantastic. It was called in on a Friday and they said that I might not hear f...

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Laurel, MD
Verified purchase
We canceled three home warranties with 2-10 for various reasons, but I was completely blown away by how many times I had to call just to reach someone efficient and knowledgeable....

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How does 2-10 Home Buyers Warranty work?

2-10 Home Buyers Warranty, a home warranty provider founded in 1980, offers two straightforward plans: Systems and Pinnacle. The plans can be paid monthly or annually and canceled at any time.

2-10’s warranty plans offer a good spread of coverage for key systems, and optional add-ons help fill the gaps — including electronics coverage. Monthly plans renew automatically, but annual plans must be manually renewed each year.

2-10 plans are not available in every state. There’s a convenient lookup tool on its website that allows you to check if coverage is available in your area by entering your zip code.

2-10 Home Buyers Warranty coverage and plans

2-10 Home Buyers Warranty offers two straightforward plans: Systems and Pinnacle. Systems covers home systems only, while Pinnacle adds coverage for appliances.

Home systems coverage

Kitchen appliances coverage

Other appliances and fixtures

Additional covered items

In addition to what’s covered here, there are several optional coverage packages you can add to cover things like electronics or roof leaks. Options include:

  • Roof leak repair
  • Pool and built-in spa equipment
  • Guest unit
  • Septic system ejector pump and pumping
  • Well pump unit
  • Electronics protection

2-10 has a repair-first policy. It will attempt to repair your damaged items first, offering replacements if the repairs fail (or can’t be done).

2-10 Home Buyers Warranty cost

At the time of publication, Systems starts at $39.99 per month, and Pinnacle starts at $59.99 per month, with the option to pay monthly or annually. Overall, pricing is in line with the average cost of a home warranty, which is about $60 per month.

In addition to monthly premiums, 2-10 charges a service call fee each time a claim is filed. The standard service fee is $100, though customers can choose a lower $75 fee or a higher $125 fee. Selecting a lower service fee increases the monthly premium, while choosing a higher service fee lowers it. These options fall within the typical home warranty service fee range of $75 to $150.​

Pricing for add-on coverage varies with location and the specifics of what you need covered.

2-10 Home Buyers Warranty exclusions and limitations

2-10 warranty’s exclusions and limitations are spelled out in the plan agreement, which uses clear, straightforward language, so make sure to double-check yours when signing. Some notable examples include:

  • A $1,000 limit for roof leak repairs
  • Exclusions on certain roof types for roof leak repairs, including metal roofs and mobile home roofs
  • Exclusions on washer and dryer accessories

These exclusions and limits are fairly standard for home warranties.

2-10 Home Buyers Warranty claims

The easiest way to file a claim with 2-10 is to use the online Homeowner Portal. You’ll simply select the system or appliance you need to file a claim on and follow the on-screen prompts. You can also call the company directly to initiate a service request at 720-531-6717.

The timeline for the repair process varies based on the specific appliance or system and the complexity of the repair. Once your service request is submitted, a 2-10 Pro will be assigned to your claim and should contact you to schedule your appointment within 48 hours. Alternatively, you can reach out to the Pro directly to schedule if you prefer.

Exclusions are one of the most common reasons claims might be denied, so make sure to review your contract carefully. Other reasons for denied claims include lack of maintenance, preexisting conditions, unauthorized repairs and improper installation.

2-10 Home Buyers Warranty FAQ

Does 2-10 Home Buyers Warranty require a waiting period?

Yes, 2-10 Home Buyers Warranty has a waiting period of 30 days after sign-up. Once that time is up, you can begin using your coverage.

How do I cancel a 2-10 Home Buyers Warranty plan?

You can cancel your 2-10 Home Buyers Warranty plan at any time by calling 844-784-5209. If you cancel within the first 30 days of coverage, the company will refund the agreement fee, minus any service fees for claims already filed.

After 30 days, you receive a prorated refund, minus an administrative fee of up to one month’s payment. The specifics of these refunds can vary from state to state, so be sure to check your plan agreement.

What does a 2-10 Home Buyers Warranty home warranty cover?

What your 2-10 Home Buyers Warranty plan covers depends on the specific plan you choose. There are two options: Systems and Pinnacle. Systems covers home systems like heating, AC, electrical and plumbing. Pinnacle includes systems coverage and adds coverage for kitchen and laundry appliances.

How do I file a claim with 2-10 Home Buyers Warranty?

You can file a claim with 2-10 by heading to the company’s website and accessing the Homeowner Portal. You’ll answer a few questions about your issue, and someone will contact you within 48 hours to schedule an appointment. You can track the status of your request through the portal.

Does 2-10 Home Buyers cover preexisting conditions?

No, 2-10 Home Buyers won’t cover preexisting conditions. Covered systems and appliances must be in working condition when the warranty begins.

How long do claims take with 2-10 Home Buyers?

After you submit a claim, a service provider is typically assigned and should contact you within 48 hours to schedule an appointment. The total time to complete a repair depends on the issue, parts availability and scheduling, so more complex repairs can take longer. Delays can also happen if a claim requires additional review or falls under coverage limitations.

Is 2-10 Home Buyers Warranty worth it?

2-10 Home Buyers Warranty delivers a standard home warranty experience with simple plan options and clear coverage terms. Pricing and coverage fall in line with industry norms, but customer feedback suggests the claims process can sometimes be slower or more restrictive than expected.

Best for

  • Homeowners who want simple, easy-to-understand plan options
  • Budget-conscious shoppers looking for average-priced coverage
  • Those who prefer a repair-first approach to avoid unnecessary replacements
  • Buyers who want the option to customize coverage with add-ons

Not ideal for

  • Those needing fast claim resolutions or highly responsive service
  • Homeowners who want fewer exclusions or more comprehensive coverage
  • People who don’t want to closely review contracts to avoid denied claims
  • Those expecting seamless, low-effort claims with minimal follow-up

Overall, 2-10 is a reasonable choice for homeowners who want straightforward, no-frills coverage and are comfortable managing expectations around service timelines and exclusions. However, it may fall short for those who prioritize speed, flexibility or more comprehensive protection.

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2-10 Home Buyers Warranty Reviews

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    Page 1 Reviews 0 - 10
    Customer ServiceTechPunctuality & SpeedStaffCoverage LimitsWait Time

    Reviewed April 30, 2026

    I’ve had a very frustrating experience with 2-10 Home Warranty and their assigned contractor, Best Electronics. After waiting weeks for parts and service, the technician replaced components but the dishwasher still doesn’t work. There was no clear diagnosis, and I was told additional parts would be ordered without identifying the root issue.

    Communication has been inconsistent and unprofessional throughout the process. I’ve paid the $100 service fee and continue to pay a monthly warranty, yet I still don’t have a working appliance—and no one, including a supervisor, has followed up with me. I strongly recommend reviewing the Yelp feedback for Best Electronics, as my experience aligns with many of those concerns. At this point, I’m still waiting for a proper resolution, clear communication, and a competent service provider from 2-10.

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    Contract & TermsTechPricePunctuality & Speed

    Reviewed April 28, 2026

    Difficulty in communicating. Waited 4 months to get dishwasher installed. They replaced dishwasher with a cheap dishwasher that is smaller. Does not dry dishes and of course has mold around seal because of constant moisture. Oh and seal falls out around door. I could have taken buyout except it would have cost me an additional $200.00. What a joke and it does not match rest of appliances. I was not allowed to pay the 40.00 extra to get one that matched.

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      Customer ServiceCoverageTechSales & MarketingPriceRefunds & PayoutsStaff

      Reviewed April 24, 2026

      I would never recommend 2-10 Home Warranty. I have paid for the higher premium. I haven’t needed to use it until recently. I was told by a representative that I could purchase a new refrigerator, after my compressor was bad and had black oil. They told me the allotment they would pay towards my new refrigerator. I went out and purchased a new refrigerator. I called back to begin the process for reimbursement. I was then told that the claim wasn’t processed correctly and the refrigerator could be repaired. The refrigerator is 15 years old, the compressor died and has black oil. The repairman said it was toxic. I did the research and learned black oil is a red flag and shouldn’t be repaired. 2-10 warranty said the service vendor said they could repair it. I was told by their representative that I could buy a new one and receive reimbursement - that never happened.

      When I went to cancel, the representative said "You only have 2 more months for this year." He knew why I was cancelling. He offered me a discount on my next two months and service call if I would stay for 2 more months. Really?? The only thing I am happy about is no longer paying a monthly premium for no service. The phone time was very long, putting you on hold and not coming back for long periods of time. This is my first negative review I have ever given to anyone. I feel people need to know how bad they are!!

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      Customer ServiceClaims HandlingCoverageTechSales & MarketingPricePunctuality & SpeedStaffRatesHonesty & TransparencyNetwork Quality

      Reviewed April 24, 2026

      Purchased the Pinnacle subscription and was assured and guaranteed by the sales associate that everything HVAC related was covered with this upgraded and more expensive package. Was even reassured that crane service to install a new unit in the attic was covered. A year and a half later, my upstairs unit died and I tried to file a claim. The in-network vendors are substandard and dishonest, and that’s being extremely kind. I went through 3 of them at $100 each and none of them even looked at the equipment, they showed up, collected the $100 and left a receipt.

      I finally decided to try and have an out of network vendor that was reputable take a look and I submitted a quote of $8950 to 2-10. They came back and stated the attic unit is not covered at all and only the outside unit was covered and gave me a price to compensate me of less than $500. My warranty states $5000 for equipment. This is a very detailed and thought out scam. When you call you get someone in Sri-Lanka that will keep repeating the contract exclusions to you that you didn’t have access to in the beginning on purpose. I hope someone sues them eventually. I don’t have to money to pursue legal action or I would. Buyer beware.

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      Customer ServiceTechPunctuality & SpeedStaffHonesty & TransparencyCoverage Limits

      Reviewed April 16, 2026

      I would have given this company more stars based on my prior one-off small jobs experience but this most recent one was so bad I have to warn others to avoid this company. My fridge went out, they sent a technician to confirm it was done. 2-10 kept telling me the technician would deliver a new one (he laughed and said no that's not how their company works-as he knows more about how their company works than they do). They gave me a delivery date of two weeks after all this (without a fridge) for a Monday, but instead, their third party travel delivery company tried to deliver it a week early with a 20 minute notice.

      I rushed home only for them to not be able to fit the fridge through my door. They tricked me into "rejecting" the fridge with it not fitting through my door even with the door off, and it was a shit show thereafter. I called almost daily waiting 1-2 hours most times. They told me it would still be delivered on the original Monday (two weeks from the incident). Monday came and went, I called daily, they told me it was lost didn't know where it was and promised me it would be delivered Thursday or Friday, which it wasn't. Then they told me it would be Monday, when it didn't come Monday, I called and they found their information and Lowes didn't match but that it would now be delivered within 1-5 business days, then I got a call 4 days after that, that because I rejected the fridge and they don't TAKE INTO ACCOUNT MEASUREMENTS IN THEIR CONTRACT, that I now have to accept the measly $800 cash offer instead and go get my own fridge.

      Mind you, it's been almost a month, and they have dragged this out, misinformation every call, no one knows what's going on it's like they're all working for a different company. Mind you, I called and confirmed they had my measurements which was a blatant lie on their end. The check will take up to another two weeks to get here, if I even get it. I've lost food, can't cook or meal prep so I've wasted so much money getting take out, I've had to buy ice daily. WHAT A NIGHTMARE. DON'T WASTE YOUR MONEY, TIME OR ENERGY.

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      TechMaintenanceStaff

      Reviewed April 7, 2026

      Our home builder is using this company, they are the worst. They came to do our 1-year and did tons of drywall repair all over the house but never came back to fix any. Our AC unit went out 8 times and I had to miss work because of this. Warning ⚠️ do not use them. Our house is a mess because of them. They don't care you have small kids.

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      CoverageMaintenance

      Reviewed March 30, 2026

      Bought a new house - seller had bought a 2-10 policy for us. First time turning on A/C - It did not work. 2-10 determined it was a pre-existing condition even though we did not know anything about it nor was it determined during inspection. What is the point of having a home warranty.

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      Customer ServiceCoverageStaff

      Reviewed March 30, 2026

      Horrible customer service. Warranty doesn't cover anything it says it does. Took me days to get someone to help me cancel the policy. Rude people on the customer service line. No follow up. Want to let other consumers know to not buy this plan.

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      Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedStaffResolution

      Reviewed March 26, 2026

      I am requesting that this matter be escalated to a supervisor or claims resolution manager. My family moved into a brand-new home in October 2024. In February 2026, we began noticing water dripping from a downstairs light fixture whenever the master bathroom shower is used, particularly during longer showers when my wife washes her hair.

      I submitted a claim and a plumber was sent to evaluate the issue. The plumber ran the shower for approximately 30 minutes directly into the drain and did not observe any leakage during that time. However, after his inspection he indicated that the issue likely was not plumbing-related and may instead involve a crack in the shower tile or possibly the shower base. He recommended that a tile installer inspect the area further. Since that visit, I have contacted 2-10 Home Buyers Warranty on three separate occasions. Each time I have had to re-explain the entire situation, wait through extended hold times, and was told someone would return my call. Most recently, I was told that there is nothing further that can be done.

      This is extremely concerning. I pay monthly for warranty coverage, the home is still relatively new, and we are currently forced to limit shower use because extended use causes water to leak through a downstairs light fixture. Beyond the inconvenience, this situation presents a potential safety risk as well as possible structural damage if it continues.

      At this point, I am requesting a formal review of this claim and clear guidance on how this issue will be addressed under the warranty coverage. If the matter cannot be resolved, I will need to explore filing a formal complaint with consumer protection agencies and the Better Business Bureau. I would appreciate prompt attention to this matter and a response outlining the next steps toward resolution.

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      Customer ServiceCoverageTechPriceRefunds & Payouts

      Reviewed March 25, 2026

      This has got to be the worst experience I have ever had. Home warranties cover old equipment when you buy a house. These people are saying it denied because it’s pre-existing, whatever that means I called in a work order, took a contractor about a week to come out, he found a leak said it need to be replaced and leaked down again. I called back to find out where the claim was and these people were just sitting on it so they sent another company out. I had to pay another hundred dollars so there’s $200 down.

      The second guy had no idea weren’t even hooked gauges up on a heat pump and he did not even charge it back up said he did not have Freon what air-conditioning person that has no Freon all back. They set up their original guy back out. It took him all over two weeks to come out he did charge it back up however it’s leaked back down again and now they’re saying it’s pre-existing because the first guy came back out the second time. When I called back in called last week, they said they were escalating so it could take 48 hours to get a call back. Never got a call, called a date. They said they’re escalating. It said it would take 48 hours in the meantime, I’m burning up because of this company all they do is take your money and never pay out. Worst company ever.

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        2-10 Home Buyers Warranty Company Information

        Company Name:
        2-10 Home Buyers Warranty
        Company Type:
        Private
        Address:
        13900 E. Harvard Avenue
        City:
        Aurora
        State/Province:
        CO
        Postal Code:
        80014
        Country:
        United States
        Website:
        www.2-10.com